Video & Transcript Research : 'consumer directed employer'
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HI
Hawaii 2026 Regular Session
CPC-CPN Joint Info Briefing - Mon Apr 6, 2026 @ 2:00 PM HST
Hawaii House Floor Meeting
Keywords:
Hawaiian Council, Council for Native Hawaiian Advancement, Native Hawaiian, Native Hawaiian community, Native Hawaiian advocacy, recognition resolution, ceremonial resolution, nonprofit, community development, economic development, cultural preservation, self-sufficiency, housing counseling, community development financial institution, CDFI, small business accelerator, trades academy, tourism, regenerative tourism, iwi kūpuna
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/7/26
Commerce Finance and Policy
Transcript Highlights:
- </c> broad collection of personal consumer broad collection of personal consumer data data data broad
- relationship with the consumer, and the direct relationship defined here.
- relationship with the consumer, and the direct relationship defined here. ...data and sell it.
- relationship with the consumer, and the direct relationship defined here.
- </c> and consumers can trust. and consumers can trust.
Keywords:
data broker, data brokerage, consumer privacy, personal data, data privacy, Minnesota attorney general, registration, public registry, civil penalties, enforcement, special revenue fund, privacy rights, data sales, data collection, consumer protection, chapter 325M, controller, processor, data broker registry, transparency
LA
Transcript Highlights:
- So it was a good Where can we meet some employer needs, but at the same time looking at cost.
- Chaffin, who was on the committee as well, and can give you that employer perspective.
- The committee as well and can give you that employer perspective. Good afternoon.
- Instead, the new law requires employers to directly fund future COLAs by paying an additional employer
- contribution of 2.5% for the employers.
Bills:
SB8, SB10, SB11, SB12, SB13, SB14, SB16, SB17, SB18, SB20, SB21, SB22, SB416, SB455, SB456, SB477
Keywords:
Municipal Employees' Retirement System, Louisiana, participation, employer, retirement, SB 10, Act 222, Louisiana State Police Retirement System, state police retirement, retirement system funding, employer contributions, actuarial gains, amortization, Permanent Benefit Increase, PBI account, benefit increase reserve, supplemental permanent benefit increase, public retirement systems, state pension, pension funding
Summary:
The Retirement Committee met on April 29, 2026, established a quorum, and heard a series of retirement-related bills, mostly cleanup or technical measures affecting various public retirement systems. SB 22 would extend Municipal Employees Retirement System eligibility to certain positions in the Second City Court constable’s office in New Orleans. SB 17 would create a funding deposit account for cost-of-living adjustments for registrars of voters’ employees’ retirement system. SB 455 would allow certain district and parish courts to participate in the Parochial Employees Retirement System. SB 456 would update compensation rules for assigned retired judges, and SB 8 would add the Louisiana Asset Management Pool as a participating employer in MERS. All of these bills were described as aligning statutes with current practice or expanding participation options, and each was reported favorably without objection.
The committee also heard several Louisiana State Police retirement bills. SB 10 would repeal outdated priority allocation and retiree raise rules and adjust handling of surplus employee contributions; SB 11 would increase the funding cap for benefit increases from 2.5% to 3.5%; and SB 12 would update membership and definition language to reflect the State Police Commission rather than the Civil Service Commission. SB 18 would repeal a special exception allowing certain MERS retirees to return to part-time work while collecting full benefits, while protecting roughly 30 current participants. SB 20 and SB 21 would update actuarial gain/loss and unfunded liability funding rules for school employees’ retirement and LASERS, respectively, in light of the new permanent benefit increase funding structure. Each of these bills was supported by system officials as cleanup or modernization measures and was reported favorably.
The committee spent the most time on education and return-to-work issues for teachers and public employees. SB 16 would reduce annual trustee training requirements for retirement system boards from 16 hours back to 12 hours, which witnesses said would better fit smaller systems and match the original intent of the law. SB 13 would similarly update TRSL’s actuarial funding rules after the sunset of the experience account. SB 14, based on a 2025 study work group, would consolidate and simplify TRSL return-to-work rules and expand options for retired teachers, with witnesses emphasizing teacher shortages and the need to retain experienced educators. All three were reported favorably. Finally, SB 416 would allow certain Department of Public Safety and Corrections retirees to return to critical shortage positions after one year, and SB 477 would classify the chairman of the Louisiana Gaming Control Board as a full-time state employee for retirement purposes. Both bills drew questions and discussion, especially SB 416, and both were reported favorably. The chair announced the committee’s next meeting would be moved from Monday to Tuesday, and the meeting adjourned.
