Transcript Highlights:

• This is a first-of-its-kind manufactured home loan product in Minnesota and one of only a handful like
• housing infrastructure bonds and down payment assistance to complement this new manufactured home loan
• the upcoming launch of a new uh loan the upcoming launch of a new uh loan program<00:24:59.919><
• firstofits-kind manufactured home loan firstofits-kind manufactured home loan product<00:25:08.480
• are a powerful and cost-effective loan are a powerful and cost-effective strategy<00:25:47.919> to

Keywords: 1183, house

Transcript Highlights:

• The health education loan repayment program is one aspect of it, the scholarships that we mentioned,
• The health education loan repayment program is one aspect of it, the scholarships that we mentioned,
• loan repayments and<00:19:14.159> other<00:19:14.640> programs<00:19:15.640> You'
• <00:20:44.640> loan<00:20:44.919> repayments<00:20:45.799> and asking for loan
• loan repayments and asking for loan loan repayments and scholarships<00:20:48.240> well<00:20

Keywords: 912, senate, all

Summary: The Committee on Higher Education heard Senate Bill 101, which would require University of Hawaiʻi John A. Burns School of Medicine graduates who paid in-state tuition to serve as physicians in Hawaiʻi for at least two years after residency or fellowship, beginning with the class of 2029. The Deputy Attorney General said the bill addressed a matter of statewide concern. JABSOM Dean Sam Shoemaker testified in opposition, arguing the school already uses scholarships, loan repayment, and other incentives, and that the strongest predictor of where physicians practice is where they complete residency; he said the school is working to expand residency slots, neighbor-island training, and class size. Supporters argued the state faces a severe physician shortage and should do more to ensure publicly subsidized students remain in Hawaiʻi. The committee ultimately recommended passage with amendments, including a statewide concern statement, and deferred the measure to July 31, 2025; the vote was adopted. The committee then heard Senate Bill 19, which creates funds to establish a Bachelor of Science in Nursing degree program on Maui. University of Hawaiʻi and nursing workforce representatives testified in support, saying there is ample capacity on Maui and strong demand for higher nursing education. Members discussed the broader nursing pathway, including existing associate and bachelor’s programs at UH campuses and the need to improve access for Maui and nearby communities. The measure was moved to decision-making and adopted with amendments and a deferred date. Senate Bill 637, appropriating funds for various University of Hawaiʻi nursing programs, also received support from UH nursing leaders, who said the funding would support the final phase of the West Oʻahu-Manoa collaboration and an online RN-to-BS program. The Hawaiʻi State Center for Nursing said its research showed capacity and demand for these programs. The committee recommended amendments to blank out appropriation amounts for the committee report and deferred the measure, then adopted it. The committee also adopted Senate Bill 741, which establishes an external audit committee within the UH Board of Regents, and deferred or amended several other measures, including a wastewater technology pilot program, a coconut rhinoceros beetle response program, and a climate-resilient development appropriation.

Transcript Highlights:

• And that those are car loans. They're loans for homes. They're just loans in general.
• And that those are car loans. They're loans for homes. They're just loans in general.
• And those are car loans. They're loans for homes. They're just loans in general.
• And those are car loans. They're loans for homes. They're just loans in general.
• And those are car loans. They're loans for homes. They're just loans in general.

Keywords: U.S. House of Representatives Floor Proceedings on Thursday, September 4, 2025, 1012, house, all

Transcript Highlights:

• Forty cents because there's no loan involved.
• They participate so they can have car loans, so they can keep the customers, so they're full service.
• Banks to make the unsecured loan for 40% less than their contracts negotiated for.
• Now, when I was in law school, funded that 100% through student loans, I can tell you the student loan
• Am I going to deny the future me that bridge loan that they needed to get through school?

