Video & Transcript Research : 'foreclosures'

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KY

Kentucky 2026 Regular Session

House Legislative Session Day 40 (3-5-26)

Kentucky House Floor Meeting

Transcript Highlights:
  • Now, in Louisville, we traditionally not seek foreclosure on occupied properties, but those that are
  • Louisville, we traditionally<00:13:36.000> not<00:13:36.440> seek<00:13:36.760> foreclosure
  • <00:13:37.600> on traditionally not seek foreclosure on traditionally not seek foreclosure
  • fear is that a company could come in and buy a third-party tax lien, therefore allowing for the foreclosure
  • Thank you. therefore, allowing for the foreclosure therefore, allowing for the foreclosure of<00:15:33.880
Keywords: 958, all
Summary: The House convened, opened with an invocation and the Pledge of Allegiance, established a quorum with 96 members present, excused absent members, and approved the journal from March 4, 2026. The chamber also received notice that the Senate had passed Senate Bills 50 and 191 and requested concurrence. Several bills were reported for second reading and committee action, including measures on schools, barbering, virtual currency kiosks, eminent domain, DUI, fire protection, school district reporting, teacher certification, legal representation, cost and fee reporting, dentistry, credit insurance, harmful practices, elections, child welfare, health data, Medicaid directed payments, workplace violence in health care, utilities, solid waste, carbon sequestration, and coal/energy affordability. House Bill 534 was sent to the Rules Committee after receiving prior readings, and House Bill 600 was brought up for third reading and passage. House Bill 600, relating to the collection of delinquent tax bills, was explained as allowing counties to use a consolidated procedure to collect multiple delinquent tax cases more efficiently, requiring county attorney contracts with the Department of Revenue to include that option, and extending to counties some property-tax collection tools already used by cities for delinquent and dilapidated properties. A member from Jefferson raised concerns that the bill could allow foreclosure on occupied properties and warned about potential harm to elderly or low-income homeowners; the sponsor responded that the bill was not intended to remove anyone from their property. The House passed HB 600 by a vote of 82-11, and a clincher was applied. House Bill 662, concerning regulation of low-voltage battery-charged security fences by local governments, was described as a business-friendly measure supported by the Chamber of Commerce and affected industries, intended to define the fences and reduce regulatory uncertainty in commercial and industrial zones without removing local regulation. It passed unanimously, 96-0, and a clincher was applied. House Bill 364, relating to benefits for Kentucky National Guard members, was amended by House Floor Amendment 1 to define Commonwealth emergency pay and hazardous duty for Guard members on state active duty during emergencies. Supporters emphasized compensation for Guard members responding to disasters and emergencies, and members cited recent flood and crash responses as examples of their service. The bill passed 96-0, and a clincher was applied. House Bill 534, an elections bill, was taken up with House Committee Substitute 2 adopted. The sponsor said the bill was the product of work by the Secretary of State, the Board of Elections, county clerks, KREF, and others, and was intended to strengthen election laws. Debate focused on a provision that would remove from voter rolls individuals convicted of felonies even while appeals are pending; one member argued this would disenfranchise people before appeals are resolved and sought to offer an amendment, but a motion to suspend the rules for that amendment failed with only 18 votes in favor. Another member said the substitute was the best version of the bill and indicated he would offer amendments, including changes to the felony-appeal language and campaign finance timing, while also seeking to remove a section requiring federal cooperation. The transcript cuts off during that discussion, before final action on HB 534 is shown.
NY

