Video & Transcript : 'brokerage window' :
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HI
Hawaii 2025 Regular Session
CPN-PSM, CPN-EDT, CPN Public Hearing 02-05-2025
Commerce and Consumer Protection
Transcript Highlights:
- correct his written testimony a little bit and clarify that the managing agent can be a licensed brokerage
- <01:23:21.159><c> licensed</c> managing agent can be a licensed managing agent can be a licensed brokerage
- 22.920><c> with</c><01:23:23.120><c> employees</c><01:23:23.639><c> and</c><01:23:23.760><c> not</c> brokerage
- uh with employees and not brokerage uh with employees and not every<01:23:24.080><c> employee</c><01
Committee:
Senate Commerce and Consumer Protection
Summary:
The committee opened by outlining testimony procedures and then heard SB 376 on tax credits, which would create a home fire safety improvement tax credit. Testimony from the Tax Foundation of Hawaiʻi urged that the concept would be better handled as a subsidy program and raised drafting concerns about unclear definitions and eligibility. Later, the committees agreed to pass SB 376 with amendments, including making the credit nonrefundable, clarifying third-party certification, deleting recapture-related language, and making technical changes.
Members then heard SB 417, which would make unlicensed contractor work during or within five years after an emergency or disaster a class B felony. The Contractors License Board was listed for comments, and the Subcontractors Association supported the measure. The committees ultimately recommended passage with technical, non-substantive amendments and an adjusted effective date, and the measure was adopted.
A substantial portion of the meeting focused on SB 782, which would require free and accessible voice communication services for incarcerated people and prohibit state agencies from profiting from those services, while also directing the PUC to set standards and providing funding for the SAVIN victim notification program. Supporters, including the Public Defender, ACLU of Hawaiʻi, Worth Rises, and others, argued the bill would reduce costs for families, improve reentry, and align adult corrections with the juvenile system. Opponents, including the Department of Corrections and Rehabilitation, the Hawaiʻi Paroling Authority, and SAVIN-related witnesses, warned that changing the funding structure could weaken victim notification and safety services. The committees deferred SB 782.
The committee also heard SB 999 on fireworks, which would repeal permissible consumer fireworks uses, impose civil penalties and forfeiture remedies, and create a forfeiture special fund for safety education. The Department of Law Enforcement and Honolulu Police Department supported the bill, while fireworks industry representatives and others opposed it, arguing prohibition would be ineffective and urging stronger enforcement and education instead. The committees deferred SB 999 for further consideration, and SB 1136 on insurance was also deferred after insurers and the Department of Commerce and Consumer Affairs opposed it. In the later joint session with the Committee on Economic Development and Tourism, SB 744 on condominium loans was heard with support from the Hawaii Green Infrastructure Authority and banking groups, while one testifier raised concerns that the program could function like C-PACE financing and add risky debt to condominium associations; testimony and discussion continued on that measure.
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part I) Apr 1st, 2025
Business & Commerce
Transcript Highlights:
- Currently, when an agent is providing brokerage services, ...services to prospective buyers, like showing
- If that contract provision doesn't exist, then your Sovereign Immunity Waiver is out the window.
Bills:
SB75 , SB715 , SB776 , SB1299 , SB1405 , SB1968 , SB2021 , SB2077 , SB2148 , SB2321 , SB2330 , SB2411
Committee:
Senate Business & Commerce
FL
Florida 2026 5th Special Session
Appropriations Committee on Higher Education Jan 28th, 2026
Transcript Highlights:
- And I am in the insurance brokerage industry.
Summary:
The Appropriations Committee on Higher Education heard two bills and then moved through a series of confirmations for university and college boards of trustees. Senate Bill 176, by Senator Polsky, would require public postsecondary institutions to have clear, publicly available safety policies and reporting procedures for threats to students, faculty, staff, and visitors. An amendment clarifying the bill’s scope was adopted without objection, there was no public testimony against it, and the committee reported the bill favorably. Members spoke in support, emphasizing campus safety and the need for clear reporting paths.
