Video & Transcript Research : 'consumer savings'

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AL

Alabama 2025 Regular Session

Alabama House Judiciary Committee Feb 26th, 2025

Judiciary

Transcript Highlights:
  • that we will do is we will require that every means-tested public benefit will use what's called the SAVE
  • Also, you could have saved us about 30, about 4 minutes. said saved us about 30, about 4 minutes by just
LA

Louisiana 2026 Regular Session

Commerce Mar 11th, 2026

Commerce

Transcript Highlights:
  • the private action that's found in the statute governing the Louisiana Unfair Trade Practices and Consumer
  • the private action that's found in the statute governing the Louisiana Unfair Trade Practices and Consumer
  • act or practice in trade or commerce for the purposes of the Louisiana Unfair Trade Practices and Consumer
  • This bill updates Louisiana's misleading solicitation statute to better protect consumers from deceptive
  • It addresses high-pressure language and provides additional consumer protections.
Summary: The House Committee on Commerce met for its first meeting of the 2026 regular session, established a quorum, re-adopted its rules and prior interim amendments, and welcomed new members. The committee then took up several bills, beginning with HB 853 by Rep. McMakin, which updates Louisiana’s misleading solicitation laws. After adopting technical amendments and a substantive amendment tying the bill to the Unfair Trade Practices Act, members discussed how the bill would apply to deceptive mailers, digital solicitations, foreign banks, industrial loan companies, and possible overbreadth. Secretary of State Nancy Landry and staff supported the bill as a consumer-protection measure, and the committee reported it favorably with amendments. The committee next heard HB 618 by Rep. McMakin, dealing with Louisiana Economic Development fees and costs. Secretary of LED presented a lengthy update on the department’s recent economic development results, including major capital investment announcements, job creation, the Source Louisiana vendor database, and workforce coordination efforts. Members questioned fee increases, hardship waivers, discretion in setting fees, tracking of incentives and local tax impacts, and whether the department could better distinguish jobs held by existing Louisiana residents versus new arrivals. After adopting technical amendments and removing the inflationary adjustment provision, the committee reported the bill favorably with amendments. The committee also advanced HB 207 by Rep. Henry, which restructures the Louisiana Auctioneer’s Licensing Board. Amendments were adopted to make the changes prospective, preserve two consumer/public members on the board, and clarify board domicile and venue in East Baton Rouge Parish while removing an unnecessary office-location requirement. Members briefly discussed the rationale for eliminating PSC district-based appointments. In addition, HB 300 by Rep. Riser, raising the appraisal threshold for certain state bank residential loans from $250,000 to $400,000, was reported favorably after questions about valuation fairness and federal oversight, and HB 464 by Rep. Riser, requiring more centralized reporting of utility damage during excavation or demolition, was also reported favorably with support from Louisiana 811 and utility representatives. HB 267 by Rep. Thomas was deferred, and the committee adjourned after a motion by Rep. Jordan.
WA

