Transcript Highlights:

• And if you look at our premium rates, all right, they are far better than most states.
• And if you look at<04:31:31.359> our<04:31:31.600> premium<04:31:31.920> rates,<
• 04:31:32.720> all<04:31:32.800> right,<04:31:33.040> they at our premium rates,
• that is that pre you look at the premium that is that pre you look at the premium rates<04:34:41.520
• it pay or it goes into the premium it pay or it goes into the assigned<04:48:33.360> risk<04:

Keywords: 1189, house, all

Transcript Highlights:

• <00:27:11.280> and<00:27:11.520> whatever<00:27:12.120> administrative structure
• and whatever administrative structure and whatever administrative requirements<00:27:13.840> are<
• office, and legislators may or may not have granted approval, and it's kind of loose in terms of structure
• of structure. of structure.
• in the unemployment trust fund, and workers'<01:07:39.480> compensation<01:07:40.160> premiums

Bills: HF3643, HF4470, HF4462, HF4366, HF4172, HF3629, HF4356, HF3093

Keywords: Melissa Hortman, Mark Hortman, memorial park, state park, working group, Minnesota Historical Society, Capitol Area Architectural and Planning Board, Saint Paul, Department of Natural Resources, Department of Administration, Legislative Coordinating Commission, general fund appropriation, park planning, interpretive services, public engagement, state memorial, land use, natural resources, commemorative legislation, HF4470

Transcript Highlights:

• HHS granted advantage premium decrease. These are the Medicaid premiums, the Medicaid co-pays.
• um HHS granted advantage premium um HHS granted advantage premium decrease.<00:43:51.599> These
• <00:43:55.839> The the premiums, the Medicaid co-pays.
• The the premiums, the Medicaid co-pays.
• <00:44:11.680> revenue About $7 million in premium revenue from the House and the Governor

Keywords: LBA Briefing on Budget, 928, house, all

Summary: The presentation was an LBA overview of Senate changes to the House-passed state budget, with Michael Kane explaining how Senate Finance updated revenue and spending estimates after April revenue figures and agency discussions. He said the Senate’s revenue outlook was higher than the House’s in some areas, but lower in others, especially video lottery terminal revenue, and that the biggest differences also came from changes to revenue splits between the general fund and education trust fund, lapse estimates, and several policy changes in House Bill 1 and House Bill 2. Kane highlighted several major revenue and policy differences: the Senate changed the business tax, tobacco tax, and real estate transfer tax splits; adjusted liquor revenue dedication; removed the House’s meals-and-rooms distribution cap; delayed the Lakes Region facility proceeds plan; altered the PECARD fund treatment; added a granite patron of the arts tax credit; and changed the treatment of unique funds and video lottery terminal revenue. On spending, he noted Senate changes to judicial, corrections, HHS, human rights commission, and other budgets, including additional settlement costs, higher lapse assumptions, and a different approach to Medicaid premium revenue and retirement savings. He also described Senate additions such as a nursing home bed fee, Hampstead Hospital transition funding, and changes to the YDC claims settlement fund. The presentation focused on comparing House and Senate surplus statements across fiscal years 2025 through 2027, including projected ending balances and rainy day fund transfers. Kane repeatedly emphasized that the numbers were still dependent on final revenues and lapse amounts, and that some balances would be carried forward and trued up later in the biennium. No committee vote or final action was described in the excerpt; it was an informational budget briefing and comparison of the two chambers’ proposals.

Transcript Highlights:

• These insurance policies would generally include a limited benefit set and have lower premiums than traditional
• Um, is this related to, uh, the language in lines 20.21 to 20.25 where it talks about premium increases
• happens at the federal level, both with regards to medical assistance funding and also the advanced premium
• 00:53:55.280> also<00:53:55.520> the<00:53:55.760> advanced<00:53:56.079> premium
• <00:53:56.400> tax and also the advanced premium tax and also the advanced premium tax credits

Keywords: 1187, senate, all

Transcript Highlights:

• in 2025-26, including continued salary pressures, rising pension costs, and increased health care premiums
• Credit for prior learning sets students on a structured and rewarding learning journey by honoring their
• Finance has been working with the Chancellor's Office to develop the lease-revenue bond program structure
• So they were hesitant to take on that liability without knowing that particular structure, and that did
• There are many structural issues with the SCFF.

