Transcript Highlights:

• But we do share that information.
• That's great information to know.
• That's great information to know.
• And that really is consumer protection.
• The consumers are using AI as well to inform, sometimes correctly and sometimes incorrectly, their complaints

Summary: The Committee on Director Nominations met with four members present and approved the prior minutes without objection. Chair Jay Kaufman outlined the committee’s role in reviewing executive nominations and explained the hearing process for three nominees: Mary Foote for the Office of Economic Opportunity, Debbie Johnston for the Department of Health Services, and Chuck Bassett. Foote did not appear for her hearing, and members discussed her absence and alleged omissions in her disclosure materials, including prior service with Planned Parenthood-related organizations. The committee then moved to reject her nomination, and the motion passed 3-2, recommending that the full Senate reject Mary Foote. Debbie Johnston, nominee to lead the Department of Health Services, appeared and gave an opening statement describing her Arizona background, prior Senate staff work, and more than 20 years with the Arizona Hospital and Health Care Association. She said her priorities at ADHS include rebuilding trust in public health licensing, improving stakeholder engagement, standardizing rulemaking communication, addressing alleged religious discrimination and retaliation concerns in licensing, and using technology and AI to improve efficiency. In questioning, senators pressed her on her management style, conflict-of-interest safeguards given her prior industry role, enforcement priorities, budget pressures, behavioral health and assisted living oversight, and the department’s response to COVID-19. Johnston said she would follow statutes, recuse herself from enforcement matters involving former contacts, and resign if directed to carry out an unlawful policy. She also said the department does not regulate therapy itself, only facilities, and that it would rely on legal counsel regarding the governor’s conversion-therapy executive order and related federal civil-rights allegations. Several senators focused on public health trust and the department’s pandemic response, with Johnston acknowledging concerns about closures, data collection, and communication during COVID-19 while saying she would review past after-action materials and be better prepared in the future. Public testimony from stakeholders in aging services and health care strongly supported her confirmation, praising her accessibility, responsiveness, and collaborative approach. After testimony, the vice chair moved to recommend Johnston’s confirmation to the full Senate. The roll call was underway when the transcript ended, with several members voting aye and one member expressing reservations about her not reviewing the pandemic after-action report before another crisis occurs.

Transcript Highlights:

• clear point-of-sale signage informing consumers that energy drinks and caffeinated dietary supplements
• make informed decisions about their own wellness.
• Regulation protects consumers while preserving access for responsible adults.
• make informed decisions about their own wellness.
• I'm actually a nine-year kratom consumer, a daily consumer for my trigeminal neuralgia, which is a severe

Bills: HB305, HB395, HB341

Keywords: hemp, marijuana, THC regulations, cannabis products, adult-use industry, public health, youth protection, child support, reunification, Department of Services for Children, family court, liability

Summary: The committee met in late June with Senators Hansen, Buckson, Siegfried, Townsend, and Huxable present, and first approved the meeting minutes by voice vote. The opening bill, HB 341, would limit DFS from filing child support in foster care cases unless doing so would not hinder reunification; Children’s Department staff said the department has already decided to stop filing in all such cases, with an estimated fiscal impact of about $140,000 annually. Public testimony from the League of Women Voters supported the bill as a compassionate measure to help families reunite. The committee then heard HB 446/related anaphylaxis legislation for colleges and universities, which would allow institutions to stock and use intranasal epinephrine alongside auto-injectors and update training and reporting requirements. The Asthma and Allergy Foundation of America supported the measure, emphasizing the need for needle-free options and faster treatment of anaphylaxis. The committee also took up HS1 for HB 356 on PFAS, which would ban firefighting foam containing PFAS beginning in 2028, require disclosure if PPE contains PFAS, and address recalls; DNREC and the fire service supported it, saying most departments have already transitioned away from PFAS foam. A major portion of the meeting focused on HB 305, a diabetes wellness pilot program that would use continuous glucose monitoring, app-based care coordination, lab testing, and DHIN data analysis to shift care toward prevention and remission. Sponsor Senator Siegfried described the bill as a response to Delaware’s high diabetes costs and prevalence, and the Medical Society of Delaware supported it as a proactive model. The committee also discussed HB 395, which would regulate intoxicating hemp-derived products and synthetic cannabinoids by classifying products over a THC threshold as marijuana and creating penalties for unlicensed sales; the Office of the Marijuana Commissioner supported the bill, while hemp industry representatives and Senator Hoffner warned it could harm legitimate hemp retailers and access to hemp products. The final item, HS1 for HB 332, would ban sales and marketing of kratom products to those under 21 and direct the state to study testing and regulation of kratom and synthetic variants. Supporters, including the Delaware Healthcare Association and several recovery advocates, said age-gating is a reasonable first step and that synthetic products are the main concern; opponents and some senators argued the bill should go further and fully ban kratom or better distinguish synthetic products from natural leaf kratom. No formal roll-call votes were taken on the substantive bills during the transcript, and the meeting adjourned after public comment.

