Transcript Highlights:

• So there are tax-backed bonds, which are secured by... and repaid solely from a tax or a government fee
• Although municipal bonds are considered to be securities, they are exempt from most securities laws that
• So, the different kinds of security pledges, the NMFA has a number—basically every Type of security pledge
• our fees for that program in 2020.
• And an ongoing administration fee, and we cut all of those fees. May I ask why?

Transcript Highlights:

• Our IT department in reviewing, um, licensing fees for the agency, we, um, internal fees, um, for software
• We waive that fee.
• Securities commissioner at the Texas State Securities Board. Welcome.
• Um, the State Securities Board is considered by many of the best state securities regulator in the country
• And again, the lowest securities licensing fees in the country would not be increased as a result of

Transcript Highlights:

• Let's do the fee schedule.
• On the fee schedule? Not on the fee schedule. Do you want to do that first? Yeah, yeah, yeah. Okay.
• We also monitor security.
• We also monitor security.
• Our information security office is involved with my team to make sure that the security maintains the

Summary: The hearing focused first on behavioral health, especially serious mental illness and anosognosia, a condition described by witnesses as a neurological symptom that prevents people from recognizing they are ill. The chair framed the issue around families cycling through emergency rooms, jails, conservatorships, and short-term stabilization without lasting treatment, and warned that federal changes under H.R. 1 could reduce Medi-Cal funding and worsen access. Dawn Marie Anderson gave a personal account of her son’s long history of psychosis, homelessness, arrests, repeated jail and state hospital stays, and eventual stability when he received sustained medication and coordinated support. She argued that the system often treats the problem as criminal rather than medical and that voluntary programs and short-term services are not enough for people who lack insight into their illness. Other panelists, including representatives from the California Behavioral Health Association, Santa Barbara County Behavioral Health, and the County Behavioral Health Directors Association, agreed that anosognosia is not denial or noncompliance and said the system needs long-term, coordinated care, including assertive community treatment, mobile crisis, supportive housing, medication support, and stronger handoffs between county and managed care systems. They said CalAIM and other reforms have improved some coordination, but significant gaps remain, especially for people with serious mental illness, for those in jail or locked settings, and for people with private insurance, which witnesses said often offers little meaningful coverage for early psychosis or intensive behavioral health services. Several witnesses urged the Legislature to protect Medi-Cal, shore up county safety-net services, and invest in training and family engagement. The committee then turned to the Children and Youth Behavioral Health Initiative, with a focus on the virtual services platforms BrightLife Kids and Soluna and the CYBHI fee schedule. DHCS reported strong growth in app registrations, coaching sessions, referrals, and positive user outcomes, saying the platforms provide free, culturally responsive, early-intervention support statewide and help connect users to higher levels of care when needed. On the fee schedule, DHCS said more than 500 LEAs, colleges, universities, and school-linked providers are participating, 181 LEAs have submitted claims, and $9.6 million has been reimbursed to date, with 41,556 students represented in claims. The chair and several members criticized the pace of implementation and the amount of money spent relative to reimbursement levels, saying the Legislature had requested data earlier and that the return on investment still appeared low. DHCS responded that many claims are still being submitted, that 70% of denials are correctable, that $400 million in capacity grants has been distributed locally, and that reimbursement is increasing rapidly as more districts come online. Public comment included a rural county behavioral health director who said private insurance denials leave counties with significant uncompensated work, especially for unlicensed staff providing case management and mobile crisis services.

Transcript Highlights:

• There's a fee protection that caps fees at 3% of the transaction amounts.
• and fee for us to be able to stay in business.
• We also expand the definition of an armed school security guard.
• One of the ones that you'll learn about is called dynamic security.
• inmates versus non-maximum security inmates.

Keywords: 985, all

Transcript Highlights:

• Every swipe has a significant fee to it.
• If an operator pays meals tax with a credit card, a 2.09% fee is added for a debit card or a 2.39% fee
• And data security isn't cheap.
• for security.
• Is it about collecting licensing fees?

