Transcript Highlights:

• The consumers are paying in that space. And so you it's a it's it's analogous.
• How much value any of a lot of that is is adding to the consumer consumer today?
• Do you have something on average with the restitution payment has been paid out, you know, to consumers
• I think the the overall restitution payment, 14.5 million.
• Chair. >> You said the pot that's been we tend to consume. Can you tell me app?

Transcript Highlights:

• section where it did not have the line that offers any online services, products, or features to consumers
• much preferred House Bill 307, which I understand has been pulled, but that was a much more pro-consumer
• Payment, and other kinds of things to help purchase a park by a tenant organization.
• I oppose this bill, obviously as a consumer, not as an insurance professional, but as a consumer. because
• American consumers, and they're interdependent.

Transcript Highlights:

• This bill aims to eliminate these surprise owed payments by creating a system based more on transparency
• back to the or or salary uh payments back to the employer<00:10:56.720> they<00:10:56.839>
• Payment of wages, inclusive of notification about deductions related to payment of wages and record keeping
• , being related to the payment of wages.
• as wage payments because that is what they would be given that...

Keywords: 1191, senate, all

Transcript Highlights:

• Woods, an act relating to insurance, revising requirements for residential property insurance for payment
• That's **Senate Bill 64.** **Senate Bill 65**, introduced by **Senator Duhigg**, an act relating to consumer
• protection, enacting the Consumer Solar Protection Act, providing for finance contracts.
• Establishing procedures for determining violations of the Right to Repair Consumer Electronics Act.
• 60 and who receives an annuity adjustment to continue receiving the annuity adjustment, requiring payment

Transcript Highlights:

• This is a consumer rights issue.
• Next, they would allocate... ...credits and/or compliance payments.
• Consumers and undermine reliability.
• That's good for the consumer and good for reliability.
• Consumers request reasons for being declined, canceled, or non-renewed.

Bills: SB388, SB455, SB917, SB925, SB1006

Keywords: dispatchable generation, electricity, natural gas, ERCOT, energy credits, utilities regulation, renewable energy, arbitration, insurance contracts, surplus lines, Texas law, insurance policy, boiler inspection, boiler safety, inspection report deadline, certificate inspection, authorized inspector, inspection agency, Health and Safety Code, board of boiler rules

Transcript Highlights:

• It also says in this bill that that cost cannot be passed on to the consumer.
• We coordinate care with prescribers and obtain authorizations as consumers.
• These new fees will go... consumers.
• Well, we all want fairness; we want consumers to benefit.
• the medical... consumer, and we have to protect the medical association.

Keywords: 923, senate, all

Transcript Highlights:

• As I understand it, that is directed payment. It must go to food for residents.
• So a 1% down payment we now have 12% down benefit and service payments and buckets.
• Off-budget supplemental payments You ran through that pretty quickly.
• Now, on the consumer-directed programs, this kind of hit it hard. harder I believe.
• That is the basis for their payments.

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• It prohibits a school district from deducting any payment from an employee's paycheck for labor organization
• district employees from distributing written, printed, or digital communications in a manner that consumes
• Thank you. ...from deducting any payment from an employee's paycheck for labor organization membership
• district employees from distributing written, printed, or digital communications in a manner that consumes

Summary: The committee heard presentations on two Senate-passed HCRs that would refer constitutional amendments to voters. HCR 2040 would bar school districts from using public money or resources to support labor organizations, including payroll deductions for dues, use of internal communication systems for recruiting or political materials, and distribution of labor-related communications using public resources; it also would prohibit the state and political subdivisions from entering exclusive representation or collective bargaining agreements with labor organizations. The sponsor indicated an intent to concur with the Senate amendment, and the measure was left open for questions. HCR 2048 would amend the Arizona Constitution to prevent the state from confiscating money from scholarship accounts belonging to children of military families, and would void any later law or voter-approved measure after November 1, 2026, that violates that protection. Members asked how the proposal would work if a student moved out of state or no longer met scholarship eligibility requirements, and staff explained that funds could still be reclaimed if the student no longer qualified under the program. Questions also focused on the measure’s language making any conflicting future bill or initiative null and void, with staff explaining that courts would still apply severability principles in litigation. The discussion became sharply political, with one member criticizing the measure as a pretext to protect ESA voucher funds and another questioning whether the military-family framing raised DEI concerns. Another member argued the majority was using military families to shield fraudulent ESA spending and said voters wanted action on the issue. No votes were taken in the excerpt, and the chair ultimately closed the discussion after questions and comments.

