Video & Transcript : 'captive insurers' :

Page 86 of 500
AZ
Transcript Highlights:
  • If you own a boat in Arizona, you do not have to have insurance. This does not change that at all.
  • Law enforcement then steps in and they cannot do anything because they have no insurance.
  • I believe that how it works for automobiles is that you may purchase insurance.
  • So you can purchase insurance. Of course, most people do, but you can also post a bond.
  • But you don't have to have insurance in the state of Arizona. All right, anything else?
Summary: The committee heard concurrence and Senate-amendment explanations on a series of House measures. HCR 2001 would place a constitutional question before voters on election-related changes, including limiting voting to U.S. citizens, banning foreign national election contributions, requiring government-issued ID, and allowing ballot tabulation at the voting location; supporters described it as an election-security and faster-counting measure, while members noted possible county costs and the need for future appropriations if approved. HB 2305 on private towing was described as a statewide response to predatory towing, with Senate changes delaying local rate updates and creating a study/reporting framework for towing enforcement. HB 2321 would require DCS to place security freezes on children’s credit records, but the Senate removed the appropriation. HB 2397 revised HOA/condominium sale-notice procedures, and HB 2398 required insurance coverage for peer-to-peer or charter watercraft rentals while clarifying that ordinary boat ownership would not be mandated to carry insurance. The committee also reviewed HB 2406, which the Senate struck and replaced with confidentiality protections for records involving deceased minors and minor victims of child abuse; HB 2408, which revised nursing board complaint and expungement procedures, added complainant confidentiality protections, and required public posting of policy statements; and HB 2755, which was substantially rewritten to facilitate the sale of underperforming state trust lands by allowing certain lessees to apply to purchase parcels through an appraisal-and-auction process. Members discussed a specific Dairy Queen/state land parcel example as the practical impetus for HB 2755. HB 2957 would bar governments from requiring digital/mobile driver licenses for services and limit ADOT’s retention and use of identity documents and biometric data, with the sponsor emphasizing privacy and federal-law carveouts. Finally, HB 4005 would require AI instruction in schools, with the Senate expanding it from district-level instruction to grade-specific student requirements and directing ADE on curriculum development. Supporters framed AI literacy as essential for students’ future competitiveness and ethical use, while opponents objected to the mandate and questioned its fit for charter schools and core academics. The meeting ended after the committee moved through the bills and adjourned.
MO

Missouri 2026 Regular Session

Government Efficiency Jan 15th, 2026 at 08:00 am

Government Efficiency

Transcript Highlights:
  • And I got a notification that my insurance was expired.
  • I have a little concern on the insurance aspect.
  • I think take care of your insurance concerns, Representative.
  • updates from the insurance providers.
  • You've got to have proof of insurance. That's easy. I call it my insurance company. Boom. It's on.
Keywords: 959, house, all
KY
Transcript Highlights:
  • flood insurance.
  • ><02:02:22.880><c> insurance.
  • Flood Insurance Program around 350. So Flood Insurance Program around 350.
  • Thank you. insurance, uh the insurance component uh insurance, uh the insurance component uh will<02:
  • for flood insurance.
Keywords: 958, all
Summary: The task force met with a quorum, approved the August meeting minutes, and heard a presentation from Dr. Jerry Brosky of the Kentucky Mesonet and Kentucky Climate Center. He described the Mesonet’s statewide weather network, now with 84 stations in 78 counties, real-time data used by the National Weather Service, mobile apps, and more than a billion observations. He said recent legislative funding has allowed upgrades such as soil temperature and moisture sensors, cameras at every site, and improved communications and power systems, and has enabled expansion into new counties. He also highlighted products used for flooding, drought, and heat safety, including a wet bulb globe temperature tool being developed with the Department of Public Health. In response to questions, he said counties interested in a station should contact his center, that a station typically costs about $50,000, and that the program is already considering a second Pike County site. The committee then heard from Ryan Drain of Blue Skies and Chris McGee of the American Red Cross on long-term disaster recovery and a software platform called Darcy, short for Disaster Aware and Ready Communities Initiative. McGee explained the Red Cross’s long-term recovery work, including support for recovery groups, direct financial assistance, grantmaking, and coordination with local and federal partners. He emphasized that disasters are occurring more frequently and with repeated impacts, and shared examples from Kentucky and other states showing the need for organized recovery and storm shelter support. Drain said Darcy was developed after the 2021 Mayfield-Graves tornado recovery to replace fragmented spreadsheets and PDFs with a centralized, survivor-led system for preparedness, response, and recovery, designed to improve coordination, reduce duplication, and shorten recovery time. No votes or formal actions were taken beyond adoption of the minutes.
FL

