Transcript Highlights:

• It's really a ground-up process.
• We have a yearly process called the Intended Use Plan, where the board has a very public process of scoring
• We have a single rolling pre-application and application process.
• Those processes are certainly helpful for us.
• So we're very concerned about our ability to move projects through the regulatory process when staff

Keywords: 988, house, all

Transcript Highlights:

• end the administrative pingpong process. end the administrative pingpong process.
• It will streamline process.
• lengthy EIS process. lengthy EIS process.
• regulatory certainty and clarity. Mr. regulatory certainty and clarity. Mr.
• process these here in the United States. process these here in the United States.

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, December 18, 2025, 1012, house, all

Transcript Highlights:

• propose or how to improve this process. propose or how to improve this process.
• <00:04:43.840> and this exact problem in 248A process and this exact problem in 248A process
• regulatory toward our own citizens. regulatory toward our own citizens.
• . process. process.
• Commission process. Commission process.

Keywords: 926, house, all

Summary: The House first debated House Bill 527, extending the sunset of 30 V.S.A. chapter 248A, which governs telecom tower siting. Members discussed a Senate proposal of amendment that would require a mandatory local hearing with the developer and the Department of Public Service present. Supporters said the change would improve public participation and local control, especially for rural towns, while opponents argued it could either stall telecom development or speed it up with less input. Several members also raised concerns about health effects of RF radiation and cited scientific studies and court actions, while others said they had not seen evidence of the harms claimed and emphasized the importance of connectivity. A proposed further amendment to shorten the sunset to one year was defeated by roll call, 52-89, and the House then concurred in the Senate proposal of amendment by roll call, 122-14. The House then took up House Bill 686, relating to expanding identification of certain lobbying advertisements. After suspending rules, members heard a summary of the Senate’s strike-all amendment, which broadened the definition of lobbying communications and required clearer identification and reporting for paid lobbying ads, while avoiding duplicate reporting where campaign finance disclosures already apply. The Government Operations and Military Affairs Committee reported a 10-1-1 straw poll in favor, and the House concurred in the Senate proposal of amendment. Next, the House considered Senate Bill 326, miscellaneous amendments to motor vehicle laws. The Transportation Committee described the changes as largely technical, including provisions related to hands-free cell phone use for commercial drivers and to mufflers, motorcycles, and annual inspections. After testimony from Legislative Council and the Department of Motor Vehicles, the committee recommended concurrence on a 9-1-1 straw poll, and the House concurred and then voted to message its action to the Senate forthwith. The chamber also took up the conference report on House Bill 642, youthful offender proceedings, with the conference committee restoring House language allowing victims to attend and present impact statements at both hearings and making several technical cross-reference corrections; the report was presented for House consideration.

Transcript Highlights:

• This pretty much simplified that process.
• But please know that the process is complaint driven.
• So the trial process is kind of like any other trial process, really, except that they are non-jury trials
• That is a separate process.
• The UPL process is very similar to the Bar's grievance process in that a complaint is filed.

Summary: The Judiciary Committee met with a quorum present and Senator Thompson excused. The committee first considered Senate Bill 48 by Senator Garcia on judicial sales and procedures. Garcia explained a delete-all amendment that would create clearer statewide procedures for alternative judicial sales, increase transparency, remove bidding credits, extend sale timelines, and add oversight for auctioneers and escrow agents to prevent fraud and collusion. After no questions or opposition, the amendment was adopted, Senator Pasadoma said the rewrite addressed many of his concerns, and the committee then voted CS for SB 48 favorably with unanimous yes votes from members present. The committee then received a presentation from the Seminole County Sheriff’s Office on the effectiveness of Florida’s recent anti-squatting law, House Bill 621/SB 888. Presenters described several cases in which deputies used the new process to remove unlawful occupants, including a false landlord report, a long-term fake lease situation, and a more recent unlawful occupancy case. They said the law has helped protect property owners and potential victims, but suggested technical changes: clearer authorization for deputies to enter and use force if needed, and a fix to the affidavit penalty provision because false statements are currently being charged as false reports rather than perjury under the existing wording. The Florida Bar also presented on its role in regulating lawyers, lawyer advertising, and the unlicensed practice of law. Bar leaders explained that the Bar operates under the Florida Supreme Court’s authority, is funded by member fees, and handles complaints through a multi-step process involving intake, branch offices, grievance committees, referees, and final Supreme Court review. They described advertising review procedures, discipline statistics, consumer assistance, the Clients’ Security Fund, and enforcement against unlicensed practice. Senators asked about the Legislature’s authority over lawyer advertising, the prevalence of legal ads, the role of public members on grievance committees, and how those members are selected and used.

