Video & Transcript Research : 'global security'

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VT

Vermont 2025-2026 Regular Session

House Session - 2026-05-26 - 4:20PM

Vermont House Floor Meeting

Transcript Highlights:
  • the right to opt out of having it sold or used for targeted advertising, including through a simple global
  • the right to opt out of having it sold or used for targeted advertising, including through a simple global
  • Grocers Association; Compliance and Privacy Officer for Age Well VT; Internet Safety Labs; Economic Security
  • :07.520> Safety<00:23:07.800> Labs,<00:23:08.600> Economic<00:23:09.040> Security
  • Internet Safety Labs, Economic Security Internet Safety Labs, Economic Security Policy<00:23:09.800
Keywords: 926, house, all
Summary: The House first took up House Bill 955, relating to next steps in transforming Vermont’s education system. The chamber suspended rules to consider the Senate proposal of amendment immediately, and the House Education Committee reported that while it appreciated the Senate’s work, differences remained on issues including the timing of class size minimums, possible tuition or fees under the foundation formula, school construction details, and merger committee groupings. The committee voted 11-0-0 to refuse concurrence and request a committee of conference. After a brief correction on the committee straw poll, the House voted to refuse concurrence in the Senate amendment and appointed Representatives Conlin, Kornheiser, and Quimby as the House conferees. The House then suspended rules to message its action to the Senate forthwith. The House next took up Senate Bill 71, the consumer data privacy and online surveillance bill. The Commerce and Economic Development Committee recommended amendment, and the floor report described the bill as creating a comprehensive Vermont data privacy law effective January 1, 2028. The report outlined consumer rights to know, access, correct, delete, and port personal data, and to opt out of targeted advertising and sale of data; duties for controllers and processors; limits on sensitive data use; special protections for minors and health-related geofencing; Attorney General enforcement; and an 18-month cure period. The committee heard extensive testimony from a broad range of advocates, industry representatives, privacy experts, and other stakeholders, and it reported the bill out favorably with amendment on a vote of 11-0-0 before the House recessed for dinner.
MN
Transcript Highlights:
  • People want security.
  • And talk about security.
  • That's security. That's security.
  • It's a means to a secure life. And it should be.
  • Financial security, job security, and we've invested collectively together millions of dollars in fighting
CA
Transcript Highlights:
  • ICE custody, the highest number in two decades or since the creation of the Department of Homeland Security
  • ICE custody, the highest number in two decades or since the creation of the Department of Homeland Security
  • Kurt Kimmelshue on behalf of Legends Global. There we go. Now we should be good.
  • Kurt Kimmelshue here today on behalf of Legends Global, as well as a number of our venue partners that
Summary: The Governmental Organization Committee met as a subcommittee for much of the hearing because a quorum was initially absent, and it heard several bills focused on nonprofit support, alcohol regulation, immigration-related funding restrictions, outdoor advertising, and green building standards. SB 1240 by Senator McNerney would create an Office of Nonprofit Empowerment to help nonprofits navigate state procurement, grants, and reimbursement processes; supporters, including the Child Care Resource Center and the Little Hoover Commission, said nonprofits provide essential services but face delayed payments and burdensome bureaucracy. Committee members raised accountability concerns, but the author emphasized the bill does not dispense grants and would cost about $1.7 million in the first year. The bill was later approved and sent to Appropriations. The committee also heard SB 917 by Senator Laird, which would remove the estate-grown grape requirement for wineries selling at farmers markets, allowing more family wineries to participate; winery and grape grower representatives said the change would help direct-to-consumer sales and local growers. SB 1171 by Senator Caballero would make private entities that contract with ICE ineligible for state-funded loans or grants; supporters from immigrant-rights groups described ICE detention and raids as harmful and inhumane, while some members spoke in favor of using state funds to avoid indirectly supporting ICE-related activity. Both bills advanced on party-line or near-party-line votes and were sent to Appropriations or Local Government as noted in the roll calls. Senator Rubio presented SB 1195, which would expand tied-house exemptions for certain entertainment, convention, and sports venues in specified counties, and SB 1228, which would allow a small number of existing outdoor advertising displays to continue operating despite a statutory sunset. Supporters said SB 1195 would create economic opportunity and clarify current law, while SB 1228 was described as a narrow fix to preserve legally permitted signs and local revenue; both bills passed the committee and were sent to Appropriations. The committee also considered SB 1398, which would recognize Green Globes as an alternative green building certification for state projects alongside LEED; supporters argued it would add flexibility and competition, while the U.S. Green Building Council opposed bypassing the Department of General Services’ equivalency review. The bill was approved and sent to Appropriations. The committee also took up a consent calendar and adjourned at 2:55 p.m.
NM