Florida 2026 5th Special Session

FL House Floor Session - 2026-02-04 (4:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Raising the question: are Florida property insurance premiums going toward keeping insurance companies
  • Specifically, the bill requires property insurers to submit documentation to the Office of Insurance
  • Without a review or approval by the Office of Insurance Regulation.
  • And OIR may prohibit the arrangement if it is not in the best interest of the insurer.
  • The funds will be paid from Miami-Dade County's self-insurance fund.
Summary: The House convened with prayer, a moment of silence for former Washington County administrator Alan Massey, and the Pledge of Allegiance, then adopted the special order report setting the day’s floor calendar. The chamber also approved the journal and moved into special-order bills. Early action included unanimous passage of CS/HB 967, which creates an electronic payment option for constituents dealing with local governments, and HB 127, which adds cursive writing to required instruction for grades 2 through 5; supporters framed both bills as modernizing basic public services and preserving literacy and heritage. HB 453 also passed unanimously, creating pathways for students in Special Olympics and marching band to satisfy physical education and arts graduation requirements. The House then took up HJR 583, a proposed constitutional amendment to protect religious expression in public schools. The resolution drew extensive debate over whether it merely codified existing law or could create ambiguity about prayer, religious speech, and discrimination issues in schools and at school events. Supporters argued it would strengthen protections for faith expression and let voters decide; opponents raised First Amendment, church-state separation, and implementation concerns, including questions about what counts as religious expression and how schools would handle potentially offensive remarks. The resolution passed 93-17. Several health-related measures followed. CS/HB 237, requiring APRNs who use the title “doctor” to clarify they are APRNs when communicating with patients, passed 111-0. CS/HB 363, creating a dental therapy license and a new mid-level dental provider to address access shortages, prompted sharp debate over training, anesthesia risk, and whether the bill would create a lower tier of care; it passed 80-29. HB 375, removing a mandatory supervision requirement for autonomous CRNAs, passed 78-28, and HB 301, authorizing psychiatric mental health APRNs to provide mental health services within existing licensure, passed 88-18. The House also passed HB 863, giving Citizens Property Insurance policyholders the choice between arbitration and court for disputes, by 105-3, and HB 1399, increasing oversight of property insurers’ affiliate transactions, by 160-3. The chamber then began consideration of a local claims bill, HB 6517, for relief related to an incident involving the City of St. Petersburg.
FL