Transcript Highlights:

• predictability and credible process. predictability and credible process.
• also provides necessary regulatory also provides necessary regulatory clarity<02:01:48.160> over
• enhancing the existing basic regulatory enhancing the existing basic regulatory structure<02:04:
• to identify someone as a domestic abuser, criminal process, or some other judicial process resulting
• that they're waiting for the process. that they're waiting for the process.

Keywords: 919, house, all

Summary: The House convened with prayer, the Pledge of Allegiance, and a performance of the national anthem, then established a quorum and approved the previous day’s journal. Members handled routine business including second readings of several Senate files, first readings of House files 5067 through 5073, and messages from the Senate transmitting bills and requesting concurrence on House File 3437 and House File 1410. The House concurred in Senate amendments to HF 3437, a commerce bill with a technical cross-reference correction, and passed it 133-0. It also concurred in Senate amendments to HF 1410, a public safety bill on correctional officer procedures, and passed it 132-2 after members described the changes as clarifying and balanced for labor and management. The chamber then took up House File 3404, which increases penalties for impersonating a peace officer. The bill would raise the base offense from a gross misdemeanor to a felony, create aggravated offenses for impersonation involving unauthorized access, misleading orders, law-enforcement-style vehicles, or possession of a firearm, and add a duty for officers to identify themselves while protecting undercover work. Supporters, including the author and several members, tied the bill to the June 14, 2025 killings and said it was needed to restore public trust and protect both the public and legitimate law enforcement. The House passed HF 3404 134-0 after a moment of silence. The House also passed House File 3155, which closes a loophole in gift card fraud law by allowing prosecution based on the value stored on the card rather than just the plastic card itself. Supporters described organized retail crime schemes in which stolen gift cards are drained after activation and said the bill would help retailers, consumers, and law enforcement. The bill passed 134-0. Senate File 3958, which changes the deadline for a disaster assistance contingency account report from January 15 to January 31, also passed 134-0. Finally, the House considered House File 3875, the judiciary policy bill. An author’s amendment removed a section that had been unintentionally left in the bill, and members then discussed provisions allowing courts more flexibility in publishing notices, streamlining some notification requirements in dissolution cases, and making restitution orders permanent unless rescinded by court order. The transcript cuts off during discussion of the bill, before any final vote is shown.

Transcript Highlights:

• creates regulatory mismatch, which creates regulatory mismatch, which creates operational<01:10:
• the process of district formation. the process of district formation.
• go through the process. go through the process. >> Senator<01:26:54.560> Ankney.
• regulatory director at Darcy Solutions. regulatory director at Darcy Solutions.
• for our members in the process. for our members in the process.

Keywords: 1187, senate, all

Transcript Highlights:

• The court stated that the State Fire Marshal could reintroduce those items through the regulatory process
• The court stated that the State Farm Marshal could reintroduce those items through the regulatory process
• costs, it ends up breaking the back... ...regulatory costs, it ends up breaking the back of working
• Once again, colleagues, this is putting in place the certification process that we had on the book.
• Model rocketry has its own regulatory regime under state law.

Keywords: 988, house, all

Transcript Highlights:

• It also delays the effective date of the changes to biosolids regulatory provisions.
• It also delays the effective date of the changes to biosolids regulatory provisions.
• The effective date of the changes to biosolids regulatory provisions is delayed from July 1, 2026, to
• Biosolids processes and utilities in Broward County has already invested $280,000 for two comprehensive
• It improves assessments and accountability processes by simplifying local testing calendars.