Washington 2025-2026 Regular Session

Senate Transportation Feb 27th, 2026 at 02:30 pm

Transportation

Transcript Highlights:
  • We love prime sponsors that save us $73,000, too.
  • We love prime sponsors that save us $73,000, too.
  • So I'm wondering if we could save any money if they did the blue envelope training at the same time.
  • But it’s because they save lives. And I’ll explain that because I’ve seen it.”
  • So thank you for literally saving lives. I won't forget that, though.
Summary: The committee began in executive session with staff briefings on several measures that had already been heard in companion form, including bills on cash rounding to eliminate pennies, vehicle title transfers to insurers, a memorial naming the Ruston Blunt Memorial Bridge, BAT lane access for private employer transportation services, tugboat escort requirements for oil tankers, traffic safety commission authority and fatality review, fifth-wheel trailer length, vehicle debris covering requirements, and a transportation electrification bill expanding electric vehicle access and funding. The committee then took executive action and advanced each of those measures with due pass recommendations, adopting amendments on Substitute House Bill 2334, Senate Bill 6354, and Substitute House Bill 2109. Members noted some dissent or reservations on the penny-rounding bill, the EV fee distribution, and the vehicle-debris cover requirement, but the motions carried. The committee then moved into public hearing on Substitute House Bill 2323, which would create a Blue Envelope Program for neurodiverse drivers to improve communication during traffic stops. The sponsor described the program as a low-cost way to help officers and drivers exchange registration, insurance, and emergency contact information, and testimony was generally supportive. The committee also heard public testimony on Substitute House Bill 2203, which creates the offense of reckless interference with emergency operations for driving around barricades at closed roads; a defense attorney group raised concerns about mandatory license suspensions, while the sponsor said the bill was intended to deter dangerous conduct during floods, fires, and other emergencies. The committee next heard Engrossed Substitute House Bill 2172 on route jurisdiction transfers and highway abandonment. Staff and the sponsor explained that the bill would require agreements or legislative review for longer abandonments or those involving bridges, add a pre-request conference, and improve reporting and criteria for transfers. Cities, counties, and the Transportation Commission testified in support, saying the bill creates a more transparent and equitable process, while counties noted concerns about maintenance costs. Public testimony also covered Substitute House Bill 2410, which would create a Commercial Truck Safety and Education Council funded by an increased commercial vehicle safety enforcement fee; the trucking industry and business groups supported it as a safety and training investment. Finally, the committee heard testimony on Engrossed House Bill 2588, which would expand county ferry district authority to include vehicle ferries and require voter approval for new taxes after the effective date; county officials and ferry users supported the bill as a way to preserve ferry service and secure matching funds, while one opponent criticized the tax authority and timing provisions.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Feb 5, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • HB 1642, relating to consumer protection. Office of Consumer Protection and Support.
  • Emma Olsen for the Office of Consumer Protection. Emma Olsen for the Office of Consumer Protection.
  • Office of Consumer Protection offering comments. Emma Olsen for the Office of Consumer Protection.
  • Consumers are hurt. ruins a reputation. Consumers are hurt.
  • </c> HB1642 relating to consumer protection. HB1642 relating to consumer protection.
Summary: The committee on Consumer Protection and Commerce met on February 5, 2026, and heard testimony on several bills, beginning with HB 227 relating to eviction records. Supporters, including the Public First Law Center and the Office of Hawaiian Affairs, argued the bill would help people who prevail in eviction cases avoid long-term housing harm from online court records, while the Public First Law Center said keeping records off eCourt Kokua would not violate the First Amendment because the records would still be available in person. Members discussed access-to-justice concerns, and a witness said legal aid attorneys could still access the records through the attorney-only Jeff’s system and the court’s access-to-justice room. The chair also asked about precedent, and a witness cited a Hawaii Supreme Court case as supporting removal from the online database rather than sealing records entirely. The committee then took up HP 1775 relating to foreclosures, but the transcript only shows in-person opposition comments from the Hawaii State Bar Association Collection Law Section, the Hawaii Credit Union League, and the Hawaii Bankers Association. The credit union and banking groups said they had concerns about broader negative impacts on mortgage lending and other requirements, but no detailed discussion or action was captured before the committee moved on. The next measure, HB 1560 relating to consumer protection, drew support from the Office of Consumer Protection and cryptocurrency companies including Coinflip and America Digital, which said they already use wallet-pinning and other safeguards to prevent fraud. AARP Hawaii did not take a formal position but said the bill addressed a real problem, noting that Hawaii residents, especially in Kona, had lost more than $920,000 in 2024 to cryptocurrency ATM scams and arguing that stronger oversight was needed. The committee also heard HB 1642, which would ban cryptocurrency kiosks. The Office of Consumer Protection supported the ban as the best way to protect consumers from fraud, while Coinflip, Bitcoin Depot, and America Digital opposed it, arguing kiosks provide cash-based access to crypto, especially for unbanked or underbanked consumers, and that targeted regulation would be better than an outright ban. AARP Hawaii took no formal position but strongly emphasized the harm caused by scams, saying victims are often frightened into acting quickly and that kiosk transactions currently lack enough friction or intervention. Finally, HB 1647, also on consumer protection, would impose liability on host businesses that provide space for crypto kiosks. The Office of Consumer Protection warned small businesses might not understand the liability, while Coinflip, Bitcoin Depot, and America Digital opposed the bill, saying it would unfairly shift enforcement duties to host stores and could discourage businesses from hosting kiosks, effectively creating a de facto ban. No votes or final committee actions were taken in the portion of the meeting provided.
FL