New Mexico 2025 Regular Session

House - Appropriations and Finance Mar 20th, 2025

House Appropriations & Finance

Transcript Highlights:
  • areas that this body has kind of highlighted were CTE CTE career technical Education, The school security
  • Uh, money that you sent over stayed the same where districts can use that for maintenance, security,
  • Uh, the example, your son goes to NMSU and probably takes NMSU Global.
  • Three years ago, we created NMSU Global with a risk of 10.5 million.
US

US Federal 2025-2026 Regular Session

Hearings to examine certain pending nominations. Apr 29th, 2025 at 02:00 pm

Agriculture, Nutrition, and Forestry Committee

Transcript Highlights:
  • This includes efforts to expand new markets for American liquefied by Natural Gas, or LNG, in securing
  • key initiatives on the great power our competition with China, liquefied natural gas exports, and securing
  • they do provide a very valuable service and have done, generally speaking, a very excellent job globally
  • Our former governor is now at the Department of Homeland Security and looking to work with her team at
  • Over the last few months, President Trump has thrown the global economy and agriculture. cultural markets
TX
Transcript Highlights:
  • Park Districts, special purpose districts aimed at securing our economic future, strengthening national
  • security, and keeping Texas at the forefront of American innovation.
  • supply, and access to major highways and ports. and airports, ensuring Texas remains a competitive global
  • To protect our security interests, HB 112 prohibits district partnerships with any entity affiliated
  • By supporting HB 112, we are protecting Texas jobs, securing critical supply chains, and ensuring the
Bills: HB112, HB117
CA

California 2025-2026 Regular Session

Assembly Appropriations Committee Jun 24th, 2026

Transcript Highlights:
  • California's leadership nationally and globally has always been built on discovery and innovation.
  • to thank the committee for allowing this bill to be heard early so that projects like Element can secure
  • I'm a grad student in global health and epidemiology, a proud member of UAW 4811.
  • I'm a grad student in global health and epidemiology, a proud member of UAW 4811.
  • helps reduce operational disruptions, supports in-state R&D, and strengthens California's role as a global
Summary: The Assembly Appropriations Committee met on June 24, 2026, but initially lacked a quorum and began by hearing presentations only. SB 308 was presented as a bill to streamline fiscal reporting for California community colleges by combining two overlapping annual audit reports into one. SB 895, the California Science and Health Research Bond, drew extensive testimony from the authors and many supporters, who argued it would help offset federal research cuts, protect California’s science infrastructure, support jobs, and preserve life-saving research in areas such as cancer, HIV, Parkinson’s, ALS, climate resilience, and quantum computing. The bill was described as a bond measure that would require a three-party agreement and was sent to suspense. After quorum was established, the committee took up the consent and suspense calendars. Several bills were approved on consent, including SB 308 and a large group of other measures, while the suspense calendar was deemed approved, including SB 895 and other bills listed by the chair. Public comment on SB 895 continued for a long period, with many researchers, students, labor representatives, university officials, and patient advocates speaking in strong support and urging the bill be moved to the floor. The committee also heard SB 1350, which would expand green hydrogen by allowing renewable portfolio standard credits for certain hydrogen use in power generation; the author and supporters said it would help clean energy development, create jobs, and support projects like ARCHES and Element. Later, SB 1306 was presented to align California law with federal exemptions for certain chemical mixtures containing GBL used in semiconductor manufacturing research. The author and SEMI’s representative said the bill would reduce unnecessary regulatory burdens, avoid disrupting semiconductor supply chains, and not change rules for pure GBL. The bill passed out of committee on a roll call vote, with one no vote and one not voting. The hearing then adjourned.
OK

