Video & Transcript Research : 'voluntary program'
Page 89 of 500
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, December 11, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- This program works. The Reagan administration approved Michigan's program.
- <01:34:01.679>
was program and then Florida's program was program and then Florida's program - This is a voluntary opportunity to create a pilot program that could create a new idea, make a good recommendation
- This is a voluntary opportunity to create a pilot program that could create a new idea, make a good recommendation
- This is a voluntary opportunity to create a pilot program that could create a new idea, make a good recommendation
NM
Transcript Highlights:
- President, this bill creates the Animal Welfare Program fund.
- President and Senator, this would be to evaluate certain programs.
- This would allow LFC to see if the programs are working or not. So, Mr.
- President, Senator, it would only be for programs.
- Can you tell me in the bill where it limits it to adjust programs? Mr.
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (01/30/2025)
Transcript Highlights:
- That program was in 2008, and that program has been operating successfully ever since.
- <00:46:51.480>
plan program they will develop a program plan program they will develop a program - c> the our program programs ac across the our program programs ac across the country<00:50:58.599
- I believe the Oregon program, the Connecticut program, and our Colorado program, I'm not sure that they
- the Connecticut program and our program the Connecticut program and our Colorado<00:59:55.359>
program
Summary:
The committee held a public hearing on House Bill 451, which would create a postconsumer paint stewardship program in New Hampshire. Prime sponsor Representative Karen Ebel described the bill as a bipartisan, broadly supported model based on PaintCare programs used in other states. She said consumers and businesses could drop off leftover paint at participating retailers or municipal household hazardous waste sites, with the paint then collected and recycled by the stewardship organization. She emphasized that the program is intended to reduce landfill disposal, improper dumping, and contamination of groundwater and soil, while also helping municipalities save on hazardous waste handling costs.
Members asked several questions about how the program would work and how it would be funded. Ebel explained that the program would be financed by a small fee charged at the point of sale on paint products, not a general sales tax, and that retailers could either list it separately or roll it into the price. She said the fee would cover the Department of Environmental Services’ administrative costs, which were described as minimal, and that the program’s structure was developed with DES and industry input. Questions also addressed whether cans would be recycled and how collected paint would be processed; Ebel said the ACA and PaintCare representatives could provide more detail, but that the paint and containers would be handled through recycling or other approved disposal methods rather than landfilled.
Representative Judy Aron, a co-sponsor and chair of the House Environment and Agriculture Committee, testified in support, saying the bill had been developed over several years with stakeholders and would keep toxic paint out of landfills while saving municipalities and taxpayers money. Representative Peter Bixby, the ranking member of Environment and Agriculture, also supported the bill, saying his committee had heard it many times and that it had strong bipartisan enthusiasm. No vote was taken during the hearing.
TX
Transcript Highlights:
- The Texas seismic monitoring and seismology research program is a multidisciplinary program funded by
- I'm a program coordinator here at San Antonio Water System.
- in this program at all? No ma'am, we do not. And how does that work?
- We're part of the pilot program that we have today, our leadership for our utilities program, we're part
- We have an apprenticeship program.
Keywords:
pipeline, construction, cash bond, county authority, local government, HB 1285, Railroad Commission of Texas, RRC, drones, unmanned aircraft, UAS, drone inspections, oil and gas, pipeline inspection, surface mining, well sites, tank batteries, disposal wells, injection sites, natural resources
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 3/17/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- , including a recent DEED program training Philips and Mayo employees, and continuing to support K-12
- , including a recent DEED program training Philips and Mayo employees, and continuing to support K-12
- , including a recent deed programs, including a recent deed program<00:18:12.480>
training <00: - training uh Philips and Mayo program training uh Philips and Mayo employees,<00:18:15.760>
and - Minnesota AFL CIO, the state's voluntary Minnesota AFL CIO, the state's voluntary democratic<01:
Keywords:
HF1316, child support, new hire reporting, centralized work reporting system, independent contractors, payors, employers, payor of funds, withholding orders, income withholding, child support enforcement, Minnesota Department of Children, Youth, and Families, gig economy, rideshare drivers, delivery drivers, 1099, W-9, W-4, newly hired workers, rehired employees
MN
Minnesota 2025 1st Special Session
Committee on Environment, Climate and Legacy - 03/06/25
Environment, Climate, and Legacy
Transcript Highlights:
- We can continue to face the barriers of this existing law, and the voluntary programs' costs continue
- We can continue to face the barriers of this existing law, and the voluntary programs' costs continue
- Voluntary programs' costs continue to rise. The materials in our trash is increasing.