Keywords: 995, all

Summary: The Special Commission on the future of payments and sales transactions by credit card heard extensive testimony from credit union, banking, retail, restaurant, and payments-industry representatives about proposals to limit interchange fees, especially on the tax and tip portions of transactions. Several witnesses opposed state-level restrictions, arguing they would create a patchwork of rules, burden state-chartered institutions, raise compliance complexity, and ultimately reduce resources for fraud prevention, cybersecurity, rewards, and access to credit. Others, including retail and merchant advocates, said swipe fees are a significant and growing cost for small businesses and that states should consider reforms such as limiting fees on taxes and tips, allowing surcharging, improving transparency in merchant contracts, and studying collection costs more closely. Witnesses also discussed recent legal and regulatory developments, including Illinois’s interchange-fee law, OCC and NCUA interim rules, and the ongoing Visa/Mastercard antitrust settlement. Industry representatives said the Illinois law has been delayed and is likely preempted for most transactions, while merchant advocates argued the state efforts and court rulings show that networks and banks do not set fees competitively. The proposed antitrust settlement was described by some as a meaningful but limited merchant victory, with temporary fee reductions and expanded surcharge/steering rights, while others said it still falls short of structural reform. The commission members pressed witnesses on the practical effects of fees, the cost of cash, whether merchants can pass costs through, and whether small businesses are actually seeing benefits from the current system. Members repeatedly emphasized the need for a fair middle ground that protects both small businesses and the payment system. No substantive votes or policy actions were taken beyond accepting testimony, and the meeting ended with adjournment after all scheduled witnesses had spoken.

Transcript Highlights:

• They're really going toward loans to try and extend the life of those funds and get more value out of
• fund, wouldn't it mean that a lot of much poorer communities would end up having to take almost all loan
• They're really going toward loans to try and extend the life of those funds and get more value out of
• fund, wouldn't it mean that a lot of much poorer communities would end up having to take almost all loan
• They're really going toward loans to try and extend the life of those funds and get more value out of

Keywords: 1191, senate, all

Transcript Highlights:

• <01:55:29.119> and for that state funded farmto loan and for that state funded farmto loan
• . loan. loan.
• appropriation to discharge that loan.
• the University of Wyoming loan the University of Wyoming loan reporting.<02:32:39.840> So
• appropriation to discharge that loan. appropriation to discharge that loan.

Keywords: 916, all

Transcript Highlights:

• <00:09:37.200> and would be cleaner for both the loan and would be cleaner for both the loan
• They had set aside about $7,700 annually to cover loan payments.
• And if you have a loan there would be a loan section in there as well.
• And if you have a loan there would be a loan section in there as well.
• you have a loan there would be a loan you have a loan there would be a loan section<00:37:21.839

Keywords: 916, all

Transcript Highlights:

• THIS IS A FLORIDA REIMBURSEMENT ASSISTANCE FOR THE FLORIDA EDUCATION PROGRAM FRAME AND DENTAL STUDENT LOAN
• TO THE FLORIDA REIMBURSEMENT ASSISTANCE FOR MEDICAL EDUCATION OR FRAME PROGRAM AND FOR THE DENTAL LOAN
• IT ALSO CREATES A 50 MILLION DOLLAR REVOLVING LOAN PROGRAM THAT WILL BE ADMINISTERED BY THE DEPARTMENT
• AND A LOAN APPLICATION PORTAL IS CURRENTLY IN DEVELOPMENT AND AIMS TO BE OPEN TO ACCEPT LOANS IN THE
• THEY HAVE PUT TOGETHER WHAT I HEARD IS THEY PUT TOGETHER CRITERIA FOR THESE LOANS.

Keywords: 999, senate, all

Transcript Highlights:

• Few lenders are able to offer construction loans due to the time and the expertise required to review
• That would be the construction loan loss guarantee.
• That would be the construction loan loss guarantee.
• And with respect to the construction loan loss guarantee, that loan loss guarantee would be in place
• I’m here to support the request for the Student Loan Empowerment Network.

