Transcript Highlights:

• 8,100 miles of fiber-optic network.
• Maryland's 3,300-mile broadband network.
• The network is a massive public. turn is the long-term sustainability of the network.
• Because they've developed and managed these networks before.
• , what would it cost to operate the network?

Summary: The subcommittee heard presentations on several GovOps-related budget proposals, beginning with ongoing funding for the California Education Learning Lab. The Learning Lab described its intersegmental grants to UC, CSU, and community college faculty, including AI-related work and a math alignment project, and said the Governor’s proposal would move the program’s home agency to GovOps and restore $4 million annually. The Department of Finance supported the proposal as a way to improve coordination, while the LAO recommended rejecting it, arguing the projects are hard to scale, similar professional development already exists in the segments, and the state should consider saving General Fund dollars. Senators split on the value of the program, with some emphasizing innovation and intersegmental collaboration and others questioning its measurable long-term impact; the item was held open. The committee then reviewed the Office of Civil Rights proposal to implement AB 715 and SB 48 with $3.5 million in 2026-27 and $2.8 million ongoing. GovOps said the office had been set up administratively, positions were being recruited, and it would provide training, technical assistance, and complaint review related to anti-Semitism and other discrimination in TK-12 schools. The LAO had no concerns, but senators raised substantial questions about the office’s placement in GovOps, the lack of guidance while the laws are being implemented, the use of gubernatorial appointees, and whether the staffing structure matches the likely workload across different discrimination categories. GovOps said it would develop guidance, coordinate with CDE, and shift resources as needed once staff are hired, but several members said they were not prepared to support the item as presented; it was also held open. After public comment supporting the California Education Interagency Council, the subcommittee approved vote-only items 11 through 17 and 6 through 10. It then heard from the Office of Data and Innovation on a request for five positions and $1.25 million in reimbursement authority to expand digital service delivery work. ODI described projects such as reducing unauthorized EBT theft and forecasting community water system outages, and said it uses guardrails and contracts to protect sensitive data when working with vendor AI services. The LAO had no concerns, and members generally praised ODI’s small, high-impact role; the item was held open. Finally, the Department of Technology presented on the Middle-Mile Broadband Initiative, reporting that 423 miles are complete, more than 70% of the network has been permitted, and about 5,300 miles are expected to be completed by December 2026, with some work potentially slipping into 2027. CDT said Skyline Technology Solutions had been selected to operate the network and that the third-party administrator, Golden State Net, would continue to support development and later help oversee operations and sales. The LAO noted the project’s progress but raised concerns about the novel three-party structure, accountability, and long-term financial sustainability. Senators questioned the legal basis for the operator arrangement, the revenue outlook, reporting to the Legislature, and whether the network will be self-sustaining; CDT said it expects revenues to cover operations over time and will continue annual and quarterly reporting. The item was left open.

Transcript Highlights:

• 8,100 miles of fiber optic network.
• Maryland's 3,300-mile broadband network.
• The network is a massive public. turn is the long-term sustainability of the network.
• We expect this network to, to expect our operating costs to be... ...network to expect our operating
• , what would it cost to operate the network?

Keywords: 987, senate, all

Transcript Highlights:

• The Middle Mile Broadband Network is the nation's largest publicly owned open-access middle mile network
• In terms of progress on the network itself, 423 miles of the more than 8,100-mile network are complete
• Do you operate the broader network?
• 3,300-mile network that I noted.
• But they also operate networks in Texas... ...but they also operate networks in Texas, Florida, I believe