- We run our recycling programs on a voluntary basis.
- We run our recycling programs on a voluntary basis.
HI
Hawaii 2026 Regular Session
TRN Public Hearing - Thu Feb 19, 2026 @ 9:00 AM HST
Transcript Highlights:
- DCCA Port Pilot Program in support. Danny Sha, program specialist for DCCA.
- It's also voluntary, I information.
- <00:56:18.480>
is of ensures that the program is of ensures that the program is structured - I'm here today in strong support of apprenticeship program for um apprenticeship program for um local
- Seeing none, the recommendation is adopted. program. I I don't believe we did, but I program.
Summary:
The committee heard testimony on HB 1588, which would establish a Department of Transportation noise detection program using cameras to enforce noise control laws. DOT supported the measure and said it is already piloting the technology at eight locations, with about 10 sites costing roughly $2 million to $2.5 million to install and operate. The Department of Health said it was willing to work with DOT but noted its current regulations are not designed for vehicular noise sources and that the bill may need clearer standards to be enforceable. Members raised concerns about the lack of a specific decibel threshold and whether the system could accurately identify the source of noise; DOT said the pilot can pinpoint vehicles and that the program would align with existing health standards, but no final number was identified during the hearing.
The committee then heard HB 1696, which lowers the minimum age for a commercial driver’s license from 19 to 18 and removes a restriction tied to vehicle category, while requiring DOT rule changes. DOT, the City and County of Honolulu, the Hawaii Transportation Association, Teamsters Local 996, and other stakeholders testified in support. The Hawaii Transportation Association suggested adding a training requirement for drivers ages 18 to 20, proposing at least 320 hours of employer training and recordkeeping. Members sought clarification that the bill would apply to intrastate, not interstate, licensing.
For HB 233, the committee considered a measure authorizing DOT to designate airport special district zones statewide to prevent unauthorized access and improve security. DOT and the City and County of Honolulu supported the bill, explaining that defined boundaries would help law enforcement address trespassing, disruptions, fires, theft, harassment, and other incidents around airports and terminals; DOT said commercial airports are ready to implement the proposal, while some general aviation sites would need further work. Members asked about the scope of the boundaries, existing enforcement, and whether the measure would cover state-owned or non-state parcels near airports. The committee also heard HB 2332, which renames the Harbors Division as the Commercial Ports Division and distinguishes “harbor” from “port” in statute. DOT, the Maritime Group, and harbor users supported the bill, saying the change would reduce confusion between commercial cargo/cruise facilities and recreational small boat harbors, and could help with clarity and possibly federal grant competitiveness. Members asked about impacts on small boat harbors and cruise activity, and DOT explained that the bill is aimed at purpose-built commercial ports, not recreational facilities.
The committee also took testimony on HB 2283, which clarifies DOT’s consultative role with the Department of Commerce and Consumer Affairs in setting port pilotage standards and requirements. DOT, DCCA, Matson, the Hawaii Pilots Association, and others supported the measure, saying it would improve coordination and ensure pilot licensing standards reflect operational realities in the harbors. Finally, after a recess, the committee heard HB 2217, which would allow driver’s permits, licenses, and ID cards to include a notation for a non-apparent disability. The Hawaii State Council on Developmental Disabilities opposed the bill as drafted, saying voluntary alternatives such as Smart 911 may be better and that the category is too broad. The Attorney General’s office supported the intent but recommended limiting the notation to medically recognized, specifically defined conditions so agencies can train personnel and avoid confusion or escalation.
MO
Missouri 2026 Regular Session
2026 Legislative Session - Day Sixty Seven - Monday, May 11
Missouri House Floor Meeting
Transcript Highlights:
- It's not defined necessarily in the voluntary annex side.
- On the voluntary annex side, we wanted to define that as 25% contiguous.
- It's not defined necessarily in the voluntary annex side.
- It's not defined necessarily in the voluntary annex side.
- It's not defined necessarily in the voluntary annex side.
NM
Transcript Highlights:
- However, the bulk of these programs involve state subsidies for these low-income folks.
- will come to the PRC if they have a good program to sign.
