Transcript Highlights:

• program? program? Oh,<00:36:10.640> oh, Oh, oh, Oh, oh, Thank<00:36:11.440> you.
• dropped out of those markets. dropped out of those markets.
• It created the MCHIP program, the Minnesota Comprehensive Health Insurance Program.
• It's a great program.
• being mandated with the federal program. being mandated with the federal program.

Bills: HF3766, HF3972, HF3437, HF4118

Keywords: travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace

Transcript Highlights:

• premium to subsidize low public program premium to subsidize low public program rates<00:25:52.600
• that if we are if we enter the program that if we are if we enter the program we<00:38:47.160>
• out of a program, to adjust those numbers.
• out of a program, to adjust those numbers.
• <01:47:23.719> we the psychiatric residency program we the psychiatric residency program we

Keywords: 1187, senate, all

Transcript Highlights:

• Let's be clear: opponents of rental regulations are scapegoating rent stabilization for a drop-off in
• Let's be clear: opponents of rental regulations are scapegoating rent stabilization for a drop-off in
• Permitting data shows that the drop in construction began in March 2021.
• So when we are looking at rents that are dropping, it’s actually for the highest quartile of earners.
• “And if you talk to renters, you’ll very rarely find one whose current lease rent is dropping.

Keywords: 995, all

Summary: The Special Joint Committee on Initiative Petitions held a public hearing on Initiative Petition 25-21, House Bill 508, an act to protect tenants by limiting rent increases. Committee leaders explained the Article 48 initiative process and said the hearing was intended to gather testimony for a report to the legislature. The measure would replace current state law that prohibits rent control, cap annual rent increases at the lower of CPI or 5%, exempt certain properties including owner-occupied buildings of four or fewer units, subsidized, university, nonprofit, and short-term rental housing, and exempt new construction for 10 years. It would also eliminate vacancy decontrol, so limits would continue when units turn over, and enforcement would rely largely on tenants and the Attorney General through the courts. The hearing began with expert testimony from Whitney Airgood-Obrien of Harvard’s Joint Center for Housing Studies, who described Massachusetts’ severe rental affordability problems and reviewed research on rent regulation, noting mixed evidence on supply and quality effects but clearer evidence that rent regulation can slow rent growth and improve tenant stability. Supporters of the petition, led by Carolyn Chow of Homes for All Massachusetts, argued that rent stabilization is needed now to curb displacement and runaway rent increases, especially for low- and moderate-income renters. Laura Frost described her Arlington building being bought by a large firm that sought steep rent hikes, and said rent control would help prevent “tenant flipping” and community displacement. Dave Foley of SEIU Local 509 said the issue affects workers’ ability to live near their jobs, while Dr. Mark Paul and Tram Huang argued that the evidence supports well-designed rent stabilization, that vacancy decontrol encourages displacement, and that the policy should be seen as a complement to new housing production rather than a substitute. Committee members questioned supporters about the 10-year new construction exemption, the lack of vacancy decontrol, and whether rent stabilization could discourage development; supporters responded that the measure targets corporate rent gouging, that small landlords are protected by exemptions, and that production and rent stabilization can coexist. Opponents, including representatives of small property owners, chambers of commerce, and labor/building trades, argued the proposal would hurt small landlords, reduce investment, and slow housing production. They said operating costs such as taxes, insurance, and maintenance are rising faster than the proposed cap, and warned that the measure would reduce property values and tax revenue and could push investment to other states. Several opponents emphasized that many Massachusetts housing providers are mom-and-pop owners rather than large corporations, and said the policy would make it harder to maintain and improve housing. Committee members pressed both sides on the need for a middle ground between affordability and preserving development incentives, but no vote was taken at the hearing.

Transcript Highlights:

• to deliver the highquality programs to deliver the highquality programs projects<00:30:18.640>
• Uh this past year we were about program.
• Two, because of our statewide program.
• <00:41:31.359> we uh program.
• So our statewide program we uh program.

