Video & Transcript : 'homeowner financing' :
Page 82 of 500
NM
Transcript Highlights:
- I'm not advocating for unethical debt-financed business processes to come in here.
- But I'm not advocating for unethical debt-financed business... for unethical debt-financed business processes
- We don't want predatory practices that rely on unstable debt financing, that rely on hospital leaseback
- And so if we're Comply with campaign finance. And that is a voluntary process.
- So some of you may have seen that when you did your campaign finance filings.
Committee:
House House Judiciary
Keywords:
medical malpractice, malpractice reform, patient's compensation fund, PCF, health care liability, tort reform, damage caps, punitive damages, hospital liability, physician liability, nurse practitioner, certified nurse-midwife, outpatient facility, ambulatory surgical center, urgent care, free-standing emergency room, insurance surcharge, superintendent of insurance, New Mexico hospitals, medical review process
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Friday, January 9, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- Homeowner<00:24:17.520><c> ownership</c><00:24:18.400><c> remains</c><00:24:18.880><c> a</c> Homeowner
- ownership remains a Homeowner ownership remains a significant<00:24:19.679><c> aspect</c><00:24:20.080
- I urge my existing rates for homeowners.
- <01:20:18.800><c> $475</c> homeowners $475 homeowners $475 per<01:20:20.560><c> year</c><01:20:20.960
- </c><03:33:35.439><c> The</c> state's finances will collapse. The state's finances will collapse.
NM
New Mexico 2025 Regular Session
IC - New Mexico Finance Authority Oversight Jul 9th, 2025
New Mexico Finance Authority Oversight Committee
Transcript Highlights:
- I just want to say again, the Mortgage Finance Authority folks were really awesome.
- You go to New Mexico Finance Authority.
- It really was meaningful to see the powerful impact that N.M.F.A. financing has, and then seeing the
- Cost and easy to maintain by the homeowners or home renters or whomever is in the home.
- It's unanimous every year, I believe, out of Senate Finance. It was dropped.
CA
California 2025-2026 Regular Session
Senate Budget and Fiscal Review Committee Feb 4th, 2026
Budget and Fiscal Review
Transcript Highlights:
- We will now begin with Erica Lee from the Department of Finance.
- Sinal Patel with the Department of Finance.
- Sinal Patel with the Department of Finance.
- I'll turn to my colleague for the Department of Finance. Thank you.
- Laura, yeah, the Department of Finance.
Committee:
Senate Budget and Fiscal Review
TX
Transcript Highlights:
- The substitute replaces "loan" or "debt obligation" with "financing arrangement" or "investment agreement
- technical additions, as requested by the Comptroller, to cover how Tuiya can request to enter a financing
- ensures the bill retains certain provisions, but changes the references from public securities to financing
- ensure that the state's credit is not put at risk and that no new liability arises out of these financing
- It's about school finance and battery storage.
Committee:
Senate Business & Commerce
MN
Minnesota 2025-2026 Regular Session
Common interest communities provisions modified 2/24/26
Minnesota House Floor Meeting
Transcript Highlights:
- </c> who are not elected by the homeowners. who are not elected by the homeowners.
- . homeowners. homeowners.
- We pay expenses for our homeowners.<00:30:14.080><c> Um,</c> homeowners. Um, homeowners.
- We<00:37:51.280><c> homeowners,</c> We homeowners, We homeowners, board<00:37:53.680><c> members</c>
- </c> on all of the homeowners. on all of the homeowners.
FL
Florida 2026 4th Special Session
January 21, 2026 - 01:00 PM
Transcript Highlights:
- If there are homeowners that are wishing to dissolve their homeowners association, there are various
- There's about a million plus homeowners in the state of Florida to live in a homeowners association.
- Unfortunately, homeowners just don't get involved in their age and their homeowners associations until
- Reform League's position is very clear, and that is no homeowner should ever lose their home to a homeowners
- This bill isn't designed to save homeowners.
NH
New Hampshire 2025 Regular Session
House Judiciary (02/19/2025)
Summary:
The House Judiciary Committee opened a hearing on House Bill 148, with the chair limiting testimony to two minutes and asking for no outbursts so the committee could get through eight bills that day. Representative Kofalt, the prime sponsor, said HB 148 was the same as last year’s HB 396, which passed both chambers but was vetoed by the governor. He explained the bill would allow, but not require, separation by biological sex in bathrooms, locker rooms, houses of correction, and certain athletic competitions, leaving local school boards and administrators discretion to set policies. He argued the bill was meant to address safety and privacy concerns and cited a Milford incident and concerns in several school districts as examples of why local flexibility was needed.