The committee also heard Senate Bill 116, by Senator Bradley, which would establish the University of Florida Diabetes Institute in statute to advance research, prevention, care, education, collaboration, and outreach on diabetes. Testimony included support from AARP and others, and members praised the institute’s research role and the growing public health importance of diabetes. The bill was reported favorably.
The remainder of the meeting focused on confirmations for trustees at FIU, UNF, UCF, USF, and Miami Dade College. Nominees and reappointees described their backgrounds and priorities, including student success, research growth, workforce development, engineering, health care, cybersecurity, and fiscal stewardship. Committee members asked several nominees about nursing NCLEX scores and university performance, and one public commenter raised concerns about campus climate and student safety. The committee then voted to report the confirmations favorably in a block and adjourned.
FL
Florida 2026 Regular Session
Appropriations Committee on Higher Education Jan 28th, 2026
Appropriations Committee on Higher Education
Transcript Highlights:
- And I am in the insurance brokerage industry.
Summary:
The Appropriations Committee on Higher Education met to hear two bills and several confirmation appointments. Senate Bill 176, as amended, required public universities to maintain and publicize clear campus safety policies and reporting procedures for threats to students, faculty, staff, and visitors. Senator Polsky said the bill was intended to close a gap in postsecondary safety guidance and mirror K-12 requirements. The committee adopted the amendment without objection, heard supportive comments about campus safety, and reported the bill favorably. The committee also heard Senate Bill 116, which would codify the University of Florida Diabetes Institute in statute to support research, prevention, education, collaboration, and outreach on diabetes; the bill drew supportive testimony from AARP and others and was also reported favorably.
The committee then took up confirmations for multiple university and college boards of trustees. Nominees and appointees testified about their backgrounds and priorities, including FIU trustee Nestor Plana, UNF trustee Clarence Stephen Moore, UCF trustees Mark Philburn and Alan Flores, USF trustees Rick Piccolo and Nancy Watkins Hemingway, and Miami Dade College trustee Ismarie Monreal, among others. Their remarks emphasized student success, research growth, workforce development, financial stewardship, and institutional goals such as engineering, cybersecurity, health care, and preeminence. Several members asked about NCLEX nursing pass rates and university performance metrics, and one public commenter raised concerns about campus climate and student safety at UCF.
After hearing the appointees and public comment, the committee voted to confirm the group of nominees in a block and reported the confirmations favorably. The meeting concluded without further business after a motion to adjourn.
FL
Florida 2026 Regular Session
Appropriations Committee on Higher Education Jan 28th, 2026
Appropriations Committee on Higher Education
Transcript Highlights:
- And I am in the insurance brokerage industry.
Keywords:
campus safety, higher education, university safety, college safety, student safety, threat assessment, violence prevention, credible threat, campus security, law enforcement notification, emergency response, public universities, Florida College System, student conduct, workplace violence, security escorts, incident reporting, title IX-like safety procedures, institutional safety policy, school violence
MO
Missouri 2026 Regular Session
Special Committee on Intergovernmental Affairs Mar 4th, 2026
Special Committee on Intergovernmental Affairs
Transcript Highlights:
- the money that is collected through these fees, which is not a tax, it is a fee paid. ...by the brokerage
- Currently, the way it happens now is brokerages and investment advisory firms, for all of their registered
Summary:
The committee first heard Senate Bill 1087 from Senator Joe Nicola, which would update limited driving privileges and create a process to suspend licenses after repeated failures to appear or pay for minor moving traffic violations. Nicola said the bill was intended to improve public safety and municipal court compliance without restoring the pre-2015 system of fines and fees. Supporters, including officials from Independence, O’Fallon, and the Missouri Municipal League, argued that municipal court reform had sharply reduced citations and increased failure-to-appear rates, leaving courts with too little leverage to ensure compliance and creating safety problems for repeat offenders. They said the bill would preserve discretion, protect work and basic travel needs, and help law enforcement and courts address chronic noncompliance. Opponents, including the State Public Advocate, argued the bill would restore a cash-cow system, burden low-income residents, and create harsh consequences for missed notices or address problems. The hearing closed without a vote on SB 1087.
