Transcript Highlights:

• life insurance policies include a grace period of one month, but not less than 30 days, within which payment
• insurance policy to be reinstated at any time within three years after the date of a default in the payment
• The date of a default in the payment of any premium, unless the policy has been surrendered for its cash
• these requirements, specifically group life insurance policies, life insurance policies for which payment
• Policies for which payment of the premium is due monthly or more frequently, and term life insurance

Summary: The Consumer Protection and Business Committee held public hearings on three bills and then moved into a work session on insurance-related topics. House Bill 2428 would require life insurers to send advance written notice of an impending lapse or cancellation, including notice to a designated third party, and to provide proof of delivery; it would also require applicants to be told they may designate such a third party. The prime sponsor and the Office of the Insurance Commissioner supported the bill as a consumer protection measure for older or vulnerable policyholders, while the life insurance industry supported the concept but requested a delayed implementation date and a small technical amendment. The committee then heard House Bill 2399, which would prohibit post-loss assignments of benefits in property insurance. Staff and the prime sponsor described the practice as allowing contractors to step into the policyholder’s shoes and potentially take control of claims, litigation, and settlement, often to the consumer’s detriment. The Office of the Insurance Commissioner, the Washington State Association for Justice, PEMCO, and the National Insurance Crime Bureau all supported the bill, emphasizing consumer vulnerability after disasters and the risk of fraud or inflated claims. Members asked about steering by adjusters, alternative ways for homeowners to authorize others to help with claims, and the $50,000 per-violation penalty, which would go to the general fund. House Bill 2087 would enact a Washington Travel Insurance Act based on the NAIC model, creating a more detailed statutory framework for travel insurance licensing, travel retailers, travel administrators, disclosures, and prohibited sales practices. The sponsor and industry witnesses said the bill would expand consumer choice and standardize rules, while the Office of the Insurance Commissioner supported the compromise language but raised a remaining concern about claims being adjusted by unlicensed adjusters. The Attorney General’s Office testified that the bill should not be read to supersede Washington’s anti-discrimination and consumer protection laws, and the sponsor said amendments were being worked on to address that concern. In the work session, OIC and Department of Natural Resources staff presented the wildfire mitigation and resiliency work group report. They said the group reached consensus on several areas, including the importance of community-level mitigation, better data sharing, improved transparency around wildfire-related nonrenewals and cancellations, and a voluntary grant program to help homeowners retrofit to IBHS wildfire-prepared standards. Members asked about leadership for the recommendations, overlap with existing programs, privacy concerns in data sharing, and how the proposals would fit with broader statewide wildfire planning. The committee also received a briefing on flood insurance markets and claims after the December atmospheric flooding event, with staff noting that private flood policies generally offer broader coverage than the federal NFIP, and that Washington had seen about 700 federal claims and roughly $18 million paid out so far.

Transcript Highlights:

• And direct payment is a key driver of network participation.
• AB 1629 is mandating that we extend the benefit of direct payment to non-contracted dentists without
• a plan accept that payment as payment in full, aside from any cost sharing.
• against the currently available fee-for-service payment model.
• As a large purchaser, self-funding allows for... ...fee-for-service payment model.

Committee: Senate Health

Transcript Highlights:

• The improper payments have not been recovered.
• Some of those are agreed-to settlements.
• And so, our understanding is that they were using different online payment options for that.
• And so, our understanding is that they were using different online payment options for that.
• issue at hand that we've made corrections to as well to make sure that there is verification versus payments