Summary: The Assembly Budget Subcommittee on Education Finance held a hearing focused on California Community College budget proposals. Chair Alvarez opened by emphasizing the system’s role in access, transfer, workforce training, and serving more than 2 million students, while also noting persistent challenges in enrollment, persistence, transfer, and graduation. Public commenters and system representatives broadly supported COLA, enrollment growth funding, deferred maintenance, student support block grants, and additional flexibility for districts facing uncertainty. The first major panel covered the student-centered funding formula, COLA, and enrollment growth. The Department of Finance said the Governor proposes a 2.43% COLA ($230.4 million) and 0.5% enrollment growth funding ($30.4 million). The LAO said the COLA was reasonable and recommended funding at least the proposed growth amount, citing uneven enrollment recovery and regional differences. The Chancellor’s Office supported both proposals and asked for additional changes, including using the greater of current-year or three-year average for apportionments and lifting the 10% local enrollment cap, arguing these would better fund growing districts. Members questioned how the formula works, whether SCFF is improving outcomes, and how much additional funding would be needed under different growth scenarios. The committee then reviewed categorical program COLAs, Rising Scholars, career education proposals, IT proposals, and student housing. The Governor proposed a 2.43% COLA for selected categorical programs ($31.9 million). For Rising Scholars, the Governor proposed $30 million ongoing and removal of the cap on participating colleges; the LAO urged waiting for outcome data before doubling funding, while the Chancellor’s Office said the program is serving more students and supports equity for justice-impacted students. On career education, the Governor proposed $50 million for credit for prior learning and $50 million for a career passport; the LAO supported more reporting on credit for prior learning but recommended rejecting the career passport as too undefined, while the Chancellor’s Office supported both. On technology, the Governor proposed $162.5 million for a common cloud data platform and $168 million for a common ERP system; the LAO said both were premature or lacked sufficient planning and recommended rejection, while the Chancellor’s Office argued they would improve real-time data, security, and systemwide efficiency. The committee also heard an update on student housing: the administration said the 2024 shift to a lease-revenue bond model remains in progress for 13 approved projects, with 11 still active, and members asked about withdrawn projects and possible use of any returned funds. No votes were taken, and several items were held open for further discussion and May Revision updates.

Transcript Highlights:

• He added that they do not know whether passing this bill would actually reduce insurance premiums for
• He said they do not know whether passing this bill would actually reduce insurance premiums for the child
• for the child welfare premiums for the child welfare organization. organization. organization.
• going to urge the insurance commissioner to determine what has caused the increase in insurance premiums
• , whether or not it was because premiums, whether or not it was because we we we asked<01:03:22.973><

Bills: HB1573, HB1645, HB1875, HB1898, HB2121

Keywords: electronic smoking devices, e-liquids, certification, FDA, state law, penalties, compliance, directory, public health, nonprofit, child welfare, liability, insurance, legal protections, Hawaii, health care, reproductive rights, gender-affirming care, privacy, civil liability

Summary: The committee heard testimony on HB 1573, which would create state enforcement authority over unauthorized e-cigarette products and related tobacco enforcement. Supporters including SHPDA, the Department of Health, the Attorney General’s office, Hawaii Public Health Institute, and others said the bill would help protect youth from unauthorized vaping products, give the state tools to enforce an FDA-authorized product list, and add penalties and inspection authority. A committee member asked whether enforcement staff were available and what penalties would apply; the response was that existing tobacco investigators would take on the work, and the bill includes civil penalties, seizure authority, and possible license revocation referrals. The measure drew both support and opposition testimony, but no vote was taken in the portion provided. The committee then took up HB 1645, relating to liability for child welfare service providers. The Insurance Division said it was aware of the insurance-cost problem, had raised the issue with the NAIC, and was exploring a captive insurance option, while suggesting the legislature consider additional appropriations to DHS to cover higher contract costs. Supporters, including Parents and Children Together and Hawaii Insurance Council, argued the bill would help child welfare providers obtain insurance and continue critical services. Opponents, including the Hawaii Association for Justice, warned that removing joint and several liability could leave victims undercompensated and might not actually lower premiums. The insurance commissioner said other states have done tort reform in this area, but the committee was told it is not clear the bill would reduce insurance costs. Finally, the committee heard extensive testimony on HB 1875, which would protect access to gender-affirming care in Hawaii and shield patients and providers from out-of-state legal actions. Support came from the Hawaii State Youth Commission, LGBTQ+ and public health groups, medical professionals, ACLU Hawaii, Planned Parenthood, and others, who said gender-affirming care is evidence-based, medically necessary, and important for patient privacy, provider stability, and continuity of care. Several witnesses asked for amendments to the bill’s definition language. Opposition testimony came from individuals and groups including Hawaii Christian Coalition, Leeward Republican Women’s Club, and others, who argued the bill could expose children to irreversible decisions and that more research is needed. The chair noted roughly 176 supporters and about 40 opponents testified. No final action or vote was reported in the excerpt.