Summary: The hearing began with a vote-only agenda and then focused first on San Mateo County’s request to restore in-lieu vehicle license fee (VLF) funding. County officials, city leaders, labor representatives, nonprofits, and public safety advocates argued that the loss of roughly $157 million would force major cuts to homelessness services, housing assistance, mental health programs, libraries, parks, fire and police staffing, and other local services. They described the current formula as outdated and unfair, tied to school funding and basic-aid dynamics that no longer work for San Mateo County, and urged both an immediate budget restoration and a permanent legislative fix. The Department of Finance said the payments are discretionary, not statutorily required, and noted the administration does not view the expenditure as sustainable in the current fiscal climate. Committee members expressed sympathy, questioned the formula, and said they would keep the issue under consideration; the committee later voted to move the two vote-only items on the agenda. The committee then received an update from the Department of General Services on state property redevelopment, including the Hillcrest DMV site in San Diego, the Fell Street DMV site in San Francisco, and other state-owned properties. DGS explained that Hillcrest is not currently an active project, while the Fell Street project shifted from an integrated DMV-housing plan to a more feasible relocation of the DMV into leased commercial space, with a budget change proposal pending. Members pressed DGS on the slow pace of redevelopment, the potential for housing on state sites, and the costs and feasibility of adaptive reuse. DGS said many state buildings are aging and that adaptive reuse depends heavily on building design, floorplate depth, light, and risk from unknown conditions behind walls. The Government Operations portion then turned to the California Education Learning Lab, which supports intersegmental higher education innovation grants. The Lab asked for permanent restoration of $4 million in ongoing funding and a move of its home agency from the Office of Land Use and Climate Innovation to GovOps, along with technical trailer bill changes. Supporters said the program has funded more than 120 projects reaching thousands of faculty and hundreds of thousands of students, including work on generative AI in higher education. The Legislative Analyst’s Office recommended rejecting the restoration and continuing the wind-down, citing the state’s projected deficit and suggesting the California Education Interagency Council could pursue non-state-funded grant opportunities instead. The committee held the item open. Finally, GovOps presented the new California Education Interagency Council staffing request, seeking four ongoing positions to support the council, with funding already included in last year’s budget. The department said the governor has appointed Debbie Cochran as executive officer and that the remaining positions are being recruited. Finance and LAO had no objections, and the committee began questions about how the council will be staffed and organized.

Transcript Highlights:

• The Middle Mile Broadband Network is the nation's largest publicly owned open-access middle mile network
• The Middle Mile Broadband Network is the nation's largest publicly owned open-access middle mile network
• In terms of progress on the network itself, 423 miles of the more than 8,100-mile network are complete
• Do you operate the broader network?
• But they also operate networks in Texas... ...but they also operate networks in Texas and Florida, I

Keywords: 988, house, all

Transcript Highlights:

• They are for projects connecting to middle mile network.
• We don't have infinite amounts of data. to invest in this network.
• . mile network.
• It's a middle mile broadband network to connect unserved communities, and this network will be more than
• How are we ensuring that we are optimizing the middle mile network?

Keywords: 988, house, all

Transcript Highlights:

• or out of network.
• those networks, since those can change daily.
• or out of network.
• This provider could be in or out of network.
• They're like, if it's this, it's in network; if it's that, I was like, okay, what's actually in network

Summary: The Health Care Facilities and System Subcommittee met with a quorum and considered five bills. HB 1101 on out-of-network providers drew the most discussion; Rep. Albert said it would require written notice when a patient is referred to an out-of-network provider and would count certain insurer payments toward deductibles. Several members and the Florida College of Emergency Physicians raised concerns about placing the burden on doctors’ offices, possible delays in referrals, and unclear enforcement, but the bill was reported favorably 16-2. Public testimony included support from AARP and concerns from emergency physicians about ER workflow and insurance-network transparency. The committee then unanimously approved PCS for HB 475, reducing fines for ambulatory surgery centers that violate good-faith estimate requirements from $1,000 to $250 per day, with a lower maximum penalty. The bill sponsor said the change was intended to right-size penalties for smaller facilities; witnesses from surgery centers and HCA supported it. HB 797, which would allow a nonprofit retirement community serving veterans and spouses to create veteran-and-spouse nursing home beds and transfer a certificate of need within 100 miles, also passed unanimously after members discussed whether it could affect access for veterans; the sponsor said it would create additional private beds rather than displace existing ones. HB 1085 on the Children’s Medical Services Program was amended and reported favorably 14-3. The bill would move managed care plan operations for medically fragile children from the Department of Health to AHCA, keep clinical eligibility at DOH, and shift PPEC services fully into managed care. The adopted amendment changed the waiver provision to require AHCA to develop and present a comprehensive redesign plan for the Medicaid model waiver for children receiving private duty nursing. Several members supported the goal but raised concerns about eliminating family choice and the impact on medically fragile children. Finally, HB 1353 on home health care services passed unanimously. The bill would remove geographic limits on home health administrators, allow more licensed RNs including contract RNs to perform visits, and revise the home health excellence award program. Supporters said it would address workforce shortages and improve access, while one member warned it could increase costs and competition for nurses. The committee adjourned after reporting all five bills favorably.

Transcript Highlights:

• due to network saturation. due to network saturation.
• in network contracts is very concerning. in network contracts is very concerning.
• And it's the same thing with dealership networks and service networks too.
• 31:55.519> service<00:31:55.840> networks dealership networks and service networks dealership
• in the network. in the network. >> Senator<00:37:07.040> Dames.

