Video & Transcript Research : 'loan modification'

Page 83 of 295
HI
Transcript Highlights:
  • Create a condominium loan special fund in section 196B to receive and manage legislative appropriations
  • we're going to establish<00:24:18.240> a<00:24:18.400> condominium<00:24:19.000> Loan
  • <00:24:19.320> program establish a condominium Loan program establish a condominium Loan program
  • chapter 514b create a condominium loan chapter 514b create a condominium loan special<00:24:35.399
  • special fund and insert a blank loan special fund and insert a blank appropriation<00:25:05.039>
Keywords: 912, senate, all
Summary: The committee heard testimony on a series of tax, budget, and policy bills. On SB 325 and SB 326, the Tax Foundation testified and the committee later recommended passage with amendments. SB 721, SB 1278, and SB 1465 also drew Tax Foundation testimony focused on technical corrections and effective-date issues; SB 1278 was strongly supported by the Hawaii Restaurant Association and other restaurant and business groups, who argued the bill should extend tax relief to the federal Restaurant Revitalization Fund because it served the same purpose as earlier COVID relief programs. A bar owner also testified in support, describing severe pandemic-related losses and lack of government assistance. The Department of Taxation asked about the estimated fiscal impact of SB 1278, which was stated to be about $16.8 million and not including interest. The committee also considered SB 1464 through SB 1470, with the Tax Foundation supporting most of the conformity and tax measures and opposing SB 1465 as unnecessary. SB 1464 was recommended for passage unamended, SB 1465 with amendments, and SB 1466, SB 1467, and SB 1470 unamended. SB 1362 and SB 1363 were deferred so the administration could explore moving funds within the existing budget instead of using emergency appropriations. SB 1044 was amended to create a condominium loan program and special fund to finance essential repairs and improve insurability of condominium properties, with loans repaid over 20 years and the fund eventually sunsetted. The committee also acted on several other measures: SB 533 was amended to remove an appropriation and require a local investor-owned utility to support schools affected by a planned public safety power shutoff program; SB 1117 was amended to define electric motorcycles and prohibit operation by those under 18; SB 1186 was amended to move a food-production working group to the Agribusiness Development Corporation and remove an appropriation; SB 1391 was amended to require a one-to-one match of state funds with private donations; and SB 1669 was amended with committee-report language noting concerns about jurisdictional definitions and board qualifications. Later, the committee recommitted SB 933 and SB 938 to Ways and Means after adopting proposed SD1 versions. Most measures were adopted unanimously, often with members voting no with reservation.
FL

Florida 2025 Regular Session

Community Affairs Jan 14th, 2025

Transcript Highlights:
  • PROGRAMS, IT IS A LOAN PROGRAM STACKED WITH LIVE LOCAL. >> Sen.
  • THE LOAN IS FOR 30 YEARS BUT IS 0% INTEREST AND THERE'S NO PAYMENTS.
  • PREPAYMENT SPEEDS ON FIRST MORTGAGE LOANS USUALLY RUN ABOUT SEVEN YEARS.
  • ALL OF THE FIRST MORTGAGE LOANS WE MAKE ARE FULLY UNDERWRITTEN.
  • AS YOU HEARD THE STATE LOAN PROGRAM PROVIDES LOW INTEREST COMPETITIVE LOANS TO DEVELOPERS TO CONSTRUCT
Keywords: 999, senate, all
MN

Minnesota 2025-2026 Regular Session

House Higher Education Finance and Policy Committee 1/16/25

Higher Education Finance and Policy

Transcript Highlights:
  • <00:43:29.200> and programs including the self- loan and programs including the self- loan
  • Financial Aid Services Grants and loan Financial Aid Services Grants and loan repayment<00:45:08.720>
  • :10.680> self- repayment programs self- loans and self- repayment programs self- loans and self
  • lower interest rate, like the SELF Loan Program.
  • lower interest rate, like the SELF Loan Program.
Keywords: 1183, house
Summary: The Higher Ed Finance and Policy Committee met to begin a budget overview for higher education. The chair noted quorum, committee member introductions, and that Democratic members were absent. The chair also said the Office of Higher Education would not be appearing for the planned budget deep dive, so nonpartisan fiscal staff would present instead. Ken Savory, the committee’s nonpartisan fiscal analyst, introduced a presentation on the higher education finance structure and timeline. Savory explained the state budget cycle, the difference between direct appropriations, statutory appropriations, open appropriations, base funding, tails, and one-time appropriations, and how those concepts apply to higher education. He described the committee’s usual budget areas: the Office of Higher Education, Minnesota State, the University of Minnesota, and the Mayo Foundation. He also reviewed historical spending charts showing higher education’s share of the general fund over time, the 2/3-1/3 funding policy in statute, and how tuition and general fund support have shifted. He noted that the FY 26-27 base for the Office of Higher Education area is about $725 million, including roughly $450 million for the State Grant program and about $99 million for North Star Promise. Members asked about comparing the current budget to earlier biennia, and staff responded that they would need to calculate the percentage difference. The chair then summarized prior budget growth, saying the previous budget was about $650 million over base and the current budget/tail was about $450 million over base. Staff also reviewed the 2024 omnibus higher education bill, including a roughly $5 million reduction to North Star Promise that was redirected to the Fostering Independence Grant program and a $500,000 appropriation for Minnesota State’s Kids on Campus program. The committee did not take any formal votes or actions during this portion of the meeting.
NH