- This is all voluntary; they don't have to do this, but the PRC is in charge. Mr.
- And I think you indicated it's entirely voluntary, so you don't need to. in.
- low-income or programs or rates.
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Tue Mar 24, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- Is it binding or voluntary? Because if it's voluntary, it can be reversed the moment the bill dies.
- Next up is HMSA in opposition. it's voluntary, it can be reversed the it's voluntary, it can be reversed
- It's voluntary by your member. So, why wouldn't HMSA honor that agreement?
- <00:54:18.200>
did <00:54:18.359>not <00:54:18.640>really program did not really - program did not really uh<00:54:20.120>
ask <00:54:20.400>the <00:54:20.560>age,
Keywords:
condominium governance, education trust fund, unit owners, real estate, dispute resolution, financial obligations, community representation, pharmacy benefit managers, maximum allowable cost, transparency, drug pricing, insurance commissioner, contracting pharmacies, healthcare, substance use disorder, SUD, addiction treatment, behavioral health, mental health, rehabilitation
Summary:
The committee heard testimony on SB 2433 SD1 relating to condominiums, which would direct the condominium education trust fund toward educational resources for unit owners and require the Real Estate Commission to ensure owners’ interests are represented in funded activities and related rulemaking. Supporters, including the Hawaii Real Estate Commission and a condominium owner advocate, said owners need a seat at the table in condo governance and education efforts. Committee discussion focused on whether the bill was necessary, with the Real Estate Commission indicating it could already use the trust fund for owner education and that owners are already considered stakeholders, though not through a specific commission seat. No vote was taken during the excerpted discussion.
The committee then took up SB 2047 SD2 HD1 on pharmacy benefit managers, which would set requirements for maximum allowable cost reimbursement, allow reverse-and-rebill claims after successful appeals, and authorize fines for violations. The Insurance Division offered comments, the Hawaii Pharmacists Association supported the measure with amendments and suggested future PBM reform funding, and Kaiser Permanente requested a technical amendment. A committee question raised whether the staffing and resource request for implementation was too large for a bill focused only on MAC pricing, and the witness said he would provide more data to the next committee. No final action was shown.
Next was SB 2425 SD2 HD1 on health insurance and substance use disorder treatment, requiring insurers to honor written assignments of benefits to SUD providers and prohibiting anti-assignment clauses. Supporters described patients being unable to access treatment because of high out-of-pocket costs and said direct payment would reduce harm for people in recovery. HMSA opposed the bill but said it would begin direct payments to non-participating SUD facilities effective March 27, while continuing to object to the assignment-of-benefits portion because of fraud and balance-billing concerns; the Hawaii Association of Health Plans also opposed. Members questioned HMSA about reimbursement mechanics and why the bill was needed if coverage policies were already changing.
Finally, the committee heard SB 3045 SD1 HD1, which would require coverage of continuous glucose monitors and related supplies, including for Medicaid managed care, under certain conditions. DHS and the Insurance Division offered comments, while SHPDA, Hilo Benioff Medical Center Foundation, and others supported the bill, citing inconsistent access and a case in which a woman allegedly died after being denied a CGM. HMSA said it already covers medically necessary CGMs and had updated its policy in 2025 for type 1 and insulin-dependent patients, but it raised concerns about expanding mandated coverage to type 2 and gestational diabetes and about supply impacts. The committee also discussed whether the bill duplicated existing coverage standards and why it had been introduced repeatedly. No votes or final dispositions were included in the excerpt.
MN
Minnesota 2025-2026 Regular Session
Committee on Agriculture, Veterans, Broadband and Rural Development - 02/25/26
Agriculture, Veterans, Broadband, and Rural Development
Transcript Highlights:
- And what the DMC program is, that's a voluntary risk management tool for dairy producers.
- investment relief initiative program investment relief initiative program modification.
- :32:38.559>
a <00:32:38.720>voluntary <00:32:39.120>risk DMC program is, that's - a voluntary risk DMC program is, that's a voluntary risk management<00:32:39.840>
tool <00:32:40.080 - players, and that program is called the CLC Market Builders Program.
NH
Transcript Highlights:
- and I'm the antiterrorism program and I'm the antiterrorism program manager<00:28:40.840>
and - manager and The Insider threat program manager and The Insider threat program manager<00:28:42.600
- <00:34:53.200>
don't <00:34:53.520>always programs don't always programs don't always um - any that type of a pilot in that program any that type of a pilot in that program okay<00:36:13.040
- <01:22:23.360>
then whatever state take that program then whatever state take that program
TX
Transcript Highlights:
- that they’re funding is tighter. ...of programs and services that they’re funding is tighter.
