Video & Transcript Research : 'voidable transactions'
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MN
Transcript Highlights:
- 56.000>
non-fee getting compensated for the non-fee getting compensated for the non-fee transactions - .<00:43:57.040>
So <00:43:57.200>if <00:43:57.359>a <00:43:57.599>transaction - <00:43:58.160>
starts transactions. - So if a transaction starts transactions.
- So if a transaction starts online<00:43:59.200>
and <00:43:59.440>the <00:43:59.599>
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 23rd, 2026
Banking and Finance
Transcript Highlights:
- consumers, and California has long regulated commercial financing differently because business transactions
Summary:
The Assembly Banking and Finance Committee met and first approved the consent calendar, sending AB 2028, AB 2425, and AB 2795 to the Assembly Appropriations Committee. The committee also announced that AB 2558 and AB 2746 had been pulled from the agenda. The chair reviewed committee rules on written testimony and decorum before proceeding through the file order.
AB 2116, which would regulate merchant cash advance and related small-business financing products under the California Consumer Financial Protection Law, drew strong support from the author and advocates who said it would close oversight gaps, require registration, prohibit confessions of judgment and power-of-attorney provisions before default, and improve transparency for small businesses. Supporters included small business advocates, consumer groups, local officials, and community organizations. Opposition from the Revenue-Based Finance Coalition argued the bill mixed consumer and commercial regulation, used inconsistent definitions of small business, and could restrict access to capital; they said amendments were being discussed. The committee passed AB 2116 to Appropriations.
AB 2243, by Assembly Member Haney, would create a state bank commission to study whether California should establish a state bank or other public financing tools. Supporters said the state pays billions in interest to private lenders and could better use public funds for housing, infrastructure, climate, and small business lending. Opponents from the banking and credit union sectors raised concerns about taxpayer exposure, deposit guarantees, use of public funds, and the bill’s implications for existing financing structures. After discussion, the committee passed AB 2243 to Appropriations on a roll call vote, with some members voting no.
AB 2350, as amended, would set guardrails on rent-now-pay-later products tied to rental housing to prevent predatory fees, high interest, and eviction risk for renters. The author and supporters emphasized the bill’s consumer protection goals, while industry representatives opposed it unless amended, saying they had not seen final language and wanted the bill narrowed to avoid broader impacts on the financial services sector. The committee passed AB 2350 as amended to Appropriations. At the end of the meeting, the committee completed roll calls for absent members and then adjourned.
CA
California 2025-2026 Regular Session
Assembly Banking and Finance Committee Apr 23rd, 2026
Transcript Highlights:
- consumers, and California has long regulated commercial financing differently because business transactions
Summary:
The Assembly Banking and Finance Committee met and first approved the consent calendar, which included AB 2028, AB 2425, and committee bill AB 2795, all sent to the Committee on Appropriations. The committee also noted that AB 2558 and AB 2746 had been pulled from the agenda. The chair reviewed hearing procedures, including acceptance of written testimony and rules against disruptive conduct.
The committee then heard AB 2116, which would require registration and basic conduct standards for certain small-business financing providers, including merchant cash advance companies, and prohibit confessions of judgment and power-of-attorney provisions before default. Supporters argued the bill would close an oversight gap and improve transparency for small businesses; a small business owner testified that a purported 13% loan turned out to have a 235% APR. Opponents said the bill mixed consumer and commercial regulation and could restrict access to capital, though they supported banning confessions of judgment. The bill passed on a roll call vote and was sent to Appropriations.
AB 2243, by Assembly Member Haney, proposed creating a state bank commission to study whether California should establish a state bank or other public financing tools. Supporters said a public banking model could reduce borrowing costs, keep more public money in-state, and better finance housing, infrastructure, and other public priorities; opponents from banking groups raised concerns about taxpayer exposure, deposit guarantees, and the use of public funds and existing lending structures. The bill passed and was sent to Appropriations. The committee also heard AB 2350, which would set guardrails on rent-now-pay-later products for rental housing; supporters said these products can lead to high fees, debt, and eviction risk, while industry groups opposed the bill unless amended. AB 2350 passed as amended and was sent to Appropriations. At the end of the meeting, the committee completed roll calls for absent members and adjourned.
