Video & Transcript Research : 'foreclosure surplus'

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HI

Hawaii 2025 Regular Session

CPN Public Hearing 01-28-2025

Commerce and Consumer Protection

Transcript Highlights:
  • We'll move on to SB 332 relating to foreclosures.
  • <00:26:45.799> moratorium out from the Foreclosure moratorium out from the Foreclosure moratorium
  • ground is bracing for a foreclosure ground is bracing for a foreclosure crisis<00:26:51.960>
  • <00:27:22.720> and family on the verge of foreclosure and family on the verge of foreclosure
  • The next measure is SB 332, relating to foreclosures.
Keywords: 912, senate, all
Summary: The Senate Commerce and Consumer Protection Committee held its first hearing of the 2025 session and reviewed several measures. SB 102 would restrict third-party restaurant reservation services from listing or selling reservations without a written agreement from the restaurant; the Attorney General recommended amendments to strengthen the bill against First Amendment and Contracts Clause challenges, and the Hawaii Restaurant Association strongly supported it, saying restaurants should control who represents them. The committee also heard SB 137 on electric utility mergers and acquisitions, with support from Ulupono Initiative and IBW Local 1260. Supporters said the bill would preserve state policy protections, including renewable energy and rate-making goals, and protect workers; IBW also suggested amendments, including a severability clause. The committee discussed a possible alternative approach from the PUC involving solicitation of bids from non-investor-owned utilities, and Ulupono said it would consider that idea but was concerned about preserving time for co-op formation. Members then heard SB 142, which would require insurers paying claims by check to send them by certified mail with restricted delivery and return receipt. The Insurance Division stood on its written testimony, while the Hawaiian Insurers Council, State Farm, NAMIC, and the American Property Casualty Insurance Association opposed the bill. A senator questioned whether the measure was too prescriptive and could create problems for claimants displaced by disasters; the response was that insurers and claimants usually remain in contact and that other payment methods may already be available depending on the carrier. SB 157 would ban algorithmic price setting in Hawaii’s rental market and require a public education program; the committee noted written testimony in support and comment, but no oral testimony was taken before moving on. SB 158 would create a state-owned bank implementation board within DCCA; DCCA’s financial institutions division, the Budget and Finance Department, and the Legislative Reference Bureau submitted comments, while the Hawaii Bankers Association opposed and the Hawaii Credit Union League commented. The committee also heard SB 318, which would require DCCA to adopt privacy rules for direct-to-consumer genetic testing and specify whether genetic information may be used for investigative genetic genealogy. The Office of Consumer Protection and Andrew Crossland opposed the bill, saying federal law and existing state protections already cover much of the area and that rulemaking would be a better way to address it; members raised concerns about federal changes and the need for state protections, but OCP said the bill was not the best approach. SB 332 would prohibit bundling foreclosed homes at public sale and delay finality of sales; L. Strong and written testimony supported it, citing Lahaina’s post-fire foreclosure risks and warning of investors profiting from the disaster. The final measure, SB 525, would require written notice and consent before mortuaries, cemeteries, or pre-need funeral authorities sell or recycle precious metals recovered after cremation. DCCA’s consumer protection and licensing divisions offered comments, while the Hawaii Funeral and Cemetery Association opposed the bill, saying it was surprised by the measure and was unaware of current consumer problems in the industry.
MN

