Video & Transcript Research : 'Alabama insurance code'
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TX
Transcript Highlights:
- Code to a new separate section of the Insurance Code, creating its own code regarding this fairly new
- ... ...the Insurance Code, creating its own code regarding this fairly new area within insurance.
- So this is similar, but in health insurance and for life insurance.
- Members, the Texas Insurance Code provides that after a two-year contestability period, an insurance
- A 2023 Texas Supreme Court case, however, ruled that despite the plain language of the insurance code
Bills:
HB 106, HB144, HB145, HB252, HB1732, HB2221, HB2467, HB2468, HB2517, HB2518, HB2963, HB3016, HB3689, HB3960, HB4386, HB4490, HB4751, HB5247, HJR175, HB2213
Keywords:
HB 106, oil and gas, Railroad Commission of Texas, overhead electrical lines, electrical distribution system, power line maintenance, administrative penalty, Natural Resources Code, oil and gas lease, well operator, energy safety, utility infrastructure, regulatory compliance, cleanup fund, oil and gas regulation and cleanup fund, production safety, leasehold operations, electric utility, distribution poles, inspection
Summary:
The committee first handled pending business, including reconsidering a failed vote on SB 715 and then reporting several measures favorably. SB 1978 was reported from committee on a committee substitute, and a series of House bills — including HB 431, HB 1522, HB 1922, HB 3228, HB 3229, HB 3803, HB 3804, HB 3805, HB 3806, HB 4219, HB 4238, HB 434, HB 1584, and HB 4739 — were moved out of committee, most to the local and uncontested calendar. The votes on these items were overwhelmingly or unanimously in favor, with committee substitutes adopted where applicable.
The committee then heard HB 2963, a right-to-repair bill for consumer electronics. The author said the bill would require manufacturers to provide parts, tools, and documentation on fair and reasonable terms while preserving trade secrets and excluding certain categories such as medical devices, motor vehicles covered by an MOU, critical infrastructure, and commercial-only transactions. Supporters from the Texas Public Policy Foundation and Environment Texas argued it would strengthen property rights, help small businesses, and reduce e-waste. Opponents, including representatives of SafeLight Auto Glass and LKQ, said they supported right-to-repair in principle but objected to the bill’s automotive MOU exemption and broader scope, warning it could create uncertainty and leave some manufacturers and repair shops outside the framework. The bill was left pending after testimony.
Members also heard HB 2467 on salary parity for State Fire Marshal investigators, HB 252 on allowing some state agencies to pay certain employees twice monthly, HB 2468 on public improvement district notice and a buyer’s right to terminate, HB 4386 on annuity contract exchanges and surrender timelines, HB 4751 creating a Texas Quantum Initiative and related fund, and HJR 175 proposing a constitutional amendment protecting Texans’ ability to use mutually agreed-upon mediums of exchange, including cash, bullion, and digital currency. Testimony on HB 4751 was largely supportive but included questions about whether the state needs a new coordinating structure and funding mechanism for quantum research and commercialization. HJR 175 drew discussion about barter, taxes, and concerns over central bank digital currency. Each of these items was left pending after hearing testimony.
The committee also heard HB 2221, which would update insurance anti-rebating laws to allow more wellness and value-added services in life and health insurance, with supporters saying it would encourage healthier behavior without requiring data monitoring. Finally, the committee took up a package of utility and wildfire-related bills from Chairman King’s portfolio: HB 106, requiring oil and gas operators to maintain certain overhead electrical lines; HB 144, requiring utilities to submit pole inspection and management plans to the PUC; and HB 145, requiring wildfire mitigation plans and allowing utilities to self-insure under certain conditions. Utility, co-op, and insurance representatives generally supported the safety and resiliency goals of HB 144, while asking for clarifications and less frequent reporting; HB 145 was introduced as a broader wildfire-risk and liability measure. These bills were also left pending after testimony.
TX
Transcript Highlights:
- I am licensed by the Texas Department of Insurance and other state departments of insurance as a public
- insurance adjuster.
- The Texas Department of Insurance, on their website, advises the insured to seek appraisal before filing
- Today's Texas Department of Insurance suggests the insured check their policy to see if it has that right
- I think if she... ...follows those same guidelines, it'll be good for the insured and the insurer.