Florida 2026 Regular Session

Transportation Feb 3rd, 2026

Transportation

Transcript Highlights:
  • And the last point is the operators have, you know, have insurance, carry insurance.
  • So we write a vast majority of the auto insurance in this state.
  • Like maybe a little less on the insurance side and insurer side, but does elicit some questions for the
  • I was kind of curious how insurance handles EVs.
  • Progressive.com says that historically insurance rates for EVs...
Bills: S0260 , S1220 , S1352 , S1362 , S1370
Summary: The Senate Transportation Committee heard several bills, beginning with SB 1362 on advanced air mobility. Senator Harrell described the bill as a framework for vertiports and eVTOL aircraft, but an amendment removed the sales tax exemptions and narrowed the sovereign immunity provisions to vertiports co-located at airports. Supporters said the bill would help Florida lead in emerging aviation technology, while opponents and some members raised concerns about safety, local control, and extending immunity to unproven facilities. The committee adopted the amendment and reported the bill favorably. The committee also considered SB 260 on storage of damaged electric vehicles. The bill, as amended, would allow local governments to set a daily administrative fee of up to three times the normal rate for storing EVs with visible battery damage or saltwater intrusion, reflecting fire-safety spacing requirements. Testimony from insurers, towing interests, and fleet operators focused on whether the fee was justified, whether cleanup language could lead to cost shifting, and whether more data reporting should be required. The amendment was adopted and the bill was reported favorably. Members then approved SB 1352, which creates a secure online portal for license plate seizures and related DMV functions, preserves disabled veterans’ plate designations, prohibits license plate covers that obscure plates, and routes online license and ID renewals through county tax collectors. SB 1370 was also reported favorably; it closes a loophole so drivers who never obtained a license can still face habitual traffic offender penalties after repeated offenses. Finally, the committee took up SB 1220, a broad FDOT transportation package. After amendment, it retained provisions on trails, SunTrail, seaports, airports, drone delivery, autonomous vehicle protections, and FDOT coordination on federal funding, while removing the digital driver’s license provision and the rapid rail compact language. The committee adopted the amendment and reported the bill favorably.
WA

Washington 2025-2026 Regular Session

House Health Care & Wellness Feb 18th, 2026 at 01:30 pm

Health Care & Wellness

Transcript Highlights:
  • Medicare Advantage is administered by private insurance companies.
  • These requirements apply to fully insured health plans and health plans offered to public and school
  • However, these protections only work when the insurer actively participates in the process.
  • The insurer had been actively involved throughout my...
  • It is covered by Medicare, by most commercial insurances, and even Medicaid plans in many states.
Bills: SB5915 , SB5988 , SB6025 , SJM8002
MN

Minnesota 2025-2026 Regular Session

Conference Committee on HF4188 5/16/26

Transcript Highlights:
  • </c> health insurance and medical assistance. health insurance and medical assistance.
  • </c> tracking the insurance changes. tracking the insurance changes.
  • </c> insurance come next year. insurance come next year.
  • of the way that insured providers bill of the way that insured providers bill to<00:13:09.360><c> carriers
  • To the insured is is up to the limit.
Keywords: 919, house, all
Summary: The conference committee on House File 4188 met on May 16, 2026, with a quorum present and indicated it was intended to be the final meeting. The main issue discussed was an amendment to the 62J language concerning home care nursing services for children with complex medical needs. Chair O'Driscoll said the amendment would direct the Departments of Commerce and Health and Human Services to review the fiscal impact on the state, families, and health plans, and to develop possible legislation for 2027. Supporters described the proposal as a pause to allow more review, while also acknowledging it was not a complete solution. Senator Bolden and others testified strongly against allowing the coverage changes to stand, saying the issue affects roughly 200 to 250 families statewide, many of them children who need hospital-level care at home. They warned that capping or denying private coverage would shift costs to Medicaid waivers, strain family waiver budgets, increase state costs, and potentially force more children into hospitals, reducing critical care capacity. Committee members also questioned Commerce Commissioner Grace Arnold and department staff about the distinction between home care nursing and home health services, statutory definitions, billing units, essential health benefits, waiver budgets, and the effect of enforcement actions involving HealthPartners. The committee adopted the A30 amendment by voice vote, and the motion prevailed. Members then took up another provision, described by staff as the meat raffle/paddle wheel language, and adopted an amendment to add the game of Haus und Pfeffer before approving the provision as amended. In final remarks, members from both chambers praised the committee’s work and professionalism, but several expressed regret that the home care nursing issue was not resolved in the conference report and said it would need further work next session. They also noted other items that did not make it into the bill, including reinsurance and certain other policy provisions.
ID