Minnesota 2025-2026 Regular Session

House/Senate Press Conference 2/26/25

Transcript Highlights:
  • minor infractions leading to foreclosure minor infractions leading to foreclosure or<00:02:07.520
  • The HOA board decided to initiate the foreclosure process.
  • And with that, I will introduce Senator P... foreclosure process but also working to foreclosure process
  • Failure to make one payment will result in the commencing of foreclosure proceedings.
  • in the the commencing of foreclosure in the the commencing of foreclosure proceedings<00:10:25.320
Keywords: 919, house, all
Summary: Legislators unveiled the Master Common Interest Community and Homeowner Association Policy Reform Bill, describing it as a comprehensive package built from a 14-meeting interim work group and public listening sessions. Speakers said the bill is intended to update Minnesota law with clearer standards for governance, open meetings, governing documents, dispute resolution, fines and fees, foreclosure procedures, conflicts of interest, and the roles of municipalities and civil rights protections. They framed the measure as a bipartisan effort aimed at consumer protections, transparency, fairness, and clearer expectations for both homeowners and volunteer board members. Much of the discussion focused on complaints from constituents about excessive fines, unexplained fees, lack of access to financial documents, weak dispute processes, and conflicts of interest involving property managers and contractors. Examples included a small trash-can violation escalating to foreclosure and a roof-repair contract steered to a subsidiary of the property management company. Senators and representatives said the bill would require associations to adopt written fine policies, provide notice and time to cure violations, and create internal dispute-resolution procedures so homeowners are not forced immediately into costly legal fights. A key policy question was Article 3, which would bar cities and municipalities from conditioning approval of new developments on amenities or features that require an HOA, while still allowing voluntary HOAs. Sponsors said this would reduce the number of homeowners pushed into associations and prevent local governments from shifting costs onto residents. They also said the bill is part of a broader package that includes separate measures on registration requirements, attorney general enforcement, an ombudsman office, and a task force to study insurance costs. No formal votes were taken in the transcript. The speakers said the Senate bill was expected to have a housing committee hearing the following week, with additional committee stops likely in state and local government and judiciary, and that House-side negotiations were ongoing. They also said the bill could still be refined as testimony continues and stakeholders raise concerns.
HI
Transcript Highlights:
  • that's coming out and more foreclosures that's coming out and more foreclosures and<00:57:11.760
  • No other foreclosure purchaser is subject to this rule.
  • No other foreclosure purchaser is subject to this rule.
  • No other foreclosure to do that.
  • Associations must act foreclosures.
Keywords: 912, senate, all
Summary: The committee heard testimony on SB 2294, which would require condominium associations, boards, and managing agents to comply with declarations, bylaws, county ordinances, and state and federal laws, including mortgage lending requirements. The Community Associations Institute opposed the bill as redundant, arguing existing law already requires compliance and provides penalties. Supporters, including condominium owners and board members, said the measure would clarify that associations are not “self-governing” in a way that exempts them from outside laws, and cited examples where local officials or police told residents to take issues back to their boards. Several supporters said the bill would reinforce board responsibility for permits, safety, and legal compliance. The committee noted 27 pieces of testimony, with 10 in support and 17 in opposition, and then moved on without taking a vote on the measure in the transcript provided. The committee also took up SB 2298, which would require common interest community proxy forms to include additional language explaining proxy selection options. The Community Associations Institute opposed the bill, saying the proposed language was inaccurate and would not improve consumer clarity unless significantly revised. Supporters argued that proxy forms are confusing and that clearer instructions would help homeowners understand how their votes are being used. Opponents said the added language would make the forms longer and more confusing, and suggested a separate instruction sheet or other educational material instead. Testimony also raised broader concerns about proxy voting being misused in some associations, with one witness urging that proxy voting be eliminated altogether. The committee reported 29 written testimonies, including seven in support, 19 in opposition, and three with comments, and again did not record a final vote in the excerpt. For SB 2300, which would shorten condominium reserve cash-flow projections from 30 years to 25 years, the Community Associations Institute opposed the bill, saying it would not make housing more affordable, would reduce transparency, and would increase the annual burden by giving associations less time to save for long-life components. The group suggested that if affordability is the goal, lawmakers should consider allowing future loans or special assessments with guardrails. Supporters of the bill said the shorter projection period would better reflect practical budgeting and help associations plan more realistically, though some supporters also warned against relying too heavily on loans and emphasized accountability and fiduciary responsibility. Other testimony stressed that the impact of changing the projection period would vary by association and that many owners are already struggling with rising fees. The discussion remained focused on testimony and policy concerns, with no final action on SB 2300 shown in the transcript.
NY

