Video & Transcript Research : 'premium structure'

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FL

Florida 2026 Regular Session

Appropriations Feb 18th, 2026

Appropriations

Transcript Highlights:
  • for more than 300 new pay slots, and $27.8 million for Florida Healthy Kids, combined risk model premium
  • because they have told their contracted processor not to pay premiums for the month of March.
  • And failure to pay your health care premium will result in a notice of termination of your insurance
  • for non-payment of premium.
  • And so, you know, if the health department has told the vendor in February not to pay March's premiums
Summary: The committee heard presentations on the Senate’s proposed 2026-2027 budget, SPB 2500, with chairs outlining major spending in K-12 education, higher education, health and human services, criminal and civil justice, transportation/tourism/economic development, and agriculture/environment/general government. Highlights included a $115 billion overall budget, pay raises for state employees and public safety workers, major K-12 funding increases and enrollment supplements, higher education workforce and nursing investments, expanded Medicaid/KidCare and behavioral health funding, corrections and law enforcement operational funding, transportation and housing investments, and significant environmental and water quality spending. Members asked about civic education funding, declining enrollment, professor retention, APD waiver waitlists, cultural grant allocations, and other line items. Public testimony also addressed HIV/AIDS drug assistance funding and prison air conditioning. SPB 2500 was adopted as a committee bill after amendment consideration and a roll call vote. The committee then took up implementing and related budget bills, including SPB 2502 (implementing the General Appropriations Act), SPB 2504 (state employee bargaining placeholder), SB 7028 (Florida Retirement System contribution rates and related retirement changes), SPB 2506 (fuel tax distributions), SPB 2508 (state agency law enforcement radio system surcharge), SPB 2510 (termination of an unused court trust fund), SPB 2512 (new judgeships), SPB 2514 (K-12 conforming changes), SPB 2516 (higher education conforming changes), and SPB 2518 (health conforming changes). Most were explained as technical or conforming measures tied to the budget, and all were reported favorably as committee bills, with SB 7028 amended to direct a portion of increased contributions to disability and line-of-duty death benefits in the FRS investment plan. The committee also heard and passed several member bills, including CS for SB 1074 on rounding rules for cash transactions in a world without pennies, CS for SB 678 restoring the alcohol loss deduction framework for distributors, and SB 964 on firefighter cancer benefits and prevention. SB 964 drew the most discussion, with questions about the one-year death-benefit window, the separate $25,000 cancer diagnosis payment, and whether the bill could create gaps in coverage for firefighters diagnosed or dying just outside the new time limits. Firefighter representatives testified in support, saying the bill would provide clearer protections for members and families. All of these measures were reported favorably.
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - 04/13/26

Judiciary and Public Safety

Transcript Highlights:
  • <01:05:21.240> to will advance benefit premiums to will advance benefit premiums to employees
  • <01:05:30.280> right those insurance benefit premiums right those insurance benefit premiums
  • insurance premium benefit advances are within the scope of this.
  • insurance premium benefit advances are within the scope of this.
  • insurance premium benefit advances are within the scope of this.
Keywords: 1187, senate, all
MN

Minnesota 2025-2026 Regular Session

Senate Floor Session - 04/22/25

Minnesota Senate Floor Meeting

Transcript Highlights:
  • They get their money by premiums. So that's what's driving the premium increases.
  • They get their money by premiums. So that's what's driving the premium increases.
  • They get their money by premiums. So that's what's driving the premium increases.
  • They get their money by premiums. So that's what's driving the premium increases.
  • They get their money by premiums. So that's what's driving the premium increases.
Keywords: 1187, senate, all
FL

