Video & Transcript Research : 'consumer warning label'
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AZ
Arizona 2026 Regular Session
03/04/2026 - Senate Regulatory Affairs and Government Efficiency
Regulatory Affairs and Government Efficiency
Transcript Highlights:
- a violation of the digital goods advertising requirements an unlawful practice under the Arizona Consumer
- allows the Attorney General to investigate and take appropriate actions as provided by the Arizona Consumer
- a violation of the digital goods advertising requirements an unlawful practice under the Arizona Consumer
- allows the Attorney General to investigate and take appropriate actions as provided by the Arizona Consumer
- And take appropriate actions as provided by the Arizona Consumer Fraud Act.
Keywords:
digital goods, advertising, ownership, license, consumer protection, refund policies, streaming services, minors, content creators, online platforms, compensation, trust accounts, child protection, video content, privacy, employment, independent contractor, marketplace, digital services, contractual agreements
Summary:
The committee heard House Bill 2010, which would prohibit sellers of digital goods from using terms like “buy” or “purchase” in a way that implies unrestricted ownership when the consumer is actually receiving a license, and would require clearer disclosures, post-transaction notices, prorated refunds or alternative access if license terms change, and enforcement under the Arizona Consumer Fraud Act. The sponsor said the bill responds to consumers being misled about digital purchases and to concerns that licensed content can be altered or removed after sale. The bill was approved on a 7-0 do pass vote.
The committee also heard House Bill 2192, which would require compensation protections for minors featured in monetized online content, including trust-account requirements similar to child actor protections, recordkeeping, and a process for adults who were featured as minors to request removal or editing of content that identifies them. Google testified in support, saying the bill mirrors existing protections for child actors and provides a uniform standard; the sponsor said it addresses the growing child influencer industry. An amendment was adopted to clarify that platforms may rely on existing trust-and-safety systems and are not required to proactively monitor user content or be liable for third-party content if they comply with mitigation requirements. The bill then passed 7-0 as amended.
House Bill 2310 was described as a technical fix to Arizona’s qualified marketplace contractor law for gig-economy platforms, clarifying that contracts may be terminated without cause on reasonable notice and that the contractor may terminate unilaterally. Lyft supported the measure, saying it removes ambiguity without changing the independent contractor framework; one senator questioned the wording, but the sponsor and witness said the intent was to preserve driver independence. The bill passed 7-0. The committee then heard House Bill 2501, an agency-requested measure from the Department of Insurance and Financial Institutions that conforms Arizona’s appraisal management company definition to federal law by updating the definition to include administering appraisal panels and defining a 12-month period. It also passed 7-0.
AL
Alabama 2026 1st Special Session
Alabama Senate Banking and Insurance Committee Feb 25th, 2026
Banking and Insurance
Keywords:
public officers, bonding, risk management, notification, delinquency, consumer protection, rental home, marketplace guarantees, insurance, commissioner of insurance, healthcare, breast cancer screening, insurance coverage, deductible, copayment, emergency medical services, ambulance reimbursement, health care insurers, balance billing, provider networks
LA
Keywords:
Louisiana Auctioneers Licensing Board, auctioneer licensing, professional licensing board, board membership, gubernatorial appointments, consumer members, public at large, Public Service Commission district, East Baton Rouge Parish, venue, domicile, licensure requirements, licensed auctioneer, occupational licensing, state board governance, Act 138, home inspectors, licensing, term limits, Louisiana State Board
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Thu Feb 5, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- HB 1642, relating to consumer protection. Office of Consumer Protection and Support.
- Emma Olsen for the Office of Consumer Protection. Emma Olsen for the Office of Consumer Protection.
- Office of Consumer Protection offering comments. Emma Olsen for the Office of Consumer Protection.
- Consumers are hurt. ruins a reputation. Consumers are hurt.
- HB1642 relating to consumer protection. HB1642 relating to consumer protection.
Keywords:
eviction, housing stability, tenant screening, court records, writ of possession, foreclosures, public sale, eligible bidders, housing, downpayment, judicial foreclosure, digital financial assets, consumer protection, financial kiosks, refunds, transaction security, HB1642, Hawaii, cryptocurrency ATM, crypto ATM
Summary:
The committee on Consumer Protection and Commerce met on February 5, 2026, and heard testimony on several bills, beginning with HB 227 relating to eviction records. Supporters, including the Public First Law Center and the Office of Hawaiian Affairs, argued the bill would help people who prevail in eviction cases avoid long-term housing harm from online court records, while the Public First Law Center said keeping records off eCourt Kokua would not violate the First Amendment because the records would still be available in person. Members discussed access-to-justice concerns, and a witness said legal aid attorneys could still access the records through the attorney-only Jeff’s system and the court’s access-to-justice room. The chair also asked about precedent, and a witness cited a Hawaii Supreme Court case as supporting removal from the online database rather than sealing records entirely.