Transcript Highlights:

• The Department of Human Services reported instances of improper benefit payments to employees from the
• The agency also made a duplicate payment to a vendor and did not properly approve overtime.
• We also selected non-consumable purchases totaling $33,000 to site, and we could only account for purchases
• We also selected non-consumable purchases totaling $33,000.
• We also selected non-consumable purchases totaling $33,000 to site, and we could only account for purchases

Keywords: 1204, all

Transcript Highlights:

• Um, uh, on, on how, how healthcare is being utilized, how it's being consumed, and the cost implications
• Um, they could, um, Potentially question um what um what the the payment rate bundling, those sorts of
• So, cost, cost to us that the consumer that's buying the insurance will have to pay for. Yeah.
• have this question come up all the time in my business, and this would make it much easier for the consumer
• benefits is needed so that when dual plans are involved, the patient can feel comfortable that the payment

Bills: HB138

Keywords: voter registration, application rejection, transparency, election integrity, state law

Transcript Highlights:

• We protect and assist consumers.
• <00:10:37.320> and $23 million on behalf of consumers and $23 million on behalf of consumers
• <00:40:43.280> um budget through those defil payments um budget through those defil payments
• <00:41:53.200> protection<00:41:53.560> and have a consumer protection and have a consumer
• <00:45:25.400> Financial published by the Consumer Financial published by the Consumer Financial

Keywords: 1187, senate, all

Transcript Highlights:

• Senate Bill 1236 would help survivors by giving the courts the authority to determine alimony payments
• Senate Bill 1236 would help survivors by giving the courts the authority to determine alimony payments
• New Jersey has also passed this legislation. ...prevent these alimony payments.
• My name is Sarah Mancini, and I'm the co-director of advocacy for the National Consumer Law Center.
• The National Consumer Law Center works for economic justice in states around the country on behalf of

Keywords: 995, all

Summary: The Joint Committee on the Judiciary held a hearing on a wide range of state, probate, and family bills, with chairs Edwards and Day outlining strict testimony limits and accepting written testimony. Early testimony focused on H. 1911/S. 1138, which would clarify that a durable power of attorney may create a trust if that authority is expressly granted; sponsors and elder law advocates said the bill would resolve uncertainty created by the Barbetti decision and align Massachusetts with other states. A major portion of the hearing centered on S. 1102, a proposal to establish medical panels in Probate and Family Court. Supporters, including attorneys, parents, physicians, and advocates, said neutral three-doctor panels would help judges resolve disputed medical issues in guardianship and custody cases involving children, elders, and people with disabilities. Testifiers described cases where medical treatment was blocked or contested by one parent or guardian, arguing the panels would provide impartial expertise and protect vulnerable people. The committee also heard support for bills addressing disability discrimination in family court, military parents’ custody rights, and a shared parenting bill, H. 1710, which drew strong opposition from domestic violence advocates and others who said a 50-50 presumption could harm survivors and children. The committee also took testimony on several probate and court-administration measures. Senator Lovely supported a bill on nominee trust partition, and Senator Comerford and probate officials backed legislation to codify additional registry staff positions and modernize registry operations. Other bills discussed included foster care liability insurance, with providers warning that rising premiums and loss of coverage could force program closures; health care proxy storage and activation; access to decedents’ email accounts; uniform trust decanting; the Uniform Voidable Transactions Act; heirs’ property partition protections; a constitutional right to health care; alimony-related reforms; child-centered family law; and a right of disposition for funeral arrangements. No votes were taken during the hearing, and the committee repeatedly invited written testimony and follow-up questions.

Transcript Highlights:

• Medicaid providers are also increasingly seeing some financial hardships due to client non-payment.
• Increasingly seeing some financial hardships due to client non-payment of their portion of Medicaid.
• Our current regulatory and payment structures don't allow for a lot of flexibility, you know, to look
• So lots of Non-payment and then the mitigation of resident discharges.
• Having that one-on-one support from case managers to prevent discharges, to prevent non-payment, will

