Transcript Highlights:

• I'm going to walk through how things are going to flow today so everybody knows what to expect.
• I think the more we talk, keep that communication flow.
• What we've worked hard on, and what you have in your packets, is a flow chart that T.J.
• So the flow of what's going on is going to have to change.
• They need to understand traffic flow, cone placement, and everything else.

Keywords: 1184, house, all

Transcript Highlights:

• the cities and in rural Minnesota, what you're describing, the reality is that there are ebbs and flows
• going up 3,400%, these are incredibly concerning points, and for us, the money is still allowed to flow
• going up 3,400%, these are incredibly concerning points, and for us, the money is still allowed to flow
• and for us, the money is still allowed and for us, the money is still allowed to<00:35:18.000> flow
• to the people who are eligible to flow to the people who are eligible for<00:35:20.840> the<00

Bills: HF4110, HF4101, HF4144, HF3546

Keywords: workplace regulations, employee rights, meal breaks, rest breaks, exemptions, medical assistance, data matching, eligibility, reporting, human services, assisted living, health regulations, inspection authority, vulnerable adults, local government, program integrity, high-risk providers, enrollment requirements, fraud prevention, compliance

Transcript Highlights:

• It's just spreading the timeline in which it does it in order to manage the state's cash flow.
• a chairman um I I want to manage our as a chairman um I I want to manage our cash<01:13:36.560> flow
• <01:13:38.239> And cash flow a little better basically.
• And cash flow a little better basically.
• <01:13:47.440> Just manage the state's cash flow. Just manage the state's cash flow.

Keywords: 1191, senate, all

Transcript Highlights:

• So, we work with them with adults, you know, and that's a lot of business planning, a lot of cash flow
• So, we work with them with adults, you know, and that's a lot of business planning, a lot of cash flow
• So, we work with them with adults, you know, and that's a lot of business planning, a lot of cash flow
• <00:35:28.160> So, of cash flow, a lot of development.
• So, of cash flow, a lot of development.

Keywords: 958, all

Summary: The committee heard testimony focused on barriers facing minority-owned businesses and on local programs intended to improve access to capital and contracting opportunities. A representative from the U.S. Black Chambers described disparities in minority spending, argued for more intentional and transparent investment in Black communities, and emphasized the need to disaggregate data, hold officials accountable, and expand tools such as the byBlack certification directory. He also stressed that businesses need technical assistance, resources, and opportunities to grow through mergers, consortiums, and joint ventures. The main presentation then came from Larry Forester and Tyrone of Commerce Lexington, who outlined what they called eight major barriers for minority businesses, including limited access to capital, weak mentorship networks, discrimination and bias, bureaucratic hurdles, branding and visibility challenges, stereotyping, generational knowledge gaps, and limited financial literacy. They described several Commerce Lexington initiatives: the Access Loan Program, which brings small businesses before a pool of 26 lenders; a Minority Business Accelerator to help firms scale and connect with prime contractors; and an Opportunity Exchange for business owners to share experiences and lessons learned. They said the Access Loan Program has funded nearly $26 million in loans with an average loan size of about $62,000. Members asked about bias in lending and how to make contracting and certification easier for minority firms. Forester said applications are vetted by a subcommittee before reaching the full lender group, with attention to completeness and readiness, and that only one lender needs to say yes. On contracting, the witnesses said certification can be burdensome and suggested more hands-on help from the state, relationship-building events that include decision-makers, and incentives rather than mandates. They also relayed policy ideas from a business owner, including culturally informed underwriting, public-private matching grants, supplier diversity enforcement, and mentorship tied to capital access. No votes or formal committee actions were taken in the portion provided.

Transcript Highlights:

• Minneapolis did an RFP to identify the entity that the money would flow through, and that happened.
• Minneapolis did an RFP to identify the entity that the money would flow through, and that happened.
• Minneapolis did an RFP to identify the entity that the money would flow through, and that happened.
• Another piece of that is the flow of federal workers at the federal level.
• <01:04:07.920> of another piece of of that uh flow of another piece of of that uh flow of

Bills: HF3023, HF3078, HF107, HF2171, HF3079, HF689, HF1316

Keywords: unemployment benefits, iron ore mining, economic support, workforce development, Minnesota, unemployment insurance, deferred resignation, employment, worker rights, benefits eligibility, Ellsworth Independent School District, ISD 514, school construction, school renovation, sales tax exemption, use tax refund, construction materials, HVAC replacement, boiler replacement, window replacement

Transcript Highlights:

• independent, not for profit, and a member-based organization, so we're responsible for keeping the power flowing
• independent, not for profit, and a member-based organization, so we're responsible for keeping the power flowing
• independent, not for profit, and a member-based organization, so we're responsible for keeping the power flowing
• independent, not for profit, and a member-based organization, so we're responsible for keeping the power flowing
• independent, not for profit, and a member-based organization, so we're responsible for keeping the power flowing

Bills: HF75

Keywords: HF75, earned incentive release credit, earned incentive credits, revocation, revocable credits, corrections, Minnesota Department of Corrections, prison discipline, incarcerated persons, inmate misconduct, facility rules, sentence reduction, supervised release, Minnesota Rehabilitation and Reinvestment Act, public safety, rehabilitation, prison credits, executed sentence, 1183, house

Transcript Highlights:

• we looked at it, I think you did see it only covers about 30 percent of the debris that has been flowing
• we looked at it, I think you did see it only covers about 30 percent of the debris that has been flowing
• we looked at it, I think you did see it only covers about 30 percent of the debris that has been flowing
• /c><00:08:10.879> uh 30% of the debris that has been uh 30% of the debris that has been uh flowing
• down so I think aside from the flowing down so I think aside from the qual<00:08:14.479> the<

Keywords: 912, senate, all

Summary: The joint committees first heard SB 1146, which would appropriate funds to the University of Hawaiʻi to develop an action plan and pre-engineering concept plan for debris management and water quality control in the Ala Wai Watershed. Testimony was largely supportive from DLNR, a UH student, and a special improvement district representative, while one speaker suggested the work should be coordinated with existing efforts to avoid duplication. Committee discussion focused on the multi-jurisdictional nature of the watershed, existing debris-trap work that captures only about 20 to 30 percent of debris, the role of the university in capstone projects and recommendations, and the relationship to the existing Geni project and other community efforts. Members also asked about costs, tracking progress, and the difference between water-quality improvements and the larger debris problem. The committees then voted to pass SB 1146 with amendments, including blanking out the appropriation and deferring the effective date to July 31, 2050. The motion passed in both committees, with votes recorded in support and no opposition noted during the decision-making. The committees also heard SB 321, which would deem certain fee simple privately owned lands transferred to adjacent property owners or community associations if specified conditions are met. Testimony was in support from several individuals, but members raised concerns about the lack of input from counties and the state, and about how the bill might affect roads already used by the public or maintained by local governments. After discussion, the committees voted to advance SB 321 unamended to the next committees, with the measure adopted in both committees despite one recorded no vote in the Water and Land committee.

Transcript Highlights:

• But as we think about how that flows through all sectors of public life, then that should compel us to
• <05:38:44.320> through<05:38:44.520> all<05:38:44.760> sectors about how that flows
• The funding flows through us, so it's Federal Transit Administration funding that flows from us, and
• the regions themselves the funding flows the regions themselves the funding flows through<05:52:
• <05:52:06.080> from Administration funding that flows from Administration funding that flows

Keywords: 928, house, all

Summary: The Finance Division 2 work session first took up HB 506, a bill dealing with the return of seized firearms. Members discussed how the measure would shift background-check processing for firearm returns through the Department of Safety, while the physical firearms would still remain with local police unless State Police had taken custody. The department said the bill would change which cases come to it, and members clarified that the bill concerns the background-check decision rather than possession of the firearms. The committee then voted OTP on HB 506 FN by a 7-0 roll call. The committee next discussed HB 671, establishing a kindergarten literacy readiness program. Department of Education staff explained that the bill grew out of a COVID-era Waterford contract that provided home-based early literacy support for families using federal relief funds, at a cost of about $600,000 per year, but that the program ended when those funds expired. Members raised concerns that the bill’s $1 appropriation was not realistic, that the prior program lacked sufficient outcome data, and that the references to ESSA tier-one benchmarks were unclear. The department said it was conducting a broader literacy needs assessment and updating the state literacy plan, including data from the zero-to-five range, K-5, and dyslexia-related work. Waterford representatives described the program as an early-literacy, pre-K readiness service for children ages zero to five, originally designed to work in homes with computers and internet provided where needed, and later expanded in some settings such as daycares and pre-K classrooms. They said the program used assessments at the beginning and end, had served hundreds of children, and was intended to support family engagement and kindergarten readiness. Despite that testimony, members remained concerned about funding and the lack of clear results, and one member moved to retain the bill for more information. The discussion ended with the bill retained rather than advanced.