New York 2025-2026 Regular Session

Senate Standing Committee on Banks - 01/28/2026

Banks

Transcript Highlights:
  • Southeast Queens right now is the epicenter of foreclosures in the nation.
  • What, if anything, we can do about this tidal wave hitting Southeast Queens in terms of foreclosure.
Keywords: 993, senate, all
Summary: The Senate Banking Committee met for its first meeting of the session, with Chair James Sanders Jr. and Ranking Member George Borrello opening the hearing and noting a collaborative approach to committee work. The committee first considered and advanced several bills: S.114, which would prohibit state-chartered banks from investing in or financing private prisons; S.2040, which would require money transmitters to provide a consumer warning; S.5473, which would require disclosures in advertisements involving virtual tokens; and S.8406, Sanders’ bill to amend the community bank deposit program. Each bill was moved and approved by committee, with S.8406 passing unanimously. The committee then heard from Caitlin Azar, Acting Superintendent of the Department of Financial Services (DFS), who outlined her background and DFS priorities. She emphasized affordability, consumer protection, stability, and innovation, and discussed DFS-led initiatives in the governor’s budget, including Banking Development Districts, non-bank mortgage CRA regulations, CDFI investment guidance, and consumer restitution. She also said DFS plans to issue buy-now-pay-later regulations in February, expand student lending protections and borrower education, and continue work on insurance affordability, including auto and homeowners insurance reforms, anti-fraud efforts, and discounts tied to telematics, dash cameras, and safe-driving courses. Members questioned Azar about the balance between regulation and access, especially in crypto, buy-now-pay-later, and insurance markets. She said DFS aims to preserve competition while preventing discriminatory or excessive practices, and described existing oversight of virtual currency, including coordination with federal regulators. Another member asked about AI in auto insurance underwriting and pricing; Azar said DFS requires transparency, bias review, governance controls, and consumer recourse, and that credit scores cannot be used to deny or increase rates. The chair also raised concerns about foreclosure in Southeast Queens, improving BDD paperwork and data collection, and increasing the number of state-chartered credit unions. Azar said DFS is working on process improvements, community input, and maintaining open communication with the committee, but no additional votes or formal actions were taken during the DFS hearing.
TX

Texas 89th Regular

Trade, Workforce & Economic Development Apr 9th, 2025

Trade, Workforce & Economic Development

Transcript Highlights:
  • governs liens on real property. and authorizes trustees and sub-trustees to oversee the sale of foreclosures
  • It authorizes a trustee or substitute trustee. to conduct a foreclosure sale and defines both using the
MN

Minnesota 2025-2026 Regular Session

Housing Committee Meeting - 2025-04-02

Housing Finance and Policy

Transcript Highlights:
  • I've seen a communication from a law firm about determining who is a good candidate for foreclosure based
  • This law firm also has its own foreclosure department and its own debt collection department.
HI
Transcript Highlights:
  • just wanted to elaborate a bit on what we are seeing currently on the ground in Lānaʻi with the foreclosure
  • tirelessly to even shift a lot of their efforts into helping dig some of these families out of foreclosure
  • just wanted to elaborate a bit on what we are seeing currently on the ground in Lānaʻi with the foreclosure
  • Currently on the ground in Lānaʻi, with the foreclosure moratorium ending this past January, the threat
  • Next item is SP332 SD1, related to foreclosures.
Keywords: 910, house, all
Summary: The Housing Committee heard testimony on several housing-related bills. On SB 26, SD 2, relating to affordable housing, the Office of Planning and Sustainable Development explained a prior transit-oriented development study that identified roughly 59,000 possible units and about 25,000 affordable units from known projects, and said the bill would help fill gaps by evaluating additional public lands for housing suitability and possible co-use with existing facilities. Members asked about the need for resources and staffing to do that work, and OPSD said it would need time and consultant support to carry it out. Testimony on the bill included support from state and county housing agencies and comments from planning and land use entities. On SB 66, SD 2, relating to housing and historic preservation review, SHPD and OHA both testified. SHPD said the bill would not override existing burial-site protections and that county staff with proper qualifications could make historic-property determinations locally, while OHA asked for clearer language requiring consultation when Native Hawaiian historic sites are involved and clearer procedures if an adverse effect is found. Committee members and SHPD discussed whether the bill should explicitly preserve existing Chapter 6E processes, whether counties have qualified staff, and how quickly a county would have to decide if it cannot complete the review itself and must use a third-party reviewer. Supporters said the measure could speed permitting and keep decisions local; one opponent argued it could rush approvals and strain infrastructure. The committee also heard support from housing, construction, business, and food-industry groups, and opposition from some preservation and community advocates. The committee then heard SB 332, SD 1, on foreclosure-related protections, with testimony focused on Lānaʻi and concerns about speculative real estate after the foreclosure moratorium ended. SB 414, SD 2, on restoring access to disaster-affected areas, drew support from HHFDC, DHS, and the Maui Chamber; HHFDC noted DOH plans for a temporary paved access road to the Kayola temporary housing site and said agencies were discussing which parcels would be needed. On SB 102, SD 2, relating to affordable housing and third-party historic review, SHPD said it would need to do more upfront screening and that the bill’s timelines and third-party provisions should be clearer; OHA said the measure should include a sunset and better staffing, and asked that the department fill positions to meet review demand. No votes or final committee actions were reported in the transcript.
HI

