Video & Transcript Research : 'insurance programs'

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NJ

New Jersey 2026-2027 Regular Session

Senate Budget and Appropriations Jun 4th, 2026

Senate Budget and Appropriations

Transcript Highlights:
  • Let's put the insurance folks...
  • Just like in the insurance...
  • Like, well, you get an insurance certificate from an insurer, it may have the... ...caught up in it.
  • Just like in the insurance, like, well, you get an insurance certificate from an insurer and may have
  • In New Jersey, life insurers pay out almost $25 million a day in insurance and annuity benefits.
Keywords: 1146, all
AL

Alabama 2026 Regular Session

Alabama Senate Banking and Insurance Committee Feb 4th, 2026

Banking and Insurance

Transcript Highlights:
  • for a branch captive insurance company. for a branch captive insurance company.
  • insurers have avoided for way too long. insurance too often stands in the way insurance too often stands
  • insurance premium go to the insurance insurance premium go to the insurance plan<00:53:21.920>
  • Benefit program consists of a variation of insurance products: health, dental, vision, life, disability
  • for the insurance. for the insurance.
Keywords: 923, senate, all
NH

New Hampshire 2025 Regular Session

House Finance Division I (02/21/2025)

Transcript Highlights:
  • assessment of all of the insurance assessment of all of the insurance companies<00:03:43.920>
  • So, but the fully insured health insurance is your responsibility: individual, small group, and large
  • , not fund the program.
  • <00:48:54.520> reason program not fund the program reason program not fund the program reason
  • The budget is based on the continuation of core program services: employment services, unemployment insurance
Keywords: 928, house, all
Summary: The committee heard testimony from Insurance Commissioner DJ Bettencourt on the New Hampshire Insurance Department budget. He said the department is self-funded through assessments on insurers based on New Hampshire premium volume, with about $8 billion in premiums written in the state and a department budget of roughly $15.5 million. He explained that the department has 88 authorized positions, eight vacancies, and that three full-time positions were unfunded after the governor’s requested 4% reduction exercise. He also said the department is trying to balance staffing needs with not overburdening carriers during a hard insurance market. A major topic was the department’s $2.6 million rebate to industry from the prior fiscal year, which Bettencourt described as a credit against the next assessment rather than a direct cash payment. Members questioned why that credit was not reflected as a reduction in the upcoming budget, and Bettencourt and staff explained that the budget assumes full staffing and full spending, with any year-end surplus returned to insurers. The commissioner said the department had added staff in recent years for succession planning and to preserve institutional expertise, and that the rebate reflects careful budgeting rather than excess spending. Members also asked about staffing changes by division, including positions unfunded in fraud, property and casualty examinations, life and health examinations, and tax. Bettencourt said fraud investigations remain strong and that the department can use outside contractors for examinations, with those costs billed to the company being examined. He also described the department’s examination process, including periodic financial exams and targeted market conduct reviews triggered by consumer complaints or trends. Additional questions covered OIT transfers, the department’s oversight of fully insured health coverage, the insurance premium tax and fines going to the general fund, and the department’s limited role in auto repair reimbursement disputes, where he said complaints have recently declined.
TX
Transcript Highlights:
  • The Fair Plan is Texas' residual insurer for homeowners insurance, or the insurer of last resort.
  • I'm the Public Insurance Counsel from the Office of Public Insurance Counsel.
  • Insurers may file and use depending on the insurer.
  • I'm the Public Insurance Counsel from the Office of Public Insurance Counsel.
  • So I guess insurance people are really upset about insurance.
Keywords: 1185, senate, all
MN

Minnesota 2025 1st Special Session

Committee on Finance - Part 2 - 04/28/25

Finance

Transcript Highlights:
  • What will be the assisted living programs? Will it be the regular insurance programs?
  • Will it be the uh regular programs? Will it be the uh regular insurance<00:38:23.839> programs?
  • <00:38:24.320> What<00:38:24.640> programs<00:38:25.040> will insurance programs
  • What programs will insurance programs?
  • Medicaid program. Medicaid program.
Keywords: 1187, senate, all
WA

