Transcript Highlights:

• <00:24:49.600> savings risk, disaster and catastrophe savings risk, disaster and catastrophe
• The bill requires insurance companies using catastrophe models or wildfire risk models to file those
• <00:30:19.360> models<00:30:19.760> or<00:30:20.080> wildfire using catastrophe
• models or wildfire using catastrophe models or wildfire risk<00:30:21.120> models<00:30:21.919
• The accounts allow homeowners to set money aside, state income tax-free, to pay for qualified catastrophe

Keywords: 1183, house

Transcript Highlights:

• It protects both the people of Hawaiʻi and our economy from the risk of future catastrophic wildfires
• 00:02:45.680> risk<00:02:46.040> of<00:02:46.200> future<00:02:46.599> catastrophic
• from the risk of future catastrophic from the risk of future catastrophic wildfires<00:02:48.720
• second the puc has not catastrophic second the puc has not ruled<00:09:24.079> on<00:09:24.440
• Um, would you care to comment on the catastrophe definition, as was mentioned by Mr. Curtis?

Keywords: 912, senate, all

Summary: The joint Senate hearing focused primarily on SB 1201, a wildfire measure that would create a wildfire recovery fund and allow securitization for electric utilities. Hawaiian Electric strongly supported the bill, saying it would help protect customers, property owners, insurers, and the broader economy from future catastrophic wildfire liability while improving the utility’s credit profile and lowering financing costs. Support also came from DCCA Consumer Advocacy, the Attorney General’s office on written comments, Ulupono Initiative, Clearway Energy Group, IBEW Local 1260, Par Hawaii, KIUC, the Chamber of Commerce Hawaiʻi, Plus Power, and numerous organizations and individuals. Opponents or commenters raised concerns about the liability cap, victim compensation process, and fund structure, including the Hawaiʻi Association for Justice, the Hawaiʻi Regional Council of Carpenters, and the Hawaiʻi Insurance Council; Henry Curtis of Life of the Land supported the concept of a fund but questioned the catastrophe threshold and whether the fund would be empty without a prudency finding. Much of the discussion centered on whether the proposed fund would actually help restore Hawaiian Electric to investment grade, with senators comparing the proposal to California’s wildfire fund. Hawaiian Electric said the bill was only one part of a broader process, alongside physical risk reduction and settlement finalization, and argued that without the bill the utility would not regain investment grade. Senators also questioned the proposed $1 billion fund size, the fairness of ratepayer contributions versus shareholder contributions, and whether customers should pay for consulting and administrative costs; Hawaiian Electric said its proposed amendment would remove those consulting-related charges. The company also said the fund would accrue interest and, if unused, could be returned to customers, and that there would be replenishment and supplemental contribution mechanisms if the fund were exhausted. The Attorney General’s office said it still had further amendments to discuss, and the departments had not yet resolved where the fund should reside administratively, though Hawaiian Electric said it believed DCCA was the appropriate place but was open to alternatives. KIUC requested two amendments. No vote or final committee action was taken during the hearing, and the measure remained under discussion with questions and proposed amendments still outstanding.

Transcript Highlights:

• Catastrophes. Mr. Speaker, gentlelady, yes.
• We've had, for example, a number of extremely catastrophic fires in our state.
• So for a community that's experienced a catastrophic fire, they are at high risk of another fire or floods
• More frequent catastrophic events, Madam Speaker, gentlelady.
• But it also allowed us to study and understand why that event, that catastrophic event, happened.

Transcript Highlights:

• <00:47:06.160> health health plans or catastrophic health health plans or catastrophic health
• Um, so you're saying in your testimony that the high-deductible health plans, catastrophic health plans
• So any of the bronze plans and the catastrophic plans under the new federal rules will qualify for a
• 00:52:20.960> the So any of the bronze plans and the So any of the bronze plans and the catastrophic
• plans under the new federal catastrophic plans under the new federal rules<00:52:23.359> will