Committee: All LEGISLATIVE JOINT AUDITING-STATE AGENCIES

Summary: The committee first approved prior meeting minutes by motion and second, with a voice vote of aye. It then reviewed audit reports, beginning with the Department of Human Services FY24 report. DHS had three findings: improper disaster SNAP and Medicaid benefits tied to employee fraud, a delayed notification involving an altered and cashed warrant for nearly $610,000, and asset-control issues including missing or misidentified equipment and incorrect sales tax paid on tax-exempt vehicle purchases. DHS representatives said several fraud cases had been resolved or were pending, explained the warrant-notification delay as a misunderstanding, and said corrective steps were being taken, including policy and training changes. Members asked about missing items, the warrant delay, the vehicle tax issue, and whether procedures would be formally documented; the committee deferred the DHS report to the next meeting for follow-up. The committee next heard the Department of Parks, Heritage, and Tourism FY24 report, which had two findings: nearly $3,500 in museum receipts believed stolen at the Mosaic Templars Cultural Center, and cash-control exceptions at Daisy State Park and War Memorial Stadium, including a missing $100 and an $80 overage. Agency officials said they had implemented new controls, including a point-of-sale and reservation system, and explained that the War Memorial issue related to the mix of cash and bank balances after an event. Members questioned the theft, the statute of limitations, bond board coverage, and whether the agency had adequate oversight and procedures. The chair later noted updated information from the prosecutor that the Parks and Tourism matter remained open and active, with additional information still being requested from the agency, and the committee deferred that report to the next meeting as well. The meeting ended with adjournment and a note that the next meeting would be February 12, 2026.

Transcript Highlights:

• Representative, in other states, have they seen child support payments being paid on time after passing
• Oklahoma actually has one of the best early mediation settlement programs. ...the hesitation with landlords
• Oklahoma actually has one of the best early mediation settlement programs.
• counties like Oklahoma County or Tulsa County, but in places like Logan County, we do have early settlement
• That could cause a lot of problems with the court and with early settlement because they can't always

Bills: HB1453 , HB2933 , HB2941 , HB2945 , HB2959 , HB3087 , HB3094 , HB3297 , HB3298 , HB3319 , HB3321 , HB3386 , HB3453 , HB3471 , HB3505 , HB3510 , HB3544 , HB3549 , HB3652 , HB3727 , HB3791 , HB3845 , HB3906 , HB4119 , HB4125 , HB4126 , HB4198 , HB4236 , HB4425 , HB4343 , HB4094 , HB3407

Committee: House Civil Judiciary

Keywords: foreign ownership, property rights, agricultural land, Attorney General, divestment, real estate, felony penalties, insurance regulation, homeowner claims, premium discounts, catastrophe mitigation, civil penalties, fentanyl, overdose, first responders, drug reporting, immunity, controlled substances, penalties, abortion

Transcript Highlights:

• Unfortunately, we are opposed to SB 966 that seeks to legislatively override a settlement agreement that
• After years of negotiations, we actually reached settlement.
• In our settlement, it was supposed to be replaced with the written employee participation plan will determine
• I'm disappointed about the 2024 settlement agreement in the ways that it did undermine some of the state
• employers accountable so that employers cannot hide records or drag out the enforcement process or evade payment

Committee: Senate Labor, Public Employment and Retirement

Transcript Highlights:

• We reverse that traditional model.
• We used our city of Bismarck opioid settlement funds to support the study, yes.
• So they just have a different payment stream and the same standards then.
• The pros and cons of the payment system were also presented.
• We then discussed adult residential care and how the payment model is different.