The committee then took up HP 1775 relating to foreclosures, but the transcript only shows in-person opposition comments from the Hawaii State Bar Association Collection Law Section, the Hawaii Credit Union League, and the Hawaii Bankers Association. The credit union and banking groups said they had concerns about broader negative impacts on mortgage lending and other requirements, but no detailed discussion or action was captured before the committee moved on. The next measure, HB 1560 relating to consumer protection, drew support from the Office of Consumer Protection and cryptocurrency companies including Coinflip and America Digital, which said they already use wallet-pinning and other safeguards to prevent fraud. AARP Hawaii did not take a formal position but said the bill addressed a real problem, noting that Hawaii residents, especially in Kona, had lost more than $920,000 in 2024 to cryptocurrency ATM scams and arguing that stronger oversight was needed.
The committee also heard HB 1642, which would ban cryptocurrency kiosks. The Office of Consumer Protection supported the ban as the best way to protect consumers from fraud, while Coinflip, Bitcoin Depot, and America Digital opposed it, arguing kiosks provide cash-based access to crypto, especially for unbanked or underbanked consumers, and that targeted regulation would be better than an outright ban. AARP Hawaii took no formal position but strongly emphasized the harm caused by scams, saying victims are often frightened into acting quickly and that kiosk transactions currently lack enough friction or intervention. Finally, HB 1647, also on consumer protection, would impose liability on host businesses that provide space for crypto kiosks. The Office of Consumer Protection warned small businesses might not understand the liability, while Coinflip, Bitcoin Depot, and America Digital opposed the bill, saying it would unfairly shift enforcement duties to host stores and could discourage businesses from hosting kiosks, effectively creating a de facto ban. No votes or final committee actions were taken in the portion of the meeting provided.
FL
Transcript Highlights:
- The state arbitration process is rarely used, time-consuming, and difficult to navigate.
- I'm assuming it would be the patient or the consumer.
- I'm assuming it would be the patient or the consumer.
- Today, most consumers manage their auto finance accounts online.
- These claims do not provide meaningful benefits to consumers.
Keywords:
pet insurance, consumer protection, insurance regulation, policy disclosure, agent training, payment stablecoin, financial regulation, anti-money laundering, state oversight, digital currency, financial services, workers compensation, Florida statute, commercial insurance, insurance board, electronic signatures, vehicle titles, insurance regulations, auditing, total loss vehicles
Summary:
The Banking and Insurance Committee heard and advanced a wide range of insurance, financial services, and probate bills. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for emergency out-of-network claims. After extensive discussion about the relationship between the state and federal No Surprises Act processes, an amendment was withdrawn due to concerns about clarity and scope, but the bill itself was supported by providers and insurers and was reported favorably.
The committee also approved SB 684 on electronic signatures for total loss vehicles and vessels, CS/SB 158 on pet insurance consumer disclosures and agent education, SB 1494 expanding breast cancer screening coverage, CS/SB 314 on digital assets and stablecoin issuers, and CS/SB 1500 on uncontested probate procedures and small-estate administration. SB 618 on workers’ compensation insurance was amended to raise the consent-to-rate cap for workers’ compensation policies from 10% to 20% and then reported favorably, with supporters saying it would help keep higher-risk employers in the voluntary market. CS/SB 1568 creating a Florida Stablecoin Pilot Program was amended to remove authority for a Florida coin and limit the program to existing stablecoins, then passed.
Later, the committee approved CS/SB 838 on electronic payment convenience fees for retail installment contracts, with the sponsor emphasizing that a fee-free payment option must still be offered. SB 1452, the Department of Financial Services agency bill, was amended and reported favorably; it covered My Safe Florida Home administration, insurance and licensing changes, unclaimed property updates, and other DFS-related provisions. The committee also passed SB 1706 on the My Safe Florida Condominium Pilot Program, targeting owner-occupied condominiums at or below 80% of area median income, and SB 990 on protected cell captive insurance companies, which supporters said would modernize Florida’s captive insurance laws and encourage more competition. The meeting ended with all listed bills reported favorably and the committee adjourned.
FL
Transcript Highlights:
- Pets and exploit Florida consumers. That's the words of the Haas Center.
- This bill creates an artificial intelligence bill of rights for consumers.
- These are specifically focused on consumer protections.
