Transcript Highlights:

• So a retail center would be a retail development with multiple owners or tenants and that has at least
• I'm here on behalf of the Washington Retail Association, representing retailers of all sizes across the
• I'm here on behalf of the Washington Retail Association, representing retailers of all sizes across the
• So there are a lot of customers on retailers' email lists where the customer hasn't ever told the retailer
• So many retailers do want to make that investment.

Summary: The Consumer Protection and Business Committee held public hearings on three bills. House Bill 2229 would update the professional engineers registration act by removing the U.S. citizenship requirement for board members, increasing pro tem board positions, giving the board more discretion over experience and continuing education requirements, removing some registration exclusions, and making various technical updates. The bill sponsor and the board described it as a cleanup and modernization measure, and a board representative said one naming change in the draft was unintended and would be corrected. No public testimony was taken before the hearing was suspended and later closed. House Bill 2274 would revise the Washington Commercial Electronic Mail Act after a Washington Supreme Court decision led to a wave of lawsuits over email subject lines. The bill would require a sender to have a “reliable basis” to know an email is held by a Washington resident, narrow when a subject line is actionable, require recipients to show they reviewed and relied on the email to recover damages, and repeal the act’s per se Consumer Protection Act violation while keeping statutory damages. Retailers, small business owners, hospitality groups, and e-commerce representatives supported the bill, saying the current interpretation is producing costly, technical lawsuits over ordinary promotional language and creating settlement pressure even without consumer harm. Consumer advocates opposed the bill, arguing it would weaken protections against deceptive subject lines and that the current law already targets false or misleading claims. The committee took no final action on the bill. House Bill 2294 would prohibit future negative use restrictions on real property that block grocery stores or pharmacies, with exceptions for existing restrictions, relocations, and certain retail centers. The sponsor said the measure is intended to improve food and pharmacy access, especially after grocery closures such as the one in Lake City, and noted similar local ordinances already exist. Food industry and grocery association witnesses generally supported the bill as a way to reduce barriers to food access and help independent grocers, while also asking for clearer guardrails to avoid unintended effects on legitimate business arrangements. The sponsor said she was open to working on enforcement and other details. The committee then moved to executive session and passed House Bill 1269, which would adjust pawn broker loan terms, interest, document preparation fees, storage fees, and allow online payment for renewals. Members described it as a modest increase after 11 years without changes, and the bill was reported out of committee with a due pass recommendation by voice vote, with 15 members voting in the affirmative.

Transcript Highlights:

• </c> process for the retail- retailers. process for the retail- retailers.
• chain retailers, and a mid-size retailer group.
• </c><01:06:22.320><c> retailer</c> retailers, and a mid-size retailer retailers, and a mid-size retailer
• The retailer doesn't pay &gt;&gt; the retailer.
• </c><02:03:39.160><c> report</c> retailers do retailers have to report retailers do retailers have to

Committee: House Commerce and Consumer Affairs

Transcript Highlights:

• </c> protection for independent retailers protection for independent retailers thank<01:07:53.480><c>
• A covered retailer can ask for contract terms for the sale of a dominant retailer.
• Could a covered retailer ask for terms given to a dominant retailer that operates online but delivers
• </c><01:10:00.480><c> seek</c> service could a covered retailer seek service could a covered retailer
• Which retailers does that cover?

Bills: HF2228 , HF46 , HF856 , HF2149 , HF2215

Committee: House Commerce Finance and Policy

Transcript Highlights:

• I appreciate the opportunity to talk about retail theft and organized retail theft, and I'm also grateful
• And she mentioned retail theft.
• It's also important to note that it's widely believed that retail theft, in particular organized retail
• It's also important to note that it's widely believed that retail theft, in particular organized retail
• Retail? Yes. Yes, but what is a... Retail? Yes.

Bills: HB1591 , HB2209 , HB2403 , HB2526

Committee: House Community Safety

Keywords: domestic violence, sexual assault, human trafficking, survivor protections, legal remedies, defendants, theft, robbery, sentencing enhancements, criminal justice, property crimes, failure to register, registration requirements, public safety, law enforcement, prostitution, public health, criminal justice reform, community safety

Transcript Highlights:

• Uh, I'll just reiterate that retail theft is a major issue for our retailers across the state, resulting
• </c> state, and the State of Wyoming Retail state, and the State of Wyoming Retail Association.
• </c> happy to stand with our other retail happy to stand with our other retail partners.<00:07:57.120
• Again, it's a baby step to try and address the growing threat of organized retail theft.
• I run the Wyoming Retail Commerce.