Florida 2026 Regular Session

Senate in Session Apr 29th, 2025

Florida Senate Floor Meeting

Transcript Highlights:
  • bill, it says that the condominium association can only use it if it will result in an insurance premium
  • I would like an answer about if you are going to require an insurance premium credit, because that might
  • I would like an answer about if you are going to require an insurance premium credit, because that might
  • our economy continues to grow rapidly, outpacing national trends, we face a critical need to fix a structure
  • 55%... ...continues to grow rapidly, outpacing national trends, we face a critical need to fix a structure
Summary: The Senate convened with a quorum, opened with prayer and the Pledge, and heard several member introductions and recognitions. The Rules Chair moved CS/CS/SB 622 to the end of the special order calendar, which was adopted without objection. SB 80 on state land management was temporarily postponed, as were later bills SB 716 and CS/CS/CS/SB 1348. The chamber then took up a series of bills, often substituting House companions and adopting amendments before final passage. Measures approved included a comprehensive waste reduction and recycling plan (HB 295, 38-0), mitigation banking and land development changes with a phosphate mining lands amendment (CS/CS/SB 492, 35-3), aggravated animal cruelty with a searchable FDLE database and sentencing multiplier (HB 255, 37-0), the Spectrum Alert for missing children with autism and related training/funding (HB 711, 37-0), newborn screening for Duchenne muscular dystrophy (CS/CS/HB 1089, 36-0), and revisions to the My Safe Florida Condominium Pilot Program to expand eligible mitigation projects and adjust approval thresholds (CS/CS/HB 393, 37-0). The Senate also passed workforce education legislation allowing charter schools access to grant funding and expanding money-back guarantees (HB 1145, 37-0), a statewide study on automation and workforce impact (HB 827, 35-0), parole guideline revisions (HB 181, 37-0), court-appointed psychologist procedures in family law cases (HB 901, 37-0), sexual cyber harassment protections covering digitally forged intimate images (HB 1451, 37-0), a home health aide program for medically fragile children with training and reimbursement provisions (CS/CS/SB 1156, 37-0), substance abuse and mental health care changes including 988 oversight and involuntary examination procedures (HB 1091, 37-0), a feasibility study for a statewide pond data database (HB 1359, 37-0), and Department of Law Enforcement housekeeping changes and retired police dog reimbursements (HB 1053, 37-0). The most extensive debate centered on the charter schools bill (HB 443), which expanded charter autonomy, reporting parity, enrollment flexibility, and governance rules; after a delete-all amendment and a friendly amendment, it was placed on the third-reading calendar rather than immediately voted on. Several bills were briefly discussed with concerns about transparency, accountability, funding, and constitutional issues, but all bills brought to a vote during this segment passed.
HI

Hawaii 2026 Regular Session

Opening Day Floor Session 01-21-2026 10:00am

Hawaii Senate Floor Meeting

Transcript Highlights:
  • we're still dealing with the uncertainty of Washington, D.C., and the increase in health insurance premiums
  • 07.440> in increase in increase in health<00:16:09.279> insurance<00:16:09.920> premiums
  • /c><00:16:10.480> and<00:16:10.800> how<00:16:11.120> that health insurance premiums
  • and how that health insurance premiums and how that may<00:16:11.680> have<00:16:11.759> a
  • on the affordable care act uh premiums on the affordable care act uh delivery<00:28:23.520> of
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - Part 2 - 04/04/25

