Transcript Highlights:

• researching long-term care options, employment options for my wife, cost of living, and medical ecosystems

Bills: HB2190, HB2202, HB2233, HB2251, HB2252, HB2396, HB2437, HB2689, HB2796

Keywords: physician assistants, licensure compact, medical services, multistate practice, patient care access, healthcare workforce, military families, adverse actions, dementia care, telementoring, healthcare education, rural communities, grant funding, HB 2233, rural health transformation, rural health transformation program, AHCCCS, Arizona Health Care Cost Containment System, Joint Legislative Budget Committee, JLBC

Summary: The committee began with a presentation from the Alzheimer’s Association Desert Southwest Chapter and Dr. Anna Burke of Barrow Neurological Institute on the scope of Alzheimer’s disease, the shortage of specialists, low rates of timely diagnosis, and the need for caregiver support and early intervention. Speakers emphasized that Arizona is a leader in Alzheimer’s research and that lifestyle changes, new therapies, and research funding offer hope, but only if patients are diagnosed earlier and providers are better trained. The committee then heard House Bill 2202, which would appropriate $300,000 over three years for a dementia care telemonitoring/telementoring grant program through the Department of Health Services to help providers statewide learn best practices in dementia care. Supporters, including the Alzheimer’s Association, Dr. Danny Cabral, and a patient advocate, said the bill would address major gaps in provider training and improve early diagnosis and treatment. There was no opposition, and the committee voted 11-0 to give HB 2202 a do pass recommendation. The committee next took up House Bill 2251, the “Jordan and MacTerry Act,” which would expand licensed midwives’ authority to administer certain medications, require liability insurance disclosure and reporting, and create an Arizona Midwifery Advisory Committee. Supporters said the bill would improve safety, oversight, and access to emergency medications in home births, while opponents from ACOG and the Arizona Osteopathic Medical Association raised concerns about the adequacy of oversight, the medication list, and whether eight hours of pharmacology training is sufficient. After testimony from midwives, physicians, and stakeholders, the bill was held for further stakeholder work and anticipated floor amendments. House Bill 2252, which would allow certified nurse midwives, certified professional midwives, or licensed midwives to accompany a patient in a ground ambulance during transport if approved by medical direction, also drew support and opposition. Supporters argued it would preserve continuity of care in emergencies, while firefighters and EMS representatives objected to ambiguity and scene control concerns. That bill was likewise held for further stakeholder meetings. The committee then recessed and reconvened for later presentations on federal budget and health-related topics.

Transcript Highlights:

• with our first facility being in Paducah, that plant is really an anchor tenant for this type of ecosystem

Keywords: Meeting Start - 00:00 Roll Call – 00:15 Approval of Minutes of the July 15, 2025, Meeting 00:55 Helping Power Kentucky’s Growth – 01:25 Powering and Deploying AI – 41:00 Fueling America’s Intelligence – 56:12 Adjournment – 01:10:37, 958, all

Summary: The Artificial Intelligence Task Force met with a quorum, adopted prior meeting minutes, and then focused on energy policy and economic development as they relate to AI and data centers. John Bevington of LG&E and KU, introduced by Caroline Clark of LG&E/KU and PPL, described the utility’s Kentucky-only service territory, vertically integrated system, 1.3 million customers, and about 7.5 gigawatts of generating capacity. He said the company has supported 76 Kentucky projects in 2024 totaling about $3 billion in announced investment and roughly 3,000 jobs, with a large share of statewide announcements occurring in its service area. Bevington said LG&E and KU’s current project pipeline is unusually strong, totaling about 170 projects and 8.5 gigawatts of requested power, with data centers accounting for about two-thirds of that demand. He broke the pipeline into existing customer expansions, new-to-Kentucky projects, and 20 data center projects representing about 5.6 gigawatts of potential load. He highlighted a Louisville data center project by PO Development Company and Powerhouse Data Centers that has announced a 400-megawatt facility and may expand to 525 megawatts, estimating that such a project could represent about $4 billion in investment. He also explained that large data centers generally must locate near transmission lines and that utilities must conduct studies, order long-lead equipment, and secure reimbursement commitments before proceeding so other customers are not harmed. Members asked about how Kentucky compares with other states, the size of data center projects, and whether regulatory reform is needed. Bevington said the 20 projects reflect current Kentucky interest, which he attributed in part to the state’s sales tax exemption for data centers, and noted that states like Ohio have had similar incentives for years. In response to questions from Senator Thomas, he confirmed that data centers can vary in size and said the state should have a regulatory environment that supports economic development, while emphasizing that the benefits would flow to the state, local communities, and schools rather than just the utility. He also cited national and regional data suggesting data centers generate indirect jobs and tax revenue, and said LG&E and KU are investing in transmission, reliability, solar, and gas generation projects, including proposed additional 645-megawatt natural gas units and other system upgrades, to meet expected demand.