Oklahoma 2026 Regular Session

Senate Legislative Session May 5th, 2026 at 09:30 am

Oklahoma Senate Floor Meeting

Transcript Highlights:
  • and security strategy manager for on location wherever a senator is going out into the community.
  • En ator se y f er presiding I understand the need for governmental officials to have security.
  • This is not saying that anyone in our law enforcement community cannot provide security.
  • And security and safety are Part of that problem.
  • And that would be a very important part of a security plan when I was a school counselor.
AR
Transcript Highlights:
  • I think that has a food security aspect to it that needs attention.
  • I see that food security aspect... ...and to consumers.
  • I see that food security aspect being a big benefit with milk production in the state as well.
  • We have the FDA, USDA, other groups that look into how that food chain is secured.
  • But when it comes to food security, that's not something that they dictate.
Summary: The committee first approved the minutes from its October 27 meeting and then heard testimony from Clinton Ballard of Milk and Honey Hill Farm about the impact of Act 698 on raw dairy producers. Ballard said the law allowed his farm to expand from one cow to 12, serve about 150 families, increase sales by roughly $50,000, and sell about $10,000 in raw cheese and other products through retail outlets. He argued the law improved farm income, food security, and local supply, and he asked for an optional state inspection/certification path for raw milk producers so they could access USDA grants and other opportunities available to licensed dairies. Committee members asked about herd management, safety practices, bee production, market channels, and whether such certification should remain voluntary; Ballard said he follows Grade A-style sanitation, chills milk quickly, removes sick cows from production, and supports optional training or inspection but not mandatory regulation. Members also raised food safety concerns, especially for children and pregnant women, and Ballard responded that raw milk producers rely on cleanliness, rapid cooling, consumer feedback, and truth in labeling. He said the health department currently inspects commercial dairies but not raw milk producers who do not sell through a cooperative, and he believed state inspection would help producers distinguish themselves and qualify for funding without changing interstate rules. Several members discussed the balance between consumer choice, safety, and possible “mission creep” if the state created a certification system. The committee then heard a lengthy presentation from Terence Bolden of TLB Enterprises on hydroponic and container farming as a response to food insecurity and food deserts. Bolden described a three-year workforce and career-technical program built around retrofitted shipping containers, drones, robotics, agribusiness, and AI, with partnerships involving schools, universities, Farm Bureau, UAPB, the Little Rock School District, and other entities. He said the model could create year-round local food production, support school cafeterias and community markets, and generate jobs and economic impact, estimating at least four jobs per container and potentially significant regional economic benefits. Members asked about costs, target communities, energy needs, crop types, and implementation timelines; Bolden said the first containers for school sites could be in place by late summer or early fall, with pilot projects already underway in Arkansas and Orlando. The meeting adjourned after no further business.
FL