Florida 2026 Regular Session

Banking and Insurance Feb 4th, 2026

Banking and Insurance

Transcript Highlights:
  • The state arbitration process is rarely used, time-consuming, and difficult to navigate.
  • I'm assuming it would be the patient or the consumer.
  • I'm assuming it would be the patient or the consumer.
  • Today, most consumers manage their auto finance accounts online.
  • These claims do not provide meaningful benefits to consumers.
Summary: The Banking and Insurance Committee heard and advanced a wide range of insurance, financial services, and probate bills. Early in the meeting, SB 1000 on trust fund interest for attorney trust accounts was explained as setting a floor and ceiling tied to the Wall Street Journal prime rate and was reported favorably. The committee then took up CS/SB 1082 on a statewide provider and health plan claim dispute resolution program for emergency out-of-network claims. After extensive discussion about the relationship between the state and federal No Surprises Act processes, an amendment was withdrawn due to concerns about clarity and scope, but the bill itself was supported by providers and insurers and was reported favorably. The committee also approved SB 684 on electronic signatures for total loss vehicles and vessels, CS/SB 158 on pet insurance consumer disclosures and agent education, SB 1494 expanding breast cancer screening coverage, CS/SB 314 on digital assets and stablecoin issuers, and CS/SB 1500 on uncontested probate procedures and small-estate administration. SB 618 on workers’ compensation insurance was amended to raise the consent-to-rate cap for workers’ compensation policies from 10% to 20% and then reported favorably, with supporters saying it would help keep higher-risk employers in the voluntary market. CS/SB 1568 creating a Florida Stablecoin Pilot Program was amended to remove authority for a Florida coin and limit the program to existing stablecoins, then passed. Later, the committee approved CS/SB 838 on electronic payment convenience fees for retail installment contracts, with the sponsor emphasizing that a fee-free payment option must still be offered. SB 1452, the Department of Financial Services agency bill, was amended and reported favorably; it covered My Safe Florida Home administration, insurance and licensing changes, unclaimed property updates, and other DFS-related provisions. The committee also passed SB 1706 on the My Safe Florida Condominium Pilot Program, targeting owner-occupied condominiums at or below 80% of area median income, and SB 990 on protected cell captive insurance companies, which supporters said would modernize Florida’s captive insurance laws and encourage more competition. The meeting ended with all listed bills reported favorably and the committee adjourned.
FL

Florida 2026 Regular Session

Commerce and Tourism Jan 21st, 2026

Commerce and Tourism

Transcript Highlights:
  • Pets and exploit Florida consumers. That's the words of the Haas Center.
  • This bill creates an artificial intelligence bill of rights for consumers.
  • These are specifically focused on consumer protections.
  • This is a great consumer protection beginning. But what about workers?
  • This is a great consumer protection beginning. But what about workers?
Summary: The Committee on Commerce and Tourism heard and advanced several bills focused on economic development, consumer protection, workforce issues, and technology. SB 1076 would raise Florida’s research and development tax credit cap from $9 million to $50 million beginning with the 2027 allocation, and it was reported favorably. SB 1266, as amended, creates a cybersecurity experiential internship and clearance-readiness program with Cyber Florida and was also reported favorably. SB 554, a Florida Bar-backed update to the not-for-profit corporations statute, was approved without opposition. SB 1004, aimed at protecting buyers of dogs and cats from deceptive sales practices and predatory financing at retail pet stores, received supportive testimony from animal welfare advocates and was reported favorably. SB 1074, which sets rounding rules for cash transactions if pennies are unavailable, also passed favorably. The committee also considered SB 998, the Department of Commerce package, which combines updates to the Small Cities CDBG program, clarification of rural community eligibility, an exemption from a reverter clause for military-related land conveyances, and revisions to E-Verify enforcement. The E-Verify portion drew the most debate, with questions about employer cure periods, treatment of current investigations, and whether the bill creates a loophole for independent contractors. Senator Smith opposed the bill, arguing it creates unequal enforcement between employers and immigrant workers, while Senator Wright supported the military-related provisions. SB 998 was reported favorably on a divided vote. SB 214, which expands the rural community definition to include special districts in rural counties, was reported favorably. The committee then took up SB 482, an artificial intelligence consumer-protection bill that creates an “AI bill of rights” covering companion chatbots, parental controls for minors, data privacy, de-identified data, unauthorized use of likeness, and enforcement by the Attorney General, with a limited private cause of action for minors. The bill drew extensive testimony both in support and in opposition, including concerns about privacy, age verification, and enforcement, but it was reported favorably. Finally, the committee approved SPB 7030, a public-records exemption tied to Department of Legal Affairs investigations under the AI bill, and adjourned after members requested to be recorded on certain votes.
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-04-03