Keywords: 00:32 Call to Order and Roll Call 02:30 Road Fund Report 17:22 Approval of Minutes 18:07 High Growth Counties Projects 56:00 Adjournment, 958, all

Summary: The Budget Review Subcommittee for Transportation met without a quorum at first, then later approved the July 15 minutes by voice vote after quorum was reached. The committee heard an update from the Transportation Cabinet on the road fund for FY 2024-25. Cabinet staff reported road fund revenue came in $38.5 million above the enacted estimate, with motor vehicle usage tax receipts setting an all-time high for the fifth straight year. Motor fuels tax revenue was below estimate and down from the prior year, while overall road fund collections totaled $1.86 billion, essentially flat year over year. Staff said the road fund ended FY25 with a $61.6 million surplus, which under the budget bill must be appropriated to state construction. Members discussed the gas tax formula, with Senator Higdon arguing it no longer works well because revenues fall when fuel prices fall, and the chair noting the committee may need to revisit the formula. The committee then received an update on High Growth County projects in the 2024 highway plan. KYTC said $16 million in HGC authorizations had been made, nine projects already had construction funds authorized or were otherwise underway, 12 more were scheduled to be let by the end of 2025 with estimated construction costs above $250 million, and one additional project was expected to be awarded through alternative delivery. The cabinet said it anticipated authorizing the full $450 million appropriated by the General Assembly. Members praised the effort and emphasized the need to get projects to market before the next budget cycle. Jason Sala of KYTC also explained why transportation projects take time, citing planning, design, right-of-way acquisition, and utility relocation as major steps that can delay delivery. He said these processes are complex and require coordination with property owners, utilities, consultants, contractors, and local governments. Eric Pelfrey then briefed the committee on professional and personal service contracts, saying they are used to expand cabinet capacity for design, inspections, right-of-way appraisal, safety, and related work. He reported that authorizations and payments for these contracts have trended upward over the past decade, and that the number of contracts has also increased. In response to questions, Pelfrey said design-build can speed some projects by overlapping steps, but it does not eliminate right-of-way or utility work when those are required; he said KYTC has been using alternative delivery more often, but project complexity still limits how quickly work can move.

Transcript Highlights:

• Um I'm programs.
• , workforce development programs, workforce development programs, investing<00:43:19.760> in
• 2013 2014 we had a very precipitous drop 2013 2014 we had a very precipitous drop that<00:53:26.880
• drop? drop?
• > the<01:10:24.000> quality allstars program, which is the quality allstars program, which

Keywords: Meeting Start 00:00:00 Major Tax Provisions in H.R. 1 (Public Law 119-21) 00:02:45 Kentucky’s Workforce 00:33:35, 958, all

Summary: The committee first approved the minutes and heard a brief member introduction before taking up an overview of major tax provisions in HR1, referred to by the presenters as the One Big Beautiful Bill Act. Representatives from the Kentucky Society of CPAs explained new federal deductions for tips, overtime, and car loan interest; a new tax-favored “Trump account” for children; expanded bonus depreciation and Section 179 expensing for businesses; changes to R&D expensing; and a new limit on wagering loss deductions. Members asked several clarifying questions about the duration of the provisions, W-2 and 1099 reporting changes, and how overtime deductions would work. The presenters emphasized that tips and overtime remain subject to payroll taxes and that many of the business provisions are permanent, while the individual deductions are temporary through 2028 or otherwise phased in over time. The discussion then shifted to individual and nonprofit provisions, including the increase in the state and local tax itemized deduction cap from $10,000 to $40,000 with income-based phaseouts, the temporary senior deduction, and a new deduction for car loan interest with income limits and vehicle qualifications. On charitable giving, the presenters described a permanent nonitemizer deduction, new floors for individual and corporate charitable deductions, and a new scholarship-granting organization credit that would allow donors to receive a dollar-for-dollar federal credit up to $1,700, beginning in 2027. Members focused heavily on the SGO provision, asking about state implementation, oversight, whether churches would qualify, and whether the credit could support both public and private education. The presenters said the state would need to establish the mechanism and that additional federal guidance is still pending. After the tax presentation, the committee heard from the Kentucky Chamber of Commerce on workforce issues, with a focus on child care and housing as barriers to labor force participation. Chamber representatives said they were not proposing large new government programs, but rather targeted policy recommendations for the 2026 session. They described Kentucky’s long-term decline in workforce participation since 2000, attributing much of it to demographic change, an aging population, and fewer younger workers entering the labor force. The presentation continued into a broader discussion of workforce trends and the need for practical policy responses, but no votes or formal actions were taken on these informational items.