The committee then moved into executive session and reconsidered House Bill 2288, ultimately voting to reconsider and then voting the bill due pass by a 10-5 margin. The committee also adopted a substitute and passed House Bill 3006 due pass by 13-1, passed House Bill 2289 due pass by 10-3 with one present, and passed House Bill 2906 due pass by 13-1 after adopting an amendment and rolling it into a substitute. Members discussed procedural issues about quorum and the reconsideration motion during the HB 2288 vote.
Later, the committee heard House Bill 3491 from Representative Don Mayhew, which would codify English-language proficiency requirements for commercial driver’s license holders and impose penalties on drivers and motor carriers when those requirements are violated. Mayhew and a Lincoln County prosecutor described a recent Highway 61 incident involving a Minnesota CDL holder who could not communicate in English, could not identify his location, and was taken out of service after a Highway Patrol proficiency test. Supporters said the bill would mirror federal rules in state statute, improve safety, and hold both drivers and carriers accountable. Some members questioned whether the bill was redundant with federal law, whether it would be enforceable before an accident, and whether the language was too broad, especially the phrase about conversing with the general public. The prosecutor said the current tools are mostly reactive and that the bill would help remove dangerous drivers and penalize carriers, but no final action was taken on HB 3491 in the portion provided.
AL
Transcript Highlights:
- It requires terms of compensation to be in a brokerage agreement. compensation to be in a brokerage agreement
AR
Transcript Highlights:
- consulting services related to all university benefits programs, including health, paid leave, insurance brokerage
Committee:
All ALC-REVIEW
ID
Transcript Highlights:
- every year we go through a broker and we have requests for proposals periodically where we get a new brokerage
Committee:
House State Affairs
MN
Minnesota 2025-2026 Regular Session
Committee on Housing and Homelessness Prevention - 04/09/26
Housing and Homelessness Prevention
Transcript Highlights:
- voluntarily relinquish title in exchange for rent forgiveness and to avoid additional costs such as brokerage
- If you cause damage to the property, a broken window, you refuse to fix it.
- 26.880><c> broken</c> cause damage to the property, a broken cause damage to the property, a broken window
- </c><01:09:28.880><c> You</c><01:09:29.040><c> start</c> window, you refuse to fix it.
- You start window, you refuse to fix it.
Committee:
Senate Housing and Homelessness Prevention
MN
Minnesota 2025-2026 Regular Session
House Floor Session 4/27/26 - Part 2
Minnesota House Floor Meeting
Transcript Highlights:
- If you want to explore cryptocurrency, there are plenty of brokerage front-end accounts that you can
- like</c><01:06:03.640><c> a</c> there are plenty of just like a there are plenty of just like a brokerage
- > front-end</c><01:06:04.680><c> accounts</c><01:06:05.040><c> that</c><01:06:05.160><c> you</c> brokerage
- front-end accounts that you brokerage front-end accounts that you can<01:06:05.400><c> use</c><01:06
MN
Transcript Highlights:
- This will have a regressive impact that will disproportionately affect newer Realtors and small brokerages
- disproportionately affect newer Realtors<01:14:53.400><c> and</c><01:14:53.480><c> small</c><01:14:53.760><c> brokerages
- </c><01:14:54.560><c> who</c><01:14:54.680><c> rely</c> Realtors and small brokerages who rely Realtors
- and small brokerages who rely more<01:14:55.320><c> on</c><01:14:55.440><c> advertising</c><01:14:56.760
Committee:
House Taxes
Keywords:
homeless prevention aid, homelessness, housing stability, rental assistance, family homelessness, unaccompanied youth, housing navigation, legal representation, family outreach, county aid, Tribal governments, local government aid, general fund appropriation, unspent funds, aid redistribution, sunset repeal, Minnesota property tax aid, services for persons experiencing homelessness, sales tax, use tax
KY
Kentucky 2025 Regular Session
Government Contract Review Committee (5-13-25) - Reupload Part 1
Transcript Highlights:
- When it comes to routine things like lawyers, for example, which we see a lot of, or in this case, brokerage
- c><00:19:52.480><c> in</c><00:19:52.640><c> this</c><00:19:52.720><c> case,</c><00:19:52.960><c> brokerage
- </c><00:19:53.440><c> services,</c> of, or in this case, brokerage services, of, or in this case, brokerage
Summary:
The Government Contract Committee met with a quorum, observed a moment of silence for Representative McCool after the death of his sister, and approved the April 14 minutes. The committee then reviewed a large agenda of contracts and amendments, beginning with a deferred Office of the Controller procurement involving broker services. Members questioned why a contract that had previously been handled for about $300,000 annually was now priced at about $1 million, and why the procurement was limited to one year. Office of the Controller staff said the prior vendor had held the work for more than 20 years, the work had previously been treated as not practical to bid, and the new RFP was intended to increase competition. They said the technical evaluation was scored before cost was considered, that past performance was not scored because it was seen as unreliable, and that AON received the highest technical score despite not being the lowest bidder. After discussion, the committee voted to take no action and let the contract proceed to the Finance Cabinet, with members noting continuing concerns about the pricing and process.
