Transcript Highlights:

• When you talk about the impact that's made because of these processors being there, because of further
• Somewhere in between, you got to figure out how to make your payments, how to be able to buy equipment
• That's where they put the processors because of that.
• That's where they put the processors because of that.
• That's where they put the processors because of that.

Keywords: Reuploaded to restore full meeting, 958, all

Summary: The Senate Standing Committee on Agriculture met with a quorum and adopted a committee substitute for Senate Bill 28, which would create a framework for the $5 million in agricultural economic development funding included in the 2024 budget. Commissioner of Agriculture Jonathan Shell testified that the bill is intended to support agriculture-focused economic development, especially processing and further processing projects, by giving the Department of Agriculture tools to identify opportunities, convene partners, and offer incentives. He emphasized the role of the new economic development division in the department and said the effort is meant to complement, not replace, the work of the state Economic Development Cabinet. Shell and several senators described the bill as a rural development tool aimed at helping smaller communities attract projects that fit their scale. He cited examples such as poultry processing, grain and elevator operations, milling, and specialty crop ventures, arguing that local processing can create jobs, strengthen markets for farmers, and keep more value in Kentucky. Senators discussed the need for return-on-investment metrics and clawback provisions for unsuccessful projects, and Shell said the framework includes those concepts. He also said the department is working on opportunities in sustainable aviation fuel, biofuels, and other markets that could bring more acres into production. Members also raised questions about small-farm innovation, raw milk, and direct-to-consumer opportunities. Shell said raw milk testing and related consumer protection issues are more closely tied to the University of Kentucky and the department’s consumer/environmental protection functions than to the bill’s economic development focus, but he said the department can help expand small-farm programs such as Kentucky Proud, Buy Local, KOAP, CAP, food-as-medicine efforts, LFPA, and farm-to-school initiatives. The discussion also turned to beef processing and feedlot development, with Shell saying Kentucky wants a beef processor but first needs to prove it can feed cattle at scale; he said changing conditions in western states could create an opening for Kentucky if it can build the necessary supply chain.

Transcript Highlights:

• We have to make some annual match payments and getting those done every year.
• Partner for OSU, and then that opens up supplemental payments that can go to Saint Francis.
• Francis as a level one trauma partner, and then we will work with OHCA to make those match payments.
• through the supplemental payments.
• With the processors and the growers, are some of those the same?

Keywords: 914, all

Transcript Highlights:

• I lead the payments team at Racetrack.
• The payment system, including our own technological costs.
• the Electronic payment system.
• The Electronic Transactions Association represents a lot of payment processors, and we...
• We represent primarily payment processors, merchant acquirers, and financial institutions—large financial

Bills: SB231, SB584, SB600, SB668, SB841, SB986, SB1003, SB1244, SB1625, SB1960, SB1963, SB1964, SB2026, SB2056, SB2368

Keywords: temporary emergency electric energy facility, temporary generation, emergency power, backup generation, mobile generator, portable generator, grid resilience, power outage restoration, transmission and distribution utility, TDU, Public Utility Commission of Texas, PUCT, Utilities Code Section 39.918, competitive bidding, lease authorization, emergency procurement, bulk power system, locational marginal pricing, reliability model, black start

Transcript Highlights:

• I am an attorney and I worked on payments policy for about 18 years for U.S.
• You'll find merchant processors saying any merchant can do it.
• Processors have this. Visa and MasterCard see it.
• It is not a part of the payment processing system at all.
• That data does not go through the payment networks.

Keywords: 988, house, all

Transcript Highlights:

• For example, there are times when utility payments or rent payments or other things have not been considered
• Often, that type of program can also assist with utility payments.
• Our staff has been in contact with every meat processor across the country.
• The number and location of our meat processors in the state.
• Right now, we're tracking about 30 meat slaughter processors.

Transcript Highlights:

• Schreiber shared about the down payment assistance program.
• They now uh, work at a meat processor in St.
• They now, uh, work at a meat processor in St.
• They now work at a meat processor in St.
• They now work at a meat processor in St.

Keywords: 1187, senate, all

Transcript Highlights:

• , more efficient, and create additional payment options.
• to U.S. dollars, processing them just like any other payment method.
• to U.S. dollars, processing them just like any other payment method.
• not any approved federal or state qualified payment stable coin issuers.
• It allows DFS to hold payment stable coin in a custodial bank.

