Video & Transcript Research : 'premium stabilization'
Page 7 of 334
TX
Transcript Highlights:
- Our average premiums for small businesses skyrocket.
- Or, you know, you could say, "Hey, their premiums have gone up 5%."
- The problem is the premiums. The problem is the access. The premiums are too high.
- So, if that's the question we're asking, let's look at the premiums in our state.
- The premiums in our state are lower.
Keywords:
HB 1818, Texas Insurance Code, Texas Department of Insurance, commissioner of insurance, health maintenance organization, HMO, insurer, utilization review, preauthorization, prior authorization, medical necessity review, health care services, medical care, insurance regulation, insurance examination, regulatory oversight, confidential records, public information exception, Chapter 843, Chapter 1301
MN
Minnesota 2025-2026 Regular Session
Extending aspects of the state's reinsurance program 3/5/26
Minnesota House Floor Meeting
Transcript Highlights:
- With the loss of the advanced premium With the loss of the advanced premium tax<00:10:40.000>
- Commerce's 2016 rate release, premiums Commerce's 2016 rate release, premiums in<00:14:27.920>
- Reinsurance was designed to stabilize Reinsurance was designed to stabilize that<00:14:37.040>
- that market and help bring premiums that market and help bring premiums down. down. down.
- Is it upfront with the premiums?
- Reinsurance was designed to stabilize Reinsurance was designed to stabilize that<00:14:37.040>
Summary:
The committee took up House File 3388, and an A1 amendment was adopted by voice vote. The bill, as amended, would direct the Department of Commerce to seek another federal waiver to continue Minnesota’s reinsurance program and preserve the assessment-and-tax-credit funding model adopted last session. Chair O’Driscoll said the measure is intended to give future legislators options before the current reinsurance structure ends, warning that without it individual-market premiums could rise substantially and more people could lose coverage.
Testimony was largely supportive. Dan Andre of the Minnesota Council of Health Plans said reinsurance has been a success since 2018, has lowered premiums by covering a portion of high-cost claims, and helped subsidize care for more than 5,000 Minnesotans in 2024. Ann New Brindley of the Minnesota Business Partnership and Steven Rubis of the Health Plan Partnership of Minnesota also backed the bill, saying market stability is important amid the loss of federal premium tax credits and that continued reinsurance would help prevent further premium increases and cost shifting. Jonathan Carter of the Minnesota Chamber of Commerce likewise supported the bill, citing the program’s role in keeping Minnesota’s individual-market premiums among the lowest in the country.
Members also discussed how the assessment and tax-credit mechanism works, with Chair O’Driscoll describing it as an assessment on plans followed by a tax credit against state liability. Representative Elkins questioned how insurers self-assess, and Representative Smith said the assessment model is preferable to a general-fund approach if the program continues. Representative Kaggel raised concerns about taxpayer costs and the broader health care system, while also saying the current system is unsustainable and in need of more fundamental change. The committee then renewed the motion to lay House File 3388, as amended, over for possible inclusion in an omnibus bill.
MN
Minnesota 2025-2026 Regular Session
Creating the Educator Group Insurance Program (Part 2) 2/26/26
Minnesota House Floor Meeting
Transcript Highlights:
- Assuming just a 10% annual premium increase, a decade from now, the premium for the same plan will cost
- Assuming just a 10% annual premium Assuming just a 10% annual premium increase,<00:04:00.879>
- increase, a decade from now, the premium increase, a decade from now, the premium for<00:04:02.720
- :04:55.520>
coverage <00:04:56.080>is premiums going up, but coverage is premiums going - financial stability and predictability. financial stability and predictability.