Hawaii 2025 Regular Session

JDC Public Hearing 02-05-2025

Judiciary

Transcript Highlights:
  • ask for consideration to help these organizations, which are often the last stop on issues like foreclosure
  • ask for consideration to help these organizations, which are often the last stop on issues like foreclosure
  • ask for consideration to help these organizations, which are often the last stop on issues like foreclosure
  • be given to helping these organizations, who often times are really the last stop on issues like foreclosure
  • be given to helping these organizations, who often times are really the last stop on issues like foreclosure
Keywords: 912, senate, all
Summary: The committee heard several election-related bills first. SB 51, a comprehensive public financing bill for candidates, drew strong support in testimony but also concerns from the Campaign Spending Commission that the Hawaii Election Campaign Fund has only about $2.2 million, far short of what would be needed, and that the program could not realistically start in 2026 because of staffing and system changes; the commission asked for a start date no earlier than 2028. SB 118, which would create a full-time investigator position at the Campaign Spending Commission, was supported by the commission, which said it has lacked staff growth since 1995 and that an investigator is needed to handle investigations instead of having the commission’s attorney do that work. SB 255, a housekeeping bill on excess cash campaign contributions, was supported by the commission and several county officials and would require excess cash contributions over the limit to be returned within 30 days or turned over to the Hawaii Election Campaign Fund. SB 345, which would expand the current partial public financing program, was supported by the commission but drew questions because it would still allow private fundraising; the commission said that under its assumptions the bill would provide more total public funds than SB 51, with a maximum of a little over $20 million versus a little over $15 million for SB 51. Testimony counts were reported as 125 support/48 oppose for SB 51, 26 support/0 oppose for SB 118, 30 support/49 oppose for SB 255, and 30 support/49 oppose for SB 345. The committee then discussed SB 176 on recount thresholds. The Office of Elections said it would stand on written testimony, and the East Hawaii Republican Party was listed but not present. The Office of Elections explained in response to questions that the bill’s recount trigger would be based on the final election-day count, not the early 6 a.m. tabulation, because the initial count is not complete until later in the day and cured ballots are counted later; the office said it does not want to begin recounts before all election-day ballots are counted. The reported testimony count was 4 support, 50 oppose, and 2 comments. Finally, the committee heard SB 260, the Judiciary’s biennial budget bill. Judiciary staff requested about $6.17 million in FY 2026 and $6.25 million in FY 2027 for operations, 17 permanent positions and one temporary position, plus $11.9 million for capital improvements. The Judiciary said the request would support specialty courts such as Women’s Court, Truancy Court, and DWI Court, a new Wahiawa District Court unit, an additional district court judge in Kona, cybersecurity, the Criminal Justice Research Institute, and facility projects including South Kohala design work and a Kauai chiller replacement. Civil legal services providers, including Volunteer Legal Services Hawaii, Legal Aid Society of Hawaii, the Legal Clinic, Kuikahi Mediation Center, the Domestic Violence Action Center, the Hawaii State Bar Association, and the Hawaii Access to Justice Commission, all supported the bill but asked for an additional $1 million for the civil legal services line item, saying demand is high and the funding is spread across more providers than before. The Judiciary clarified that some of its requested positions would support Wahiawa and Women’s Court, and that the civil legal services funding goes to organizations serving low-income residents on issues such as immigration, domestic violence, evictions, and foreclosures. The committee also briefly took up SB 279 on fentanyl possession thresholds, where the prosecuting attorney’s office supported the bill and said fentanyl is already driving overdose deaths and that the proposed thresholds target distribution-level quantities rather than personal use.
MN

