Video & Transcript Research : 'FTC'
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FL
Florida 2025 Regular Session
March 13, 2025 - 01:00 PM
Transcript Highlights:
- Recent data released from the FTC for 2024 ranked Florida as the number one state when it comes to fraud
Summary:
The committee met with a quorum and heard five bills. HB 1097 would rename the Florida Catastrophic Storm Center at FSU as the Florida Center for Excellence in Insurance and Risk Management, transfer the public hurricane loss projection model from FIU to FSU, and provide recurring and nonrecurring appropriations to support independent insurance research and collaboration with OIR and other universities. Members discussed university roles, model oversight, independence from industry funding, and student/workforce benefits. The bill passed favorably on a roll call vote.
HB 319 would create a regulatory framework for virtual currency kiosk businesses, requiring registration with the Office of Financial Regulation, consumer disclosures, and penalties for violations. Much of the discussion focused on fraud prevention, especially for seniors, and whether the bill should include transaction caps or stronger recovery tools; AARP supported the bill but urged additional protections. The bill passed favorably. CS/HB 385 made technical changes to the Florida Trust Code and Community Property Trust Act, including decanting, trustee claims, redemption by satisfaction, and homestead transfer treatment; an amendment conforming to the Senate version was adopted, and the bill passed favorably.
CS/HB 97 would allow service of process for exploitation injunctions against unascertainable scammers through the same communication method used to contact the victim, such as text or social media, and would let courts freeze funds temporarily while the matter is heard. Testimony from elder law practitioners and AARP supported the bill as a tool against scams, while some members raised due process and overreach concerns; the bill passed favorably. HB 839 would shorten the overpayment recovery window for claims submitted to psychologists and HMOs to match other health providers, with the goal of improving parity and access to mental health care; an amendment was adopted, and the bill passed favorably. The meeting concluded with adjournment after the final roll call votes.
HI
Transcript Highlights:
- This support has included conducting legal visits at the FTC, locating individuals in custody, guiding
- FTC, locating individuals in custody, FTC, locating individuals in custody, guiding<00:51:36.720>
Summary:
The Judiciary Committee held an informational briefing on the impact and legality of federal immigration enforcement efforts in Hawaii, with Chair Carl Rhodes framing it as the sixth and final interim briefing in a series on the rule of law and local effects of federal actions. He said the discussion would focus on due process concerns, questioning and detention of citizens and lawful immigrants, free speech issues, and pressure on state and local law enforcement, and noted the issues may be revisited in the 2026 regular session. There was no public testimony or committee vote; only invited speakers presented.
Dr. Amy Agayani opened by arguing that immigrants are integral to Hawaii’s history, economy, and communities, and contrasted that with what she described as harmful narratives portraying immigrants as criminals. She cited figures that one in five Hawaii residents is foreign-born, that immigrants make up about 20% of the labor force and over 27% of entrepreneurs, and that roughly 40,000 people in Hawaii are undocumented, many of whom may have pathways to legal status but face language, information, and court barriers. She also said federal enforcement has expanded beyond undocumented immigrants to include citizens and lawful residents, and warned that attacks on birthright citizenship and visa categories could affect many families.
Matina Mock of the legal clinic emphasized the complexity of immigration law and the severe lack of legal representation, noting a nationwide backlog of 11.3 million immigration-related applications and 3.4 million court cases, plus about 1,400 pending immigration cases in Honolulu with only two immigration judges. She said Hawaii has only six or seven nonprofit immigration legal service providers, and that represented clients are far more likely to obtain relief. Mock described a recent case involving a lawful student visa holder who was transferred among multiple federal facilities before being brought to Honolulu without clear notice, which she said illustrated due process violations. She also said ICE activity in Hawaii has sharply increased, with about 150 arrests from January to July 2025, a 380% increase over the same period in 2024, and that many detainees have no criminal record.