Committee: Joint Human Services

Summary: The Human Services Committee met in interim session and first approved the previous meeting minutes before receiving a series of presentations on homelessness and housing stability. Jennifer Henderson of the North Dakota Housing Finance Agency updated members on the new Interagency Council on Homelessness, describing its executive-order mandate to review resources, gather input from stakeholders, identify gaps, and develop recommendations. She said the council’s first work is building a statewide program matrix of existing homeless services and funding sources, with attention to youth, tribal communities, and other vulnerable populations. Members raised concerns about youth homelessness, homeless veterans, and how the council will stay focused on a practical framework rather than getting lost in details. The committee also discussed possible connections to the rural health transformation grant and agreed to continue the topic later in the spring. Beth Olson of Presentation Partners in Housing described the organization’s housing-first model in Cass County and Clay County, including homeless prevention/diversion, housing navigation, and Cooper House, a 42-unit permanent supportive housing building in Fargo. She said the organization focuses on people with long-term and chronic homelessness, many with mental health, addiction, health, domestic violence, and Indigenous identity-related barriers, and reported strong outcomes: 85 of 86 people housed in 2025, 91% still housed after one year, and major reductions in emergency room use, ambulance rides, jail stays, detox days, and shelter use. She also explained that state funding has grown from a small share of the budget to about $1.1 million in state-connected funding for fiscal 2026, largely through contracts tied to supportive services. Members asked about vouchers, rent contributions at Cooper House, length of stay, and whether similar projects could be expanded elsewhere. Andrea Olson of the Community Action Partnership of North Dakota outlined statewide homeless and housing-related services delivered through six community action agencies in all 53 counties. She explained the Community Services Block Grant structure, said housing was identified as the top need in the most recent statewide needs assessment, and described programs including Supportive Services for Veteran Families, North Dakota Homeless Grant services, and Home ARP supportive services. She emphasized that the end of North Dakota Rent Help has increased pressure on the system, that the current $2 million annual homeless grant is far smaller than prior rent-help assistance, and that community action is using case management and financial assistance to move households toward self-sufficiency. Members asked about funding formulas, rural service delivery, and coordination with Presentation Partners to avoid duplication. YouthWorks then began a presentation on youth homelessness, describing services for ages 12 to 24, the special needs of youth and former foster youth, and the organization’s use of federal and state funds to support transitional housing, emergency shelter, maternity housing, and diversion services.

Transcript Highlights:

• Remove the option for the contributors to receive payments from the Wildfire Liability Trust Fund for
• Insert language allowing contributors to bond fund their initial payments into the trust fund via securitization
• adopting LRB tech amendments, blank the appropriation, and require that any damages awarded or settlements
• Tech amendments blank the appropriation and require that any damages awarded or settlements from potential
• That is owed payment of purchase power costs by the electric utility under a power purchase agreement

Committee: Senate Ways and Means

Summary: The joint Ways and Means and Judiciary committee met in decision-making mode and took up a long list of measures, mostly recommending passage with or without amendments. Early actions included S.B. 414, which was amended to blank the appropriation, draw funds from the major disaster fund, and change the effective date to 2050, and S.B. 223, which would require fire breaks in hazardous fire areas and create or expand wildland fire prevention and protection programs with blank appropriations for FY 2026 and 2027. The committee also advanced S.B. 1009 on state reserve parking space enforcement, S.B. 1149 on reported hate crime definitions and reporting, S.B. 402 on mooring-line requirements for certain vessels, S.B. 1441 on the Oahu regional health care system transfer, S.B. 1442 on child and adolescent mental health responsibilities, S.B. 1478 on harbor evacuation orders, and S.B. 493 on written notice for emotional support animal sales or verifications. Members generally raised little opposition, and most measures were adopted without reservations. Some bills drew brief discussion or committee-report notes, including S.B. 1149, which referenced a Hawaii Civil Rights Commission report encouraging policy-level hate crime data reporting, and S.B. 1442, which was amended with a far-future effective date and a committee-report note about whether mental health services should be expressly subject to funding. S.B. 1441 was substantially revised to require a memorandum of agreement between the Oahu Regional Health Care System and the Department of Health by November 30, 2025, with patient care to begin by December 31, 2025, and a report to the legislature before the 2026 session. The committee also considered several finance and energy-related measures. S.B. 897 on the wildfire liability trust fund prompted questions about whether costs would be passed to consumers; the response was that the proposal contemplated cost sharing and that some amounts were still blank. S.B. 1395 and S.B. 1396 were amended to remove special-fund structures, direct revenues into the general fund, and require the governor to include equivalent amounts in the executive budget for climate-related projects. S.B. 501 was amended to expand step-in agreement provisions for future PPAs and establish a fund outside the State Treasury, and S.B. 1589 was amended so private donations to the stadium authority would go into the NID special fund for stadium infrastructure and sod, with members discussing accountability and the source of stadium-related consultant spending. The committee adopted the recommendations on all measures considered, with some members noting reservations on a few bills, and one item, S.B. 1418, was deferred.