- This is a great consumer protection beginning. But what about workers?
- This is a great consumer protection beginning. But what about workers?
Keywords:
special districts, funding, financial assistance, rural community, state agency, economic development, artificial intelligence, personal data protection, consumer rights, chatbot, deceptive practices, government contracts, public records, consumer protection, data privacy, investigations, proprietary information, chatbots, Florida statutes, nonprofit
Summary:
The Committee on Commerce and Tourism heard and advanced several bills focused on economic development, consumer protection, workforce issues, and technology. SB 1076 would raise Florida’s research and development tax credit cap from $9 million to $50 million beginning with the 2027 allocation, and it was reported favorably. SB 1266, as amended, creates a cybersecurity experiential internship and clearance-readiness program with Cyber Florida and was also reported favorably. SB 554, a Florida Bar-backed update to the not-for-profit corporations statute, was approved without opposition. SB 1004, aimed at protecting buyers of dogs and cats from deceptive sales practices and predatory financing at retail pet stores, received supportive testimony from animal welfare advocates and was reported favorably. SB 1074, which sets rounding rules for cash transactions if pennies are unavailable, also passed favorably.
The committee also considered SB 998, the Department of Commerce package, which combines updates to the Small Cities CDBG program, clarification of rural community eligibility, an exemption from a reverter clause for military-related land conveyances, and revisions to E-Verify enforcement. The E-Verify portion drew the most debate, with questions about employer cure periods, treatment of current investigations, and whether the bill creates a loophole for independent contractors. Senator Smith opposed the bill, arguing it creates unequal enforcement between employers and immigrant workers, while Senator Wright supported the military-related provisions. SB 998 was reported favorably on a divided vote.
SB 214, which expands the rural community definition to include special districts in rural counties, was reported favorably. The committee then took up SB 482, an artificial intelligence consumer-protection bill that creates an “AI bill of rights” covering companion chatbots, parental controls for minors, data privacy, de-identified data, unauthorized use of likeness, and enforcement by the Attorney General, with a limited private cause of action for minors. The bill drew extensive testimony both in support and in opposition, including concerns about privacy, age verification, and enforcement, but it was reported favorably. Finally, the committee approved SPB 7030, a public-records exemption tied to Department of Legal Affairs investigations under the AI bill, and adjourned after members requested to be recorded on certain votes.
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-03
Commerce Finance and Policy
Keywords:
foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/3/25
Commerce Finance and Policy
Keywords:
foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-04-02
Commerce Finance and Policy
Transcript Highlights:
- This change permits brands who sell a 10-milligram drink to label that drink as a single 10-milligram
- First positive laws for consumer safety were put into place.
- If businesses like Just Naturals go away, consumers will go online and buy unadulterated CBD products
- Medical cannabis users are the most vulnerable consumers of these products.
- here in the state. product diversity for consumers here in the state.
Keywords:
medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/2/25
Commerce Finance and Policy
Transcript Highlights:
- Again, a two-minute warning on benefit.
- First, positive laws for consumer safety were put into place.
- businesses like Jess go away, consumers businesses like Jess go away, consumers will<00:38:26.240
- vulnerable consumers of these products. vulnerable consumers of these products.
- I am supply products to consumers.
Keywords:
medical cannabis, cultivation, cannabinoid products, plant canopy, Minnesota statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
TX
Texas 89th Regular
Delivery of Government Efficiency Apr 23rd, 2025
Delivery of Government Efficiency
Transcript Highlights:
- What we might label as regulatory inertia.
- All right, the confidential information section. 552.403 requires that the information be labeled as
- When a consumer goes to a store to make a purchase, Rarely do they pick up an item and not know how much
Keywords:
constitutional amendment, fiscal impact, state budget, ballot measure, transparency in voting, management-to-staff ratio, state agencies, employee regulations, government efficiency, workforce management, public information, governing board, transparency, confidentiality, access rights, privacy, identifying information, state agency, consent, occupational license
TX
Transcript Highlights:
- . on Monday, July 21st, 2020, to consider and act upon the following legislation to improve early warning
Bills:
SR5, SB5, SB11, SB12, SB25, SB26, SB28, SB35, SB5, SB11, SB12, SB25, SB26, SB28, SB35, SB5, SB11, SB12, SB25, SB26, SB28, SB35, SR5
Keywords:
redistricting, Senate procedures, public input, Texas Legislature, amendments, Texas Senate, congressional districts, legislative procedures, legislative transparency, Senate rules, public hearings, committee procedures, hemp regulation, consumable products, cannabinoids, occupational licenses, criminal offenses, SB 11, Texas attorney general, election crimes
TX
Bills:
SR5, SB5, SB11, SB12, SB25, SB26, SB28, SB35, SB5, SB11, SB12, SB25, SB26, SB28, SB35, SB5, SB11, SB12, SB25, SB26, SB28, SB35, SR5
Keywords:
redistricting, Senate procedures, public input, Texas Legislature, amendments, Texas Senate, congressional districts, legislative procedures, legislative transparency, Senate rules, public hearings, committee procedures, hemp regulation, consumable products, cannabinoids, occupational licenses, criminal offenses, SB 11, Texas attorney general, election crimes
HI
Hawaii 2026 Regular Session
CPC Public Hearing - Thu Feb 26, 2026 @ 2:00 PM HST
Consumer Protection & Commerce
Transcript Highlights:
- protect c consumers. protect c consumers. >> Thank<00:33:02.880>
you. - relating to labeling requirements. relating to labeling requirements.