Keywords: 988, house, all

Summary: The committee heard a series of May Revision budget items, beginning with the State Controller’s Office. SCO described requests for Fiscal Book of Record stabilization, payroll system implementation, ACFR reporting support, and unclaimed property outreach funding. Members focused on the Fiscal system’s July go-live, the improved timeliness of the ACFR, and the unclaimed property program’s roughly $15 billion balance and outreach efforts. The Department of Finance and LAO raised no major concerns, and the item was closed after discussion of how the new outreach funding would be used. The committee then considered several revenue proposals. Finance presented a proposal to tax pre-written digital software and SaaS, with estimated General Fund gains of $450 million in 2026-27 and $900 million ongoing; LAO suggested broader digital tax changes and a business-use exemption, while industry groups opposed the measure as a tax on essential digital tools. CDTFA also presented an administrative request tied to the software tax, and later a $10 million budget reduction reflecting lower operational needs. The committee then heard a federal conformity proposal for new children’s tax-deferred accounts, which LAO supported, and a proposal to cut the first-year LLC/LP minimum tax from $800 to $400, which Finance said would aid small business formation but LAO argued was poorly targeted and would reduce revenue. Another major item was a permanent business tax credit limitation beginning in 2027, capping credits at the greater of $5 million per corporation or 50% of pre-credit liability. Finance said it would raise about $850 million in 2026-27 and more in later years, while LAO noted it would mainly affect large firms using the R&D credit and could also touch California Competes and other programs. Public testimony split sharply between business groups opposing the cap and advocates supporting it as a progressive revenue measure. The committee also heard FTB’s CalFile realignment proposal, which would retain a smaller staff to continue improving the free filing system and return most of the prior funding to the General Fund. The hearing concluded with the California Arts Council’s request to reauthorize the Keep Arts in Schools voluntary contribution fund, which brings in about $221,000 to $266,000 annually for arts grants and teacher stipends. Members and advocates supported the item but also urged larger arts funding, including the Performing Arts Equitable Payroll Fund. The Governor’s Office of Business and Economic Development then presented proposals for the California Civic Media Program, CA RISE reappropriation, and a reversion of unused Chips for America facility funds; LAO supported the latter two but was cautious about new civic media spending. Members raised concerns about the civic media program’s scope, including the exclusion of broadcast and the lack of a specific ethnic media set-aside, while GoBiz said funds would begin going out in the fall if approved.

Transcript Highlights:

• It started out as a below-market-rate loan program and it's mainly still exists that way, but with the
• At the same time, they should be submitting a loan application to the Public Facilities Authority.
• So it's in process of replacing a program director, essentially for all the loan officer roles.
• all the loan officer roles. all the loan officer roles.
• And one of those things would be the approval of loan agreements.

Keywords: 1187, senate, all

Transcript Highlights:

• So we actually have loans that are um basically encumbered or we have named beneficiaries for loans and
• loan ceiling for<00:08:50.560> our<00:08:50.800> nahazda.
• which are 0% to offer more nahazda loans which are 0% interest<00:09:06.880> loans<00:09:07.440
• So we actually have loans that are >> Yeah.
• It's 1% interest rate loans to these families.

Keywords: 912, senate, all

Transcript Highlights:

• standards, and sections related to student loan borrowers, lenders, and servicers.
• also includes language related to the Rental Home Marketplace Guarantees Act. residential mortgage loan
• servicing residential mortgage loan servicing standards,<00:01:30.640> um,<00:01:31.160> and
• /c><00:01:34.560> borrowers,<00:01:35.320> lenders,<00:01:36.120> and student loan
• borrowers, lenders, and student loan borrowers, lenders, and servicers. servicers. servicers.

Keywords: 918, senate, all

Summary: The committee took up H.F. 4188, the Commerce and Consumer Protection Policy Omnibus, and moved through a series of agreed-upon motions to adopt various House and Senate language articles and sections. The adopted provisions covered a wide range of topics, including residential mortgage loan servicing standards, student loan borrower protections, rental home marketplace guarantees, group coverage cancellation, limited lines travel insurance, insurance lead generators, collection agency and credit services organization definitions, proof of identification requirements, scrap metal copper licensing, technical changes to ASTM references and report filings, securities-related provisions, unclaimed property issues involving virtual currency and funeral prepayment funds, repeal of the prescription drug affordability advisory council, reinsurance program changes, and health insurance reporting and oversight provisions. Most motions were adopted without opposition after brief staff explanations and member encouragements to vote yes. In the health-related sections, the committee adopted language requiring insurers and nonprofit health service plan corporations to notify the Commissioner of Commerce about significant enrollment increases, expanding access to all-payer claims data for oversight, and requiring the sharing of PBM annual transparency reports with the Commissioner of Health. The committee also adopted language on artificial intelligence in utilization review, initially defining AI and prohibiting exclusive reliance on AI for adverse coverage determinations. Representative Elkins then offered an amendment to remove the specific AI definition and replace it with broader language referring to automated processing, arguing that technology-neutral drafting is more durable and that a human must remain in the loop for coverage denials; the amendment was adopted. After the agreed-upon items were completed, members indicated the chairs would huddle to work on the remaining issues and return after recess. The meeting then recessed to the call of the chair.