Stephanie Haro Sevilla and another clinic fellow described 2025 enforcement as a major shift driven by a January executive order, the end of prior limits on arrests in sensitive locations, and arrest quotas they said require 3,000 arrests per day nationwide. They said this has led to arrests without warrants or probable cause, broader targeting of people with minor offenses or no criminal history, and the use of resources from other federal agencies and local law enforcement for civilian immigration enforcement. They also said the federal detention center in Honolulu is holding roughly 40 to 80 civilian detainees on any given day, often in conditions they characterized as prison-like, and warned that the current escalation could eventually affect lawful permanent residents and naturalized citizens. The speakers urged the public to support immigrant-rights advocates and local protective policies and funding measures.
FL
Florida 2025 Regular Session
Transportation Mar 19th, 2025
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Public Health Jun 21st, 2026 at 01:00 pm
Joint Committee on Public Health
Transcript Highlights:
- The FTC found patients are hurt by a lack of access to care, and there is confusion as to where to go
- The FTC also found that there was no evidence that making a change in the law was unsafe.
Summary:
The Joint Committee on Public Health heard testimony on a wide range of bills focused on children’s health, tobacco control, newborn screening, pediatric cancer, palliative care, and professional licensure. Early testimony highlighted Senate bills to expand newborn screening for pyruvate dehydrogenase complex deficiency, lysosomal storage disorders, and congenital CMV, with families and clinicians describing severe diagnostic delays, missed treatment windows, and the benefits of early detection. Speakers also supported a bill to improve pediatric cancer research through a dedicated trust fund, and a bill to extend pediatric palliative care services to age 22, with parents and providers emphasizing continuity of care for seriously ill young people.
Several witnesses gave personal accounts in support of the newborn screening measures. Families described children who endured years of misdiagnosis before receiving diagnoses such as Gaucher disease, Fabry disease, Pompe disease, Niemann-Pick disease, and CMV, often after irreversible damage had already occurred. Medical and advocacy witnesses said Massachusetts already collects some of the relevant screening data and argued that results should be reported to families, while others urged the committee to add conditions to the state panel because effective treatments already exist. The committee also heard support for a bill to establish a fetal alcohol spectrum disorder program and training for providers.
On tobacco and youth health, testimony supported bills to ban internet tobacco sales, strengthen youth protections, and reduce lung cancer deaths through point-of-sale information and quit-line access. A student testified about easily purchasing flavored nicotine products online without meaningful age verification, and public health advocates backed measures to keep tobacco out of children’s environments. The committee also heard testimony on a bill to ensure parents have access to their children’s medical records through age 16, with exceptions for sensitive services already protected by law.
The committee additionally took testimony on an optometry licensure bill, where ophthalmologists opposed language they said could broaden scope of practice and allow optometrists to use the title “optometric physician,” while optometry educators and students supported the bill as a modernization measure with no scope expansion. No votes were taken during the hearing; the chair repeatedly reminded speakers of time limits and noted that written testimony could be submitted for additional comments.
OK
Oklahoma 2026 Regular Session
Health and Human Services Oversight Mar 4th, 2026 at 03:00 pm
Health and Human Services Oversight
Transcript Highlights:
- The FTC warned about their Practices.
Bills:
HB3552, HB2984, HB4124, HB3934, HB3448, HB3131, HB4200, HB4201, HB3011, HB1912, HB3380, HB3881, HB3538, HB3851, HB3907, HB4430, HB4431, HB4457
Keywords:
childcare, differential pricing, Department of Human Services, child care subsidy, licensed providers, emergency legislation, child care, subsidy program, annual report, program integrity, overpayments, ivermectin, over-the-counter medication, pharmacy immunity, healthcare access, FDA approval, prescription, public health, dentistry, licensing
FL
Florida 2025 Regular Session
December 10, 2025 - 03:30 PM
Transcript Highlights:
- I've been with the FTC for about 10 months now.
FL
Transcript Highlights:
- Because the SFO collects the tax credit contributions that fund FTC scholarships, reverting unused funds
Summary:
The Senate Appropriations Committee met with a quorum present and took up two bills. The first, SB 250 on rural communities by Senator Simon, was described as a broad rural development package creating an Office of Rural Prosperity, a Renaissance grant program, housing and transportation investments, added funding for rural education consortiums, and health care initiatives for rural areas. Senator Harrell asked about overlap between road funding programs, and the sponsor explained that eligible counties could receive both SCRAP and FARM funding. Several organizations waived in support or spoke in support, and the bill was reported favorably by unanimous vote.