Bills: S0290, S0320

Keywords: agriculture, landscape equipment, gasoline-powered, ecologically significant parcels, local government regulations, educational efficiency, public schools, district school boards, budget transparency, school accountability, instructional personnel

Summary: The Committee on Fiscal Policy met and first took up CS for SB 290, a broad Department of Agriculture and Consumer Services bill. The committee adopted a strike-all amendment that, among other things, set density requirements for certain small municipalities, delayed biosolids-related changes from July 1, 2026, to July 1, 2028, required higher insurance coverage for fumigation businesses, increased fines for fumigation violations, extended the time contractors have to pay subcontractors and suppliers from 15 to 30 business days, preempted certain county agritourism permitting ordinances, and renamed the Bonifay Forestry Station. Senators raised concerns about local government preemption, the biosolids timeline, and especially the new felony penalty for nonpayment of subcontractors and suppliers. Audubon Florida testified in opposition to the state lands and biosolids provisions, while several agricultural and industry groups waived in support. The bill was reported favorably after debate, with Senator Bracy Davis voting no and Senator Jones expressing concern about the contractor penalty. The committee then heard SB 320 on administrative efficiency in public schools. The bill would reduce district-level requirements across assessments, personnel, facilities, budgeting, and early learning administration; expand teacher apprenticeship pathways; create longer instructional contracts and renewable professional certificates; simplify testing and evaluation rules; increase flexibility for Title I and discretionary capital funding; and streamline facility planning and architectural requirements. School district and education association representatives waived in support. Senators Osgood and others praised the deregulation and flexibility, while Senator Bracy Davis asked about remedies if charter schools fail to respond directly to Department of Education expenditure questions. The sponsor said the bill is intended to reduce administrative burden while preserving accountability. SB 320 was reported favorably by roll call vote. The committee then adjourned.

Transcript Highlights:

• As it goes through the committee process, you learn that it can be made even better.
• So, I'll give you a little background on the thought process behind this bill.
• I think it's important to understand that a recent Pew Charitable Trust article identified regulatory
• I agree; I think that we should always be looking to decrease these regulatory barriers.
• If there is an award or an appropriation attached to it, there is going to be a process.

Transcript Highlights:

• Uh development process for this bill.
• On the on the process. the camel's back. On the on the process.
• Stidham and director of regulatory Stidham and director of regulatory affairs<01:17:48.920> at
• <01:35:58.160> and We're confident it met regulatory and We're confident it met regulatory
• We operate under strong regulatory We operate under strong regulatory oversight<01:38:07.080>

Bills: HF3766, HF3972, HF3437, HF4118

Keywords: travel insurance, regulation, insurance licensing, consumer protection, travel assistance, short-term rental, vacation rental, home sharing, rental marketplace, online platform, property damage guarantee, damage waiver, reimbursement insurance, insurance regulation, commerce department, platform user, Airbnb, Vrbo, host protection, rental home marketplace

Transcript Highlights:

• THIS PROCESS USES BIOLOGICAL DATA ABOUT A SPECIES ALONG WITH SPECIFIC HABITAT AND CLIMATE PARAMETERS
• THE REGULATORY CLASSIFICATION IS BASED UPON THE RISK THE SPECIES POST THE ENVIRONMENT OR THE ECONOMY
• THERE ARE THOUSANDS OF SPECIES IN THE TRADE THAT ARE AVAILABLE AS PETS IN FLORIDA AND THIS REGULATORY
• I KNOW IN THE GRAPH WHERE IT SAYS PREVENTION OF REGULATORY APPROACH IF YOU GET TO THAT GRAPH WHERE IT
• SAYS REGULATORY APPROACH PREVENTION.

Transcript Highlights:

• But the regulatory burden was too high. I was worried about the...
• But the regulatory burden was too high. I was worried about the...
• But the regulatory burden was too high.
• It takes a very long time to process death certificates.
• It takes a very long time to process death certificates.