WA
Transcript Highlights:
- Employment Security collects premiums from employers that meet certain criteria to support this program
- employers, and would ask you to reject this measure.
- Employers should not be assessed for these cases.
- Employers are already under increasing cost pressures.
- It would look at data from Employment Security.
Keywords:
Washington retirement systems, retirement trust funds, interest earnings, public employee retirement system, teachers retirement system, state patrol retirement system, judicial retirement system, judges retirement system, school employees retirement system, public safety employees retirement system, law enforcement officers and firefighters retirement system, PERS, TRS, LERS, legal expenses, medical expenses, administrative expenses, fraud prevention, overpayment recovery, trust fund protection
WA
Washington 2025-2026 Regular Session
House Environment & Energy Jan 27th, 2026 at 04:00 pm
Environment & Energy
Transcript Highlights:
- Ecology was directed by a previous Legislature to submit a report to the Legislature in December of 2026
- For the record, Brandon Housekeeper here today on behalf of the Alliance of Western Energy Consumers.
- They’re some of the largest employers in the county. They’re some of the largest taxpayers.
- So we also have to decarbonize direct fossil fuel use by EITE facilities.
- We would like to see some language in the bill that directs you.
Keywords:
emissions, climate commitment act, environmental regulation, trade regulation, facility compliance, consumer-owned utilities, clean energy, port districts, market customers, energy transformation, distributed energy, renewable energy, energy resources, sustainability, energy policy, 904, all
OK
Oklahoma 2026 Regular Session
Banking, Financial Services and Pensions Apr 7th, 2026 at 03:00 pm
Banking, Financial Services and Pensions
Transcript Highlights:
- It has a lot of consumer protections and ensures that those who are doing the transaction are aware that
- I just spoke with him today, and this bill carries over all the consumer protections that we worked on
Keywords:
credit union, Oklahoma State Credit Union Board, membership, loans, investments, board compensation, financial regulations, financial exploitation, protected adults, financial institution, notification, temporary hold, credit card, surcharge, discounts, consumer protection, payment methods, 914, all
WA
Washington 2025-2026 Regular Session
House Consumer Protection & Business Jan 20th, 2026 at 01:30 pm
Consumer Protection & Business
Transcript Highlights:
- Calling to order this meeting of the Consumer Protection and Business Committee of Tuesday, January 20th
- health data without obtaining consent from that consumer.
- that each of the elements of the Consumer Protection Act be proven and be solved.
- So consumer protection and business—that's you.
- With the new taxes, pouch consumers using one can a day, tobacco consumers.
FL
Transcript Highlights:
- These right to repair bills are very, very pro-consumer.
- Today, most consumers manage their auto finance accounts online.
- These claims do not provide meaningful benefits to consumers.
- We require clear disclosure to consumers before any fee is charged.
- I’m hoping to look at this from a pro-consumer standpoint, that the bill is pro-consumer.
Keywords:
farm equipment, agricultural machinery, farm machinery, tractor, combine, harvester, implements, warranty, lemon law, defective equipment, repair rights, consumer protection, manufacturer liability, authorized service agent, replacement, refund, rural agriculture, urban agriculture, Florida Statutes, chapter 604
Summary:
The Commerce and Tourism Committee met with a quorum and considered several bills, most of them receiving favorable reports. SB 386, relating to farm equipment repair rights, was briefly explained by the sponsor as a lemon-law style measure for farm equipment; it passed without questions or debate. SB 528, aimed at strengthening Florida’s manufacturing sector by expanding Department of Commerce responsibilities, codifying the chief manufacturing officer role, creating a workforce development grant program, and requiring reporting, drew support from several appearance forms and was reported favorably. SB 806, a broader right-to-repair bill covering portable wireless devices and agricultural equipment, drew the most discussion: dealership and industry representatives opposed it, arguing existing manufacturer agreements already provide access to repair information and that the bill could force manufacturers into competition with dealers, while supporters framed it as pro-consumer and pro-repair access; it was still reported favorably. SB 696 on trademark registration modernization and SB 930 creating a Florida Retirement Savings Task Force were both explained as administrative/policy measures and passed without opposition. SB 874, which creates a professional licensure reciprocity path for out-of-state surveyors and mappers to address workforce shortages, also passed favorably.