Keywords: 995, all

Summary: The committee opened a hearing of the Joint Committee on Consumer Protection and Professional Licensure and reviewed a broad agenda including credit card fees, event ticketing, music therapy licensure, senior psychologist licensure, CPA pathways, school mental health licensure, and a bill regulating alternative healing therapies. The chairs explained hearing logistics, including three-minute testimony limits and submission of written testimony, and noted that more than 70 people had signed up to testify. Legislators and advocates were heard out of order throughout the day. A major portion of the hearing focused on credit card surcharge and interchange legislation. Restaurant owners, the Massachusetts Restaurant Association, NFIB, and other small-business witnesses supported bills allowing merchants to add convenience fees and, in one proposal, preventing card companies from charging fees on tax and tip portions of transactions. They argued that swipe fees are a major and growing cost, especially for restaurants, and that Massachusetts is one of only two states that bars surcharges. Opponents from the Cooperative Credit Union Association, the Electronic Payment Coalition, and the Electronic Transactions Association warned that the proposals would create compliance burdens, fragment the payment system, raise legal preemption issues, and disrupt a system they described as efficient and secure. The committee also heard competing testimony on ticket transferability and ticket resale. Supporters, including the National Consumers League and Sports Fans Coalition, said bills on ticket transferability would protect consumers who cannot attend events and would increase competition and savings in the secondary market. Opponents, including United Musicians and Allied Workers and theater owners, argued that mandatory transferability would weaken artists’ and venues’ ability to prevent scalping and predatory resale, and that some ticket sellers should be exempt from the broader ticketing regulations. Separate testimony supported music therapy licensure, senior psychologist licensure, and new CPA education pathways, with witnesses saying these measures would expand access to care and strengthen the workforce while maintaining professional standards. The hearing also drew extensive opposition to S.261 on alternative healing therapies, with practitioners and clients arguing it would overregulate spiritual and holistic practices and was not an effective response to human trafficking concerns.

Transcript Highlights:

• And they’re very specific impact fees. They’re very specific impact fees under that NRS.
• fees under 278B. 278B is impact fees for new development, and now you just say impact fees.
• Senate Bill 103 does define, I believe, building fees and sewer fees, for example.
• fees.
• We've been waiving sewer connection fees and building permit fees.

Keywords: 909, all

Transcript Highlights:

• And we've gotten used to the fee.
• The most crypto ATM fees are anywhere from 24 to 28% fee.
• Regarding the fees, so the fees have, we heard the percentages, right?
• fees are, whether they're facility fees or their banking fees, et cetera.
• Back to the fee again.

Bills: SB383, SB1012, SB1181, SB1705, SB2075, SB2221, SB2586, SB2864, SB2994

Keywords: SB 383, ERCOT, Texas Utilities Code, interconnection, wind power facility, offshore wind, coastal wind, nearshore wind, Gulf of America, Texas coast, three marine leagues, electric grid, transmission line, distribution facility, renewable energy, battery storage, energy storage, grid access, power grid, electric service

Summary: The committee took up a long list of pending bills before moving to several bills on the day’s posting. It reported favorably SB 438, SB 512, SB 647, SB 648, SB 715, SB 758, SB 1964, SB 2121, SB 2145, SB 2167, SB 2330, SB 2349, SB 2443, SB 2629, SB 2702, SB 1495, and SB 2268, with several of those adopted from committee substitutes. Some measures were sent to the local and uncontested calendar, while others were reported to the full Senate. Votes on the pending-business bills were generally strong, though SB 715 and SB 2330 drew recorded opposition; SB 647 and SB 648 had one member present not voting because of confusion over the deed-related bills. A major discussion centered on SB 715, which would establish a reliability standard and penalties/incentives for generation resources. Senator Sparks said the committee substitute would avoid unfairly penalizing existing dispatchable generation, allow wind and solar to qualify through storage or backup power, give the PUC flexibility to set standards and phase in the program, and exempt switchable units. Critics raised concerns that it could raise consumer costs and destabilize the market, while supporters argued it would improve reliability. The committee substitute was adopted and the bill was reported out 6-4. The committee also heard testimony on SB 2330, dealing with payroll deduction for association dues, where the author said the bill would end state involvement in dues collection except for first responders covered by meet-and-confer agreements. Members questioned why teachers and other employees were treated differently, and the bill was reported out 6-5. Other notable bills included SB 2864 on building-integrated photovoltaics, SB 1012 on sale of surplus state property, SB 2221 on fraudulent UCC filings, SB 1705 regulating cryptocurrency kiosks with licensing, transaction limits, fee caps, and a 72-hour hold, SB 1181 on combative sports licensing, SB 2586 on HOA transparency, SB 2075 as a TDLR cleanup bill, and SB 383 restricting offshore wind interconnection based on impacts to shipping, wildlife, and coastal interests. Several of these were left pending after testimony, with SB 1705 drawing both law enforcement support and industry concerns over the fee caps and limits.