The committee next considered a DCBS memorandum of agreement amendment for language services. DCBS representatives said the additional funding did not come from a new cut elsewhere, but from reduced spending on interpreter services because commonly used forms had been translated into other languages, freeing up funds for the contract. The committee approved the item unanimously.
The final major item discussed was an initial contract for the Board of Hairdressers and Cosmetologists for legal services. Board staff said the board had been without a permanent general counsel since March 2024 and had relied on special and conflict counsel because of unusually heavy litigation, including 11 active cases, plus broader disciplinary and licensing changes tied to recent legislation and an oversight report. They said the contract was a not-to-exceed amount funded entirely by agency fees and that the board was currently running a surplus. Senator Thomas urged support, citing prior legislation and oversight findings about problems at the board and saying the contract was needed to help the board address ongoing litigation and corrective work. The committee approved the contract and then approved the remaining agenda items without objection, sending them forward.
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee May 1st, 2025
Transcript Highlights:
- I remember walking around the block and looking at apartments, right, like for-sale signs in the window
- But I kind of go to real estate, Redfin, real estate brokerages that have a variety of commercial data
- security vulnerabilities, neighboring properties, even what is going on inside with views through the window
Summary:
The committee heard several bills and took up multiple votes. AB 576, dealing with updates to California’s charitable fundraising platform registry after AB 488, was presented as a technical fix to help charities and platforms more quickly update eligible listings; there was no opposition testimony, and the measure was later moved on a due pass basis. AB 1160, on law enforcement drone programs, was presented with proposed amendments requiring U.S.-based data storage and limits on sharing or selling collected data; supporters said it would protect sensitive drone-collected information while preserving affordable drone use, while there was no opposition testimony, and it was also later passed out on a due pass as amended basis. AB 75, which would require insurers to give notice before collecting aerial images of homes and provide homeowners access to those images, drew support from the Department of Insurance and consumer advocates, while insurers opposed it unless amended, arguing aerial imaging is a cost-saving inspection tool and that the bill could worsen availability and affordability; the bill was moved to Appropriations on a due pass basis, with the roll held open for absent members.
The committee spent the most time on AB 325, which would address algorithmic price-fixing and collusion. The author and supporters argued that competitors using the same pricing software or algorithm to set prices can function as collusion even when the agreement is hidden behind code, and cited examples involving housing, frozen potatoes, gas pricing, and other industries. Opponents, including apartment, business, hospital, retail, chamber, and tech groups, said the bill was too broad, could sweep in lawful software and public-data market research, and might chill legitimate pricing tools, especially for small businesses and housing providers. Committee members raised concerns about clarity, intent standards, and whether the bill should focus more narrowly on nonpublic competitor data; despite those concerns, AB 325 was moved to Appropriations on a due pass basis, with the roll held open.
Later, AB 1221 was presented as a workplace surveillance bill that would prohibit certain invasive or discriminatory surveillance tools, require notice to workers, limit sharing of worker data, and require corroborating evidence before discipline based on surveillance outputs. Labor and consumer groups supported the bill, saying modern surveillance technologies can track speech, movement, emotion, and other sensitive traits and can be biased or abusive. The Security Industry Association opposed it, warning that the bill’s broad definitions could restrict legitimate security systems, emergency sharing with first responders, and employer responses to misconduct or unsafe behavior. The transcript cuts off before any final vote on AB 1221 is shown.