TX
Transcript Highlights:
- another tool to assist law enforcement in identifying stolen vehicles and preventing fraudulent transactions
Keywords:
transportation, TxDOT, Texas Department of Transportation, road projects, highways, infrastructure, bridge construction, interchanges, corridor improvements, road widening, railroad grade separation, sound barrier, unified transportation program, legislative notice, project prioritization, capital projects, state highway system, Farm-to-Market Roads, San Antonio, Harris County
NH
New Hampshire 2026 Regular Session
House Health, Human Services and Elderly Affairs (02/24/2026)
Health, Human Services and Elderly Affairs
Transcript Highlights:
- Retailers would also need to make extensive changes in order to send UPC data in the transaction to the
- to the uh to the data in the transaction to the uh to the EBT<01:08:51.279>
vendor <01:08:52.480 - And then the final transaction amount and location is transmitted to the EBT vendor, who we work with
- And then the<01:16:54.320>
final <01:16:54.719>transaction <01:16:55.280>amount < - 01:16:56.000>
and the final transaction amount and the final transaction amount and location<01
Summary:
The House Committee on Health, Human Services, and Elderly Affairs heard HB 1790-FN, which would address involuntary admissions for certain individuals with a substance use disorder. Representative Lucy Weber introduced the bill for Representative Long, and the committee heard extensive testimony both in support of and in opposition to the proposal. Opponents, including John Burns of SOS Recovery and Jake Barry of New Futures, argued that involuntary commitment is not well supported by research, can retraumatize people, may increase overdose risk after release, and could undermine New Hampshire’s existing recovery and harm-reduction efforts. They emphasized that treatment should be voluntary, trauma-informed, and paired with housing, recovery supports, and other community-based services.
Representative Long said he was willing to accept DHHS’s request to amend the bill into a study commission, though he expressed concern that a prior state study had not led to action. He said the commission should focus on implementation details, including where people would be placed, staffing, withdrawal management, elopement prevention, length of commitment, and aftercare. He described involuntary commitment as one tool for people with severe dangerous addictions, distinct from drug court, and said it could help avoid criminal records. Committee members asked about capacity at New Hampshire Hospital and how the proposal would work in practice.
DHHS officials Katya Fox and Cynthia Pabonis testified that the bill raises major policy and fiscal concerns. They said New Hampshire’s current system has benefited from investments in naloxone, medication-assisted treatment, recovery centers, and community-based services, and that those investments have helped reduce overdose deaths. They estimated the bill would require a new 70-bed facility costing about $40 million to build and about $33.3 million annually to operate, with only a small portion offset by insurance, plus more than $600,000 in annual legal costs and additional staffing and system changes. They also said New Hampshire Hospital has 185 beds, with about 100 patients typically ready for less restrictive settings, and that housing shortages are a major bottleneck. NAMI New Hampshire also testified in opposition, saying families often want any possible treatment for loved ones but still opposed the bill. No vote or final action was taken in the hearing.
NH
New Hampshire 2026 Regular Session
House Health, Human Services and Elderly Affairs (02/24/2026)
Health, Human Services and Elderly Affairs
Transcript Highlights:
- at each transaction. receive any data regarding items that receive any data regarding items that are
- Retailers would also need to make extensive changes in order to send UPC data in the transaction to the
- And then the final transaction amount and location is transmitted to the EBT vendor who we work with
- And then the<01:16:54.320>
final <01:16:54.719>transaction <01:16:55.280>amount < - 01:16:56.000>
and the final transaction amount and the final transaction amount and location<01
WY
Transcript Highlights:
- purchase side tax exemptions are on the purchase side of<00:58:35.920>
a <00:58:36.160>transaction not <00:58:37.839>everyone <00:58:38.400>has <00:58:38.720>to of a transaction- and not everyone has to of a transaction and not everyone has to register<00:58:39.680>
or <00 - The 2% sales and use tax is across the board on all sales transactions.
- this is a very hard bill to try to estimate the fiscal impact because we also don't know what transactions
NH
Transcript Highlights:
- ,<00:55:54.559>
when <00:55:54.720>I <00:55:54.880>say street level transaction - , when I say street level transaction, when I say street<00:55:55.280>
level, <00:55:55.599> - They transact business. They form relationships.
- <01:53:31.679>
They <01:53:31.920>transact between the our states. - They transact between the our states.
MN
Minnesota 2025-2026 Regular Session
Working Group on Omnibus Transportation Bill - 06/06/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- <00:15:21.600>
reimbursements <00:15:22.240>to <00:15:22.480>deputies transaction - reimbursements to deputies transaction reimbursements to deputies on<00:15:23.440>
line on line - Section 24 authorizes certain types of reimbursement for deputy registrars for certain transactions by
- So there are certain types of transactions by which a driver's license agent is not compensated, and
- this directs DVS to provide reimbursement for those types of transactions.