Committee members questioned the lack of a definition of “biological sex” and how the bill would be applied. Kofalt said he did not think a definition was necessary because males and females are generally understood, and he said the bill would give local policymakers latitude to make practical rules. He also said the bill was intended to address situations where people might misuse transgender claims to access spaces inappropriately. In response to questions, he said he was aware of issues in Kearsarge, Milford, and Mascoma school districts and had heard of discomfort in the State House, though he did not know all the details.
Several opponents testified that the bill would discriminate against transgender and non-binary people and create enforcement problems. Executive Councilor Karen Hill said the bill would roll back New Hampshire’s anti-discrimination protections and conflict with the state’s Live Free or Die values. Alice Wade, a trans woman, said she had used women’s restrooms without incident and argued the bill would invite invasive enforcement and harassment. Representative La Selig said the bill was discriminatory and that bathroom concerns were being confused with unrelated harassment by cisgender males. Betsy Harrington supported the bill, citing a girls’ soccer game at Kearsarge that she said was disrupted by a boy playing on a girls’ team. Rosie Emer and her child testified against the bill, saying bathroom restrictions would increase anxiety and risk for trans and non-binary children. Stephen Scaer and Wendy Stallings supported the bill, arguing sex is biologically fixed and that excluding males from female spaces should not require genital inspections. No vote or final committee action was taken in the portion of the hearing provided.
NH
Transcript Highlights:
- build ADUs, accessory to help homeowners build ADUs, accessory dwelling<01:32:37.239><c> units.
- </c> home homeowners meet rising costs. home homeowners meet rising costs.
- to allow homeowners to apply for<01:51:41.679><c> a</c><01:51:41.760><c> building</c><01:51:42.080><
- </c> homeowner can afford to build an ADU. homeowner can afford to build an ADU.
- See, how's local control working out for the average homeowner?
Committee:
Senate Commerce
CO
Colorado 2026 Regular Session
Colorado House 2026 Legislative Day 098 Apr 21st, 2026
Colorado House Floor Meeting
Transcript Highlights:
- The homeowner. We have laws for criminal negligence.
- The homeowner.
- The<04:18:40.960><c> homeowner.
- c> scope</c><04:22:09.760><c> of</c><04:22:09.880><c> a</c> A homeowner changes the scope of a A homeowner
- Because if any of us called into a finance show and explained how we were doing our finances, we'd be
HI
Hawaii 2025 Regular Session
JHA Public Hearing - Thu Feb 6, 2025 @ 2:00 PM HST
Judiciary & Hawaiian Affairs
Transcript Highlights:
- She said something about illegal guns; she meant the three criminals that attacked the homeowner.
- and we have testimony from the finance and we have testimony from the Department<02:30:03.120><c> of
- funds to the counties to provide grants to eligible homeowners or home buyers to finance construction
- or home buyers to to eligible homeowners or home buyers to finance<02:34:13.640><c> construction</c>
- <02:34:14.200><c> cost</c><02:34:14.800><c> development</c> finance construction cost development finance
Committee:
House Judiciary & Hawaiian Affairs
Summary:
The committee hearing covered House Bill 279 and House Bill 392, both relating to firearms. HB 279 would restrict carrying or possessing firearm parts except at or between certain locations and in an enclosed container, define firearm parts and prohibited persons, and increase penalties for violations. The Department of Law Enforcement strongly supported the bill, saying it would close a loophole involving disassembled or “ghost gun” parts and help law enforcement charge people who carry weapons in pieces. Most public testimony opposed the measure, with speakers arguing it was unconstitutional, vague, hard to enforce, and would burden lawful gun owners, gunsmiths, and firearm dealers; several also said existing laws already cover the conduct. One supporter, Dennis Dunn, said additional firearm security could reduce theft and suicides. The chair noted the committee had received 270 testimonies on HB 279, with 39 in support, 234 in opposition, and one comment.
The committee then heard HB 392, which would prohibit the possession, transfer, and sale of ghost guns and establish mandatory minimum sentencing for using a ghost gun in a felony. The Department of Law Enforcement and the Honolulu Prosecuting Attorney’s office supported the bill, saying unserialized firearms are difficult to trace and that prosecutors need clear laws to address them. Supporters argued the measure would help prevent untraceable weapons from circulating and align penalties with other firearm offenses. Opponents, including several gun owners and association representatives, said the bill was unnecessary because existing state and federal laws already prohibit unserialized firearms, and warned it could create confusion, criminalize lawful owners of antique or self-built firearms, and be difficult to administer. No votes or final committee action were taken in the portion provided.