Minnesota 2025-2026 Regular Session

Senate Floor Session - 05/06/26

Minnesota Senate Floor Meeting

Transcript Highlights:
  • And because the property managers want to continue foreclosure, they've rejected that payment.
  • Are we saying that that's okay to reject payment so you can pursue foreclosure?
  • and start the foreclosure process. and start the foreclosure process.
  • <01:33:52.000> on can start the process of foreclosure on can start the process of foreclosure
  • Losing your home to foreclosure over a few hundred or, as one story in the newspaper said, $56.
Keywords: 1187, senate, all
NM

New Mexico 2025 Regular Session

IC - Mortgage Finance Authority Act Oversight May 28th, 2025

Mortgage Finance Authority Act Oversight Committee

Transcript Highlights:
  • Foreclosures We've had, we've seen foreclosures occur when we've had, um, ebbs and tides in terms of
  • I know that when I first came in as a legislator we were faced with a crisis, a foreclosure crisis, which
  • And we set up a lot of mechanisms to help prevent foreclosures.
  • state level, um, and incentivize the development in this area, it will help prevent, Madam Chair, foreclosures
MN

Minnesota 2025-2026 Regular Session

House Energy Finance and Policy Committee 3/26/26

Energy Finance and Policy

Transcript Highlights:
  • the final solution, but the idea is to take these sites that are being so desperately hit by a foreclosure
  • the final solution, but the idea is to take these sites that are being so desperately hit by a foreclosure
  • the final solution, but the idea is to take these sites that are being so desperately hit by a foreclosure
  • the final solution, but the idea is to take these sites that are being so desperately hit by a foreclosure
  • the final solution, but the idea is to take these sites that are being so desperately hit by a foreclosure
DE
Transcript Highlights:
  • I believe that any foreclosure that would happen would result in a...
  • Foreclosure is a pretty lengthy process anyway.
  • I'm not a foreclosure expert, but yes, I would believe that's the case.
  • But Delaware also has a right of redemption for foreclosures as well.
  • So usually... ...redemption for foreclosures as well.
Keywords: 1064, all
AZ