Judiciary and Public Safety

Transcript Highlights:
  • And it's a unique structure, as the testimony here has gone over.
  • here has structure a as the testimony here has gone<02:40:10.000> over.
  • One of the developments and structures.
  • It gives us<03:29:22.000> some<03:29:22.479> structure.
  • It gives us something us some structure.
Keywords: 1187, senate, all
MN
Transcript Highlights:
  • fraud unit at DEED that was doing insurance fraud, where their funding comes from our insurance premiums
  • <00:35:04.160> They<00:35:04.400> merged<00:35:04.800> that insurance premiums
  • They merged that insurance premiums.
  • <00:38:12.960> in<00:38:13.200> our current law enforcement structure in our current
  • law enforcement structure in our state<00:38:14.000> under<00:38:14.240> the<00:38:14.480
Keywords: 919, house, all
Summary: The House took up Senate File 856, which would create an Office of the Inspector General to combat fraud in state public programs. Representative Norris described the bill as the product of a long bipartisan, bicameral working group and emphasized the office’s independence, five-year term, Senate confirmation, removal-for-cause protections, authority to investigate entities receiving public funds, prevention-focused duties, and required public and annual reporting. Representative Anderson PE also thanked the bipartisan authors and staff, saying the bill was the result of extensive negotiations and should move forward without reopening the agreement. Members then considered several amendments. Norris offered a technical cleanup amendment, A44, to clarify language about embedding employees at the Department of Education, distinguish civil and criminal investigative authority, and update law-enforcement terminology; it was adopted. Anderson PE then offered and secured adoption of a technical amendment, A45, to correct a drafting error. Representative Cleorne offered A37 to add prepayment review procedures for all agencies, but it failed on a roll call, 65-67. Cleorne also offered A38 to appropriate $15 million for OIG modernization and data-sharing improvements, but withdrew it after noting it would be out of order. A39, which would have renamed the proposed law enforcement unit from an anti-fraud and waste bureau to an anti-fraud and enforcement unit, failed on a roll call, 66-67, after debate over whether “waste” should be included in the title and scope. During debate on the naming amendment, supporters argued the title should better reflect law-enforcement work and avoid implying the office was a “waste” agency, while opponents said the existing language reflected the bipartisan working-group agreement and that changing it could jeopardize the bill’s progress. Representative West cited inspector general standards that include waste among their duties, and Representative Pinto questioned the substantive basis for opposing the change. Later, Representative Mhler offered A41 to eliminate the future law-enforcement agency entirely, arguing it would be duplicative and unfunded; the transcript cuts off before the vote on that amendment.
TX
Transcript Highlights:
  • You have that structure, and then I think things will start to work a little better.
  • So I have two sentencing structures.
  • But I would say that we need to look at other states and say, OK, we have the structure there.
  • Turning to page 3, recommendations maintain the existing structure of the agency.
  • Jeff Ormsby: ...insurance premium increases.
Bills: SB 1
MN

Minnesota 2025-2026 Regular Session

Ensuring potential grant recipients are certified as compliant HF3093 3/26/26

Minnesota House Floor Meeting

Transcript Highlights:
  • unrealized state income taxes, payments in the unemployment trust fund, and workers' compensation premiums
  • unemployment trust fund and workers unemployment trust fund and workers compensation<00:03:09.280> premiums
  • And<00:03:10.400> last<00:03:10.800> year<00:03:11.320> um, compensation premiums
  • And last year um, compensation premiums.
Keywords: 1183, house
HI

Hawaii 2026 Regular Session

Senate Floor Session 02-25-2026 11:30am

Hawaii Senate Floor Meeting

Transcript Highlights:
  • co-founders of Hawaiian Vinegar and Spice Company, a vinegar brewery that transforms off-grade produce into premium
  • that transforms off-grade<00:04:44.960> produce<00:04:45.360> into<00:04:45.600> premium
  • <00:04:46.000> vinegars off-grade produce into premium vinegars off-grade produce into premium
AL

Alabama 2026 1st Special Session

Alabama House Ways and Means General Fund Committee Feb 25th, 2026

Ways and Means General Fund

Transcript Highlights:
  • Uh, insurance premium tax is up.
  • <00:24:31.360> Uh<00:24:31.760> insurance<00:24:32.159> premium<00:24:32.480
  • Uh insurance premium tax is is still up.
  • Uh insurance premium tax is up.<00:24:33.520> So,<00:24:33.679> we're<00:24:33.919>
ND