Transcript Highlights:

• He said over 100,000 cases flowed through the Circuit Court that year, with criminal cases as the largest
• <00:39:49.359> through<00:39:50.079> the<00:39:50.240> circuit 100,000 cases flowed
• through our system so that are flowing through our system so that we<00:52:13.280> don't<00:52
• <01:27:16.400> in<01:27:16.560> the 2015 so uh there are es and flows in the 2015 so
• uh there are es and flows in the membership<01:27:17.239> of<01:27:17.840> anybody<01:

Keywords: 928, house, all

Summary: The Judiciary Committee met for its first meeting of the new session with opening remarks, member introductions, and a discussion of committee logistics. Members described their backgrounds and priorities, including criminal justice, right-to-know and privacy issues, domestic violence, death-with-dignity legislation, abortion, firearms, landlord-tenant policy, housing, and technology/privacy concerns. The chair noted there were already 34 bills assigned to the committee and expected more, and said the committee would likely continue to have a heavy workload this session. The chair also outlined how the committee would operate: meetings would generally be on Wednesdays, with possible Mondays as needed; hearings would not require a quorum, but executive sessions would; and members were asked to provide updated phone numbers and email addresses, especially cell numbers. He explained that the committee would continue its practice of seating members in a mixed partisan arrangement to encourage communication, and that the new clerk had joined the committee. A significant portion of the meeting focused on procedures for executive sessions and meeting times. The chair said the committee would follow the traditional rule allowing executive sessions on bills heard that day if proper notice was given, but he would avoid taking up controversial matters without full attendance. Members then discussed whether meetings should start at 9, 9:30, or 10 a.m., with concerns raised about long commutes, evening obligations, and winter driving after dark. No formal vote was taken in the portion provided, but the chair indicated he would try to accommodate the committee’s preference while balancing the workload.

Transcript Highlights:

• Last year, I thought we had a good working relationship and a good flow to our meetings.

Keywords: 996, all

Transcript Highlights:

• And our goal is to continue to shrink that water flow.

Bills: SB1041

Keywords: electronic monitoring, nursing care, assisted living, resident rights, privacy, consent, surveillance, 1182, all

Summary: The committee convened and announced that Senate Bill 1041 would not be heard, with the meeting limited to a presentation to keep the schedule moving. Brian Jenkins of Nalco Water, part of Ecolab, gave an informational presentation on the company’s work in the semiconductor industry, especially in Arizona. He described Ecolab’s role in helping chip manufacturers maximize production while reducing water and energy use, including data management, water reuse and recycle systems, and energy optimization for fabs. He also discussed anticipated semiconductor growth in Arizona, citing SEMI data projecting four additional fabs in the state over the next several years. Jenkins emphasized the high water and energy demands of semiconductor fabrication, explaining that fabs can use billions of gallons of water annually and that chip features have become extremely small, increasing the need for precise, resource-intensive manufacturing. He outlined technologies Ecolab uses to identify reusable water streams, model treatment options, and design and operate reuse systems, including treatment of hydrogen fluoride, CMP wastewater, and neutralized acid waste. He gave an example of a fab where Ecolab’s work reduced water consumption by 11 million gallons per year, cut contaminant discharge by 64%, and saved about $675,000 annually. Members thanked Jenkins for the presentation and referenced a prior tour of the facility. They discussed the importance of water conservation for Arizona’s growth in chip manufacturing and data centers, and encouraged follow-up conversations outside the meeting. Jenkins invited members to visit Ecolab’s facility in Naperville, Illinois. No votes were taken, and the meeting concluded after the presentation, followed by adjournment as the room was prepared for House members to join.

Transcript Highlights:

• cause for the resurgence of those is the illegal alien invasion of more than 20 million illegals flowing
• with me that Arizona law already requires municipalities to prepare detailed written reports, cash flow
• To prepare detailed written reports, cash flow projections, and provide public transparency before increasing
• with me that Arizona law already requires municipalities to prepare detailed written reports, cash flow
• projections, and provide public transparency, to prepare detailed written reports, cash flow projections

Bills: HB2015, HB2060, HB2062, HB2100, HB2118, HB2165, HB2258, HB2327, HB2397, HB2445, HB2460, HB2641, HB2745, HB2876, HB2917, HB4011, HB4049, HB4056, HB4087, HCR2013, HCR2016, HCR2040, HCR2044, HCR2048, HCR2056