Transcript Highlights:

• Currency based on gold and silver authorizing a fee for the Committee on state affairs.
• Act refer to the Committee on Public Homeland Security, Public Safety, and Veterans Affairs.
• personnel and the ability of those officers of certain law governing private security.
• Refer to the Committee on Homeland Security, Public Safety and Veterans Affairs.
• state, refer to the Committee on Homeland Security, Public Safety and Veterans Affairs.

Transcript Highlights:

• It's supported by utility fees. B8 is the last letter.
• It's supported by license and application fees.
• It's supported by license and application fees.
• So we could collect fees from past tax or a hospital assessment fee or an ICF provider fee, but then
• We're already paying for security. It's very secure inside the gates.

Summary: The committee considered a series of appropriation, fund transfer, and reserve requests across multiple agencies. Section B temporary appropriations included funding for state technology upgrades, personnel management staffing and IT skills assessment, court reporters and interpreters, crime victim claims, juvenile sex offender assessments, radiation lab testing, and higher education workforce grants and credentialing pathways. Additional items covered an ARPA grant for the University of Arkansas Fort Smith LPN program, an IIJA grant for the Oil and Gas Commission’s critical minerals work, a restricted reserve transfer for State Police vehicle purchases, a transfer to the Arkansas Heroes Program, and cash fund requests for the Real Estate Commission’s AV system and HVAC work. Most of these items were approved by voice vote. One budget classification transfer request from the Commissioner of State Lands drew extended questioning and was ultimately not approved. Members questioned the $250,000 transfer to operating expenses tied to the purchase of a West Little Rock office building, the ongoing lease costs at the prior location, and whether the agency had adequately planned for building-related expenses. After discussion, the motion failed, and members told the agency to tighten spending and return if needed. The committee then took up 15 pay plan appropriation requests totaling $25.7 million and approved them after discussion with DFA, DHS, Corrections, and the State Board of Election Commissioners. Members focused heavily on DHS staffing shortages at human development centers, where officials said vacancies and turnover were driven by overtime and burnout rather than pay alone; one member asked DHS to submit a written plan to address the issue. Corrections reported the pay plan had improved hiring and retention. The committee also approved overtime appropriations for Emergency Management and Military. Reports on reserve funds, the Budget Stabilization Trust Fund, tobacco settlement, State Central Services, Education Adequacy, Medicaid Trust, IIJA, and revenue transfer activity were received. The Medicaid Trust Fund report prompted significant concern about February’s $90 million draw; DHS said the month was unusually high because of cash-flow timing and that the fund should end the year with a balance between $150 million and $200 million, while lawmakers noted a second $100 million set-aside is planned for FY27. The final discussion centered on DHS’s state hospital damage claim and reconstruction funding, where members expressed disappointment that insurance reimbursement would likely return only about $1.8 million now and possibly about $97,000 more later, far less than the roughly $5 million initially expected. DHS explained the policy was based on actual cash value and depreciation for old buildings, and said the work would proceed on Unit 3 for secured restoration because it was the most cost-effective option.

Transcript Highlights:

• that I secured for our Texas farmers. that I secured for our Texas farmers.
• <03:30:24.319> We freedom means economic security. We freedom means economic security.
• We believe big bank overdraft fees.
• American people about social security. American people about social security.
• Pay attention, Social Security.