The committee then heard SB 318, the committee substitute for educational scholarship programs by President Gates. The bill was presented as a response to Auditor General findings about the rapid growth and administration of Florida’s school choice and scholarship programs. It would separate Family Empowerment Scholarship funding from the FEFP, require more frequent student enrollment verification, lower scholarship funding organization administrative fees, require return of overpayments, create a student ID system, establish a $250 million stabilization fund, require annual audits, and direct DOE to recommend future program administration through competitive procurement. Gates also offered five amendments, including technical changes to eligibility documentation and a substantive amendment requiring a DOE report on future administration and competitive selection; all five amendments were adopted.
During debate and public testimony, senators and witnesses discussed accountability, software solutions, reimbursement delays, monthly attestations, and impacts on public schools and families. Supporters and opponents alike raised concerns about bureaucracy, fraud prevention, special education services, and whether the bill would help or burden parents. Gates said the bill aimed to fix tracking and payment problems without capping the program, and he noted the IEP timeline would be aligned with public school timelines. After debate, the committee reported CS for SB 318 favorably by unanimous vote, and then adjourned.
US
US Federal 2025-2026 Regular Session
Hearings to examine the nominations of Jonathan Gould, of Virginia, to be Comptroller of the Currency for a term of five years, Luke Pettit, of the District of Columbia, to be an Assistant Secretary of the Treasury, Paul Atkins, of Virginia, to be Mar 27th, 2025 at 09:00 am
Banking, Housing, and Urban Affairs Committee
Transcript Highlights:
- When financial regulators like the CFPB and the FTC enforce the law, Elon could be stopped cold.
Keywords:
financial regulations, SEC, Comptroller of the Currency, Federal Transit Administration, nominees, Empowering Main Street in America Act, capital formation, economic growth
Summary:
The committee meeting focused on several nominees within key financial institutions, including discussions surrounding the SEC, the Federal Transit Administration, and the Comptroller of the Currency. Notable dialogue included concerns over regulatory balance, with various members emphasizing a need to streamline regulations to foster innovation while ensuring accountability and safety for investors. The importance of the proposed 'Empowering Main Street in America Act' was highlighted as a means to facilitate access to capital for small businesses, underlining the current administration's approach towards financial regulations.
FL
Florida 2025 Regular Session
March 25, 2025 - 09:00 AM
Transcript Highlights:
- Florida Transportation Commission and the associated criteria for future appointments and provides the FTC
Summary:
The Economic Infrastructure Subcommittee heard several transportation and infrastructure bills. HB 1239, Energy Infrastructure Investment, would let the Public Service Commission create a mechanism for utilities to recover costs for renewable natural gas infrastructure; supporters said it could diversify energy supply and help agriculture, while members raised concerns about consumer rates and asked whether savings from RIN credits should be passed to customers. The bill drew supportive public testimony and was reported favorably after debate, with members noting the PSC would set costs and that the sponsor was open to further discussion on consumer protections.
The committee then took up HB 313, which exempts Purple Heart recipients from paying Florida tolls. With no questions or opposition, it passed unanimously. The committee also considered HB 567, a broad transportation omnibus/strike-all bill covering EV tax revenue for roads, airport and MPO changes, workforce funding, traffic signal modernization, speed limits, and a pilot to streamline airport permitting. A major amendment added utility right-of-way notice, response, and incentive/penalty provisions, and another amendment authorized local governments to set age and ID rules for e-bikes, scooters, and other micromobility devices after testimony about a fatal crash. The bill was reported favorably after extensive debate and public testimony from transportation and utility stakeholders.