- When did we end voluntary annexation? Firmly in 2019. We started in 2017 and the 2019 legislature.
- The rules governing their land, their livelihood, and the voluntary agreements they sign would be set
- Every local moratorium that blocks one of these voluntary agreements has a cost, and that cost falls
- Their voluntary contractual agreements are paused indefinitely.
TX
Texas 89th Regular
Senate Committee on Health and Human Services (Part II) May 7th, 2025
Health & Human Services
Transcript Highlights:
- funding opportunities for electric generation projects, including the Texas Backup Power Package Program
- not like we're even impacting a ton of people at this point as far as who wants to opt into this program
- If you used voluntary, say, "Pick me, coach, put me in," that would be okay, but that's the distinction
- . cannot be lost that clinical trials are voluntary participation and not forced.
- They compared that to what came into the voluntary reporting under VAERS, and that's where they get the
Bills:
HB18, HB37, HB116, HB18, HB37, HB116, HB388, HB879, HB913, HB1151, HB2216, HB2358, HB2809, SB577, SB1590, SB1782, SB1887, SB2744
Keywords:
HB 18, Texas Legislature, quorum break, quorum-busting, legislative walkout, absent legislators, political contributions, campaign finance, political expenditures, legislative caucus, specific-purpose committee, Texas Ethics Commission, civil penalty, show cause order, district court, Fifteenth Court of Appeals, session fundraising, travel lodging food expenses, legislative session, compelled attendance
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Telecommunications, Utilities and Energy Jun 21st, 2026 at 01:00 pm
Joint Committee on Telecommunications, Utilities and Energy
Transcript Highlights:
- addition to tax increases, these residents are also paying more for utilities and paying for the programs
- RGGI by selling CO2 emissions allowances and quarterly auctions as part of a regional cap-and-trade program
- And I'll read that one more time: Part of the RGGI program is to fund communities affected by the closure
- Voluntary tobacco scientists to override health concerns and risk.
- Thank you. voluntary tobacco scientists to override health concerns and risk.
Summary:
The committee heard testimony on a range of energy, utility, broadband, and municipal infrastructure bills. Representative Powell supported H 3466, which would create a task force to study public ownership of utilities and alternatives to investor-owned electric and gas systems. Representative Therber supported H 3574, which would use RGGI funds to reimburse cities and towns affected by power plant decommissioning, citing lost jobs, tax revenue, and service cuts in communities such as Somerset, Plymouth, Salem, and Everett.
Several witnesses from municipal light plants and related organizations testified in support of mutual aid bills, including H 3486/S 2252 and H 3330/S 2277, saying the measures would clarify protections and liability coverage for MLP workers assisting in emergencies and non-emergency work. Jim Leiden of EMWIC opposed H 3514/S 2295, saying the proposed board and governance changes would reduce local control, add burdens, and weaken confidentiality protections. A committee member asked whether the mutual aid bills had been reviewed for municipal impacts, and the witnesses said they had done due diligence.
The committee also heard extensive testimony on H 3551/S 2306, the smart meter opt-out bills. Supporters argued that smart meters emit harmful wireless radiation, that some residents have developed health problems or electromagnetic sensitivity, and that opt-outs should be available without fees or penalties; several witnesses urged notification, consent, and non-transmitting analog meter options. The committee also heard testimony from municipal officials and the Massachusetts Municipal Association in support of H 3462/S 2250, which would strengthen municipal authority to enforce timely removal of double utility poles, citing safety, accessibility, and construction-delay concerns. Derek Leffert of Gateway Fiber opposed H 3450, saying it would improperly shift broadband deployment costs to competitors. At the end of testimony, the chair closed the hearing by motion and vote, with members voting aye and no opposition recorded.
AZ
Transcript Highlights:
- Throughout most of the history of our shopping cart retrieval program, we only charged the retailers
- If they participate in the program, they get a 50% discount, so it brings that to $25.
- Payroll deduction should remain a freedom of choice, voluntary.
- It punishes teachers for voluntary union membership, right?
- from the paycheck, and there are many other voluntary withdrawals that educators take part in.