Keywords: budget procedures, late filing penalty, accounting standards, financial reporting, state appropriations, abortion, educational institutions, health education, state aid, public schools, Buffalo Soldiers, monument, commemoration, Arizona, public funding, Wesley Bolin Plaza, military history, historical memorial, small land subdivision, land use

Summary: The committee approved the minutes from the prior meetings and then took up several measures, beginning with HCR 2013, which would proclaim June 2026 as Celebrate Life Month in Arizona. The resolution drew emotional testimony in support from Crystal Cooper and Bella Stockton, both of whom shared personal stories about living with spina bifida and argued for celebrating life and supporting people with disabilities. Senator Kennedy voted no, saying the resolution was symbolic and did not address practical supports such as paid family leave, health care, housing, and school meals. The committee ultimately gave HCR 2013 a due pass recommendation on a 4-1 vote, with two members not voting. The committee then advanced HB 2327, as amended, clarifying protections for eligible persons’ identifying information in county recorder records and explicitly excluding voter registration records from the confidentiality provisions. Representative Hendricks said the bill was intended to fix problems created by earlier language protecting elected officials and first responders. The committee also passed HB 2258, which adds La Paz County to the Tourism Advisory Council’s geographic area, with no opposition testimony. A longer debate followed on HB 2397, which expands HOA/condominium disclosure requirements for prospective buyers, including bylaws, declarations, plats, meeting minutes, and information about assessments and known defects. Representative Biasucci said the bill was about transparency for buyers, while the Arizona Association of Community Managers raised concerns about cost and the scope of the disclosure requirements; the Arizona Homeowners Coalition supported the bill but opposed an amendment that would require managers to be on site for capital projects. The committee adopted two Hoffman amendments and then gave HB 2397 a due pass as amended recommendation. The committee also passed HB 2015, which imposes penalties on state agencies that miss federal audit reporting deadlines, and HB 4049, which changes how the Attorney General represents DCS in cases alleging misconduct; both drew opposition over concerns about punitive penalties and existing conflict procedures. Later, the committee approved HB 4087, authorizing a memorial plaque for former legislator Barbara Love, and HB 2100, which allows counties to authorize certain small land subdivisions, despite objections that it could weaken water-supply protections. The committee then passed HB 2460, as amended, preempting local ordinances that penalize businesses for abandoned or stolen movable property such as shopping carts; supporters argued cities were charging victims of theft, while cities and towns said the bill would undercut local nuisance enforcement and shift costs to taxpayers. Finally, the committee began hearing HCR 2056, a proposed constitutional referral recognizing a right to refuse medical mandates, with Representative Cooper and supporters framing it as bodily autonomy and opponents warning it would weaken public health protections, especially in schools and during outbreaks.

Transcript Highlights:

• those, and we can set that one aside and move to another high-priority project, which keeps the money flowing
• which<00:21:20.240> keeps<00:21:20.480> the<00:21:20.640> money<00:21:20.880> flowing
• <00:21:21.200> and<00:21:21.440> keeps which keeps the money flowing and keeps which
• keeps the money flowing and keeps us<00:21:21.840> more<00:21:22.080> efficient<00:21:
• Instead, MMB sells the bonds over a period of years to meet the anticipated cash flow needs of the projects

Keywords: 1187, senate, all

Transcript Highlights:

• . >> Representative Flow. >> So, thanks very much.
• Chair, >> Representative<02:13:47.440> Flow. >> Representative Flow.
• >> Representative Flow.
• committees<02:14:12.880> have<02:14:13.119> heard<02:14:13.520> is Representative Flow

Keywords: 1189, house, all

Transcript Highlights:

• unjustly seized, public education to shine a light on this cascading, cumulative, and continuing harm flowing
• It was a very kind of East Coast type decision based on the continual flow of water.
• It was a very kind of East Coast type decision based on the continual flow of water.
• Even the Los Angeles River is not always flowing. So we do have some strong state law, right?
• The second decision made the decision that waters in California that don't flow relatively permanently