MN
Minnesota 2025-2026 Regular Session
Committee on Health and Human Services - 04/16/26
Health and Human Services
Transcript Highlights:
- and it goes conducted by the homeowner and it goes through<01:00:38.520><c> um</c> through um through
- um the<01:00:40.160><c> qualifications</c><01:00:41.400><c> the</c><01:00:41.520><c> homeowner</c><01
- :00:42.000><c> is</c><01:00:42.160><c> a</c> the qualifications the homeowner is a the qualifications
- the homeowner is a certified<01:00:42.880><c> swimming</c><01:00:43.280><c> instructor</c><01:00:44.640
- Motion that Senate File 46112 as amended pass and be re-referred to Finance. I'm sorry.
Committee:
Senate Health and Human Services
AZ
Arizona 2026 Regular Session
02/11/2026 - Senate Judiciary and Elections
Transcript Highlights:
- supports law enforcement by providing clear authority and guidance from the courts while also helping homeowners
- the massive prisoner dump, you should be ashamed of yourselves and let us know how you're going to finance
- and one question that I don't think has been answered is the fiscal note on this and where these finances
Summary:
The Judiciary and Elections Committee met with a hard stop at 4:30 p.m. and approved the February 4, 2026 minutes. Members announced several bills would be held for a later supplemental meeting, then took up SB 1426, the “squatter” bill, which would expand forcible detainer law to cover certain unauthorized occupants who refuse to leave after a reasonable request and require immediate writs of restitution after judgment. Law enforcement and county representatives testified in support, and the committee voted 7-0 to give SB 1426 a do-pass recommendation.
The committee next considered SB 1687, a strike-everything amendment moving Arizona’s primary election date from late July to the Tuesday before Memorial Day beginning in 2027. The sponsor said the goal was to create more time between the primary and general elections and align Arizona more closely with other states. County election officials were neutral but raised implementation concerns, including filing deadlines, redistricting timelines, polling place availability, and interactions with presidential preference and local elections. The committee adopted the amendment and gave the bill a 4-3 do-pass recommendation, with some members voting no over concerns about clean elections timing and local control.
Members then heard SB 1110, creating a home confinement program for certain nonviolent inmates with GPS monitoring, work requirements, and DOC rulemaking, while excluding serious and violent offenses. Supporters said it would reduce recidivism, save money, and help families; an opponent questioned the fiscal impact and monitoring costs. The bill received a 5-1 do-pass recommendation. The committee also heard SB 1275, which would allow judges limited discretion to depart from mandatory minimum sentences for qualifying veterans and first responders with diagnosed service-related PTSD or similar conditions; supporters framed it as a narrow safety valve, while opponents warned it could undermine mandatory sentencing and victims’ rights. SB 1275 passed 7-0.
Finally, the committee considered SB 1140, a misdemeanor expungement bill. The amendment adopted by the committee extended the waiting period for expungement of convictions to five years for all eligible misdemeanor convictions, while keeping a three-year period for eligible matters that did not result in conviction. Supporters said the bill would remove barriers to employment and housing and help survivors and people who have turned their lives around; the committee adopted the amendment and then passed SB 1140 as amended 7-0. The meeting then adjourned.
TX
Transcript Highlights:
- Texas homeowners know that their property tax taxes contribute to public school funding and assume that
- Over the last 20 years, I've been engaged in school finance issues either as a school board trustee or
- And the information that I'm suggesting you pull from the TEA website, it's called the Summary of Finances
Bills:
HB195 , HB247 , HB255 , HJR2 , HJR4 , HJR6 , HJR31 , HJR34 , HB195 , HB247 , HB255 , HJR6 , HJR31 , HJR34
Committee:
House Ways & Means
Keywords:
school district, ad valorem tax, local revenue, tax collection, education funding, border security, tax exemption, ad valorem, real property, infrastructure, Texas-Mexico border, ad valorem taxation, farm products, livestock, timber, death tax, inheritance tax, estate tax, property transfer, constitutional amendment
NH
New Hampshire 2025 Regular Session
House Commerce and Consumer Affairs (02/12/2025)
Transcript Highlights:
- What is TLF, or third-party litigation financing?