Bills: S0314, S0530, S0576, S0800, S0990, S1078, S1440, S1568, S1588, S1614

Keywords: payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, Florida lottery, state lottery, lottery tickets, lottery retailer, Department of the Lottery, Division of Security, ball machine, lottery vending machine, instant tickets, online lottery tickets, major procurement, vendor disclosure, performance bond, retailer bond

Summary: The committee heard and advanced several bills related to engineering regulation, cybersecurity, financial services, and state administration. CS/SB 800 would increase penalties for repeated unlicensed engineering practice and create an engineering student loan assistance program funded by licensure fees and fines; it was reported favorably after questions about whether it would reimburse victims of unlicensed practitioners, with the sponsor noting it would not and that affected individuals would need to pursue complaints and private legal action. CS/SB 576 created a local government cybersecurity protection program administered by Florida Digital Service, with state purchasing of cybersecurity services and priority for fiscally constrained counties; it received support from local government and industry groups and was reported favorably. CS/SB 1078 set transition requirements for gubernatorial administrations, including liaisons, briefing books, office space, IT access, and controlled access to agency records under a memorandum of understanding, and it also passed favorably. The committee also approved CS/SB 314, which creates a regulatory framework for payment stablecoin issuers in Florida, and CS/SB 530, which updates lottery operations, security, retailer rules, and bonding requirements. CS/SB 1614, after adoption of a technical substitute amendment, would limit local governments’ eligibility for certain state funding if they have excess funds, have recently been audited by the legislative audit committee, or fail to affirm expenditure of prior funds; the sponsor said it would give the Joint Legislative Auditing Committee more enforcement leverage, and the bill was reported favorably. CS/SB 990 authorizes protective cell captive insurance companies to expand insurance market capacity and potentially lower premiums, while CS/SB 1588 is a step toward implementing last session’s gold and silver legal tender law; both were reported favorably. Additional bills passed included CS/SB 1440, which adds cybersecurity-related exemptions and reporting provisions for financial institutions, loan originators, and money service businesses, and CS/SB 1568, which creates a Florida Stable Coin Pilot Program allowing DFS fees to be paid with approved stablecoins. The stablecoin bill was amended to add guardrails, including fee limits, website notice requirements, and restrictions if no approved issuers are available. The committee also received a brief budget overview highlighting major funding items such as Florida Forever, Everglades restoration, water quality, Farmers Feeding Florida, citrus recovery, school lunches, state parks, and law enforcement and staffing items, and members later recorded additional votes before the committee adjourned.

Transcript Highlights:

• Tom Yamachica for Tax Foundation. >> The primary goal of this bill is to avoid forfeiture when a payment
• Tom Yamachica for Tax Foundation. >> The primary goal of this bill is to avoid forfeiture when a payment
• Tom Yamachica for Tax Foundation. >> The primary goal of this bill is to avoid forfeiture when a payment
• Tom Yamachica for Tax Foundation. >> The primary goal of this bill is to avoid forfeiture when a payment
• to payments to the state under protest. to payments to the state under protest.

Bills: SB2040, SB2248, SB2530, SB2732, SB2871, SB2919, SB3076, SB3300, SB3301

Keywords: freedom of speech, elections, campaign finance, non-natural persons, regulated participation, constitutional amendment, financial disclosures, government transparency, public confidence, Senate confirmation, conflicts of interest, state ethics commission, campaign contributions, state contracts, transparency, conflict of interest, government ethics, pretrial release, bail reform, financial ability