Transcript Highlights:

• personal information. personal information.
• . information. information.
• A data broker is permitted to deny a consumer request to delete their brokered personal information if
• Or the information is used to furnish a consumer credit report. Necessary for a legal claim.
• Along with the URL to a page where the consumer can request the data broker delete the consumer's information

Keywords: 926, house, all

Summary: The House opened with a devotional and the Pledge of Allegiance, then moved through first readings and referrals of several bills. House Bill 950, the pay act for certain state employees, was read and referred to Appropriations, and House Bill 951, the government appropriations bill, was read and referred to Ways and Means. Senate bills referred included S. 138 on commercial property assessed clean energy projects, S. 181 on eliminating a pre-sentence investigation requirement for deferred sentences, S. 206 on licensure of early childhood educators, S. 219 on an energy navigator program report, S. 239 on the Child Abuse and Neglect Reporting Working Group, and S. 291 on travel disclosures for legislators and certain executive officers, each sent to the appropriate committee. The chamber also read several House concurrent resolutions adopted on the consent calendar. These included resolutions congratulating Rice Memorial High School’s Division Two girls soccer team and Division One field hockey team, designating March 2026 as Athletic Trainers Month in Vermont, and remembering the 2011 Tohoku earthquake, tsunami, and nuclear disasters in Japan. The Japan remembrance resolution included a message from the Japanese consul general expressing gratitude for Vermont’s solidarity and friendship after the disaster. Later, members offered announcements recognizing guests in the gallery, including Rice Memorial athletes and coaches, representatives of the Vermont Association of Athletic Trainers, and students and teachers from Pondbrook and Sterling College. The House also heard a detailed floor speech in support of House Bill 861, which would establish a statewide Americans with Disabilities Act Coordinator. The sponsor described accessibility barriers faced by disabled Vermonters, argued that ADA responsibilities are currently uneven across state government, and said a coordinator would improve coordination, compliance, and access across agencies. The House then announced the order of upcoming bills, starting with H. 861 and H. 931, but no final vote on H. 861 was taken in the portion provided.

Transcript Highlights:

• It's a planning document to provide information.
• Very informative.
• I have additional information about FSEC...
• We have a web page with information.
• We provided that information.

Summary: The committee held a work session on state environmental policy act (SEPA) implementation and carryout bags. Ecology staff Diane Buterak described the Clean Energy Programmatic Environmental Impact Statements (PEISs) completed for utility-scale solar, onshore wind, and green hydrogen, plus a new PEIS underway for sustainable aviation fuel. She explained that PEISs provide broad planning-level analysis to help developers and agencies avoid or mitigate impacts, but do not replace project-level review. Members asked about permitting timelines, greenhouse gas emissions from different hydrogen production methods, water use, agricultural land conversion, battery fire risk, and tribal consultation. Buterak said the PEISs identify potentially significant impacts and mitigation measures, including fire response planning, early tribal outreach, and agrovoltaics as an option for solar projects. EFSEC’s Amy Hofkimer then presented the transmission-facility programmatic EIS required by SB 5165 for 230 kV and higher transmission projects. She said the statewide review covers new lines and certain upgrades/modifications, analyzes impacts to water, cultural and tribal resources, habitat, and other areas, and uses general measures, design considerations, avoidance criteria, and sensitivity maps to guide siting and corridor planning. She said the final document would be issued in early October. Questions focused on reconductoring, tribal lands, scenic areas, and whether the review could affect existing lines crossing tribal lands. A Grant County planning director, Jim Anderson Cook, said Ecology’s PEIS would help with cumulative impacts for clustered solar projects, but noted tight local review timelines and the need for strong pre-application coordination, especially on cultural resource studies and decommissioning plans. Yakama Nation attorney Shona Leverett argued SEPA is only an assessment tool and said tribes face barriers from short comment periods, limited confidential tribal input, weak cumulative impact analysis, and challenges in the FSEC process; she urged better upfront developer diligence and more effective tribal coordination. Puget Sound Energy’s Sarah Leverett said the utility needs efficient and predictable permitting to meet clean energy mandates while maintaining reliable service and aging infrastructure. She described the scale of needed clean energy and transmission buildout, including a 10-year process for the Energize Eastside transmission rebuild, and said more consistent SEPA and PEIS processes could help. Members asked about future generation sources, reliability, and hydropower as a firming resource; she said PSE is pursuing an “all of the above” approach and would welcome more firm, dispatchable clean energy options. The committee then shifted to carryout bags. Staff Jacob Lipson and Tracy Taylor reviewed Washington’s bag law, its preemption of local ordinances, the current 8-cent charge, the scheduled increase to 12 cents, and the 2025 change delaying the 4-mil thickness requirement until 2028 while adding a temporary 4-cent penalty for thicker bags. Ecology’s Peter Lyon said the agency emphasizes education and complaint-based enforcement, has received 872 reports, and has not yet imposed any fines. Commerce’s Kirk Esmond summarized a WSU study finding fewer plastic bags distributed but more plastic by weight, and said Commerce and Ecology support keeping the 2.25-mil standard and not allowing thinner single-use bags again. Retail industry testimony from Brandon Housekeeper said grocers comply with the law but oppose the added 4-cent penalty and thicker-bag requirement, citing higher costs and confusion in the policy changes.