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 04/14/26
Commerce and Consumer Protection
Transcript Highlights:
- And do you have any sense of the sort of the scope or volume of these transactions occurring in the state
- past 30 days, with March Madness, we have seen hundreds of thousands of attempted geolocation transactions
- past 30 days, with March Madness, we have seen hundreds of thousands of attempted geolocation transactions
- sports betting you have the house, and in prediction markets there are people on either side of that transaction
- with an entity that's holding that transaction for them.
TX
Texas 89th 2nd C.S.
Senate Committee on Health and Human Services Apr 8th, 2026
Health & Human Services
Transcript Highlights:
- When one entity is on both sides of a transaction involving taxpayer funds, alarm bells should go off
- This is not an arm's-length transaction.
- very least, the onus should be on the vendor to disclose all facts surrounding affiliates and a transaction
- with its affiliates and demonstrate that any such transactions are fair to the state.
- In brief, we urge you to ensure that close scrutiny is placed on self-dealing transactions within the
AL
Transcript Highlights:
- The Senate is ready to transact business. >> Mr.
- organization will not be required to pay state, county, or municipal sales and use tax on its transactions
- municipal sales and use tax<01:14:37.679>
on <01:14:37.920>its <01:14:38.239>transactions - tax on its transactions. tax on its transactions.
Summary:
The Alabama Senate convened with prayer, the pledge, and a quorum present, then adopted the previous day’s journal and excused absent senators. The chamber recognized visiting members of Alpha Phi Alpha Fraternity and adopted a Senate resolution designating February 10, 2026, as Alpha Phi Alpha Day at the Alabama State Capitol. Senators offered remarks praising the fraternity’s service, civic outreach, and historical significance, and the House later sent over a matching resolution, which the Senate adopted. The Senate also heard a Black History Month presentation highlighting Benjamin Banneker, Dr. Charles Drew, Ralph Bunche, and Carter G. Woodson.
The Senate then processed a large number of House messages and confirmations. House bills and resolutions were referred to committees, including measures on juvenile offenders, administrative rules, state income tax, local legislation, ad valorem tax, multi-member boards, license plates, criminal procedure, and food banks. The Senate confirmed several appointments, including multiple Alabama Army National Guard promotions, Mike Suo to the Jacksonville State University Board of Trustees, and Christy Andrews to the Alabama Securities Commission, each by roll call with no opposition.
In motions and resolutions, the Senate adopted numerous commemorative and honorary resolutions, including observances for National Blood Donor Month, Diabetes Month, Booker T. Washington Day, the Alabama Community College Football Study Commission, and recognitions for individuals and organizations such as the Baldwin County Fair, Sheriff Derek Cunningham, William Riley Hawkins Jr., and Clifford Ray Miller. Senator Barfoot’s resolution urging federal funding for the state logging efficiency grant fund was adopted after adding all senators as co-sponsors, and a resolution honoring Sheriff Derek Cunningham was read at length and adopted. The Senate also adopted the Rules Committee’s special order calendar for the next legislative day, which prioritized several bills on libraries, taxation, retired state employees, municipalities, transportation, coal-impacted communities, income tax, the Alabama Space Authority, cosmetology and barbering, security, entertainment incentives, and health. In local legislation, the Senate passed several local bills, including measures for Mobile County, class 2 municipalities, public transportation, Jefferson County, and the town of Morris.
MN
Minnesota 2025 1st Special Session
Working Group on Omnibus Human Services Bill - 06/05/25
Minnesota Senate Floor Meeting
Transcript Highlights:
- included as a modified version that includes a notice requirement and disclosure related to these transactions
- Articles 1, 4, 13, and 14 are a modified version of the Senate position related to transactions involving
- 11:06.000>
to Senate position related to Senate position related to um<01:11:08.560>transactions - <01:11:09.520>
involving <01:11:10.159>nursing <01:11:10.640>homes um transactions - involving nursing homes um transactions involving nursing homes and<01:11:11.600>
assisted <01
Summary:
Members met to review a budget bill agreement using a nonpartisan spreadsheet and summary materials. Chairs and members thanked fiscal, research, revisers, and agency staff for the collaborative process, noting the bill had been difficult and that the final product reflected compromise. The chair also said only minor technical changes were expected before final enactment, and the spreadsheet walkthrough was then turned over to fiscal staff.