New York 2025-2026 Regular Session

New York State Senate Session - 04/20/2026

New York Senate Floor Meeting

Transcript Highlights:
  • and the property in foreclosure or in arrears on the mortgage?
  • What would their basis be for foreclosure proceedings if they have been paid on their mortgage?
  • You pay, the person pays, and as a result, there is no foreclosure.
  • Standard terms in a mortgage don't normally allow for foreclosure absent a default in payment.
  • And they have to start a foreclosure proceeding on what terms, Mr. President? I don't know.
Keywords: 993, senate, all
Summary: The Senate opened with routine formalities, approved the journal, welcomed a SkillsUSA student delegation, and then moved into budget and policy business. The chamber accepted a Rules Committee report and took up a supplemental budget extender, Senate Print 9963, which would extend state operations through April 22 and authorize $12.7 billion, including about $5.1 billion in new funding for Medicaid, payroll, and school aid. Senator O’Mara questioned the delay in the budget, the lack of public detail, and unresolved issues such as CLCPA changes, auto insurance, and SEQR reforms; the sponsor said negotiations were ongoing and that school aid would likely build on the executive budget. The extender passed 57-1, with Senator Weik voting no. The Senate then adopted Senate Resolution 1887, sponsored by Senator Brisport, memorializing the Governor to proclaim April 2026 as Arab American Heritage Month. Senators Brisport, Fahy, Salazar, and Gounardes spoke in support, emphasizing Arab Americans’ cultural, civic, and economic contributions in New York and condemning anti-Arab and anti-Muslim bias. The resolution was adopted by voice vote and opened for co-sponsorship. The chamber next considered several bills on the calendar, including a bill by Senator Cleare to prohibit state-chartered financial institutions from investing in private correctional facilities. Supporters framed it as a moral response to private prisons and rising federal use of detention facilities, while opponents argued it would overregulate state-chartered banks and affect private investment decisions. The bill passed 36-22. The Senate also passed a bill by Senator Krueger raising the nonprofit lobbying disclosure threshold from $5,000 to $10,000, after debate over transparency and whether the change would reduce oversight; it passed 35-23. Finally, the Senate passed Senator May’s bill on advanced transmission technologies and utility planning, after extensive debate over ratepayer costs, battery storage, and data center growth; supporters said it could lower energy costs through more efficient grid use, while opponents said it would raise rates and duplicate existing studies. The bill passed after being restored to the non-controversial calendar.
MN

Minnesota 2025 1st Special Session

Conference Committee on HF2432 5/8/25

Transcript Highlights:
  • And essentially, this applies the postponement of foreclosure sale that is allowed currently for foreclosures
  • And essentially, this applies the postponement of foreclosure sale that is allowed currently for foreclosures
  • And essentially, this applies the postponement of foreclosure sale that is allowed currently for foreclosures
  • And essentially, this applies the postponement of foreclosure sale that is allowed currently for foreclosures
  • And essentially, this applies the postponement of foreclosure sale that is allowed currently for foreclosures
Keywords: 1183, house
MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 03/04/25

Housing and Homelessness Prevention

Transcript Highlights:
  • I am the mortgage foreclosure prevention program manager with Twin Cities Habitat for Humanity.
  • their rights when it comes to preserving their home due to foreclosure.
  • notice and are panicked when people fear they're facing foreclosure.
  • prevention program manager foreclosure prevention program manager with<00:36:36.760> Twin<00:
  • prevention allowing us to foreclosure prevention allowing us to educate<00:36:56.160> homeowners<
Keywords: 1187, senate, all
TX

Texas 89th Regular

89th Legislative Session Apr 24th, 2025

Texas House Floor Meeting

Transcript Highlights:
  • clerk read the bill HB number 2002 by Darby relating to the eligibility of an organization to receive surplus
  • Speaker members this bill simply protects the of local and regional food banks to access surplus agricultural
  • Simply put, HB 2723 will protect our sacred and historical burial grounds from wrongful foreclosures.
  • clerk read the bill HB number 1851 by Morales of Maverick relating to the disposition of certain surplus
  • Public schools in economically disadvantaged areas to purchase these surplus vehicles.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on the Judiciary Jun 21st, 2026 at 01:00 pm