Transcript Highlights:

• House Bill 1648 seeks to establish a second loan program for eligible applicants using GCRF funds.
• troubling about House Bill 1648, it contains absolutely no reporting or monitoring requirements for loan
• recipients, nor does it contain any audit requirements for the revolving loan fund.
• Well, this bill is a revolving loan that we're trying to create this year for the Gulf Coast.
• So, create this revolving loan. What do you say? Um, to continue.

Bills: HR144, HB4182, HC51, HR169, HB4178, HB4179

Keywords: commendation, sports, team achievement, high school, state championship, suffrage, restoration of voting rights, conviction, probation, law-abiding citizen, congressional term limits, constitutional amendments, Article V, state resolution, political reform, Jackson State University, Veterans Memorial Stadium, economic growth, property tax, multi-purpose facility

Transcript Highlights:

• This is not a payday loan, as a matter of fact, it's not a loan.
• It's not a loan. The people that are providing the money are making the money off a fee, though.
• Now, that's really sounding like a payday loan service.
• Yes, but that outside entity would be regulated, unlike payday loan places that we don't have in Oklahoma
• It is not a payday loan.

Bills: SB1327, SB1372, SB1403, SB1937, SB277, SB2131, SB1749, SB1348, SB1469, SB2018, SB1931, SB1530, SB2155

Keywords: tourism, recreation, economic development, Oklahoma Commission, executive director, probation, credits, educational advancement, Oklahoma Statutes, criminal justice reform, job incentives, tax rebates, Oklahoma Quality Jobs Program, employment growth, wage requirements, labor organization, incentives, employer practices, union neutrality, worker rights

Transcript Highlights:

• The Mass Save programs, I believe, are limited to two different types of loans: one is $25,000, and the
• So as of 2024, nearly 40% of our loan and PACE securities are supporting climate solutions such as solar
• with the Massachusetts Commercial PACE program, where we just closed financing for a $1.29 million loan
• So as of 2024, nearly 40% of our loan and PACE securities are supporting climate solutions such as solar
• with the Massachusetts Commercial PACE program where we just closed financing for a $1.29 million loan

Keywords: 995, all

Summary: The Joint Committee on Revenue held a hearing on several housing-related bills, with chairs Adrienne Madaro and James Eldridge framing the discussion as part of the Legislature’s broader response to the state’s housing crisis and noting that many of the bills build on the 2024 Affordable Homes Act. The chairs reviewed hearing procedures, including the three-minute oral testimony limit, the option to submit written testimony, and the hybrid format. No votes were taken during the hearing. Testimony began with support for H. 3278, a bill to create a graduated deed excise tax for affordable housing. Representative Worel argued that higher-end real estate transactions should contribute more to fund affordable housing production, saying the measure would not burden working families and would help address racial inequities in homeownership and displacement. Representative Soder then supported H. 3247, which would promote redevelopment of abandoned buildings through expanded tax incentives for renovating vacant properties for sale or rent, arguing that it would bring blighted units back into use and generate future tax revenue. The committee also heard testimony on H. 3040/S. 1969, residential improvement or R-PACE legislation. Robert Giles of Home Run Financing and Nicole Steele of Amalgamated Bank described the program as a voluntary, assessment-based financing tool that could help homeowners pay for energy efficiency, resilience, and other major repairs without upfront costs, and said it could complement existing Mass Save programs while expanding access to more homeowners. In contrast, Judith Lieben of the Massachusetts Law Reform Institute opposed H. 3039/S. 1946, the Housing Development Incentive Program bill, arguing it would expand subsidies for market-rate and luxury housing in Gateway Cities instead of directing resources to low-income renters. Representative Hawkins also testified in support of H. 3121, which would end large investor control of homes in Massachusetts by imposing an excise tax on large owners of small residential properties and using the revenue for first-time homebuyer down payment assistance. After testimony and a few member questions, the chairs asked whether anyone else wished to testify and then adjourned the hearing.