Bills:
HB2015, HB2060, HB2062, HB2100, HB2118, HB2165, HB2258, HB2327, HB2397, HB2445, HB2460, HB2641, HB2745, HB2876, HB2917, HB4011, HB4049, HB4056, HB4087, HCR2013, HCR2016, HCR2040, HCR2044, HCR2048, HCR2056
Keywords:
budget procedures, late filing penalty, accounting standards, financial reporting, state appropriations, abortion, educational institutions, health education, state aid, public schools, Buffalo Soldiers, monument, commemoration, Arizona, public funding, Wesley Bolin Plaza, military history, historical memorial, small land subdivision, land use
Summary:
The committee approved the minutes from the prior meetings and then took up several measures, beginning with HCR 2013, which would proclaim June 2026 as Celebrate Life Month in Arizona. The resolution drew emotional testimony in support from Crystal Cooper and Bella Stockton, both of whom shared personal stories about living with spina bifida and argued for celebrating life and supporting people with disabilities. Senator Kennedy voted no, saying the resolution was symbolic and did not address practical supports such as paid family leave, health care, housing, and school meals. The committee ultimately gave HCR 2013 a due pass recommendation on a 4-1 vote, with two members not voting.
The committee then advanced HB 2327, as amended, clarifying protections for eligible persons’ identifying information in county recorder records and explicitly excluding voter registration records from the confidentiality provisions. Representative Hendricks said the bill was intended to fix problems created by earlier language protecting elected officials and first responders. The committee also passed HB 2258, which adds La Paz County to the Tourism Advisory Council’s geographic area, with no opposition testimony.
A longer debate followed on HB 2397, which expands HOA/condominium disclosure requirements for prospective buyers, including bylaws, declarations, plats, meeting minutes, and information about assessments and known defects. Representative Biasucci said the bill was about transparency for buyers, while the Arizona Association of Community Managers raised concerns about cost and the scope of the disclosure requirements; the Arizona Homeowners Coalition supported the bill but opposed an amendment that would require managers to be on site for capital projects. The committee adopted two Hoffman amendments and then gave HB 2397 a due pass as amended recommendation. The committee also passed HB 2015, which imposes penalties on state agencies that miss federal audit reporting deadlines, and HB 4049, which changes how the Attorney General represents DCS in cases alleging misconduct; both drew opposition over concerns about punitive penalties and existing conflict procedures.
Later, the committee approved HB 4087, authorizing a memorial plaque for former legislator Barbara Love, and HB 2100, which allows counties to authorize certain small land subdivisions, despite objections that it could weaken water-supply protections. The committee then passed HB 2460, as amended, preempting local ordinances that penalize businesses for abandoned or stolen movable property such as shopping carts; supporters argued cities were charging victims of theft, while cities and towns said the bill would undercut local nuisance enforcement and shift costs to taxpayers. Finally, the committee began hearing HCR 2056, a proposed constitutional referral recognizing a right to refuse medical mandates, with Representative Cooper and supporters framing it as bodily autonomy and opponents warning it would weaken public health protections, especially in schools and during outbreaks.
NH
New Hampshire 2026 Regular Session
House Health, Human Services and Elderly Affairs (02/11/2026)
Health, Human Services and Elderly Affairs
Transcript Highlights:
- affecting disability, different programs affecting disability, different programs and<00:13:03.120
- different things for different programs different things for different programs so<00:14:21.040>
- These are voluntary treatments.
- That program was also insurance.
- delivery pilot program. delivery pilot program.
KY
Kentucky 2025 Regular Session
Interim Joint Committee on Local Government (7-29-25)
Transcript Highlights:
- Uh, it's purely voluntary.
- Uh, it's purely voluntary.<00:48:55.920>
But <00:48:56.000>what <00:48:56.160>we've< - /c><00:48:56.400>
seen <00:48:56.800>since voluntary. - But what we've seen since voluntary.