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
TX
Transcript Highlights:
- Members, House Bill 3914 amends Title VIII of the Insurance Code by adding Chapter 1373, which would
- They all have different rates for different CPT codes. ...DRG codes and other things related to that.
- To conduct a study on the effect of Chapter 1352 of the Insurance Code on the coverage of traumatic brain
- I have been an insurance-based provider, with 98% of my clientele billed through insurance.
- We're seeing increased rates and reduced coverage from private insurance. ...insurers will exacerbate
Bills:
HB345, HB721, HB2580, SB815, HB3057, HB4603, HB3233, SB495, HB3863, HB3914, HB4570, HB5099, HB5173, SB458
Keywords:
insurance, appraisal process, disputed losses, residential property, policyholder rights, insurer obligations, natural disasters, appraisal expenses, umpire selection, policyholder, insurer, umpire, claims management, health care, cost disclosure, benefit plan, administrators, traumatic brain injury, health benefit plans, insurance coverage
AL
Alabama 2026 1st Special Session
Alabama House Ways and Means Education Committee Feb 25th, 2026
Ways and Means Education
Transcript Highlights:
- We are trying to build in Alabama better production crews for some of the films that come into Alabama
- <00:05:42.720>
to of the films that come into Alabama to of the films that come into Alabama - Uh, I've got an Alabama National Guard bill.
- We are the statutory entity for the state of Alabama for state scholarships.
- We are the statutory entity for the state of Alabama for state scholarships.
AL
Alabama 2026 1st Special Session
Alabama House Military and Veterans Affairs Committee Feb 4th, 2026
Military and Veterans Affairs
Transcript Highlights:
- , 'Dad, I got to finish my master's in education, but there's a certification you have to have in Alabama
- uh, existing law provides the duties of various positions within the legal services office of the Alabama
- Alabama has never heard of that before.
- Alabama has never heard of >> That's okay.
- Alabama has never heard of that<00:17:03.920>
before.
Keywords:
education, patriotism, national anthem, Star-Spangled Banner, K-12 schools, constitutional amendment, public works, sealed bids, bidding requirements, procurement, public notice, newspaper advertisement, advertising failure, publisher liability, civil damages, criminal liability, awarding authority, county government, municipal government, construction contracts
AL
Alabama 2025 Regular Session
Alabama Senate County and Municipal Government Committee Apr 2nd, 2025
County and Municipal Government
Transcript Highlights:
- In 2019, we've done good work in increasing per pupil spending in Alabama.
- to clarify and make sure that they abided by the Alabama open meetings act.
- Alabama is the heart of the Civil Rights Movement.
- The Alabama Secretary of State's website is going to be used free of charge to municipalities.
- Senator Figures' bill that deals with the University of South Alabama. Um, Mr.
Keywords:
county tax, education funding, capital projects, local government, sales tax, food trucks, mobile vendors, business license, health inspection, statewide regulation, zoning ordinances, vessel registration, boating fees, state funds, regulatory changes, water safety, municipal zoning, zoning board, appeals process, circuit court
AL
Alabama 2025 Regular Session
Alabama House State Government Committee Feb 5th, 2025
State Government
Transcript Highlights:
- Chairman, members, this bill deals with the Alabama Port Authority.
- Several cities got together back in the 70s, and they started the Alabama Municipal Electric Authority
- Ghosting in the state of Alabama is when you go and apply for a job, and they make you an offer, but
- I'm Dev Wakley, a workforce policy advocate with Alabama RIS.
- Brags, Alabama, which is 25 miles from Hanville, and I don't have a vehicle.
Keywords:
HB93, Alabama State Port Authority, State Auditor, property inventory, inventory control, audit exemption, state property, personal property inventory, public authority, port authority, Section 36-16-11, Code of Alabama 1975, administrative oversight, state audit, conforming changes, government property, Alabama Municipal Electric Authority, AMEA, municipal electric authority, board of directors
TX
Transcript Highlights:
- It amends Section 404.105 of the Insurance Code and basically requires that a license holder take at
- Section 544.002 of the Insurance Code is intended to protect individuals from having insurance companies
- Credit-based insurance scores have been used in insurance for a few decades.
- code.
- Good to be here and to be able to lay out HB3960 in the Insurance Code Chapter 705.