Transcript Highlights:

• I don't see no settlement here.
• I think usually when there's a settlement, it's because the plaintiff has a really strong case, but I
• <00:44:08.680><c> when</c><00:44:08.800><c> there's</c><00:44:08.960><c> a</c><00:44:09.079><c> settlement
• </c> think usually when there's a settlement think usually when there's a settlement it's<00:44:09.720
• Uh, there would be a settlement that the school would understand what you're looking for, and then we're

Committee: Senate Children and Family Law

Transcript Highlights:

• His CEO, Jack Dorsey, reversed his position and apologized for what Twitter did and said that it did
• of legal representation as these law firms, at least one of them, has reached an agreement and settlement

Committee: Senate Subcommittee on the Constitution

Keywords: censorship, First Amendment, social media, misinformation, free speech, government regulation, Big Tech, public discourse

Summary: The meeting primarily focused on the implications of government involvement in censorship, particularly regarding social media platforms and compliance with misinformation standards. senators and witnesses discussed growing concerns over the influence of large tech companies, like Facebook and Google, in shaping public discourse and suppressing dissenting views. A significant part of the meeting included testimonies from various experts emphasizing the dangers of the 'censorship industrial complex'—a term used to describe the collaborative efforts between government entities and private organizations to control information flow. This collaboration is viewed as a violation of First Amendment rights, with calls for urgent legislative action to restore free speech protections.

Transcript Highlights:

• Third, the applicant or their attorney and SIBTF have not agreed on a settlement, or a workers' compensation
• And only when a workers' compensation judge approves a settlement or issues an award for benefits is
• I think the best analog is the state's annual UI interest payment that we make to the federal government
• We also have SSDI to offer payments to workers who may be disabled.
• workers' compensation judge to have their case heard, or the attorney and the applicant can pursue a settlement

Summary: The subcommittee heard a series of budget and trailer bill presentations focused on labor and public employment programs. The first item covered EDD Next modernization, where EDD described progress on customer service improvements, fraud prevention, language access, and the Integrated Claims Management System. The LAO urged stronger legislative oversight as the project enters its most difficult phase, and members questioned the revised schedule, total cost, change orders, stress testing, SB 1090 implementation, and how race and ethnicity data will be protected. EDD said the overall project cost remains about $1.2 billion, that the work is being phased with disability insurance and paid family leave first, and that fraud has been greatly reduced since pandemic-era programs ended. Members also asked for follow-up information on SB 590 outreach and equity impacts. The committee then reviewed the California Workforce Development Board’s request to reduce staffing as one-time grant workloads wind down, along with trailer bill language to streamline reporting requirements. The board and Department of Finance said the staffing reductions reflect the end of surge funding and that the proposal would consolidate roughly 10 to 12 reports into one annual report, with additional reporting only if new funds are appropriated for certain programs. Senator Durazo questioned the policy direction of reducing workforce staffing, while the administration said the positions were tied to temporary grant programs and that current staffing is sufficient for ongoing duties. Members also asked about the board’s role in AI-related workforce planning and the rationale for using state funds for the High Road Construction Careers Program. A major portion of the hearing focused on the Subsequent Injury Benefits Trust Fund reforms and related staffing request at DIR. The administration and LAO described rapid growth in applications, backlog, and liabilities, saying the program’s eligibility has expanded beyond its original intent and that liabilities could reach about $30 billion by 2030 without reform. The trailer bill would tighten eligibility, apply the changes to open cases, and use the QME process and contemporaneous evidence to document preexisting disabilities. Members raised concerns about fairness to pending claimants, evaluator capacity, and the relationship to other SIBTF legislation, while the LAO said the proposal largely aligns with its prior recommendations. DIR also presented a request to eliminate vacant positions under a statewide vacancy sweep, which drew criticism from members who argued the cuts could weaken enforcement and backlog reduction efforts; the committee asked DIR to return with more detail on impacts and on its use of temporary-help authority. The final items addressed a request for additional Cal/OSHA investigative staff and a trailer bill to make permanent the revised Workers’ Compensation Appeals Board petition timeline. DIR said the BOI staffing would help investigate fatalities and serious injuries more quickly, while members emphasized the importance of family contact and timely investigations. For the WCAB item, the chair explained that the 2024 change to Labor Code section 5909, which starts the 60-day decision clock when a case is transmitted rather than when a petition is filed, has reduced pending cases and should be made permanent; the remaining backlog was reported at 460 cases, down from 637 before the change.