Keywords: 912, senate, all

Summary: The committee first heard SB 2122, which would tie public service flexible spending account contribution and carryover limits to the annual IRS cafeteria plan caps. DEER supported the bill and said it would help the state keep pace with federal limits, though it suggested deleting the words “inflation/adjusted” and “for that calendar year” as unnecessary. HGA and UPW strongly supported the measure, saying state limits lag the IRS amounts and that higher caps would help employees offset rising health care costs. In response to questions, DEER said the plan has a fund balance of about $1.6 million but noted some risk if employees leave before contributing enough to cover reimbursements. The unions agreed to DEER’s suggested wording change so long as the bill still clearly required future increases to track the IRS limits. The committee then took up SB 2116, which would create a confidential process in the Attorney General’s office for anonymous complaints against public employees, with complaints forwarded to the appropriate agency and annual reporting required. DLIR and the Attorney General opposed the bill. The AG’s office said anonymous complaints cannot truly be guaranteed to remain anonymous, that existing laws already provide confidential complaint processes in specific areas, and that the AG would effectively be only a repository without meaningful authority over how complaints are handled. HGA and UPW supported the bill, saying it would begin a conversation about protecting complainants while discouraging frivolous complaints. In questions, senators raised concerns about how anonymous complaints would be investigated and whether the AG could serve as an appeal body; the AG said the proposal would likely require broader changes to existing complaint laws. The committee also heard SB 218, which would amend the amount a disbursing officer may deduct from an employee’s wages to repay indebtedness to the state. HGA and UPW supported the bill, saying it would create a more lenient repayment process for employees who were overpaid and should not have to repay large amounts in a single pay period. UPW said the bill would eliminate a provision allowing recovery of debts of $1,000 or less in one pay period, which it described as problematic for members. The Libertarian Party of Hawaii was listed in opposition, and additional comments were submitted by the state controller and the University of Hawaii Professional Assembly. Finally, the committee heard SB 2114, which would repeal the prohibition on certain exempt employees grieving suspensions or discharges and allow bargaining-unit members to grieve disciplinary actions. DHRD and the City and County of Honolulu opposed the bill, arguing exempt employees are at-will employees who serve at the pleasure of the appointing authority and already have other legal remedies for discrimination or harassment; they also said the issue is a negotiable matter under collective bargaining agreements. HGA and UPW supported the bill, saying exempt positions have increased in number and that just-cause protections would improve recruitment and retention. Senators questioned how unions would represent exempt employees and whether the bill would change the at-will nature of those positions; no vote or final action was taken on the measures in the portion of the meeting provided.

Transcript Highlights:

• And we're not spending it on what should be the most important priority: stopping these catastrophic
• Wildfire Service is going to take on all things related to catastrophic wildfire as well as prescribed
• If we can do that, then we'll have much less risk of these catastrophic fires, because our forest won't
• Every dollar to protect our state and reduce the risk of catastrophic wildfires.
• Every dollar invested in reducing the risk of catastrophic events like wildfires saves more than $6 in

Summary: The subcommittee began by announcing a change in the agenda order, moving item 6 ahead of item 1 and then item 7, and noting there would be no votes taken on any items that day. Item 6 covered a proposed operational efficiencies control section for the Natural Resources Agency that would let multiple departments jointly fund landscape-scale or multi-jurisdictional projects and allow Finance to transfer climate bond funds to a lead state entity. The LAO said the proposal was reasonable but suggested the Legislature consider requiring summary notification on how it is used; Finance said it would consider that request. Item 7 focused on the 2026-27 biodiversity and nature-based solutions spending plan. Finance and the Wildlife Conservation Board described the climate bond funding for habitat restoration, wildlife crossings, public access, tribal nature-based solutions, and related work, including $111 million proposed for WCB and $30 million for Salton Sea habitat and public access projects. The LAO supported the overall approach but flagged the San Andreas Corridor Program as an area where the Legislature may want to specify geographic priorities. Members discussed the pace of Salton Sea work and whether the proposed projects would count toward disadvantaged community goals. Item 8 addressed Cal Fire’s aviation contract and staffing needs for wildfire response. Cal Fire said year-round fire activity, a larger and more complex aircraft fleet, and labor market pressures justified the proposed contract increase, including more mechanics, pilots, and maintenance support. The LAO recommended approval, saying the proposal addressed health and safety concerns. Members asked about contractor staffing, competition in the bidding process, and future technology for early fire detection and suppression. The committee then took up item 1 on golden mussel containment. Fish and Wildlife described the invasive species’ spread in the Delta, the task force and response framework, and a request for eight new positions funded by Prop. 4 to support control plans, outreach, monitoring, research, and coordination with partners and law enforcement. Members pressed the department on whether the state should fund more direct decontamination infrastructure and grants to local water managers, and on the realistic goal of containing the mussel. The chair and several members emphasized the urgency of the threat and requested an itemized breakdown of the $20 million request. The hearing then moved to a broader LAO overview of wildfire prevention and response funding, where the LAO summarized the state’s funding mix and warned that ongoing wildfire resilience funding will likely decline as one-time bond and GGRF funds are exhausted, prompting discussion of long-term funding options and the balance between prevention, suppression, and community hardening.