Transcript Highlights:

• Senate Bill 5 is a consumer health product.
• When it gets to the shelf and it’s bought by the consumer, the vast majority of it is bought by the consumer
• You provided a lot of really good information.
• Informed consent is essential.
• consumable, right?

Bills: SB5, SB11, SB12, SB 5, SB 11, SB 12

Keywords: hemp regulation, consumable products, cannabinoids, occupational licenses, criminal offenses, SB 11, Texas attorney general, election crimes, election law enforcement, criminal prosecution, Election Code, Government Code Chapter 402, local prosecutors, county attorney, district attorney, grand jury, probable cause reports, state election offenses, voter fraud, election integrity

Transcript Highlights:

• local governments from denying consumer local governments from denying consumer choice<00:03:20.879
• > report Energy Information Administration report Energy Information Administration report for
• <00:05:18.479> Chair, consumers. So, thank you, Mr. Mr. Chair, consumers.
• <00:12:30.720> administration the US energy information administration the US energy information
• where there is a lot more information where there is a lot more information coming<00:18:38.000>

Keywords: 1183, house

Transcript Highlights:

• Clear, accurate information is necessary, but not sufficient for consumers.
• While there are some transparency requirements, the information available to a patient or a consumer,
• So it's not as big of a problem for a consumer.
• You cannot be an educated consumer.
• So you're, as a consumer, getting screwed there.

Keywords: 1184, house, all

Transcript Highlights:

• situation report, and also consumer situation report, and also consumer prices<00:08:26.720>
• Turning to real consumer spending, or real personal consumption expenditures, real consumer spending
• spending, Turning to real consumer spending, Turning to real consumer spending, uh<00:09:53.040
• From 2027 through 2029, real consumer From 2027 through 2029, real consumer spending<00:10:17.440
• <00:14:38.160> for columns show the same information for columns show the same information

Keywords: 1187, senate, all

Transcript Highlights:

• office of the consumer office of the consumer Advocate<02:49:50.800> um<02:49:51.520>
• possible cost and maximizing consumer possible cost and maximizing consumer Freedom<04:21:28.319
• <05:13:43.520> in<05:13:43.958> informally relatively inform in informally relatively
• information.
• information.

Keywords: 1189, house, all

Transcript Highlights:

• So this is a practice in which your own personal information of any consumer is used to be able to adjust
• , and also coming on in late support consumer reports.
• or one select group of consumers, that it is based on their personal information, and that it is integrated
• There is information out there.
• There is information out there.