HB 112, dealing with municipal sewer collection systems, would allow cities to use sewer revenues to expand wastewater infrastructure. Sponsors said it was aimed at helping cities like Hollywood reduce septic use and improve water quality; testimony supported the measure as a way to unlock funding for sewer expansion, and the bill passed unanimously. The committee also approved HB 7009, preserving public records and meeting exemptions for 911 and public safety radio communications systems and expanding them to next-generation 911. Finally, PCS for HB 1397, a large transportation package addressing airport, seaport, spaceport, and workforce issues, was amended and passed 14-1 after questions about federal testing notifications, removal of certain business preference language, and a provision redirecting some transit funds to highway projects if not timely used.
FL
Florida 2025 Regular Session
Health Policy Jan 14th, 2025
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, March 25, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- And last year, the FTC identified the large grocery store chains that exploited product shortages due
- And last year, the<06:21:47.280>
FTC <06:21:48.240>identified <06:21:48.638>the < - 06:21:48.878>
large <06:21:49.280>grocery the FTC identified the large grocery the FTC
FL
Florida 2026 5th Special Session
Judiciary Apr 1st, 2025
Transcript Highlights:
- If you're talking about the FTC rule, that was struck down by the courts.
- If you're talking about the FTC rule, that was struck down by the courts, Deborah put it into place.
Summary:
The committee first took up SB 1272 on guardianship, which would limit a guardian’s ability to isolate an adult ward from family and require notice to family or other named persons about major events such as a ward’s death or medical relocation. Senator Jones said the bill was intended to curb abuse by bad actors while not affecting good-faith guardians. Fortuna Smuggler and Phyllis Smith spoke in support, describing the need for family notification and closure. The bill passed unanimously, 8-0, and was reported favorably.
The committee then considered CS/SB 1284 on wrongful death for an unborn child. Senator Graal explained that the bill would expand Florida’s Wrongful Death Act to allow parents to recover economic and non-economic damages for the death of an unborn child. An amendment was adopted to define “unborn child” as a member of the species Homo sapiens carried in the womb and to state that the act does not authorize a wrongful death action against the mother or a health care provider acting within the applicable standard of care. The amendment drew questions about abortion, medical emergencies, and whether fathers could sue; the sponsor said the bill was not intended to create claims against mothers or lawful medical care. Public testimony was sharply divided, with supporters arguing it gives families parity and accountability, and opponents warning it could be used to target abortion care, increase malpractice pressure, and worsen physician shortages. The committee approved the bill as amended by a 6-4 vote.
Finally, the committee heard a strike-all amendment to SB 1288 on parental rights. The amendment would strengthen parental consent requirements for minors’ medical care, with exceptions for emergencies, court orders, certain legal categories of minors, and other existing statutory exceptions. It also would require parental consent for treatment related to STD screening, give parents more control over school or health surveys, and address use of biofeedback devices. Supporters said the measure restores parents’ authority and protects children from inappropriate questioning or treatment, while opponents argued it could block needed care for minors in unsafe homes, reduce access to STI treatment and mental health services, and create unintended consequences. The amendment was adopted, and the committee continued hearing testimony on the bill.
FL
Transcript Highlights:
- If you're talking about the FTC rule, that was struck down by the courts.
- If you're talking about the FTC rule, that was struck down by the courts, Deborah put it into place.
Summary:
The Judiciary Committee heard Senate Bill 1272 on guardianship, which would limit a guardian’s ability to isolate an adult ward from family and require notice of major events such as a ward’s death or relocation to a more restrictive setting. Senator Jones and supportive speakers said the bill was intended to protect wards from abuse and isolation by bad actors, while still preserving good-faith guardianship. With no opposition testimony or debate, the committee voted 8-0 to report the bill favorably.
The committee then considered CS for Senate Bill 1284, which would expand Florida’s Wrongful Death Act to allow civil claims for the death of an unborn child. An amendment was adopted to define “unborn child” as a member of the species Homo sapiens carried in the womb and to state that the act does not authorize claims against the mother or against health care providers acting within the lawful standard of care. The bill drew extensive debate and testimony. Supporters argued it would give parents parity and fuller damages, including economic losses and mental anguish, when negligence causes the death of an unborn child. Opponents, including the ACLU, medical professionals, and reproductive rights advocates, warned it could be used to target abortion care, increase malpractice exposure, worsen physician shortages, and create speculative damages. The committee approved the bill 6-4.