Commerce Finance and Policy

MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/3/25

Commerce Finance and Policy

MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-04-02

Commerce Finance and Policy

Transcript Highlights:
  • Taylor would like to come up and sit in the next chair, that'll help save us some time.
  • First positive laws for consumer safety were put into place.
  • You saved my life," or "You're helping me." It's just very emotional.
  • Medical cannabis users are the most vulnerable consumers of these products.
  • here in the state. product diversity for consumers here in the state.
MN

Minnesota 2025-2026 Regular Session

House Commerce Finance and Policy Committee 4/2/25

Commerce Finance and Policy

Transcript Highlights:
  • That'll help save us some time.
  • That'll help save us some time.
  • </c> You saved my life or you're helping me." You saved my life or you're helping me."
  • </c> vulnerable consumers of these products. vulnerable consumers of these products.
  • I am supply products to consumers.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Thu Feb 26, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • </c> think may be meaningful consumer think may be meaningful consumer protection<00:27:30.960><c> um
  • ><c> guarding</c><00:32:56.399><c> against</c> consumer protection and guarding against consumer protection
  • </c> protect c consumers. protect c consumers. &gt;&gt; Thank<00:33:02.880><c> you.
  • </c> worried about the more average consumer worried about the more average consumer getting<00:42:51.200
  • Uh chair's to consumer protection.
Summary: The committee on Consumer Protection and Commerce met on February 26, 2026, and heard several bills, mostly in the areas of workers’ compensation and consumer protection. HB 1946 HD1 on timeshare registration renewal drew support from DCCA’s timeshare program and major industry groups including Hilton Grand Vacations, the American Resort Development Association, and Marriott Vacations Worldwide, with no opposition noted. HB 1515 HD1, which would allow an attending physician to request a functional capacity examination without employer permission, was supported by DLIR and the Department of Human Resources Development and had no other in-person testimony; the bill was then moved on without questions. The committee spent substantial time on HB 1514 HD1, which would streamline workers’ compensation vocational rehabilitation by clarifying provider selection and requiring vocational plans within 90 days. DLIR supported the intent but asked for amendments, saying the 90-day deadline was too rigid given case-by-case complexity, limited staffing, and the need for coordination among injured workers, employers, and counselors; members discussed possible extensions and whether a 120-day timeline or other flexibility would be better. Testimony on the bill included one individual in support and seven in opposition. HB 1648 HD1, concerning workers’ compensation and physician dispensing of non-prescription drugs, drew support from DHRD and comments from DLIR and industry witnesses. DLIR said the bill should be narrowed so it does not restrict medically necessary over-the-counter medications or oral guidance from providers, while Aloha Billing Company and Solera Integrated Medical Solutions urged tighter limits on physician dispensing and raised concerns about pricing abuse through average wholesale price. Members discussed clarifying the bill’s language so it targets written prescriptions rather than oral advice. HB 1644 HD1, requiring a standardized disclosure form for residential solar contracts, received support from the Hawaii Solar Energy Association and Kauaʻi Island Utility Cooperative, while DCCA’s Office of Consumer Protection supported the consumer-protection goal but proposed stronger remedies, including a three-day cancellation right, voidability for missing disclosures, and possible lender liability; members questioned how those remedies should apply to lenders, and no vote was taken on the measures in the portion provided.
MN

