Video & Transcript : 'CDL training' :
Page 79 of 500
NH
New Hampshire 2025 Regular Session
House Executive Departments and Administration (10/01/2025)
Transcript Highlights:
- </c> microsurgery training program. microsurgery training program.
- </c> surgical training. This is important. surgical training. This is important.
- </c><01:02:58.960><c> Um</c> or training. Um or training.
- </c> it's just not how you train a surgeon. it's just not how you train a surgeon.
- ,<01:09:50.960><c> hands-on</c> training, hands-on training, hands-on training.<01:09:53.359><c> And<
Summary:
The subcommittee first took up House Bill 525, which would have transferred administration of the program for the deaf and hard of hearing and the related board to OPLC. The chair said the sponsor was no longer interested in moving forward, and Representative Schmidt moved ITL. The motion passed 14-0 with two members absent, and the bill was placed on the consent calendar.
The committee then considered Senate Bill 182 on the maternal mortality review committee. The chair described a narrower amendment that would keep the name change, clarify operations so recommendations are returned to the appropriate entities, and expand contact with family members and close contacts, while dropping a proposed addition of a Department of Corrections member. The amendment was adopted unanimously, and the bill was then moved ITL and placed on the consent calendar.
Senate Bill 185, dealing with OPLC investigations and backlog reduction, received an update from OPLC General Counsel Nicholas Fry. He described efforts to improve public communication, clear the complaint backlog, standardize intake and expert review, add automated responses and website updates, use weekly legal-viability reviews, create preliminary investigation protocols, and establish a process for law-enforcement referrals. Members asked about board involvement and criminal-conviction cases; Fry said boards are kept informed and that such matters can proceed either through complaints or application/background-check processes. Representative Groa requested a follow-up update in January, and the committee agreed to an oral report then if needed. The bill was then voted ITL unanimously and placed on the consent calendar.
Finally, the committee heard House Bill 349 on optometrists performing ophthalmologic laser procedures. Dr. Angelique Sawyer testified in support, saying the amendment adds more specific proctoring and qualification requirements, based on language requested after earlier hearings, and that similar systems exist in other states. Representative Sers confirmed that the new sections were the key additions, while Representative Schmidt said he remained open to the concept but wanted a thorough review and asked about a subcommittee. The discussion was still ongoing when the transcript ended, with no vote recorded on HB 349.
OK
Oklahoma 2026 Regular Session
Appropriations and Budget Health Subcommittee - Morning Session Jan 22nd, 2026 at 09:33 am
A&B Health Subcommittee
Transcript Highlights:
- with and train on.
- Francis at a totally different location, just for training your.
- Physicians, yeah, training our residents and training the services it provides to the community.
- We have hundreds of hours more family trainings this year.
- How many like your independent living skills training program?
Committee:
House A&B Health Subcommittee
CA
California 2025-2026 Regular Session
Joint Hearing Assembly Human Services and Senate Human Services Aug 19th, 2025
Transcript Highlights:
- We offer job placement, job readiness training, and resume development support.
- We have vocational training, basic skills training, and we help youth learn skills and improve their
- In the past, for example, CSBG funds have helped Proteus in building some training pods.
- We allow our farmworkers to be enrolled in training and work experience.
- And we allow our farm workers to be enrolled in training, work experience.
Summary:
The Senate and Assembly Human Services Committees held a special oversight hearing on California’s 2026-27 Community Services Block Grant (CSBG) state plan, focusing on how the federal anti-poverty funds are administered and used by local community action agencies. Department of Community Services and Development Director Jason Wimbley explained that CSBG is a flexible funding stream used to address housing, employment, education, food insecurity, health, transportation, and disaster response needs, with 60 organizations serving all 58 counties. He noted California received $68.4 million in federal fiscal year 2025 CSBG funds and that the program served about 1.5 million low-income Californians in 2023. He also described how CSBG helped with wildfire response and emphasized the risk posed by proposed federal elimination of the program, though he said federal staffing and program operations were currently stable.