Transcript Highlights:

• to be here today, but she runs a program to be here today, but she runs a program for<01:11:34.120
• <01:22:50.360> So, you, drop them off at daycare there.
• So, you, drop them off at daycare there.
• So, under RSA child care programs.
• approvals for um child care programs. approvals for um child care programs.

Keywords: 1191, senate, all

Transcript Highlights:

• bill helps protect taxpayer dollars by penalizing illegal kickbacks in the child care assistance program
• <00:11:47.360> Program number of key provisions. Program number of key provisions.
• Program integrity,<00:11:48.480> efficiency,<00:11:48.959> and integrity, efficiency, and
• We also see aligning assistance program.
• I think we practices for DHS programs.

Keywords: 1187, senate, all

Transcript Highlights:

• SB 1350, outdoor-based therapy programs, grants.
• SB 1353, monitoring program fish containment's appropriation.
• SB 1357, large electronics recycling programs. Natural Resources.
• SB 1373, appropriation, summer youth employment program.
• SB 1391, stress management pilot program, SB 1391, stress management pilot program.

Keywords: 1182, all

Summary: The Senate opened with prayer, the Pledge of Allegiance, attendance, and approval of the prior journal. Members then recognized several guest groups and proclamations, including the Alzheimer’s Association, the Arizona Society of CPAs, the Arizona Airports Association (with a proclamation designating Arizona Aviation Day), and students from Onyose Day Academy in Yuma for School Choice Week. Additional guest introductions included school choice and community advocates. The chamber then handled executive nominations and a long list of bill introductions and committee referrals. Measures covered a wide range of topics, including veterans’ property tax exemptions, ESA reporting and spending limits, public school communications requirements, sentencing and expungement, SNAP work and audit provisions, immigration-related restrictions, water and land issues, election law, domestic relations, health insurance and fertility coverage, and several education, transportation, and public safety proposals. The Senate also moved through second-reading consideration of numerous bills and resolutions, including measures on voting security, prison sentencing, weather modification, water supply, emergency shelters, rural health, reentry programs, and foreign contributions. A large portion of the floor time was taken up by personal privilege statements focused on human rights and immigration enforcement. Senators from both parties spoke about alleged abuses by federal immigration authorities, citing deaths and injuries in several states and calling for investigations, transparency, and an end to excessive force. Separate remarks also addressed a humanitarian crisis in Iran, with a resolution read in support of human rights and the Iranian people. The chamber recessed and later reconvened to continue reading bills and announcements. No substantive floor votes on legislation were taken in the transcript beyond routine procedural actions, and the meeting ended with committee announcements and adjournment until the next scheduled session.

Transcript Highlights:

• <00:15:10.440> this and essential Community programs this and essential Community programs
• lots of school groups veterans programs lots of school groups programs<00:15:40.600> for<00:15
• My rent check dropped in half.
• My rent check dropped in half.
• Some of our posts have seen around a 20% drop in revenues.

Keywords: 919, house, all

Summary: The committee took up House File 169, which would change the tax structure for charitable gambling. Representative Robbins offered and the committee adopted the A1 author’s amendment, described as a technical correction to ensure sports-themed tip boards are not inadvertently taxed under the bill. Robbins then presented the bill as a way to replace the current tiered combined net receipts tax on charitable gambling with a flat 5% rate, arguing charities were being overtaxed and that prior promises of relief had not been fully delivered. Chair Stevenson pushed back on several of Robbins’ factual claims, correcting the record on the status of E-pull tabs, the share of charitable gambling revenue they represent, and the amount of tax relief already enacted in 2023 and 2024. He said E-tabs were not eliminated, that the revenue split between paper pull tabs and E-tabs is closer to 45/55, and that charities had already received a $15 million tax cut plus savings from reduced developer fees. Robbins responded that the changes still significantly reduced revenue and that the bill was intended as a middle-ground approach. Testimony largely came from charitable gambling and veterans groups in support of the bill. Rachel Jenner of Allied Charities of Minnesota said nearly 1,000 charities depend on charitable gambling, cited high taxes and fees, and said many organizations were seeing revenue declines after the new E-pull tab rules took effect. Dr. Christy Jano of the American Legion Department of Minnesota said charitable gambling funds support veterans, youth, and community programs, and that a flat 5% tax would help posts continue those efforts. Members asked about the size of the revenue drops and how much gambling proceeds go to overhead and operating costs; Jenner said the losses varied by organization and that it was too early to know the long-term effect, while Jano said some expenses are used for property taxes and building upkeep. The committee then moved on to additional testimony, including Tim Angstrom, but no final vote on the bill was taken in the portion provided.