Washington 2025-2026 Regular Session

Joint Select Committee on Health Care and Behavioral Health Oversight Dec 3rd, 2025

Joint Select Committee on Health Care and Behavioral Health Oversight

Transcript Highlights:
  • or government health programs.
  • Insurance negotiations got that down to $3,123.
  • Insurance negotiations get that down to $3,123,000.
  • Some of them are self-insured providers—maybe Boeing, maybe Amazon, maybe PEB or SEB self-insured with
  • But insurance is a little more complicated than that.
Summary: The committee first welcomed new DSHS Secretary Angela Ramirez, who introduced herself and described her background in public service, federal and state legislative work, and health and human services leadership. Members emphasized the importance of building strong relationships with her and noted her focus on protecting services, using strategic approaches in a tight budget environment, and improving partnerships with the Legislature. Ramirez said she wanted to keep communication open and that her priorities would be shaped by what she learns from lawmakers and agency partners. The next work session focused on the West Coast Health Alliance and the broader Governor’s Public Health Alliance. Department of Health and governor’s office staff said the West Coast alliance, involving Washington, Oregon, California, and Hawaii, was formed to coordinate science-based public health guidance, especially around vaccines, return-to-work guidance, and responses to federal changes. They said the alliance is intended to reduce confusion, counter misinformation, and preserve access to evidence-based recommendations, with early actions including vaccine guidance for COVID-19, flu, and RSV, a statement rejecting any vaccine-autism link, and preparation for possible ACIP changes. Members asked about workload and coordination with other regional alliances, and staff said there is informal coordination but no formal regular meetings. The committee then heard from the Washington State Health Benefit Exchange about open enrollment and the effects of federal policy changes. Exchange leaders said the expiration of enhanced premium tax credits, HR1 provisions, and immigration-related eligibility changes are affecting affordability and enrollment, with some customers facing large premium increases and some counties becoming harder to serve. They reported early open-enrollment traffic increases, nearly 10,000 new sign-ups, and nearly 12,000 active coverage drops so far, while noting that many more people may disenroll later if subsidies are not extended. They also described mitigation efforts such as silver loading, Cascade Care Savings, outreach through navigators and community partners, and planning for future HR1 requirements like ending auto-renewal and adding verification steps. In the final work session, staff from the Health Care Authority and Insurance Commissioner’s office reviewed Washington’s health reform history and the state’s current affordability and access efforts. They highlighted past ACA-related coverage gains, continued work on prescription drug affordability, PBM oversight, primary care and behavioral health access, and a pending legislative proposal to preserve access to preventive services. They also discussed federal changes affecting Medicaid and the exchange, including work requirements, six-month redeterminations, and the need to coordinate across agencies to implement new rules. Members raised concerns about network adequacy, provider access, and the complexity of the health care system, while staff said they are trying to mitigate harm, simplify administration, and keep coverage and access as stable as possible.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am