New Hampshire 2025 Regular Session

Senate Executive Departments and Administration (01/15/2025)

Executive Departments and Administration

Transcript Highlights:
  • off their student loan off their student loan try<00:55:57.640> to<00:55:58.039> and
  • $30,000 in loans?
  • <01:01:29.960> or<01:01:30.520> a submit their loan like a loan stub or a submit their
  • loan like a loan stub or a you<01:01:30.920> know<01:01:31.359> for<01:01:32.359> to
  • c> getting they think hm some loans are getting they think hm some loans are getting forgiven<01:
Keywords: 1191, senate, all
NH

New Hampshire 2026 Regular Session

Senate Finance (03/24/2026)

Finance

Transcript Highlights:
  • That's what a building's loan schedule is. So, they tend to accumulate.
  • So, they a building's loan schedule is.
  • It's a private loan. It's not a BFA loan.
  • It's not a BFA loan.
  • So that's what that is. >> It's a private loan. It's not a BFA loan.
Keywords: 1191, senate, all
NM

New Mexico 2026 Regular Session

House - Judiciary Jan 28th, 2026 at 03:17 pm

House Judiciary

Transcript Highlights:
  • not enter into, extend, renew, or otherwise agree to a rider, amendment, supplement, or other modification
  • To extend, renew, or otherwise agree to a rider, amendment, supplement, or other modification to an agreement
  • where the rider, amendment, supplement, or other modification is to detain individuals for federal civil
Bills: SB100
AL

Alabama 2026 Regular Session

Alabama Senate Jan 15th, 2026

Alabama Senate Floor Meeting

Transcript Highlights:
  • President, this bill is a sunset bill extending pharmacy for one year with modification on the board
  • for one bill extending pharmacy for uh for one year<00:21:32.960> with<00:21:33.280> modification
  • <00:21:34.080> on<00:21:34.400> the<00:21:34.559> board year with modification
Keywords: 920, all
Summary: The Senate convened with a quorum, approved excusing absent members, dispensed with the previous day’s journal, and allowed bill introductions and committee reports throughout the day. Members also recognized guests in the gallery, including Judge Smitherman and later Karen Butler, wife of Senator Tom Butler. The chamber adopted Senate Joint Resolution 11, honoring Alpha Kappa Alpha Sorority Incorporated on its Founders Day and 118 years of service, after reading the resolution at length and hearing brief remarks from Senator Figures. The Senate then adopted the Rules Committee’s special order calendar and took up several bills. Senate Bill 12 by Senator Gudger, repealing a prior community development districts law tied to a Coleman County project, passed. Senate Bill 19 by Senator Livingston, dealing with health insurance/prostate cancer screening, also passed. Senate Bill 89 by Senator Sessions, repealing the 1931 State Pilotage Commission statute, passed; Senate Bill 134 by Senator Beasley, concerning taxation and interstate warehousing of tobacco products, passed after a committee amendment was adopted; Senate Bill 100 by Senator Kelly, extending the State Board of Pharmacy sunset for one year with appointment changes, passed; Senate Bill 114 by Senator Bell, expanding Alabama’s handling of out-of-state warrants to additional felonies, passed; Senate Bill 122 by Senator Stewart, regarding the State Board of Registration for Foresters, passed; Senate Bill 35 by Senator Kitchens, updating vessel registration language for Coast Guard compliance, passed; and Senate Bill 127 by Senators Coleman-Madison and Stewart, continuing the Board of Examiners in Counseling for four years, passed. Senate Bill 28 by Senator Elliott, which would raise the earnings cap for retired law enforcement officers and district attorneys returning to work and address school bus driver staffing, was discussed at length but carried over at the sponsor’s request. Senators raised concerns about the bill’s impact on RSA/retirement system funding and the possibility of broader pressure for similar retiree reemployment arrangements, while supporters emphasized staffing shortages, training savings, and benefits for schools and public safety. The session concluded with the calendar completed and a new resolution introduced by Senator Orr recognizing the 250th anniversary of the United States Postal Service, which was taken up for immediate consideration and adopted.
WA