- So what litigation financing is, is it just finances the litigation.
- </c><00:46:29.440><c> the</c> is it it is just that it finances the is it it is just that it finances
- </c><00:50:10.960><c> you're</c> so um you're really financing you're so um you're really financing you're
- </c> those legal fees excuse me financing those legal fees excuse me financing fees<01:01:23.039><c>
Summary:
The committee heard testimony on HB 733-FN, a bill concerning third-party litigation financing (TPLF). Representative Cole, the prime sponsor, described TPLF as outside investors funding lawsuits in which they have no personal stake, arguing that the practice is largely unregulated, can involve foreign entities, increases litigation abuse, and contributes to higher insurance and consumer costs. He said the bill is modeled on an NCOIL proposal and would require disclosure of TPLF agreements, with guardrails and reporting requirements on specified pages of the bill. He also noted a couple of drafting fixes, including adding the word “knowingly” and incorporating a missing section later.
Members raised questions about the bill’s foreign-entity language, especially the provision allowing a governor or the Department of Safety to designate a country as a threat to critical infrastructure. Representative Cole said he would have lawyers review that issue. Another member asked whether the bill would prohibit a party from obtaining outside funding for a lawsuit; Cole clarified that the bill is intended as a reporting measure, not a ban, and that disclosure would be required. He also said the bill is aimed at American citizens rather than foreign-backed financing, and that some states had considered caps on such arrangements, though this bill does not.
Brandon Gratz of the Attorney General’s office testified that the enforcement language appears too limited, because it would allow only civil penalties and not broader Consumer Protection Act remedies such as injunctions or restitution. He suggested the Attorney General may not have meaningful authority under the bill as written and raised possible insurance-law issues. Commissioner D.J. Benton-Court of the Insurance Department said the disclosure could help insurers better assess risk and potentially soften the hard insurance market by improving transparency, competition, underwriting, innovation, and claims management. He also said the bill likely needs further work on jurisdiction and enforcement, and that the committee may need to coordinate with the Attorney General, Insurance Department, and possibly banking regulators. No vote was taken in the portion provided.
FL
Transcript Highlights:
- With this bill, eligible mobile homeowners who own their homes that are placed on leased land will be
- By Finance and Tax; Community Affairs; and Senator Truenow, CS for CS for Senate Bill 118, a bill to
- By Finance and Tax; Community Affairs; and Senator Truenow, CS for CS for Senate Bill 118, a bill to
- By Finance and Tax and Senator Gaetz, CS for Senate Bill 1074, a bill to be entitled an act relating
- By Finance and Tax and Senator Gaetz, CS for Senate Bill 1074, a bill to be entitled an act relating
Summary:
The House convened with prayer, a moment of silence for Army Sergeant Benjamin Pennington, the Pledge of Allegiance, and quorum established. Members approved the journal and adopted the special order report setting the day’s calendar. The chamber also recognized Sheriff Mike Chitwood as law enforcement officer of the day and later held several introductions and farewell remarks, including lengthy closing speeches from Representatives Eskamani and Overdorf reflecting on their service and legislative priorities.
The House then took up and passed a series of Senate bills, often after adopting House strike-all or conforming amendments. CS/SB 590 on mandatory child abuse reporting was clarified to apply prospectively only and passed 111-0. SB 418 on law enforcement interactions with individuals with autism was amended to incorporate House language, including blue-envelope provisions, and passed 111-0. CS/CS/SB 1668 on the Florida Birth-Related Neurological Injury Compensation Association (NICA) was amended to preserve House provisions and passed 112-0. CS/SB 1246 on the Linking Industry to Nursing Education Fund was amended to expand eligible health science programs and allow certain non-health-care contributions, then passed 112-0. CS/CS/SB 1404 on memory care passed 111-0.
Later bills also advanced with broad support: CS/CS/SB 1030 on recovery residences passed 168-0 after debate over medication-assisted treatment; CS/CS/SB 178 on athletics in public K-12 schools passed 112-0 after amendments allowing limited coach support for student-athletes with parental consent; CS/CS/SB 422 on automatic dependent surveillance broadcasts passed 108-2; and CS/CS/SB 598 on funeral, cemetery, and consumer services passed 111-0 after an amendment on exclusive arrangements. The chamber then began debate on CS/CS/SB 1134, which would restrict counties and municipalities from official DEI-related actions and contracting practices. Members questioned its scope and exceptions, and Representative Gant offered an amendment to narrow the bill’s DEI definition; debate on that amendment was underway when the transcript ended.