Transcript Highlights:

• In addition to our nursing and human services programs, our allied health programs are doing well.
• Some of our new initiatives include our high school LPN program, and we plan to launch an LPN program
• Do you do that for the other health care-related programs, behavioral health programs?
• So, your program here is a two-year program for the... The RN, is that correct?
• It dropped. We dropped the ball as a state.

Transcript Highlights:

• Um so, we got to the 15-day<00:04:27.199> drop<00:04:27.520> stand<00:04:28.160> uh<
• stand uh uh period from a 15-day drop stand uh uh period from a school<00:04:30.320> district
• [clears throat] So, if you go back to the 2023-24 session, the universal meals program...
• [clears throat] So, if you go back to the 2023-24 session, the universal meals program... >> Yeah.
• :10:27.519> DL, training program uh through DL, training program uh through DL, Department<00:

Keywords: 919, house, all

Summary: The interview focused on Minnesota K-12 education, with the representative describing schools and educators as doing strong day-to-day work but saying policymakers need to address major problems such as literacy, math performance, and chronic absenteeism. He argued for more local control, fewer mandates, and flexible funding so districts can meet local needs, while also saying the READ Act and science-of-reading implementation should be carried out with fidelity to improve reading outcomes. A substantial portion of the discussion centered on chronic absenteeism and truancy. The representative said he has worked in a bipartisan way with Rep. Keeler on the issue, including home visits and district reporting efforts, but argued schools cannot solve every social problem alone and need families and other partners to help get students to class. He also criticized the Department of Education for not prioritizing a simple reporting mechanism related to the 15-day drop rule for students who disappear from enrollment. School safety was another major topic, especially after the Annunciation Catholic School shooting in Minneapolis. He said students should be safe regardless of whether they attend public or nonpublic schools and supported giving nonpublic schools access to safety funding. He said he and Sen. Pratt are working on flexible school-safety funding ideas and mentioned the Shield Act and multi-layered safety approaches as models. He also revisited universal school meals, saying the program has constrained future budget options and that a prior proposal would have redirected some of those dollars into flexible supplemental aid for districts. The interview ended with brief discussion of other constituent concerns, including age verification, cell phone use, and a youth skills training program that he said should allow students to gain office-based experience. No votes were taken; the representative mainly outlined policy priorities and frustrations with agency implementation and legislative priorities.

Transcript Highlights:

• This fortified program, which is a strong program, will help us protect our homes.
• Powell is that the Oklahoma program is early, but it's working well.
• They're actually deploying the program there. It's still early days for them.
• ...harder with the discount program.
• They're transitioning from the pilot program to being established.

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• The Minnesota Budget Project is a program of the Council of Nonprofits, and our mission is to identify
• budget<00:09:24.519> project<00:09:24.920> is<00:09:25.120> a<00:09:25.480> program
• <00:09:25.800> of<00:09:25.959> the budget project is a program of the budget project
• is a program of the Council<00:09:26.440> of<00:09:26.640> nonprofits<00:09:27.640>
• When the state is coming in and out of a recession, that creates unusual increases or percentage drops

Keywords: 1183, house

Summary: The committee took up House File 4, first adopting the H004A1 amendment without objection. The author described the bill as a constitutional amendment intended to create a tax relief account funded from projected budget surpluses, defined as revenues exceeding 105% of projected expenditures based on the November forecast. Supporters framed the proposal as a way to return excess taxpayer money to families, homeowners, and seniors rather than allowing the state to retain or redirect it. Testimony in support came from Ranna Lee of Americans for Prosperity, who praised the bill’s clarity and argued that taxpayers are overburdened and should receive surplus funds back; she also suggested broader tax and budget reforms, including rate reductions and tighter spending limits. Nan Madden of the Minnesota Budget Project testified in opposition, saying the legislature already has authority to use surpluses for rebates or tax cuts and warning that constitutionalizing tax policy would reduce flexibility, weaken accountability, and make it harder to respond to changing conditions, emergencies, or recessions. Members then briefly commented, with Republicans expressing support for returning money to taxpayers and citing cost-of-living pressures and fixed incomes. The committee did not hear a formal department position. At the end of the hearing, Representative Johnson renewed the motion that House File 4, as amended, be recommended to pass and sent to the Ways and Means Committee; the motion prevailed on a voice vote.