Joint Committee on the Judiciary

Transcript Highlights:
  • In order to avoid foreclosure, some homeowners filed for bankruptcy, while others tried to work with
  • With their lender to modify both loans into an affordable payment to avoid foreclosure. Mrs.
  • The collector had bought the second mortgage, sat on it for years, and was now threatening foreclosure
  • They foreclosed on her, and fortunately that foreclosure was reversed.
  • As you heard, an act relative to summary process and any work around foreclosure mediation, these are
Keywords: 995, all
Summary: The Joint Committee on the Judiciary heard testimony on a wide range of bills, with much of the discussion focused on housing stability and maternal mental health. On H. 1924/S. 1171, supporters including Sen. Joan Lovely, Rep. Jim O’Day, physicians, advocates, and people with lived experience urged the committee to create legal protections and treatment pathways for defendants who experienced postpartum psychosis or other perinatal mood disorders within 12 months of giving birth. Testimony emphasized that these conditions are rare but severe, often treatable, and can lead to tragic outcomes if criminalized rather than addressed through screening, expert evaluation, treatment, and, in some cases, resentencing or mitigation. Committee members asked about diagnosis years after the fact and how the Illinois law has worked; witnesses said retrospective diagnosis is possible and that the Illinois model has led to some successful resentencing petitions and broader awareness. Housing-related bills drew substantial testimony. On H. 1983/S. 1071, witnesses described “zombie” subordinate mortgages that were sold years after borrowers believed they had been resolved, then resurfaced with large balances and foreclosure threats. Supporters said the bill would require disclosures and court review to prevent unlawful servicing and foreclosure practices. On H. 1952, advocates from the Massachusetts Law Reform Institute, tenants, and legal services providers backed a permanent statewide right to counsel in eviction cases, citing data showing strong tenant outcomes and the importance of quality control, multilingual outreach, and full representation. On H. 1895/S. 1184, testimony supported codifying a two-tier summary process in eviction court and prohibiting defaults at the initial case-management stage. On H. 1883, a small property owner supported rent escrow as a way to protect landlords from bad-faith nonpayment while preserving tenant rights. The committee also heard testimony on bills addressing discriminatory housing covenants, tenant oversight, and homelessness. On H. 1762/S. 1080, a housing advocate supported removing void restrictive covenants from deeds, describing the Dirty Deeds Project and the lingering harm of racist language in property records. On H. 1814, tenants and advocates described harassment, retaliation, security problems, and lack of accountability in subsidized housing, arguing for an Office of the Tenant Advocate within the Attorney General’s Office. On S. 1120, multiple witnesses supported a bill of rights for people experiencing homelessness, saying it would affirm the right to rest and seek shelter, reduce criminalization, and extend anti-discrimination protections. No votes or final actions were taken during the hearing; the committee primarily received testimony and questions on the bills.
MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 02/25/25

Housing and Homelessness Prevention

Transcript Highlights:
  • fines and fees resolution foreclosures fines and fees Etc Etc Etc as<00:44:27.800> well<00:44
  • fines and fees foreclosures fines and fees foreclosures municipalities<00:47:13.160> and<
  • 00:53:07.079> new<00:53:07.240> foreclosure recommended to ensure new foreclosure recommended
  • purchase a home and prevent foreclosure purchase a home and prevent foreclosure through<01:15:51.800
  • The foreclosure was going to be December 15th, and so she's like, who can I talk to?
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Judiciary Committee Meeting - 2025-04-08

Judiciary Finance and Civil Law

Transcript Highlights:
  • Property and foreclosures.
  • It requires that the postponement of a foreclosure sale that is allowed in foreclosures by advertisement
  • , which are sometimes called administrative foreclosures, be applied in the same manner as foreclosures
  • by action, which are foreclosures that occur through a court action.
  • The article is effective for foreclosure notices recorded on or after August 1st, 2012.
Bills: HF2300
OK

Oklahoma 2026 Regular Session

Judiciary and Public Safety Oversight Mar 3rd, 2026 at 10:30 am

Judiciary and Public Safety Oversight

Transcript Highlights:
  • Judicial foreclosure. Do you see that particular section of the law?
  • Can you define to me what a judicial foreclosure is?
  • So, are you where there is a difference between a judicial foreclosure and a foreclosure?
  • Well, are you aware that a judicial foreclosure is explained in Title 12?
  • The judicial foreclosure process. Thank you for that observation.
HI