The committee then took up SB 826 on gift certificates, which the sponsor said is intended to target bank-branded “reward cards” that function like gift cards but expire, while not affecting loyalty programs. The Florida Restaurant and Lodging Association expressed concern about unintended consequences and asked to work on tighter definitions, but the bill was reported favorably after the sponsor said clarifying language would be added later. The committee also heard SB 838, as amended, on electronic payments for retail installment contracts; the sponsor said it would clarify that reasonable convenience fees for optional electronic payments are permissible, require disclosure, and preserve a fee-free option. Members raised concerns about what counts as a “reasonable” fee and whether the bill could authorize junk fees, but the committee substitute was reported favorably.
Several votes were taken by roll call, with the bills above reported favorably and SB 898 temporarily postponed at the sponsor’s request. Members later asked to be recorded as voting affirmatively on bills they had missed. The meeting concluded after the final vote on SB 838 and a motion to adjourn.
WA
Transcript Highlights:
- Those two items result in an overall cost increase in LEOFF 2, which has a normal employer cost rate
- Those two items result in an overall cost increase in LEOFF 2, which has a normal employer cost rate
- This would increase local employer cost and near general fund cost for all LEOFF 2 employers, and the
- The retailer then passes that cost down to the consumer.
- The retailer then passes that cost down to the consumer.
Keywords:
SB 6073, LEOFF, Law Enforcement Officers' and Fire Fighters' Retirement System, retirement system, pension, public safety retirement, wildland firefighter, aviation firefighter, wildland fire, forest firefighter, Department of Natural Resources, DNR, firefighter benefits, retirement benefits, service credit, disability retirement, survivor benefits, employer contributions, Washington RCW, public employees
TX
Transcript Highlights:
- We are now the largest private sector employer in the state.
- And do you want me to list the consumer protections?
- Unfortunately, some bad actors have given the industry a black eye, leaving consumer consumers harmed
- for older consumers.
- We've done some in-depth study of. consumer complaints and we pulled all the consumer complaints submitted
Bills:
SB264, SB542, SB924, SB1008, SB1029, SB1036, SB1057, SB1058, SB1185, SB1202, SB1358, SB1364, SB1376, SB1569, SB1664, SB1697, SJR50
Keywords:
SB 264, Texas Workers' Compensation Act, group self-insurance, self-insured groups, workers' compensation, Texas Department of Insurance, commissioner of insurance, certificate of approval, guaranty fund, trust fund, wind down, dissolution, labor code, insurance regulation, employer coverage, risk pool, business and commerce, trade workforce economic development, property owners' association, water conservation
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 3/3/26
Commerce Finance and Policy
Transcript Highlights:
- So direct delivery to the watercraft.
- ,</c><00:14:38.079><c> are</c> being more trusted by consumers, are being more trusted by consumers,
- 14:52.880><c> and</c> choice, consumer protection, and choice, consumer protection, and competitiveness
- </c> marginal step uh in the right direction marginal step uh in the right direction but<00:32:08.080
- </c><01:01:59.119><c> We</c> consumer protections in the bill. We consumer protections in the bill.
Keywords:
bulk fuel, nonoxygenated gasoline, environment, exemption criteria, transportation, HF2236, Minnesota commerce, obsolete language, statutory cleanup, retail installment contract, consumer credit, vehicle financing, auto loans, retail buyer, retail seller, delinquency charge, collection fee, attorney fees, assignment notice, payment receipt
AZ
Arizona 2026 Regular Session
02/12/2026 - House Rural Economic Development
Rural Economic Development
Transcript Highlights:
- With that, that's the direction I'm going to go with the modernization of the port of entry.
- U.S. citizens live in Mexico and work in Nogales, Arizona, you know, and all that is just time consuming
- and could prejudice their employment also.