Representatives from CalCAPA and several funded agencies described CSBG as essential “braid” funding that supports staffing, leverages other grants, and fills gaps for people who do not qualify for other safety net programs. CalCAPA leaders stressed local flexibility, workforce development, partnerships, and the ROMA performance system, while agency witnesses from Contra Costa County, Northern California Indian Development Council, Proteus, and Sacred Heart Community Service gave examples of housing assistance, food distribution, employment training, utility aid, rural service delivery, tribal services, and disaster or emergency support. Several witnesses warned that federal cuts or elimination of CSBG would force service reductions, layoffs, and loss of leverage for other funding sources. The hearing also included discussion of CalAIM coordination, contingency planning for possible funding losses, and the limits of county ability to backfill federal reductions.
During public comment, one speaker raised concerns about compliance and transparency issues involving community action agencies and asked the committees to ensure agencies follow California law. The chair thanked the witnesses and public commenters, reiterated the importance of CSBG in addressing poverty and homelessness, and adjourned the hearing after noting the need to sustain the investment and adapt services to changing statewide needs.
ND
North Dakota 2026 1st Special Session
Human Services Committee May 27th, 2026 at 09:00 am
Human Services
Transcript Highlights:
- training on mandated health and safety topics and a minimum number of annual training hours for the
- reporter training.
- reporter training.
- on top of the required annual training.
- The parents or guardians must be in the workforce, in education or training, or in an education or training
Committees:
Joint Human Services , Joint Human Services Committee
CA
California 2025-2026 Regular Session
Assembly Public Employment and Retirement Committee Apr 2nd, 2025
Transcript Highlights:
- , such as CPR training, sexual harassment training, or even how to report child sexual abuse.
- Many schools rely on these virtual trainings to efficiently and effectively train up to thousands of
- Many schools rely on these virtual trainings to efficiently and effectively train up to thousands of
- trainings.
- reporter trainings.
Summary:
The committee heard several labor and employment measures. AB 465 would require local public employers, at a union’s request, to negotiate minimum disciplinary and grievance procedures in MOUs, including progressive discipline, just-cause protections, grievance appeal rights, and paid release time for representatives. Supporters, including AFSCME and SEIU, said it would create fairer and more consistent due process protections for local government workers; opponents from county and city groups argued it would impose binding arbitration and rigid discipline rules that could undermine local flexibility and accountability. The bill passed on a 5-0 vote and was re-referred to Appropriations.
AB 792 would allow court interpreter bargaining to be consolidated when multiple regions are negotiating at the same time. The author and the California Federation of Interpreters said the change would reduce repeated bargaining, improve efficiency, and help address interpreter recruitment and retention. There was no opposition, but some members questioned whether the proposal would really solve wage and staffing problems; the bill passed 5-0 and was placed on hold. AB 1309, which would improve Cal Fire firefighter compensation by tying salaries more closely to comparable local fire departments, drew strong support from firefighters and no opposition. Members praised Cal Fire’s work and the bill passed 7-0 and was held for add-ons.
The committee also approved AJR 8, a resolution urging protection of Social Security and opposing federal cuts or office closures. Supporters said Social Security is essential to seniors, veterans, people with disabilities, and children, and warned that reductions would increase poverty and homelessness. One member objected to naming political figures in the resolution, but the measure still passed 7-0 and was held. AB 1247, which would require contracted-out school classified workers to meet the same training and qualification standards as direct hires and address related retirement contributions, passed 5-2 despite opposition from county superintendents and school administrators who said it would add costs and limit contracting flexibility. Finally, AB 288, which would authorize PERB to act when the NLRB fails to remedy labor claims by a deadline, passed 6-0 with strong union support and no opposition.
ID
Transcript Highlights:
- Foreign countries want to come and train. That's fine.
- Many of these countries are very wealthy and can afford to help pay for the cost of their training.
- Qatar, which was recently announced, is going to train, has the seventh...
- , foreign country training was going to be a major part of the base.
- We didn't create this water supply so that it wasn't based on expansion or more training.
Committee:
House Resources and Conservation
OK
Oklahoma 2026 Regular Session
9-1-1 Management Authority Feb 5th, 2026 at 01:30 pm
Transcript Highlights:
- However, this training may be obtained through the new in-person training course offerings.
- Also, as far as training program review, the in-house reviews for the 40R...
- That's just been training that's completed.
- You don't train them that they know how to do that stuff.
- Mi Cha already mentioned the mandatory training that's coming up.
AZ
Transcript Highlights:
- All of that Army ROTC training is infantry-based.
- combat arms folks, so I think I've got the training.