Arizona 2026 Regular Session

03/17/2026 - Senate Floor Session

Arizona Senate Floor Meeting

Transcript Highlights:
  • HB 2780, judicial foreclosures or access sales proceeds.
  • HB 2780, judicial foreclosures or access sales proceeds.
Keywords: 1182, all
Summary: The Senate opened with prayer, the Pledge of Allegiance, attendance, journal approval, and multiple guest introductions, including a pastor, ACLU of Arizona lobby day participants, an architecture advocacy group, a doctor recognized for sleep apnea and dementia care work, and former Senator Frank Antinori. Senator Ortiz also read a proclamation declaring March as Sleep Apnea Awareness Month in Arizona, citing the health and public safety impacts of obstructive sleep apnea and disparities in diagnosis and treatment. The chamber then handled calendar and procedural business, including House messages, committee assignments, and a series of third-reading votes. Several bills passed on party-line or near party-line votes, including SB 1011 on county medical examiners, SB 1017 on health professionals, SB 1170 on drug offenses, SB 1173 on health care institutions, SB 1234 on juvenile court, SB 1275 on criminal diversion programs, SB 1332 on a feasibility study for light rail expansion, SB 1544 on probation, SB 1557 on health professionals, and SB 1585 on sex offender monitoring. Members offered explanations of vote on several measures, with opponents raising concerns about mandatory minimums, juvenile court changes, transit delays, and the need for broader criminal justice or transportation studies. The Senate also considered SCR 1022, a proposed constitutional amendment to change legislative member districts and expand the House. Supporters argued it would improve representation and reduce campaign pressures, while opponents said the idea should first be studied more thoroughly. The resolution passed 16-10. Additional transportation-related bills, including SB 1273 and SB 1274, also passed on reconsideration. The session ended with committee announcements for the next day and adjournment until Wednesday, March 18, 2026, at 1:15 p.m.
NM

New Mexico 2025 Regular Session

House - Commerce and Economic Development Mar 3rd, 2025

House Commerce & Economic Development Committee

Transcript Highlights:
  • In foreclosure, is the bank still allowed to auction it, or do they have to offer it to the residents
  • Pertaining to the sale of a mobile home park, wouldn't pertain to foreclosure.
  • The... okay, so, but the... okay, when you're in foreclosure and they are trying to... the bank is trying
HI
Transcript Highlights:
  • was also said that a savings clause should be added so it doesn't affect any statutes regarding foreclosure
  • 33.640> regarding doesn't affect any statutes regarding doesn't affect any statutes regarding foreclosure
  • ,<00:53:36.040> condemnation,<00:53:37.080> things<00:53:37.280> of foreclosure,
  • condemnation, things of foreclosure, condemnation, things of that<00:53:37.520> nature.
Keywords: 910, house, all
Summary: The House Committee on Labor met on February 19, 2026, and heard a series of bills largely focused on public employment, staffing, and professional licensing. Early measures included HB 2276 and HB 2472, both relating to Hawaii Employer-Union Health Benefits Trust Fund staff salaries, which were supported by trust fund representatives and received no opposition or questions. The committee also heard HB 1714 HD1 on housing, where the Hawaii Public Housing Authority testified with comments and the Deputy Attorney General raised concerns about the scope of autonomy, civil service, collective bargaining, and a possible separation-of-powers issue involving legislative approval of long-term contracts. The committee then considered several personnel and civil service bills. HB 2325 HD1, relating to civil service exempt positions at DLNR, drew support from DLNR and the Office of Planning and Sustainable Development, but HGEA opposed it and urged the department to seek other recruitment and retention solutions while keeping employees in civil service. HB 1541, relating to Department of Health positions, was supported by DOH on the grounds that the positions serve vulnerable populations and require specialized expertise, while HGEA opposed. HB 2140 HD1, relating to essential permanent positions, received support from OPSD, HGEA, and the Chamber of Commerce, with written comments from the city Department of Budget and Fiscal Services. HB 2315 HD1, relating to state employment benefits, was strongly supported by DOH, UPW, and HGEA as a recruitment and retention incentive; members questioned the pilot program, and DOH explained it would allow employees to cash out vacation leave earlier than current policy allows. The committee also heard HB 2295 on government contracting, with DOE support not present and IBEW 1186 in opposition. HB 1720, relating to professional engineers, drew strong support from the City and County of Honolulu’s planning department, which argued the bill would help with affordable housing review and only affect eligibility to sit for the licensure exam, but strong opposition from engineering industry and licensing board representatives, who warned it would lower licensing standards and harm reciprocity; members questioned both sides about plan review experience and licensure requirements. HB 2367, relating to employment earnings and pay transparency, received strong support from the Hawaii Civil Rights Commission, AAUW, the Commission on the Status of Women, and others, who said transparency helps small businesses and retention, while written opposition came from the Maui Chamber of Commerce and NFIB. Finally, HB 1935, relating to personal information, drew comments from the Attorney General and the Campaign Spending Commission about implementation burdens and disclosure requirements, with UPW supporting the home-address redaction portion but opposing the broader disclosure process; additional written testimony was noted from OIP, the League of Women Voters, Public Press Law Center, HGEA, and DCCA.
TX