Keywords: 1187, senate, all

Transcript Highlights:

• Um, and you know, we are networks.
• global network that sees no no borders. global network that sees no no borders.
• something that no other network can do. something that no other network can do.
• a bridge to other networks. a bridge to other networks.
• that and go to uh a public network. that and go to uh a public network.

Keywords: 1189, house, all

Summary: The commission met with a quorum, approved the agenda, and approved the November 12 minutes after a motion, second, and unanimous voice/online consent. The chair said the meeting would include two presentations—one from Noah Herman of Fortress Global and one from John Kicko and team from Hedera—followed by discussion of the commission’s next steps and public comment. The chair also noted he was still seeking a clerk for note-taking. Herman’s presentation focused on stablecoins, blockchain use cases, and operational considerations for states and other institutions. He described Fortress as an enterprise crypto-wallet and treasury platform serving corporates, governments, and nonprofits, and used examples such as Save the Children and a large global commodities firm to illustrate custody and treasury management on blockchain rails. He said stablecoins are designed to maintain a U.S. dollar peg, are increasingly backed by treasuries and subject to greater transparency, and are being adopted by major firms and payment companies because they can improve speed, reduce cost, and simplify payments. He also highlighted market growth, including claims that stablecoins now represent a significant share of on-chain activity and are a major holder of U.S. Treasuries. He identified custody as a key issue for state and institutional use, outlining qualified custody, managed custody, and self-custody models. He said the main practical challenge for the commodities client was moving funds safely and quickly across global time zones and that blockchain rails could solve problems that traditional banking rails could not. He framed the broader trend as one of accelerating institutional adoption, citing recent acquisitions and product launches by Visa, Stripe, Citi, and PayPal as evidence that stablecoin infrastructure is becoming mainstream.

Transcript Highlights:

• How many network providers did we have drop out of network?
• in the network.
• in the network.
• We have network leakage. It's very potential.
• The problem is, see, we utilize Blue Cross's network, you know, so if you have leakage in the network

Summary: The Senate Finance Committee met on May 18, 2026, with eight members present and began by noting the state’s projected REC budget deficit and the need to consider fiscal impacts carefully. The committee first advanced HB 12, which extends the $250,000 surviving spouse benefit to reserve officers killed in the line of duty. Members noted the bill is prospective and that it draws from the same capped fund as other related bills, but it was reported favorable without opposition. The committee also adopted an amendment and reported HB 874 favorable as amended; the bill allows colleges, technical schools, the Louisiana Bar Association, and additional credentials to be added to LA Wallet, with the amendment changing mandatory language to permissive language. HB 951 was then reported favorable, creating an employer-facing workforce unit within Louisiana Works, to be funded through repurposed state and federal funds and existing staff, with a floor amendment expected to rename the unit. The committee also reported HB 979 favorable with amendments after reducing the proposed increase in survivor benefits because members learned several bills were drawing from the same $5 million fund, and HB 1193 favorable as amended, after striking a section that would have extended IDIQ authority to supply contracts for CPR. The committee then heard HB 909, which would require commercial payers to cover behavioral health crisis services. Representative Spell and LDH officials said the measure is intended to support crisis response centers and steer patients away from emergency rooms when appropriate, and they testified that it should be cost-neutral or absorbed within existing funding. Despite concerns raised by Senator Andrews about premiums, the bill was reported favorable after discussion of its potential savings and a possible pilot in Acadiana. HB 222, requiring Medicaid to cover dental procedures when needed to complete another medically covered procedure, was also reported favorable; LDH said it would absorb the cost within its existing budget and draw down federal matching funds. HB 291, which prevents health plans from penalizing hospitals when an out-of-network physician is involved in an otherwise covered hospital service, generated extensive debate over a disputed fiscal note and the No Surprises Act. OGB officials said any network “leakage” could cost the plan money, while supporters argued the policy is preventative and that the fiscal estimates were speculative. The committee adopted amendment 3941 to exempt OGB from the bill, then reported HB 291 favorable as amended. Later, the committee took up HB 145, which expands the authority of the law enforcement and firefighter survivor benefit board to cover extraordinary medical and dental expenses. Because members learned it also draws from the same fund as HB 12 and HB 979, an amendment reduced the amount from $50,000 to $25,000, and the bill was reported favorable as amended. HB 430, a local bill for Lafayette to continue paying health insurance costs for surviving families of fallen officers until Medicare eligibility, was reported favorable. Finally, HB 821, which establishes the Louisiana Center for Safe Schools within the Louisiana Commission on Law Enforcement Administration and transfers related duties from the Governor’s Office of Homeland Security, was introduced and discussed as a move with a one-time general fund expenditure already included in HB 1. The committee then adjourned.