Transcript Highlights:

• That harms the state and it harms the small business ecosystem.

Keywords: 1187, senate, all

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• ...enough scale in the testing ecosystem.

Bills: HB28, SB3, SB 3

Keywords: hemp regulation, consumable products, cannabinoids, state health, youth protection, licensing fees, criminal offenses, flash flood, flood warning, outdoor warning siren, emergency alert, disaster preparedness, flood mitigation, Hill Country floods, Texas Water Development Board, municipalities, counties, local government mandate, public safety, grant program

Transcript Highlights:

• It cultivates an ecosystem where young people grow, develop, and transition into leadership.

Keywords: 1187, senate, all

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• We are supportive of the concept and anything to help the health care ecosystem, particularly for long-term

Keywords: 1191, senate, all

Transcript Highlights:

• We foster an ecosystem of mentorship, knowledge transfer, and academic rigor, which are key drivers of

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• FISNA is one company in a much broader ecosystem.

Keywords: 987, senate, all

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• However, we can say that the response reflects the kind of broad innovation ecosystem that the Legislature

Keywords: 988, house, all

Summary: The Assembly Budget Subcommittee on Health heard presentations on several May Revision proposals, beginning with an overview from the Legislative Analyst’s Office and the Department of Finance on the state’s budget condition and the administration’s efforts to reduce out-year deficits through a mix of revenue measures, fund shifts, and program reductions. The chair expressed support for some administration proposals, such as added health IT funding, county administration support, a delay in Medi-Cal cuts for some immigrants, and additional Covered California subsidy backfill, but also criticized proposed Medi-Cal premiums, changes to senior eligibility, the lack of a Medi-Cal dental solution, and other cuts affecting counties, workforce, and rural access. The LAO said the budget still relies heavily on reserves and borrowing and urged more reserves and caution on new commitments. The Department of State Hospitals presented several proposals, including reduced county bed billing authority, limited contract exemption authority for online clinical subscriptions, reversion of unspent prior-year funds, additional lease revenue authority for the Metro Central Utility Plant replacement, funding for electronic health record implementation, and a shift of workforce development costs to Behavioral Health Services Act funds. The department also described savings and realignments in its IST and CONREP programs, including making the Independent Placement Panel permanent and adjusting funding for jail-based competency treatment and conditional release services. Members questioned the BHSA workforce funding swap, and the administration said it was part of a broader General Fund offset strategy. The Emergency Medical Services Authority requested funding for statewide behavioral health crisis response guidance and for continued operation of its enterprise systems, and the Department of Managed Health Care sought funds to modernize its complaint system and claims settlement data systems. The largest debate centered on the administration’s proposed use of Behavioral Health Services Act revenues to offset General Fund spending and fund state-directed behavioral health programs. The Department of Finance said the proposal would support population-based prevention, workforce programs, mobile crisis services, and other state-directed uses, while the LAO said it was still reviewing whether the uses comply with Proposition 1 and whether the non-supplement and eligible-use requirements are met. The Commission for Behavioral Health strongly opposed proposed cuts to its Innovation Partnership Fund and community advocacy grants, arguing that both programs are central to community voice, culturally responsive services, and statewide innovation. Commissioners and many public commenters said the cuts would reduce grants to community-based organizations, tribal groups, veterans, LGBTQ communities, youth, and other underserved populations, and that the advocacy program helps communities participate in local planning and access services. The Department of Finance defended the reductions as a way to prioritize direct services and said the programs fit within Proposition 1, but members criticized the proposal as a midstream shift that would weaken community engagement and redirect funds away from prevention and advocacy.

