Video & Transcript Research : 'discount programs'

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MN

Minnesota 2025-2026 Regular Session

Task Force on Homeowners and Commercial Property Insurance 10/22/25

Minnesota House Floor Meeting

Transcript Highlights:
  • capacity as a home ownership program capacity as a home ownership program manager<00:36:03.200><
  • We offer our homeowners program.
  • > uh home program is a really good program uh home program is a really good program uh to<01:47
  • depopulation program for a long time. depopulation program for a long time.
  • And they've set up a program.
Keywords: 919, house, all
Summary: The task force met on October 22, 2025, with a quorum present and several members participating remotely. Members approved the minutes from the previous meeting. Michelle Urick of the Legislative Coordinating Commission then gave an administrative update on proxy voting and the task force’s operating procedures. She said the enabling statute only authorizes the officially appointed member to act and vote, so proxy voting is not allowed, and votes must be cast in person at the meeting where the item is considered. She also said members may submit written positions, but not vote before or after a meeting. In response to concerns about attendance for future votes, the chair said the January meetings would be rescheduled if possible using a Doodle poll so more members could be present in person. The group also agreed to treat the revised document as operating procedures rather than a formal charter, with no separate adoption action needed at that time. The task force then moved into testimony on homeowners and commercial property insurance. Paul Edgar of Minnesota Realtors said rising insurance costs are adding to housing affordability pressures, citing an increase in the monthly principal, interest, taxes, and insurance payment on a median-priced Minnesota home from $1,622 in 2021 to $2,642 in September 2025. He said higher insurance costs and limited coverage can affect buyers’ financing, especially for condominiums and townhomes, and urged continued work on liability and insurance-related laws that may discourage condo development. He also referenced prior bipartisan reforms to Minnesota’s condominium construction defects law and said his organization supports further improvements to encourage more condo production. Keenan Ravery of the Minnesota Mortgage Association focused on how insurance requirements affect mortgage lending. He explained that lenders require insurance both at origination and throughout the life of the loan, with standards aimed at protecting collateral rather than providing full homeowners coverage. He said replacement-cost coverage has long been the norm, but recent issues with roofs, deductibles, HO-6 policies, and force-placed insurance have become pain points for consumers and lenders. He said his association is working with national trade groups on reforms that could allow more flexibility in coverage types and deductibles, and he expressed hope that Fannie Mae, Freddie Mac, and the Federal Housing Finance Agency may announce policy changes in the coming months or by early 2026. No votes or substantive policy actions were taken beyond approving the minutes and agreeing to pursue scheduling adjustments for January.
CA

California 2025-2026 Regular Session

Assembly Insurance Committee Mar 19th, 2025

Transcript Highlights:
  • County wildfire debris removal program, there would be no out-of-pocket cost beyond any insurance proceeds
  • That there will be no out-of-pocket cost beyond any insurance proceeds allocated for the debris program
  • This bill aims at establishing a wildfire safety and risk mitigation program within the department to
  • So AB 888, authored by Chair Calderon, establishes a grant program within my department to help qualifying
  • If the FAIR Plan had been a Wall Street program, would it be allowed? Would it be legal?
Summary: The committee first heard AB 597, a bill to strengthen consumer protections for disaster survivors who use public adjusters. The author and the Department of Insurance said the measure would cap public adjuster fees at 15% for claims tied to declared disasters, require clearer contracts, prohibit solicitation during emergency conditions, and allow consumers to rescind contracts that were solicited during prohibited periods. Insurance industry groups supported the bill, while public adjuster representatives opposed it as written but said they were willing to work on revisions. The committee approved the bill and re-referred it to Appropriations; the roll call was ultimately recorded as 16-0. The committee then held its fourth oversight hearing on the Department of Insurance’s Sustainable Insurance Strategy, with Commissioner Ricardo Lara giving an extensive update on wildfire-related market reforms and consumer protections. He said the recent Southern California wildfires had not derailed the strategy and described actions including advance claim payments, a one-year moratorium on residential non-renewals in affected areas, a new fraud strike team, smoke-damage claim guidance, additional living expense protections, and a consumer claims tracker. He reported more than $12.1 billion in claims paid, over 37,000 claims filed, and more than 7,000 survivors assisted directly. He also discussed related bills and reforms, including AB 597, SB 495, SB 547, SB 429, SB 616, AB 888, and AB 2026. Members questioned the commissioner about the Fair Plan’s growing exposure, the $1 billion assessment, rate increases, non-renewals, underinsurance, and whether the reforms would actually stabilize the market. Lara said the assessment was already approved, that policyholders would not be hit with one large bill because insurers have two years to recover costs, and that the department was pushing insurers to use catastrophe modeling and reinsurance tools in exchange for commitments to write more policies in wildfire-distressed areas. He said the department expects to see market stabilization by 2026, though he emphasized the timeline depends on insurer participation, implementation of the new regulations, and future disaster activity. Members generally expressed support for the goals of the strategy while pressing for clearer expectations for consumers and faster action on mitigation and market reform.
TX
Transcript Highlights:
  • But they don't get a discount if there's no freight or cargo in the vehicle.
  • Your understanding is correct in our implementation. ...rules for the TEF programs, there is no exclusion
Bills: HB111
Keywords: 1185, senate, all
TX