- And that's what they do is they train helicopter pilots.
- from the Army to send their excess training to us.
- So they're up on the train that runs through down there, and it's, you know, the train is probably 130
Committee:
Senate Director Nominations
KY
Kentucky 2025 Regular Session
Senate Standing Committee on Families & Children (3-11-25)
Transcript Highlights:
- This deals with dementia training early in, well before session started.
- This is a free training with no cost to the state, but I do think it's a very important training.
- </c> community- Based Services with training community- Based Services with training that<00:04:11.640
- </c><00:06:44.199><c> is</c> training in particular this training is training in particular this training
- </c> and I think that's um this training and I think that's um this training becomes<00:08:46.200><c>
Summary:
The committee met with a quorum, passed over House Bill 291, and took up House Bill 479, an act related to dementia training. Rep. Derek Lewis, joined by Rep. Adriel Camel and Mackenzie Wallace of the Alzheimer’s Association, explained that the bill would provide free dementia-specific training for Adult Protective Services workers and help them better recognize and respond to abuse, neglect, exploitation, and the needs of people with dementia. Testimony emphasized the personal impact of dementia on families, the difficulty of navigating diagnosis and care, and the need to connect families to services. A senator asked about the bill’s data and scope, and Wallace explained that the county-level figures reflected Adult Protective Services referrals and diagnosed cases of Alzheimer’s or other dementia among people 65 and older. She also noted broader public health efforts related to brain health and a federal grant effort tied to those issues.
Several members spoke in support, including Sen. Denine, who described his father’s recent death after a difficult period with dementia and said the training would help families and workers identify and respond to the disease earlier. After discussion, Sen. Heron moved the bill, the motion was seconded, and the committee voted 6-0 to pass House Bill 479 with favorable expression. The chair said it should pass on the Senate floor.
Afterward, the committee briefly reviewed administrative regulation 921 KAR 2:100 and found it reviewed with no questions. A child care block grant item was also presented for information only, with no questions raised. The meeting then adjourned.
MN
Minnesota 2025-2026 Regular Session
Office of the Legislative Auditor presentation on state-funded grants to nonprofit orgs 2/10/25
Minnesota House Floor Meeting
Transcript Highlights:
- So while OGM had provided some ad hoc training on these policies, it didn't have on-demand training or
- </c> was stunning to me was that the training was stunning to me was that the training currently<00:18
- That's why training is important.
- , to provide the training, and then require all folks who manage grants to take the training.
- </c><00:29:26.279><c> and</c> training to provide the training and training to provide the training and
HI
Transcript Highlights:
- </c><01:29:52.719><c> our</c> basically um where we're training our basically um where we're training
- </c><01:42:58.760><c> Center</c> Workforce Development Training Center Workforce Development Training
- </c> healthc care training healthc care training hello<02:15:52.960><c> hi</c><02:15:53.559><c> Mai</
- Uh, Mana Training Center, also not present. Uh, Mana Training Center, also not present. Aloha.
- Thank you. resilience training we equip individuals resilience training we equip individuals from<02:
Summary:
The joint Ways and Means and Finance informational briefing on grants and aids was held February 14 and was organized as a high-volume public testimony session with strict procedures: no Q&A, one representative per applicant, one minute per testimony, in-person testimony first, and then Zoom participants. The chairs also announced a recess at 11:00 a.m. for floor sessions and a reconvening at 1:00 p.m. Testimony was heard first from neighbor island applicants, then Oʻahu applicants, with members repeatedly directing speakers to line up and keep remarks brief.
Neighbor island testimony focused on a wide range of capital and operating requests. Health and community projects included Hawaii Island Community Health Center’s workforce housing in Kau, Wuli Hawaiian Homestead Association’s learning center and predevelopment work, Rescue Tube Foundation’s beach rescue tube expansion, Puna Community Medical Center’s planned hospital/ER campus, Maui Humane Society’s free veterinary care after the wildfires, Hawaiʻi Care Choices’ palliative care readiness, and the Lyman Museum’s HVAC replacement. Other requests included the Maui Advanced Manufacturing Alliance’s Pāʻia Mill redevelopment, Laua 2020’s preschool and learning lab, Mālama Aina’s USDA-compliant meat processing facility, the Hawaiian Lifeguard Association’s water safety programs, Kaha P Organization’s agriculture education support, Ohana Arts’ youth performance project, Friends of the Children’s Justice Center’s emergency closet, EOA Pacific’s Marshall Islands teacher training, and the Central Pacific Youth Athletic Club’s new facility.