Joint Committee on Financial Services

Transcript Highlights:
  • The 340B program involves manufacturer discounts, not insurer or employer payments or dollars.
  • The 340B program is essential.
  • The 340B program is a federal program, and let me be clear: the 340B program has been a great program
  • This program is not shrinking.
  • This program is not shrinking.
Keywords: 995, all
Summary: The committee held a lengthy hearing on a large docket of pharmacy and drug-pricing bills, with most testimony focused on PBM reform, 340B drug discount program protections, specialty medication access, and medication adherence. Chair James Murphy and Senator Paul Feeney opened the hearing and took testimony from legislators, patient advocates, pharmacists, health center leaders, industry representatives, and policy groups. Several speakers described delays, denials, high out-of-pocket costs, and pharmacy closures tied to PBM practices, while others emphasized the importance of community health centers and independent pharmacies in serving patients. On the 340B program, supporters including Senator Eldridge, Senator Payano, Community Care Cooperative, Fenway Health, the Massachusetts League of Community Health Centers, and several community health center leaders argued that bills such as H. 1107 and S. 819 would stop discriminatory PBM and manufacturer practices, preserve contract pharmacy access, and protect safety-net providers that say they reinvest savings into care, pharmacy expansion, interpreter services, behavioral health, and other services. Opponents including PhRMA, the Community Liver Alliance, and a public policy analyst argued the program lacks transparency and accountability, has grown beyond its original purpose, and may benefit large hospitals and for-profit entities more than low-income patients. They urged more reporting and oversight rather than expanding protections. On PBM reform, testimony supported bills including H. 1157, H. 1234, S. 724, S. 831, and related measures that would require rebate pass-through, ban spread pricing, limit steering to PBM-owned pharmacies, and improve reimbursement for community pharmacies. Independent pharmacists and patients said current PBM practices raise costs, create administrative burdens, and threaten access to local pharmacies. PCMA, representing PBMs, opposed the reforms, arguing PBMs lower costs, that plan sponsors choose to contract with them, and that the Health Policy Commission and CHIA should complete their ongoing study before new mandates are adopted. The committee also heard support for H. 1322 and S. 734 on specialty medications, and for H. 781 and H. 1305 on medication synchronization to improve adherence. No votes or formal actions were taken during the hearing.
MN

Minnesota 2025 1st Special Session

House Education Finance Committee 4/28/25

Education Finance

Transcript Highlights:
  • , of the local optional revenue program, of the local optional revenue program, often<00:10:23.040
  • Minnesota educator of color grant program to be the Educator Tuition Assistance Program. Mr.
  • showing that the unemployment insurance showing that the unemployment insurance appropriation<00
  • insurance for hourly school workers. insurance for hourly school workers.
  • a summer school program program is only a summer school program program is only a few<01:19:50.400
Bills: HF1388
FL

Florida 2025 Regular Session

February 4, 2025 - 12:30 PM

Transcript Highlights:
  • We are Florida's residual insurer, or insurer of last resort.
  • So that's where a residual insurer or insurer of last resort steps in.
  • We are a residual insurer or insurer of last resort steps in.
  • Eligibility. a residual insurer or insurer of last resort steps in.
  • insurance policy.
Summary: The Insurance and Banking Subcommittee received a lengthy presentation from Citizens Property Insurance Corporation CEO Tim Serio, with Insurance Commissioner Michael Yaworski also answering questions. Serio reviewed Citizens’ role as Florida’s insurer of last resort, its statutory funding structure, eligibility rules, depopulation program, reinsurance obligations, and the surcharge/emergency assessment mechanisms that can be used if Citizens runs a deficit. He emphasized that recent legislative reforms, combined with lower litigation and improved market conditions, have helped the private market recover and reduced Citizens’ policy count from a peak of about 1.41 million in 2023 to 936,182 at the end of 2024, with a projected drop to about 771,000 by the end of 2025. He also said the reforms reduced Citizens’ rate need and helped avoid an emergency assessment after the 2024 storms. Members asked about Citizens’ rate increases, why Citizens still seeks higher rates despite lower litigation, how the 20% eligibility threshold works, whether Citizens should be wind-only, and whether the state or federal government could help with deficits. Serio explained that Citizens is still charging below actuarially sound rates in most areas, that rate filings reflect reduced litigation and lower reinsurance exposure, and that assessments on all Florida property policyholders are the reason Citizens tries to build surplus and depopulate. He said the depopulation program is working better than in the past, with less than 2% of takeout policies returning to Citizens, and that the Office of Insurance Regulation has been vetting takeout companies more carefully. A substantial portion of the discussion focused on claims handling after Debby, Helene, and Milton, including flood-versus-wind disputes and Citizens’ use of the Division of Administrative Hearings for some claim disputes. Serio said Citizens had received 76,625 claims from the three storms and had paid nearly $823 million in indemnity and expenses as of January 7, 2025. He said many closed-without-payment claims were either below deductible, withdrawn, duplicate, or flood-only, and that Citizens had asked its internal audit function to independently review the claims data and denials. He also described Citizens’ storm outreach, catastrophe response centers, managed-repair program, and claim review process, and said the corporation remains focused on paying valid claims while minimizing the risk of assessments on the broader Florida market.
MN