Transcript Highlights:

• Rehabilitation programming, meaning the programs by which inmates are required to go through as part
• So TDCJ provides programming, the Windham School District provides programming, and some of the programming
• to go if they successfully complete that program.
• If it's a small program, waiting for a spot to open up in that program.
• And again, this is folks waiting for programming.

Bills: SB552, SB1099, SB1124, SB1208, SB1372, SB1506, SB1667, SB1804, SB1806, SB1870, SB1936, SB1937, SB2180, SB2405, SB2569, SB2570, SB1646

Keywords: community supervision, criminal justice, illegal alien, deferred adjudication, Texas Code of Criminal Procedure, SB 1099, undocumented immigrant, unauthorized immigrant, immigration status, felony sentencing enhancement, criminal penalty increase, Texas Penal Code, Code of Criminal Procedure, affirmative finding, judgment finding, deportation, public safety, immigration enforcement, sentencing reform, felony offense

Summary: The committee heard a series of criminal justice bills, beginning with SB 1870 and SB 1727, both of which were adopted as committee substitutes and reported favorably to the full Senate. SB 1870 would bar local governments from adopting policies that decriminalize controlled substances or direct officials not to enforce state drug laws, with civil penalties enforced by the Attorney General for violations. SB 1727 was described as a technical change to make the draft a formal Legislative Council version of a TDCJ-related assault bill; both bills were also sent to the local and uncontested calendar. The committee then took up SB 2405, the major Sunset bill for TDCJ, the Board of Pardons and Paroles, Windham School District, and the Correctional Managed Health Care Committee. Senator Parker explained that the bill continues and modernizes those agencies, requires a 10-year facilities and staffing plan, expands rehabilitation and reentry programming, improves parole-board consistency and training, and codifies various cleanup and inspector general recommendations. Sunset staff and agency witnesses discussed the bill’s data-sharing, program coordination, and projected savings from reducing delays in parole-voted programming; public witnesses generally supported the post-secondary education and reentry provisions, while some urged stronger statutory direction for Windham and more reform to medically recommended intensive supervision. The bill was left pending. SB 1804, SB 1099, SB 2569, and SB 2570 were also heard. SB 1804 would allow restitution for tattoo removal for human trafficking survivors and remove the age restriction so adult survivors can qualify; it was reported favorably and sent to the local calendar. SB 1099 would increase penalties for certain felony offenses when committed by a person determined to be unlawfully present in the country; immigration and civil rights witnesses opposed it as overbroad and difficult to administer, but it was reported favorably. SB 2569 would modernize unmanned aircraft reporting by requiring law enforcement agencies to post reports on public websites; it passed unanimously and was sent to the local calendar. SB 2570 would create a defense to prosecution for peace officers and correctional guards using less-lethal force weapons within the scope of their training; law enforcement witnesses supported it, civil rights and prosecutor witnesses raised concerns that it was too broad and could weaken existing use-of-force standards, and the bill was left pending for further work.

Transcript Highlights:

• If you drop down to number 11, underneath the pro tem office...
• Are they looking at maybe some of the programs we have had going through?
• I have to say this has been a very successful program.
• now. something on that program now.
• I think we will extend that program for several years. Yeah, Mr.