Texas 89th Regular

State Affairs (Part I) Apr 14th, 2025

State Affairs

Transcript Highlights:
  • The bill also directs the Ethics Commissioner to develop a training program so state employees can recognize
  • rate with someone that comes in and is private pay, and that's based off of your bill charges and a discount
Summary: The Senate Committee on State Affairs heard Senate Bill 3031, which would expand aggravated assault to cover certain road-rage shootings involving a person in or traveling to or from a motor vehicle, when a firearm is discharged and causes injury, property damage, or fear of serious bodily injury. Senator Schwertner laid out the bill for the author, described it as closing a gap in the law, and there was no public testimony; the bill was left pending. The committee then heard Senate Bill 2514, a measure by Chairman Hughes aimed at creating a DPS unit to identify, investigate, and monitor hostile foreign influence operations and to require ethics training for state employees. Supportive invited testimony from Dr. Jacqueline Deal, Ambassador Kelly Curry, and Michael Lucci emphasized threats from the Chinese Communist Party, transnational repression, cyber intrusion, and state-level influence efforts, and argued Texas should take a leading role. Public testimony included opposition from speakers who raised concerns about free speech, privacy, and potential overbreadth. The bill was left pending after testimony closed. Finally, the committee took up Senate Bill 30 as pending business and discussed a committee substitute. Senator Schwertner explained that the substitute would limit admissible medical expense evidence to amounts paid or up to 300% of Medicare, clarify treatment of provider testimony and attorney-referred providers, remove a requirement that plaintiffs use available health insurance to mitigate damages, strike a unanimous-verdict requirement for non-economic damages, and delete a remittitur provision. Senators questioned the impact on sexual assault and child abuse survivors, the use of Medicare as a benchmark, and whether the bill would still allow fair compensation. After discussion, SB 30 was left pending and the committee recessed subject to the call of the chair.
NH

New Hampshire 2026 Regular Session

Senate Executive Departments and Administration (03/11/2026)