Minnesota 2025-2026 Regular Session

Committee on Health and Human Services - 02/25/26

Health and Human Services

Transcript Highlights:
  • Next year it switches over to an assessment on group health insurance companies, and after that the program
  • because of that that program this year. because of that that program this year.
  • Next year it switches over to an assessment on group health insurance companies, and after that the program
  • we look at the numbers for insurance we look at the numbers for insurance companies,<00:21:55.840
  • Those who um need the health insurance Those who um need the health insurance are<00:27:31.520><
Keywords: 1187, senate, all
KY
Transcript Highlights:
  • This is a program for the retirees. This is a program for life.
  • Uh financial planning program. Okay. Uh financial planning program.
  • them as far as health insurance goes. them as far as health insurance goes.
  • of retired teachers health insurance. of retired teachers health insurance.
  • it's self-insured. it's self-insured.
Summary: The Public Pension Oversight Board received updates from the Kentucky Public Employees Deferred Compensation Authority and the Teachers Retirement System. Chris Biddle reported that deferred compensation assets had grown to about $4.787 billion with roughly 88,000 participants, crediting auto-enrollment, targeted marketing around pay raises, and retiree-focused services. He said the board’s self-directed brokerage account, authorized by last year’s legislation, is being designed around a $40,000 account-balance threshold with up to 25% transferable into the brokerage window, tentatively for July 1 of the coming year. He also described the free financial planning program, which has been used by about 3,300 to 3,500 participants with an 87% return rate, and noted that the plan is currently in a fee holiday; members asked about the fee structure and whether the CFP service is provided through Nationwide, which Biddle confirmed. Board members praised the deferred compensation program’s growth and asked for the legislation referenced by Biddle. He said the plan’s annual fees are capped, with a $1 monthly fee plus other charges up to a $225 cap, for a maximum of $237 per year absent a managed account. He also said the program is seeking unified payroll access to expand participation, especially among teachers, and that prior lineup changes saved about $6 million annually in participant fees. Bo Barnes of TRS then addressed retired teachers’ health insurance, first clarifying a prior question about declining federal contributions to the retirement annuity trust. He explained that federally funded school positions generated contributions that rose from $72 million in 2019 to $109 million in 2022, then fell to $85 million this year, with a projection of $80 million over the next three years; if those dollars do not come from federal sources, they would have to be replaced through the SEEK formula. Barnes then reviewed TRS health coverage, explaining that the statutory contract guarantees access to group coverage but not fixed premium levels, and that TRS administers two retiree plans: KEHP for retirees under 65 or otherwise not Medicare-eligible, and MEHP for retirees 65 and older or Medicare-eligible. Barnes said TRS completed RFPs for the 2026 plan year, retaining Express Scripts for prescription drugs and switching the Medicare Advantage medical provider from UnitedHealthcare to Humana, while keeping plan design, provider access, out-of-pocket costs, and benefits materially unchanged. He noted a modest hearing-aid improvement of $500 per ear beginning in 2026. He also reported that the TRS Board approved the maximum state contribution for KEHP at $1,044.96, up from $930.76, an 18% increase that he said would require about $15 million to $16 million more annually, while the MEHP premium would drop from $210 to $200 per month because of the new contract. Using the 2024 valuation, he said the KEHP increase would slightly reduce the health trust funded ratio from 80.4% to 80.1% and raise unfunded liability from $4.036 billion to $4.051 billion. Barnes closed by reviewing the 2010 shared-responsibility reforms that shifted retiree health costs away from a pay-as-you-go model, including phased employee and district contributions and Commonwealth stabilization funding. No votes were taken beyond approval of the minutes.
MN
Transcript Highlights:
  • by funding the unemployment insurance by funding the unemployment insurance benefit<00:04:18.959
  • <00:04:53.919> for for the unemployment insurance for for the unemployment insurance for hourly
  • hourly workers uh allowing the program hourly workers uh allowing the program to<00:04:57.199>
  • service laws like unemployment insurance service laws like unemployment insurance earned<00:19:38.440
  • eligible for unemployment insurance eligible for unemployment insurance they're<00:21:17.279>
Keywords: 1183, house
FL