HI
Hawaii 2026 Regular Session
House Chamber - Fri Apr 17, 2026, 12:00PM HST - Day 46
Hawaii House Floor Meeting
Keywords:
affordable housing, housing credits, perpetual credits, development, Hawaii Housing Finance, Vietnam veterans, commemorative medal, recognition, working group, Hawaii, no-bid contracts, emergency procurement, audit, state agencies, public funds, accountability, emergency response, disability access, 911 systems, life-saving measures
HI
Hawaii 2026 Regular Session
House Chamber - Thu Apr 16, 2026, 12:00PM HST - Day 45
Hawaii House Floor Meeting
Keywords:
affordable housing, housing credits, perpetual credits, development, Hawaii Housing Finance, Vietnam veterans, commemorative medal, recognition, working group, Hawaii, no-bid contracts, emergency procurement, audit, state agencies, public funds, accountability, emergency response, disability access, 911 systems, life-saving measures
HI
Hawaii 2026 Regular Session
EEP Info Briefing - Thu Apr 16, 2026 @ 9:00 AM HST
Hawaii House Floor Meeting
Keywords:
affordable housing, housing credits, perpetual credits, development, Hawaii Housing Finance, Vietnam veterans, commemorative medal, recognition, working group, Hawaii, no-bid contracts, emergency procurement, audit, state agencies, public funds, accountability, emergency response, disability access, 911 systems, life-saving measures
TX
Keywords:
dentistry, botulinum toxin, aesthetic treatments, dental regulation, training, medical staff privileges, hospital administration, healthcare regulation, Texas Health and Safety Code, consistency in privileges, SB 672, Texas hospital emergency operations plan, hospital diversion, emergency department, cyberattack, cyber security, power outage, electrical outage, patient diversion, hospital preparedness
TX
Transcript Highlights:
- This will promote wellness and stability for those affected by mental health crises.
- for is... a supportive environment where we can connect them with the services they need to regain stability
Keywords:
dentistry, botulinum toxin, aesthetic treatments, dental regulation, training, medical staff privileges, hospital administration, healthcare regulation, Texas Health and Safety Code, consistency in privileges, SB 672, Texas hospital emergency operations plan, hospital diversion, emergency department, cyberattack, cyber security, power outage, electrical outage, patient diversion, hospital preparedness
MN
Minnesota 2025-2026 Regular Session
Human Committee Meeting - 2025-04-03
Human Services Finance and Policy
Transcript Highlights:
- This exempts intensive residential treatment services and residential crisis stabilization residents
- Before I found Vista 44, I was a supportive housing counselor helping others find stability in difficult
- I've seen families rebuild, parents regain their independence, and children finally getting the stability
- Funding from Medical Assistance Housing Stabilization Services, which is not duplicative, is a separate
- . been verified and they qualify for critical services such as housing stabilization, which provides
Keywords:
human services, aging services, disability services, behavioral health, long-term care, nursing home, nursing facility, assisted living, waiver services, medical assistance, Medicaid, case mix reimbursement, PDPM, RUG, direct care and treatment, developmental disabilities, day services, positive support, guardian, conservator
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 4/3/25
Human Services Finance and Policy
Transcript Highlights:
- housing stabilization assistance housing stabilization services,<00:55:53.680>
which <00:55:53.920 - The people experiencing stability.
- ,<00:56:53.760>
strengthening housing stability, strengthening housing stability, strengthening - substance abuse treatment and stabilize substance abuse treatment and stabilize my<01:20:46.080>
- This is a direction to stabilization.
Keywords:
human services, aging services, disability services, behavioral health, long-term care, nursing home, nursing facility, assisted living, waiver services, medical assistance, Medicaid, case mix reimbursement, PDPM, RUG, direct care and treatment, developmental disabilities, day services, positive support, guardian, conservator
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 4/1/25
Human Services Finance and Policy
Transcript Highlights:
- It removes the crisis stabilization bridge funding, and it really does help us deal with complex kiddos
- It removes the crisis stabilization bridge funding, and it really does help us deal with complex kiddos
- Hospitals, while critical for stabilization, are not equipped to provide long-term skill building or
- <01:48:46.440>
are <01:48:46.599>not while critical for stabilization are not while - critical for stabilization are not equipped<01:48:47.159>
to <01:48:47.320>provide <01:
Keywords:
HF2367, Community First Services and Supports, CFSS, personal care assistance, PCA, consumer-directed community supports, CDCS, home and community-based services, HCBS, direct support professionals, direct care workers, caregivers, support workers, SEIU Healthcare Minnesota & Iowa, collective bargaining agreement, retention stipend, health care cost stipend, training stipend, orientation program, retirement trust
TX