Summary: The Judiciary Committee heard testimony on several bills. SB 2248 would expand financial disclosure requirements to certain gubernatorial nominees subject to Senate confirmation. The State Ethics Commission supported the measure, saying disclosures should be filed before confirmation so the public and interested parties can review them in advance. Testimony was overwhelmingly in support, with 22 supporters, no opposition, and one comment. SB 2530 would broaden Hawaii’s campaign contribution ban for state and county contractors to include officers and immediate family members, and would extend the ban to certain grantees and their officers and family members, with specified contract thresholds. The Campaign Spending Commission said the bill is its own proposal and would align the thresholds with procurement guidelines. Testimony was entirely favorable, with 30 in support, no opposition, and two comments. Members asked about conforming amendments and how the existing prohibition on soliciting contributions applies; CSC said the calendar-day language clarifies current practice and that the solicitation ban already applies to contractors, with the bill extending the same standard to officers and immediate family members. SB 2732 would require courts to consider a defendant’s ability to pay when setting bail, including excluding public benefits from income calculations and clarifying the 40-hour affordability benchmark for those above 150% of the federal poverty level. The Office of the Public Defender, the Hawaii Correctional System Oversight Commission, and the ACLU of Hawaii supported the bill, arguing that unaffordable bail creates wealth-based disparities, contributes to jail overcrowding, and can cause severe collateral consequences for people not yet convicted. There was one opposition testimony and 18 supporters. Committee discussion focused on when the 40-hour period should begin, how income would be verified, and whether misrepresentation could affect bail; the Public Defender said the measure should be read to start from initial appearance and that judges could address false statements through existing remedies. SB 2871 would prohibit discrimination based on perceived characteristics, association with someone who has or is perceived to have protected characteristics, and intersectional combinations of characteristics. The Department of Education supported the intent but asked for clear definitions, while the Hawaii Civil Rights Commission said the bill does not add new protected classes and simply codifies the Lamb v. University of Hawaii decision on intersectional discrimination. LGBTQ+, civil rights, ACLU, and other advocacy groups testified in support, with one opposition testimony and a total of 27 in support, two opposed, and one comment. The committee then heard SB 2919, which appropriates funds for one full-time public deputy public defender position. The Public Defender’s Office said the position would provide statewide legal support and a centralized resource on constitutional, appellate, and immigration-related issues; several advocacy groups supported the measure, and committee questions focused on how the new position would complement existing training and keep staff updated on changing law.

Transcript Highlights:

• We do not get any payment from that for medical assistance.
• Time helicopter came in, landed, picked up the patient, and the Donley first responders got no payment
• do<00:02:39.360> not<00:02:39.519> get<00:02:39.720> any<00:02:39.959> payment
• <00:02:40.280> from transport we do not get any payment from transport we do not get any payment
• got no payment out of that<00:03:23.560> because<00:03:24.400> they<00:03:24.519> did

Bills: HF696, HF1429, HF1379

Keywords: HF696, rural EMS, ambulance, emergency medical services, uncompensated care, payment pool, rural health, Office of Emergency Medical Services, public safety answering point, PSAP, nontransport, unpaid ambulance calls, EMS reimbursement, rural ambulance provider, general fund appropriation, Minnesota health finance, specialized life support, metropolitan counties, emergency response funding, HF1429

Transcript Highlights:

• funds to the recipients, there needs to be a criminal investigation that's opened before you can stop payment
• And we found that with the MDE case, when the Ramsey County judge ordered MDE to reinstate the payments
• funds to the recipients, there needs to be a criminal investigation that's opened before you can stop payment
• And we found that with the MDE case, when the Ramsey County judge ordered MDE to reinstate the payments

Bills: HF1, HF1754, HF1809, HF1478

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• this play out during the Feeding Our Future case, where MDE actually did try to identify and stop payment
• only to be overturned by the courts and ordered to resume payments despite credible allegations of fraud
• this play out during the Feeding Our Future case, where MDE actually did try to identify and stop payment
• So are CCAP payments to a child care provider considered grants? I don't know that.
• to a child care provider payments to a child care provider considered<00:48:24.359> grants<00

Bills: HF1, HF1384

Keywords: Office of Inspector General, inspector general, legislative audit, fraud prevention, waste and abuse, public funds, grant oversight, state grants, grant management, whistleblower protection, retaliation, subpoena power, data practices, government transparency, accountability, law enforcement referrals, sanctions, debarment, payment withholding, public assistance fraud

Transcript Highlights:

• Act 365 of 1987, also known as the Arkansas Catfish Processors Fair Practice Act, required Arkansas's
• catfish processors who annually purchased over $100,000 of catfish from in-state producers to register
• The act set forth requirements for the payments made by these processors to the producers and put in
• This is a model that we are participating in through CMS that allows us to enter into value-based payment
• arrangements with manufacturers of drugs to treat... ...enter into value-based payment arrangements