Transcript Highlights:

• asked Senator Pressly was just to make sure that the members understood the complexity of their pay structure
• was giving them some extra money, but it was supposed to be coming out of a portion of insurance premiums

Bills: HB27, HB143, HB205, HB308, HB311, HB417, HB430, HB562, HB812, HB1129

Keywords: inmates, department of public safety, per diem, local correctional facilities, jail funding, insurance premiums, Municipal Fire and Police, dedicated fund, assessments, Louisiana legislation, hazardous waste, cleanup fund, environmental protection, state treasury, Consumer Price Index, law enforcement, firefighters, health insurance, survivors benefits, Lafayette

Transcript Highlights:

• asked Senator Presley was just to make sure that the members understood the complexity of their pay structure
• with giving them some extra money, but it was supposed to be coming out of a portion of insurance premiums

Summary: The Senate Finance Committee met on May 13, 2026, and reported several bills favorable. HB 27 was approved after testimony that it would delete a constitutional sentence requiring debt payments to be applied to the oldest outstanding amortization, giving retirement boards more flexibility to pay off the most advantageous debt. HB 143 was supported by the Louisiana Sheriffs’ Association and local law enforcement representatives to raise the statutory per diem for housing state inmates in local facilities from $26.39 to match the current $29.39 rate already being paid in practice. HB 205 drew extensive testimony from clerks of court and election officials who said election commissioners have not had a pay increase in 19 years and are struggling to staff precincts, especially under the new closed party primary system; the bill would let local governing bodies enhance commissioner pay as a stopgap, and it was reported favorable despite concerns that it does not fully solve the staffing problem. The committee also approved HB 308, which would require state stadium and arena facilities to accept cash for smaller transactions or provide a kiosk to convert cash to a prepaid card without extra fee. HB 417 was reported favorable to increase the cap on the hazardous waste site cleanup fund from $6 million to $8 million and tie it to inflation; DEQ staff explained the fund helps pay for Superfund matches and cleanup of abandoned or bankrupt hazardous waste sites, and the increase would not affect the state general fund. HB 12, supported by the Louisiana Assessor Association, would provide 5% annual salary equalization increases for assessors through 2029, with local opt-in and no state general fund impact; members discussed the recurring pay parity issue with clerks of court and the possibility of a study resolution to address future adjustments more systematically, and the bill was reported favorable. Representative Kerner announced HB 311 would be deferred after concerns it could amount to a tax increase. HB 1129, supported by the Louisiana Auctioneers Association, was amended to clarify that the state’s movable-property auctions include internet auctions and to give Louisiana auctioneers preference to bid on those contracts; it was then reported favorable. HB 562, which would update transcript fees for the 19th Judicial District Court, prompted concerns about higher costs for litigants and due process implications, and the committee agreed to defer it to the next meeting for further discussion. The meeting ended with adjournment after brief recognition of visiting cattle industry representatives.

Transcript Highlights:

• working, not even going to day habilitation, so not even involved in social activities within those structured
• Yes, so it allows people that make up to a certain amount of money working to pay a premium and be part

Keywords: 914, all

Transcript Highlights:

• discharging a weapon from a motor vehicle at a person, another occupied motor vehicle, or an occupied structure
• is on the substance, which is that no, our Muslim community members did not make your health care premiums