Executive Departments and Administration

Transcript Highlights:
  • Thank you. >> Thank you, Senator Nicole Bixler. programs from the proceeds of the sale programs from
  • the opioid treatment programs. the opioid treatment programs.
  • Manchester program, the Manchester program had operated 15 years before.
  • program had operated 15 years before. program had operated 15 years before.
  • prevention program. prevention program.
Keywords: 1191, senate, all
CA
Transcript Highlights:
  • , perhaps, accelerated degree programs.
  • Each of these programs serves an important function in California health care.
  • We would support programs in optometry, dentistry, pharmacy, and...
  • The state began funding all three of these programs at UC beginning in 2019-20.
  • proposals for these programs this year.
Summary: The Assembly Budget Subcommittee on Education Finance, chaired by Assemblymember Alvarez, held a hearing focused on University of California budget issues. The committee reviewed UC core operations funding, enrollment trends, federal funding threats, Title IX implementation, and basic needs support. Major themes included the end of the Governor’s multi-year UC compact, the state’s fiscal outlook, UC’s enrollment growth, and the potential impacts of federal policy changes on research, health care, and student aid. On core funding, the Department of Finance described the Governor’s proposal to continue compact-related support, defer some payments, and authorize a cash-flow loan. The LAO recommended a smaller or no base increase, earmarking some funds for capital renewal, retiring deferrals when possible, avoiding new compact commitments, and funding UC annually rather than through compacts. UC argued that the compact has supported enrollment growth, student services, and operating costs, but said campuses face rising expenses, structural deficits, and limited reserves. Members questioned the effects of deferrals on students and discussed the need to prioritize less harmful reductions if cuts become necessary. The enrollment panel focused on UC’s growth in California resident enrollment and the nonresident replacement plan at Berkeley, UCLA, and UC San Diego. The LAO recommended maintaining the current enrollment target, funding enrollment separately from base increases, pausing the nonresident replacement plan, and holding enrollment flat in 2027-28. UC said it has already met compact enrollment goals, grown California undergraduate enrollment by about 18,800 students, and that further growth depends on ongoing state support. The committee also discussed the cost of enrollment growth, possible differential nonresident tuition, and a reporting request for UC to analyze the nonresident replacement approach; the motion to adopt supplemental reporting language passed. The hearing also covered federal funding risks, with the LAO and UC warning that federal changes could affect research grants, medical center reimbursement, and student financial aid. UC said research cancellations and suspensions are disrupting labs and graduate student support, while federal health policy changes could increase uncompensated care at UC hospitals. In the Title IX update, UC described its systemwide civil rights structure, annual student training, and campus support offices, and members praised the work while asking about ongoing concerns and intersegmental collaboration. The final basic-needs item began with Finance stating the Governor’s budget does not change ongoing support, but the transcript cuts off before further discussion or action.
US
Transcript Highlights:
  • So I don't want to say that these programs don't work.
  • There's another program that I think is very useful.
  • In Alabama, we have a great example through our fortified. program.
  • We're talking about in one program, the program that oversees the field offices, we're talking about
  • So how can these programs?
Summary: The committee meeting focused on addressing the significant issue of affordable housing in America. Members expressed concern over the persistent barriers faced in the housing sector, despite substantial government investment aimed at alleviating these issues. It was highlighted that government interference plays a critical role in complicating the housing landscape, and discussions revolved around potential legislative approaches to mitigate these challenges. Several witnesses provided testimony, contributing to a thorough exploration of the topic.
UT

Utah 2025 Regular Session

Transportation Interim Committee - November 20, 2025

Transportation Interim Committee

Transcript Highlights:
  • So our next program are institutions.
  • So our employers, they have an option to participate in one of four programs, and so each of those programs
  • Of those programs just has a fixed fee, and they can select what program works best for them.
  • So it's a great program.
  • So I would love to see that program expanded in a more robust way. ...to see that program expanded in
Keywords: 985, all
NM

New Mexico 2025 Regular Session

IC - Mortgage Finance Authority Act Oversight Jul 21st, 2025

Mortgage Finance Authority Act Oversight Committee

Transcript Highlights:
  • One of our most competitive programs at Housing New Mexico is a low-income housing tax credit program
  • We call it the HIP program, Home Improvement Program. It's actually fairly new to us.
  • things that this program does.
  • One of the programs that does expend a little bit faster is the down payment assistance program.
  • at that level. but it's always been kind of a feeder program to the apprenticeship programs.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance May 13th, 2025

Transcript Highlights:
  • We're definitely a unicorn program, right?
  • Because we are the only program in the state that operates our 5:40 program as two full days as opposed
  • Um, I run my program at play-based learning.
  • Program designation and application process.
  • Um, it's a, it's a very intensive program.
NM