- and could prejudice their employment also students they have a lot of students that come through and
- My name is Cynthia Zwick and I serve as the Director of RUCO, the Residential Utility Consumer Office
Keywords:
utility consumer, rate intervention, public service corporation, Arizona Revised Statutes, residential rates, consumer protection, appropriation, Apache Junction, tourism, recreation, Superstition trails, funding, infrastructure, C-PACE, capital expenditure, special assessment, property improvement, local government financing, energy efficiency, water conservation
WY
Wyoming 2026 Regular Session
House Travel, Recreation, Wildlife & Cultural Resources, February 12, 2026
Travel, Recreation, Wildlife & Cultural Resources
Transcript Highlights:
- </c><00:52:00.720><c> Chairman,</c> direction in a moment. Mr. Chairman, direction in a moment. Mr.
- </c> legislature should direct public access. legislature should direct public access.
- Chairman, Representative Harshman, it’s a step in the right direction. Absolutely.
- </c> this direction. this direction.
- This is again directed at law enforcement. This is not directed at law enforcement.
Keywords:
right to repair, digital electronics, consumer protection, embedded software, manufacturers, repair providers, tools and documentation, anti-theft measures, blockchain, financial technology, digital innovation, economic development, select committee, trespass, hunting, land use, public access, wildlife, 916, all
WY
Wyoming 2026 Regular Session
Senate Travel, Recreation, Wildlife & Cultural Resources, February 12, 2026
Travel, Recreation, Wildlife & Cultural Resources
Keywords:
right to repair, digital electronics, consumer protection, embedded software, manufacturers, repair providers, tools and documentation, anti-theft measures, blockchain, financial technology, digital innovation, economic development, select committee, trespass, hunting, land use, public access, wildlife, 916, all
NM
Transcript Highlights:
- And nuclear would again give you a baseload supporting and could be pumped or directed anywhere, especially
- Pumped or directed anywhere, especially with the new technologies that are now coming out and available
- And I guess the last piece of this conversation about nuclear reactors would be directed toward managing
- , members of the committee, my name is Matthew Gonzalez, Vice President of State Affairs for the Consumer
- So there is a consumer protection.
Keywords:
nuclear energy, renewable energy, sustainability, carbon emissions, energy regulation, microgrid, zero carbon resources, Public Regulation Commission, energy generation, electric utilities, motor vehicle manufacturers, licensing, dealers, franchise agreements, consumer protection, water supply, sewage improvements, environment, funding, Mora County
Summary:
The committee first took up Senate Bill 78, which would classify nuclear energy as renewable energy. Senator Thornton and supporters argued that New Mexico needs dispatchable, baseload power and that nuclear should be added to the state’s renewable portfolio standard because wind and solar are intermittent and require extensive land, mining, and battery storage. Supporters also emphasized nuclear’s zero-carbon profile, the safety record of U.S. Navy reactors, the possibility of small modular reactors, and the fact that New Mexico already uses nuclear-generated electricity from out of state. Opponents, including Senator O’Malley and Senator Charlie, argued nuclear is not renewable because it relies on finite uranium and creates long-lived radioactive waste, and they raised concerns about uranium mining impacts, waste storage, and the bill’s lack of a limiting principle. The committee voted 5-4 to do not pass the bill, with Senators Cervantes, Hamblen, O’Malley, Lopez, and Charlie voting yes on the do-not-pass motion and Senators Ezell, Scott, and Thornton voting no; the chair then explained that the vote reflected disagreement over whether nuclear should be labeled renewable, not opposition to nuclear power itself.
The committee then heard Senate Bill 235, the Microgrid Oversight Act, with a committee substitute. Sponsor Senator Steinborn said the substitute would restore existing renewable benchmarks for microgrids, require large microgrids to meet zero-carbon targets by 2045, add reporting and PRC oversight, and close a loophole that could let utilities buy microgrid power and shift costs to ratepayers. Supporters, including environmental groups and community advocates, said the bill was needed to regulate large data-center microgrids such as Project Jupiter in Doña Ana County, which they said could drive major emissions, ozone, and nitrogen oxide pollution, strain water supplies, and undermine state climate goals. They also argued the bill would protect ratepayers and ensure transparency and community benefits.