Minnesota 2025-2026 Regular Session

Commerce Committee Meeting - 2025-03-27

Commerce Finance and Policy

Transcript Highlights:
  • My example would be seven and a half percent, and that's not uncommon for the protection of consumers
  • Think about a consumer-to-consumer versus consumer-to-business or business-to-business.
  • When it's entity to consumer, the consumer is at a disadvantage, and so that's where the loans that are
  • is not pointed to anybody in particular, but when people do experience something, and they're a consumer
  • hospitality industry, to be able to open that up to give folks an opportunity to raise some money and save
AZ

Arizona 2026 Regular Session

03/04/2026 - Senate Regulatory Affairs and Government Efficiency

Regulatory Affairs and Government Efficiency

Transcript Highlights:
  • a violation of the digital goods advertising requirements an unlawful practice under the Arizona Consumer
  • allows the Attorney General to investigate and take appropriate actions as provided by the Arizona Consumer
  • a violation of the digital goods advertising requirements an unlawful practice under the Arizona Consumer
  • allows the Attorney General to investigate and take appropriate actions as provided by the Arizona Consumer
  • And take appropriate actions as provided by the Arizona Consumer Fraud Act.
AL

Alabama 2026 Regular Session

Alabama Senate Banking and Insurance Committee Feb 25th, 2026

Banking and Insurance

Transcript Highlights:
  • </c> we can't spend 1.8 million to save we can't spend 1.8 million to save lives,<00:27:14.159><c> a<
  • And if you ever lived to save people.
  • This is going to save some lives. So please vote for it on the floor.
  • </c><00:32:55.679><c> So</c><00:32:55.919><c> please</c> is going to save some lives.
  • So please is going to save some lives.
Bills: SB294, HB296, HB300, SB269
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • . retirement savings.
  • So, as a consumer, I've got options.
  • . of taking care of consumers, I think.
  • That's the reason that consumers, and again, the consumers keep being left out of...
  • Then we get to the consumer side, though.
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • Consumers don't pay interchange fees.
  • Under the four points that have been raised, there's potential harm for consumers as consumers... ...
  • Consumers pay 20%.
  • We do loan the money that the consumer uses to purchase these goods.
  • Will consumers have to have multiple transactions on the same purchase?
TX
Transcript Highlights:
  • They've saved countless lives among law enforcement and...
  • Self-funded plans can save 50-80%.
  • Individual savings across the board are significant.
  • , and the state save as well.
  • I've seen them say that it would actually save money on other fronts to provide that benefit.
AZ

Arizona 2026 Regular Session

01/26/2026 - House Land, Agriculture & Rural Affairs

Land, Agriculture & Rural Affairs

Transcript Highlights:
  • 2025 annual report, along with some examples of materials, including recipes, that we extend to consumer
  • about what they're absolutely going to consume.
  • He said the product was intended to supplement consumer offerings, not supplant the seafood industry,
  • what they are eating and continue to consume it.
  • I come from a place where everything that we consume for humans is grown.
TX

Texas 89th Regular

Agriculture & Livestock May 14th, 2025

Agriculture & Livestock

Transcript Highlights:
  • Wouldn't this be horrible if a consumer opened it up?
  • Industry opponents may raise concerns about ungraded eggs leading to consumer risk.
  • What is the benefit to consumers of having graded eggs?
  • Want to produce a solid product for consumers, that's where we're coming from.
  • Frankly, H-E-B likes giving consumers choices.
Bills: SB1864
MN

Minnesota 2025-2026 Regular Session

House Human Services Finance and Policy Committee 3/20/25

Human Services Finance and Policy

Transcript Highlights:
  • </c> the consumer price index as consumers the consumer price index as consumers are<00:03:34.799><c>
  • her life savings and of about<00:05:25.880><c> $400,000.
  • Uh we had the the assisted savings.
  • </c><01:20:24.719><c> by</c> additional overall cost savings by additional overall cost savings by providing
  • just only saving money or you aren't just saving<01:20:58.480><c> money,</c><01:20:58.800><c> you're