New Mexico 2026 Regular Session

House - Appropriations and Finance Jan 13th, 2026 at 09:32 am

House Appropriations & Finance

Transcript Highlights:
  • We have discount days.
  • a program here.
  • It's a wonderful program.
  • So yeah, there's her program and others like it.
  • So I hope that the program that you're working on—your literacy program, your work with the Black Education
Keywords: 996, all
AZ
Transcript Highlights:
  • In 2012, 2013, this body passed the computer data center program, a tax incentive program, to allow data
  • In 2012, 2013, this body passed the computer data center program, a tax incentive program, to allow data
  • This amount expands the scope of the program as well.
  • The entire system is set up to be a cost containment program.
  • That does four main things to our Medicaid program.
Keywords: 1182, all
Summary: The committee met to review the governor’s fiscal 2027 budget presentation, with the chair repeatedly asking members to keep questions brief and avoid speeches. The discussion focused first on the overall revenue and spending outlook, including concerns from members that the executive forecast was more optimistic than the JLBC baseline and that the budget appeared to front-load revenue and expenditure growth. The governor’s budget team said the forecast was close to JLBC’s, that the budget was structurally balanced, and that differences were roughly $100 million per year on ongoing revenue. Members asked for follow-up calculations in writing, including the total multi-year gap and the amount of revenue enhancements above base revenues. A major portion of the meeting centered on tax and fee proposals tied to data centers, water use, and sports betting. The governor’s team defended eliminating the existing data center tax incentive as the removal of a loophole rather than a new tax, arguing the incentive had already succeeded in attracting major investment. They also described a proposed Department of Water Resources fee-setting authority for data centers to support a new Colorado River Protection Fund, and said the proposal would apply to existing and future facilities without a grandfather clause. Members raised concerns about fairness, competitiveness, and whether the changes would require a supermajority vote. The team also discussed increased sports betting fees, saying the revenue forecast did not include dynamic behavioral effects. The committee then moved through major spending areas, including corrections, public safety, border security, cybersecurity, K-12 education, Medicaid, and developmental disabilities. The governor’s budget includes ongoing funding to prevent correctional officer pay cuts, money to comply with prison health care court orders, probation funding, body-worn cameras, law enforcement staffing, fentanyl task forces, and cyber readiness grants. Members questioned the lack of funding for a prison oversight committee and asked for corrections spending totals over the administration. On border security, the executive said it was seeking about $759.7 million in federal reimbursement for border-related costs and that the governor had met with federal officials, including Secretary Noem and Tom Homan, about the request. In education, the budget proposes renewing Prop. 123, adding K-12 base funding, and issuing $1.5 billion in school facilities bonds over three years; members debated whether the proposal was appropriate and whether Prop. 123 revenues could support the debt service. The meeting also covered AHCCCS cost growth and federal HR1 impacts, with the executive warning of major coverage losses and hospital funding reductions, and DDD funding, where the governor’s team said the budget fully funds services and includes about $120 million in supplemental needs. No votes were taken; the meeting was a presentation and question-and-answer session only.
FL