Keywords: U.S. House of Representatives Floor Proceedings on Tuesday, April 1, 2025, 1012, house, all

Transcript Highlights:

• <00:02:07.119> The<00:02:07.360> Kentucky<00:02:07.759> fee and fees threshold
• The Kentucky fee and fees threshold.
• So, um, that points and fee standards.
• like to have a set fee a maximum fee of like to have a set fee a maximum fee of 3%<00:13:32.079>
• According to the Alabama Securities According to the Alabama Securities Commission<00:19:29.760>

Keywords: Meeting Start 00:00 Call to Order and Roll Call 00:01 Discussion SB 157 00:23 Vote SB 157 05:22 Discussion SB 189 05:57 Vote SB 189 26:49, 958, all

Summary: The committee first took up Senate Bill 157, which would align Kentucky’s mortgage loan fee rules with federal standards by exempting certain first and second mortgages from the state’s total net income cap when they meet federal points-and-fees thresholds. The sponsor and Rocket Mortgage testified that the bill would make it easier for borrowers to buy down mortgage interest rates with discount points, helping affordability without changing borrower costs, while preserving the existing 4% cap for loans outside the federal standard. Members discussed how rate buydowns work in practice, and the bill passed with a favorable expression after a roll call vote. The committee then heard Senate Bill 189, as amended by a committee substitute, which would create a licensing and regulatory framework for virtual currency kiosks, or crypto ATMs, in Kentucky. The sponsor described widespread scam losses tied to these kiosks, especially among older adults, and said the bill would add consumer protections such as licensing, financial safeguards, transaction limits, refund or hold requirements, disclosures, receipts, and enforcement authority for the Department of Financial Institutions. He also said the substitute was based on other states’ models and that further changes might be needed, including possible floor amendments. AARP Kentucky testified in support of regulating crypto kiosks but said the committee substitute weakened consumer protections and urged stronger safeguards, including lower transaction limits, fee caps, identity verification, receipts, and scam warnings. AARP representatives cited data on scam complaints and losses in Kentucky and nationally, and said the point of transfer is the best place to prevent harm. Committee members generally agreed the issue was consumer protection, but one senator cautioned against overregulating personal financial choices and noted that scams exist in many forms. The discussion ended with acknowledgment that the bill would continue to be refined, including in coordination with the House and stakeholder groups.

Transcript Highlights:

• <01:00:45.440> I have security five days a week. I have security five days a week.
• believe they all have security. believe they all have security.
• I would be paying that $50 fee.
• I would be paying that $50 fee.
• think about our national security. think about our national security.

Keywords: 1189, house, all

Transcript Highlights:

• And that is your typical entrance-fee CCRC with a refund.
• And that is your typical entrance-fee CCRC with a refund.
• Entrance fees.
• But they're not secured creditors.
• Bondholders are the secured creditors.

Keywords: 995, all

Summary: The commission met at Brookhaven at Lexington to continue discussing continuing care retirement communities (CCRCs), with a focus on financial viability, entrance fees, refund policies, and how the industry is evolving. Speakers explained that nonprofit CCRCs have shifted away from building entirely new campuses since the 2008 financial crisis, and now more often grow through expansions, affiliations, mergers, or added home- and community-based services. They also noted that many newer CCRCs, especially nationwide, are being built without on-campus skilled nursing, relying instead on assisted living, memory care, or off-site arrangements, and that zoning and local approval can affect expansion plans. A substantial portion of the discussion centered on financial health and consumer protection. Panelists said the most important indicators of a strong CCRC are high occupancy, strong liquidity, and reinvestment in the property, with low occupancy and declining days cash on hand cited as warning signs. They described how actuarial reviews are used to estimate health care utilization and set pricing, and said staffing shortages are often a bigger financial pressure than resident care utilization itself. On refunds, speakers said entrance-fee refunds are generally paid when a unit is resold and the new entrance fee is received, and that resident refunds are usually protected even in bankruptcy, though residents are unsecured creditors. Massachusetts examples such as Reed’s Landing and the Groves were cited as cases where residents remained in place and refunds were ultimately protected. The group also discussed a pending disclosure bill on Beacon Hill related to entrance fees and refund transparency. LeadingAge Massachusetts said it supports clearer disclosure so residents understand refund provisions, and reported that among surveyed member CCRCs, the average time to provide an entrance-fee refund over the past two years was about 117 days. Participants emphasized the need to balance consumer protection with preserving the financial stability of the communities. The commission also reviewed upcoming dates: a virtual public hearing/listening session on June 16, the next commission meeting on June 23, and a later discussion planned on consumer rights, protections, and advertising practices. The meeting concluded with introductions of commission members and an invitation for attendees to tour the Brookhaven campus.