Transcript Highlights:

• AB 1200 strengthens California's ability to prepare for, respond to, and recover from catastrophic disasters
• These are the systems that keep people alive and society functioning in the aftermath of a catastrophe
• would support both the state and local governments should landslides or climate change worsen catastrophic
• future disasters or it just opens it up to such a large scope that it could be potentially really catastrophic
• say utility bills that are really high in areas that are 150 degrees could be something that is catastrophic

Summary: The committee first took up a consent calendar of multiple bills, moving them forward mostly to Appropriations, with AB 1531 sent to Insurance. It then heard AB 645, requiring emergency medical dispatch training for public safety dispatchers who handle medical calls. Supporters said standardized dispatcher training would improve CPR and other pre-arrival instructions, especially in rural areas with long response times; there was no opposition, and the bill was moved to Appropriations. AB 716, on statewide hydrogen fire safety standards and a State Fire Marshal hydrogen expert, also drew support and was sent to Utilities and Energy. AB 783, aimed at lowering disaster rebuilding costs by allowing state contracting for construction materials in declared disaster areas, was supported by housing and building groups and moved to Appropriations. AB 591, creating a public works mutual aid plan for disasters, and AB 1200, expanding disaster preparedness through tabletop exercises, a State Lifelines Council, and CERT training, both received supportive testimony and were sent to Appropriations. The committee also heard AB 300, which would require regular updates to fire hazard severity zone maps; witnesses from fire agencies and cities supported moving the review schedule to every five years, and the bill was sent to Appropriations as amended. AB 986 would add landslides and climate-change-exacerbated conditions to the definition of state and local emergencies; supporters from Rancho Palos Verdes and the League of California Cities described severe land movement and major costs, while members raised concerns about overbroad emergency declarations. The bill nonetheless advanced to Appropriations. AB 478, requiring local emergency plans to include pet rescue procedures and longer holding periods for rescued animals, was supported by the author, a mayor, and animal advocacy groups; members suggested revisiting the 90-day reclamation period and transfer rules, but the bill moved to Appropriations. Later, AB 598 proposed school mapping technology for K-12 campuses so first responders can access accurate layouts during emergencies. The sponsor and dispatch representatives said the maps could reduce response times and improve coordination, while committee members asked about costs, vendor neutrality, rural school funding, and coordination with the 911 Advisory Board; the bill was moved to Appropriations with members noting possible follow-up amendments. Throughout the meeting, several votes were left open for later addition, and the committee eventually recorded additional aye votes and one no vote on AB 783 and a not-voting position on AB 986 before adjourning.

Transcript Highlights:

• And here in Kentucky, we're all too familiar with all the storms and catastrophes that have become very
• And here in Kentucky, we're all too familiar with all the storms and catastrophes that have become very
• /c><00:03:40.280> and familiar with all the storms and familiar with all the storms and catastrophes
• 41.439> that<00:03:41.599> have<00:03:41.799> become<00:03:42.439> very catastrophes
• that have become very catastrophes that have become very common<00:03:43.239> to<00:03:43.400

Keywords: Meeting Start: 00:00 Roll Call: 00:06 SB24 Discussion: 01:08 SB24 Vote: 13:22 SB18 Discussion: 14:40 SB18 Vote: 21:54, 958, all

Summary: The committee met with a quorum and first took up Senate Bill 24, a measure aimed at combating property and casualty insurance fraud. Senator Girdler and witnesses from the Insurance Institute of Kentucky and the National Insurance Crime Bureau said the bill would expand the definition of a fraudulent insurance act to cover statements that misrepresent the scope of property damage or repair costs, with the goal of addressing inflated storm-damage claims and out-of-state bad actors. Members discussed whether existing prosecutors were already handling these cases, the role of Commonwealth’s attorneys versus the Attorney General, and the need to keep the bill narrowly tailored to criminal intent rather than negligence or ordinary disputes over value. The committee substitute was adopted, the bill received favorable expression, and a title amendment was also adopted. The committee then heard Senate Bill 18, which would address a shortage of insurance options for automobile dealers by allowing nonadmitted carriers to provide garage liability coverage in Kentucky. Testimony from an insurance agent and a legislative agent for Big I Kentucky described a shrinking market in which some small dealers cannot find coverage at all, risking closure. Members asked about the meaning of garage liability, consumer protections, solvency concerns, and whether more competition could lower prices; witnesses said surplus lines carriers already operate in Kentucky, agents play an important vetting role, and errors-and-omissions coverage would apply to the agent. The bill was supported as a way to preserve dealer businesses and expand coverage options, and it passed the committee with favorable expression after roll call.