Florida 2025 Regular Session

March 20, 2025 - 08:00 AM

Education & Employment Committee

Transcript Highlights:
  • What's wrong with the current—I don't discount the motivation for change.
Summary: The Education and Employment Committee heard and passed HB 921, which adds cursive writing to required instruction for grades 2 through 5 and requires students to demonstrate proficiency by the end of fifth grade. The bill sponsor argued cursive is important for historical literacy, everyday signatures, and possible early identification of learning differences. Opponents and several members supported teaching cursive but objected to the testing/proficiency requirement, saying students and teachers are already overburdened and that reading cursive is not currently part of the standards. Some members also raised concerns about fairness to charter schools and the bill’s application only to public schools. Despite those concerns, the bill passed 21-0 and was reported favorable. The committee then took up PCS for HB 1405, a major rewrite of Florida’s juvenile prevention and truancy statutes in Chapter 984, covering children in need of services/families in need of services. The bill updates definitions and procedures, strengthens truancy intervention, requires earlier and more detailed school reporting, adds parent involvement through child study teams, allows virtual participation, and sets review timelines for shelter placement. Sponsors said the goal is prevention and family support rather than punishment, with court involvement only after school-based intervention. Members asked about school compliance, court capacity, parent accountability, and whether all counties have child study teams; the sponsors said the bill expects CSTs in every school and can escalate cases to court and, if needed, to prosecutors for noncompliant parents. Public testimony on the juvenile justice bill was supportive, including from the Department of Juvenile Justice, youth services groups, and juvenile justice advocates. In debate, members praised the modernization effort and the emphasis on early intervention and family participation, while also noting the bill’s size and suggesting further attention to attendance thresholds. The PCS for HB 1405 was then approved unanimously and reported favorable. The committee adjourned after completing its agenda.
UT

Utah 2025 Regular Session

Public Utilities, Energy, and Technology Interim Committee - November 19, 2025

Public Utilities, Energy, and Technology Interim Committee

Transcript Highlights:
  • It's now becoming more urgent that we find... ...Security Grant Program, or SLCGP.
  • governments beyond the life of the current grant-funded program.
  • They need the patchware program.
  • I don't think we can pull this program back.
  • So there were a little over $12 million provided for this program.
Keywords: 985, all
TX

Texas 89th Regular

State Affairs Apr 30th, 2025

State Affairs

Transcript Highlights:
  • Santa Maria also houses a veterans program and specialized recovery programs for survivors. of human
  • I'm also a 2016 alumna of the program.
  • In 2016, I walked into Santa Maria broken; that program saved my life.
  • Please support our amendment that protects the state-funded programs.
  • the community by citing these programs in the right place.
FL

Florida 2026 Regular Session

Senate in Session Mar 27th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • I work very closely with the L Center for Autism, and they have a wonderful adult training program.
  • There's administrative cost, possibly, that could go along with this program.
  • I don't want this to be silent as to how our school districts will implement this program.
  • Our school districts need to... ...our school districts will implement this program.
  • Simply because we are now asking for the school districts to add another program, as inspiring as it
Summary: The Senate convened with a quorum present, opened with prayer and the Pledge of Allegiance, and heard several member introductions and recognitions, including awareness resolutions and visiting groups in the galleries. The chamber then moved to special order bills. Senate Bill 88 on utility terrain vehicles passed 32-5 after debate over allowing local governments to opt in to street use of UTVs under safety restrictions; Senator Smith opposed it over safety concerns. Senate Bill 102 on exceptional student education passed 36-0, creating a workforce credential/badge program for students with autism or on modified curricula; supporters emphasized employment opportunities and safety training, while Senator Davis raised concerns about added costs to school districts. Senate Bill 106 on exploitation of vulnerable adults passed 37-0, allowing alternative service on scammers through the same apps used to contact victims. Senate Bill 130 on compensation for victims of wrongful incarceration passed 38-0, extending filing deadlines and removing restrictive barriers; supporters called it a long-overdue justice fix. Senate Bill 158 on diagnostic and supplemental breast examinations passed 38-0, eliminating cost sharing for follow-up breast tests in the state employee health plan to encourage early detection. The most contentious measure was Senate Bill 234 on criminal offenses against law enforcement officers. The bill sought to clarify that violent resistance to officers is not justified by claims about the legality of the detention and to add manslaughter of a law enforcement officer to offenses carrying life imprisonment without release. An amendment by Senator Jones to restore “in good faith” language failed, after debate centered on due process, racial profiling, and the role of juries and suppression motions. Several senators spoke in support of law enforcement but objected to the bill’s breadth and mandatory life penalty; Senator Leek ultimately postponed the bill temporarily rather than taking a final vote. Senate Bill 262 on trust code technical changes passed 36-0. Senate Bill 274 designating roads for Harris Rosen and Geraldine Thompson passed 38-0, followed by a successful co-sponsorship motion and remarks honoring Thompson’s legacy. Senate Bill 280 on candidate qualification passed 38-0, creating an enforcement mechanism for party-affiliation filing requirements. Senate Bill 296 on middle and high school start times passed 38-0, repealing the statewide start-time mandate and shifting implementation decisions to local districts while requiring public reporting and discussion. Senate Bill 356 designating January 27 as Holocaust Remembrance Day also passed unanimously, with senators emphasizing remembrance, anti-Semitism, and the educational value of the memorial and observance.
FL