Washington 2025-2026 Regular Session

Joint Oregon-Washington Legislative Action Committee Sep 15th, 2025

Joint Oregon-Washington Legislative Action Committee

Transcript Highlights:
  • They may make some modifications.
  • They may make some modifications.
  • 1958 and there had been no in 1917 and the other was built in 1958, and there'd been no major modification
Summary: The committee met jointly with the Washington-Oregon Legislative Action Committee for an update on the Interstate 5 Bridge Replacement (IBR) program. Members first adopted the proposed committee rules, then received program updates from staff on environmental review, permitting, design, tribal consultation, and public engagement. Staff said the project remains in the supplemental EIS process, with a final supplemental EIS and amended record of decision expected in early 2026, which would allow construction to begin. They also described ongoing work on Coast Guard navigation clearance, Section 106 historic-property coordination, and architectural guidelines for the bridge and five-mile corridor, emphasizing that the visualizations shown were conceptual and that public and partner feedback has already influenced design considerations such as accessibility and shared-use path connections. Members raised concerns about schedule delays, rising costs, and whether the project is being designed to be functional, safe, and economical. Staff acknowledged that the timeline has slipped from earlier expectations and said the delay reflects the complexity of the environmental and federal review process, as well as the need to avoid redoing steps. They said the updated cost estimate is being prepared now that design has advanced to roughly 30 percent, and that it will account for inflation, risk factors, and both fixed-span and movable-span options. Staff estimated a movable span would add more than $400 million and said the first construction work after environmental approval would likely be preliminary freeway and retaining-wall work in late 2026, followed by the bridge procurement. The committee also received funding and tolling updates. Staff reported that major federal grants have been executed, including Mega and Bridge Investment Grant agreements, and that state STIP amendments are advancing to allow access to federal funds. The tolling team described Level 3 traffic-and-revenue work, a bi-state tolling subcommittee process, and possible toll scenarios aimed at supporting either about $1.24 billion or $1.6 billion in toll revenue. Members questioned low-income toll relief timing, truck toll rates, and the effect of tolls on freight users. Staff said low-income discounts are being analyzed for both revenue and operational feasibility, that tribal exemptions and other policy exemptions are under review, and that the commissions expect to move into public outreach on toll rates and policies in 2026, with tolling on the existing bridges currently projected to begin in spring 2027.
FL
Transcript Highlights:
  • modified language on line 13 related to ACCA's DISH program, and on line 16, the House offers a modification
Summary: The conference committee on appropriations met on June 12, 2025 and exchanged offers on several budget areas, including Pre-K-12 education, Health and Human Services/health care, criminal and civil justice, administered funds, and transportation/tourism/economic development/infrastructure. The House announced acceptance of the Senate’s revisions on Pre-K-12 education budgets and projects, and the Senate accepted the House’s offers on several education and health care items, with no public testimony offered on those presentations. The House then explained its remaining offers, including a Pre-K-12 back-of-the-bill change, a health care package that added $10 million in non-recurring general revenue for intestinal transplant support and revised Medicaid quality incentive and other implementing-bill language, a modified criminal and civil justice position, and administered-funds changes tied to state employee pay, health insurance, debt reduction, and the budget stabilization fund. The Senate also presented bump offers on Pre-K-12 education (SB 2510), criminal and civil justice items including judge-conforming language and additional judgeships, and transportation/tourism/economic development items with supplemental attachments. No public testimony was taken on the offers. The chair noted that another conference meeting was likely not expected that evening, but more meetings could occur the next day, and the committee adjourned without objection.
TX