Transcript Highlights:

• However, we can say that the response reflects... ...the kind of broad innovation ecosystem that the

Summary: The Assembly Budget Subcommittee on Health held a May Revision hearing covering several health-related budget proposals and broader concerns about the state’s budget structure. The Chair opened by praising some May Revision changes, such as added health IT funding, county administration support tied to Medi-Cal changes, a delay in Medi-Cal cuts for some lawfully present immigrants, and additional support for Covered California subsidies, while criticizing proposed increases in Medi-Cal premiums, changes to senior eligibility, the lack of a Medi-Cal dental solution, and other reductions affecting counties, mobile crisis units, workforce incentives, and physician shortages. The Legislative Analyst’s Office said the state’s budget condition remains weak despite progress on the structural deficit, and the Department of Finance said the May Revision uses a mix of reductions, reforms, revenue proposals, and fund shifts to cut out-year deficits. The committee first heard Department of State Hospitals proposals, including adjustments to county bed billing authority, contract exemption language for online clinical/pharmacy subscriptions, reversion of unspent funds, a revised Metro Central Utility Plant replacement project, electronic health record implementation, and workforce development funded partly through Behavioral Health Services Act resources. DSH also described savings and realignments in incompetent-to-stand-trial and conditional release programs, including extending the independent placement panel program and shifting funds to support additional bed capacity and a mental health rehab center. Members asked about the use of BHSA funds for workforce programs, and the department said the proposal would replace General Fund support with BHSA reimbursements. The Emergency Medical Services Authority proposed funding for statewide behavioral health crisis response guidance and for enterprise system development, and the Department of Managed Health Care proposed modernization of its complaint system and claims-settlement data system to improve oversight and comply with AB 3275. The largest discussion centered on the administration’s BHSA spending plan under Proposition 1, including state-directed prevention, workforce, and other uses, plus General Fund offsets for existing programs. The LAO questioned whether some proposed offsets fit Proposition 1’s non-supplant and eligible-use requirements, while the administration argued the uses were consistent with the measure and that the state-directed share can be adjusted annually. The Commission for Behavioral Health’s proposals drew the most public and member concern. The administration proposed cutting the commission’s Innovation Partnership Fund from $20 million to $10 million and reducing the Community Advocacy Program by $6.7 million, while redirecting BHSA dollars to other state purposes and direct services. Commissioners, advocates, and several members argued the cuts would weaken community voice, reduce support for underserved populations, and disrupt grants already in process; they also objected to using BHSA funds to backfill General Fund commitments. Public commenters, including youth, disability, behavioral health, LGBTQ, tribal, veteran, immigrant, and community-based organization representatives, overwhelmingly opposed the cuts and urged preservation of prevention, advocacy, mobile crisis, and innovation funding. No votes or final actions were taken during the hearing.

Transcript Highlights:

• payment of the claim. those issues proactively prior to the payment of the claim and within that core ecosystem

Keywords: 1184, house, all

Transcript Highlights:

• electronic cigarettes are not recyclable and contain hazardous components, which leach into Hawaii's ecosystems

Bills: SB2960, SB2347, SB2272, SB3137, SB3132, SB2271, SB2804, SB2175, SB2487

Keywords: homeowners insurance, disaster recovery, replacement cost value, state of emergency, policyholder rights, insurance extensions, tenant rights, landlord obligations, housing crisis, eviction prevention, multilingual access, SB2272, Act 105, home health licensing, home health agency, home health services, Department of Health, DOH, CMS, Centers for Medicare and Medicaid Services