Summary: The Health and Human Services Committee heard and passed several bills. HB 293 would codify the Office of Faith and Community in the Executive Office of the Governor, create a liaison and advisory council, and was supported by faith-based and nonprofit groups; some members questioned possible duplication with existing services and the source of any future funding, but the bill passed 24-0. CS/HB 547 would create an exception to the 30-day notice requirement before hospitals and ambulatory surgical centers sell medical debt when the debt buyer agrees not to use interest, fees, or extraordinary collection actions and must return charity-care-eligible debt; it passed unanimously after brief support testimony. CS/HB 1553 would require reporting of uterine fibroid data to the Department of Health to create a de-identified public database and reauthorize funding for implementation; it also passed 24-0, with members noting the earlier database mandate had not been carried out. The committee then took up CS/HB 1195, “Gage’s Law,” which would require hospitals and hospital-based emergency departments to test for fentanyl in urine drug screens for suspected overdose or poisoning cases. The bill was presented as a response to overdose deaths and the need to better detect fentanyl, and emotional testimony from a parent described a son’s death after a hospital did not test for fentanyl. Members from both parties spoke in strong support, emphasizing stigma, the need for better treatment and data, and the potential to save lives; the bill passed 24-0. CS/HB 47 on child care and early learning providers would streamline inspections, speed background screening, offer free online training/testing, update definitions, protect certain family child care homes from insurance issues, and create a license-exempt category for employer-provided child care; after questions about parent notice, database listing, background checks, and insurance, an amendment was adopted and the bill passed 24-0 as amended. Finally, CS/HB 647 would allow advanced practice registered nurses to sign death certificates in hospice settings, addressing delays that can leave families waiting to complete burial arrangements. Support testimony came from advocacy and hospice groups, and members cited the bill’s importance for families and religious burial timelines. The bill passed 23-0. The committee then adjourned.

Transcript Highlights:

• These benefits would be even more significant if the wood is processed through an advanced technology
• The main processes used—combustion, gasification, and pyrolysis—are major emitters of carbon dioxide
• it entails and what the pollution products are from that process.
• So a lot of the air pollution that's coming off that process includes particulate matter, NOx, toxics
• SCR 50 will urge the Governor's Office of Land Use and Climate Innovation to examine other regulatory

Summary: The Assembly Natural Resources Committee met with some initial delay while waiting for quorum, then approved the consent calendar items SB 234, SB 484, and SB 839. The committee heard several bills focused on wildfire mitigation, biomass use, climate resilience, and geologic hazard mapping. Members and witnesses repeatedly emphasized the need to balance climate, air quality, public health, and land management goals, with testimony both supporting and opposing biomass-related proposals. SB 88 (Caballero) would direct state agencies to support beneficial uses of forest and agricultural biomass, including biochar and low-carbon energy. Supporters argued it would reduce open burning, improve air quality, and create rural economic opportunities; opponents, including environmental groups, argued woody biomass energy is costly, polluting, and harmful to forests and communities. The bill passed as amended to Appropriations. SB 653 (Cortese) defining environmentally sensitive vegetation management also passed, with supporters describing it as a voluntary framework to align wildfire fuel reduction with biodiversity and habitat restoration; no opposition was heard, and a member requested to be added as a coauthor. The committee also approved SCR 50 (Stern), which urges state climate agencies to define maladaptation and develop criteria for reviewing climate-related policies and investments, and SB 567 (Limón), a pilot program to study converting idle oil wells into gravity energy storage wells. SB 567 drew support from the sponsor and labor/local government witnesses, while the Water Replenishment District opposed unless amended, citing groundwater protection concerns in key basins and asking for additional safeguards. Finally, SB 831 (Limón) passed, clarifying the scope of geologic hazards to include conditions tied to climate change and natural disasters such as post-fire debris flows, subsidence, and coastal erosion. All measures were reported out of committee, with several absent-member votes later added to complete the roll.

Transcript Highlights:

• I get that, but if this bill goes through the regular process and the governor signs it, that will happen
• So I'd just like to make the case for that: regulatory burdens most severely affect small businesses,
• I'm Brad Nelson, the legislative and regulatory specialist for the Dental Board of California.
• For these reasons and in light of the collaborative process undertaken, we are proud to support this
• This would be an improvement over the current process and helps to mitigate the concerns that we saw

Keywords: 987, senate, all

Transcript Highlights:

• Customer protection, public accountability, and transparency are provided through required regulatory
• provided through required regulatory provided through required regulatory oversight<00:03:14.000
• The bill provides a process to ensure that if an unforeseen extraordinary event happens, the utility
• It's a process that has worked in other states.
• We think it's a process that's worth having here as an option. Thank you, Mr. Swanson.

Keywords: 1187, senate, all

Transcript Highlights:

• So, we're in the process right now of that.
• As a regulatory agency with only 52 employees, vacancies have a significant impact on our ability to
• I requested, and I don't know if you are familiar with the C-2 process.
• How many participants do we have in the state of New Mexico, and how does that process work?
• This was quite a blow to us during the new RFP process, and it affected our progress.