North Dakota 2025-2026 Regular Session

House Appropriations - Government Operations Division Apr 2nd, 2025 at 10:00 am

Appropriations - Government Operations Division

Transcript Highlights:
  • wheat breeders that are selling the wheat, they have Breeders that are selling the wheat, they have a premium
  • He said they really charge a premium.
  • You know, our varieties that we can start buying North Dakota stuff and pay the premium to NDSU and to
  • as to why we should be funding it here in North Dakota instead of us paying $3.25 or whatever that premium
Keywords: 908, all
Summary: The committee first took up Senate Bill 2023 for the Racing Commission. Members confirmed the bill’s existing items, including the internships program and copier replacement, and then adopted an amendment based on the worksheet that moved those items to one-time funding. The committee then passed SB 2023 as amended, with the only noted differences from the Senate version being the one-time treatment of the $20,000 internship item and the copier replacement. Next, the committee considered House Bill 2011 for the Highway Patrol. Representative Pyle explained a series of verbal amendments that shifted several one-time and ongoing expenses from the general fund to the electronic permit fee fund, including body armor, preliminary breath test devices, handgun replacement, emergency vehicle operations course resurfacing, and related items, while also removing the shooting range ventilation project because it could be completed with existing funds. The committee also added a section allowing carryover authority for federal grant dollars tied to the in-car router system. After adopting the amendments, the committee passed HB 2011 as amended. The committee then discussed Senate Bill 2014 for the Industrial Commission, focusing on a proposed amendment by Representative Fisher that would direct additional percentages of North Dakota Mill net income to wheat breeding programs at NDSU’s main experiment station and branch research centers. Members asked about current funding, the size of the proposed transfers, and how the money would be used, with Fisher arguing the funds would support breeding, disease resistance, and related research. Several members said they wanted more information on existing funding and program costs before advancing the idea, so the committee held the amendment for further review and took no final action on the bill during this discussion.
MN

Minnesota 2025 1st Special Session

House Ways and Means Committee OKs budget resolution 4/1/25

Ways and Means

Transcript Highlights:
  • The Minnesota Forward Fund is listed on 2.23 and then the premium security plan account is listed on
  • forward fund is listed on 2.23 and<00:01:52.240> then<00:01:52.399> the<00:01:52.560> premium
  • <00:01:53.040> security<00:01:53.439> plan and then the premium security plan and then
  • the premium security plan account<00:01:54.000> is<00:01:54.240> listed<00:01:54.479><
Bills: HF601
FL