Summary: The committee met as a subcommittee without quorum at first, then later established quorum and continued hearing several bills. SB 27, the annual CARE Court cleanup bill, would require courts to consider CARE referral for certain misdemeanor defendants found incompetent to stand trial, combine some hearings, allow limited data sharing among licensed medical professionals, and expand eligibility to include mood disorders with psychotic features. Supporters said it would clarify the meaning of “clinically stabilized,” streamline the process, and help more severely ill people receive treatment; opponents argued it would expand CARE Court too broadly, strain county resources, and divert attention from housing and voluntary services. The bill passed to the Health Committee on a roll call vote and was placed on call. SB 82, dealing with so-called “infinite arbitration clauses,” would limit consumer contract arbitration provisions to disputes arising from the product or service actually purchased. The author and supporters said the bill would stop companies from forcing arbitration in unrelated claims and would not ban arbitration itself. Opponents from business and banking groups argued the language was too restrictive, could create litigation over related transactions, and should be clarified as prospective only. The committee approved the bill and placed it on call after a roll call vote. The committee then heard two reparations-related bills. SB 437 would direct CSU to develop a genealogical methodology and framework for verifying descendants of enslaved people, with oversight, reporting, and guardrails tied to recently allocated state funding. Supporters said the bill would create a fair, evidence-based process; opponents, including professional genealogists and reparations advocates, argued the work is already well understood, the bill is unnecessary, and it could delay action. SB 518 would create a Bureau for Descendants of American Slavery within state government, with divisions for genealogy, property reclamation, outreach, and legal affairs. Supporters framed it as needed infrastructure to implement reparations recommendations; opponents objected to locating it in the Department of Justice, warned about data privacy and law enforcement control, and criticized the inclusion of broader communities. Both bills were moved to Appropriations and placed on call. The committee also heard SB 52, the End AI Rent Hikes Act, which would prohibit the use of algorithms to collude on and artificially inflate rental prices; the author and supporters described it as a response to AI-assisted rent fixing in California’s housing market.

Transcript Highlights:

• can't just keep going back to Medicare and Medicaid because this has a big factor on throughput and flow
• can't just keep going back to Medicare and Medicaid because this has a big factor on throughput and flow
• 00:45:55.440> in you ever heard the word throughput in you ever heard the word throughput in flow
• 57.000> we<00:45:57.119> have<00:45:57.359> people<00:45:57.720> waiting flow
• at hospitals we have people waiting flow at hospitals we have people waiting in<00:45:58.599> hospitals

Keywords: 1183, house

Transcript Highlights:

• surrounding access and egress from these ports so that they don't necessarily impede the current day-to-day flow
• talking to my some of the members of the border communities do we have a plan to address the efficient flow
• advocate that those investments help produce jobs and help ensure that that commerce continues to flow
• The estimate was the unemployment rate was going to be 1.2. and it's really 3.2, then money would flow
• Additionally, that funding would allow to Compensate centers for the gift of teachers children improving cash flow

Keywords: 1184, house, all

Transcript Highlights:

• This was based on a cash flow projection and what we anticipate needing for LIHTC programs, for Tier
• <00:15:34.440> projection<00:15:34.880> a<00:15:35.079> cash<00:15:35.279> flow
• based on a projection a cash flow based on a projection a cash flow projection<00:15:36.000>
• of the closing, right, and so you can oversubscribe and push these projects out because it's a cash flow

Keywords: 912, senate, all

Transcript Highlights:

• I'm sorry, you're asking—he testified, and I didn't want to interrupt Chair flow.
• I'm sorry, you're asking—he testified, and I didn't want to interrupt Chair flow.
• testified and I didn't want to interrupt testified and I didn't want to interrupt chair chair chair flow
• 01:14:10.920> he<01:14:11.159> was<01:14:11.400> at<01:14:11.600> when flow
• okay but um when he was at when flow okay but um when he was at when chair<01:14:12.120> was<