Florida 2025 Regular Session

Education Pre-K - 12 Feb 4th, 2025

Transcript Highlights:
  • So but are boards drive decision making and program services and choice of program services.
  • . for that program.
  • We have Ris managers, self-insured group, health insurance.
  • Why don't we put the school systems on the state insurance of the insurance cobb of have that.
  • Now we have to stop and look at programs first. Is that program economically feasible?
Keywords: 999, senate, all
HI

Hawaii 2025 Regular Session

CPN-PSM, CPN-EDT, CPN Public Hearing 02-05-2025

Commerce and Consumer Protection

Transcript Highlights:
  • I think it was for insurance premiums. It's only for the insurance side, okay?
  • S802 relating to insurance.
  • SB 802 relating to insurance.
  • SB 802 relating to insurance.
  • property insurers to requires insur property insurers to offer<01:33:22.000> discounts<01:33:
Keywords: 912, senate, all
Summary: The committee opened by outlining testimony procedures and then heard SB 376 on tax credits, which would create a home fire safety improvement tax credit. Testimony from the Tax Foundation of Hawaiʻi urged that the concept would be better handled as a subsidy program and raised drafting concerns about unclear definitions and eligibility. Later, the committees agreed to pass SB 376 with amendments, including making the credit nonrefundable, clarifying third-party certification, deleting recapture-related language, and making technical changes. Members then heard SB 417, which would make unlicensed contractor work during or within five years after an emergency or disaster a class B felony. The Contractors License Board was listed for comments, and the Subcontractors Association supported the measure. The committees ultimately recommended passage with technical, non-substantive amendments and an adjusted effective date, and the measure was adopted. A substantial portion of the meeting focused on SB 782, which would require free and accessible voice communication services for incarcerated people and prohibit state agencies from profiting from those services, while also directing the PUC to set standards and providing funding for the SAVIN victim notification program. Supporters, including the Public Defender, ACLU of Hawaiʻi, Worth Rises, and others, argued the bill would reduce costs for families, improve reentry, and align adult corrections with the juvenile system. Opponents, including the Department of Corrections and Rehabilitation, the Hawaiʻi Paroling Authority, and SAVIN-related witnesses, warned that changing the funding structure could weaken victim notification and safety services. The committees deferred SB 782. The committee also heard SB 999 on fireworks, which would repeal permissible consumer fireworks uses, impose civil penalties and forfeiture remedies, and create a forfeiture special fund for safety education. The Department of Law Enforcement and Honolulu Police Department supported the bill, while fireworks industry representatives and others opposed it, arguing prohibition would be ineffective and urging stronger enforcement and education instead. The committees deferred SB 999 for further consideration, and SB 1136 on insurance was also deferred after insurers and the Department of Commerce and Consumer Affairs opposed it. In the later joint session with the Committee on Economic Development and Tourism, SB 744 on condominium loans was heard with support from the Hawaii Green Infrastructure Authority and banking groups, while one testifier raised concerns that the program could function like C-PACE financing and add risky debt to condominium associations; testimony and discussion continued on that measure.
FL