Transcript Highlights:

• <00:01:39.640> Deployment the Thermal Energy Network Deployment the Thermal Energy Network
• systems and thermal energy networks systems and thermal energy networks across<00:03:21.280>
• our existing district heating network. our existing district heating network.
• These are two of Minnesota's network.
• > deployment thermal energy network deployment thermal energy network deployment framework<00:

Keywords: 1183, house

Transcript Highlights:

• <00:11:44.160> um ambulance services to go in network um ambulance services to go in network
• there's a permanent out of network there's a permanent out of network minimum<00:12:03.040> rate
• 15:46.160> the<00:15:46.399> insurance network rate schedule, the insurance network rate
• get on the 325 list, not go and network get on the 325 list, not go and network to<00:16:24.480>
• So there's that much higher in-network rate to incentivize them to go into network.

Keywords: 1191, senate, all

Transcript Highlights:

• Network and Rural training sites and Network and Rural training sites and developed<00:57:16.359>
• That's what I think is a unique aspect of our network.
• That's what I think is a unique aspect of our network.
• <01:10:39.960> to them at the creation of the network to them at the creation of the network
• aspect of our Network aspect of our Network as<01:10:55.920> I<01:10:56.120> said<

Keywords: 1187, senate, all

Transcript Highlights:

• more great volunteers great networks more great volunteers great networks doing<00:47:17.040>
• the regional public health networks the regional public health networks serve<00:50:08.599> as
• And there's 13 public health networks.
• and the regional public health networks and the regional public health networks work<00:53:05.720
• Services that are currently not in network. So that was number one.

Keywords: 1191, senate, all

Transcript Highlights:

• Um this bill, as amended, is the result of the Thermal Energy Network Deployment Work Group, as well
• <00:03:02.800> Their thermal energy networks. Their thermal energy networks.
• > an Thermal energy networks are an Thermal energy networks are an innovative<00:03:10.320>
• thermal energy networks or TENS. thermal energy networks or TENS.
• And so just I thermal energy networks.

Keywords: 919, house, all

Summary: The committee took up House File 4122, and Representative Halons moved that the bill be laid over for possible inclusion. The committee first adopted the DE3 author’s amendment without objection. Halons explained that the bill, developed through the Thermal Energy Network Deployment Work Group and extensive stakeholder negotiations, would allow public utilities to build thermal energy networks and recover costs, while keeping the projects under Public Utility Commission oversight similar to electric and natural gas services. He noted a small technical correction may still be needed in the cost recovery language. Testimony was uniformly supportive. Aurora Vautrin of 100% Campaign said the bill advances Minnesota’s leadership on thermal energy networks and thanked the authors, work group, labor, and utility partners. Jamie Fitzke of CenterPoint Energy described the company’s planned thermal energy network pilot as part of the 2021 Natural Gas Innovation Act framework, emphasizing that the technology is promising but still new, especially in Minnesota’s extreme cold climate, and that the amended bill reflects substantial compromise and preserves PUC oversight and customer protections. Kevin Pranis of LiUNA supported the bill as a way to create jobs and use existing labor skills from gas, water, and related infrastructure work, while also noting that geothermal cost and drilling challenges remain. Committee members expressed enthusiasm for the proposal and its potential to make Minnesota a leader in thermal energy networks. In closing, Halons said the bill had gone through many iterations and acknowledged the compromise language, but stressed that it is a major step because it explicitly authorizes utilities to build TENS and rate recover, creating a foundation for future utility planning. The bill was then laid over.

Transcript Highlights:

• It would be the processor, the network...
• Payment card networks, not banks.
• Ours is focused on payment card networks.
• They don't have to defend and secure those networks. The networks just happen to work.
• We would be unplugging taxes from the global network, creating the Texas Payment Network, and that network

Bills: HB245, HB245, HB700, HB2783, HB3526, HB3900, HB4061, HB4124, HB4166, HB4395, HB4534, HB4609, HB4641, HB4736, HB4738, HB4739, HB4945, HB5015, HJR175

Keywords: property tax, delinquent taxes, ad valorem, penalties, interest cap, military service, retirement, law enforcement, custodial officer, Employees Retirement System, commercial financing, brokers, registration, disclosures, finance, consumer protection, fees, deferred compensation, automatic participation, county employees

Transcript Highlights:

• Running two networks because of the Kohler obligation that they have.
• And that comes to the cost per household and the sensitivity of network deployment.
• In the most broad sense, ensuring that network deployment...
• How do we increase adoption and bring more people into the networks?
• And... ...networks, you know, of the new chiefs.