Fiscal staff explained that the agreement met the overall budget target and walked through major human services provisions. Key items included nursing facility payment changes, including a phased PDPM change, APS inflation, modified single-bed incentives, and a CPI-U capped payment cap; a nursing facility surcharge; workforce standards board rule costs; continuation of certain nursing facility property tax rates; regulation of for-profit acquisitions of nursing homes and assisted living facilities; repurposing assisted living special project funds; funding the SEIU self-directed worker agreement; CFSS reimbursement in acute care hospital settings; and multiple disability waiver rate and authorization changes, including CPI-U inflation caps, waiver authorization reforms, and a waiver reimagined advisory task force.
The agreement also included family residential service rate increases, a temporary extension of customized living disproportionate share payments, tribal eligibility for targeted case management, positive supports training changes, out-of-home respite modifications, swimming lessons as an allowable service for certain children with disabilities, a provisional EID provider license, and program integrity services funded by licensing fee increases. Additional provisions covered MinnChoices studies and assumed savings, behavioral health fund changes, substance use disorder treatment billing and rate changes, supportive recovery housing, housing support supplemental rates for specific providers, disability determinations, enteral nutrition payment timing, temporary funding for Boundary Waters Care Center, several one-time human services grants, senior nutrition funding, and grant reductions and extensions. No formal vote was described in the transcript; the discussion focused on explaining the agreement and its fiscal effects.
MN
Minnesota 2025 1st Special Session
Committee on Judiciary and Public Safety - 03/19/25
Judiciary and Public Safety
Transcript Highlights:
- And so maybe this is a helpful way that we start looking at some of the deed fraudulent transactions
- And so maybe this is a helpful way that we start looking at some of the deed fraudulent transactions
- And so maybe this is a helpful way that we start looking at some of the deed fraudulent transactions
- And so maybe this is a helpful way that we start looking at some of the deed fraudulent transactions
- And so maybe this is a helpful way that we start looking at some of the deed fraudulent transactions
NY
Transcript Highlights:
- of the City of New York in relation to prohibiting certain surcharges on credit or debit card transactions
Summary:
The Senate Standing Committee on Cities 1 met on May 14, 2026, with a quorum present and Chair Erik Bottcher presiding. The committee considered a series of bills affecting New York City and related tax, housing, and municipal issues. Early measures included a neighborhood small business rent increase exemption (S.1451A), notice to community boards before locating transitional housing (S.3884), a solar and energy storage tax abatement credit (S.4272A), towing protection enforcement (S.4793), safety policies and training for correction and health workers (S.543?), and a proposal to create the city of Staten Island (S.8578). Most of these bills were advanced to other committees after brief discussion and voice votes.
The most extensive debate centered on S.8578, which would incorporate Staten Island as a separate city. Senator Lanza argued that Staten Island has long been neglected by New York City, cited past referendums and historical grievances, and urged the committee to let the bill continue through the process. Chair Bottcher and other members responded that Staten Island is an important part of New York City and discussed housing, transit, environmental preservation, and the City of Yes zoning changes; several members said they did not support secession but were open to continued conversation about Staten Island’s needs. After debate, the bill was defeated in committee.
The committee also considered an artist housing preferences bill (S.9652), a facade-work tax abatement bill (S.9559), a parkland discontinuance measure (S.9987), and a credit/debit card surcharge prohibition bill (S.1005). S.9652, S.9559, S.9987, and S.1005 were reported out after voice votes. One homeless shelter placement bill (S.5554) failed. The meeting concluded after the final votes and adjournment.
NM
FL
Florida 2026 Regular Session
Environment and Natural Resources Jan 13th, 2026
Environment and Natural Resources
Transcript Highlights:
- It ensures that credit transactions occur within a well-defined, reliable system, one where the benefits
Keywords:
golf courses, best management practices, fertilizer regulation, Department of Agriculture, environmental protection, certification, beach management, beach erosion, beach nourishment, coastal resilience, shoreline protection, critical erosion, critically eroded beach, Florida DEP, Department of Environmental Protection, coastal flooding, compound flooding, storm surge, inlet management, coastal engineering
Summary:
The Environment and Natural Resources Committee met with a quorum and took up several bills. SB 636 on beach management, by Senator Leek, would create additional pathways for counties and municipalities to obtain critically eroded beach or area of critical state concern designations, shifting the process toward a more proactive approach. Senator Smith and Senator Harrell raised concerns about local capacity and funding, and the Florida Shore and Beach Preservation Association said the bill was an alternative pathway but emphasized the need for more recurring funding. The bill was reported favorably.