Oʻahu testimony included the YWCA Oʻahu/Pythink Center’s renovation of Juliet M. Atherton Hall and its community kitchen, West Oʻahu Community Health Center’s wildfire protection and security needs, the Early School’s playground improvements, Surfing the Nations’ food distribution center expansion, and Sounding Joy Music Therapy’s weekly services for people with disabilities. Speakers generally emphasized community benefit, workforce development, health access, food security, disaster recovery, and support for children, seniors, and underserved populations. No votes or formal committee actions were taken during the briefing.
MN
Minnesota 2025-2026 Regular Session
House Housing Finance and Policy Committee 2/26/25
Housing Finance and Policy
Transcript Highlights:
- </c> months old until they are fully trained months old until they are fully trained typically<00:02:
- </c><00:02:32.599><c> trained</c><00:02:32.920><c> assistance</c> restricting fully trained assistance
- </c> an assistance dog and training an assistance dog and training furthermore<00:02:48.200><c> we</c
- He is in final training right now to be an assistance dog.
- </c> three years old he is in final training three years old he is in final training right<00:03:44.920
Committee:
House Housing Finance and Policy
TX
Transcript Highlights:
- Our in-service training, our specialized training, all this training that we're able to do.
- So this opens up North Lamar and Florence for us to do additional training and leadership training with
- It would allow us to move from a six-week training academy to an eight-week academy with 50 new training
- It would allow us to move from a six-week training academy to an eight-week academy with 50 new training
- But we're not trained for the... Chair: ...but we're not trained for the...
Bills:
SB 1
Committee:
Senate Finance
Summary:
The committee heard a Legislative Budget Board presentation and then testimony from the Department of Public Safety on the Article 5 public safety budget. LBB said DPS’s 2026-27 recommendation totals $3.7 billion, down from the prior base, while FTEs rise by 856.7. Major items included increased funding for driver license services and customer support, new trooper funding and recruit schools, crime lab operations, border security, and reductions tied to one-time facility, vehicle, and aircraft spending. The committee also discussed new riders, including one to lapse unused trooper funds and require reporting after recruit schools.
Members focused heavily on driver license operations, questioning why prior staffing increases and a prior efficiency study had not solved long wait times, high call abandonment, and appointment delays. DPS and LBB said the agency receives about 22,000 calls per day, answers only about 9 percent, and is seeking more staff plus technology upgrades such as automation, kiosks, and better online processing. Senators also raised concerns about rural access, REAL ID document requirements, and whether the department should rethink its processes rather than simply add employees.
DPS leadership then described needs for the Williamson County training academy, additional troopers, Capitol and Alamo security, border operations, aircraft and vehicle replacement, and regional headquarters in El Paso and San Antonio. Members asked about Operation Lone Star costs, overtime, pursuit safety, border crime, oilfield theft, and sexual assault kit and toxicology backlogs. DPS said border deployments remain focused on criminal threats, that overtime is partly driven by deployments and staffing shortages, and that the sexual assault kit backlog is down to 118 cases with a goal of zero by April. The committee later recessed and began the Texas Alcoholic Beverage Commission budget presentation, where LBB outlined a $115.1 million recommendation and noted ongoing costs for the AIMS technology project.
MA
Massachusetts 2025-2026 Regular Session
Status of Persons with Disabilities Jun 21st, 2026 at 12:00 pm
Transcript Highlights:
- We would like their training services to That can just be identified by the grantee.
- A lot of the trainings really vary based on grantees. Some do it completely remote.
- I believe in this program, it's declared by the training organization.
- I believe in this program it's declared by the training organization, and so the training organization
- And so he decided to enroll in the training program to, lot of income from that.
Summary:
The Disability Employment Subcommittee of the Massachusetts Commission on the Status of Persons with Disabilities met and began with roll call, but did not have a quorum, so approval of prior minutes and an inspirational quote were tabled. A planned presentation from a U.S. Department of Veterans Affairs employee was canceled shortly before the meeting, and the agenda shifted to an informal discussion with two Treasury employees, Steve Kroder and Bill Collievis, about veterans with disabilities in the workplace.