Transcript Highlights:

• And only when a workers' compensation judge approves a settlement or issues an award for benefits is
• I think the best analog is the state's annual UI interest payment that we make to the federal government
• We also have SSDI to offer payments to workers who may be disabled.
• workers' compensation judge to have their case heard, or the attorney and the applicant can pursue a settlement
• workers' compensation judge to have their case heard, or the attorney and the applicant can pursue a settlement

Summary: The Senate Budget Subcommittee on Corrections, Public Safety, Judiciary, Labor, and Transportation heard presentations on labor and public employment issues from the Employment Development Department (EDD), the California Workforce Development Board (CWDB), and the Department of Industrial Relations (DIR). The committee first focused on EDD Next modernization, where EDD described progress on online claims, call center upgrades, language access, fraud prevention, and the Integrated Claims Management System (ICMS). The Legislative Analyst’s Office urged closer legislative oversight, especially as the project moves into the most difficult phase. Senators asked about the revised timeline, total cost, fraud reduction, stress testing, transparency around change orders, and the decision to phase in disability insurance and paid family leave before unemployment insurance. EDD said the overall project cost remained about $1.2 billion, that it had no major cost overruns, and that it had saved more than $20 million by shifting some shared customer portal work into ICMS. The subcommittee then considered CWDB’s request for additional operational resources and trailer bill language to streamline reporting. CWDB and the Department of Finance said staffing had been expanded during the pandemic-era surge in grant funding and should now be reduced as one-time grant programs wind down. Senators questioned the proposed staffing reduction, arguing that workforce development needs remain strong and that the board’s policy role still requires adequate capacity. The committee also discussed a proposal to consolidate multiple annual and interim reports into a single biennial report, with LAO supporting the streamlining. Members asked about reporting for specific programs and the cost savings from reducing duplicative evaluations. A major portion of the hearing addressed DIR’s proposed reforms to the Subsequent Injury Benefits Trust Fund (SIBTF) and related workload funding. DIR and LAO described rapid growth in applications, a large and growing backlog, and sharply rising liabilities and employer assessments. The administration’s trailer bill would tighten eligibility, apply reforms to open cases, and use contemporaneous evidence and QME reports to document preexisting disabilities. LAO said the proposal largely matched its prior recommendations and would help return the program to its original intent. Senators raised concerns about fairness to pending claimants, the effect on workers with undocumented preexisting conditions, and whether the QME system could absorb the added workload. The committee also heard DIR’s request to eliminate vacant positions under a statewide vacancy sweep, with members objecting that some vacancies reflect unmet enforcement and safety needs rather than excess capacity. The hearing continued with DIR proposals for additional Cal/OSHA investigative staff, permanent changes to Workers’ Compensation Appeals Board petition deadlines, and apprenticeship-related funding increases. DIR sought 14 permanent positions for its Bureau of Investigation to handle serious workplace fatalities and injuries, and members emphasized the importance of timely investigations and family communication. The WCAB requested making permanent a 2024 change that starts the 60-day reconsideration clock when a case is transmitted rather than when the petition is filed; the board said this had reduced the number of cases awaiting decisions from 637 to 460. Finally, DIR proposed increasing apprenticeship training grants from $3 million to $20 million annually using the Apprenticeship Training Contribution Fund, citing an $80 million fund balance and workforce demand tied to rebuilding and infrastructure needs, and then began discussion of a separate request to expand pre-apprenticeship programs.