Florida 2026 Regular Session

Governmental Oversight and Accountability Feb 11th, 2025

Governmental Oversight and Accountability

Transcript Highlights:
  • In Northern Ireland, we are encouraged to determine which publicly traded companies whose securities
  • Further, we are prohibited from acquiring any securities of any company that is on that list.
  • As with the prior requirements, we are prohibited from acquiring securities in any company that is on
  • As of our most recent fourth-quarter global governance report submitted to the trustees in December,
  • For my grandmother on Social Security, as she's retired, how will this ensure she's taken care of the
Summary: The Committee on Governmental Oversight and Accountability met with a quorum present and took up two bills and one presentation. Senate Bill 108, on administrative procedures, was presented by Senator Burgess on behalf of Senator Grall. The bill would require agencies to systematically review rules over five years old, submit annual regulatory plans and reports, and take action on reviewed rules; it also would speed publication of proposed rules after new rulemaking authority and expand transparency for incorporated materials and rule histories. Americans for Prosperity appeared in support, there was no debate, and the bill was reported favorably on a roll call vote. The committee then heard a presentation from State Board of Administration Executive Director Chris Spencer on implementation of statutory investment restrictions affecting state funds. He reviewed the SBA’s structure and fiduciary duties, said the agency must maximize financial return using only pecuniary factors, and described the Protecting Florida’s Investments Act restrictions involving Northern Ireland, Cuba, Venezuela, Israel, Sudan, Iran, and China. He noted recent changes, including expanded Iran restrictions after the October 7 attacks, the addition of China-related divestment requirements, and the SBA’s move to eliminate China and Hong Kong from its global equity benchmarks; he said the agency is ahead of schedule on required divestment and in compliance with the law. Senate Bill 100, on display of flags by governmental entities, was then presented by Chair Fine. The bill would prohibit political flags on government buildings and allow active-duty service members and veterans to use reasonable force to stop flag desecration. The committee heard extensive public testimony, with supporters arguing government buildings should not display political messages and opponents raising First Amendment, vagueness, and enforcement concerns, especially regarding LGBTQ-related flags and school settings. Senators also questioned the bill’s definitions and the reasonable-force provision. After debate, the committee voted to report SB 100 favorably, with Senators Arrington and Polsky voting no and Senators Brodeur, McClain, Rodriguez, Fine, and Chair DeSiglie voting yes. At the end of the meeting, Senator Rodriguez was recorded as voting yes on SB 108, and the committee adjourned.
KY
Transcript Highlights:
  • conditions of the KDFA loans, monitoring the performance of the economic development projects, and securing
  • business and if knowhow and that global business and if you<00:18:25.360> will<00:18:26.080><
  • Well, when you do that, you've got additional security requirements.
  • Well, when you do that, you've got additional security requirements.
  • Well, when you do that, you've got additional security requirements.
Summary: The committee met with a quorum to hear a recap of the 2021 special session legislation, Senate Bill 5, and then receive testimony from the Secretary of Economic Development on the Blue Oval SK project and related economic development issues. Staff explained that Senate Bill 5 appropriated five amounts from the budget reserve trust fund for a project tied to a minimum $2 billion investment: $350 million for forgivable loans through the Kentucky Economic Development Finance Authority, $10,639,600 to pay off a Hardin County loan tied to 47 tracts of property, $20 million for Bluegrass State Skills Corporation training grants, $5 million for KCTCS training grants, and $25 million for a KCTCS on-site training center. Staff also noted there were no job-related requirements in the bill itself. The secretary said the Blue Oval SK incentive was structured as a $250 million forgivable loan rather than the state’s usual pay-as-you-go incentives, with clawback provisions tied to jobs, wages, investment, and changes in ownership or operations. He said the project had already exceeded the $2 billion investment threshold, that corporate guarantees were required from SK On and Ford, and that the agreement’s compliance period begins in December 2026 with payments starting in March 2027 and running through 2038. He said the state’s goal after the joint venture dissolution was to protect taxpayers, support affected workers, and preserve future job creation, while also ensuring the money would be repaid if performance targets are not met. Members asked about the workforce impact, the training programs, and whether the jobs targets would be revised. The secretary said the project had about 1,850 workers at the site, with both production and salaried employees affected, and described state-led job fairs, a job portal, and other rapid-response efforts to help displaced workers find new jobs or training. He said Ford had agreed to continue discussions, invest an additional $2 billion in the site for energy storage solutions, and pursue roughly 2,100 new jobs, while the state sought to keep the company accountable for the full repayment obligation if jobs are not created. One senator raised broader concerns about mega-projects displacing small businesses and creating infrastructure burdens in surrounding communities.
WA