Transcript Highlights:

• National security.
• Senate Bill 257, an act relating to border security, creating the Office of Border Security, providing
• game and fish licensing fees and allowing the state commission to increase the fees based on inflation
• Increasing fees to fund the Workers' Compensation Administration, changing the basis of certain fees
• to provide notice of fee increases.

Transcript Highlights:

• for that, a credit card fee.
• for that, a credit card fee.
• for that, a credit card fee.
• for that, a credit card fee.
• for that, a credit card fee.

Keywords: 1187, senate, all

Transcript Highlights:

• The MRF fund, this security education fund, had been depleted.
• Securities, if you are with me on my handout, it's page 7.
• It's not just say today, let's raise fees.
• Then fees have to be raised, and if you want to raise fees, you know what that's going to do?
• fee is $600.

Keywords: 996, all

Transcript Highlights:

• The determination of fees, charges, and rates of certain benefits under Medicaid for the Community and
• group home facilities, including optional county and municipal permitting requirements, authorizing a fee
• HB 2524 by Cook, relating to recovery fees.
• Refer to the Committee on Homeland Security, Public Safety and Veterans Affairs.
• For the Committee on Homeland Security and Public Safety.

Keywords: 1184, house, all

Transcript Highlights:

• cuts, $250 million in car tab fee cuts, $250 million in car tab fee reductions, reductions, reductions
• <00:02:59.600> school We were also able to secure school We were also able to secure school
• improvements to the capital security improvements to the capital security around<00:03:30.959>
• Car tab fee relief right now is what we're hearing from Minnesotans.
• <00:10:33.600> What's as regards capital security." What's as regards capital security."

Keywords: 919, house, all

Summary: House Republican leaders held a brief end-of-session update describing a negotiated agreement with the governor and legislative leaders that they said would make Minnesota more affordable and improve fraud prevention. They highlighted passage of an independent Office of Inspector General, which they said was a top priority to combat fraud and waste in state government, along with county IT modernization as another fraud-prevention measure. They also said the deal includes $125 million in property tax cuts, $250 million in car tab fee reductions, and no extension of the Hennepin County ballpark tax, which they said allowed help for HCMC without raising taxes. The leaders also described additional spending and policy items in the agreement, including $30 million for distressed hospitals statewide, higher MA rates for HCMC, a nine-month delay in PFAS reporting requirements for businesses, and school safety funding. The school safety package was said to include anonymous threat reporting, school-linked mental health, mobile crisis teams, and security improvements for public officials and the Capitol campus. They said a $1.2 billion bonding bill remained part of the broader negotiations and would support infrastructure projects. In response to questions, the leaders said the House would continue to follow a single-topic committee process and would not take up broad omnibus bills. They said gun-violence-related bills had already been heard in committee and on the floor, where they failed on party-line votes, and argued that the school safety measures moving forward were bipartisan and did not include gun bans. They also said the car tab fee relief was only secured for one year, and expressed hope that future elections would give Republicans more leverage to continue the affordability agenda.

Transcript Highlights:

• Authorizing a fee for the Committee on Public Health HB 1504 by Reynolds relating to authorizing the
• conditions and licensing of Dispensing Organizations and Cannabis Testing Facilities, authorizing a fee
• Public Safety, and Veterans Affairs, it will be $15.06. $15.07 by Ashby relating to the tuition and fee
• HB 1634 by Lujan, relating to a tuition and fee exemptions at public's institution.
• Refer to the Committee on Homeland Security, Public Safety, and Veterans Affairs.

Keywords: 1184, house, all

Transcript Highlights:

• are not getting Social Security benefits.
• But it's also like a security blanket.
• because there's a lot of hidden fees in.
• , or at least negotiate those fees.
• That's net of fees, so that's what we report.