Texas 89th Regular

Education K-16 (Part II) Apr 10th, 2025

Education K-16

Transcript Highlights:
  • Back in 2015, Senator Schwertner and then Senator Zerwas created the Mental Health Professional Loan
  • So there was money left over because all the money hasn't been used for loan repayment.
  • There was money left over because all the money hasn't been used for loan repayment.
  • And I realize part of this is to advertise to be able to use the loan.
  • I'm just really not so much for loan forgiveness at this point when we've got money in there. Sure.
Summary: The Senate Education K-16 Committee heard Senate Bill 1961, which would expand reporting on post-secondary outcomes and workforce data, including employment, earnings, regional labor demand, and credentials of value. Senator Bettencourt said the bill is intended to close data gaps and improve alignment between education programs and workforce needs. Witnesses from Opportunity Austin, Texas 2036, Samsung Austin Semiconductor, and the Fort Worth workforce community testified in support, saying better data would help students, parents, schools, employers, and regional economic development efforts. After questions from members about regional workforce pipelines and semiconductor talent needs, public testimony closed and SB 1961 was left pending. The committee then took up several pending bills and reported them favorably, including SB 1325, SB 604, SB 1832, SB 747, SB 2185, and SB 2395, with committee substitutes adopted where needed. SB 1325 was amended to remove the DSHS commissioner’s authority to issue standing orders for respiratory distress medication in schools. SB 1832, relating to school transfer or private-school funding options for students victimized by a public school employee, and SB 747, relating to intimate visual material policies, were both advanced on recorded votes. SB 2185, on the bilingual education allotment, was initially moved to a local calendar but was later backed up and reported to the full Senate after a fiscal note was noted. SB 2395, on school district general obligation bonds, was also reported favorably and then moved to the local and uncontested calendar. The committee also heard SB 646, which would expand the Mental Health Professional Loan Repayment Program to additional professions, increase award amounts, and add stipends for rural and bilingual service. Senator West said the bill responds to mental health workforce shortages and inflation. The Texas Counseling Association supported the measure, and a Hogg Foundation representative said participation has grown sharply since prior changes. SB 646 was left pending. The committee also heard SB 2647, which would create a Texas state accrediting agency and interim oversight system for higher education accreditors; supporters from the Texas Public Policy Foundation and a massage school owner argued it would improve accountability and reduce accreditor overreach, while Senator Menendez raised concerns about effects on law and medical school accreditation and student opportunities. SB 2647 was left pending. Finally, the committee heard SB 2786, which would exempt first responders from the Texas Success Initiative entrance exam, and SB 2615, which would standardize remote-work policies across public higher education institutions. The Texas State Association of Firefighters supported SB 2786, saying it would remove an extra step for career advancement; the bill was left pending because the committee substitute had not yet been adopted. SB 2615 was presented as a way to ensure more consistent in-person staffing expectations while preserving exceptions for illness, disability, and some non-teaching roles; it too was left pending. The committee then recessed subject to the call of the chair.
OK

Oklahoma 2026 Regular Session

Revenue and Taxation Apr 20th, 2026 at 02:00 pm

Revenue and Taxation

Transcript Highlights:
  • The bank gives the Reduced loan and the borrower repays the bank.
  • So we're looking at this as a loan to a business for its infrastructure needs.
  • This will benefit both the public and the private sector of education by making these low-interest loans
  • So if they otherwise met the parameters of the loan program, yes, and an institution wanted to lend to
  • The state is making these low-interest loans available through qualifying lenders.
MN

Minnesota 2025-2026 Regular Session

House Capital Investment Committee 3/18/25

Capital Investment

Transcript Highlights:
  • This largely means changes to student loan repayments and types of loans and grants available, as well
  • This largely means changes to student loan repayments and types of loans and grants available, as well
  • This largely means changes to student loan repayments and types of loans and grants available, as well
  • for our revolving loan funds.
  • for our revolving loan funds.
Keywords: 1183, house
NH

New Hampshire 2025 Regular Session

House Science, Technology and Energy (02/04/2025)

Science, Technology and Energy

Transcript Highlights:
  • It is still private loans.
  • Some loans are five-year loans, some are 20-year loans, and some are even longer.
  • <05:39:48.280> for know you can have a fiveyear loan for know you can have a fiveyear loan
  • > 20-year<05:39:50.360> loans example some loans are 20-year loans example some loans are
  • He asked why we have to do this for a loan and said we do not say, 'Oh, you can go get a loan to get
Keywords: 1189, house, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, May 21, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • are people who have used a home loan. are people who have used a home loan.
  • VA home loan is not just about veterans. VA home loan is not just about veterans.
  • use the veterans the veteran home loan use the veterans the veteran home loan to<04:37:39.920>
  • with distressed loans in their homes. with distressed loans in their homes.
  • This bill triples VA home loan fees, which amounts to hundreds or thousands of dollars on each home loan
MN

Minnesota 2025 1st Special Session

House Higher Education Finance and Policy Committee 3/13/25

Higher Education Finance and Policy

Transcript Highlights:
  • One of our experienced certified student loan counselors assisted Jack in gathering loan details and
  • those are student loan those are student loan certified<00:04:02.959> in<00:04:03.200>
  • assistance from our student loan assistance from our student loan counselors<00:04:27.160> is
  • experienced certified student loan experienced certified student loan counselors<00:04:35.600>
  • loan debt.
Keywords: 1183, house
CA