- <00:54:37.599>
The health labeling requirements. The health labeling requirements. - . warning. warning.
- relating to labeling requirements. relating to labeling requirements.
Bills:
HB1946, HB1515, HB1514, HB1648, HB1644, HB1619, HB1571, HB1810, HB2475, HB1645, HB2301, HB1889, HB1840
Keywords:
time shares, registration, renewal, real estate, Hawaii, Director of Commerce and Consumer Affairs, workers' compensation, functional capacity examination, occupational therapy, physical therapy, employer responsibilities, injured workers, medical stabilization, vocational rehabilitation, injury recovery, employment services, return to work, nonprescription drugs, over-the-counter medications, healthcare providers
Summary:
The committee on Consumer Protection and Commerce met on February 26, 2026, and heard several bills, mostly in the areas of workers’ compensation and consumer protection. HB 1946 HD1 on timeshare registration renewal drew support from DCCA’s timeshare program and major industry groups including Hilton Grand Vacations, the American Resort Development Association, and Marriott Vacations Worldwide, with no opposition noted. HB 1515 HD1, which would allow an attending physician to request a functional capacity examination without employer permission, was supported by DLIR and the Department of Human Resources Development and had no other in-person testimony; the bill was then moved on without questions.
The committee spent substantial time on HB 1514 HD1, which would streamline workers’ compensation vocational rehabilitation by clarifying provider selection and requiring vocational plans within 90 days. DLIR supported the intent but asked for amendments, saying the 90-day deadline was too rigid given case-by-case complexity, limited staffing, and the need for coordination among injured workers, employers, and counselors; members discussed possible extensions and whether a 120-day timeline or other flexibility would be better. Testimony on the bill included one individual in support and seven in opposition.
HB 1648 HD1, concerning workers’ compensation and physician dispensing of non-prescription drugs, drew support from DHRD and comments from DLIR and industry witnesses. DLIR said the bill should be narrowed so it does not restrict medically necessary over-the-counter medications or oral guidance from providers, while Aloha Billing Company and Solera Integrated Medical Solutions urged tighter limits on physician dispensing and raised concerns about pricing abuse through average wholesale price. Members discussed clarifying the bill’s language so it targets written prescriptions rather than oral advice. HB 1644 HD1, requiring a standardized disclosure form for residential solar contracts, received support from the Hawaii Solar Energy Association and Kauaʻi Island Utility Cooperative, while DCCA’s Office of Consumer Protection supported the consumer-protection goal but proposed stronger remedies, including a three-day cancellation right, voidability for missing disclosures, and possible lender liability; members questioned how those remedies should apply to lenders, and no vote was taken on the measures in the portion provided.
MN
Minnesota 2025-2026 Regular Session
Commerce Committee Meeting - 2025-03-27
Commerce Finance and Policy
Transcript Highlights:
- called the usury law, and that you realize that's a maximum that can be charged for any kind of consumer-based
- My example would be seven and a half percent, and that's not uncommon for the protection of consumers
- Think about a consumer-to-consumer versus consumer-to-business or business-to-business.
- When it's entity to consumer, the consumer is at a disadvantage, and so that's where the loans that are
- is not pointed to anybody in particular, but when people do experience something, and they're a consumer
Keywords:
financial institutions, insurance regulation, insurance holding company, group capital calculation, liquidity stress test, NAIC, National Association of Insurance Commissioners, insurer solvency, affiliate transactions, groupwide supervision, internationally active insurance group, lead state commissioner, policyholder protection, hazardous financial condition, deposit or bond, contract for deed, conventional loan, cooperative apartment loan, mortgage interest rate cap, average prime offer rate
AZ
Arizona 2026 Regular Session
01/26/2026 - House Land, Agriculture & Rural Affairs
Land, Agriculture & Rural Affairs
Transcript Highlights:
- This is just labeling, and this is labeling the meat.