Summary: The committee heard testimony on several bills. AB 416 would allow emergency room physicians to initiate 5150 mental health holds, with supporters saying it would reduce emergency room bottlenecks and speed care for patients in crisis. County and behavioral health representatives opposed the bill, and some members raised broader concerns about the 5150 system and juvenile placements. The bill was ultimately approved on a do-pass as amended vote. AB 446, the Surveillance Pricing Act, drew extensive testimony. The author and supporters argued it would prohibit businesses from using personal data to charge different prices for the same product or service, describing the practice as discriminatory and exploitative. Business and industry groups opposed the bill, warning that its language was too broad, could affect discounts and loyalty programs, and would create litigation risk through a private right of action. After discussion about enforcement and possible amendments, the bill passed on a do-pass motion. AB 632 would give local governments a faster way to collect penalties for serious code violations, including unsafe housing, fire hazards, and illegal cannabis activity, by allowing certain fines to become money judgments and clarifying lien authority. It had support from county and city groups and no opposition was voiced in the hearing; the bill passed as amended. ACA 7, a constitutional amendment intended to clarify and limit misuse of Section 31A, also moved forward after brief support testimony. The committee then took up AB 649, which would extend protections for businesses that proactively obtain certified access specialist inspections and fix accessibility violations; the author, a small business owner, and others testified in support, while disability rights groups moved to neutral after amendments. Members discussed the balance between access enforcement and reducing predatory litigation, and the bill was still under consideration as the transcript ended.

Transcript Highlights:

• So when you have the information and it and it's, it's in the file, is there, uh, what would be the,
• in in response to a public information request.
• Has resulted in $2.2 billion in savings for Texas consumers.
• So a thoughtful reexamination of 4CP would benefit residential and small commercial consumers.
• This would disincentivize frivolous litigation and save consumers money on their utility bills.

Transcript Highlights:

• We will begin by hearing from representatives of the Bureau and the Department of Consumer Affairs.
• is Deborah Cochran, the Bureau chief, and Christine Lally, acting director for the Department of Consumer
• The Bureau has never been more effective at protecting California consumers and students, and its work
• The Bureau exists to protect students and consumers and to make sure that the schools that people are
• , students, the consumer protections that they need in this space.

Summary: The joint Sunset Review Oversight Hearing focused on the Bureau for Private Postsecondary Education (BPPE) and its reauthorization, operations, enforcement, fiscal condition, and student protections. Committee leaders and DCA officials praised the Bureau’s recent improvements in data systems, licensing, inspections, and enforcement, while noting the Bureau’s role has become more important as federal higher education oversight weakens. Bureau Chief Deborah Cochran said the agency has met its inspection mandate for the first time since the law was enacted, increased citations and disciplinary actions, reduced pending complaints, and used data tools to identify risk and monitor institutions more effectively. A major portion of the hearing centered on student harm, especially school closures, transcript access, predatory recruiting, and the Student Tuition Recovery Fund (STRF). Members asked how the Bureau protects students when schools close, whether bad actors can reopen under new entities, and whether enforcement tools are strong enough. Cochran said the Bureau can cite, fine, place schools on probation, revoke licenses, and order refunds, but it is seeking new authority to deny approval to operators who previously closed schools improperly or failed to refund students. She also said the Bureau is tracking ownership data and is concerned about institutions targeting immigrant and visa students. On STRF, Cochran explained that the fund is currently healthy, assessments are at zero because the balance is above the statutory target, and the Bureau paid about 1,100 claims totaling roughly $17 million over the last four years. Several members questioned the fairness of the assessment structure and discussed alternatives such as surety bonds, but the Bureau said STRF is working well and no change is needed at this time. Fee increases and the Bureau’s structural deficit were another major topic. Cochran said the Bureau reduced costs by eliminating positions, streamlining inspections, improving data analysis, and shifting some student-relief costs to STRF, but that legislative action is still needed to address the deficit. She said the proposed fees were based on workload analyses and that application fees generally match service costs, while annual fees are designed to cover most of the Bureau’s revenue needs. Some members and stakeholders criticized the proposed increases as too high, especially for out-of-state registration and campus fees, while others argued the Bureau needs sufficient resources to regulate effectively. Public commenters from private schools, Northeastern University, San Joaquin Valley College/Carrington College, and TICAS generally supported the Bureau’s mission and reauthorization, but urged changes such as risk-based oversight, better transcript protections, stronger limits on repeated provisional approvals, and more targeted fee and STRF reforms. No votes were taken, and the hearing ended with no formal action beyond discussion and receipt of testimony.