Keywords: 1182, all

Summary: The caucus began with introductions from pages and interns, followed by a procedural reminder on consent calendars and how bills can be pulled for floor debate or amendment. Members were told that third-read consent bills bypass caucus debate, while caucus consent bills may have committee amendments adopted together unless pulled. The meeting then moved into Minority Caucus Calendar No. 2. A large number of bills were briefly presented, with several members pulling measures from consent or voicing opposition. Topics included appropriations and federal monies accounting (HB 2148), a Buffalo Soldiers memorial (HB 2062), school library funding restrictions (HB 2008), prayer at school governing body meetings (HB 2110), school safety center administration (HB 2142), parental rights and social transitioning disclosures (HB 2249), insurer assessments (HB 2091), agricultural property classification and inspection rules (HB 2104 and HB 2105), firefighter workers’ compensation definitions (HB 2138), truth-in-taxation bond notices (HB 2289), late tax filing penalties (HB 2016), engineering and professional licensing reciprocity (HB 2122), felony murder involving an unborn child (HB 2043), body concealment and mutilation penalties (HB 2044), domestic violence order-of-protection service rules (HB 2048), mandatory reporting of partial-birth abortions (HB 2074), unlawful flight sentencing enhancements (HB 2108), weapons trafficking and fentanyl sentencing changes (HB 2131 and HB 2132), drive-by shooting forfeiture rules (HB 2045), probation review notice changes (HB 2046), venue changes for cases involving court employees (HB 2126), and child support for pre-born children (HB 2144). Members repeatedly criticized several abortion-related bills, the library bill, and the tax and agriculture measures as harmful, unnecessary, or unfunded mandates. The latter part of the meeting focused on water and election legislation. Water bills included snowpack augmentation funding (HB 2024), water conservation grant disclosures (HB 2029), removal of education/research as an eligible water grant use (HB 2030), stormwater recharge mapping with an appropriation (HB 253), cesspool remediation assistance (HB 2096), groundwater pumping limits in INAs (HB 2097), Colorado River litigation funding (HB 2116), and natural resource conservation board changes (HB 2117). Election-related items included moving the primary date earlier and changing signature cure timelines and observer rules (HB 2022), a memorial urging designation of the Muslim Brotherhood as a terrorist organization (HCM 2001), a memorial urging review of CAIR for terrorist designation (HCM 2002), and a constitutional amendment on citizenship, voter ID, foreign contributions, and early voting limits (HCR 2001). Members raised concerns about voter access, anti-Muslim rhetoric, and the practical effects of the election changes. The caucus concluded with birthday acknowledgments and an announcement for Muslim Day at the Capitol before adjournment.

Transcript Highlights:

• thing, and I think it's because Obamacare stated that an employer would pick up the medical insurance premium
• Let's set up structures so that we can take advantage of those when they present.

Transcript Highlights:

• relatively recent changes to the ballot label requirements which do not make sense for the financial structure
• Space on the ballot is at a premium.

Keywords: 988, house, all

Transcript Highlights:

• ADJUSTMENTS FOR ADMINISTERED FUNDS SUCH AS PAY INCREASES, CHANGES TO RETIREMENT RATES AND HEALTH INSURANCE PREMIUMS
• IN TERMS OF RETURN ON INVESTMENT ESSENTIALLY THE AGENCY AND LEGISLATURE WORKS TOGETHER TO STRUCTURE PACE

Keywords: 999, senate, all

Transcript Highlights:

• when it comes to our structural when it comes to our structural challenges challenges challenges
• Um, they subsidize the premiums and then receive health insurance through that plan.
• But here's my question, because I'm like, we're in a structural deficit.
• <02:22:32.560> We<02:22:32.880> are we're in a structural deficit.
• We are we're in a structural deficit.

Keywords: 981, all

Summary: The Senate convened with a quorum, approved the February 18, 2026 journal, and received several committee and House messages. Judiciary reported juvenile parole board appointments to the consent calendar for confirmation, and Transportation and Energy reported Senate Bills 28 and 25 along with other measures. The House transmitted multiple bills to the Reviser of Statutes, and the Senate later agreed to take up a large group of House bills on special order and consent calendar. A major portion of the meeting was devoted to personal-privilege remarks recognizing visiting groups, including the Mad Moms and Mad Dads advocating for people with serious mental illness, and the Colorado Gifted and Talented Association. Members spoke about stigma and the need for mental health legislation, and about supporting gifted students and their families. These remarks were welcomed by the chair and other senators. The Senate then considered a package of supplemental appropriation bills, including House Bills 1150 through 1179, covering agency budgets, school finance adjustments, education fund uses, and capital construction transfers. The committee of the whole adopted the package on second reading, and the full Senate later adopted the committee report by a vote of 33 ayes, with one excused and one vacant seat. The bills were ordered placed on the calendar for third reading and final passage. House Bill 1151, a supplemental appropriation to the Department of Corrections, drew extended debate. Supporters argued the bill was needed to cover existing obligations, avoid more costly jail backlogs, and prevent unsafe conditions, while critics said the department’s population management failures and broader sentencing policies were driving unnecessary costs and called for accountability and structural reform before more funding. Despite the debate, the bill was included in the adopted second-reading package.