Texas 89th Regular

State Affairs Apr 28th, 2025

State Affairs

Transcript Highlights:
  • to go through or be handled purely like a forced sale. ...A lot of times, Speaker Phelan, in a foreclosure
  • I think that's in my mind how it would go—not purely just through a foreclosure on the courthouse steps
  • So when we say public sale, typically you think foreclosure. I don't think it happens.
  • I would expect that you would take care of it in the same way you would have in any foreclosure, that
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - 04/07/25

Judiciary and Public Safety

Transcript Highlights:
  • The entire article is from a Senator Kron bill, SF 2338, and it modifies laws governing mortgage foreclosures
  • governing SF2338 and it modifies laws governing mortgage<00:26:44.559> forclos<00:26:45.120> foreclosures
  • <00:26:45.840> and mortgage forclos foreclosures and mortgage forclos foreclosures and leans
Keywords: 1187, senate, all
MN

Minnesota 2025 1st Special Session

Committee on Commerce and Consumer Protection - 02/20/25

Commerce and Consumer Protection

Transcript Highlights:
  • listened to this beloved senior citizen explain how stress and anxiety connected to an impending foreclosure
  • Anxiety connected to an impending foreclosure that kept her up all night.
  • crisis caused the recession of 2008 and led to more than three million people's homes ending up in foreclosure
  • The process prioritizes consumers facing imminent home foreclosure and helps them find resources to resolve
Keywords: 1187, senate, all
CA
Transcript Highlights:
  • And then, when that didn't come to fruition, the house went into foreclosure.
  • He had a house in foreclosure. He lost his scholarship. He lost his NIL contract.
  • And the home I bought, that was supposed to be my escape, went into foreclosure.
Summary: The committee held an informational hearing on name, image, and likeness (NIL) and financial literacy for student athletes, with members framing California as a national leader on NIL but emphasizing the need for stronger protections and more consistent education. The chair and witnesses discussed how NIL opportunities now include both third-party endorsement deals and school revenue-sharing arrangements, and how the current landscape varies widely by institution, leaving athletes with a patchwork of rules and support. Several witnesses argued that student athletes, especially younger ones and those from low-income or first-generation backgrounds, are vulnerable to predatory contracts, tax problems, and pressure from family, agents, or lenders. The first panel featured Tyree Dillingham and Brandon Copeland, who called for standardized financial literacy, better guardrails against predatory NIL advances, and a player-led association or similar collective voice for athletes. They described examples of athletes not understanding paychecks, taxes, or contract terms, and warned that some schools and collectives blur the line between education and marketing. Copeland also argued that college athletics now functions like a professional business and that athletes need representation and a standard contract structure to protect them. The second panel focused on lived experience, including testimony from attorney Anthony Coronae and student athlete Mikey Williams. Coronae described reviewing a contract that he said functioned like a predatory loan disguised as marketing support, with the company taking exclusive rights to Williams’ NIL and requiring repayment far beyond the advance. Williams testified that he signed without a lawyer, later lost endorsements, scholarship, and housing stability, and only later learned the contract’s consequences. He said a required financial literacy course at Sacramento State helped him begin to understand budgeting, taxes, and contracts, and he urged the legislature to require legal review or stronger safeguards for athletes. The third panel, from San Diego State University, highlighted a more structured institutional model. Athletic director Brendan Hill described a mandatory four-year life-skills program that includes financial literacy, resume workshops, internships, and branding education, while student athlete Sloan Benchoff said the program helped her manage money and prepare for post-college life. Witnesses agreed that support is uneven across schools, that some agents and lenders are exploiting athletes, and that California should consider standardized financial education and agent regulation while also being careful not to create rules that unintentionally restrict athlete rights. No formal vote or bill action was taken at the hearing.
FL