Hawaii 2026 Regular Session

EIG-HHS-HOU, HOU-HHS, HOU DEFER Public Hearings 03-19-2026

Energy and Intergovernmental Affairs

Transcript Highlights:
  • holder or other party becomes the owner of any permanently affordable unit pursuant to a mortgage foreclosure
  • , foreclosure under power of sale, or conveyance in lieu of foreclosure after a foreclosure action is
  • holder or other party becomes the owner of any permanently affordable unit pursuant to a mortgage foreclosure
  • , foreclosure under power of sale, or conveyance in lieu of foreclosure after a foreclosure action is
Bills: HB1700
Summary: The joint committees on Housing and Health and Human Services, along with related committees, heard and later took action on three housing bills. HB 1700 HD1, relating to housing and expedited permitting, received support from disability advocates, including the Hawaii State Council on Developmental Disabilities and a self-advocate who said faster permitting would help people with disabilities access more independent living options. The chairs said they would add amendments to ensure expedited permitting would not compromise ADA or Fair Housing Act protections and to require reporting on the number, type, and geographic distribution of projects so the program could be evaluated over time. The measure was recommended and adopted with amendments by the participating committees. HB 1777 HD2, which would require tenant protections for residents displaced by HHFDC-supported redevelopment projects, drew support from HHFDC, the Office of Hawaiian Affairs, Parents and Children Together, and numerous other organizations. Testimony emphasized the need for a right of first offer, replacement housing payments, relocation information, and tracking procedures to reduce displacement harms, especially for Native Hawaiian and public housing residents. In decision-making, the committees amended the bill to incorporate the Senate companion measure, rename the working group as the tenant protection working group, broaden its duties, and include a $75,000 appropriation for working group expenses. The committees also noted concerns about unequal treatment between tenants in publicly supported projects and private redevelopments, and referenced the KPT low-rise redevelopment as an example where required relocation assistance still did not proceed smoothly. The bill was recommended and adopted with amendments. HB 1975 HD1, relating to kupuna housing, would repeal the sunset on the state rent supplement program for kupuna, appropriate funds to HPHA, and add positions to support the program. HPHA, the Executive Office on Aging, OHA, Catholic Charities Hawaii, AARP Hawaii, Aloha Independent Living Hawaii, and others testified in support, with Catholic Charities describing how the subsidy helped a senior remain housed through major medical issues. The committees later recommended passage with amendments, including a technical correction to the number of positions and a date fix, and the recommendation was adopted.
KY
Transcript Highlights:
  • And again, the typical cost of sale are addressed in a foreclosure, and we just want to make sure that
  • He said that if those costs were really tied to the sale of property, foreclosure statutes would already
  • He added that the typical cost of sale is addressed in foreclosure, and that lenders and bankers across
  • statutes which we've had for Foreclosure statutes which we've had for a<00:30:08.360> long<00
  • <00:38:27.240> I foreclosure I foreclosure I one<00:38:28.240> more<00:38:28.520> yes
Summary: The House Agriculture Committee first spent much of the meeting recognizing the large number of 4-H and FFA students and guests in attendance, with members from several counties introducing their groups and praising the programs for developing future agricultural and civic leaders. Comments emphasized the value of youth involvement in agriculture, leadership, and public speaking, and several members noted their own 4-H or FFA backgrounds. The committee then took up House Bill 356, and adopted a committee substitute before hearing testimony on the revised measure. House Bill 356, sponsored by Representative Carney, would create the Kentucky Urban Youth Agriculture Initiative, expanding the original urban farming concept into broader agricultural education, agribusiness, advocacy, and work-ready skills. The substitute removed the requirement that participants have access to farmland, lowered the age floor from six to five, broadened participation, and established a pilot program with implementation left to Cooperative Extension. Supportive testimony came from a 4-H student and Kentucky 4-H representatives, who described how the program helps youth explore many interests and removes barriers for urban students. Members from both parties praised the bill as a way to reach more youth and strengthen agricultural education. The committee approved House Bill 356 as amended by the committee substitute on a roll call vote, with all members present voting yes. The committee then heard House Bill 315 from Representative Sharp, a foreign adversary land bill intended to limit certain foreign entities’ ability to purchase Kentucky land. Before member questions, Tim Shank of the Kentucky Bankers Association testified in opposition to one section of the bill, saying banks already screen borrowers through federal systems and that Section 8’s reference to an Attorney General lien for “actual costs” was too vague. He warned the language could create uncertainty for mortgage holders and potentially affect credit availability for farmers. Representative Sharp said he had just learned of the concern and may need to work with the Attorney General’s office to address it. He also said the bill was largely the same as last year’s version, except for the removal of a leasing-related paragraph, and the committee began discussion of the bill after that testimony.
MN

Minnesota 2025-2026 Regular Session

Committee on Housing and Homelessness Prevention - 03/13/25

Housing and Homelessness Prevention

Transcript Highlights:
  • Thank you, Madam Chair. months later or foreclosure and then months later or foreclosure and then they
  • That $5,000 limit is important for foreclosures.
  • That $5,000 limit is important for foreclosures.
  • traditional mortgage foreclosures.
  • traditional mortgage foreclosures.
Keywords: 1187, senate, all
NY