Transcript Highlights:

• shows the sources of unobligated funds and then the distributions for the restricted reserve and catastrophic
• shows the sources of unobligated funds and then the distributions for the restricted reserve and catastrophic
• The total catastrophic reserve fund balance is $1.8 billion.
• Under this new plan that we’re doing like this, you know, if we have some major catastrophic damage,

Summary: The committee considered a series of appropriation, transfer, and review items, approving most requests in Sections B through J. These included temporary appropriations for state technology upgrades, personnel management, court reporters and interpreters, crime victim claims, juvenile sex offender assessments, radiation lab testing, higher education workforce grants, an ARPA grant for the UAFS LPN program, an IIJA grant for geological/critical minerals work, a restricted reserve transfer for 102 State Police vehicles, a transfer to the Arkansas Heroes Program, several cash fund requests for the Real Estate Commission HVAC and AV needs, and overtime appropriations for Emergency Management and Military. One budget classification transfer request from the Commissioner of State Lands for $250,000 to cover operating expenses tied to a new building was discussed at length but failed on the vote after questions about the lease and operating costs. A major portion of the meeting focused on a $25.7 million pay plan appropriation request for 15 agencies. Members questioned why the Department of Human Services had not requested additional pay-plan dollars for human development centers, where DHS acknowledged staffing shortages, high turnover, and heavy overtime but said the issue was not lack of pay-plan funding. DHS was asked to provide a written plan to address staffing problems. The Department of Corrections testified that the pay plan had improved retention and hiring, and committee members asked for follow-up data on vacancies and staffing outcomes. Members also clarified that the pay-plan request was appropriation only, not new funding, and approved it. The committee then reviewed fund reports, including the restricted reserve, Budget Stabilization Trust Fund, Tobacco Settlement, State Central Services, Education Adequacy, Medicaid Trust Fund, IIJA, and Revenue Services transfer reports. DHS and DFA were questioned closely about the Medicaid Trust Fund, with members noting a $90 million February draw and asking about projected year-end balances; DFA and DHS said February was a high-expense, low-revenue month and projected the fund would remain solvent through the fiscal year, ending between $150 million and $200 million, while a second $100 million set-aside is planned for FY27. The committee also discussed a state hospital damage report, where DHS explained that insurance proceeds would not fully cover the repair costs because of depreciation and the age of the buildings; members expressed concern that the state would recover far less than originally expected, and DHS said any additional insurance recovery would be limited and returned to restricted reserve.

Transcript Highlights:

• The behavior does not distinguish between catastrophic and non-catastrophic claims.
• It's very important to anybody who has a catastrophic loss.
• It's very important to anybody who goes to, has a catastrophic loss.

Summary: The Committee on Banking and Insurance met with a quorum present and took up several bills, beginning with SB 834 on health care sharing ministries and insurance agents. Senator Yarbrough presented the bill to repeal a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing consumer protections; opponents said the bill was unnecessary and could increase confusion or misuse of agents and brokers. The committee adopted a title amendment and then reported the bill favorably after debate, with Senator Pizzo raising concerns about consumer reliance and lack of guaranteed coverage. The committee then approved SB 642 on foreign and alien bail bond insurers, SB 394 on reinsurance intermediary managers, and SB 266 on public adjuster contracts. SB 266 would let vulnerable adults rescind public adjuster contracts at any time without penalty; it drew support from consumer and industry groups, with some discussion about estimates and claim work product. The committee also passed SB 832 on residential property insurance transparency, which requires rate transparency reports and a consumer resource center at OIR, and adds a provision excluding land value from homeowners coverage calculations in most cases. Testimony on SB 832 was generally supportive of the transparency goal, though insurers said some of the required cost breakdowns may be difficult to produce as written. The committee next considered SB 1028 on Citizens Property Insurance Corporation, which would create a commercial lines clearinghouse to move eligible policyholders into the private market and reduce Citizens’ commercial exposure. Supporters said it would lower taxpayer risk and improve competition; a speaker suggested additional changes to deductibles, water-damage caps, and repair practices. The bill was reported favorably after a delete-all amendment and supportive debate from Senator Boyd. Finally, the committee passed SB 540 on the Office of Financial Regulation, which adds cybersecurity requirements for certain licensees, updates oversight of investment advisers and money service businesses, adjusts some charter and meeting rules for financial institutions and credit unions, and includes amendments clarifying repossession/deficiency claims, family office exemptions, and virtual credit union meetings. The meeting ended with all of the considered bills reported favorably and the committee adjourned.