Bills: SF0007 , SF0008

Committee: House Judiciary

Transcript Highlights:

• Liquor retailers are retailers that are not Total Wine do not have the same equal access to large retail
• as larger retailers.
• retailers are tiered system liquor retailers are retailers<01:10:59.840><c> that</c><01:10:59.960><c
• we</c><01:11:05.080><c> can't</c> retail as larger retailers we can't retail as larger retailers we can't
• location to a retail location.

Committee: Senate Commerce and Consumer Protection

Transcript Highlights:

• We'll walk through some of the retail use cases and how the retail sector is using AI.
• We'll walk through some of the retail use cases and how the retail sector is using AI.
• </c> businesses like your big box retailers. businesses like your big box retailers.
• </c> the retail use cases and how the retail the retail use cases and how the retail sector<00:02:59.440
• :50.079><c> that</c><00:11:50.320><c> that's</c> with retailer with retail that that's with retailer

Summary: The Intelligence Task Force met with a quorum present and approved the minutes from the August 14 meeting. The first presentation was from the National Retail Federation on artificial intelligence in the retail sector. NRF described AI use cases in three areas: consumer-facing tools such as chatbots, product descriptions, and marketing; employee-facing tools such as company-specific apps trained on employee manuals; and internal uses such as supply chain forecasting, inventory planning, fraud detection, cybersecurity, and coding support. The presenters said retail has been among the top deployers of AI and emphasized that the goal is to improve both customer and employee experience. NRF also outlined its principles for responsible AI use, organized around governance and risk management, customer engagement and trust, workforce applications, and business partner accountability. The group said retailers should maintain strong internal oversight, be transparent with customers, ensure compliance with existing laws, closely review workforce-related uses because they can be high-risk, and clearly define responsibilities between retailers and third-party developers. In policy discussion, NRF urged a tiered approach focused first on high-risk uses such as hiring, health care, financial, mortgage, and rental decisions, warned against fragmented rules that could favor only the largest firms, and encouraged voluntary standards and worker upskilling incentives. In response to a question about dynamic pricing, NRF said its members do not target consumers based on pricing and offered to follow up with more information. The committee then moved to a follow-up discussion on energy policy and data centers, hearing from Bartley Cleland of NetChoice. He explained that AI runs largely in data centers and that cloud computing shifts processing and storage away from individual devices, which he argued improves efficiency and can reduce costs. He said electricity demand has been rising over time and that AI will increase compute-related electricity use, but framed electricity as a normal input to economic growth. No votes or formal actions were taken after these presentations.

Transcript Highlights:

• So unit prices at retail are lower.
• And the same thing at the retail level.
• And the same thing at the retail level.
• You don't want price inflation at retail.
• Now, why are we reducing retailers? Why are more retailers not entering the market?

Summary: The joint informational hearing focused on the Department of Cannabis Control’s report on the condition and health of California’s cannabis industry. Department staff reviewed the evolution of state cannabis law, the creation of the current regulatory framework, licensing and compliance efforts, and enforcement against illicit cannabis and hemp-derived intoxicating cannabinoids. The department said the licensed market has grown in production and retail units sold, while active licenses and retail sales value have declined, and that the illicit market remains a major competitive factor. The department also highlighted consumer education efforts, product testing and recalls, and coordination through the state enforcement task force and other agencies. The department’s economist said the data show continued growth in licensed production and a rising share of consumption through the licensed market, but falling wholesale and retail prices have reduced overall industry value. He identified major headwinds as taxes and fees, illicit-market competition, local prohibitions that limit retail access, regulatory costs, and broader business pressures, while noting opportunities in product innovation and possible hemp-market changes. Committee members pressed the department on enforcement, public health concerns, equity ownership and employment, delays in grant administration, pesticide testing, and whether the legal market is truly viable for small businesses and farmers. Several members argued that stronger enforcement and lower costs are needed, while one member raised concerns about cannabis-related health harms and said the hearing focused too narrowly on supply-side issues. Public commenters from industry groups and advocacy organizations largely echoed concerns about high taxes, regulatory burdens, limited retail access, and the size of the illicit market. Many urged the Legislature not to let the excise tax rise from 15% to 19% and called for tax relief, compliance reform, more enforcement, and broader retail access. Some speakers said the report was too optimistic and did not reflect business failures, debt, and closures, while others emphasized the need to protect small farmers, address wildfire insurance, and support equity businesses. No votes or formal actions were taken; the hearing was informational only.