Bills: HB4322 , HB4202 , HB4203 , HB4457 , HB3983 , HB3660 , HB3802 , HB2933 , HB2955 , HB2956 , HB3781 , HB3521 , HB3794 , HB3796 , HB3800

Committee: Senate Business and Insurance

Keywords: funeral services licensing, funeral director, embalmer, funeral director in charge, dual licensure, mortuary science, Oklahoma Funeral Board, funeral establishment, commercial embalming establishment, crematory, cremation, alkaline hydrolysis, apprenticeship, licensing requirements, professional regulation, undertaker, mortician, burial services, death care industry, workers' compensation

Bills: HB2299 , HB2939 , HB2941 , HB2960 , HB3062 , HB3087 , HB3114 , HB3244 , HB3262 , HB3304 , HB3345 , HB3386 , HB3431 , HB3498 , HB3581 , HB3645 , HB3648 , HB3764 , HB3852 , HB3974 , HB4141 , HB4144 , HB4227 , HB4237 , HB4343 , HB4425

Committee: Senate Judiciary

Keywords: Article V, convention, amendments, criminal penalties, legislative authority, absentee voting, electronic communication, facsimile device, voting materials, military voters, fentanyl, overdose, first responders, drug reporting, immunity, controlled substances, penalties, firearm liability, tort reform, manufacturers

Transcript Highlights:

• What this is going to do is help remove some of those barriers that will allow payment if someone can't

Bills: HB1322 , HB3053 , HB3180 , HB3244 , HB3269 , HB3299 , HB3301 , HB3302 , HB3430 , HB3497 , HB3584 , HB3586 , HB3587 , HB3606 , HB3742 , HB3743 , HB3755 , HB3764 , HB3767 , HB3835 , HB3848 , HB3903 , HB3905 , HB4108 , HB4130 , HB4142 , HB4227 , HB3996

Committee: House Criminal Judiciary

Keywords: domestic violence, offenders registry, public safety, law enforcement, victim protection, conviction records, elderly, parole, criminal justice reform, inmate rehabilitation, Oklahoma statutes, firearms, handgun permits, self-defense, training requirements, Oklahoma Self-Defense Act, elderly exploitation, identity theft, crimes and punishments, criminal offenses

Transcript Highlights:

• You only have one, so let's take up tab 10, CS for SB 314 on payment stablecoin.
• Licensing and approval requirements for qualified payment stablecoin issuers are included, including
• CSB 314 on payment stable coin.
• The amendment to CSR SB 314 establishes a comprehensive regulatory framework for payment stable coin
• It doesn't eliminate transparency or hide settlements, which will become public.

Committee: Senate Rules

Transcript Highlights:

• They can't take tax dollars and pay off those settlements. Representative My final question.
• But the abusers, they can't use state money to pay off legal settlements. Mr.
• So we're talking here about settlements. when you've been sued for doing the wrong thing.
• There is no settlement to pay. You're an attorney, aren't you?
• should not be able to use. public money to pay those settlements.