Opponents, including Americans for Prosperity, the Chamber of Commerce, oil and gas associations, Xcel Energy, PNM, Consumer Energy Alliance, and economic development groups, argued the bill would impose unnecessary regulation on private microgrids, slow investment, raise costs, and reduce flexibility for reliability projects and industrial development. They said microgrids are already regulated for safety and interconnection, and that the bill could discourage projects in New Mexico. In response, Steinborn said the bill was necessary because current law leaves a loophole for large polluting microgrids and because several major projects are already planned or underway. The committee heard extensive public testimony on both sides, but the transcript ends before a final vote on SB 235 is taken.
AL
Alabama 2026 Regular Session
Alabama Senate Banking and Insurance Committee Apr 1st, 2026
Banking and Insurance
Bills:
HB545
Keywords:
HB545, legal tender, cash rounding, nearest five cents, nickel rounding, in-person cash transaction, cash transactions, change making, sales tax, Department of Revenue, merchant payments, consumer payments, currency rounding, cash payment, retail transactions, payment methods, 923, senate, all
AL
Alabama 2025 Regular Session
Alabama House Ways and Means General Fund Committee Feb 19th, 2025
Ways and Means General Fund
Transcript Highlights:
- Medicaid, and what it's going to do is say that if you are a parent that has employer-provided insurance
- She could opt in to pay for health insurance through her employer, but it would take more than one-third
Keywords:
judicial compensation, salary increase, court system, Alabama legislation, judges, HB187, court fees, docket fee, sheriff's fund, sheriff's office, jail operations, law enforcement, county sheriff, court filing fees, Alabama Code 12-19-312, solicitor's fund, clerk's fund, forensic services trust fund, budget flexibility, public safety
AL
Transcript Highlights:
- can enter without having to go through any us or other situations, and they can just go straight to direct
- can just go other situations and they can just go straight<00:17:11.839><c> to</c><00:17:12.079><c> direct
- </c><00:17:12.400><c> talks</c><00:17:12.720><c> without</c> straight to direct talks without straight
- to direct talks without worrying<00:17:13.360><c> about</c><00:17:13.600><c> any</c><00:17:15.039><c
Keywords:
rural health, healthcare access, state funding, health transformation, appropriations, fiscal policy, healthcare funding, economic development, mental health, maternal health, antitrust, competition, market regulation, business practices, consumer protection, anaphylaxis, epinephrine, auto-injector, public health, school safety
NM
New Mexico 2026 Regular Session
Senate - Conservation Feb 10th, 2026 at 09:05 am
Senate Conservation
Transcript Highlights:
- And nuclear would again give you a baseload supporting and could be pumped or directed anywhere, especially
- Pumped or directed anywhere, especially with the new technologies that are now coming out and available
- And I guess the last piece of this conversation about nuclear reactors would be directed toward managing
- , members of the committee, my name is Matthew Gonzalez, Vice President of State Affairs for the Consumer
- So there is a consumer protection, but this doesn't prohibit utilities from buying microgrid power or
Keywords:
nuclear energy, renewable energy, sustainability, carbon emissions, energy regulation, microgrid, zero carbon resources, Public Regulation Commission, energy generation, electric utilities, motor vehicle manufacturers, licensing, dealers, franchise agreements, consumer protection, water supply, sewage improvements, environment, funding, Mora County
WA
Washington 2025-2026 Regular Session
Senate Environment, Energy & Technology Jan 13th, 2026 at 01:30 pm
Environment, Energy & Technology
Transcript Highlights:
- Before you is Senate Bill 5982, an act relating to updating provisions for consumer-owned utilities,
- Under CETA, consumer-owned utilities consist of municipal electric utilities, public utility districts
- It amends the consumer-owned utility definition to include port districts and to specify that a consumer-owned
- It also directs the UTC to enforce affected market customers' compliance with CETA.
- I think states are moving in the direction of enabling individuals.
Keywords:
consumer-owned utilities, clean energy, port districts, market customers, energy transformation, energy storage, residential battery, grid connection, renewable energy, incentives, distributed energy, renewable resources, energy policy, sustainable energy, state regulations, utility vehicles, emission standards, environment, regulation, exemptions