Transcript Highlights:

• It's not as widespread and it's not as available to every consumer.
• Every consumer card does not have that program available.
• So the net effect wasn't consumer relief. It was a shift in how and where consumers paid.
• So the net effect wasn't consumer relief. It was a shift in how and where consumers paid.
• And the value flowing back to consumers declined across the board.

Keywords: 995, all

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth. A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail. Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions. The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.

Transcript Highlights:

• that helps consumers make informed decisions.
• And so that can help inform y'all on your decisions.
• We do have that information.
• And we do provide collateral information.
• The more information and more data that Mr.

Keywords: 1184, house, all

Transcript Highlights:

• As consumers, why can't we find that information out before purchase rather than after?
• provided on the menu informing the customer at the risk.
• Prioritizing education, information, and voluntary informed choices is the ideal process to mitigate
• Consumers should have the right to choose.
• Consumers...

Keywords: 995, all

Summary: The committee hearing covered a wide range of animal, wildlife, hunting, and environmental bills. Early testimony focused on deer management, with Rep. Markey urging creation of a deer commission to address crop damage, vehicle collisions, and Lyme disease, and Sen. Durant supporting bills to allow Sunday bow hunting, expand crossbow use, and reduce the 500-foot dwelling restriction for archery hunting. Supporters framed these measures as practical wildlife-management tools, while questions centered on how they would differ from existing Fish and Wildlife authority and whether they would allow hunting closer to residences. Later, Rep. Sena also spoke in support of a bill to increase protected wildlife management areas and another to require non-lead ammunition, arguing both would benefit biodiversity and reduce environmental harm. A substantial portion of the hearing addressed animal welfare and commerce. Multiple witnesses supported bills to ban or phase out the retail sale of dogs, cats, rabbits, and guinea pigs in pet shops, arguing that pet stores rely on puppy mills and obscure the source of animals, while opponents said the bills would hurt responsible breeders, small businesses, and consumer choice. The committee also heard strong testimony for bills to ban the sale of cats and dogs in pet shops, with supporters citing sick animals, consumer deception, and the need to cut off the puppy mill supply chain. In a separate animal-testing segment, witnesses backed bills requiring non-animal testing methods for cosmetics and household products, saying alternatives are more accurate and humane; biomedical research representatives opposed those bills and a related research-animal measure, warning of unintended restrictions on research institutions and arguing animal models remain necessary for many studies. The committee also heard testimony on horseshoe crab conservation, with supporters of H. 898 urging an end to taking horseshoe crabs for bait because of population declines, shorebird impacts, and the species’ importance to biomedical science. On wildlife trafficking, witnesses backed bills to ban intrastate sales of ivory and rhino horn, saying Massachusetts should close loopholes that aid poaching and align with federal law and other states; one antique dealer testified in support, saying he avoids such items and still sees them in the marketplace. Additional testimony supported bans on fur products from factory farms and on force-feeding birds for foie gras, with advocates emphasizing cruelty, public health, and environmental concerns. The hearing was lengthy and heavily attended, with the chairs repeatedly limiting testimony to three minutes and inviting written submissions; no committee votes or final actions were taken during the transcript excerpt.

Transcript Highlights:

• Welcome to the Joint Committee on Consumer Protection and Professional Licensure.
• And we just inform you that Representative Amy Sangiolo is watching us virtually.
• This would provide key information before they decide to install solar and storage.
• even follow the basic requirement of providing this information to me.
• this information to me.

Keywords: 995, all

Summary: The Joint Committee on Consumer Protection and Professional Licensure heard testimony on several real estate, housing, and consumer protection bills. A major portion of the hearing focused on bills to create licensure for commercial interior designers (H.324/S.254), with supporters from the architecture and interior design fields arguing the measure would recognize a distinct profession, expand permitting authority for qualified designers, improve public safety, and remove barriers to firm ownership and public contracting. Witnesses said the proposal had been redrafted through collaboration among interior designers, architects, engineers, and building officials, and Senator Gomez said the Senate had passed the bill previously and hoped to advance it again. The committee also heard support for H.450 on solar customer protections, with solar companies backing standardized disclosures, a consumer brochure, a longer rescission period, and sales registration requirements as consumer safeguards that would not materially disrupt business operations. The committee then took testimony on H.431/S.245, a bill to end housing discrimination in the Commonwealth. Senator Gomez, fair housing advocates, and several renters described alleged discrimination against Black renters and voucher holders, citing testing data and personal experiences. They said the bill would strengthen enforcement by linking court findings to temporary license suspensions, require fair housing training, increase public reporting, and add board representation with fair housing or voucher-holder experience. A real estate appraisers representative also supported S.196, which would make appraisal licensure mandatory in Massachusetts, arguing that home valuation should be done by licensed professionals. A substantial part of the hearing addressed broker-fee and rental-timing bills, including H.335, H.336, H.374, H.224, and H.449. Supporters of the broker-fee changes argued that tenants should not be charged fees when the landlord hired the broker, while opponents warned the language could restrict tenant representation and harm small landlords, students, and the rental market. Several witnesses opposed the 90-day lease-signing window in H.336, saying it would compress the September rental cycle, worsen competition, and make it harder for students and out-of-state renters to secure housing. The chairs noted that broker fees had already been addressed in the state budget, and the hearing concluded with no votes on the bills, only the close of testimony and an announcement that the committee would not hold another hearing until later in the year.