Florida 2025 Regular Session

Banking and Insurance Mar 17th, 2025

Transcript Highlights:
  • THE BILL MAKES CHANGES TO SUBSCRIBER CONTRIBUTIONS THE FEE CHARGED TO POLICYHOLDERS ON TOP OF THE PREMIUM
  • THE BILL PROVIDES INSURERS INCLUDE INFORMATION ABOUT WHETHER PREMIUM DOLLARS ARE GOING WHEN THE POLICY
  • PRESENT IT IN HIS ABSENCE, 1740 IS A PROCONSUMER INSURANCE BILL THE GOAL OF BRINGING DOWN INSURANCE PREMIUMS
  • MEDICATION FOR CREDIT GIVEN BY THE INSURANCE COMPANY TO HOMEOWNERS THAT WILL REDUCE THE INSURANCE PREMIUM
Keywords: 999, senate, all
CA
Transcript Highlights:
  • I think in January we've been talking about deficits, structural deficits of more than $20 billion.
  • Patel, that next year we have this $10 billion structural deficit and the state very likely will owe
  • entitlement structure, is a bit different.
  • entitlement structure is a bit different. but the funding structure, the entitlement structure, is a
  • This includes funding for a study to develop the seven-year service... ...assistance structure.
Summary: The committee heard an overview of the May Revision’s Proposition 98 changes for K-12 and community colleges. The Department of Finance said the minimum guarantee rises by $6.4 billion over the Governor’s Budget across the three-year window, with higher guarantees in each year, full payment of the prior settle-up, and larger deposits into the school rainy-day fund. The LAO said the revenue and LCFF updates were reasonable, but urged caution about the settle-up approach and recommended using more of the available funding to protect ongoing programs and build budget resilience. Members focused heavily on the size of the proposed $3.9 billion settle-up, the $10.3 billion reserve deposit, declining K-12 enrollment, and how much of the new funding should be ongoing versus one-time. The committee then reviewed the community colleges portion of the budget. Finance described the May Revision’s higher SCFF COLA, additional funding for enrollment growth, a student support block grant, apprenticeship adjustments, and continued funding for deferred maintenance, Calbright, Common Cloud, and credit for prior learning. The Chancellor’s Office supported the core investments but asked for more funding for enrollment growth, changes to the growth formula, and a COLA for Student Equity and Achievement. The LAO recommended prioritizing the statutory COLA increase, noted that more than half of districts are already above current-year growth targets, and said the new adult learner demonstration project should be rejected because districts already have tools to support similar services. Members also discussed a $52 million current-year apportionment shortfall, which Finance said was discovered too late for the May Revision and would need to be addressed later. Finally, the committee took up the proposed implementation of the federal Workforce Pell program. Finance proposed one-time funding for the California Student Aid Commission and Cradle to Career to build eligibility and data systems, along with trailer bill changes to set up state approval processes. CSAC said the program is promising but highly complex, that California lacks the needed infrastructure, and that the state will need emergency regulations, data linkages, and ongoing funding beyond the one-time proposal. The LAO agreed that some initial funding is needed but warned that the amounts and ongoing costs remain uncertain and that the Legislature should carefully draft the trailer bill language. Members asked about timing, other states’ actions, and how the state would ensure the program is ready for students and institutions.
DE
Transcript Highlights:
  • Biosimilars are alternatives to name-brand biologic medications that are identical in structure and function
  • that we're hearing is that data centers often will choose to locate someplace because of their tax structure
  • On the other hand, if you have a tax structure that is more friendly to the state, then a lot of times
  • On the other hand, if you have a tax structure that is more friendly to the state, then a lot of times
  • They are often passed down onto consumers through higher premiums and less availability.