Texas 89th Regular
Senate Committee on Health and Human Services (Part I) Mar 5th, 2025
Health & Human Services
Keywords:
SB 502, Texas peace officers, Health and Human Services Commission, HHSC Office of Inspector General, OIG investigators, law enforcement classification, Schedule C, state employee benefits, injury benefits, peace officer status, commissioned officers, state auditor classification, Government Code, Code of Criminal Procedure, human services, health and human services, law enforcement compensation, public employee benefits, Texas state law enforcement, child welfare
TX
Texas 89th Regular
Senate Committee on Health and Human Services (Part II) Mar 5th, 2025
Health & Human Services
Keywords:
SB 502, Texas peace officers, Health and Human Services Commission, HHSC Office of Inspector General, OIG investigators, law enforcement classification, Schedule C, state employee benefits, injury benefits, peace officer status, commissioned officers, state auditor classification, Government Code, Code of Criminal Procedure, human services, health and human services, law enforcement compensation, public employee benefits, Texas state law enforcement, child welfare
TX
Keywords:
SB 502, Texas peace officers, Health and Human Services Commission, HHSC Office of Inspector General, OIG investigators, law enforcement classification, Schedule C, state employee benefits, injury benefits, peace officer status, commissioned officers, state auditor classification, Government Code, Code of Criminal Procedure, human services, health and human services, law enforcement compensation, public employee benefits, Texas state law enforcement, child welfare
MN
Minnesota 2025 1st Special Session
House Commerce Finance and Policy Committee 2/19/25
Commerce Finance and Policy
HI
Hawaii 2026 Regular Session
HSH Public Hearing - Tue Feb 17, 2026 @ 9:30 AM HST
Human Services & Homelessness
Transcript Highlights:
- But beyond climate benefits, this is about stability, dignity, and prevention.
- But beyond climate benefits, this is about stability, dignity, and prevention.
- to survive. stability they needed to survive. 140,000<00:34:07.279>
SNAP <00:34:07.919>uh< - <00:47:46.720>
assistance <00:47:47.599>to <00:47:47.920>families stabilization - assistance to families stabilization assistance to families with<00:47:48.800>
students <00:47:
Keywords:
grants, community engagement, nonprofit organizations, federal assistance, volunteering, youth transit, public transportation, subsidized transit, environment, energy independence, affordable transportation, Hawaii, diaper tax credit, families, low-income, childcare, health, Hawaii Department of Human Services, DHS, emergency appropriation
Summary:
The committee heard testimony on several measures related to human services, homelessness, transit, and family supports. HB 2116 HD1, concerning grants from the Office of Community Services to nonprofits providing training and volunteerism opportunities, drew strong support from Catholic Charities Hawaii, Hawaii Children’s Action Network Speaks, and multiple organizations in written testimony. Supporters said the bill would help vulnerable people affected by federal program changes and cuts by connecting them to reintegration and support services.
HB 1879 HD1, establishing a subsidized youth transit program coordinated with counties, received extensive testimony in support from the Department of Health, Department of Taxation, Climate Change Mitigation and Adaptation Commission, Aloha United Way, Hawaii Bicycling League, Hawaii Appleseed, Hawaii State Youth Commission, Hawaii Public Health Institute, Greenpeace Hawaii, Hawaii Youth Transportation Council, and others. Testifiers emphasized equity, school attendance, reduced transportation costs, climate benefits, and broader access for youth. Several witnesses urged amendments to make the program universal rather than means-tested, and committee discussion noted implementation questions for neighbor islands and rural areas.
HB 2214, creating a refundable diaper tax credit for low-income families with children age four and under, was supported by the Hawaii Diaper Bank, Hawaii Children’s Action Network Speaks, and several other organizations. The Department of Taxation recommended making the credit non-refundable and clarifying definitions to aid administration, while supporters argued refundability was important for low-income families who may owe little or no income tax. HB 2310, an emergency appropriation to replenish DHS funds used to provide SNAP benefits during a federal shutdown, also drew broad support from DHS, Catholic Charities, Hawaii Public Health Institute, Hawaii Children’s Action Network Speaks, Hawaii Food Industry Association, Aloha United Way, and others; witnesses praised the state’s rapid response and said the appropriation would prepare DHS for future emergencies. The committee also heard HB 2168 HD1 and HB 2427 HD1 on education for students experiencing homelessness and unaccompanied homeless youth; the Attorney General recommended technical amendments to avoid conflicts with existing law and to clarify McKinney-Vento-related definitions, while advocates stressed the need for school access, transportation, meals, and other supports for homeless and runaway youth.