Florida 2025 Regular Session

December 2, 2025 - 01:00 PM

Transcript Highlights:
  • HOME PROGRAM.
  • THIS PROGRAM IS WHOLLY OUTSOURCED.
  • TO BE ELIGIBLE FOR THE PROGRAM, THE INSURED VALUE OF THE STRUCTURE HAS TO BE LESS THEN $700,000.
  • THE PROGRAM PAYS FOR THAT.
  • SO AGAIN THIS PROGRAM WAS MODELED AFTER THE HOMES PROGRAM.
FL

Florida 2026 Regular Session

Education Pre-K - 12 Feb 4th, 2025

Education Pre-K - 12

Transcript Highlights:
  • We have risk managers, self-insured group health insurance.
  • My insurance rates went up two years, health insurance from my employees, 11 and 13% respectively.
  • I’m not an insurance guy, but I’ve had enough explained to me because we’ll ruin your insurance plan
  • We have to stop and look at programs first. Is that program economically feasible?
  • FBLE, FFA, all those things are programs that we don't get the same funding for those programs.
Summary: The Senate Education Pre-K-12 Committee met to discuss the needs of rural school districts and the role of Florida’s three regional education consortia: the Panhandle Area Education Consortium, Northeast Florida Educational Consortium, and Heartland Educational Consortium. Executive directors and several rural superintendents described the consortia as member-led organizations that provide shared services, professional learning, leadership development, grant support, cooperative purchasing, risk management, IT/cybersecurity help, and back-office assistance that small districts could not afford to provide on their own. They emphasized that rural districts are often very small, have limited staff, and must still meet the same state reporting and compliance requirements as large urban systems. Testimony focused heavily on teacher recruitment and retention, alternative certification, and the difficulty of staffing specialized roles such as CFOs, MIS directors, IT staff, and content-area teachers. Superintendents said many new hires are career changers or alternatively certified teachers who need consortium-supported training, and several argued for more flexibility in funding so districts can raise salaries and compete with neighboring districts and nearby states. Members also asked about the impact of declining enrollment, homeschooling, and voucher-related school choice; superintendents said those trends are reducing FTE and creating budget instability, while also requiring districts to right-size staff and programs. Several speakers described the financial strain on rural districts, including rising insurance costs, transportation costs, and the challenge of forecasting budgets when enrollment changes after the school year begins. One superintendent recounted major hurricane damage and said consortium risk-management support was essential to recovery. Others said the consortia help districts pool resources for property and health insurance, payroll, student data systems, and procurement, and that this shared approach saves money and improves services. No votes or formal committee actions were taken during the meeting.
MN

Minnesota 2025 1st Special Session

Committee on Commerce and Consumer Protection - 02/13/25

Commerce and Consumer Protection

Transcript Highlights:
  • program.
  • program.
  • program.
  • c> and insurance reinsurance program um and insurance reinsurance program um and then<00:08:40.039
  • This is a proven program that stabilizes market premiums within the individual health insurance market
Keywords: 1187, senate, all
NH

New Hampshire 2025 Regular Session

House Finance Division I (03/11/2025)