The committee then considered SB 544, which transfers the Golf Course Best Management Practices Certification Program from DEP to FDACS and establishes certification and training standards there. Senator Smith and Senator Harrell asked about environmental oversight, taxation, and whether the change would affect state park restrictions; the sponsor said it would not change tax treatment or park rules and that DEP would still handle enforcement if BMPs are not followed. The Florida Springs Council opposed the bill, arguing golf courses are not agriculture and warning of weaker protections for springs, while the Florida Golf Course Superintendent's Association supported the move as a continuity and participation measure. After adopting a technical amendment, the committee reported the bill favorably, with Senator Smith voting no.
SB 848 on stormwater treatment, also by Senator Trunow, was amended to clarify the role of water quality enhancement areas while stormwater rules are still being finalized and to make public-land project review forward-looking. Resource Environmental Solutions supported the amendment and bill as providing a clearer market for water quality credits, and the Florida Home Builders Association supported the measure. The committee adopted the amendment and reported the bill favorably. SB 546 by Vice Chair Mayfield would require 30-day public notice before meetings reviewing the sale or exchange of state conservation lands, including at water management districts; after a technical amendment, it received support from conservation groups and was reported favorably.
The committee also received a DEP presentation on the State Park Amenities Report, which said Florida’s 175 state parks drew over 28 million visitors and generated a $3.6 billion economic impact. DEP identified nearly $759 million in needed repairs and upgrades over 10 years and $1.39 billion in contemplated new construction and development in unit management plans. No votes were taken on the presentation, and the meeting adjourned after no further business.
TX
Transcript Highlights:
- provide another tool to assist law enforcement in identifying stolen vehicles and prevent fraudulent transactions
Keywords:
transportation, TxDOT, Texas Department of Transportation, road projects, highways, infrastructure, bridge construction, interchanges, corridor improvements, road widening, railroad grade separation, sound barrier, unified transportation program, legislative notice, project prioritization, capital projects, state highway system, Farm-to-Market Roads, San Antonio, Harris County
TX
Transcript Highlights:
- this intelligence with real-time data, criminal history, cross-border surveillance, financial transactions
Keywords:
overweight vehicle, vehicle weight limits, hazardous materials, hazmat, cargo tank, fuel transport, trucking, commercial vehicle, Transportation Code, criminal penalty, second-degree felony, loading violation, truck weight, axle weight, gross weight, public safety, commercial carrier, Texas, commercial truck, truck route
DE
Delaware 2025-2026 Regular Session
House of Representatives Legislative Session - Session 2 - 41st Legislative Day Jun 25th, 2026
Delaware House Floor Meeting
Transcript Highlights:
- residential dwelling, to remove the requirement to record entrance and exit and to be clearer about what transaction
- The reporting provisions in the bill are limited to non-personal firearm transaction data.
- The reporting provisions in the bill are limited to non-personal firearm transaction data.
Summary:
The House convened with Girl State participants presiding for part of the session, including introductions of the student leadership and a unanimous voice vote passing House Concurrent Resolution 152 honoring the young women participating in Delaware Girl State. The chamber also welcomed congressional interns and other guests, accepted the prior day’s minutes, and observed a moment of silence for Nathan Cynix and Kara Feeley before prayer and the Pledge of Allegiance.
A major portion of the meeting was devoted to tributes for Representative Ron Gray, who was recognized for his 14 years of service and his work on issues such as bond bills, dredging, bike paths, small business, constituent service, and agriculture-related funding. Multiple members from both parties praised his humor, honesty, mentorship, and dedication to the House and his district. Gray responded with extended remarks reflecting on his family legacy, legislative service, and appreciation for colleagues and staff, and the chamber later sang “Take Me Out to the Ball Game” at his request.
The House then received communications, including Senate messages returning several bills and informing the chamber of Senate passage of additional measures. Members were also told that the FY27 bond bill, House Bill 500, had been placed on desks as a gift for review. The House read in Consent Agenda S, which included House Bill 476, House Joint Resolution 13, Senate Substitute 1 for Senate Bill 168, Senate Bill 297, Senate Substitute 1 for Senate Bill 319, and Senate Joint Resolution 21, and began a roll call vote on the consent agenda.