OK
Oklahoma 2026 Regular Session
House of Representatives Second Regular Session of the 60th Legislature Day 5 Feb 9th, 2026 at 01:30 pm
Oklahoma House Floor Meeting
Transcript Highlights:
- And you touched there on, you know, the reason for the bill is this tension between mandates and premiums
- And then there's, as the more mandates we have, the more premiums will have a Tendency to go up.
- zoned out at this point, our constituents that actually care about their increase in their insurance premiums
- choice before we pass a piece of legislation that has an unint Ended consequence that increases the premiums
- The purpose of the bill is to see what impact on policyholders and premium payers would be if we passed
Bills:
HB2975, HB3405, HB3406, HB3728, HB3902, HB3977, SB397, HB1161, HB2938, HB2939, HB3306, HB3722, HB4113, HB4123, HB2293, HB3176, HB3545, HB3546
Keywords:
poultry waste, nutrient management, environmental regulations, agriculture, water quality, pollution prevention, best management practices, noxious weeds, poison hemlock, kudzu, landowner responsibilities, environmental control, public nuisance, eradication, burn bans, fire danger, drought conditions, emergency declaration, scrap metal, regulation
NM
New Mexico 2025 Regular Session
IC - Legislative Education Study Jun 26th, 2025
Transcript Highlights:
- And you'll see that premium increases, those annual premium increases have accelerated pretty significantly
- So you could stabilize the fund and bring those future premium increases down.
- premium increases over the next few years.
- And you all have done that by stabilizing NMSA's fund balance and bringing down those future premium
- Employees, uh, premiums.
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/11/26
Commerce Finance and Policy
Transcript Highlights:
- . premiums. premiums.
- much premium. much premium.
- . premium. premium.
- their premiums 18%? their premiums 18%? Mr.<01:02:39.840>
Anderson. - long-term stability. long-term stability.
Keywords:
travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace
MN
Minnesota 2025 1st Special Session
Committee on Commerce and Consumer Protection - 01/30/25
Commerce and Consumer Protection
Transcript Highlights:
- Reinsurance is a proven program that stabilizes market premiums, maintains enrollment levels, and helps
- <00:01:14.119>
market <00:01:14.479>premiums <00:01:15.400>maintains stabilizes - market premiums maintains stabilizes market premiums maintains enrollment<00:01:16.360>
levels - The premium security plan has been instrumental in stabilizing Minnesota's individual insurance market
- Another issue I have with it is that we talk about premium stability for people, but many people who
Summary:
The committee heard a reinsurance overview from Deputy Commissioner Julia Dryer of the Minnesota Department of Commerce on the Minnesota Premium Security Plan. She explained that reinsurance helps stabilize premiums in the individual market by reimbursing insurers for high-cost claims, and said Minnesota’s program has lowered premiums, preserved carrier participation, and helped maintain consumer choice. She warned that without continued funding, the program would be depleted and individual-market premiums could rise by about 25%, with potential losses in coverage and access to care. She also described the program’s structure under a federal 1332 waiver, the role of MCHA in administering the program, and the state’s receipt of more than $650 million in federal pass-through funds to date.
Dryer said the current program is funded through the end of 2025, though the federal waiver authority runs through 2027. The governor’s proposal would create a new assessment on insurers, estimated at roughly 2% to 3%, to fund the state share of the program and avoid another full waiver submission. She noted that the proposal assumes MinnesotaCare funding would be held harmless and that the program would be reduced if federal basic health plan funding were negatively affected. She also said projected costs changed because individual-market enrollment has grown and enhanced federal subsidies were removed from the estimate.
Members raised concerns about the proposal’s impact on premiums and the history of the fund. Senator Rasmusson argued the new assessment amounts to a large tax increase on health insurance and questioned who would be assessed and whether the surcharge would be capped. Dryer responded that the assessment would be based on annual claims experience and market conditions, with final amounts determined at the end of each year, not monthly. Senator Duckworth and Senator Frentz supported reinsurance as a way to keep premiums lower, while also questioning how the program should be financed. Senator Green asked about the mechanics of the assessment and the role of the department in setting it, and Senator H questioned why the fiscal note assumed 12% annual growth for program costs when general premium growth was lower. No vote or formal action was taken in the meeting.