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- I just tell the patient to get on the phone and call the insurance company because what the insurers.
- The insured's insurance policy under the code so that way, you know, young people today seem to be more
- The code explicitly prohibits insurers from discriminating against consumers. ...on the basis of several
- assign to single insureds.
- We've just had a good discussion about the loophole in the Texas insurance code that allows insurance
Bills:
HB712, HB722, HB946, HB1687, HB1809, HB1899, HB2528, HB2583, HB2741, HB2750, HB3021, HB3150, HB3265, HB3658, HB3812, HB3960, HB4392, HB4432
Keywords:
prostate cancer, health benefit plans, insurance coverage, cost sharing, preventive health care, auto insurance, total loss evaluation, disclosure, insurance materials, vehicle appraisal, HB 946, Texas Insurance Code, automobile insurance claims, oral release, written release, settlement agreement, claim release, property damage, bodily injury, psychological injury
TX
Transcript Highlights:
- ... party insurance claims.
- Just to clarify, this bill is attached to Section 981 of the Insurance Code, which solely regulates surplus
- lines insurers.
- There are people applying for insurance and then being declined insurance.
- So it's not on a granular level like by my zip code or county; it's not by zip code.
Keywords:
dispatchable generation, electricity, natural gas, ERCOT, energy credits, utilities regulation, renewable energy, arbitration, insurance contracts, surplus lines, Texas law, insurance policy, boiler inspection, boiler safety, inspection report deadline, certificate inspection, authorized inspector, inspection agency, Health and Safety Code, board of boiler rules
AL
Alabama 2025 Regular Session
Alabama Senate Finance and Taxation General Fund Committee Mar 19th, 2025
Finance and Taxation General Fund
Transcript Highlights:
- does specify the city of Montgomery, I should say—participate in the Employees Retirement Systems of Alabama
Keywords:
Montgomery, retirement system, employees, constitutional amendment, city council, retired law enforcement, retirement benefits, employment, firemedics, salary cap, HB187, court fees, docket fee, sheriff's fund, sheriff's office, jail operations, law enforcement, county sheriff, court filing fees, Alabama Code 12-19-312
AL
Alabama 2025 Regular Session
Alabama Senate Education Policy Committee Feb 26th, 2025
Education Policy
Transcript Highlights:
- about—thank the Lord, but I represent two of the three largest school systems in the whole state of Alabama
Keywords:
K-12 education, wireless communication devices, digital safety, social media education, classroom distraction, three-cueing system, reading instruction, structured literacy, scientific strategies, elder abuse, elder exploitation, financial exploitation, elderly person, senior abuse, probate, inheritance forfeiture, slayer statute, intestate succession, will contest, joint tenancy
AL
Alabama 2026 1st Special Session
Alabama House Ways and Means Education Committee Feb 4th, 2026
Ways and Means Education
Transcript Highlights:
- from the Alabama state income tax beginning tax year 2027.
- The bill also makes technical updates to existing tax code language.
- The bill also makes technical updates to existing tax code language.
- And the total strength for the Alabama National Guard is 12,718.
- the total strength for the Alabama the total strength for the Alabama National<00:36:19.040>
Keywords:
HB187, court fees, docket fee, sheriff's fund, sheriff's office, jail operations, law enforcement, county sheriff, court filing fees, Alabama Code 12-19-312, solicitor's fund, clerk's fund, forensic services trust fund, budget flexibility, public safety, municipal court, district court, circuit court, cosmetology, makeup application
AL
Alabama 2026 1st Special Session
Alabama Senate Transportation and Energy Committee Feb 4th, 2026
Transportation and Energy
Transcript Highlights:
- I represent Alabama 811. Alabama 811 is the state's one-call notification system.
- I represent Alabama 811. Alabama 811 is the state's one-call notification system.
- ago, and we passed a bill to allow the use of automated driving systems with autonomous vehicles on Alabama
- 06.639>
Uh <00:14:07.600>this <00:14:07.839>bill <00:14:08.079>passed on Alabama - Uh this bill passed on Alabama roadways.