Summary: The Assembly Communications and Conveyance Committee held an informational hearing on the state of broadband affordability in California. Chair Tasha Berner said the committee was examining how broadband prices, access, and affordability are affecting households, especially after the end of the federal Affordable Connectivity Program and amid concerns about federal resistance to state broadband regulation. She noted the committee’s continued interest in policy options for 2026 and referenced prior legislation, including AB 353, that would have required affordable home internet as a condition of doing business in California. Industry witnesses from U.S. Telecom and CTIA argued that broadband and wireless prices have generally fallen in real terms even as inflation and other household costs have risen, citing competition, infrastructure investment, and faster speeds as the main drivers. They said California’s higher costs are tied to permitting delays, taxes, copper theft, and legacy obligations such as COLR requirements, and they urged the Legislature to preserve market incentives, reduce fees and regulatory burdens, and support infrastructure deployment. They also discussed fixed wireless access, federal BEAD funding, and Universal Service Fund reform, arguing that more entities benefiting from networks, including tech platforms, should contribute to support programs. Consumer and public-interest witnesses presented a different view, saying California still has a serious affordability and adoption problem, especially for low-income households. Sunny McPhee of the California Emerging Technology Fund said broadband adoption has improved dramatically over time, but about 500,000 households remain offline or underconnected and many low-income households still pay above the FCC affordability benchmark. Ernesto Falcon of the CPUC Public Advocates Office said California’s market is losing its competitive edge, with prices higher than in other states and meaningful price pressure coming mainly from fiber competition at the gigabit tier. He said roughly 4.8 million Californians are limited to one gigabit option and estimated that more competition could save consumers more than $1 billion annually. Both witnesses emphasized the need for stronger transparency, targeted subsidies, and a permanent affordability solution, including extending and refining the CPUC broadband Lifeline pilot and advancing SB 716. Public commenters, including representatives from cable providers, nonprofits, and digital equity organizations, largely supported SB 716 and a permanent broadband affordability program. Several urged the committee to remove a cap on the Lifeline program, expand the CPUC pilot, and invest in digital navigators, outreach, and enrollment assistance. The hearing ended without a vote or formal action, after the chair thanked the witnesses and public commenters for their testimony.

Transcript Highlights:

• geothermal, although our geothermal system isn't networked.
• I mean, back on your also mentioned your comments about network geothermal.
• , a.k.a. networked geothermal.
• And each thermal network will also provide benefits for our electric system, since the thermal networks
• And each thermal network will also provide benefits for our electric system, since the thermal networks

Keywords: 995, all

Summary: The committee heard testimony on two related issues: gas utilities’ climate compliance plans filed with the Department of Public Utilities and the recent DPU orders reforming the Gas System Enhancement Program (GSEP). Chair Creem and other senators emphasized that Massachusetts must reduce gas use, shrink the gas distribution footprint, and move customers to alternatives such as heat pumps, network geothermal, and non-gas pipeline alternatives (NPAs). DPU Chair Jamie Van Nostrand said the new GSEP orders lower the annual revenue cap from 3.0% to 2.5%, phase it down toward 1.5%, eliminate carrying charges, require more rigorous risk prioritization, and push utilities to consider advanced leak technology, relining, repairs, and NPAs. He also described the climate compliance plans as the start of a longer process covering decommissioning, stranded costs, line extension allowances, integrated energy planning, and targeted electrification demonstrations. Senators pressed the DPU and utility witnesses on the lack of specificity in the climate compliance plans, especially the absence of numeric goals for gas usage reduction, customer conversions, and near-term deployment of NPAs. Utility representatives from Eversource and National Grid said their plans include NPA frameworks, integrated energy planning, targeted electrification pilots, network geothermal, and workforce transition efforts, but argued that implementation takes time, requires customer participation, and depends on coordination with electric utilities and communities. They said some NPA and electrification projects are being evaluated now, while larger-scale deployment is expected later in the decade. Senators also raised concerns about line extension allowances, with utilities explaining that new customers may be charged based on whether existing ratepayers would otherwise be harmed, while National Grid said it has begun increasing customer contributions to send stronger price signals. Attorney General Mary Gardner supported the DPU’s GSEP reforms and said the office favors eventually stepping the GSEP cap down to zero by 2030, with repair and replacement costs recovered in base rate cases instead. She argued that the utilities’ plans still rely too heavily on business-as-usual approaches, do not adequately quantify scope 3 emissions, and leave unresolved questions about the obligation to serve and the future of line extension allowances. Advocacy witnesses from the Conservation Law Foundation and Acadia Center were more critical, saying the plans lack the detailed modeling, targets, and transparency needed to show how the utilities will help meet the Commonwealth’s heating and cooling sublimits and broader climate goals. No votes were taken; the hearing consisted of testimony and questioning.