Washington 2025-2026 Regular Session

Joint Transportation Committee Dec 3rd, 2025

Joint Transportation Committee

Transcript Highlights:
  • So on an individual project, we may not hit the 10%, but globally as a delivery program, we're like 1%
  • And we have HKA Global. Is that right? And Allison, you're going to introduce the topic?
  • Global. Is that right? And Allison, you're going to introduce the topic? That's correct.
  • , have considered allowing alternate forms of performance security, such as a parent company guarantee
  • This is really focused on our global competitiveness, so to speak.
Summary: The committee first heard a presentation from WSDOT on balancing uncertainty in capital program estimates and cash flow management. WSDOT explained the differences between design-bid-build and design-build delivery, its tiered risk-assessment process by project size, and how it uses base estimates, inflation, and risk modeling to set budgets. Staff said design-bid-build estimates are generally accurate within about 1% across the program, while design-build projects carry much wider uncertainty and are better communicated as ranges; they cited a P85 budget approach and noted that large, complex projects can be affected by market competition and long procurement timelines. Members asked about the Columbia River Bridge cost growth and about value engineering, and WSDOT said it uses value engineering but has limited scope to cut costs because of project requirements and policy mandates. Troy Swing also discussed cash flow, noting that a few large projects can significantly affect biennial funding needs, and said a risk pool would not reduce overall program risk but could help manage timing if paired with appropriation and cash-flow controls. The committee then received the final presentation in the WSDOT Project Delivery and Innovative Practices study from HKA Global. The consultant said WSDOT’s estimating practices are generally robust and recommended improving transparency by presenting budget authorizations as ranges or estimate classes, better tracking estimate growth over time, and adjusting advertisement timing to avoid competing lettings. The report also discussed surety bonding, suggesting the legislature consider restoring authority for reduced bonding on select large design-build projects or using phased bonding and alternative securities. On indefinite delivery/indefinite quantity contracting, the consultant said current job order contract rules are restrictive and recommended legislative changes to make such tools more usable, especially for smaller tasks and to help use unspent funds more flexibly. The committee also heard a follow-up presentation on transit-oriented development policy recommendations tied to HB 1491. The Urban Institute’s Yona Freemark said Washington has been a national leader on TOD but that housing construction, especially in the Puget Sound, has slowed sharply since 2022. He said rising construction costs, high financing costs, and local tax and rent conditions are making many TOD projects infeasible, and recommended that the state fill infrastructure funding gaps around stations, revisit MFTE affordability requirements, consider minimum rather than average density requirements near transit, and create a statewide system to track TOD outcomes such as affordability, gentrification, and transit access. Members questioned the study’s developer interviews, the role of rent control and crime, property tax assumptions, and parking needs; the presenter said the study included five private developers, that rent control was not part of the study scope, and that parking was included in the model assumptions. Finally, the committee began a presentation on regulating emissions from ocean-going vessels at berth. Staff and consultants described California-style at-berth rules, which require shore power or equivalent emissions controls so ships can shut off diesel auxiliary engines while docked. The study is examining vessel traffic, emissions reductions, implementation costs, labor and operational needs, and possible effects on port competitiveness and cargo diversion. No votes or formal actions were taken during the meeting.
HI