Transcript Highlights:

• international network of other stores, but a small retail retailer lacks that option. the additional
• international network of other stores, but a small retail retailer lacks that option.
• retailer lacks that but a small retail retailer lacks that option<00:10:31.279><c> in</c><00:10:31.399
• </c> addition is around um uh some retail addition is around um uh some retail purchases<00:15:41.759
• </c><00:56:20.359><c> about</c> retailers large retailers we talk about retailers large retailers we

Transcript Highlights:

• Additional fines or retailers.
• For these reasons, Retail victims.
• </c><00:47:41.040><c> Things</c> that retailers use every day. Things that retailers use every day.
• Dave Urban from Retail Merchants.
• addressing organized retail theft, which is an increasing concern for retailers across our state.

Bills: HB1629 , HB1630 , HB1631

Committee: House Economic Development & Technology

Summary: The committee heard testimony on several bills, beginning with HB 1829 on marine affairs. Most testimony was in strong support, with speakers from state agencies, ocean-tech companies, startups, nonprofits, and community groups backing the creation of an Office of Marine Affairs and a marine affairs coordinator under HTDC. Supporters said the measure would better coordinate ocean policy, strengthen the blue economy, and help Hawaii capture jobs, investment, and innovation in marine-related industries. No vote or final action was taken in the portion provided. The committee then took up HTDC-related measures, including HB 1615 and HB 1613, which also drew broad support from business, technology, and economic development interests. Testifiers said the bills would strengthen Hawaii’s technology and innovation ecosystem, support advanced manufacturing and cybersecurity, and help build a more diversified economy with higher-wage jobs. The committee also heard HB 1607 on public procurement and HB 1772 on small business procurement; state procurement staff and several business groups supported efforts to expand opportunities for local firms, while one speaker from the city’s economic revitalization commission argued that a flat 5% preference could help keep more revenue and jobs in-state. On HB 1636 relating to shopping carts, the Hawaii Food Industry Association and Retail Merchants of Hawaii testified in opposition, saying the bill would penalize businesses for carts that are stolen rather than abandoned and would add costs that could especially burden small and local retailers. HB 1810 on charitable solicitation drew support from Goodwill Hawaii and other nonprofits, who said the bill would improve transparency around donation bins and protect donors from misleading for-profit collection practices; the Attorney General’s office asked for a delayed effective date to allow system changes and staffing. HB 1782 on AI and the protection of minors received broad support from state agencies, educators, and advocacy groups, but some business and retail representatives urged narrowing the definition of covered AI services so ordinary customer-service chatbots would not be swept in. Finally, HB 1759 on theft drew opposition from the Public Defender’s Office, which said the bill could create overly harsh penalties and should include defense representation on any task force; the office also noted existing laws already address conspiracy and related conduct.

Transcript Highlights:

• This is that retail portion.
• On a retail transaction, the seller pays retailing B&O tax on the income of that retail transaction.
• Now, you remember I talked about retail sales tax and retailing B&O tax going hand in hand.
• That is not a retail sale and not subject to retail sales tax.
• Is that a taxable retail service?

Committee: House Finance

Summary: The Finance Committee work session began with a presentation from Dr. Reich on the Economic and Revenue Forecast Council (ERFC), explaining how the state’s revenue forecasts are built from economic models and how they are used to support the budget process. He described the main revenue sources for state operating funds, the ERFC’s membership and quarterly public process, and the factors affecting the latest forecast, including slow employment growth, weak taxable sales, higher inflation pressures, tariffs, federal spending uncertainty, and the federal shutdown. He said the September forecast was reduced, mainly because of lower sales tax and real estate excise tax collections, with smaller changes to capital gains and other funds, though revenues were still roughly on track and the base case remained slow growth rather than recession. Committee members asked about whether Washington’s economy can lag national downturns, and Dr. Reich said the timing and severity of impacts can differ by recession and sector. Representative Chase asked what happens if revenues fall short of expenses, and Dr. Reich said that is a budgeting question for elected officials rather than the forecast council. Members also noted the importance of the forecast for policy decisions, especially given slowing employment and manufacturing. The committee then heard from the Department of Revenue on implementation of Senate Bill 5814, which expands retail sales tax to certain services effective October 1, 2025. Steve Ewing explained the existing sales and use tax framework, sourcing rules, reseller permits, and the multiple points of use exemption, then walked through the new taxable categories, including live presentations, temporary staffing, investigations and security services, IT services, custom website development, advertising services, and custom software changes. He described DOR’s implementation efforts, including listening sessions, a public landing page, notices to taxpayers, and interim guidance, and noted a six-month grace period for certain pre-existing contracts but no general penalty or interest relief. Committee members raised concerns about taxpayer confusion, the burden on new taxpayers, sourcing and allocation issues, and the difficulty of determining liability in cases like speakers, nonprofits, and advertising services. DOR said it would continue outreach, answer ruling requests, and likely seek technical cleanup legislation in the 2026 session. The committee took no formal votes and adjourned after the presentations and questions.