Summary: The committee heard several bills, but much of the meeting focused on House Bill 306, which would require disclosure when a consumer is interacting with a chatbot rather than a human. Sponsor Senator Townsend described it as a consumer protection measure and said the bill is meant to keep pace with rapidly changing AI technology. Committee members and witnesses raised concerns about the bill’s enforcement structure, especially private rights of action and penalties that could apply even without actual consumer harm. The Department of Justice said the bill would apply where the conduct has a Delaware nexus, and that the disclosure requirement is the key consumer protection. Industry witnesses and chambers of commerce opposed the bill as drafted, arguing it would create broad compliance burdens and expose businesses to excessive litigation risk without a harm requirement or clearer safe harbor language. Earlier in the meeting, the committee discussed House Bill 429, which would update Delaware’s step therapy exception process to include biosimilars and interchangeable biologics. Senator Poore and supporters from Highmark and the Department of Insurance said the bill would modernize insurance law, improve access to effective treatments, and reduce costs; they cited national savings from biosimilars and said the bill has agency support. Members asked about Delaware-specific savings, patient switching, and how the process would work, but no vote was taken during the discussion. The committee also heard House Bill 310, which would exclude large data centers from Blue Collar Jobs Act tax credits; the sponsor said the bill is intended to ensure large energy users contribute more to state and local revenues, while supporters and opponents debated competitiveness and community impacts. House Bill 406, on allowing insureds to choose their auto repair shop, and Senate Bill 347, a cleanup bill related to medical debt collection and personal property levies, were also presented without opposition in the hearing. House Bill 253, concerning who may receive letters testamentary or of administration, was described as a cleanup to align statute with existing practice. The committee approved the meeting minutes, but the transcript does not show final votes on the bills discussed.
CA
Transcript Highlights:
  • While insurance remains an essential safeguard, rising premiums and deductibles and growing out-of-pocket
  • to the Reagan administration's creation of Waters Edge, California operated under a unitary tax structure
  • Now, to mention, many of these structures are already in place, and unraveling them is going to be hard
  • The bill is intentionally structured to apply only to new development activity and to encourage projects
  • The bill is intentionally structured to apply only to new development activity and to encourage projects
Summary: The Assembly Committee on Revenue and Taxation heard several bills dealing with tax policy, local revenue authority, consumer protections, and incentives for development. AB 1726 would create catastrophe savings accounts for homeowners to save pre-tax dollars for disaster mitigation and recovery costs; it drew support from the Department of Insurance and the California Bankers Association, while the California Teachers Association opposed it because of the General Fund and Prop. 98 impact. The bill was referred to suspense. AB 1768 would authorize Los Angeles and Contra Costa counties to ask voters to approve local transaction and use taxes to offset projected federal funding cuts affecting health care and safety-net services; it received broad support from health providers and county representatives, opposition from one member and a resident, and passed the committee 5-2 to the Assembly Local Government Committee. The committee also considered AB 1790, which would repeal the Waters Edge corporate tax election and require worldwide combined reporting for multinational corporations. The author and supporters argued it would close a loophole, raise several billion dollars annually, and help fund schools, Medi-Cal, and other programs; opponents warned of double taxation, compliance burdens, retaliation from foreign governments, and job losses. After extensive testimony and member debate, the bill was referred to suspense. AB 2020 would provide a full property tax exemption for the primary residence of 100% disabled veterans and surviving spouses, and AB 2069 would create a targeted sales and use tax exemption to spur development projects at fairgrounds; both measures had support from sponsors and related organizations, no opposition, and were referred to suspense. Finally, AB 2705 would regulate third-party “asset finders” who help claim excess proceeds from tax sales by requiring written agreements, disclosure that claims can be filed free with the county, and a cap on fees at 10%. County officials and local government groups supported the bill as a consumer protection measure, while recovery companies and related firms opposed it, arguing the work is complex and the cap would reduce access to services. The committee moved AB 2705 to the Assembly floor on a 4-0 vote.
NM