Transcript Highlights:

• <00:53:16.880> changes legislative or regulatory changes legislative or regulatory changes
• The bill establishes that process.
• It's not a new regulatory effort.
• <01:35:32.159> and provides a streamlined process and provides a streamlined process and broader
• . thoughtful approach uh to this process.

Keywords: Senate streaming session for Friday, March 20, 2026, 960, senate, all

Summary: The Senate convened with 38 members present and a quorum, then began with an invocation and several ceremonial introductions. The chamber recognized pioneering women of the Maryland State Police for Women’s History Month, including the original six female graduates and other firsts in the department, and also introduced the day’s doctor and a student intern. The Senate agreed to journalize the remarks honoring the Maryland State Police guests. The body then took up several Finance Committee bills, adopting committee amendments and favorable reports without objection on Senate Bills 385, 387, 389, 753, 469, and 608, each of which was ordered printed for third reading. SB 385 concerns immunization, screening, and preventive-service recommendations and pharmacist administration; SB 387 restricts predatory pricing and use of personal data by food retailers and delivery services; SB 389 makes transit-oriented development changes; SB 753 addresses financial exploitation protections for seniors and vulnerable adults; SB 469 authorizes a Maryland Automobile Insurance Fund affordability program; and SB 608 requires coverage for pharmacogenomic testing. Senate Bill 626, dealing with birth certificate sex designation changes and related identification documents, was briefly set aside at the request of a senator seeking possible amendments, with the presiding officer agreeing to hold it until the next session. Senate Bill 739, a climate change, homeowners insurance, and emergency management study bill, was also introduced with one amendment and sparked debate over its scope and funding, including discussion of a $150,000 Strategic Energy Investment Fund allocation and whether the study would examine the General Assembly’s own climate policies. The transcript ends during that discussion, before any final action on SB 739.

Transcript Highlights:

• I mentioned that just because I very much come from a regulatory policymaking background and am happy
• They're processing about $6 trillion worth of repo transactions on the Canton network.
• So large financial institutions that are processing transactions on the Canton blockchain are going to
• still need to go through that same approval process. >> And then just one last question for me: what
• So it it processing and beyond, right?

Keywords: 1189, house, all

Summary: The meeting began with roll call and approval of the prior meeting minutes, which passed unanimously. Members then introduced the day’s presentations, including one on the Canton network and another on tokenizing real-world assets, with a focus on how blockchain systems can support regulated financial institutions and asset tokenization. Julie, the director of policy and government affairs at Digital Asset, presented on the Canton network, describing it as a privacy-enabled public blockchain designed for regulated finance. She said tokenization should preserve the same legal and economic rights as the underlying asset, and argued that blockchain-based books and records can shorten settlement times, improve 24/7 trading, and reduce friction in capital markets. She identified three main barriers to institutional adoption of public blockchains: lack of privacy, limited throughput/scalability, and lack of control for compliance purposes such as freezing assets, pausing transactions, and meeting AML/sanctions obligations. She explained Canton’s structure as a public, permissionless network with application-level privacy controls, a global synchronizer, and super validators chosen by vote. She also highlighted current ecosystem participants and use cases, including Broadridge, Circle, and the DTCC’s planned tokenization of U.S. Treasuries on the network. Members and online participants asked about the relationship between tokenized assets and the Clarity Act, tokenized deposits, safeguards for faster settlement, and whether the platform could be used for municipal or property records. Julie said Digital Asset was not taking a position on rewards, but supported clearer statutory definitions because tokenized securities should carry the same rights as the underlying assets and investors need to know whether a token is a true tokenized security or a synthetic/reference token. She said the company is agnostic on whether the cash leg is stablecoins or tokenized deposits, though it expects both to develop. In response to concerns about rapid settlement, she pointed to institution-level permissions and SEC disclosure expectations as safeguards. She also said the technology could be used for other records, including potentially property-related records, if those assets can be tokenized.

Transcript Highlights:

• And so how do we reinvent our processes?
• And as we change our work processes, we're also changing jobs.
• We have almost 40 AI pilots finished or in the process.
• And in these processes, to answer your question more finely, we have to always express that in the process
• Some of them are focused on permit processing.