Idaho 2026 Regular Session

Agenda Feb 6th, 2026

Transcript Highlights:
  • , Social Security, PERSI, unemployment insurance, workers' compensation insurance, and sick leave.
  • insurance.
  • , or excuse me, health insurance, those dollars for health insurance would be going into the group insurance
  • insurance.
  • insurance.
Summary: The committee met in Joint Finance-Appropriations to review budget mechanics, the green sheet, and several budget-related bills and statewide decisions. Staff explained how the green sheet tracks FY 2027 impacts and reviewed bills including HB 503 (soil and water conservation consolidation savings), HB 556 (county jail per diem reimbursement increase), HB 559 (tax conformity with a large general fund impact), and HB 578. Members also discussed the 2026 Idaho Budget Rescissions Act, which would reduce FY 2026 appropriations under different scenarios, and the committee heard extensive debate over whether to use across-the-board reductions or more targeted cuts. After debate, the committee first adopted the substitute rescission motion for FY 2026, which set a 1% additional reduction above the governor’s recommendation, then approved a related motion transferring $22,366,500 from the Public School Income Fund to the General Fund. The committee then moved to statewide decisions and considered ongoing base reductions for selected state agencies. Three motions were offered: the governor’s recommendation, an additional 1% reduction, and an additional 2% reduction. After debate, the original governor’s recommendation passed on a 13-7 vote, while the 1% and 2% alternatives failed. The committee then turned to personnel benefit cost increases, including health insurance and other employer-paid benefits. Staff explained the different funding formulas and agency-specific fill-rate adjustments, and members raised concerns about the role of the Change in Employee Compensation process, salary savings, and whether the figures should be tied to future rather than current-year projections. Motions were offered for the DOGE working group recommendation and the governor’s FY 2027 recommendation for health insurance and variable rate changes, but the discussion was still ongoing when the transcript ended, with no final vote shown on those motions.
NH

New Hampshire 2026 Regular Session

Senate Education Finance (04/13/2026)

Education Finance

Transcript Highlights:
  • </c> insurance, but we're not chasing that. insurance, but we're not chasing that.
  • A couple of thoughts about the insurance and Medicaid issue.
  • c><00:43:29.440><c> and</c> thoughts about the insurance and thoughts about the insurance and Medicaid
  • The US DOE private insurance.
  • It would be good to add insurance there.
Keywords: 1191, senate, all
ID