Transcript Highlights:

• This is that retail portion.
• On a retail transaction, the seller pays retailing B&O tax on the income of that retail transaction.
• When you have retail sales tax, you have retailing B&O tax.
• retail sales, retailing B&O tax, on that income that they receive.
• That is not a retail sale and not subject to retail sales tax.

Summary: The committee first received a presentation from Dr. Reich on the Economic and Revenue Forecast Council (ERFC), including how the council’s joint executive-legislative forecasting process works, the main state revenue sources, and recent economic conditions. He said Washington’s economy is slowing, with weak employment growth, softer taxable sales, and uncertainty from tariffs, federal spending, and the federal shutdown. He also noted that the September forecast was reduced, mainly because of lower sales tax and real estate excise tax collections, and that the state still expects modest growth rather than a recession. Members asked about whether Washington tends to lag national downturns and how forecast information should affect budgeting; Dr. Reich said the forecast is a revenue tool, not a budgeting decision, and that spending choices remain with elected officials. The Department of Revenue then presented on Washington’s sales and use tax structure and the implementation of Senate Bill 5814, which expands retail sales tax to several services effective October 1, 2025. Steve Ewing explained how sales and use tax are sourced, how reseller permits and the multiple points of use exemption work, and how the new law applies to live presentations, temporary staffing, investigations and security services, IT services, custom website development, advertising services, and custom software. He said DOR held listening sessions, issued interim guidance, and set up a centralized landing page and outreach efforts to help taxpayers understand the changes. He also described a six-month grace period for certain pre-existing contracts through March 31, 2026, but said penalties and interest still apply under the statute. Committee members raised concerns about how businesses and individuals will know when a service is taxable, who is responsible for collecting and remitting tax, and how sourcing will work for services delivered across multiple locations or online. DOR staff walked through examples involving accounting services, live lectures, virtual events, advertising campaigns, and search engine marketing, including the use of reasonable allocation and pool codes when exact sourcing data is unavailable. Members also questioned the administrative burden on small businesses and professionals newly subject to tax, and whether additional legislative fixes or relief from penalties and interest may be needed. No votes or formal actions were taken in the work session.

Transcript Highlights:

• A good analogy is like an early<01:08:55.440><c> generation</c><01:08:55.839><c> solar</c><01:08:56.239
• </c><01:08:56.880><c> Really</c> early generation solar panel. Really early generation solar panel.
• Um, this is, I mean, SAF generally is an early-stage technology, not unlike, you know, wind or solar
• /c><01:13:38.480><c> the</c><01:13:38.640><c> early</c><01:13:38.880><c> days</c> you know wind or solar
• in the early days you know wind or solar in the early days uh<01:13:40.159><c> the</c><01:13:40.880>

Committee: Senate Agriculture, Veterans, Broadband, and Rural Development

Transcript Highlights:

• Cities also have considerable flexibility with ground floor retail.
• There is no, you know, retail, and retail would be good in this spot.
• Redmond's retail vacancy rate is currently around 1%.
• Kent supports ground-floor retail and housing.
• This approach doesn't weaken retail requirements.