Summary: The Administrative Rules Subcommittee reviewed several agency rules and most were approved without objection. The Department of Agriculture repealed rules tied to the now-repealed Arkansas Catfish Processors Fair Practice Act. The Department of Human Services updated Medicaid policy to clarify child support enforcement treatment for pregnant women, remove the word “forcible” from rape/incest good-cause language, and eliminate a 90-day waiting period for ARKids B after loss of group coverage; members highlighted the significance of the language change and asked for a quick-reference eligibility chart. DHS Medical Services also received approval for a CMS cell and gene therapy model rule for sickle cell drugs and a technical Medicaid-assisted medication-assisted treatment update that was described as cost-neutral and non-substantive. The Department of Labor and Licensing presented several rules implementing recent acts and internal cleanup changes. These included procedures for local construction plan disputes under Act 591, Contractors Licensing Board amendments raising the restricted commercial license threshold from $750,000 to $1.5 million and allowing deferral of owner-complaint investigations during civil litigation, and a similar residential contractors change. The HVACR Licensing Board presented broader revisions under Act 746, including grammar and cleanup changes, elimination of the Class C license with transfer of existing holders to Class B, expansion of allowable work limits, a change to continuing education from four hours annually to eight hours per three-year code cycle, and clarification on training, child labor, and licensing issues. Several members questioned the practical impact of the HVAC changes, but the rule was approved. The committee also granted the Department of Inspector General’s request for exclusion from rulemaking reporting under Act 473, concluding that no rule was necessary because the act already defines the key terms and review process for foreign-adversary cultural exchange agreements. In addition, the Arkansas State Library’s report recommending continuation of its existing rules was accepted. During the status updates on outstanding 2023-session rulemaking, Education explained delays were due to overlapping 2025 amendments and the large volume of rules, while members expressed concern about the length of time since enactment; staff noted only a small number of 2023 rules remain outstanding. The meeting ended after written 2025-session updates were received with no further questions.

Transcript Highlights:

• We're a grower and a processor of organic frozen vegetables.
• for a lot of smaller processors as well. for a lot of smaller processors as well.
• <00:33:51.200> Um, It's hard for a bigger processor.
• Um, It's hard for a bigger processor.
• /c><00:51:48.480> the payments to producers shifts the payments to producers shifts the financial

Bills: HF3580, HF3566

Keywords: agriculture, livestock, depredation, crop damage, wolf compensation, elk damage, state funding, agricultural protection, trespass, criminal penalties, farm equipment, agricultural land, 1183, house

Summary: The committee first approved the minutes from the previous meeting and then heard from Minnesota FFA officers, who described FFA as a student-led agricultural education organization focused on leadership, personal growth, and career success. The students explained the three-part model of agricultural education, the size and reach of FFA in Minnesota, and upcoming events at the Capitol, including an agricultural policy experience conference and FFA Day at the Capitol. Members asked about FFA’s role in encouraging the next generation of farmers, the organization’s broader focus beyond farming to include wildlife and other natural resources careers, and the mix of rural, metro, and urban chapters. The students emphasized that FFA and agricultural educators help students discover career paths and that urban chapters are active and thriving alongside rural ones. The committee then received a presentation from the Minnesota Department of Agriculture on the Agri program. The department described Agri as a legislature-created program that uses producer-payment funds to support roughly 15 grant and cost-share programs, including newer efforts such as Protect and Prepare. Testimony stressed transparency and fraud prevention: Agri is reimbursement-based, requires detailed documentation, conducts site visits on grants over $25,000, and has identified and stopped more than a dozen fraudulent applications in the past year. The department also noted a prior legislative auditor review of two larger Agri programs and said only about one-tenth of 1% of reviewed expenditures were recommended for recovery. The department highlighted the Make It Minnesota cost-share program, which helps Minnesota food and agriculture companies attend national trade shows such as Natural Products Expo West. Testifiers then described how Agri has supported their businesses: Mark Schiller of Lon Liquor in Northfield said the program helped his microdistillery expand into milling organic flour and adding food service, while Pete Gangler of Snowpack Foods in Caledonia said Agri grants supported food safety improvements, processing capacity, and a new freezer warehouse project. The department said additional grantees would testify as well, and members asked whether the department’s fraud-prevention practices could be shared with other state agencies; staff said they already are being shared through interagency best-practice efforts.

Transcript Highlights:

• Medicaid payments went up from $200 to around $500.
• Uh, there's no provision for payment. This bill changes that.
• Uh, there's no provision for payment.<00:39:47.599> This<00:39:47.839> bill<00:39:48.240
• <00:39:49.680> Uh,<00:39:50.160> and payment. This bill changes that.
• Uh, and payment. This bill changes that.