Finally, the committee took up Senate Bill 1288 on parental rights, with a strike-all amendment that would strengthen parental control over minors’ medical decisions, surveys, and biofeedback devices, while adding exceptions for emergencies, court orders, certain legal statuses, and situations involving abuse or out-of-home placement. Supporters said the measure restores parents as primary decision-makers and protects children from inappropriate questioning or treatment without consent. Opponents argued it could block minors from confidential care for STIs, mental health, or abuse-related issues, and could chill school and medical screenings. The transcript ends during testimony and debate on this bill, before any final vote is shown.
CA
California 2025-2026 Regular Session
Assembly Floor Session May 12th, 2025
California House Floor Meeting
TX
Transcript Highlights:
- A recent FTC report found this inherent conflict of interest led to PBMs overpayment...
Keywords:
prescription drugs, drug pricing, pharmacy benefits, health insurance, health benefit plan, insurer, HMO, self-insured employer, public employer, school district, county, municipality, university system, higher education, retirees, dependent coverage, stop-loss coverage, bulk purchasing, group purchasing, purchasing pool
CA
California 2025-2026 Regular Session
Assembly Floor Session May 27th, 2026
California House Floor Meeting
Transcript Highlights:
- The FTC has made it clear in their reports that this conduct undermines our civil rights and puts all
- Unfortunately, with the change in administration, it seems that the FTC and the federal government have
- Unfortunately, with the change administration, it seems that the FTC and the federal government have
Summary:
The Assembly met in session, established a quorum, approved dispensing with the previous day’s journal, and then took up a long third-reading file. Early procedural actions included moving AB 1589 to the inactive file and continuing reconsideration items. The chamber then considered a series of bills largely focused on immigration enforcement, detention, worker protections, child care, voting access, and related public services.
Several immigration-related measures passed, including AB 2393 on damages for false imprisonment/arrest, AB 1994 on an immigrant victims’ rights and resources card, AB 1929 on health plan investment disclosures, AB 1633 imposing a tax on for-profit detention facilities, AB 1650 requiring decals on rental vehicles used for enforcement, AB 1655 protecting CalWORKs benefits when a child is detained, and AB 1896 disqualifying people who participated in immigration enforcement from certain public employment. AB 2230, which would bar immigration enforcement near polling places and child care facilities, also passed after extensive debate. Supporters framed these bills as accountability and protection for vulnerable communities; opponents argued they targeted federal law enforcement, were unnecessary, or raised constitutional concerns. AB 1851 on statewide school mental-health guidance also passed unanimously.
After the midday recess, the Assembly returned and continued with more bills tied to immigration impacts and child welfare. AB 2379 passed with urgency, requiring child care providers to be informed of constitutional rights and trained on protections when confronted by immigration enforcement. AB 2460 passed to update school behavioral-health referral protocols for students affected by immigration enforcement trauma. AB 2495 passed to expand prohibitions on employer immigration-related threats, and AB 2662 was presented as a way for California to monitor and document federal enforcement actions and report on their community impacts. Throughout the day, the floor featured repeated exchanges over whether the bills addressed real problems or were political messaging, but the measures that came to a vote generally advanced with majority support.
HI
Hawaii 2025 Regular Session
CPC Info Briefing - Wed Dec 3, 2025 @ 10:00 AM HST
Hawaii House Floor Meeting
Transcript Highlights:
- <01:18:10.320>
reported <01:18:10.640>by <01:18:11.360>um <01:18:11.520>FTC - specific to Hawaii as reported by um FTC specific to Hawaii as reported by um FTC in<01:18:12.480
Summary:
The committee held an informational briefing on fraud in the community, with presenters from ARP, CoinFlip, HPD, the Hawaii Bankers Association, DCCA’s Office of Consumer Protection, and the Department of Law Enforcement. The chair described widespread scams targeting kupuna and other residents, including impersonation of grandchildren, lottery/inheritance schemes, romance scams, online shopping fraud, investment scams, and tech-support scams. Members emphasized the emotional manipulation used by scammers, the difficulty of getting victims to report losses, and the need to educate the public on warning signs and available resources.