Transcript Highlights:

• that it's a long-term structural that it's a long-term structural solution.<00:13:19.720> It<
• That just wasn't the structure we took with the metro-wide sales tax.
• creates a dedicated funding structure creates a dedicated funding structure that<00:36:24.240>
• So now their rates are at a premium as well.
• So now their rates are at a premium as well. Mr.

Bills: HF3279, HF1879, HF1417, HF2462

Keywords: housing, sales tax, homeownership, rent assistance, community stability, education, counseling, financial assistance, housing development, culturally appropriate services, HF1417, manufactured home parks, manufactured housing, mobile home parks, housing development fund, Minnesota Housing Finance Agency, MHFA, infrastructure grants, infrastructure loans, affordable housing

Transcript Highlights:

• are and I think about how high premiums are and I think that<01:17:18.880> we<01:17:19.120>
• are so high if there's all this premiums are so high if there's all this additional<01:17:22.800>
• We saw premiums increase, and those are largely and overwhelmingly driven by medical costs, and we want
• We saw premiums increase, and those are largely and overwhelmingly driven by medical costs, and we want
• We saw premiums increase, and those are largely and overwhelmingly driven by medical costs, and we want

Bills: SF0023, SF0057

Keywords: mental health, involuntary hospitalization, examiners, public safety, Wyoming legislature, hospital pricing, healthcare transparency, public health, civil penalties, shoppable services, 916, all

Transcript Highlights:

• Um, we confirmed that the premium rate for paid leave is going to be 88% upon launch. lot of the intro
• Um, we confirmed that the premium<00:05:19.600> rate<00:05:19.840> for<00:05:20.080>
• That total premium rate covers both family leave and medical leave.
• Premiums are shared between employers and employees.
• Again, the first premiums are due April 30, 2026.

Keywords: 1187, senate, all

Transcript Highlights:

• Current law allows insurance companies to charge commercial policyholders a premium higher than the standard
• creating vehicles by which they can compete with traditional insurance companies and drive down premiums
• They can compete with traditional insurance companies and drive down premiums.
• involved in the insurance business were just discussing how Florida writes more than 280 billion in premiums

Summary: The Senate Committee on Banking and Insurance met with a quorum present and heard a full agenda of bills, most of which were reported favorably. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and passed without objection after supportive testimony from banking and credit union groups. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program; the sponsor described it as a way to move emergency out-of-network payment disputes away from costly litigation and into an independent dispute resolution process modeled on the federal No Surprises Act. A proposed amendment drew significant questions from senators and concerns from the Florida Insurance Council about confusion over state versus federal eligibility and possible effects on contracted rates, and the sponsor ultimately withdrew the amendment. The underlying bill was then supported by health care and insurance stakeholders and reported favorably. SB 684 on electronic signatures for total loss vehicles and vessels also passed, with Progressive Insurance waiving in support. The committee next approved CS/SB 158 on pet insurance, which requires continuing education for agents, clearer consumer disclosures, and annual reporting to OIR; the amendment was technical and adopted. SB 1494 on breast cancer screening coverage was presented as expanding required coverage for mammograms and supplemental screenings for certain insurance products, and it passed with support from cancer and radiology groups. CS/SB 314 on digital asset issuers was amended to create a Florida framework for payment stablecoin issuers consistent with the federal GENIUS Act, allowing state-level regulation as an alternative to federal supervision, and was reported favorably. SB 1500 on uncontested probate proceedings, including higher small-estate thresholds and clearer authority for personal representatives, also passed after a banking-related amendment requiring letters of administration for safe deposit box access was adopted. Later, the committee approved CS/SB 618 on workers’ compensation insurance, which raises the consent-to-rate cap for workers’ comp policies from 10% to 20% and adjusts the Florida Workers’ Compensation Guarantee Association board membership; a carrier representative testified that the change would help keep more high-risk accounts in the voluntary market. CS/SB 1568 on a Florida Stable Coin Pilot Program was amended to remove authority for DFS to create a Florida coin, limit the pilot to existing stablecoins with at least $1 billion market capitalization, and require qualified public deposit handling; it then passed. CS/SB 838 on electronic payments for retail installment contracts clarified that convenience fees for electronic payments are permissible while preserving a fee-free option, and it was reported favorably after questions about consumer access to free payment methods. SB 1452, the Department of Financial Services agency bill, made a wide range of administrative changes affecting My Safe Florida Home, unclaimed property, licensing, bail bonds, and other DFS functions; a late-filed amendment on title insurer appointments was adopted, and the bill passed. The committee also approved SB 1706 on the My Safe Florida Condominium Pilot Program, targeting condo hardening assistance to owner-occupied units meeting income and occupancy criteria, and SB 990 on protected cell captive insurance companies, which the sponsor and industry witnesses said would modernize Florida law and promote insurance competition and economic activity. The meeting ended with all bills on the agenda reported favorably and the committee adjourning without objection.