Kroder and Collievis described barriers veterans face, including stigma, employer misunderstanding, the need for frequent medical appointments, invisible disabilities such as PTSD and other service-connected conditions, and challenges for Guard and Reserve members balancing service with civilian work. They also discussed supportive practices in public employment, the need for better outreach to employers, the role of local veterans service officers, Military OneSource, TAP, and the importance of helping veterans navigate benefits and transition services. Commission members responded by emphasizing education, employer outreach, and possible resource-sharing through the commission’s website and toolkit.
The committee then heard a presentation from Commonwealth Corporation on its Young Adults with Disabilities employment grant program. Staff explained the program’s funding, eligibility, training and placement model, and data from the prior cycle, including participant demographics, completion rates, credential attainment, employment outcomes, and wages. Members discussed benefits counseling, underemployment definitions, stigma around addiction as a disability category, and the need to connect grantees and participants with work incentives and benefits information. Commonwealth Corporation said grantees now receive training on benefits impacts and that the agency is open to further partnership.
The meeting ended with a brief update on a planned commission event focused on youth and young adults with disabilities, inclusive workplaces, PCAs, and job coaches. Organizers said they were still securing a venue and were considering a hybrid or virtual format, with participation from youth organizations, the PCA Council, and the Arc of Massachusetts. The subcommittee then voted to adjourn.
MA
Massachusetts 2025-2026 Regular Session
Public Health Effects of Xylazine Jun 21st, 2026 at 09:00 am
Transcript Highlights:
- and outreach, and there's another group focused on the inpatient training.
- And we recently had Officer Wellness through the Shields training.
- Well, I can definitely speak to the recruit, the NPTC training in terms of that.
- And we recently had Officer Wellness through the Shields training.
- nurse. reiterated the importance of routinely getting care from a trained nurse.
Summary:
The Working Group on Outreach and Treatment of the Special Commission on Xylazine held its first meeting, chaired by Gabe Adams-Cain in Senator John Villis’s absence. Members introduced themselves and described priorities such as improving education about xylazine, expanding first responder and clinical training, and ensuring patients and providers know how to respond to xylazine-related wounds and complications. Several participants emphasized that outreach should reach both people who have not been exposed and those already affected, and that stigma is a major barrier for patients and families.
Discussion focused on the main challenges to treatment and outreach, including limited awareness, inconsistent wound care access, gaps in geographic coverage, cost of supplies, and the need for better training in both outpatient and inpatient settings. Dr. Kimmel noted that harm reduction and outreach programs are already providing much of the care, but often lack specialized staff, sufficient supplies, and standardized protocols. He also said xylazine can complicate withdrawal and make it harder for people to engage in substance use treatment. Members discussed the value of non-stigmatizing, consensus messaging, family support organizations, and existing resources such as PARI, StreetCheck, and state-funded syringe service and naloxone networks.
The group also reviewed the commission timeline and next steps. Staff said materials for the December 11 full commission meeting should be submitted by December 2, with draft presentation materials to be shared by December 4 and reviewed by December 9. Members agreed to do additional follow-up research on topics including the cost-effectiveness and contents of self-care wound kits, outreach to family and recovery organizations, incarcerated populations, and geographic access gaps. The meeting ended with agreement to use a PowerPoint-style presentation and to continue compiling research through a shared folder, followed by adjournment at 9:55 a.m.
CA
California 2025-2026 Regular Session
Assembly Labor and Employment Committee Jul 9th, 2025
Transcript Highlights:
- SB 513 ensures that qualified employee training records are comprehensive of all training, useful in
- So the biggest problem here is that they dismantled the entire training department.
- So there's no one there right now that is going to give us our training records.
- Once the training occurs, those skills and knowledge belong to the worker.
- they're training their individuals.
Summary:
The Assembly Labor and Employment Committee heard and advanced several bills focused on worker protections, training access, wage enforcement, outreach, and workplace safety. SB 513 would require employees to have access to their training and certification records; supporters, including laid-off refinery workers and labor organizations, said employers sometimes withhold records during layoffs, while committee members called the practice unacceptable. The bill passed 5-0 and was re-referred to Appropriations. SB 809 addressed misclassification of construction truck owner-drivers by offering employers amnesty if they reclassify workers as employees and adopt a two-check payment system; labor and construction trades groups supported it, and it passed 5-0 to Judiciary.