New York 2025-2026 Regular Session

Senate Standing Committee on Banks - 05/12/2026

Banks

Transcript Highlights:
  • And this bill aims to hold the banks more accountable by preventing foreclosure if there hasn't been
  • people that could be intentionally doing this, hoping to essentially get a loan dismissed or a foreclosure
  • You still would need to prove that it was a case of deed theft in order to prevent the foreclosure.
  • So I see this as one piece as a way of preventing the banks from also being complicit in foreclosure
  • So I see this is one piece as a way of preventing the banks from also being complicit in foreclosure
Keywords: 993, senate, all
Summary: The Senate Banking Committee met with Chair James Sanders Jr. and reviewed a full agenda of banking-related bills. Early action included approval of a bill requiring licensed check cashers to file suspicious activity reports, and a bill on civil penalties for fraud or misrepresentation in financial products or services, though several members objected to removing the intentionality standard and warned it could broaden enforcement too far and discourage lending in New York. The committee also advanced a bill prohibiting fees for periodic paper statements, a bill on asset-based lending transactions, and a bill requiring reporting of suspected financial exploitation. Members spent substantial time on a bill regulating automated lending decision tools. The sponsor and chair said the measure would allow AI use but require a human review or appeal if a borrower is denied, while some senators raised concerns about competitiveness for state-chartered banks and possible overlap with existing human oversight. The bill was reported out and referred to the Internet and Technology Committee for further review. The committee also approved a DFS study bill on the financial stability and licensing of the check-cashing industry, with a suggestion that the study also examine risks of expanding the industry. A major discussion centered on the “Deep Protection Act,” aimed at preventing foreclosures tied to deed theft. The sponsor described cases involving elderly homeowners and fraudulent transfers, while opponents argued the bill was vague, could create unintended consequences or private litigation, and might affect only a small share of mortgages because it applies to state-chartered institutions. The sponsor said the bill would be amended and noted interest in related county clerk reforms. The committee ultimately sent the bill to Judiciary. The final bills addressed mortgage payment schedule fees and unsolicited mail loan checks; both were approved. The meeting ended after the chair emphasized open debate and committee review as part of improving legislation.
FL

Florida 2026 5th Special Session

Regulated Industries Feb 3rd, 2026

Transcript Highlights:
  • Yet when residents do not pay, it relies on Chapter 720 lien and foreclosure powers.
  • business status for profit purposes while also invoking association powers that allow lien and foreclosure
  • Residents face Residents face liens and foreclosures without access to budgets, reserves, or proof that
  • Profit-based mandatory fees enforced through foreclosure are incompatible with homeowners' rights.
  • clarifying that any entity imposing mandatory property-based fees and enforcing them through liens or foreclosure
Summary: The Senate Committee on Regulated Industries met with a quorum and considered four bills. First, the committee took up SB 1724 on municipal utility services. A late-filed strike-all amendment by Senator Martin was adopted after he explained it would require annual customer meetings for certain extraterritorial utility customers, cap the use of utility revenues for general government purposes, eliminate a 25% surcharge and reduce the rate differential cap, remove municipal natural gas utilities from the bill, and preserve certain surcharges only as needed to satisfy existing bond covenants. The Florida League of Cities raised implementation concerns about the July 1, 2026 effective date and the time needed for rate studies and budget adjustments, but the bill as amended was reported favorably. The committee then heard SB 936 on temporary door locking devices by Senator McLean. The bill would define temporary door locking devices, authorize their installation at any height, require the Florida Building Commission to add standards to the Florida Building Code, and require their use to be incorporated into safety plans, drills, and training. With no opposition or debate, SB 936 was reported favorably. Next, the committee considered SB 1014 by Senator Mayfield, which would prohibit municipalities from refusing water and wastewater service solely because a property owner declines annexation, if the property is near a municipal main line, not served by another utility, and the utility has capacity. An amendment narrowed the bill by defining “main line” and reducing the distance threshold from 2,000 meters to one-half mile. The Florida League of Cities opposed the bill as amended, citing concerns about large users, possible conflict with annexation law, potential enclave creation, and revenue impacts, but Senator Mayfield said he would continue working on the issues. The committee reported the bill favorably. Finally, Chair Bradley presented SB 1498 on community associations. A strike-all amendment was adopted that made technical changes to video conference recording, turnover inspection reports, and electronic voting, and added provisions requiring associations to provide records to law enforcement and prosecutors, creating a second-degree misdemeanor for willful refusal. It also targeted mandatory club or amenity fee structures controlled by developers or third parties, declaring such provisions against public policy, limiting assessments to proportional expenses, and allowing suits and conveyance of common areas after turnover. Testimony from homeowners described alleged governance abuses and opaque, profit-driven mandatory fees in their communities, while the Community Associations Institute supported the amendment. The committee reported CS for SB 1498 favorably. Members then recorded additional votes for the record, and the meeting adjourned.
FL