Summary: The committee heard several resolutions and one bill focused on energy reliability, utility infrastructure, insurance, tenant rights, and home health licensing. On the energy side, members heard HCR 203/HR 193 on a status update for the Hawaii Electric Reliability Administrator, HCR 204/HR 194 on a comprehensive PUC analysis of cost reduction and risk, and HCR 202/HR 192 creating a legislative task force on future energy pathways. Testimony on the energy measures was generally supportive from the PUC, DCCA’s Division of Consumer Advocacy, the Hawaii State Energy Office, and the Office of Hawaiian Affairs, with OHA urging that equity, native Hawaiian impacts, and public trust resources be considered alongside cost savings. The committee also heard HCR 125/HR 117 on coordinating with utilities to address aging utility poles and lines along Farrington Highway and other high-risk corridors; Hawaiian Electric supported the measure, Hawaiian Telcom and Charter Spectrum said much of the work is already underway and questioned whether the resolution was necessary, and committee questioning focused on existing double-pole tracking and the role of DOT and the PUC. The committee then took up HCR 137/HR 129 on timely reimbursement of health care claims under the clean claims statute. The DCCA Insurance Division and the Hawaii Insurers Council opposed the measure as drafted, saying it could be read to require payment beyond policy limits and could raise premiums or reduce market participation. United Policyholders supported the measure, arguing it would simply give policyholders more time to collect benefits they already purchased, and clarified that it was not intended to increase coverage beyond policy limits. The committee later amended the resolution to direct the DCCA Insurance Division to prioritize investigation and enforcement of clean claims complaints. In the decision meeting, the committee recommended and adopted passage of HCR 203/HR 193 as is, HCR 204/HR 194 with an amendment removing the eighth whereas clause, HCR 202/HR 192 with an amendment adding a committee representative to the task force, HCR 125/HR 117 as is, and HCR 137/HR 129 with amendments. The committee also heard SB 2960 SC1 on property insurance, which would extend the time policyholders have after a declared disaster to document replacement-cost claims. The Insurance Division and Hawaii Insurers Council opposed it, warning it could force coverage beyond policy limits and increase premiums, while United Policyholders supported it and said it would help disaster survivors recover benefits they already paid for; members questioned whether similar laws in other states had caused premium spikes and clarified that the bill was not intended to exceed policy limits. The committee also heard SB 2347 SD1 on multilingual tenant-rights notices, with OHA, Hawaii Appleseed, and others supporting the bill but urging restoration of language requiring landlords to directly provide the notice at lease signing. Finally, SB 2272 SD1 HD1 on home health licensing drew support from the Department of Health, SHPDA, and the Health Care Association of Hawaii, with the association requesting an effective date amendment; testimony explained that the bill would allow state licensing compliance to be demonstrated through CMS-approved accreditation or certification surveys, potentially reducing duplication and freeing state resources.

Transcript Highlights:

• of Electricity that we performed, examined the battery energy storage, inverter, and transformer ecosystem

Keywords: 1185, senate, all

Transcript Highlights:

• Representative Bliss said the wolves are part of the ecosystem, and she asked what the state will go

Keywords: 1182, all

Summary: The House convened with prayer, the Pledge of Allegiance, approval of the journal, and introductions of the Doctor of the Day and several guest groups, including families affected by pediatric cancer, Arizona Bleeding Disorders, and charter school representatives. Members also read a proclamation honoring Dr. Joseph Charles Torkelson for his long career in pediatric hematology/oncology and military service. The chamber then moved through multiple Committee of the Whole calendars, considering many bills and resolutions. On the first calendar, members adopted floor amendments and advanced HB 2117, HB 2744, HB 2751, HB 2917, HB 2939, HB 2957, HB 2970, and HCR 2038, with amendments generally described as technical fixes or clarifications. Notable discussion included HB 2957, which would protect non-Real ID data from sharing and preserve the choice between Real ID and non-Real ID, and HCR 2038, which addressed Colorado River conservation and expanded references to tribal communities and major population centers. All items on that calendar received due-pass recommendations. On later calendars, the House advanced additional measures including HB 2015, HB 2129, HB 2327, HB 2352, HB 2439, HB 2533, HB 2667, HB 2793, HB 2873, HB 2876, HCR 2044, HB 2014, HB 2055, HB 2145, HB 2185, HB 2267, HB 2413, HB 2418, HB 2440, HB 2661, HB 2665, HB 2763, and HB 2771, with several bills amended on the floor. Debate centered on housing assistance and corporate homeownership in HB 2667, homelessness coordination in HB 2533, school safety and firearms in HB 2076, parental rights in HB 2661, teen suicide prevention in HB 2665, and energy policy in HB 2267. HCR 2044, sent to voters, was defended as closing loopholes against discrimination and criticized by opponents as targeting diversity, equity, and inclusion programs. Most measures were approved by voice vote, but HB 2667’s proposed Villegas floor amendment was rejected on a recorded division vote of 23 ayes to 32 nays. Later, a motion to amend the Committee of the Whole report to include that rejected amendment also failed on a roll call vote of 22 ayes, 32 nays, and 6 not voting. HB 2267 also drew a division vote; after the final count, it was reported as passing as amended. The House adopted the Committee of the Whole reports, ordered the approved bills engrossed, and retained HB 2876 and HB 2720 on the calendar.