Transcript Highlights:

• Davis with the consumer. Why don't J.R. Davis with the consumer.
• consumer their consumer protection act? consumer their consumer protection act?
• Would consumer protection act, right?
• switch it to New Hampshire Consumer switch it to New Hampshire Consumer Protection<00:39:30.560>
• , do something to get that information, do something to get that information, there<03:32:35.439>

Keywords: 1189, house, all

Summary: The subcommittee took up HB 164, dealing with homeowners and certain service agreements tied to residential real estate. Much of the discussion focused on whether the bill should be framed as prohibiting “service agreements” or more specifically as banning “future right to listing” agreements, and whether the bill should mirror Maine’s newer law. Mike Padmore of AARP New Hampshire presented suggested edits, including clarifying that the agreements are unenforceable, striking a provision at Roman 6C, and adding language making clear that registry of deeds staff are not liable when they record documents they are statutorily required to file. Bob Quinn of the New Hampshire Association of Realtors said the bill and Maine’s law reach the same result, but he preferred simpler wording and argued the bill should not include a two-year time limit because legitimate listing agreements should not create liens at all. Members and witnesses debated whether the bill should simply make the practice illegal outright, whether the Consumer Protection Act is the right enforcement vehicle, and whether the lien-removal process should be modeled on the recent undischarged mortgage bill. A consumer protection official said the bureau supports the statute and explained that under RSA 358-A, consumers could seek damages and equitable relief to strike a lien, while also noting that the bureau often uses the Consumer Protection Act as an enforcement tool. The committee also discussed narrowing the bill to residential real estate, with the sponsor and witnesses saying the problem has been seen in residential transactions and that commercial property was not the focus. The testimony described the underlying problem as companies, often national rather than New Hampshire-based, using long-term or future listing agreements to impose liens or penalties on homeowners, sometimes in connection with estate transfers or home sales. Witnesses said legitimate real estate listings do not normally place liens on houses, but these arrangements can include hidden or unclear penalties, including a reported 3% charge on home value. No vote was taken in the excerpt, but the committee appeared to be working through possible amendments and whether to adopt Maine-style language or a simpler New Hampshire-specific approach.

Transcript Highlights:

• . consumers. consumers.
• So, if a consumer does disagree with any information that was obtained through their credit score, they
• So, if a consumer does disagree<05:33:36.320> with<05:33:36.480> any<05:33:36.798> information
• So how would the consumer know to talk to the insurance company to say maybe my information is not accurate
• Under the current regulations, the insurance company is required to tell the consumer, here's the information

Keywords: 1189, house, all

Transcript Highlights:

• ,<00:25:37.760> connected that keeps motans informed, connected that keeps motans informed
• stories told and to grow their consumer stories told and to grow their consumer base.<00:30:31.600
• <00:55:22.319> whether profiting from our information. whether profiting from our information
• based on where they lived. comprehensive consumer data privacy law comprehensive consumer data privacy
• There are a lot of consumers like.

Keywords: 1183, house

Transcript Highlights:

• For the consumers, I'm not hearing much today about that consumer state, the origin of why we're here
• Have some way of informing the consumer of what they're buying?
• And as far as what the consumer demand is and what works for consumers, quite literally nobody wants
• Information, which is why, as it relates to consumable hemp products, this special session was called
• We want to give consumers a choice.

Bills: HB5

Keywords: hemp, cannabinoids, regulation, occupational licenses, consumable products, marketing, criminal offenses, labeling requirements, health and safety, 997, house, all