Transcript Highlights:
  • carriers, whether they're voluntary market insurance carriers or your self-insured pooled risk-style
  • Insurance carriers can then submit applications—we call them eligibility applications—if an insurance
  • 16:07.120> insurance they're voluntary Market insurance they're voluntary Market insurance carriers
  • so not everything that an insurance so not everything that an insurance carrier<00:17:48.400>
  • <00:50:01.000> at program a clinical type program at program a clinical type program at Franklin
Keywords: 928, house, all
Summary: The committee first heard from the Department of Labor on several House Bill 2 sections. Members discussed raising the annual elevator certificate fee, which had been $50 since at least fiscal year 2014; the commissioner said the Inspection Division generates more revenue than its costs, and members agreed to amend the fee to $75 and later voted unanimously to accept Section 137. The department also explained a proposed change to civil penalty/warning language in Section 139 to align enforcement across labor laws; that section was accepted unanimously. The commissioner then gave a detailed overview of the second injury fund, describing how it is financed by assessments on insurance carriers, how claims are reviewed for reimbursement, and how the fund is intended to reimburse certain workers’ compensation costs. Members questioned whether the program still serves its original purpose, whether it is revenue-neutral, and whether it should be sunset; the department said the fund is a mixed bag for the state and industry, but no sunset language was adopted. Sections 140 and 141 were then accepted unanimously. The committee next heard from the Judicial Council on Sections 125 through 127. The witness said the changes would streamline payment for indigent defense services other than counsel, reduce the number of bills requiring judge review, and expand the council’s ability to contract with providers for services such as translation and evaluations. He also explained a proposed fail-safe allowing the executive director to decline to process questionable invoices and send them to a judge instead. Members generally supported the streamlining, and Sections 125 through 127 were accepted unanimously. Toward the end of the discussion, members asked about the cost impact of changing the misdemeanor/felony threshold from $1,000 to a higher amount. The Judicial Council said felony cases are significantly more expensive than misdemeanors because they involve more hearings, more discovery, and more attorney time, with assigned felony cases costing several times more on average. No action was taken on that question in the excerpt.
WY

Wyoming 2026 Regular Session

Joint Appropriations Committee, June 23, 2026

Appropriations

Transcript Highlights:
  • This is the State Employee Health, Life, and Dental Insurance Program, followed by an update of the fire
  • program.
  • So we've been busy trying to be prepared for some influx onto the program with the insurance affordability
  • Again, Karen Williams, program manager for group insurance.
  • I'm the former program manager for the employees and officials group insurance program.
Keywords: 916, all
WV
Transcript Highlights:
  • And conversely, all other programs that we have in our book of business, the non-state program and the
  • The provisions of the bill would apply to insurance policies issued by an insurer that are delivered,
  • The bill amends two sections in the insurance code affecting mine subsidence insurance and potential
  • recovery under the mine subsidence insurance fund established within the Board of Risk and Insurance
  • But we, the Insurance Federation...
Keywords: 994, senate, all
Summary: The Senate Banking and Insurance Committee met with a quorum present and approved the March 4, 2026 minutes by voice vote. The committee first considered House Bill 55, which updates and modernizes workers’ compensation statutes to reflect the privatized system, remove obsolete provisions, and adjust the Workers’ Compensation Board of Review from five members to three. The Insurance Commissioner testified that the bill is part of the cleanup from privatization and would give the governor more flexibility in appointments. After adopting a strike-and-insert amendment and a title amendment, the committee reported HB 55 to the full Senate with a recommendation that it do pass. The committee then took up House Bill 5463, which would reduce BRIM’s required liability coverage for county boards of education from $1.25 million to $1 million per occurrence and eliminate the separate $5 million excess coverage requirement. BRIM’s director testified that the excess market was difficult to access and costly, but several senators raised concerns that lowering coverage could reduce protection for victims and school-related claims. After a divided vote, the motion to report the bill failed, and HB 5463 was not passed by the committee. Next, the committee considered House Bill 4869, creating guaranteed issue rights for Medicare supplement policies, including annual birthday replacement rights and a special right for certain Medicaid recipients losing eligibility. Counsel said the bill would prohibit underwriting barriers during the guaranteed issue periods and require an annual report on premium trends. With no amendments offered, the committee reported HB 4869 to the full Senate with a recommendation that it do pass. Finally, the committee considered House Bill 5462 on mine subsidence insurance. The bill would allow the mine subsidence fund to offset payments by amounts received from other sources and limit lawsuits over claims reported to BRIM. Members debated a proposed strike-and-insert amendment that would have softened the litigation limits and added notice and remedy provisions, but the amendment was rejected. The committee then reported HB 5462 to the full Senate with a recommendation that it do pass, and the meeting adjourned.