Florida 2026 5th Special Session

FL House Floor Session - 2025-03-27 (9:00AM Session)

Florida House Floor Meeting

Transcript Highlights:
  • I work very closely with the L Center for Autism, and they have a wonderful adult training program.
  • There's administrative cost, possibly, that could go along with this program.
  • There's administrative cost, possibly, that could go along with this program.
  • There's administrative cost, possibly, that could go along with this program.
  • I don't want this to be silent as to how our school districts will implement this program.
Summary: The Senate convened with a quorum present, opened with prayer and the Pledge of Allegiance, and included several member introductions and recognitions, including awareness resolutions and visiting groups in the galleries. The chamber then moved to a special order calendar and took up a series of bills, with most receiving unanimous or near-unanimous support. Early measures included SB 88 on utility terrain vehicles, which would allow local governments to designate certain roads for UTV use under safety restrictions; it passed 32-5 after debate over safety concerns. SB 102 on exceptional student education would create a workforce credential and badge program for students with autism spectrum disorder or modified curricula, and passed 36-0 after discussion of workforce access and district costs. SB 106 on exploitation of vulnerable adults would allow alternative service of process through the same app used by scammers, and passed 37-0. SB 130 on compensation for victims of wrongful incarceration would extend filing deadlines and remove restrictive bars to compensation, and passed 38-0. SB 158 would eliminate cost sharing for diagnostic and supplemental breast exams under the state employee health plan, and passed 38-0 after testimony about early detection and access to follow-up care. The most extensive debate came on SB 234, which would revise laws on resisting law enforcement and add a mandatory life sentence for manslaughter of a law enforcement officer. Supporters argued it was needed after the killing of Officer Jason Raynor and to clarify that violent resistance to officers is not justified; opponents raised concerns about removing “good faith” language, potential impacts on Fourth Amendment issues, racial profiling, and the severity of the mandatory sentence. An amendment to restore “in good faith” failed, and after further debate the sponsor temporarily postponed the bill. The Senate then passed SB 262 on technical trust-code changes by a 36-0 vote, and later recognized Alpha Phi Alpha fraternity members in the gallery. Additional bills passed with broad support. SB 274 designated portions of Orlando roadways as Harris Rosen Way and Geraldine Thompson Way, honoring philanthropist Harris Rosen and the late Senator Geraldine Thompson; it passed 38-0 and drew a motion for co-sponsorship. SB 280 created an enforcement mechanism for candidate party-affiliation qualification requirements and passed 38-0. SB 296 repealed the statewide mandate for later middle and high school start times and shifted the issue to local districts after reporting requirements, passing 38-0. SB 356 designated January 27 as International Holocaust Remembrance Day in Florida and passed after remarks about the Holocaust memorial and the need to confront antisemitism. Throughout the session, senators frequently framed their votes in terms of public safety, education, access to care, civil justice, and commemorating community leaders and historical events.
TX

Texas 89th Regular

Senate Session Aug 12th, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • something of that nature would have the same restrictions against access to the documents in the program
  • Senate Bill 1 expands existing natural... ...disaster loan recovery programs to include micro and small
  • For statewide participation in the flood insurance program under FEMA, it is also necessary to require
  • The program will be administered by the Office of the Governor and funded in SB3, as I mentioned.
  • This will be a grant program through the governor's office.
Bills: SB8, SB4, SB43, SB1, SB2, SB13, SB6, SB10, SB16, SB14, SB3, SB8, SB4, SB43, SB1, SB2, SB13, SB6, SB10, SB16, SB14, SB3