Transcript Highlights:

• interests over science-based conservation, and it risks long-term harm to Arizona's wildlife and ecosystems

Keywords: 1182, all

Summary: The House met with prayers, the Pledge of Allegiance, guest introductions, and a proclamation honoring Adrian Ace Stubbs Day. Members also recognized Doctor of the Day Dr. Victoria Tannenbaum and welcomed visitors for Lutheran Day at the Legislature, along with Judge Kaluli from Veterans Treatment Court. Attendance was recorded at 56 present, one absent, and three excused. The chamber then moved through communications, committee reports, and first readings before taking up a long third-reading calendar. The floor debate centered on a wide range of bills, especially water, education, elections, public utilities, labor, and criminal justice measures. Members discussed tax administration, groundwater and water-rights issues, superintendent contract transparency, mining reclamation, school employee disclosure, AI and digital privacy, sexual extortion, probation, veterans and military employment protections, adult protective services, salvage vehicles, real estate licensing, and several education-related appropriations for ESA administration. There were also resolutions and memorials on voting centers and precincts, student athletics, Route 66, and recognizing Judea and Samaria. Several members explained votes, with supporters emphasizing transparency, consumer protection, public safety, and administrative cleanup, while opponents raised concerns about privacy, cost, overreach, lack of accountability, and impacts on schools, elections, and local control. Most measures passed, often along party-line or near party-line votes, and several emergency measures were adopted with the required two-thirds vote. Notable votes included HB 2016, HB 2026, HB 2028, HB 2049, HB 2075, HB 2090, HB 2092, HB 2094, HB 2098, HB 2111, HB 2113, HB 2114, HB 2133, HB 2135, HB 2179, HB 2192, HB 2228, HB 2256, HB 2260, HB 2262, HB 2265, HB 2278, HB 2328, HB 2351, HB 2381, HB 2409, HB 2410, HB 2411, HB 2425, HB 2451, HB 2476, HB 2499, HB 2500, HB 2584, HB 2662, HB 2663, HB 2666, HB 2693, HB 2752, HB 2756, HB 2804, HB 2812, HB 2827, HB 2877, HB 2908, HB 2932, HB 2933, HB 2943, HB 2953, HB 2966, and HB 2985, along with HCM 2007 and HCRs 2003, 2016, and 2047 and HR 2002 and 2003. The House then moved into Committee of the Whole to begin consideration of HB 2174 and related amendments.

Transcript Highlights:

• To ensure our schools aren't navigating these changes in isolation, we provide a continuous ecosystem

Keywords: 912, senate, all

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• oversight and community engagement, that this could be a phenomenal addition to our transportation ecosystem

Keywords: 959, house, all

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• water, but they also act as a freshwater and saltwater barrier and protect flora and fauna that our ecosystems

Summary: The committee met as a subcommittee without quorum at first, then later established quorum and continued hearing several bills. SB 27, the annual CARE Court cleanup bill, would require courts to consider CARE referral for certain misdemeanor defendants found incompetent to stand trial, combine some hearings, allow limited data sharing among licensed medical professionals, and expand eligibility to include mood disorders with psychotic features. Supporters said it would clarify the meaning of “clinically stabilized,” streamline the process, and help more severely ill people receive treatment; opponents argued it would expand CARE Court too broadly, strain county resources, and divert attention from housing and voluntary services. The bill passed to the Health Committee on a roll call vote and was placed on call. SB 82, dealing with so-called “infinite arbitration clauses,” would limit consumer contract arbitration provisions to disputes arising from the product or service actually purchased. The author and supporters said the bill would stop companies from forcing arbitration in unrelated claims and would not ban arbitration itself. Opponents from business and banking groups argued the language was too restrictive, could create litigation over related transactions, and should be clarified as prospective only. The committee approved the bill and placed it on call after a roll call vote. The committee then heard two reparations-related bills. SB 437 would direct CSU to develop a genealogical methodology and framework for verifying descendants of enslaved people, with oversight, reporting, and guardrails tied to recently allocated state funding. Supporters said the bill would create a fair, evidence-based process; opponents, including professional genealogists and reparations advocates, argued the work is already well understood, the bill is unnecessary, and it could delay action. SB 518 would create a Bureau for Descendants of American Slavery within state government, with divisions for genealogy, property reclamation, outreach, and legal affairs. Supporters framed it as needed infrastructure to implement reparations recommendations; opponents objected to locating it in the Department of Justice, warned about data privacy and law enforcement control, and criticized the inclusion of broader communities. Both bills were moved to Appropriations and placed on call. The committee also heard SB 52, the End AI Rent Hikes Act, which would prohibit the use of algorithms to collude on and artificially inflate rental prices; the author and supporters described it as a response to AI-assisted rent fixing in California’s housing market.