Bills: HB185, HB378, SB28, HB400, SB155, HB312, HB185, HB378, SB28, HB400, SB155, HB312

Keywords: appropriation, transportation, judicial system, funding, state budget, Pickens County, local act, vehicle tag fee, registration fee, issuance fee, motor vehicle registration, license plate, replacement tag, transfer tag, renewal fee, county revenue, earmarked funds, ambulance service, emergency medical services, EMS

Transcript Highlights:

• costs to participate in the down payment costs to participate in the down payment assistance<00:
• to 3% inclusive of the down payment to 3% inclusive of the down payment assistance<00:55:42.160>
• forgive the interest of the down payment forgive the interest of the down payment assistance<00:
• <00:57:04.400> assistance Right now the down payment assistance Right now the down payment
• if let's say the loan is 20 down payment if let's say the loan is 20 down payment is<00:57:17.359

Bills: HB1604, HB1713, HB1722, HB2270, HB2401, HB2515, HB1979, HB1593, HB1743, HB2122, HB1756, HB1837, HB1729

Keywords: agriculture, housing, workforce, land use, zoning, public-private partnerships, tax credit, school impact fees, impact fee exemption, school facilities authority, residential development, housing shortage, affordable housing, infill housing, land dedication, fee in lieu, school construction, developer exactions, fair share contributions, education contribution agreement

Summary: The committee heard testimony on HB 1604, which would create an agricultural workforce housing group within the Department of Agriculture and Biosecurity to address shortages of farmworker housing. The department said it supported the bill’s intent but emphasized that the group’s early work should focus on gathering data and surveying farm operators to assess actual demand, to avoid “mission creep.” Testimony from the City and County of Honolulu Office of Economic Revitalization, Hawaii Farmers Union, Hawaii Farm Bureau, Housing Hawaii’s Future, and the Maui Chamber of Commerce was in support, with one witness suggesting a housing advocacy nonprofit be added to the working group for balance. The committee then discussed HB 1713 on school impact fees, which would clarify exemptions for certain affordable housing projects and exempt new residential developments of fewer than 100 units. The Attorney General’s office said the bill should define “low to moderate income households” because that term is not defined in chapter 302A. HHFDC, the School Facilities Authority, Grassroot Institute of Hawaii, and others supported the measure, arguing it would reduce administrative burden and remove barriers to housing. Members questioned whether the bill should instead repeal the school impact fee entirely; supporters said they also favored full repeal but viewed this bill as a more feasible step. The School Facilities Authority also explained that about $28 million in school impact fees had been collected across four districts and none had yet been spent, and discussed how recent nexus requirements limit how the funds can be used. HB 1722, relating to residential condominiums, drew extensive testimony and questioning. HCDA supported the bill and explained that it amends the 99-year leasehold pilot program created by Act 97 of 2023 by reducing owner-occupancy restrictions from 100% of units to 60%, allowing some rental or subleasing flexibility for the owner-occupied units, and permitting up to 40% of units to be sold to qualified residents after being on the market for more than 60 days. HCDA said the original restrictions, combined with rising construction costs, higher interest rates, and competition from nearby projects, made the pilot project difficult to market and finance; it said the changes are needed to make the project feasible and competitive. Supporters including AP Hawaii, Kila LLC, and project representatives said the amendments would help make the demonstration project in Kakaʻako viable. Some members raised concerns that the changes could weaken long-term affordability and questioned why certain ownership language was being deleted if rentals would still be restricted. No votes or final committee actions were taken in the portion of the hearing provided.

Transcript Highlights:

• school districts use local dollars instead of state appropriated funds to do those buyouts, severance payments

Bills: HB3674, HB4326, HB4331, HB3029, HB2963, HB3551, HB2973, HB3019, HB3461, HB2961, HB3261, HB3759, HB3429, HB3069, HB3372, HB3705

Keywords: school resource officer, sexual assault training, law enforcement training, CLEET, school safety, mental health, continuing education, HB4326, Oklahoma Higher Learning Access Program, Oklahoma's Promise, scholarship, tuition assistance, higher education, State Regents for Higher Education, eligibility expansion, adopted students, foster care, DHS custody, child-placing agency, tribal custody

Transcript Highlights:

• And it doesn't establish. the payment or contract negotiation or anything of that nature.
• There are payment parity issues that make it a challenge sometimes.
• To strengthen the law surrounding telemedicine to create payment parity and extend. Thank you.
• So the data that I'm aware of in terms of the payments for supervision, this comes, I think Dr.
• At this time, I can't afford another mortgage payment.