Transcript Highlights:

• You can have it, and so what this bill does is say if you have a catastrophic injury, we're going to
• continue to pay for your family and your cells medical after that catastrophic injury.
• You can have it, and so what this bill does is says, if you have a catastrophic injury, we're going to
• continue to pay for your family and your cells medical after that catastrophic injury.

Summary: The Government Operations Subcommittee met and took up a long agenda of policy bills, local bills, and open government sunset review measures. The committee first heard HB 433 on administrative procedures, as amended by a strike-all that would create a five-year repromulgation process for agency rules, require review of guidance documents, add cost-benefit analysis requirements, and tighten licensing reporting. Members questioned whether the bill duplicated existing JAPC review functions and raised concerns about costs and the scope of agency authority, but the amendment was adopted and the bill was reported favorably 12-3. The committee then approved HB 699, which increases penalties for certain traffic infractions when they result in a crash; CS/HB 404, a local bill updating the City of Tampa firefighters’ and police officers’ pension plan; HB 711, creating a statewide Spectrum Alert and law-enforcement training for missing children with autism; HB 4023, a local ethics-related charter change for the North Springs Improvement District; HB 583, requiring registration and disclosure for agents and organizations associated with foreign principals and foreign-supported political organizations; HB 251, recognizing International Holocaust Remembrance Day in Florida; and HB 749, extending medical benefits for firefighters who suffer catastrophic injuries during training. Most of these bills drew supportive testimony and were reported favorably by unanimous or near-unanimous votes. The committee also considered several OGSR/open-records measures. PCB GOS-25-04 preserved exemptions for public safety communications system infrastructure records, PCB GOS-25-05 aligned cybersecurity-records sunset dates to October 2, 2026, and PCB GOS-25-06 narrowed exemptions for certain records held by the Department of Financial Services as receiver for insolvent insurers, making more information public. All three were reported favorably on 17-0 votes. The meeting adjourned after the final roll call.

Transcript Highlights:

• The love part is whenever the grid goes down or whenever we have a catastrophe, we depend on these cranes
• understanding, this will be a game changer for infrastructure, road improvement, and then obviously during catastrophes
• You got to remember, when utilities go down, Road improvement, and then obviously during catastrophes

Summary: The Economic Infrastructure Subcommittee heard and approved three bills. HB 1165 by Rep. Owen would authorize FDOT to issue a special blanket permit for mobile cranes and accessory support vehicles meeting specified size limits, allowing them to travel on and off interstates at all hours, including at night, while still following safety requirements and local travel restrictions. The sponsor and crane industry proponents said the bill would reduce congestion and improve emergency and disaster response. The bill was reported favorably by a 17-0 vote. The committee also considered CS for HB 279 by Rep. Partington, which strengthens penalties for misuse of the 911 system. The bill adds restitution requirements for emergency response costs and creates enhanced felony penalties when a false emergency report causes great bodily harm or death. Members raised concerns about juvenile prank calls and suggested awareness efforts in schools; the sponsor said those ideas could be considered separately. A Volusia County Sheriff’s Office representative supported the bill, and it passed favorably by a unanimous vote. Finally, the committee heard HB 177 by Reps. Harris and Woodson, designating a portion of I-Drive as the Harris Rosenway in honor of philanthropist and hotelier Harris Rosen. An amendment was adopted to also designate a bridge in Duval County as the Bernard Wilkes Rebaugh River Bridge in honor of longtime coach Bernard Wilkes. Members spoke in support of both honorees and their community impact. The bill, as amended, was reported favorably by a 17-0 vote. The meeting then adjourned.