Transcript Highlights:

• The building authority has the option to do the lease payments and structure the bonding as lease payments
• know how much funding will actually be needed for it because of the way that funding mechanism is structured
• Chairman, on that program, the way we're structured, we're holding $50 million because, two years ago
• The CERC is structured so that there is a contract that is executed with the Industrial Commission.
• Just know that this is basically a conflict or a war premium, and today oil's trading at $70 a barrel

Summary: The committee received a compliance and budget update on Industrial Commission agencies and programs, including the Industrial Commission administrative office, the Oil and Gas Research Program, the Clean Sustainable Energy Authority, the State Energy Research Center, the Research Technology Park grant program, and related funds. Staff reviewed spending and balances for items such as electric grid resiliency grants, lignite research, enhanced oil recovery, the salt cavern business case study, and the new NDSU research and technology park grant. Members also discussed timing, carryover balances, matching requirements, and how some programs are structured to reimburse projects over several years rather than spend funds immediately. Karen Tyler of the Industrial Commission described the agency’s administrative budget, the grant management system nearing completion, and the transition to standalone audits and staffing after separating from other agencies. She also outlined the status of active grant rounds across lignite, oil and gas, renewable energy, outdoor heritage, and clean sustainable energy programs. Members asked about the length of active grants, demand for clean energy funding, and the possibility of future grant rounds. Tyler and members also discussed the salt cavern study, the need to better define its commercial value, and the research technology park grant’s cash-match requirement. Ron Ness then testified on enhanced oil recovery and broader oil and gas market conditions. He said North Dakota production remained steady, but future growth depends on infrastructure, longer laterals, and better use of natural gas and carbon dioxide for EOR. He described the state’s EOR grant round, the use of federal DOE funding to replace part of a state-funded project, and the expectation of additional grant rounds. Members asked about CO2 supply, storage, and the economics of using legacy fields and pipelines to extend oil production and support agriculture and industrial uses. The committee also heard from Bank of North Dakota President Don Morgan, who reviewed the bank’s mission, governance, lending verticals, disaster programs, and new initiatives. He said the bank is seeing deposit growth flatten and is responding to fintech competition by focusing on liquidity, risk management, and a new payment infrastructure initiative called Rough Rider Coin, which he emphasized is not crypto and not a public coin, but a banking payment rail for North Dakota institutions. Members asked about student loan rates, disaster lending, and how the bank’s lines of credit and balance sheet capacity are affected by deposit trends. Morgan said the bank remains profitable and continues to support agriculture, commerce, and industry through participation loans, student lending, and state-directed programs.

Transcript Highlights:

• I think there's been a structural change to use of office space.
• I think there's been a structural change to use of office space, and then there's also been some economic
• managers yesterday and they really have themselves made some changes as a result of kind of the structural
• So what I'm describing is, in a fund-to-fund structure, what you have is a manager, and they go out and
• So if folks in the state... ...financial structure to manage.

Keywords: 908, all