Keywords:
appropriation, education funding, priority schools, Alabama education, State Department of Education, medical clinic board, clinic board, hospital bankruptcy, Chapter 11, bankruptcy, debt restructuring, municipal indebtedness, municipal bankruptcy, health care provider, acute care hospital, lease property, board immunity, director liability, civil liability, healthcare finance
AL
Transcript Highlights:
- amendment that I think is a favorable amendment, which deals specifically with ensuring that if insurance
- So, The lawsuit now would be that if they didn't have any other private insurance but only had Medicare
- The insurer. Let's just say it's Medicaid. That's the only policy that he has.
- Do we want their health insurance, be it Medicare, Medicaid, or insurance, be it Medicare, Medicaid,
- But, uh, like many of you, I'm a parent of a student here in the state of Alabama.
Bills:
SB210, SB292, HB360, HB233, HB66, HB356, HB164, HB238, HB209, SB223, HB307, SB210, SB292, HB360, HB233, HB66, HB356, HB164, HB238, HB209, SB223, HB307
Keywords:
hospital liens, medical billing, government healthcare, insurance claims, patient rights, education oversight, subpoena authority, investigation, State Superintendent, school misconduct, drug courts, accountability, veterans, mental health, substance abuse, rehabilitation, criminal justice, court intervention, terrorist threat, terroristic threat
TX
Texas 89th Regular
Senate Committee on Health and Human Services Mar 12th, 2025
Health & Human Services
Transcript Highlights:
- A lack of explicit authorization under the Health and Safety Code for sheriffs and constables to provide
- I'm with Globe Life Insurance. I'm here to support Senate Bill 1330. in McKinney, Texas. Thank you.
- And this one really helps improve our ability to educate or tell people about private health insurance
Bills:
SB 53, SB53, SB125, SB315, SB379, SB457, SB541, SB599, SB896, SB921, SB963, SB1038, SB1084, SB1330, SB1461
Keywords:
voter registration, election procedures, provisional ballot, change of address, residence requirements, mental health, court proceedings, notice requirements, legal filings, electronic documents, autologous blood donation, direct blood donation, blood bank, hospital, Health and Safety Code, physician order, preoperative blood donation, patient blood reserve, transfusion, surgery
AL
Alabama 2026 1st Special Session
Alabama Senate Fiscal Responsibility and Economic Development Committee Jan 14th, 2026
Fiscal Responsibility and Economic Development
Transcript Highlights:
- We're gonna get you on up real quick on 128, the sunset on Alabama sickle cell oversight.
- Sunset law on the Alabama Massage Therapy License Board. They were under nursing for a while.
Keywords:
pilotage, commission, statewide laws, maritime regulation, repeal, sunset law, Alabama Surface Mining Commission, environmental regulation, mining, state commission, Alabama Board of Examiners in Counseling, state agency, continuous operation, government efficiency, sickle cell disease, healthcare, regulatory commission, public health, 911 services, 911 Board
AL
Alabama 2026 1st Special Session
Alabama House Military and Veterans Affairs Committee Jan 21st, 2026
Military and Veterans Affairs
Keywords:
homestead exemption, disabled veterans, tax relief, annual verification, property tax, state holidays, federal holidays, public holidays, legal holidays, office closures, state employees, personal leave, compensatory leave, bank closures, school closures, Mardi Gras, Mobile County, Baldwin County, Rosa Parks Day, Martin Luther King Jr. Day
AL
Transcript Highlights:
- , certainty, and uniformity in the courts and in the laws of Alabama.
- We have used the word "woman" 149 times in our Alabama... the word "woman" 149 times in our Alabama laws
- Alabama, we have common sense. We know what a woman is.
- This is the Alabama state government trying to tell you what a woman is.
- I'm Becky Garritson from Eagle Forum of Alabama.
AL
Transcript Highlights:
- ...we border in Alabama. Well, obviously, every state is connected, and so people travel.
- Um, so it's, there's, you know, obviously documentation of issues with immigration in Alabama and multiple
- Um, we took the opportunity, as we're doing that, to restructure and give every court a pathway in Alabama
Keywords:
hospital liens, medical billing, government healthcare, insurance claims, patient rights, controlled substances, unlawful distribution, marijuana, violent offense, sentencing guidelines, criminal justice, aggravated theft, employee benefits, retirement funds, criminal penalty, state law, overdose, failure to render aid, public health, Alabama Athletic Commission