Bills: SB5820 , SB5995 , SB5467

Committee: House Local Government

Keywords: freight rail, rail corridor, short-line railroad, rail-dependent uses, industrial land use, growth management act, GMA, comprehensive plan, transportation element, land use planning, local government, county planning, city planning, critical areas, agricultural lands, forest lands, mineral resource lands, urban growth area, development regulations, notice on permits

Transcript Highlights:

• So the bill does not prohibit ground-floor retail; the bill eliminates ground-floor retail.
• There is no, you know, retail, and retail would be good in this spot.
• Redmond's retail vacancy rate is currently around 1%.
• Kent supports ground-floor retail and housing.
• This approach doesn't weaken retail requirements.

Summary: The committee first held a public hearing on engrossed second substitute Senate Bill 6026, which would prohibit certain GMA-planning cities and counties from excluding residential development in commercial and mixed-use zones and would limit local requirements for ground-floor commercial or mixed-use space, subject to numerous exemptions and a possible study-based off-ramp. The bill sponsor and supporters, including the Lieutenant Governor, the governor’s housing policy advisor, Commerce staff, developers, labor/employer groups, and housing advocates, argued it would reduce barriers, reuse underutilized commercial land, and help address the state’s housing shortage. Cities including Bellevue, Kirkland, Bellingham, Redmond, Kent, Lacey, and Lakewood testified in opposition or with concerns, emphasizing local control, impacts on walkable neighborhoods and small businesses, implementation costs, and the need for more flexibility or clearer compliance options. Committee members asked about exemptions, the study process, and how the bill would affect existing local plans and incentives. The committee then moved to executive session on several bills. It rejected Representative Griffey’s amendment to Senate Bill 5820, which would have restored Clark County’s freight rail dependent overlay authority and added findings about greenhouse gas reductions from short line rail, and then passed SB 5820 out with a do pass recommendation. The committee also passed SB 5995, extending authorization for port districts to purchase zero- and near-zero-emission cargo handling equipment; SB 5552, directing rulemaking for kit home building codes; SB 5467, raising thresholds for water-sewer district surplus property sales; and SB 6189, removing the deadline for forming a public facilities district for regional aquatics and sports facilities. Each of those bills received a do pass recommendation, with some members noting support for housing, workforce, efficiency, or local flexibility and others expressing concerns about contracts, automation, or competitiveness. After executive session, the committee resumed testimony on SB 6026. Additional supporters, including the Lieutenant Governor, Commerce, developers, the Washington Roundtable, Microsoft, and housing organizations, reiterated that the bill would unlock housing on vacant commercial land and preserve some local flexibility through exemptions and height incentives. Opponents and concerned cities continued to argue that the bill would weaken local planning, reduce commercial space needed for complete communities, and impose costs and implementation burdens. The hearing concluded without final action on SB 6026, with the chair noting more testimony and work remained.

Transcript Highlights:

• lure which is going to tobacco retail lure which is going to allow<00:19:33.000><c> retailers</c><00
• </c> the true number because these retailers the true number because these retailers are<00:20:02.320
• </c><00:20:41.280><c> licensure</c> be harmed by tobacco retail licensure be harmed by tobacco retail
• The majority of Kentucky retailers are great retailers; they follow the law.
• ><c> could</c> retailer unlicensed retailer they could retailer unlicensed retailer they could be<00:

Summary: The Senate Standing Committee on Licensing and Occupations met on February 18, 2025, and first took up Senate Bill 22 by Senator Reginald Thomas, which was presented as a cleanup measure following prior cosmetology reforms and a Legislative Oversight and Investigations report. The bill would allow cosmetologists to retake exams multiple times with a one-month wait, authorize the Board of Cosmetology to immediately close facilities that intentionally use unlicensed workers while preserving due process, give the board flexibility to hire an executive director based on qualifications rather than licensure, and recognize certain out-of-state or territorial cosmetology licenses. Board officials said the changes were intended to improve fairness, equality, and administrative due process. Senators asked about retesting fees and whether partial retests could dilute standards; Thomas clarified that the exam is cumulative and must be retaken in full. The committee approved SB 22 with all favorable votes, and Senator Meredith explained his support as a workforce and fairness issue. The committee then heard Senate Bill 100 by Senator Jimmy Higdon, as substituted, concerning tobacco, nicotine, and vapor product retail licensing and enforcement. Youth advocates from the University of Kentucky testified in support, describing youth nicotine use as a public health crisis and urging stronger enforcement, annual compliance checks, retailer licensing, and tougher penalties for illegal sales to minors. Higdon said the bill would create a Division of Tobacco, Nicotine, and Vapor Products Licensing within ABC, require licenses for retailers, authorize inspections and confiscation of contraband, impose escalating criminal and civil penalties for unlicensed sales and sales to minors, publish a list of licensed retailers, and dedicate fine revenue to enforcement and youth education. He said the measure targeted bad actors rather than responsible retailers. A retailer witness also supported licensing but raised concerns about contradictory product definitions that could sweep in hemp and medical marijuana vapor products, and asked that the bill be delayed until after an expected Supreme Court decision affecting federal vapor-product rules. The transcript ends during discussion of SB 100, before any committee vote on that bill.