Keywords: 912, senate, all

Summary: The committee heard several election-related bills first. SB 51, a comprehensive public financing bill for candidates, drew strong support in testimony but also concerns from the Campaign Spending Commission that the Hawaii Election Campaign Fund has only about $2.2 million, far short of what would be needed, and that the program could not realistically start in 2026 because of staffing and system changes; the commission asked for a start date no earlier than 2028. SB 118, which would create a full-time investigator position at the Campaign Spending Commission, was supported by the commission, which said it has lacked staff growth since 1995 and that an investigator is needed to handle investigations instead of having the commission’s attorney do that work. SB 255, a housekeeping bill on excess cash campaign contributions, was supported by the commission and several county officials and would require excess cash contributions over the limit to be returned within 30 days or turned over to the Hawaii Election Campaign Fund. SB 345, which would expand the current partial public financing program, was supported by the commission but drew questions because it would still allow private fundraising; the commission said that under its assumptions the bill would provide more total public funds than SB 51, with a maximum of a little over $20 million versus a little over $15 million for SB 51. Testimony counts were reported as 125 support/48 oppose for SB 51, 26 support/0 oppose for SB 118, 30 support/49 oppose for SB 255, and 30 support/49 oppose for SB 345. The committee then discussed SB 176 on recount thresholds. The Office of Elections said it would stand on written testimony, and the East Hawaii Republican Party was listed but not present. The Office of Elections explained in response to questions that the bill’s recount trigger would be based on the final election-day count, not the early 6 a.m. tabulation, because the initial count is not complete until later in the day and cured ballots are counted later; the office said it does not want to begin recounts before all election-day ballots are counted. The reported testimony count was 4 support, 50 oppose, and 2 comments. Finally, the committee heard SB 260, the Judiciary’s biennial budget bill. Judiciary staff requested about $6.17 million in FY 2026 and $6.25 million in FY 2027 for operations, 17 permanent positions and one temporary position, plus $11.9 million for capital improvements. The Judiciary said the request would support specialty courts such as Women’s Court, Truancy Court, and DWI Court, a new Wahiawa District Court unit, an additional district court judge in Kona, cybersecurity, the Criminal Justice Research Institute, and facility projects including South Kohala design work and a Kauai chiller replacement. Civil legal services providers, including Volunteer Legal Services Hawaii, Legal Aid Society of Hawaii, the Legal Clinic, Kuikahi Mediation Center, the Domestic Violence Action Center, the Hawaii State Bar Association, and the Hawaii Access to Justice Commission, all supported the bill but asked for an additional $1 million for the civil legal services line item, saying demand is high and the funding is spread across more providers than before. The Judiciary clarified that some of its requested positions would support Wahiawa and Women’s Court, and that the civil legal services funding goes to organizations serving low-income residents on issues such as immigration, domestic violence, evictions, and foreclosures. The committee also briefly took up SB 279 on fentanyl possession thresholds, where the prosecuting attorney’s office supported the bill and said fentanyl is already driving overdose deaths and that the proposed thresholds target distribution-level quantities rather than personal use.

Transcript Highlights:

• , so they could get a risk-free 5% rate of return with the Treasury bond, so there’s some of those flows
• , so they could get a risk-free 5% rate of return with the Treasury bond, so there’s some of those flows
• 21.760> and with the treasury bond so there's es and with the treasury bond so there's es and flows
• 22.640> those<01:03:22.799> let's<01:03:23.000> call<01:03:23.200> those flows
• in some of those let's call those flows in some of those let's call those alternative<01:03:24.039><

Keywords: 912, senate, all

Summary: The committee opened by outlining hearing procedures, including a two-minute limit for live testimony, a request not to repeat written testimony, and a reminder about decorum. The first bill heard was SB 697, which would create a nonrefundable individual income tax credit for expenses to retrofit residences with wind-resistive devices. The Insurance Division said it supported the concept but noted it may need an appropriation or outside expertise to develop certification standards, while the Department of Taxation said the bill should retain a third-party certification requirement if the Insurance Division cannot administer the credit. The Hawaii Insurers Council supported the bill, and the Tax Foundation suggested a subsidy-style program would be more efficient than a tax credit and criticized the bill’s 100% credit structure. A testifier in support argued the measure would help homeowners fortify houses against hurricanes and reduce shelter demand; written testimony from several others, including HIEMA, was noted as supportive. The committee then moved through SB 76, which would require the Hawaii Property Insurance Association to provide commercial property coverage after two private-market denials, and SB 83, which would require insurers to give advance written premium-change notices and explanations to common-interest community policyholders and the insurance commissioner, along with a report on premium increases. For SB 76, the State Insurance Division stood on its written comments, and testimony in support came from Michael Honda, the National Association of Mutual Insurance Companies, and Jessica Herzog. SB 83 drew more extensive discussion: the Insurance Division supported the need for better transparency, while the Hawaii Insurers Council opposed the bill, arguing that agents—not insurers—typically communicate with AOAO boards and that the measure could worsen an already difficult market. Insurance Division staff acknowledged widespread complaints from condo associations about lack of transparency and said the division had received many calls about premium increases and nonrenewals. The discussion on SB 83 expanded into broader concerns about condo insurance, nonrenewals, surplus lines, and the difficulty of getting timely explanations for large premium increases. Committee members and testifiers described older buildings struggling to fund repairs and upgrades while facing steep insurance costs, and some urged the committee to craft baseline statutory protections for unit owners. The Insurance Division said surplus lines serve a critical gap-filling role and warned against regulating that market in a way that could slow access to coverage. No votes or final committee actions were taken in the portion of the meeting provided.