Transcript Highlights:

• when estimating the insurance premium tax revenue projections for the state, especially when a catastrophic
• This comes into play when there's a catastrophic loss to carriers of $10 million or more.
• there's a catastrophic loss to carriers of<00:09:06.480> 10<00:09:06.720> million<00:09
• talking insurance, uh, in a catastrophic talking insurance, uh, in a catastrophic uh,<00:47:51.839
• to look at the real catastrophic ones. to look at the real catastrophic ones. um<00:48:04.079>

Keywords: 1189, house, all

Transcript Highlights:

• your catastrophic special education aid. your catastrophic special education aid.
• And the reason is because, you know, this grant used to be called catastrophic, because it's catastrophic
• <04:26:21.840> cuz used to be called um catastrophic cuz used to be called um catastrophic
• cuz it's<04:26:22.399> catastrophic<04:26:23.199> expenses.
• Like all of it's catastrophic expenses.

Keywords: 928, house, all

Summary: The committee first took up SB 209, which would require schools seeking building aid for construction or reconstruction projects to use an owner’s project manager. The chair explained an amendment that would remove the bill’s requirement that the manager be engaged before application and instead revert to current law, while updating the project threshold from the older $1 million figure to a more current amount and clarifying that the manager’s role is to protect the project owner’s interests. Members asked about the cost of hiring a project manager over several years before a project is funded, the 1.5% fee in rule, and whether the rules already define the manager’s duties. The chair said the amendment addressed those concerns by leaving the timing to current law and relying on existing administrative rules for qualifications and responsibilities. The committee then voted 18-0 to adopt the amendment and 18-0 to recommend SB 209 OTPA, placing it on the consent calendar. The committee then moved to SB 99, which concerns allowing students enrolled in career and technical education programs at receiving comprehensive high schools to take additional academic courses there. The chair said the bill was intended to make it easier for students to access CTE without being blocked by scheduling conflicts in their sending schools, and to clarify how agreements between sending and receiving districts would work. He described concerns about the bill’s cost formula, transportation, part-time versus full-time status, and whether the proposal could unintentionally create open-enrollment or athletic-transfer issues. He said the amendment would mirror existing treatment for homeschool and charter school students, use a familiar funding model, and limit participation to students already enrolled in one or more CTE classes at the receiving school. The chair also emphasized that comprehensive high schools already have a statutory definition and that the bill would help more students participate in CTE, which he said currently reaches only a relatively small share of students statewide. He noted that transportation would be covered only when a CTE bus is available, otherwise students would be responsible for arranging travel as under current practice. After brief discussion, the committee voted 18-0 to adopt the amendment and 18-0 to recommend SB 99 OTPA, also placing it on the consent calendar.

Transcript Highlights:

• <00:05:31.520> property<00:05:31.840> and assume catastrophic property and assume catastrophic
• So, rebuilding after a catastrophic loss takes years. Permitting can be slow.
• Rebuilding after a catastrophic loss takes years. Permitting can be slow.
• Rebuilding after a catastrophic loss takes years. Permitting can be slow.
• If not, we'll move on to SB 2964. rebuilding after a catastrophic loss rebuilding after a catastrophic

Keywords: 912, senate, all

Summary: The committee first took up a short-form administrative licensing measure requested by the administration to correct and clarify renewal provisions in a prior bill. Members raised no questions, and the committee voted to adopt the proposed Senate draft and recommit the bill back to the Commerce and Consumer Protection Committee for a further public hearing. The committee then heard SB 2876 on natural hair braiding, which would exempt natural hair braiders from licensing under certain conditions. The Board of Barbering and Cosmetology said it views hair braiding as within the broader scope of cosmetology, but agreed that people who only braid hair should not need a license because the training and exam requirements are minimal. The board warned, however, that exempting braiders could create consumer protection gaps involving sanitation, training, and enforcement, and noted that related services such as waxing, cutting, coloring, shampooing, and relaxing would still require licensure. Supporters included the Grassroot Institute of Hawaii and the Institute for Justice. The committee also heard SB 2950 on captive insurance and SB 2951 on insurance proceeds. On SB 2950, the Insurance Division opposed the bill, saying captive insurance is designed for formal self-insurance for companies and that allowing captives to insure the public would not fit the existing regulatory framework; a fire survivor advocate supported the measure as a way to expand disaster-related insurance options. On SB 2951, which would require mortgage servicers to follow certain rules for disbursing insurance proceeds after residential damage or destruction, United Policy Holders strongly supported the bill, citing delays in releasing funds and the need to help survivors rebuild, while banking and financial industry groups submitted opposition or comments. Finally, the committee heard SB 2952, SB 2960, and SB 2964, all related to property insurance and disaster recovery. SB 2952 and SB 2960 would extend the time policyholders have after a declared disaster to submit documentation and recover replacement cost value, with supporters arguing that rebuilding after major disasters takes far longer than standard policy deadlines allow and that the bills would improve consumer protection and transparency; the Insurance Division, the Insurance Council, and national insurance groups opposed the measures. SB 2964 would require annual disclosures of replacement cost value and coverage sufficiency; the Insurance Council opposed it as costly and unnecessary because policies already include inflation-related adjustments, while United Policy Holders and fire survivors supported it, saying many homeowners are underinsured and do not understand their coverage.