FL
Florida 2026 Regular Session
FL House Floor Session - 2026-03-10 (11:00AM Session)
Florida House Floor Meeting
Transcript Highlights:
- With this bill, eligible mobile homeowners who own their homes that are placed on leased land will be
- By Finance and Tax, Community Affairs, and Senator Truenow, CS for CS for Senate Bill 118, a bill to
- By Finance and Tax, Community Affairs, and Senator Truenow, CS for CS for Senate Bill 118, a bill to
- By Finance and Tax and Senator Gaetz, CS for Senate Bill 1074, a bill to be entitled, an act relating
- By Finance and Tax and Senator Gaetz, CS for Senate Bill 1074, a bill to be entitled, an act relating
Summary:
The House convened with prayer, a moment of silence for Army Sergeant Benjamin Pennington, the Pledge of Allegiance, and quorum and journal business before taking up the special order calendar. Several bills were explained and moved through amendment and final passage, including CS/SB 590 on the statute of limitations for mandatory reporters’ child-abuse reporting violations, which was clarified on the floor to apply prospectively only and passed 111-0. CS/SB 418 on law enforcement interactions with individuals with autism spectrum disorder was amended to align with the House version and passed 111-0. The chamber also recognized Spina Bifida Week and guests in the gallery before considering additional measures.
Members then passed CS/CS/SB 1668 on the Florida Birth-Related Neurological Injury Compensation Association (NICA), described as preserving the program’s actuarial soundness, by a 112-0 vote; CS/SB 1246 on the Linking Industry to Nursing Education Fund, expanded to support broader health science education programs and non-health-care partner contributions, by 112-0; CS/CS/SB 1404 on memory care facility standards by 111-0; CS/CS/SB 1030 on recovery residences, including transfer-of-ownership and MAT-related provisions, by 168-0; CS/CS/SB 178 on athletics in public K-12 schools, allowing limited coach support for student welfare with parental consent and other guardrails, by 112-0; CS/CS/SB 422 on automatic dependent surveillance broadcasts, limiting use of ADS-B data for airport billing, by 108-2; and CS/CS/SB 598 on funeral, cemetery, and consumer services, modernizing licensure and exclusivity rules, by 111-0.
The House also took up CS/SB 1134 on official actions of local governments and DEI-related restrictions. The sponsor argued the bill would prohibit counties and municipalities from official DEI actions and related funding while preserving numerous exceptions for holidays, observances, public safety, and other activities. Members asked extensive questions about how the bill would affect local programs, events, and offices, and Representative Gant offered an amendment to narrow the bill’s DEI definition by removing two prongs; debate centered on vagueness, enforcement, and local-government impacts. The transcript cuts off during consideration of that amendment, so no final action on the bill is shown. The session also included lengthy farewell remarks from Representatives Eskamani and Overdorf, reflecting on their service, staff, constituents, and policy priorities.
MN
Transcript Highlights:
- </c> income eligible residents um homeowners income eligible residents um homeowners and<00:18:44.080
- I just have one question on the bridge financing you just went over a moment ago.
- What kind of loans are you talking about here with the bridge financing? Ms.
- Miss Corey uh thank you madam financing Miss Corey uh thank you madam chair<00:33:51.519><c> uh</c><
- </c><01:09:29.400><c> various</c> at State economy State finances various at State economy State finances
Committee:
Senate Capital Investment
MO
Missouri 2026 Regular Session
Financial Institutions Jan 14th, 2026 at 12:00 pm
Financial Institutions
Transcript Highlights:
- So if something does happen, we want a clear and streamlined process for that homeowner to go through
- The Department of Finance collects annual assessments and licensing fees from these regulated entities
- deposits of the respective assessment fees and transfer funds to reimburse the finance funds for the
- We work well with the Division of Finance, specifically the Consumer Protection Division.
- You all understand campaign finance. You can't even co-mingle $1 in your personal account.
Committee:
House Financial Institutions
CA
California 2025-2026 Regular Session
Assembly Appropriations Committee May 14th, 2025
Appropriations
Transcript Highlights:
- In other words, we have a plan on paper to build the housing California needs, but we are barely financing
- I know currently right now we have 45,000 shovel-ready projects that if they had financing that would
- Homeowners continue to receive mixed messages by local. governments about what they can build and what
- Chair first are we changing the custom and practice of this committee to 743 dealing with litigation financing
Committee:
House Appropriations