New Mexico 2025 Regular Session

IC - Legislative Finance Sep 24th, 2025

Transcript Highlights:
  • part In partnership with the City of Farmington and New Mexico Outdoor Recreation Division, it's a structure
  • But it also has this amazing structure that creates a whitewater wave for outdoor recreation.
  • So the new enhanced royalty range that we're able to do is only applicable to a portion of the premium
  • changed little in the last 70 years, despite the changing nature of emergencies and the current structure
  • And then if you turn to page four of the brief, you'll see some more general structure of the emergency
FL

Florida 2026 Regular Session

Environment and Natural Resources Feb 11th, 2025

Environment and Natural Resources

Transcript Highlights:
  • Agent and Agency Services to study nature-based flood risk reduction, aiming to lower insurance premiums
  • But I didn't see a lot of structure or any kind of regulation that the states can marry to the feds.
  • So when I read the bill, I was, I mean, they had a whole licensing structure behind it.
  • We believe in a free market structure in Florida, and we know that by adding Green Globes to Senate Bill
  • which may cause a material activities, including the building or alteration of structures, which may
Summary: The committee first heard SB 200, which would implement recommendations from DEP’s 2020 Recycling Goal Final Report by creating a technical assistance group to develop a comprehensive waste reduction and recycling plan by 2026. The bill focuses on recycling education and outreach, evaluating the former recycling grant program, and developing markets for recyclable materials. Supporters from the waste and recycling industry and counties said the bill would finally create a real plan to help Florida move toward its recycling goals. The bill was reported favorably. The committee then considered SB 50 on nature-based coastal resilience, which would promote green, gray, and hybrid infrastructure, direct USF’s Flood Hub to develop guidelines, require DEP rulemaking on erosion and mangrove protection, and study whether nature-based flood reduction could help lower insurance costs. Supporters appeared in favor, and the bill was reported favorably. The committee also passed SB 7000 as a committee bill to continue a public records exemption protecting site-specific location information for threatened and endangered species. Members next took up SB 56 on weather modification activities. The bill would prohibit the release of chemicals or substances into the atmosphere to affect weather or sunlight, define geoengineering, increase penalties through an amendment, and create a DEP reporting hotline with possible referral to DOH or emergency management. The sponsor and several supporters argued the bill was needed to address public concerns and lack of oversight, while several senators questioned the evidence, the role of state agencies, and whether the bill was ready for passage. Despite opposition from some members, the committee adopted the amendment and reported the bill favorably. The committee also approved CS for SB 62 creating a resilient building tax credit program, after amending it to shift agency references from DEP to DBPR and add university advisory members, and CS for SB 80 to clarify state park management as conservation-based, require public notice and advisory input for plan changes, and improve reporting on park repairs; both bills were reported favorably after testimony from supporters and conservation groups who sought tighter language to prevent incompatible uses. Finally, the committee received presentations from the Florida Fish and Wildlife Conservation Commission on gopher tortoise relocation, wildlife disease surveillance, and the Florida Keys National Marine Sanctuary. FWC described tortoise relocation and recipient-site programs, ongoing monitoring of wildlife diseases such as chronic wasting disease and feline leukomyelopathy, and efforts to address fish die-offs and update sanctuary agreements amid state-federal jurisdiction issues. No votes were taken on the presentations.
NH

New Hampshire 2025 Regular Session

House Ways and Means (01/22/2025)

Transcript Highlights:
  • and we're one of we're pretty structures and we're one of we're pretty much<00:24:48.200> the
  • One would be we've already heard about the premium cigars in the state of New Hampshire.
  • cigars in the state of New the premium cigars in the state of New Hampshire<00:27:08.320> we<
  • <03:51:44.199> changes where some of the structural changes where some of the structural changes
  • of New Hampshire is under the structure of New Hampshire where<04:08:42.680> the<04:08:42.800
Keywords: 928, house, all
Summary: The public hearing focused on HB 290, which would raise cigarette and e-cigarette/vaping taxes and create a committee to study tobacco and nicotine tax policy. Representative Jerry Stringham introduced the bill as both a public health and revenue measure, arguing that nicotine use causes health harms and public costs, and that New Hampshire’s cigarette tax has been unchanged at $1.78 per pack since 2013. He said the bill would raise the cigarette tax by $1 per pack to $2.78, still below most New England states, and would also adjust vaping taxes, which he described as having been set as placeholder rates in 2019. He said the bill would also establish a study committee to review broader tobacco and nicotine taxation, including products such as premium cigars. In response to questions, Stringham said the proposed cigarette tax would be roughly equal in real dollars to the 2008 rate after inflation, and he suggested that a smaller annual increase could be considered, though he believed a larger increase would have a stronger public health effect. He explained that the vaping tax structure differs between closed and open systems because one taxes a fixed hardware product while the other taxes reusable liquid, and he said the proposal would move the rates toward a more uniform approach. He also said New Hampshire would remain below neighboring states even after the increase, though members raised concerns about cross-border shopping, business impacts, and preserving the state’s competitive advantage. Several members questioned whether the bill’s main purpose was revenue or reducing smoking and vaping. Stringham said he viewed it primarily as a public health bill, but also as a revenue measure, and said he would consider it successful even if consumption fell enough to reduce revenue. Other members emphasized personal freedom and argued the committee should focus on taxation rather than cessation, while some supported the bill as a way to capture revenue from out-of-state buyers and keep New Hampshire’s rates below surrounding states. The hearing consisted of testimony and questions only; no vote or final action was taken in the excerpt provided.