Transcript Highlights:

• This is designated as a sports entertainment facility license to sell beer, wine, and spirits that retail
• a warehouse, which is great because it's not a retail location, but does that also—so even though a
• customer wouldn't be purchasing from there with the retail sales, are they allowed to just roam about
• Certain licensed manufacturers and distributors are permitted to operate in the retail tier.
• Interest to be a liquor retailer on the location of a supplier.

Summary: The Consumer Protection and Business Committee held public hearings on several alcohol-related bills. HB 2128 would expand the sports entertainment facility liquor license to cover publicly or privately owned facilities where patrons engage in sports, amusement, or recreational activities, such as the Leavenworth Adventure Park. The prime sponsor and supporters said it would modernize the license while keeping LCB safety controls in place; one member questioned whether it amounted to an expansion of alcohol access. A fiscal note had been requested but not yet received, and the public hearing was closed without action. The committee then heard HB 2207, which would create a bonded beer warehouse license and make related changes to bonded wine warehouse law. The sponsor said it would help a Ridgefield logistics warehouse store beer the same way it can already store wine and spirits, while supporters from the Washington Brewers Guild said it would give breweries parity with wineries. Distributors and other opponents raised concerns about direct-to-consumer shipping, public access to warehouses, and federal tax-and-trade restrictions; the sponsor said amendments were being considered to address some of those issues. The hearing was closed without action. HB 2536 would allow wineries to hold spirits, beer, and wine restaurant licenses, or beer and/or wine restaurant licenses, at additional winery locations. The sponsor and winery representatives said the bill would reduce administrative burden and let wineries operate tasting rooms and restaurant-style spaces more flexibly, while opponents argued it could broaden alcohol access and create tied-house concerns. HB 2476 would remove the 120-seat-per-screen limit for theaters seeking a spirits, beer, and wine theater license; the sponsor and theater operators said existing alcohol control plans and other safeguards would remain in place, and the change would help theaters compete and attract patrons. The committee also heard HB 1701, which would allow multiple liquor licensees to operate within a shared facility and was described as a way to support a mixed-use winery/brewery/restaurant project; the sponsor said he was willing to remove the Public Records Act exemption again, and distributors urged transparency and guardrails. In executive action, the committee took up HB 2229, revising the Professional Engineers Registration Act. After adopting Amendment CLA 407 to restore current law on the board’s name, the committee voted to report the substitute bill out with a due pass recommendation. Several members supported the bill as a modernization of registration and continuing-education provisions, while some members voted no, citing concerns about changes to board membership requirements.

Transcript Highlights:

• But I'm really concerned about some of the retail stores.
• retailers become a producer of last resort.
• , for example, and they needed a retail seat, retailers become the producer of last resort at some capacity
• Retail is a broad and diverse industry.
• My business followed suit by banning plastic bags at retail.