Florida 2025 Regular Session

Judiciary Jan 14th, 2025

Transcript Highlights:
  • the court system has faced other situations where we've dealt with difficult circumstances, the foreclosure
  • Our state was singled out for not handling foreclosures in an appropriate manner, and then there were
Keywords: 999, senate, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Thursday, May 21, 2026)

US Federal House Floor Meeting

Transcript Highlights:
  • rapidly rising foreclosures. rapidly rising foreclosures.
  • Many more veterans are facing foreclosure. And, as I said, 10,000 veterans in the past 12 months.
  • Many more veterans<04:52:05.120> are<04:52:05.360> facing<04:52:05.680> foreclosure.
  • <04:52:06.400> And<04:52:06.560> as veterans are facing foreclosure.
  • And as veterans are facing foreclosure.
HI

Hawaii 2025 Regular Session

JHA Public Hearing - Tue Feb 25, 2025 @ 2:00 PM HST

Judiciary & Hawaiian Affairs

Transcript Highlights:
  • In addition to now, it appears there's a foreclosure proceeding, so it's very concerning that these things
  • So I realize there's an element of nonjudicial foreclosure that's still seems to be at play.
  • that's a very nonjudicial foreclosures that's a very strong<01:36:47.239> concern<01:36:47.679
  • <01:36:52.639> that's<01:36:52.840> still of non-judicial foreclosure that's still
  • of non-judicial foreclosure that's still seems<01:36:53.880> to<01:36:54.000> be<01:36:
Keywords: 910, house, all
Summary: The committee first heard House Bill 302, which would repeal the requirement that a provider-patient relationship for medical cannabis certification be established in person first. The Department of Health said it supported the House Draft 2 version as a way to expand patient access, and several testifiers from the medical cannabis community and dispensary industry supported the bill, especially for patients on outer islands or those unable to travel. One witness asked that earlier language removed in committee be restored to further improve access. Representative Shimizu asked whether follow-up in-person visits would still occur, and DOH responded that this varies by provider, with some continuing in-person care and others moving to telehealth for chronic conditions. The committee then took up House Bill 712, relating to the federal 340B drug pricing program and contract pharmacies. The Office of Consumer Protection and the Attorney General’s office both said they supported the bill’s purpose but wanted it clarified and possibly moved into a standalone chapter rather than chapter 481B. Supporters, including Hawaii Pacific Health and the Queen’s Health Systems, said the bill is needed to protect safety-net funding and access to discounted drugs, citing large financial benefits from 340B and losses caused by manufacturer restrictions on contract pharmacies. PhRMA opposed the bill, arguing the issue is not access to discounts but accountability and transparency in how contract pharmacies distribute benefits, and said it was willing to discuss amendments. Members asked follow-up questions about whether there was data showing misuse; PhRMA said it did not have numbers, while hospital witnesses said the program is federally audited and used appropriately in Hawaii. Finally, the committee heard House Bill 1482, HD1, which would tighten hemp and controlled-substance definitions to exclude Schedule I cannabinoids from manufactured hemp products and clarify the treatment of artificially derived cannabis. The Department of Health supported the measure, saying it adds clarity to existing prohibitions. Kūre Hawaii and other supporters said it would close loopholes involving Delta-8 and similar products. An individual testifier urged stronger language to also cover compounds such as HHC, THCA, THCP, and THCO. In response to questions about enforcement against mislabeled hemp products, DOH explained that THC percentages are relative to product weight, that some products can remain under the hemp threshold while still containing significant THC, and that hemp flower is already prohibited from direct retail sale, though enforcement can be complicated and involves both administrative and criminal authorities.