Transcript Highlights:

• up and they end up at an out-of-network hospital.
• in-network rate.
• up, and they end up at an out-a-network hospital.
• So the hospital submits a bill for it out-of-network rate, which could be very much higher than the in-network
• , they're out of network, it's not.

Summary: The Senate Committee on Banking and Insurance met with a quorum present and heard a full agenda of bills, most of which were reported favorably. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and passed without objection after supportive testimony from banking and credit union groups. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program; the sponsor described it as a way to move emergency out-of-network payment disputes away from costly litigation and into an independent dispute resolution process modeled on the federal No Surprises Act. A proposed amendment drew significant questions from senators and concerns from the Florida Insurance Council about confusion over state versus federal eligibility and possible effects on contracted rates, and the sponsor ultimately withdrew the amendment. The underlying bill was then supported by health care and insurance stakeholders and reported favorably. SB 684 on electronic signatures for total loss vehicles and vessels also passed, with Progressive Insurance waiving in support. The committee next approved CS/SB 158 on pet insurance, which requires continuing education for agents, clearer consumer disclosures, and annual reporting to OIR; the amendment was technical and adopted. SB 1494 on breast cancer screening coverage was presented as expanding required coverage for mammograms and supplemental screenings for certain insurance products, and it passed with support from cancer and radiology groups. CS/SB 314 on digital asset issuers was amended to create a Florida framework for payment stablecoin issuers consistent with the federal GENIUS Act, allowing state-level regulation as an alternative to federal supervision, and was reported favorably. SB 1500 on uncontested probate proceedings, including higher small-estate thresholds and clearer authority for personal representatives, also passed after a banking-related amendment requiring letters of administration for safe deposit box access was adopted. Later, the committee approved CS/SB 618 on workers’ compensation insurance, which raises the consent-to-rate cap for workers’ comp policies from 10% to 20% and adjusts the Florida Workers’ Compensation Guarantee Association board membership; a carrier representative testified that the change would help keep more high-risk accounts in the voluntary market. CS/SB 1568 on a Florida Stable Coin Pilot Program was amended to remove authority for DFS to create a Florida coin, limit the pilot to existing stablecoins with at least $1 billion market capitalization, and require qualified public deposit handling; it then passed. CS/SB 838 on electronic payments for retail installment contracts clarified that convenience fees for electronic payments are permissible while preserving a fee-free option, and it was reported favorably after questions about consumer access to free payment methods. SB 1452, the Department of Financial Services agency bill, made a wide range of administrative changes affecting My Safe Florida Home, unclaimed property, licensing, bail bonds, and other DFS functions; a late-filed amendment on title insurer appointments was adopted, and the bill passed. The committee also approved SB 1706 on the My Safe Florida Condominium Pilot Program, targeting condo hardening assistance to owner-occupied units meeting income and occupancy criteria, and SB 990 on protected cell captive insurance companies, which the sponsor and industry witnesses said would modernize Florida law and promote insurance competition and economic activity. The meeting ended with all bills on the agenda reported favorably and the committee adjourning without objection.

Transcript Highlights:

• I'm the medical director at the Minnesota Cancer Clinical Trials Network. I'm a physician.
• them until the creation of the network them until the creation of the network so<00:36:52.920>
• the network is M Drive or, you know, is that the same thing?
• So the network that you're describing is the M Drive appropriation from the state.
• The network that you're describing is the M Drive appropriation from the state.

Keywords: 1183, house

Transcript Highlights:

• It does not travel through the card networks.
• That's outside of the payment network system.
• That's outside of the payment network system.
• ACH, the Automated Clearing House network, is about 50 years old now.
• Card networks.

Keywords: 995, all

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth. A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail. Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions. The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.