ARP said scams are an epidemic and highlighted national data showing major losses among older adults, including $4.8 billion lost by people age 60 and over in 2024. ARP focused especially on cryptocurrency kiosks as a growing scam channel in Hawaii, citing 64 complaints totaling $922,000 in 2024 and noting that complaints nearly doubled from the prior year. ARP urged stronger safeguards such as limits on transactions, refunds, live customer support, and a law-enforcement contact for operators, and said its Fraud Watch Network can help victims freeze credit, identify next steps, and track current scams. The chair said he intends to introduce legislation to lower and ultimately eliminate the amount of Bitcoin that can be purchased through ATMs.
CoinFlip said it supports consumer-protection regulation and described its compliance practices, including scam warning screens, anti-money-laundering controls, blockchain analytics, wallet pinning, transaction monitoring, and cooperation with law enforcement. The company said it is registered as a money services business, files suspicious activity and currency transaction reports, and holds money transmitter licenses in many jurisdictions. It also pointed to Illinois-style refund protections for new users and said it refunds fees to scam victims, though not the underlying funds. In response to committee questions, members and the company discussed whether crypto kiosks are necessary, how scams can be traced, and whether banks and kiosks can better intervene when suspicious activity is detected.
NH
New Hampshire 2025 Regular Session
House Judiciary (04/09/2025)
Transcript Highlights:
- Um, there's also FTC complaints against them for deceptive marketing and so forth.
- Um, and the American Psychological Association also have a complaint to the FTC to investigate these
- Association also have a complaint<04:32:26.159>
to <04:32:26.479>the <04:32:26.640>FTC - <04:32:27.199>
to <04:32:27.439>investigate complaint to the FTC to investigate complaint - to the FTC to investigate these<04:32:28.560>
chatbot <04:32:29.199>platforms <04:32:30.159
Summary:
The House Judiciary Committee opened a hearing on Senate Bill 146, which would remove the requirement that a medical examiner physically view a body before issuing a cremation certificate. The prime sponsor, Sen. Suprentice, and Chief Medical Examiner Dr. Jenny Duval explained that the bill would not change the death certificate process or the existing waiting period before cremation; it would only eliminate the in-person viewing step. They said the current review of death certificates already catches the vast majority of cases that should be reported to the medical examiner, and that the physical view changes outcomes in less than 1% of cremation cases.
The witnesses emphasized that the bill is intended to improve efficiency and reduce delays for families and funeral homes, while freeing deputy medical examiners to focus on homicides, suicides, accidents, and unexpected natural deaths. Dr. Duval cited an example where review of a death certificate, not the body, uncovered a long-ago strangulation-related homicide, arguing that the key safeguard is review of records and cause of death, not the physical view. She also said the change would save travel time and some costs for the department.
Committee members asked about how death certificates list primary and contributing causes of death, whether the low percentage of findings means the current process has a deterrent effect, why cremation is treated differently from burial, and whether identification concerns are adequately addressed. The sponsors responded that identification is handled earlier by hospitals, families, and funeral directors, and that any questionable identification would already fall under medical examiner jurisdiction. They also said the bill would not alter the two-day cremation delay or other existing safeguards. No vote or final action was taken in the portion of the hearing provided.
MA
Massachusetts 2025-2026 Regular Session
Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses Jun 21st, 2026 at 12:00 pm
Transcript Highlights:
- According to the FTC, consumers reported losing more than $12.5 billion to fraud in 2024, a 25% increase
Summary:
The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth.
A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail.
Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions.
The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.
VA
Virginia 2026 Regular Session
Virginia Housing Commission - Fees in Residential Rental Agreements Workgroup Jun 16th, 2026
Transcript Highlights:
- I mean, I just, you know, the FTC regulating advertising for rentals sort of started at the end of last