Florida 2026 Regular Session

Regulated Industries Feb 3rd, 2026

Regulated Industries

Transcript Highlights:
  • Yet when residents do not pay, it relies on Chapter 720 lien and foreclosure powers.
  • business status for profit purposes while also invoking association powers that allow lien and foreclosure
  • Residents face liens and foreclosures without access to budgets, reserves, or proof that fees reflect
  • Profit-based mandatory fees enforced through foreclosure are incompatible with homeowners' rights.
  • must be non-profit, and enforcing them through liens or foreclosure must be non-profit, transparent,
Bills: S0936, S1724, S1014, S1498
Summary: The Committee on Regulated Industries met with a quorum and took up four bills. First, it considered SB 1724 on municipal utility services. Senator Martin offered a late-filed delete-everything amendment that would require annual customer meetings for extraterritorial utility customers, cap use of gross utility revenues for general government at 10%, eliminate a 25% surcharge on customers outside city limits, reduce the rate differential cap from 50% to 25%, remove municipal natural gas utilities from the bill, and preserve certain existing bond-related surcharges until debt is retired or refinanced. The League of Cities raised implementation concerns about the July 1, 2026 effective date and the need for rate studies and budget adjustments. The amendment was adopted and the committee reported CS/SB 1724 favorably. The committee then heard SB 936 on temporary door locking devices from Senator McLean. The bill would define temporary door locking devices, allow them to be installed at any height, require the Florida Building Commission to add standards to the Florida Building Code, and require their use to be incorporated into safety plans, drills, and training. With no opposition or amendments, SB 936 was reported favorably. Next, the committee considered SB 1014 by Senator Mayfield, which would prohibit municipalities from refusing water or wastewater service solely because a property owner will not annex, and would require service expansion when a property is near a municipal main line, not served by another utility, and the utility has capacity. A committee amendment narrowed the bill to properties near a main line and reduced the distance threshold from 2,000 meters to one-half mile. The Florida League of Cities opposed the bill as amended, citing concerns about property size, annexation conflicts, enclave creation, and possible revenue impacts, but the bill was reported favorably. Finally, the committee heard SB 1498 on community associations from Chair Bradley. A strike-all amendment revised technical provisions on video conference recordings, turnover inspection reports, SIRS references, and electronic voting, and added two major policy changes: requiring associations to provide records to law enforcement and prosecutors and creating a second-degree misdemeanor for willful refusal, and prohibiting mandatory club or amenity fee schemes controlled by developers or third parties that generate profit beyond proportional expenses. Testimony in support described homeowner disputes involving concentrated board control, lack of transparency, and mandatory fees in communities such as Rosedale. The amendment was adopted and CS/SB 1498 was reported favorably. At the end of the meeting, Senator Bracey Davis asked to be recorded voting in the affirmative on tabs 1, 2, and 3, and the committee adjourned.
MN

Minnesota 2025-2026 Regular Session

House Housing Finance and Policy Committee 4/8/25

Housing Finance and Policy

Transcript Highlights:
  • HECAP funds are critical to Habitat's mortgage foreclosure prevention program, allowing us to educate
  • homeowners of their rights when it comes to preserving their home against foreclosure.
  • homeowners of their rights when it comes to preserving their home against foreclosure.
  • And lastly, down payment foreclosure.
  • individual households, and foreclosure individual households, and foreclosure prevention<00:21:35.919
Keywords: 1183, house
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on the Judiciary Jun 21st, 2026 at 01:00 pm