- So my client is more than happy to support transparency and labeling and clearly communicating to consumers
- about what they're absolutely going to consume.
- and labeling.
- I'm open to new ideas and innovation, and I don't think... if stuff has labels on it and consumers get
Keywords:
Arizona Beef Council, agriculture, market development, beef products, terminating council, livestock, compensation, funding, ranching, game and fish commission, wildlife, appointment, commission membership, Arizona Revised Statutes, food labeling, cultivated cells, cell-cultured products, consumer information, food safety, cell-cultured protein
Summary:
The House Committee on Land, Agriculture, and Rural Affairs met for its first session, with members and staff introducing themselves before taking up committee-of-reference business and several bills. The committee first heard a presentation from the Arizona Beef Council, which described its checkoff-funded promotion, education, and research work for Arizona beef producers, including classroom materials, nutrition outreach, and ranch tours. After questions about how the program is funded and whether the state would lose its Arizona-retained share if the council were not continued, the committee voted to recommend continuing the council for eight years, until July 1, 2034.
The committee then considered HB 2155, which also continued the Arizona Beef Council for eight years, and advanced it on a 7-1 vote. HB 2156, which appropriates money to the livestock compensation fund for wolf depredation losses, was amended to set the appropriation at $250,000 from the general fund in fiscal year 2027 and then passed 5-2, with supporters emphasizing rancher compensation and opponents questioning use of general funds and noting unused prior funding. HB 2162, which would require at least one Arizona Game and Fish Commission member to be a cattleman or rancher, drew testimony for and against but was ultimately held by the chair after discussion about representation, existing appointment structures, and rural interests.
The committee also advanced two cell-cultured protein bills. HB 2762 would require a disclaimer on packaging for food derived from cultivated cells; supporters argued for consumer transparency and opponents said federal labeling rules already apply and state-specific requirements could create confusion. It passed 5-3. HB 2791 would prohibit the sale of cell-cultured protein for human consumption and make violations a felony; supporters raised safety, innovation, and agricultural concerns, while opponents argued it would criminalize federally approved products and restrict consumer choice. That bill also passed 5-3. The committee adjourned after completing its agenda.
TX
Transcript Highlights:
- Wouldn't this be horrible if a consumer opened it up?
- Farmers must still follow the same regulations used in direct-to-consumer sales. ...refrigeration, labeling
- What is the benefit to consumers of having graded eggs?
- Frankly, H-E-B likes giving consumers choices.
- Look how organic and those sorts of labels have taken off.
Bills:
SB1864
Keywords:
eggs, ungraded eggs, egg grading, poultry, farm products, local food, small farmers, direct-to-consumer sales, wholesale food sales, food safety, refrigeration requirements, sanitation standards, occupational license, dealer-wholesaler license, Texas Department of Agriculture, restaurants, small grocery stores, cooperatives, farmers cooperative, agricultural regulation
AL
Alabama 2026 1st Special Session
Alabama House Financial Services Committee Mar 10th, 2026
Financial Services
Transcript Highlights:
- One is to provide a clear, uniform standard for rounding cash transactions to protect consumers and protect
Keywords:
Escambia County, probate court, court fees, legal services, judicial legislation, HB545, legal tender, cash rounding, nearest five cents, nickel rounding, in-person cash transaction, cash transactions, change making, sales tax, Department of Revenue, merchant payments, consumer payments, currency rounding, cash payment, retail transactions
AL
Alabama 2026 1st Special Session
Alabama House Commerce and Small Business Committee Feb 3rd, 2026
Commerce and Small Business
Keywords:
ad valorem tax, road funding, local government, referendum, Choctaw County, Tuskegee University, education funding, Alabama Education Trust Fund, appropriation, agricultural research, data privacy, consumer rights, personal data, data protection, Alabama Personal Data Protection Act, peer-to-peer car sharing, vehicle insurance, liability, shared vehicles, taxation
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/20/25
Human Services Finance and Policy
Transcript Highlights:
- Section 4 requires assisted living facilities to provide documentation for rate increases above the consumer
- the consumer price index as consumers the consumer price index as consumers are<00:03:34.799>
- I think that we should take the testifying as a warning and take their concerns very seriously.
- I think that we should take the testifying as a warning and take their concerns very seriously.
- I think that we should take the testifying as a warning and take their concerns very seriously.