Transcript Highlights:

• critical state concern by controlling development in the future and guaranteeing the success of our ecosystem

Bills: SB 5, SJR 3, HB 11, HJR 72, HB 48, HB 27, HB 144, HB 37, HB 1481, HB 581, HB 1696, HB 2216, HB 1035, HB 1633, HB 742, HB 754, HB 1689, HB 1690, HB 2669, HB 391, HB 517, HB 1775, HB 1024, HB 1607, HB 252, HB 1716, HB 1562, HB 4116, HB 1866, HB 1741, HB 2103, HB 2637, HB 2884, HB 3707, HB 503, HB 1089, HB 1757, HB 2986, HB 972, SB 365, SB 1786, SB 5, SJR 3, HB 14, HB 43, HB 36, HB 26, HB 149, HB 121, HB 206, HB 136, HB 3114, HB 2733, HB 1732, HB 3700, HB 467, HB 1130, HB 1846, HB 1442, HB 1147, HB 2176, HB 2701, HB 805, HB 2890, HB 1154, HB 1644, HB 2118, HB 1718, HB 2488, HB 2596, HB 2468, HB 484, HB 2578, HB 3204, HB 1041, HB 307, HB 685, HB 538, HB 2525, HB 3125, HB 2027, HB 2894, HB 3077, HB 106, HB 18, HB 11, HJR 72, HB 48, HB 27, HB 144, HB 37, HB 1481, HB 581, HB 1696, HB 2216, HB 1035, HB 1633, HB 742, HB 754, HB 1689, HB 1690, HB 2669, HB 391, HB 517, HB 1775, HB 1024, HB 1607, HB 252, HB 1716, HB 1562, HB 4116, HB 1866, HB 1741, HB 2103, HB 2637, HB 2884, HB 3707, HB 503, HB 1089, HB 1757, HB 2986, HB 972

Keywords: dementia, research institute, Alzheimer's disease, Parkinson's disease, funding, grants, state health initiatives, research funding, state budget, prevention, healthcare, medical research, Dementia Prevention and Research Institute, licensing, reciprocity, regulation, Texas Department of Licensing and Regulation, interstate agreements, tax exemption, intellectual disability

Transcript Highlights:

• a bill coming up, but it's kind of an intersection with these are all, like, as you can see, an ecosystem

Keywords: 912, senate, all

Summary: The committee opened by outlining hearing procedures, including a two-minute limit for live testimony, a request not to repeat written testimony, and a reminder about decorum. The first bill heard was SB 697, which would create a nonrefundable individual income tax credit for expenses to retrofit residences with wind-resistive devices. The Insurance Division said it supported the concept but noted it may need an appropriation or outside expertise to develop certification standards, while the Department of Taxation said the bill should retain a third-party certification requirement if the Insurance Division cannot administer the credit. The Hawaii Insurers Council supported the bill, and the Tax Foundation suggested a subsidy-style program would be more efficient than a tax credit and criticized the bill’s 100% credit structure. A testifier in support argued the measure would help homeowners fortify houses against hurricanes and reduce shelter demand; written testimony from several others, including HIEMA, was noted as supportive. The committee then moved through SB 76, which would require the Hawaii Property Insurance Association to provide commercial property coverage after two private-market denials, and SB 83, which would require insurers to give advance written premium-change notices and explanations to common-interest community policyholders and the insurance commissioner, along with a report on premium increases. For SB 76, the State Insurance Division stood on its written comments, and testimony in support came from Michael Honda, the National Association of Mutual Insurance Companies, and Jessica Herzog. SB 83 drew more extensive discussion: the Insurance Division supported the need for better transparency, while the Hawaii Insurers Council opposed the bill, arguing that agents—not insurers—typically communicate with AOAO boards and that the measure could worsen an already difficult market. Insurance Division staff acknowledged widespread complaints from condo associations about lack of transparency and said the division had received many calls about premium increases and nonrenewals. The discussion on SB 83 expanded into broader concerns about condo insurance, nonrenewals, surplus lines, and the difficulty of getting timely explanations for large premium increases. Committee members and testifiers described older buildings struggling to fund repairs and upgrades while facing steep insurance costs, and some urged the committee to craft baseline statutory protections for unit owners. The Insurance Division said surplus lines serve a critical gap-filling role and warned against regulating that market in a way that could slow access to coverage. No votes or final committee actions were taken in the portion of the meeting provided.