Transcript Highlights:

• Energy and Advanced Transportation Financing Authority and provides state-backed funds, kind of a loan
• amounts to a broader base of borrowers for energy upgrade loans.
• So this bill seeks to create a resilience loan program modeled after Go Green specifically for wildfire
• A resilience loan program modeled after Go Green specifically for wildfire mitigation projects, seeking
• The bill establishes a wildfire resilience loan program, as the Senator mentioned, modeled on the state

Summary: The Senate Emergency Management Committee heard several wildfire- and emergency-related bills. SB 1270 by Senator Richardson would expand the California Wildfire Mitigation Program to more counties and direct future funding toward areas with the greatest wildfire risk and social vulnerability; supporters included CSAC and the South Coast Air Quality Management District. SB 1079 by Senator Stern would create a permanent fire innovation unit within Cal Fire to identify operational needs, test new technologies, and speed deployment of successful tools; it drew support from Megafire Action, fire agencies, and several advocacy groups. SB 1020 by Senator Niello would require annual reporting on open gubernatorial states of emergency, including spending and lessons learned, to increase legislative oversight without limiting emergency powers; the LAO provided technical assistance on the bill. SB 894 by Senator Allen would establish a wildfire resilience loan program modeled on Go Green to help finance home hardening and defensible space improvements, with broad support from state, local, environmental, and credit union interests. Testimony on the bills emphasized wildfire risk, the need for broader home hardening access, and the value of innovation and oversight in emergency management. Supporters of SB 894 said grants alone cannot meet the scale of needed mitigation and that low-cost financing could leverage private capital. Supporters of SB 1079 argued California needs a more formal system to connect firefighters with innovators and scale proven technologies. On SB 1020, the author and committee discussed balancing executive emergency authority with transparency and accountability. There was no recorded opposition to the measures during testimony. After discussion, the committee accepted amendments on the bills and voted to pass SB 894, SB 973, SB 1020, SB 1270, and SB 1079 as amended to the Senate Appropriations Committee. The transcript shows multiple roll calls as quorum was established and absent members were called; each bill ultimately received unanimous support from members present and was reported out of committee.

Transcript Highlights:

• Energy and Advanced Transportation Financing Authority that provides state-backed funds, kind of a loan
• amounts to a broader base of borrowers for energy upgrade loans.
• So this bill seeks to create a resilience loan program modeled after Go Green specifically for wildfire
• A resilience loan program modeled after Go Green specifically for wildfire mitigation projects, seeking
• The bill establishes a wildfire resilience loan program, as the Senator mentioned, modeled on the State

Keywords: 987, senate, all

Summary: The Senate Emergency Management Committee heard five wildfire- and emergency-related bills. SB 1270 by Senator Richardson would expand the California Wildfire Mitigation Program beyond its current pilot counties, with testimony from the California State Association of Counties and others supporting broader, data-driven home hardening assistance in high-risk communities. SB 1079 by Senator Stern would create a permanent Fire Innovation Unit within Cal Fire to identify operational needs, test new wildfire technologies, and speed deployment of successful tools; it drew broad support from fire, environmental, local government, and industry groups. SB 1020 by Senator Nilo would require annual reporting on open gubernatorial states of emergency, including spending and lessons learned, to improve legislative oversight without limiting emergency powers; the LAO provided technical assistance and the bill was framed as a transparency measure. The committee also heard SB 894 by Senator Allen, which would establish a wildfire resilience loan program modeled on the state’s Go Green financing platform to help homeowners pay for wildfire hardening and defensible space improvements. Supporters, including the State Treasurer’s office, counties, fire safety advocates, local governments, climate groups, and credit unions, said the bill would make mitigation more affordable and scalable; no opposition was presented. A consent item, SB 973, was also taken up, though the transcript does not describe its substance. All five measures were moved out of committee on due pass or do pass motions as amended to the Senate Appropriations Committee. The committee repeatedly called roll as members arrived, and each bill ultimately received unanimous support from the members present, with several votes left on call until absent members were recorded. No opposition testimony was heard on any of the bills discussed.

Transcript Highlights:

• course of the 30-year loans that would need to be paid by the ratepayers.
• The Commonwealth has been very good at giving 0% loans for PFAS.
• So that was the money that bridged the gap between those 0% and the 2% loans.
• septic repair loan program.
• The limits developed by MassHousing for the current septic repair loan program.