Transcript Highlights:

• what's been even harder for our districts is when you have a smaller school and then you have catastrophic
• what's been even harder for our districts is when you have a smaller school and then you have catastrophic
• what's been even harder for our districts is when you have a smaller school and then you have catastrophic
• what's been even harder for our districts is when you have a smaller school and then you have catastrophic
• <00:43:40.160> health<00:43:40.800> um, you have catastrophic health um, you have catastrophic

Bills: HF238, HF3381, HF3754, HF1049

Keywords: microenterprise home kitchen operation, cottage food, home-based food business, home kitchen license, homemade food, prepared food, food entrepreneur, small food business, cottage food law, food safety training, ServSafe, food handler license, agriculture department, Minnesota food law, residential kitchen, local zoning, consumer labeling, allergen labeling, unpasteurized juice, time/temperature control for safety food

Transcript Highlights:

• The original House Bill 232 allowed a cap of 15% for non-catastrophic claims and 10% for catastrophic
• non-c catastrophic claims and 10%<00:53:34.480> for<00:53:34.800> catastrophic<00:53:35.440
• <00:53:36.400> That<00:53:36.720> has 10% for catastrophic claims.
• That has 10% for catastrophic claims.
• , prior to a catastrophe, prior to a catastrophe, which<00:53:42.880> are<00:53:43.040>

Keywords: This version of the House chambers was retrieved from back up and uploaded. The original live stream contained issues where audio and video got out of sync., 958, all

Summary: The House convened with an invocation and pledge, established a quorum, approved the prior journal, and received committee reports on several bills. Reported measures included House Bills 1 and 2 from Appropriations and Revenue, along with bills on animal control officers, emergency services revenue, postsecondary education, proactive postsecondary admission, vehicle lights, motor vehicle operation, motor vehicle dealers, and machine gun conversion devices. The chamber also took up Senate Bills 52 and 124 for concurrence, and House Bill 1 was moved from rules to the orders of the day for immediate action. The House then considered House Bill 568, which would regulate public adjusters by prohibiting new licenses, allowing renewals for current licensees, imposing conflict-of-interest and contract requirements, capping fees at 5%, and barring adjusters from negotiating claims. Supporters described it as a consumer-protection measure responding to complaints and investigations, especially after recent storm-related exploitation. The bill passed overwhelmingly, 95-1. The House next debated House Bill 1, which would opt Kentucky into the federal education freedom tax credit program and authorize the Secretary of State to administer the state’s participation without using state general funds. Supporters argued it would bring federal scholarship dollars into Kentucky for K-12 students, including public school students, and could generate significant private donations for scholarship-granting organizations. Opponents raised concerns about shifting resources away from public education, the speed of the process, and a proposed waiver of Eleventh Amendment immunity. A motion to table the bill failed by a wide margin, and members continued debating the bill and its implications for public schools and state sovereignty.

Transcript Highlights:

• It requires them to pay the premiums for bronze or catastrophic, which is a low bar. Okay.
• It won't cover the big catastrophic stuff, but you know, that's what catastrophic is supposed to cover
• , premiums for bronze or catastrophic, premiums for bronze or catastrophic, which<00:26:22.080>
• <00:27:26.240> but<00:27:26.720> you the big catastrophic stuff, but you the big catastrophic
• know, that's what catastrophic know, that's what catastrophic >> Yeah.