Bills: HB186, HB185, HB184, HB183, HB181, HB312, HB405, HB182, HB460

Keywords: Alabama budget, general fund appropriations, fiscal year 2026, state budget, appropriations act, HB186, executive branch funding, legislative branch funding, judicial branch funding, debt service, capital outlay, corrections, Medicaid, public health, mental health, transportation, education, law enforcement, tourism, veterans affairs

Transcript Highlights:

• Has there been any recovery in the applications to those programs, I mean the start of the pipeline?
• We've got different programs and different avenues for people coming in.
• That doesn't count the bigger departments' own programs, you know, where they have their cadets.
• and different avenues different programs and different avenues for<00:13:06.800> people<00:13
• ready to be dropped um that they're<00:14:25.920> in<00:14:26.079> the<00:14:26.240>

Keywords: 1183, house

Summary: House Public Safety Chair Paul Nney and several colleagues held a press-style discussion promoting a Republican public safety package, described as House File 7 and a set of 13 proposals. The members said the plan is aimed at helping law enforcement, keeping violent offenders off the streets, and increasing accountability in the criminal justice system. Specific proposals mentioned included a 10-year mandatory minimum for first-degree sex trafficking, requiring sex-offense registration even when a court imposes a stayed sentence, new offenses for freeway blocking, reckless fleeing, and conspiring to damage critical infrastructure, and making assault on a peace officer a felony rather than a gross misdemeanor. The group also emphasized transparency measures, including searchable public websites for charging decisions by judges and prosecutors, disclosure of who pays bail for offenders, and legislative approval for sentencing changes proposed by the Sentencing Guidelines Commission. They said the package was previously introduced but not heard by House DFL leadership, and that they plan to resubmit it. They also said they had met with Senate partners and a County Attorneys Association representative, and argued the information sought is already collected and should simply be made publicly searchable. In response to questions, the chair said the package does not directly address staffing, though members discussed broader law enforcement staffing shortages and training needs. He said academy applications have improved somewhat but will not fully offset retirements, and noted concerns about budget cuts to training funding. On costs, he said a fiscal note had been requested and estimated a separate searchable database could cost about $500,000 to build and maintain. The members also discussed public safety funding, Capitol security, and assaults on officers, saying they want protections expanded to corrections and EMS personnel as well.

Transcript Highlights:

• able to have something in statute that said they could hold the people for the 48 hours after the dropping
• able to have something in statute that said they could hold the people for the 48 hours after the dropping
• 48 hours could hold the people for the 48 hours after<00:21:55.600> the<00:21:55.720> dropping
• <00:21:56.080> of<00:21:56.200> the<00:21:56.320> charges after the dropping
• of the charges after the dropping of the charges they're<00:21:57.039> in<00:21:57.320> here

Keywords: 1191, senate, all

Transcript Highlights:

• ,<00:04:24.880> the annual annual leave program, the annual annual leave program, the employees
• And that was a big part of this program.
• And that was a big part of this program.
• <00:40:55.200> required rate improvement K thry program required rate improvement K thry program
• > states the program requires states the program requires participating<00:41:08.640> providers

Keywords: 958, all

Summary: The committee met with a quorum, approved the minutes, and then took up several administrative regulations. The first was an Office of the Attorney General regulation creating an online submission process for an annual certification report to replace prior quarterly notarized certification forms; there were no amendments or questions. The main discussion centered on Personnel Cabinet regulations 101 KAR 2:034, 2:102, 3:015, and 3:045, which include staff-suggested technical amendments and address state employee compensation and leave. The compensation provisions clarify salary and rehiring/demotion rules, increase critical position premiums from one to three, and update weekend premium and ACE award practices. The leave provisions would provide up to six weeks of paid leave per 10-year interval for birth, adoption, foster placement, or a serious health condition, and allow one paid adverse-weather day per year with supervisor approval. Staff explained that annual and sick leave already accrue and roll over, and that the new six-week benefit was intended as an additional enhancement tied to the 10-year and 20-year sick-leave milestones.

Transcript Highlights:

• Wanted you all to be School Program.
• , whole language immersion programs, whole language immersion programs, which<00:29:17.840> in
• , for the scholarship programs, for the scholarship programs, uh, >> Madam Chair, would just add
• So, numbers-wise, that does appear to be a drop. On the scale score, that does appear to be a drop.
• . drop. drop.

Keywords: 916, all

Transcript Highlights:

• So the reason why MFA is overseeing this program is they are the leaders of our residential lending program
• This is really a very innovative program.
• They provide loans and funding for all types of housing programs, usually for affordable housing programs
• This is a recruit—this is not an affordable housing program, and Not an affordable housing program, and
• When that reform was done in 2013, it dropped from 3% to 2%, When that reform was done in 2013, it dropped

Keywords: 996, all