SB 578 would codify the California Workplace Outreach Program, which funds trusted community organizations to educate workers about their rights. Supporters described the program as a proven way to reach low-wage, immigrant, and hard-to-reach workers, especially amid wage theft, retaliation, and immigration enforcement concerns. The bill passed 5-0 to Appropriations. SB 261 would strengthen collection of wage theft judgments by creating a public list of nonpaying employers and adding penalties after six months of nonpayment; county enforcement officials and labor advocates said it would help workers recover unpaid wages. It passed 6-0 to Judiciary.
The committee also approved SB 369, which would require skilled and trained workforce standards for Salton Sea restoration projects, with supporters saying the work is hazardous and should use trained labor; it passed 6-0 to Appropriations. Finally, SB 20 sought to address silicosis in stone countertop fabrication by requiring training and certification protections for workers; supporters said the disease has caused deaths among mostly Latino workers, while industry groups supported the bill with amendments and requested implementation resources. It passed 6-0 to Appropriations. The committee also adopted a consent calendar of four additional bills and adjourned after all listed measures were moved forward.
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 6 on Public Safety Apr 7th, 2025
Transcript Highlights:
- Our lieutenant and executive leadership trainings are also being revised.
- We also provide a lot of training. There's been training going on.
- , but you have to remember that when you're doing training, you're saying gender training and et cetera
- , it just can't be a one-time training, it has to be an ongoing training, but then I would like to know
- We've talked about it in town halls and in trainings.
KY
Kentucky 2026 Regular Session
House Chambers - Day 13 (1-23-26) - Reupload
Transcript Highlights:
- It's not just days of training. It's weeks of training.
- It's not just days of training. It's weeks of training.
- It's not just days of training. It's weeks of training.
- It's not just days of training. It's weeks of training.
- It's not just days of training. It's weeks of training.
Summary:
The House convened, received the invocation and Pledge of Allegiance, established a quorum with 89 members present, excused absent members, and suspended rules to allow co-sponsorships and vote modifications. The chamber approved the prior day’s journal and received notice that the Senate had passed SB 13, 22, 46, 51, and 90 and requested concurrence. On second reading, HB 134 (sexual assault nurse examiners), HB 168 with HCS 1 (voting under the influence), and HR 7 (recognizing guiding principles of elections in Kentucky) were reported. The House also recommitted HB 258 to the Transportation Committee and took up HB 312 for third reading and passage.
HB 312, relating to concealed firearms and deadly weapons, drew the bulk of the debate. The sponsor argued the bill would allow law-abiding 18- to 20-year-olds to obtain a provisional concealed carry license, saying they are adults in other respects, the Second Amendment protects their right to bear arms, and Kentucky should align with other states. Supporters framed the measure as a constitutional rights issue and cited defensive gun use statistics, while one member argued the root problem is family upbringing rather than guns. Opponents said the bill would increase risks in schools and public spaces, pointed to concerns from school district police and SROs, and cited research linking younger age groups and loosened carry laws to higher firearm violence; they also argued the bill would make communities less safe and that no one’s rights would be taken away by voting no. The sponsor said no stakeholder had expressed opposition and clarified the bill would not change where firearms are permitted. The transcript provided does not include the final vote on HB 312.
TX
Transcript Highlights:
- Funding for the Williamson County training and training facilities is provided by the Texas Ranger Hall
- Our in-service training, specialized training, all the training we’re able to conduct for our local partners
- this opens up North Lamar and Florence for us to do additional training and leadership training with
- Colonel Martin: Our in-service training, specialized training, and all the training we're able to conduct
- So this opens up North Lamar and Florence for us to do additional training and leadership training with
Bills:
SB 1
Committee:
Senate Finance
MN
Minnesota 2025-2026 Regular Session
House Higher Education Finance and Policy Committee 3/27/25
Higher Education Finance and Policy
Transcript Highlights:
- </c> The urgent demand for well-trained family medicine training at Hennepin spans every corner of care
- The training is not theoretical.
- The training is not theoretical.
- The training is not theoretical.
- </c><01:34:47.280><c> in</c><01:34:47.480><c> that</c> them to train in that them to train in that location
Committee:
House Higher Education Finance and Policy