Joint Committee on the Judiciary

Transcript Highlights:
  • thought was on my side, allowed the foreclosure under my husband's mortgage.
  • On the day of signing the foreclosure, I paid him forty thousand dollars.
  • Let's start with foreclosures.
  • I have been fighting foreclosure for many years in housing court, and I had two cases.
  • I've been in my home over 60 years, and a wrongful foreclosure auction happened.
Keywords: 995, all
Summary: The committee opened with procedural guidance for a very large hearing, explaining testimony limits, written testimony procedures, and rules for maintaining order. Members then heard testimony on a wide range of bills, including proposals to define antisemitism using the IHRA definition, regulate facial recognition technology, restrict weaponized robotics and drone use, expand protections for journalists’ confidential sources, address access to decedents’ email accounts, and create or adjust rules around municipal enforcement and animal cruelty fines. Several sponsors and advocates asked for favorable reports, and committee members asked clarifying questions on implementation, costs, and how the bills would interact with existing law. On facial recognition, sponsors and advocates described the technology as a threat to privacy, due process, and civil liberties, and urged adoption of the Special Commission’s recommendations, including warrant requirements, notice to defendants, and limits on untargeted surveillance. Support came from legislators, the ACLU, CDT, EFF, and a UMass professor, while committee members asked about current state law and municipal bans. On robotics, Senator Moore and industry witnesses from MassRobotics, Boston Dynamics, and AUVSI supported a bill prohibiting weaponized robots and requiring warrants for certain law enforcement uses, describing it as a public-safety and trust-building measure. On the shield law bill, newspaper publishers, journalists, NEFAC, and the Reporters Committee argued Massachusetts needs statutory protection for confidential sources, citing costly subpoenas and chilling effects on reporting. The committee also heard testimony on a bill to expand the right of publicity to cover image and voice, with SAG-AFTRA members supporting protections against AI-driven exploitation and some discussion about viral content and consent. Another bill would allow limited access to a decedent’s email accounts, with one witness describing a family’s inability to use a deceased relative’s email to notify friends. The committee then took testimony on psilocybin-related bills: supporters described medical and personal benefits and argued for narrow decriminalization or study, while an opponent warned of public-health risks, impaired driving, and youth exposure; the Massachusetts Psychiatric Society supported limited, safety-based decriminalization. Finally, the committee heard strong support for a “safe reporting” bill for sex workers and trafficking survivors, with advocates saying immunity would encourage victims and witnesses to report crimes without fear of arrest, and members raised questions about how the immunity would work in practice.
TX

Texas 89th Regular

Water, Agriculture, and Rural Affairs May 19th, 2025

Water, Agriculture and Rural Affairs

Transcript Highlights:
  • that Texas has lost significant ginning capacity over the last three years, and we did not have a surplus
  • So there has been a lot of foreclosures in cotton.
Summary: The Senate Committee on Water, Agriculture, and Rural Affairs met with only four members initially present, so quorum was not established until later in the hearing. The committee heard several agriculture-, wildlife-, and food-labeling-related bills, including HB 3479 on expanding the Rio Grande vegetative management program beyond carrizo cane to other noxious vegetation, SB 823 on shrimp origin labeling and restrictions on misrepresenting imported shrimp as Texas or Gulf shrimp, HB 3088 on giving Texas Parks and Wildlife more flexibility to procure resale goods for park gift shops, HB 1275 on permits for non-bovine dairy farms in certain TB-affected areas, HB 519 on honey production and packaging rules, HB 609 on cleaning oyster cages in-bay with bay water only, HB 1592 on a voluntary AgriLife pest and disease alert system, HB 2842 on targeted urban deer depredation permits, and HB 4163 on limiting city requirements that agricultural operators maintain roadside rights-of-way. Testimony generally came from industry groups, agency resource witnesses, and affected producers, with most witnesses supporting the bills and several bills drawing questions about enforcement, labeling responsibility, and the scope of local authority. The most extensive discussion centered on SB 823, where Vice Chair Hancock and others questioned why wholesalers would be covered if they cannot relabel products. The bill author and restaurant association witness said the measure was intended to improve transparency and allow enforcement against intentional mislabeling, while preserving a good-faith defense and clarifying that the bill does not create a private cause of action. HB 519 also drew supportive testimony from beekeepers and a family farm, who argued that current rules treat honey extraction and bottling too much like food manufacturing and burden small operations. HB 609 was presented as a way to save time and resources for cultivated oyster mariculture by allowing cage cleaning in the bay without soaps or chemicals, and HB 1592 was described as a voluntary opt-in alert system for pests and diseases coordinated through AgriLife and other state agencies. HB 43 generated the most detailed policy debate. The bill would restructure and expand the Texas Agricultural Finance Authority, update grant and loan programs, and create a pest and disease control depredation program. The committee substitute reduced some funding caps, changed references from predators to depredating animals, and made the financial provisions contingent on appropriations. Supporters from Texas Farm Bureau, cotton growers, grain and feed interests, and young farmers described severe drought, inflation, land loss, rising input costs, and shrinking infrastructure as major threats to agriculture, while one witness urged preserving priority for young farmers. After testimony, the committee adopted the committee substitute and reported HB 43 favorably. The committee also voted HB 519, HB 609, HB 1275, HB 1592, HB 3088, HB 3479, HB 2842, and HB 4163 favorably, with several recommended for the local and uncontested calendar. SB 823 was reported from committee on a 6-2 vote after adoption of the committee substitute. The meeting ended with notice that the committee would tentatively reconvene Friday morning and then recessed subject to the chair's call.