Keywords: 995, all

Summary: The hearing covered a broad set of environmental and water-related bills, with much of the testimony focused on blue economy and circular economy proposals, drought management, drinking water safety, flood resilience, and water infrastructure funding. Supporters of bills such as H. 987 and H. 988 described grant programs for blue economy workforce development, research, small businesses, and public education about a circular economy. Other speakers backed measures on coastal erosion research, recreational boating dredging, cranberry water-right transfers, sand mining oversight, and a voucher program for home water filtration in PFAS-impacted communities. Several elected officials and advocates also urged passage of bills to require private well testing, improve school drinking water safety, and address sand mining pollution and PFAS contamination. Water supply and drought issues drew extensive testimony. Senator Eldridge and others supported legislation to let the state, through DEP and the drought management task force, impose regional water-use restrictions during droughts and make the task force permanent in statute. Advocates from watershed groups, farms, and environmental organizations said the current town-by-town approach is inconsistent and ineffective, and they described drought impacts on rivers, farms, private wells, and wildfire risk. A related bill on private wells was supported as a way to help homeowners test and remediate contaminated wells, especially in rural areas without public water. The committee also heard testimony on a bill to allow the Lynnfield Water District to join the MWRA, with local officials saying the move would help address PFAS and other contamination and improve supply reliability. Another major panel supported a water infrastructure funding bill, arguing that aging drinking water, wastewater, and stormwater systems need major new investment, including support for PFAS treatment, sewer rate relief, biosolids research, and regional interconnections. Members asked about costs, funding sources, and the relationship to existing revolving loan funds; witnesses said the bill would need to be paired with future bond funding and new revenue ideas. No votes were taken during the hearing, and the chairs repeatedly invited written testimony and noted the large number of speakers.

Transcript Highlights:

• And the person or the not-for-profit of a municipality has access to a loan, which they are going to
• >> WHO WOULD BE TAKING OUT THE LOAN AND HAVING ACCESS TO FOUND FUNDING TO PROVIDE THAT FUNDING
• They'll have access to a loan based on the development rights to prevent it from being developed.
• I need a bank loan to come up to Albany while I'm not getting paid.
• I NEED A BANK LOAN TO COME UP TO ALBANY. WHILE I'M NOT GETTING PAID.

Keywords: 993, senate, all

Summary: The Senate opened with prayer, the Pledge of Allegiance, and several guest introductions, including students from Brooklyn and St. John’s University, followed by adoption of the resolution calendar with exceptions for two items. The chamber then took up a series of previously adopted resolutions recognizing Black Maternal Health Week, Workplace Violence Prevention Month, the one-year anniversary of the Jet Set nightclub tragedy in the Dominican Republic, New York Constitution Day, and the Month of the Military Child. Senators speaking on the maternal health resolution emphasized racial disparities in maternal mortality and the need for culturally competent care; the workplace violence resolution highlighted hospital safety programs; the Jet Set resolution was adopted in memory of the victims; and the Constitution Day speech reviewed New York’s delayed but eventual support for independence in 1776. The military child resolution stressed the sacrifices of military families and support for children of service members. All of these resolutions were adopted, and the resolutions were opened to co-sponsorship. The Senate then moved through the third reading calendar, passing several bills and laying others aside. Measures passed included bills on public health, environmental conservation, executive law, public authorities, and consumer protection. One notable debate involved a bill to require transparency from private arbitration organizations handling consumer cases; supporters argued it would provide basic public data and guard against conflicts of interest, while opponents said it would burden a useful dispute-resolution process and intrude on privacy. The bill passed after debate. Another debated bill would phase out number 4 heating oil statewide; supporters said cleaner alternatives exist and the fuel is harmful to public health, while opponents raised cost and transition concerns, especially for colder regions. That bill also passed. The chamber also considered a bill to create a rebate program for battery-powered landscaping equipment, funded through utility-related mechanisms administered by NYSERDA. Supporters said it would reduce air and noise pollution and help companies transition, while opponents argued ratepayers should not subsidize landscaping equipment. The bill passed after being restored to the non-controversial calendar. Finally, the Senate began discussion of a housing-related bill aimed at preserving manufactured home parks by enabling nonprofits or municipalities to acquire development rights and keep the land dedicated to that use, with the sponsor explaining that the goal is to protect affordable housing and help residents remain in their homes.

Transcript Highlights:

• uh farm loan irrigation type projects. uh farm loan irrigation type projects.
• <01:44:27.640> from but uh basically the these loans from but uh basically the these loans
• It's a loan. It's a requirement to be a loan, and they have to be able to make money on it.
• come in for requests for loans on other. come in for requests for loans on other.
• continually available for a a loan continually available for a a loan that's<02:23:47.960> repaid

Keywords: 916, all