Summary: The committee heard testimony on several waste and recycling bills. House Bill 2212 would require microfiber filters on commercial and industrial washing machines, with Ecology authorized to consider residential machine rules later if cost thresholds are met. Supporters, including the sponsor, students, environmental advocates, and scientists, said washing machines are a major source of microplastics and that filtration is a practical way to reduce pollution before it reaches waterways and human bodies. Opponents, including appliance manufacturers, laundromat operators, business groups, and Ecology staff, raised concerns about technical feasibility, worker safety, cost, and the lack of third-party certification for commercial systems. Ecology said the science is emerging and the proposal would create new agency work and costs. No vote was taken. House Bill 2233 would tighten the state’s carry-out bag laws by banning reusable film plastic bags, raising the paper bag pass-through charge to 20 cents, and extending certain requirements to manufacturers, distributors, and third-party sales platforms, while preserving protections for food assistance cardholders. Supporters argued the current thicker-bag approach has not reduced plastic waste, that plastic bags contribute to litter and microplastics, and that a stronger ban would better protect waterways and wildlife. Opponents from grocery, retail, hospitality, paper, and business groups argued the bill would raise consumer costs, create checkout and food-safety problems, and add operational complexity; some also said the state should wait to see the effects of the recent fee increase. Several local government and environmental witnesses supported the bill. No final action was taken. House Bill 1420 would establish an extended producer responsibility program for textiles and apparel, requiring producers to form a producer responsibility organization to manage collection, reuse, repair, recycling, and related infrastructure. The sponsor described the bill as a response to textile waste, overconsumption, and landfill impacts, and said the proposal had been refined through extensive stakeholder work. Supporters from environmental groups, local governments, Ecology, counties, Goodwill, and circular-economy organizations said textiles are a growing waste stream and that producer responsibility could improve collection, reduce dumping, and support repair and reuse. Opponents from business, retail, hospitality, apparel, and medical-device groups raised concerns about complexity, consumer and compliance costs, governance, supply-chain reporting, and possible unintended coverage of uniforms or medical products. The hearing also included a State Board of Health health impact review noting likely increased awareness and collection but limited evidence on large-scale reuse and recycling outcomes. No vote was taken.

Transcript Highlights:

• But retail installment transactions are transactions where a retail buyer purchases goods or services
• from a retail seller pursuant to a retail installment contract that either requires a buyer to pay a
• So anyone really who is purchasing something from a retailer or a merchant is a retail buyer.
• So he becomes, in the definition, right, of retail installment transaction, he is considered a retail
• Yes, retail seller.” “And so... Oh, I’m sorry, thank you. Yes, retail seller.

Summary: The Consumer Protection and Business Committee held a work session on buy now, pay later (BNPL) transactions, focusing on how the products work, how they are used in Washington, and whether existing state law adequately protects consumers. Department of Financial Institutions staff described BNPL as short-term, usually no-interest installment financing offered at checkout, often with automatic payments, late fees, and varying credit-reporting practices. Members asked how BNPL compares with payday lending and earned wage access, whether it is effectively a loan or credit product, and whether Washington law already covers it. DFI explained that some BNPL structures may fall into a legal gray area under the Retail Installment Sales of Goods and Services Act because pay-in-four products may not meet the statute’s “more than four installments” language, while other structures may be covered; they also noted the Attorney General can enforce the act. DFI and committee members discussed consumer risks such as overextension, automatic debits, and lack of standardized disclosures, and DFI said it would follow up with additional data on defaults and related issues. Molly Gallagher of the Poverty Action Network and Nadine Chabrier of the Center for Responsible Lending argued that BNPL can help consumers but also poses significant risks, especially for lower-income consumers and consumers of color who already carry debt or use other alternative financial products. They said BNPL use has grown rapidly, often involves multiple simultaneous loans across providers, and can lead to overdrafts, late fees, and difficulty tracking obligations because payments are spread across different schedules. They emphasized concerns about weak disclosures, limited dispute protections, automatic payment structures, credit reporting inconsistencies, consumer overextension, and data privacy/dark-pattern marketing. They also described federal retrenchment, including the CFPB’s withdrawal of an interpretive rule that would have treated BNPL like a digital credit card, and pointed to state responses in places like New York, California, and Maryland. Committee members signaled interest in possible Washington legislation and stronger state oversight. Retail and business witnesses offered a more favorable view of BNPL as a cash-flow and sales tool. A Washington Retail Association representative described BNPL as an evolution of layaway and credit-card-style installment purchasing, noting that merchants receive payment up front minus fees while consumers get goods or services immediately and repay over time. A representative from a business using deferred-payment financing said the tool helps customers obtain equipment and helps the business manage inventory and cash flow, while NFIB said small businesses also use BNPL to bridge expenses and avoid higher-interest credit card debt. Members asked about merchant fees, consumer education, and whether BNPL is being used for impulse purchases or essential expenses like rent, car repairs, medical care, and travel. The chair concluded by saying the committee intends to pursue regulatory language and continue working with stakeholders, while also hearing from retailers to avoid eliminating legitimate financing tools.

Transcript Highlights:

• . retailers. retailers.
• </c> feature of retail pricing technology. feature of retail pricing technology.
• Local retailers to large companies.
• , retail.
• </c> big box stores and online retailers. big box stores and online retailers.

Bills: HF3794 , HF3408

Committee: House Commerce Finance and Policy