NH
New Hampshire 2026 Regular Session
Commission to Study Stable Tokens (05/13/2026)
Transcript Highlights:
- commission, explaining where we thought we could enhance the fund, taking things like a redemption window
- And everyone else is moving from the brokerages, the fintechs, the insurance companies, everybody is
- 09:37.200><c> the</c> And everyone else is moving from the And everyone else is moving from the brokerages
- the</c><01:09:37.960><c> fintechs,</c><01:09:38.960><c> the</c><01:09:39.080><c> insurance</c> brokerages
- , the fintechs, the insurance brokerages, the fintechs, the insurance companies,<01:09:40.279><c> everybody
Summary:
The meeting opened with roll call, confirmation of a quorum, and approval of the April 6 and May 4 minutes, with minor corrections noted to the May minutes. The main presentation came from JD of Link Network, introduced by Dan Cohen, who described Link’s work with crypto.com and other market participants on tokenized money market funds and real-time settlement for institutional clients.
JD gave a detailed history of his earlier work developing the Arca U.S. Treasury Fund and ArCoin, emphasizing that the project was built within existing SEC and 1940 Act frameworks and was intended to use blockchain technology for a traditional asset rather than create a crypto product. He said the effort involved years of discussions with the SEC, multiple custodians, and partners such as U.S. Bank, T-Zero Securities, and Tassat, and that the model eventually led to Link’s settlement system. He highlighted concerns that shaped the design, including regulatory compliance, privacy for institutional users, and the need to bridge traditional banking hours with 24/7 digital asset markets.
The presentation also described Link’s features, including segregated and bankruptcy-remote fund structures, tokenized deposit and treasury fund settlement, and “yield in transit,” which allows interest to accrue and be distributed daily down to a two-second block. JD said the platform is being expanded for use cases such as exchange liquidity, cross-border capital movement, off-exchange collateral, stablecoin bridging, treasury management, and peer-to-peer settlement. He closed by posing policy questions for the commission about the use cases for stablecoins versus tokenized money market funds in New Hampshire and whether the state could issue or administer a security-based program with appropriate compliance controls.
AR
Transcript Highlights:
- consulting services related to all university benefits programs, including health, paid leave, insurance brokerage
Committee:
All ALC-REVIEW
Summary:
The ALC-Review Subcommittee reviewed seven methods of finance, including university projects at ASU Jonesboro and Mountain Home, Black River Technical College deferred maintenance, UA Batesville’s Farm Project Gateway Center, UAMS PET cyclotron equipment, a new allied health building at UAPB funded by a federal grant, and UCA’s multi-purpose arena design work. The committee also approved an alternative delivery construction project for UAPB’s Allied Health and Sciences Building, with East Harding Construction selected and AMR Architects as designer.
Members then approved discretionary grants from the Department of Health and DHS, including support for a heart attack center designation, community health worker training, homeless services funding corrections, behavioral health transition support, and an enabling technology pilot. In the contracts section, the committee reviewed RFQs, construction-related contracts, intergovernmental contracts, and a large slate of out-of-state and in-state contracts covering topics such as seatbelt survey data collection, Medicaid and DHS systems, state hospital staffing and services, veterans’ services, education assessments, and state IT and procurement projects.
Several contracts drew extended questioning. Senators and representatives pressed DHS and the Department of Veterans Affairs about heavy reliance on contract nursing and staffing costs, and officials said they were using pay incentives and recruitment efforts to increase state employee staffing. Members also questioned AEDC’s lithium supply chain study and the Department of Education’s security contract, with concerns about projected costs and repeated amendments. The committee held three in-state contracts—Department of Education security services and two DHS staffing contracts—until Friday, then adopted the remaining contracts and received informational reports on contract amendments, executed contracts, and emergency procurements before adjourning.
WA
Washington 2025-2026 Regular Session
Senate Business, Trade & Economic Development Jan 21st, 2026 at 08:00 am
Business, Trade & Economic Development
Transcript Highlights:
- The Mortgage Brokerage Act still is in place. The lending acts are still in place.