- with<01:14:07.760>
um voluntary collection agreements with um voluntary collection agreements
Keywords:
Meeting Start: 00:00:05
Roll Call 00:00:12
Discussion of Legislative Measures 00:03:12
Discussion of Housing and Land Use 00:21:58
Discussion of Short Term Rental Policies 01:03:17
Adjournment 01:15:38, 958, all
Summary:
The committee approved the minutes from its June 4, 2025 meeting and then heard a series of presentations focused largely on housing and land-use policy. Senator Robbie Mills and Representative Josh Bray discussed two 2025 housing measures: Senate Bill 50, which would create residential infrastructure development districts to help local governments finance infrastructure for new housing developments through special assessments and local debt, and House Bill 7, which would let local governments identify development areas and rebate new property tax revenue to developers as an incentive for housing growth. They said Kentucky faces a statewide housing shortage of roughly 210,000 units, projected to grow if building patterns do not change, and argued that regulatory relief and financing tools are needed to increase supply.
Representative Rebecca Rymer presented House Bill 371, which would require local permitting when an industry’s residual waste landfill is located in a different county from the industry itself. She said current law lets such landfills bypass local review, leaving host counties with no say despite road impacts and other local burdens. She said the bill would preserve the existing exemption when the landfill and industry are co-located, and noted support from KLC and KO. Representative Steve Doan also described House Bill 806, a statewide backyard chicken bill that would allow domesticated hens, prohibit roosters, set a minimum of six hens that local governments could not go below, and preserve local authority over setbacks, sanitation, maintenance standards, and egg sales. He said it would override outright local bans but not HOA restrictions, and cited a current Northern Kentucky dispute and ADA litigation as reasons for the proposal.
The committee then heard a broader discussion on housing and land use from Charlie Gardner of the Mercatus Center and Nolan Gray of California YIMBY and the Bluegrass Institute. They outlined categories of land-use regulation, described the recent growth of state-level housing reforms nationwide, and cited examples such as ADU legalization, smaller lot sizes, reduced parking minimums, streamlined permitting, and single-stair or other building-code reforms. They argued that housing shortages are a statewide concern, that localities often have incentives to block growth, and that state intervention can reduce costs and uncertainty without compromising health and safety. Members asked about the housing shortage estimate, the effect of red tape on safety and local authority, and how state reforms could be phased in; the presenters said reforms often include lead time, can be targeted to larger jurisdictions, and should focus on reducing time and cost while maintaining basic standards.
MN
Transcript Highlights:
- programs that we operate of this program programs that we operate of this program in<00:10:37.880
- Minnesota's ag water quality certification program has been a successful voluntary initiative that recognizes
- Minnesota's ag water quality certification program has been a successful voluntary initiative that recognizes
- a water quality certification program a water quality certification program program program implements
but so the program the programs worked but so the program the programs worked but the<01:24:22.360
MN
Minnesota 2025-2026 Regular Session
Task Force on Homeowners and Commercial Property Insurance 12/16/25
Minnesota House Floor Meeting
Transcript Highlights:
- appropriately examining uh the program appropriately examining uh the program for<00:46:35.680><
- controls in the operation of the program controls in the operation of the program initially,<00:
- I think I would like to see this program I think I would like to see this program receive<01:01:
- need to carry out this program. need to carry out this program.
- <01:34:10.960>
I special program? Call 150, call 200." I special program?
Summary:
The task force approved the minutes from the previous meeting and then reviewed the structure and statutory requirements for its final report. Staff explained that the report must go to the commissioners of commerce, housing finance, and economic development, as well as relevant legislative leaders, and must include a summary of task force activities, adopted findings and recommendations, tort reform recommendations to reduce insurance costs, any draft legislation, and other necessary information. A draft report, likely excluding recommendations and draft legislation, is expected to be circulated before the first January meeting.
Most of the meeting focused on the Fair Plan and whether it could be expanded to help homeowners associations, affordable housing, and common interest communities that are struggling to obtain coverage. Supporters said these groups are facing availability problems and often end up in the surplus lines market, which lacks the consumer protections of the admitted market. They argued the Fair Plan could serve as a third-market option with stronger protections and better access, especially for properties that are having difficulty getting quotes.
Several members and witnesses raised concerns that the Fair Plan was never intended to be a broad affordability solution and warned against using it to artificially lower prices below risk-based levels. They said doing so could shift losses onto other policyholders through assessments and potentially weaken the broader insurance market. The Fair Plan administrator explained that any expansion would require substantial research, staffing, actuarial and underwriting expertise, reinsurance planning, IT changes, and likely assessments or other capitalization decisions, and that the plan would need to focus on a limited subset of properties rather than the entire market. No votes were taken on policy recommendations, and the discussion ended with agreement that more information and scoping work are needed before any formal recommendation is made.