Keywords: 912, senate, all

Summary: The joint HHS, Agriculture, Environment, Energy, and Intergovernmental Affairs hearing focused first on SB 2262, a pollution and illegal dumping measure. The Department of Health said it stood on its written testimony, and public testimony included support from CARES with suggested amendments to involve the counties in standardized response planning and to address pollution caused by individuals. Members questioned the bill’s fines, where they would go, and how the department would handle carcasses and illegal dumping enforcement. DOH said administrative fines go to the general fund, criminal fines are collected by the Attorney General, carcasses are generally buried by the landowner under existing rules, and DOH mainly regulates solid waste and coordinates with counties and other agencies when violations arise. After discussion, the chair recommended SB 2262 be passed with substantial amendments. The proposed amendments would add DLNR to the task force, deposit all fines into a special fund to support enforcement, allow fines below $5,000 for littering and higher fines for excessive or chronic illegal dumping, and include a January 30, 2050 effective date. The committee adopted the recommendation, with members voting aye. The hearing then moved to the HHS calendar. On SB 2087, relating to health insurance, agencies including DHS, DCCA, the Attorney General, and Labor stood on written testimony, while several advocacy and medical groups testified in support. One Medicaid recipient opposed the bill, arguing the coverage should be immediate rather than phased in over three years. Angela Melody Young supported the bill but urged amendments to prioritize people with disabilities, kupuna, and mothers. Members questioned whether the rural health transformation program could support the bill’s deductible structure; the Department of Human Services said it was unlikely CMS would allow that level of coverage, though rural funds might help in other ways. The committee then moved on to SB 2089, which would expand services eligible for Medicaid prospective payment system reimbursement, hearing support from OHA, DHS, and others, along with testimony about mental health access and training. The transcript also began SB 2106, relating to health and eating disorder prevention, with a student testifying in support and citing youth eating disorder harms, but the discussion was cut off before any action on that bill.

Transcript Highlights:

• These have, in many cases, become truly catastrophic, community-destroying events, and we've seen it
• But nothing could be worse for the environment than a catastrophic wildfire.
• <06:01:39.840> uh<06:01:40.000> Community truly catastrophic uh Community truly catastrophic
• for the environment than a catastrophic for the environment than a catastrophic wildfire wildfire
• Wildfire so there simply catastrophic Wildfire so there simply could<06:02:22.160> not<06:02:

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, January 9, 2025, 1012, house, all

Transcript Highlights:

• When a sprinkler system fails, the consequences can be catastrophic.
• to perform this work safely and correctly when a sprinkler system fails the consequences can be catastrophic
• As catastrophic wildfires grow more frequent and severe across California, SB 1153 takes a balanced approach
• collaborative fuels management projects being implemented at a watershed scale to try to avoid catastrophes

Keywords: 988, house, all

Summary: The Committee on Emergency Management heard several bills after a delay while the Senate was in budget deliberations. The committee first approved the consent item, SB 895, on a do-pass motion to the Committee on Communications and Conveyance. The main policy discussion centered on SB 1299, which would place in statute a certification and training framework for fire sprinkler fitters and apprentices after prior regulations were struck on procedural grounds. Supporters said the bill would protect public safety by ensuring qualified installation and maintenance of fire suppression systems; opponents raised concerns about added costs, housing affordability, and impacts on rural areas. The bill was approved on a do-pass-as-amended vote to the Committee on Labor and Employment, with Assembly Members Hadwick and DeMaio voting no. The committee then heard SB 1153 on wildfire preparedness and public water systems. The author and supporters from water agencies argued the bill would require urban retail water suppliers to include wildfire response procedures in emergency plans, clarify that water systems are not designed to suppress large wildfires, and reduce litigation costs passed on to ratepayers. Several water districts, fire-related organizations, and business groups testified in support. Members discussed transparency, backup power for pumps, and whether the bill should require more public disclosure about generator capacity; the author said he would continue working on the issue. The bill passed on a do-pass-as-amended vote to the Committee on Environmental Safety and Toxic Materials. Finally, the committee considered SB 828, prompted by the Esparto fireworks warehouse explosion. The bill would tighten fireworks licensing and storage rules by requiring disclosure of storage locations, proof of local permits, and confirmation that licensees are not federally disqualified. Support came from local government and environmental health representatives, while one pyrotechnic operator opposed unless amended, arguing the permit-verification requirements could not be met for hobby rocketry and some jurisdictions lack a permit process. Members and the author discussed possible clarifications for model rockets and other niche uses, and the author said he would continue working with the Fire Marshal and stakeholders. SB 828 passed on a do-pass-as-amended vote to the Committee on Local Government, and the meeting then adjourned.

Transcript Highlights:

• We are truly honored to be able to speak to the damages and catastrophic events that we've endured down
• aquifers, only to be followed by sudden, intense storms that overwhelm infrastructure and cause catastrophic
• As Chair of the drainage district, in the March event, we saw a lot of catastrophic flooding. impact
• Fast forward to almost one year later, to the day, in June of 2019, we endured a very similar catastrophic

Keywords: 997, house, all