Bills: HB35, HB4490, HB4454, HB2188, HB3078, HB4743, HB2556, HB46, HB5342, HB4783, HB3785, HB5278, HB1639, HB2581, HB4224, HB4070, HB4099, HB4882, HB3794, HB46

Keywords: peer support, first responders, mental health, confidentiality, emergency services, disclosure, next of kin, public information, deceased persons, privacy rights, patient solicitation, marketing practices, healthcare regulation, task force, deceptive advertising, nurse aide, certification, Texas Board of Nursing, healthcare workforce, nursing standards

Transcript Highlights:

• Depending on the agreement that they have with that physician, the payment can be negotiated.
• a single form that tracks the same information for each contractor or service provider requesting payment
• We'll talk to you about how we can break payments down and pay it out.
• to pay hospitals, and we can talk about those, you know, the Medicaid program, the supplemental payments
• Payer interest, along with separate MPIs, will attempt to reduce payments to hospitals in various ways

Bills: HB46, HB35, HB4490, HB4454, HB2188, HB3078, HB4743, HB2556, HB46, HB5342, HB4783, HB3785, HB5278, HB1639, HB2581, HB4224, HB4070, HB4099, HB4882, HB3794

Keywords: local government spending cap, expenditure limit, political subdivision, property tax, ad valorem tax, budget cap, taxpayer protection, spending restraint, inflation adjustment, population growth, voter approval, supermajority vote, county budget, municipal budget, school district finance, junior college district, hospital district, special district, attorney general enforcement, local fiscal limits

Transcript Highlights:

• Processors are businesses that turn that wholesale cannabis into downstream products.
• A single business can be both a producer and a processor, so they can grow and process cannabis, but
• We found that the number of producer and producer-processor businesses, these are businesses that grow
• We found that the number of producer and producer processor businesses, these are businesses that grow
• We weren't able to evaluate the impact of these 10 future producer-processor licenses, but we could look

Summary: The committee began with a work session on the Joint Legislative Audit and Review Committee’s cannabis market study, presented by JLARC staff member Susanna Pratt. The report found Washington’s cannabis production in 2023 was likely two to three times higher than retail sales, with production estimated at 292,000 to 443,000 pounds of THC versus 139,000 pounds sold. Pratt explained that canopy data are inconsistent and that the Liquor and Cannabis Board’s traceability system is incomplete and unreliable, limiting data-driven regulation, tax verification, recall tracking, and diversion enforcement. JLARC recommended that LCB submit a plan by the end of 2025 for obtaining accurate licensee data by the end of 2026; LCB partially concurred and said a 2027 timeline may be more realistic. JLARC also concluded that the social equity producer licenses would likely have only a minimal effect on statewide production capacity, and suggested the legislature consider broader ways to increase equity in the industry. Members asked about the slow issuance of social equity licenses and about comparable traceability systems in other states. The committee then heard a series of presentations on fraud and scam prevention. Paul Benda of the American Bankers Association described the scale of fraud losses, the role of telecom spoofing, social media scam ads, SIM farms, and crypto ATMs, and argued for a shared-responsibility approach involving banks, telecoms, and platforms. Katie Clark of IQ Credit Union described member-to-member fraud, romance scams, and the operational and financial impacts on credit unions, and recommended better information sharing, safe harbors for returning scam-related funds, and stronger fraud education. Kyle Innes of SIFMA highlighted investor fraud and Washington’s 2009 report-and-hold law, which he said helped shape similar protections in most states, and emphasized the need for better communication among financial firms, APS, and law enforcement. Brian Gerard and Ali Higgs from the Department of Financial Institutions discussed “pig butchering” and other investment scams, focusing on how scammers build trust through social media, dating apps, fake websites, and crypto schemes before extracting funds. Across the fraud presentations, witnesses repeatedly stressed consumer education, interagency information sharing, and stronger controls on telecom, social media, and crypto ATM activity. Members asked about model laws from other states, the role of financial education in schools, and whether crypto ATMs should be regulated or banned. No votes or formal committee actions were taken during the meeting.

Transcript Highlights:

• Applicability, exemptions, consumer personal data rights, duties of controllers and processors, data
• consumers, excluding personal data controlled or processed solely for the purpose of completing a payment
• And... ...completing a payment transaction. And this was in the Senate; it was 100,000 individuals.
• So, processors is the next section, and that section is generally what was passed by the Senate.
• Being that controllers and processors can process personal data for the purpose of profiling for internal

Keywords: 927, senate, all