Keywords:
mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, public safety, insurance fraud, law enforcement, crime prevention, penalties, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured
WA
Washington 2025-2026 Regular Session
Senate Business, Trade & Economic Development Jan 21st, 2026
Transcript Highlights:
- The Mortgage Brokerage Act still is in place. The lending acts are still in place.
Summary:
The committee held a public hearing on an amended and restated tribal-state gaming compact with the Squaxin Island Tribe. Washington State Gambling Commission staff explained the compact amendment process and said the restatement consolidates six prior amendments, updates several appendices, and adds new provisions including high-limit room options and electronic table games. Squaxin Island representatives said the changes clarify the existing compact, improve casino regulation and management, and support tribal economic development and community services. Committee members expressed support, and the compact will next go through additional commission and legislative review before possible governor approval.
The committee then heard Senate Bill 5831, which enacts the Uniform Mortgage Modification Act. Staff and the bill sponsor said the measure creates safe harbors for common mortgage modifications, clarifies when modifications must be recorded, and preserves the priority of modified mortgages in foreclosure without preempting other mortgage or lending laws. A Uniform Law Commission representative testified that the bill would advance protections by reducing uncertainty and costly attorney opinion requirements. There was no opposition testimony, and the public hearing closed without a vote.
Senate Bill 6178, requested by the Insurance Commissioner, would prohibit contractors and others from soliciting or requiring post-loss assignments of property insurance benefits from insureds, making such agreements void and enforceable by the commissioner with civil penalties. The sponsor, Insurance Commissioner, and several supporters said the bill would protect homeowners after disasters from losing control of their claims and help prevent contractor abuse; a consumer attorney, PEMCO, and the National Insurance Crime Bureau also supported it. The committee then heard Senate Bill 6031, which expands and modernizes the state’s insurance fraud laws, classifies insurance fraud as a Class B felony, broadens reporting and investigative authority, and extends the fraud program to related crimes affecting insurers and consumers. The Insurance Commissioner, anti-fraud groups, and industry representatives supported the bill, while the Washington Society of CPAs said concerns about CPA language would be addressed by amendment. After public hearings, the committee moved to executive session, adopted a proposed substitute for SB 5928, and voted do-pass recommendations for SB 5928 as amended and SB 5919, sending both to Rules.
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Jan 13th, 2026
Transcript Highlights:
- I do want to address, if I can ask the opposition, are you guys not asking to reopen the data brokerage
Summary:
The Assembly Privacy and Consumer Protection Committee heard two bills. AB 1159 by Assemblymember Addis would update California student data privacy law to extend protections to college students, limit how ed tech companies can collect and use student information, and add restrictions around sensitive data and generative AI use. Supporters, including Privacy Rights Clearinghouse, CFT, labor, civil rights, and education groups, said students and educators need stronger safeguards against invasive data collection and misuse. Opponents, including College Board, TechNet, CalChamber, and ACT Education, argued the bill was overly broad, could interfere with legitimate educational services and AI development, and raised concerns about a private right of action and impacts on adult students and recruitment opportunities.
AB 883 by Assemblymember Lowenthal would expedite deletion of personal information for elected and appointed officials under California’s data broker deletion system by having state agencies provide official lists to the privacy agency and requiring brokers to delete the information within five days. Supporters said the measure responds to rising threats, harassment, and violence against public officials and would help reduce exposure of their personal data. TechNet and TechC.A. opposed unless amended, citing concerns about exemptions for lawful data sharing, the five-day timeline, and litigation risk, while the author emphasized the bill does not create a new right but streamlines access to an existing deletion process.
Both bills were advanced after committee discussion and roll calls. AB 1159 passed 11-2 and was sent to the Judiciary Committee. AB 883 passed 14-0 and was sent to the Appropriations Committee.
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Jan 13th, 2026
Privacy and Consumer Protection
Transcript Highlights:
- I do want to address, if I can ask the opposition, are you guys not asking to reopen the data brokerage
Committee:
House Privacy and Consumer Protection