Bills: SB2 , HB2 , HB2000 , HB2196 , HB213 , HB222 , HB645 , HB1458 , HB 1022 , HB141 , HB502 , HB643 , HB3093 , HB1700 , HB 117 , SB503 , SB2 , HB 120 , HB20 , HB150 , HB6 , HB 100 , HB210 , HB215 , HB1393 , HB 1151 , HB 1268 , HB142 , HB451 , HB 124 , HB2 , HB2000 , HB2196 , HB213 , HB222 , HB645 , HB1458 , HB 1022 , HB141 , HB502 , HB643 , HB3093 , HB1700 , HB 117

Keywords: public education, teacher compensation, certification, funding, school finance, educator rights, education funding, charter schools, staff compensation, state aid, retention allotment, child grooming, sex offender registration, criminal justice, reportable conviction, law enforcement, virtual education, hybrid learning, school funding, average daily attendance

Transcript Highlights:

• </c><00:31:13.720><c> auction</c> addresses the current reverse auction addresses the current reverse
• </c><00:32:50.960><c> Um,</c> other forms of payment. Um, other forms of payment.
• to payment from the state.
• Senator Bar. as a payment option. What I uh while I as a payment option.
• And then finally as I payment.

Committee: Senate State and Local Government

Transcript Highlights:

• facility whose operational costs are financially supported by one or more employers through direct payments
• first section directs the Department of Human Services to pay licensed child care program subsidy payments
• first section directs the Department of Human Services to pay licensed child care program subsidy payments
• Current language states that they are reversible.
• The word payment has been changed to execution throughout the bill for consistency purposes.

Committee: Senate Finance

Transcript Highlights:

• These are not fees on normal ACH payments.
• It requires the holder to maintain an option for the buyer to make an ACH payment without incurring a
• It distinguishes an ACH payment from other types of electronic payments. That is the amendment.
• And your payment is due on the 15th, and all of a sudden it is the 15th, you haven't mailed your payment
• Helps, obviously, with insurance settlements, rebuilding, etc., etc., and To Representative Hinson's

Transcript Highlights:

• The funding is in the prepaid long-term care capitation payment line.
• And also, there is also a process that a provider that has a payment dispute with a Medicaid managed
• And as I mentioned before, we can change payment methodologies during the year.
• And as I mentioned before, we can change payment methodologies during the year.
• We have contractual claims payment timeframes with our contracts.

Summary: The Health Care Budget Subcommittee held a panel discussion on Florida’s mental health and substance abuse system, with representatives from DCF, AHCA, two managing entities, and two providers describing how the state’s behavioral health network is funded and operated. Members focused on the implementation of prior legislative investments, especially the $50 million in recurring funding from Representative Maney’s bill and the earlier $126 million community behavioral health appropriation. Witnesses said the newer funds were used mainly for crisis beds, discharge planning, outpatient services, regional collaboratives, and a USF Marchman Act report, while the larger behavioral health appropriation supported CAT, FACT, FIT, forensic teams, residential and outpatient services, and crisis care, with most dollars going directly to services and only a small share to administration. A major theme was access to crisis care and the role of mobile response teams, 988, and central receiving facilities in diverting people from Baker Act admissions and reducing readmissions. DCF and providers said mobile response teams have expanded, are being used to de-escalate crises and connect people to care, and have shown strong diversion results and reductions in Baker Acts in some regions. Members also asked about waitlists, children in crisis, and how to handle people without housing or support; providers said discharge planning is individualized but often constrained by homelessness, transportation, and a lack of safe placements, and several witnesses identified housing as one of the biggest barriers to recovery and stability. The committee also examined provider sustainability, reimbursement, and funding gaps. Witnesses described delays caused by contract timing, cost allocation rules, and Medicaid reimbursement rates that do not always keep pace with labor and operating costs, especially for smaller providers and rural networks. DCF and AHCA said managing entities can provide advances, retroactive rate adjustments, and technical assistance, and that Medicaid managed care plans have network standards and complaint/dispute processes. Members raised concerns about a reported $7 million loss in federal non-sustainable funds, provider closures, and whether there is a formal ombudsman process for disputes; DCF said the federal reductions were known and tied to one-time funds, and that the department generally handles provider issues informally while working with managing entities to preserve continuity of care.