Summary: The committee held a work session focused on technology in government, AI, broadband, and digital equity. Seattle CTO Rob Lloyd described the city’s AI strategy, emphasizing responsible use, privacy, security, community input, and data strategy. He said Seattle is using small pilots and partnerships to test AI for tasks such as public records processing, infrastructure inspection, and permitting, while keeping humans as the final decision-makers. Members asked about bias, liability, training on best practices, labor involvement, and public records; Lloyd said AI should remain an assistant tool, not a replacement for human judgment, and that Seattle is still testing solutions for records requests and permitting. WATech CTO Nick Stow and Deputy Director Mark Quimby discussed the state’s broader AI policy, the generative AI executive order, a sandbox with more than 15 agencies, and use cases including a resident portal, cybersecurity, and wildfire detection. They stressed consent, closed systems, human-centered design, and the need to govern all forms of AI, not just generative AI. Committee members raised concerns about federal data access, labor issues, and wildfire detection effectiveness. Spokane County IT staff described a more restrictive approach to AI, citing privacy, bias, and cyber risks. The county standardized on Microsoft Copilot as its only approved chat-style AI tool, blocked other AI chat platforms, and requires human review of all AI-generated content. They said AI is also being used by criminals for phishing and deepfakes, underscoring the need for strong policy and security controls. The committee also received an update from the Attorney General’s AI Task Force. Yuki Ishizuka said the task force has 19 members and eight subcommittees covering ethics, consumer protection, labor, health care, public safety, education, government efficiency, cybersecurity, and industry/energy. The task force is working toward an interim report due December 1, 2025 and a final report due July 1, 2026, and is reviewing recommendations through public forums and advisory committees. Ishizuka warned that a federal budget reconciliation provision could bar states from enforcing AI regulations for 10 years, and several members voiced support for state authority and asked about possible 2026 legislation. The committee then heard updates on broadband and digital equity. Commerce’s Dave Pringle said the BEAD broadband program is being reshaped by new NTIA guidance, which removed or reduced emphasis on several prior priorities, and Washington is now working under an expedited process to submit its state application by September 4. He noted that no projects have been built yet, that four counties did not receive applications in round two, and that the state is trying to keep applicants engaged through office hours and a shortened review window. The Office of Equity and the Digital Equity Forum reported increased participation, new members, and ongoing outreach to tribal, rural, and underserved communities, while previewing recommendations such as creating an interdepartmental digital equity team and improving data use. Finally, Lumen’s Robert Thoms described private-sector broadband deployment challenges, including permitting, regulation, and the economics of extending fiber, while noting continued investment in overbuild projects, a $30 low-cost service option tied to the former ACP, and work with the state, tribes, and libraries. No votes were taken; the meeting consisted of presentations and member questions.

Transcript Highlights:

• <00:02:49.760> supervision Minnesota's regulatory supervision Minnesota's regulatory supervision
• We have worked with them very closely on the language throughout the process.
• We have worked with them very closely on the language throughout the process.
• <00:19:14.640> I through this process through this. I through this process through this.
• <00:22:20.240> So not getting scammed in the process.

Keywords: 1183, house

Summary: The committee heard testimony on House File 3709, which would allow Minnesota banks and credit unions to offer custodial accounts for digital assets such as cryptocurrency. The bill authors said the measure is intended to let local financial institutions provide a regulated “digital safety deposit box” service, keeping innovation and consumer choice under Minnesota oversight rather than pushing customers to out-of-state or offshore providers. The Department of Commerce testified in support, saying it appreciates efforts to incorporate virtual currency into the regulatory framework and that the bill levels the playing field for trusted community institutions. Members and testifiers discussed whether the bill was really about consumer protection, institutional competitiveness, or both. Supporters from the Minnesota Credit Union Network and St. Cloud Financial Credit Union said the bill helps local institutions remain relevant as customers increasingly ask for crypto services, and one testifier said the credit union had seen significant liquidity leave local communities for exchanges. They also emphasized that the accounts are custodial, not exchange services, and are not NCUA-insured; one witness noted some institutions may obtain private insurance for risks like loss of keys or hacking. A Department of Commerce witness also said the agency is working on separate legislation to address unclaimed virtual currency property. Several members raised concerns about volatility, scams, and whether the bill simply helps banks stay relevant. In response, supporters argued that local institutions can provide a trusted point of contact and help customers avoid fraud, unlike stand-alone crypto exchanges or kiosks. The committee also discussed fees, with one witness saying the credit union’s expected charge would be percentage-based with a minimum of $5 and a maximum of $25. No vote or final action was taken in the portion provided.