Idaho 2026 Regular Session

Agenda Jan 20th, 2026

Transcript Highlights:
  • Up next is a gubernatorial reappointment for Hyatt Erstad of Boise to the Idaho Health Insurance Exchange
  • I was licensed in 1973, pursued a college degree, and then actively began my insurance career in 1979
  • aspect and see what we more in the provider aspect to learn the insurance aspect and see what we can
  • do to help people obtain health care and obtain insurance.
  • question that I've been getting from constituents is how do we make insurance more affordable?
Summary: The Senate Commerce Committee met with a quorum, took a silent roll, and first approved the January 15, 2026 minutes by motion and voice vote. The committee then heard three gubernatorial reappointments to the Idaho Health Insurance Exchange Board: Hyatt Erstad of Boise, Janice Folkerson, and Cynthia Fairfax of Boise. Each nominee briefly described their background and interest in serving, with Erstad and Folkerson also noting their work on the state high-risk pool and their long involvement in health insurance and health care. Committee members offered strong praise for all three nominees, emphasizing their experience, diligence, and service to Idahoans. During Ms. Folkerson’s and Dr. Fairfax’s appearances, senators discussed the success of Your Health Idaho and asked about how the exchange helps make coverage more affordable; Folkerson credited staff leadership, transparency, carrier and broker support, and the exchange’s mission, while Fairfax noted the exchange’s role in helping people find appropriate, cost-effective coverage. No votes were taken on the appointments at this meeting; the chair said the committee would likely vote on them at the next meeting, scheduled for Thursday, and then adjourned after exhausting the agenda.
TX
Transcript Highlights:
  • it ensures that the insurance applies.
  • They split the cost savings with the insurance company, 50-50.
  • That will actually allow them to save money and help the insurance companies to save money as well.
  • And so this reward rewards both the insurer and the patient when the patient does go out of their way
  • And, ultimately, all the payers of insurance in Texas money. Thank you.
Bills: SB437 , SB528 , SB626 , SB636 , SB884 , SB968 , SB1044 , SB1608 , SB2336
NH
Transcript Highlights:
  • Okay, and he wanted... he thought the insurance company should pay for it.
  • </c><00:05:31.360><c> company</c> that you need if the insurance company that you need if the insurance
  • </c> was advocating that the insurance was advocating that the insurance companies<00:05:55.919><c> pay
  • </c><01:22:46.679><c> networks</c> providers joining uh Insurance networks providers joining uh Insurance
  • </c><01:39:20.480><c> department</c> bill is so that the insurance department bill is so that the insurance
Keywords: 928, house, all
Summary: The committee first took up House Bill 167, a PFAS-related measure expanding the state’s restrictions to include ski wax and related fluorocarbons. The sponsor said the bill was a follow-up to last year’s PFAS law and largely targeted products already off the market, describing it as a reaffirmation of the state’s intent to keep PFAS out of water. The committee voted unanimously to recommend the bill ought to pass and then placed it on the consent calendar. Next, the committee considered House Bill 275 on health career credentialing requirements. The discussion centered on a proposal that would have required insurance companies to pay for training mandated by federal requirements. Members concluded that approach was not appropriate and voted unanimously to make the bill inexpedient to legislate, then placed it on the consent calendar. House Bill 276, dealing with on-premise beverage license requirements, was then reconsidered after an initial ITL vote. The committee adopted an amendment creating a tavern license for establishments limited to patrons over 21, with a higher fee and no food requirement, and then voted 15-0 to recommend the bill ought to pass as amended; it was also placed on the consent calendar. The committee then took up House Bill 310, which would establish a commission to study a regulatory framework for stable tokens and tokenization of real-world assets. The sponsor said the amendment added blockchain-based trusts and discussion of privacy and environmental concerns. The committee approved the amendment 16-0 and then voted 16-0 to recommend the bill ought to pass as amended, placing it on the consent calendar. House Bill 312, concerning intercollegiate student athletes’ right to earn compensation from name, image, and likeness, was retained because members said the issue was not ready and the NCAA had not resolved how to handle it. Finally, the committee began discussion of House Bill 316 on ground ambulance reimbursement, with an amendment that would replace the bill’s reimbursement provisions with a study commission; members debated how it related to another bill, HB 725, and whether the amendment would delay immediate relief for ambulance providers.
NM
Transcript Highlights:
  • And this is our 80/20 insurance proposal.
  • And so, APS is self-insured, right?
  • Chair, and John, and this is about benefits, health insurance, and others.
  • And I'm just here to ask you all to support the 80-20 insurance share.
  • our insurance.
HI

Hawaii 2025 Regular Session

Room 224 Conference PM - 04-21-2025

Hawaii Senate Floor Meeting

Transcript Highlights:
  • Next up, we have HB 554 HD1 SD1 relating to pet insurance.
  • This just establishes regulations relating to pet insurance.
  • </c> HP554 HD1 SD1 relating to pet insurance. HP554 HD1 SD1 relating to pet insurance.
  • On behalf of relating to pet insurance.
  • On behalf of the Senate, insurance.
Keywords: 912, senate, all
AZ