California 2025-2026 Regular Session

Senate Banking and Financial Institutions Committee Jun 17th, 2026

Banking and Financial Institutions

Transcript Highlights:
  • Since 2015, Black and Latino borrowers have received conventional mortgage loan originations at roughly
  • , the loans that go disproportionately to borrowers of color.
  • I get like six phone calls a day from some loan that I've never signed up for.
  • We will remove the borrower consent requirement from loan servicing transfers.
  • Lenders and brokers of small business loans are required to get a license under the CFL.
Keywords: 987, senate, all
NM

New Mexico 2026 Regular Session

Senate - Health and Public Affairs Jan 30th, 2026 at 03:13 pm

Senate Health & Public Affairs

Transcript Highlights:
  • Of all the loans made, I think there's been about 24 of them. Only three remain open.
  • Is this only loan money, or is this grant money? Please, Madam Chair, Mr.
  • Chairman—it's a loan program.
  • services for a payment of a portion of the loan.
  • I am curious what the average loan amount...
Bills: SB21, SB42, SB81, SB101, SB139
CA
Transcript Highlights:
  • So it'd be easier to analyze this if it was: this is a loan loss reserve program, this is a...
  • occur on eligible construction loans.
  • those folks to obtain a construction loan.
  • So we want to make sure that our consumers have access to many different types of loans.
  • So we work through a network of approved lenders who... ...originate loans.
Keywords: 987, senate, all
CA

California 2025-2026 Regular Session

Senate Local Government Committee Apr 22nd, 2026

Local Government

Transcript Highlights:
  • that doesn't know what 30% loans are.
  • through traditional means, like an equity loan or a home equity loan or a second mortgage to pay for
  • Because otherwise you're going to have to go out and get another loan like that.
  • Because otherwise you're going to have to go out and get another loan like that.
  • contracts with ICE ineligible for state-funded grants and loans.
Keywords: 987, senate, all
FL

Florida 2026 5th Special Session

Fiscal Policy Apr 22nd, 2025

Transcript Highlights:
  • or repay a loan?
  • You say it's a revolving loan fund, while a revolving loan fund presupposes as much coming in as going
  • You know, we have banks in Florida, and they make high-interest loans, and they make low-interest loans
  • that would be granted would be uncreditworthy loans, loans that were not creditworthy.
  • Would be uncreditworthy loans, loans that were not creditworthy.
Summary: The committee met and first reported favorably CS for SB 1782, which creates a new offense for dangerous excessive speeding, with support noted from the Orange County Sheriff’s Office and the Florida PBA. It also reported favorably CS for SB 306, which addresses Medicaid managed care provider network access by requiring after-hours and holiday appointment availability and a minimum level of primary care participation. CS for SB 716, imposing mandatory minimum sentences for certain sexual offenses committed by registered sex offenders or predators, and CS for SB 1084, expanding protections against non-consensual dissemination of intimate images and digitally forged intimate images, were also approved. The committee then approved CS for CS for SB 1604, a corrections package that would require prepayment of court costs for certain inmate lawsuits, shorten the limitations period for confinement-condition claims, allow consecutive sentencing in some cases, and revise mental health treatment procedures in correctional settings. Members discussed constitutional concerns and access-to-courts issues, but the bill was reported favorably. CS for CS for SB 1804, which creates a capital offense for trafficking a child 12 or younger or a mentally incapacitated person for sexual exploitation, drew extensive debate and opposition from the Florida Conference of Catholic Bishops, the Florida Association of Criminal Defense Lawyers, and Floridaans for Alternatives to the Death Penalty; despite objections about constitutionality and ethics, it was reported favorably. The committee also approved CS for SB 1838, expanding protections for court officials against tampering, harassment, and retaliation, and CS for CS for SB 890, the Emily Adkins Family Protection Act, which creates a statewide VTE registry and requires blood clot screening and training in hospitals and care facilities. Members and public witnesses spoke in strong support of the blood clot bill, including family members and survivors. Finally, the committee reported favorably CS for SB 1252, directing FDLE to study a statewide pawn data database, CS for SB 468, increasing penalties for fleeing or eluding law enforcement and allowing vehicle impoundment, CS for SB 490, expanding off-duty concealed carry eligibility for correctional officers and correctional probation officers, and CS for SB 572, the Pam Rock Act on dangerous dogs, which was amended to refine enclosure, confiscation, euthanasia, and insurance requirements.