Hawaii 2026 Regular Session

EDT Public Hearing 03-03-2026

Economic Development and Tourism

Transcript Highlights:
  • brings to the party is some new technology that we're going to incorporate in terms of monitoring and security
  • brings to the party is some new technology that we're going to incorporate in terms of monitoring and security
  • Senator Wakai: You bring a very unique set of skills and global, not just national but global, context
  • elite level, but at a highest global elite level, but also<00:29:46.200> to<00:29:46.320>
  • and global, not just national but global and global, not just national but global con-<00:30:29.480
Keywords: 912, senate, all
Summary: The committee heard multiple governor’s messages for confirmation to the Agribusiness Development Corporation board and one appointment to the Aloha Stadium Authority. For GM 606, David Ige Hinazumi was supported by ADC and DBEDT, with testimony highlighting his private-sector experience, technology background, and ability to help with risk management and finances. He told senators he had attended board meetings since 2018, saw ADC as a state business arm for agriculture, and supported expanding land, facilities, and even aquaculture if resources allowed. Senators asked about ADC’s role relative to the Department of Agriculture, and he said the department’s strength is research/regulatory work while ADC should focus on business development, support, and facilities for farmers and aquaculture businesses. For GM 607, Jason Watts was strongly supported by ADC leadership, DBEDT, and many agricultural and community groups, with one opposing testimony from Hawaii Farm Bureau. Supporters praised his governance, accountability, transparency, and frequent communication with the agency. In questioning, Watts said ADC’s top priority should be increasing land holdings, and he discussed ADC’s role in water systems, including preserving agricultural water sources and inventorying systems statewide. He also said ADC could potentially help small farmers comply with environmental permitting through a broader, regional approach if authorized by the Legislature. The committee also heard from Joshua Uyehara for GM 682, who was supported by ADC, county officials, and farm groups. He said his priorities would be accelerating ADC projects, expanding capacity, and possibly using ADC as a center of expertise for water systems and for helping farmers with environmental requirements; he also said biofuel crops and food production can be complementary, though food should be prioritized when water is constrained. The committee then considered GM 513, Tracy Lester Smith’s appointment to the Aloha Stadium Authority. The stadium authority and DBEDT supported her, citing her experience in NASCAR, boxing, and Bellator MMA as useful for marketing, attracting events, and commercializing the stadium. Smith said she was eager to serve and would bring experience from both the landlord and tenant perspectives, helping the board think about venue operations, sponsorships, and event attraction. Senators asked about improving public perception and execution, and she emphasized accountability, timelines, and building a venue that can draw major sports and entertainment events. No votes or final actions were taken in the portion of the hearing provided.
MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 02/25/26

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • Increasingly, Forever Green has the attention of the global food industry.
  • <00:46:03.599> food the attention of the global food the attention of the global food industry
  • >> Mr.<00:59:36.480> security.
  • I'm assuming that's >> Mr. security.
  • We will have to navigate global trade and tariff issues like the entire industry.
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Committee on Agriculture, Veterans, Broadband and Rural Development - 03/02/26

Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:
  • And so we had to take measures in order to secure the equipment.
  • <00:36:14.560> So<00:36:14.800> now in order to secure the equipment.
  • So now in order to secure the equipment.
  • The Minnesota turkey industry remains efficient and globally competitive.
  • industry remains efficient and globally industry remains efficient and globally competitive.<01:
Keywords: 1187, senate, all
WA