Arizona 2026 Regular Session

02/18/2026 - Senate Health and Human Services

Senate Health and Human Services COR

Transcript Highlights:
  • And don't even consider the fact that their malpractice insurance would go sky high.
  • This bill would address the insurance coverage problem for Arizonans.
  • Health insurance is one of the largest expenses for families and employers.
  • They do not apply to many fully insured, state-regulated commercial plans in Arizona.
  • We have American insurance data, and we have German insurance data, which is fairly objective, that after
Summary: The committee approved the minutes and then took up a large agenda of health-related bills. SB 1214, the Arizona Stem Cell Therapy Act, drew extensive testimony from supporters who said it would create guardrails for regenerative medicine, protect patients, and encourage biotech investment, while opponents argued it was tied to abortion politics and imposed harsh penalties. The bill passed on a 4-3 vote. SB 1194, which would prohibit health professionals and institutions from denying care based on vaccination status, also passed 4-3 after testimony from supporters framing it as an access-to-care and religious-freedom measure and opponents warning it would interfere with private practice policies and parental choice. SB 1814, creating a study committee on substance use disorder treatment standards and oversight, passed unanimously 7-0. SB 1602, increasing stipends for kinship foster parents, passed as amended 7-0, and SB 1603, expanding child-only cash assistance eligibility, also passed as amended 7-0. The committee then considered several bills focused on gender-related care and public funding. SB 1177, which bars public monies from funding gender transition procedures and makes intentional violations a felony, passed 4-3 amid testimony that it protects taxpayers and counterarguments that it is discriminatory and unsupported by evidence. SB 1014, requiring insurance coverage for detransition procedures when transition care is covered and directing data reporting on transition and detransition, passed 4-3 after supporters said it would help detransitioners and collect needed data, while opponents argued it would chill providers and target transgender patients. SB 1094, creating civil liability for physicians who perform irreversible gender reassignment surgery on minors, was heard with testimony from supporters citing malpractice concerns and detransitioner harms and from opponents saying it would create a hostile environment for providers and treat trans patients differently; the transcript cuts off before the vote is shown. SB 1752, which classifies commercial harvesting or sale of mescaline as a felony while preserving bona fide religious use defenses, passed unanimously 7-0. Later, SB 1628, requiring insurers to report claims-denial and prior-authorization data and DIFI to publish standardized reports, passed unanimously 7-0 after supporters emphasized transparency and opponents called it redundant to federal reporting. SB 1629, requiring AHCCCS managed care organizations to give advance notice and network-adequacy documentation before terminating high-volume providers without cause, also passed 7-0; supporters said it would prevent patients from losing access to behavioral health care, while health plans and Access said existing oversight already covers much of this and warned the bill could slow necessary network changes. Throughout the meeting, the committee repeatedly adopted motions for due-pass recommendations and, where applicable, amendments, with several bills passing on party-line or near-party-line votes.
WA

Washington 2025-2026 Regular Session

House Technology, Economic Development, & Veterans Jan 30th, 2026 at 10:30 am

Technology, Economic Development, & Veterans

Transcript Highlights:
  • I mean, not the gap, amount of private losses are, and which of it is insurance covered and which is
  • ... ...is eligible for individual assistance, it's the insurance.
  • For the Office of the Insurance Commissioner, each year those insurance providers financial resilience
  • This is also the insurance industry standard.
  • This is also the insurance industry standard.
Bills: HB2579
TX

Texas 89th 2nd C.S.

89th Legislative Session Apr 3rd, 2025

Texas House Floor Meeting

Transcript Highlights:
  • Property insurance or for the Committee on Insurance.
  • on Insurance.
  • Insurance claims are for the Committee on Insurance.
  • on Insurance.
  • for the committee on insurance.
TX

Texas 89th Regular

89th Legislative Session Apr 3rd, 2025

Texas House Floor Meeting

Transcript Highlights:
  • on Insurance.
  • are for the Committee on Insurance.
  • on insurance.
  • for personal automobile insurance policy before the committee on insurance.
  • Benefit plan claims are for the committee on insurance.
Bills: HB9 , HB22 , HB908 , HB1392
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 02/27/25

Commerce and Consumer Protection

Transcript Highlights:
  • </c><00:50:30.000><c> insurance</c><00:50:30.400><c> industry</c> unique to the insur insurance industry
  • unique to the insur insurance industry and<00:50:31.160><c> uh</c><00:50:31.319><c> Salvage</c><00:50
  • </c> process where uh if the insurance process where uh if the insurance company<00:51:20.280><c> has
  • The Minnesota Insurance Guarantee Association provides coverage for policyholders where the insurer has
  • </c> does it's a simple solution if insurer does it's a simple solution if insurer fails<01:50:06.880
Keywords: 1187, senate, all
CA

California 2025-2026 Regular Session

Senate Health Committee Apr 15th, 2026

Health

Transcript Highlights:
  • reviewing health insurance rates.
  • reviewing health insurance rates.
  • years, it's very similar the way they do insurance, home insurance, and other insurance.
  • And I think about it related to homeowners insurance or insurance policies that we discussed in that
  • I own a business and my insurance rates went up.
Committee: Senate Health
Keywords: 987, senate, all