Washington 2025-2026 Regular Session

House Environment & Energy May 18th, 2026

Transcript Highlights:
  • We've been active for six years and are emerging as a global leader in carbon capture.
  • We have 120 staff globally.
  • We are a global nonprofit think tank working to accelerate the transition to a diverse, sustainable,
  • Globally, this is still a new area of development and technological change.
  • facilities and infrastructure or the possibility that a company wouldn't be able to maintain its secure
Summary: The committee held an interim work session focused first on carbon capture, utilization, and sequestration (CCUS), then on hazardous waste and extended producer responsibility (EPR). On the CCUS topic, industry and nonprofit presenters described point-source capture, direct air capture, mineralization, and geologic sequestration, emphasizing Washington’s basalt formations and state trust lands as strong candidates for storage. They argued that CCUS can help hard-to-abate industrial sectors, support jobs and investment, and provide a pathway for compliance, while also noting the need for clearer permitting, subsurface rights, pipeline authority, and storage infrastructure. Ecology and Commerce staff explained current state policy touchpoints, including Cap-and-Invest offsets and exemptions for permanently stored CO2, the public comment process underway to define “thousand-year” permanence, and how CCUS might fit within the Clean Energy Transformation Act without counting emitting generation as non-emitting. Some presenters supported more state action and primacy over federal permitting, while others warned about costs, energy use, uncertain capture performance, and the need to ensure real net greenhouse gas reductions and long-term liability protections. Members asked about public meetings, whether mineralized carbon would qualify as exempt under the Climate Commitment Act, the timeline for Ecology guidance, aquifer and water-quality concerns, energy intensity of capture systems, and liability if storage later proves problematic. Responses said Ecology’s guidance process is already underway, public meetings will be virtual, mineralized carbon would likely qualify if it meets the permanence standard, and EPA rules require storage in deep saline formations below drinking water aquifers. Industry speakers said capture energy use varies by source and concentration, and one presenter noted that some states use trust funds funded by injectors to address long-term liability. The second half of the session shifted to hazardous waste and EPR. Ecology staff reviewed existing product stewardship programs for electronics, paint, batteries, and mercury lights, and described moderate risk waste and household hazardous waste management in Washington. They highlighted that E-Cycle and PaintCare are producer-funded, that the battery stewardship program will begin in 2027, and that the mercury lamp program is in transition after its prior stewardship organization exited, prompting enforcement notices and a pending replacement plan. Ecology recommended best practices for future EPR programs, including clear producer and product definitions, full producer funding, convenience standards, annual reporting, and strong agency enforcement and plan approval authority. Local government speakers from King County and Douglas County described rising collection costs, equity and access barriers, rural travel distances, and the need for stable funding and flexible local implementation. King County said it collected over 3 million pounds of hazardous products in 2025 and supports EPR as a way to shift costs from ratepayers to producers, while Douglas County emphasized that rural residents will participate when services are accessible and that future systems should account for geography and local infrastructure.
AR
Transcript Highlights:
  • Advisory Board for the Global Anti-Scan Alliance.
  • This is the last four of your Social Security number.
  • You can’t walk into First Security Bank, as an example...” “...if I’ve got colleagues from First Security
  • Karen Tierney with Arkansas Securities Department.
  • Tap is much more secure than EMV or swipe.
Summary: A joint House-Senate Insurance and Commerce meeting focused on the growing threat of financial fraud in Arkansas, with members hearing from bankers, regulators, law enforcement, AARP, and mortgage and insurance industry representatives. Witnesses described a wide range of scams, including spoofed bank calls and texts, fake websites and social media impersonation, romance and investment scams, business email compromise, gift card fraud, check fraud, wire fraud, reverse mortgage scams, and crypto kiosk schemes. Several speakers emphasized that fraud is increasingly organized, technology-driven, and amplified by artificial intelligence, and that seniors are disproportionately targeted and often suffer the largest losses. Testimony highlighted both prevention and recovery efforts. Bankers said institutions spend heavily on training, customer education, and fraud detection, but often cannot stop losses once customers have been convinced to authorize transfers. The Attorney General’s office described its Consumer Protection Division, a new Financial Fraud Task Force, and examples of recovering funds quickly from crypto kiosk and wire fraud cases. The State Bank Department and Securities Department said Arkansas’s 2025 crypto ATM legislation and related education requirements have helped, and they urged continued public education. The Insurance Department reported major insurance-fraud trends, including fake insurance cards, forged policies, premium-finance schemes, and staged auto accidents, and said it prosecutes these cases aggressively. Members asked about reporting scams, the security of tap payments, how fraud losses are tracked, the role of crypto kiosks, and whether Arkansas should pursue model legislation or stronger action against telecom and social media companies. Witnesses said tap payments are generally safer than chip or swipe, that crypto transfers are often unrecoverable, and that spoofed caller ID and impersonation ads remain major problems. Paul Benda of the American Bankers Association urged state and federal action against telecom and social media platforms and supported national scam legislation. No new bills were voted on at the meeting, but members approved the November 3, 2025 minutes and several witnesses offered to share model legislation, consumer education materials, and state-by-state fraud data with the committee.