Summary: The committee met for what was described as its final meeting, with members and staff reflecting on the work of the Joint Legislative Executive Committee on Aging and Long-Term Care and noting that future work would likely shift to standing health and wellness committees. The meeting began with introductions and then moved into updates on major initiatives that originated from the committee, including Washington Cares, the Dementia Action Collaborative, and Medicaid long-term care programs. Presenters emphasized that these efforts were developed through long-term legislative-executive collaboration and were intended to help Washington prepare for the state’s aging population. On Washington Cares, DSHS described the program’s development from a 2014 research effort to its 2019 enactment, premium collection beginning in 2023, portability improvements in 2024, and 2025 changes including a grandfathered opt-out fix and a framework for supplemental private long-term care insurance. The agency said benefits are expected to go fully live next summer, with a pilot of up to 400 applicants planned for next January. On dementia policy, the Dementia Action Collaborative reported on the state dementia plan, Project ECHO training for providers, and pilot dementia-capable community programs at area agencies on aging, citing preliminary results that about 85% of family caregivers said services helped people remain at home. DSHS also reviewed Medicaid Transformation Project initiatives, including Medicaid Alternative Care, Tailored Supports for Older Adults, presumptive eligibility, and health-related social needs benefits such as rental assistance, nutrition support, and home modifications. The committee then heard an emerging issues panel from ombuds and disability advocates. Patricia Hunter of the long-term care ombuds program raised concerns about staffing shortages, resident rights, surveillance technology, private equity ownership of facilities, and illegal discharges or evictions. Betty Sweeterman of the Developmental Disabilities Ombuds discussed people stuck in hospitals without medical need, gaps in behavioral health services for people with developmental disabilities, and the need for better workforce training. Todd Carlyle of Disability Rights Washington urged expansion and bundling of community supports such as PACT, GOSH, and peer bridgers to reduce repeated institutionalization and support discharge from inpatient psychiatric settings. Provider and labor panels followed, with nursing home, assisted living, supported living, and union representatives all emphasizing workforce shortages, low wages, Medicaid rate inadequacy, case management bottlenecks, behavioral health complexity, and the need for more flexible care models and stronger accountability for rate increases. No formal votes were taken; the meeting ended with public comment on manufactured housing and closing remarks thanking staff and participants for the committee’s work.

Transcript Highlights:

• This initiative aims to provide financial relief to consumers, especially in light of recent economic
• The Texas sales tax holiday has been a significant benefit to consumers since its inception in 1999.
• Payments of refunds often result in local governments negotiate negotiating.
• , specifically transaction rebate payments from the total revenue of taxable entities that are either
• on a house because I found that I could pay the payment for as much as the rent would cost.

Transcript Highlights:

• and SR 197 urging towing companies to have on-site automated teller machines to ensure accessible payment
• and SR 197 urging towing companies to have on-site automated teller machines to ensure accessible payment
• Okay, to look at the issues that were raised by this discussion with the Office of Consumer Protection
• , the recommendations were to pass with amendments, establishing a task force with the Office of Consumer
• <00:27:28.159> Protection with the Office of Consumer Protection with the Office of Consumer

Keywords: 912, senate, all

Summary: The joint Transportation and Culture and the Arts and Education committees heard STR 1117 and SR 98, which urge the Department of Education, Department of Transportation, and Hawaii County to inventory bus stops used by children on Hawaii Island and develop safety improvements. DOE testified that routes are based on student locations, families must register riders, and access is complicated by county roads and privately owned or HOA-managed roads; members noted the need to focus on the most affected areas and on safety rather than just counting stops. The committees recommended both resolutions be passed with amendments, including adding the Safe Routes to School Advisory Committee and technical changes, and both measures were adopted by vote. The Transportation and Culture and the Arts committee then heard several resolutions on international relationships and transportation safety. STR 196/SR 76 supporting broader ties with Norway, STR 197/SR 77 supporting broader ties with Sweden, and STR 195/SR 175 supporting broader ties with Sweden all moved forward; testimony generally favored learning from those countries, and the committee adopted amendments to add collaboration language and, in the Norway measure, a reference to prisons and criminal justice. The committee also heard STR 181/SR 51 on lowering the blood alcohol limit from 0.08 to 0.05; the Hawaii Alcohol Policy Alliance supported the measure and suggested adding flexibility for the DOT director to appoint additional working group members. The committee amended the resolution to broaden the working group and direct it to examine data, impacts, and implementation issues, then adopted it. On later agendas, the committee approved CR 12/SR 8 recognizing International Dark Sky Week with amendments to create a task force on light pollution and dark skies. It also passed CR 180/SR 150, which would have DOT report on commercial tour operator safety and performance, after amending it to clarify the purpose, require online public information, involve the NTSB, and create a transparency/scoring framework. STR 150 on subsidizing waterborne cargo transport was also passed with technical amendments. Finally, STR 222/SR 197 on towing companies having on-site ATMs was amended into a task force proposal led by the Office of Consumer Protection, and the committee adopted that recommendation. In each case, the chair’s recommendation was to pass with amendments or, for one Sweden measure, pass unamended, and the votes were unanimous with no recorded opposition.

Transcript Highlights:

• First up for HB 982 HD1, Department of Commerce and Consumer Affairs with comments.
• Ando, the director of the Department of Commerce and Consumer Affairs.
• Next up, we have DCCA Division of Consumer Advocacy with comments.
• I'm the executive director of the Division of Consumer Advocacy.
• Okay, and like, really quick question for Consumer Advocate: yes.

Keywords: 910, house, all

Summary: The joint committees heard testimony on HB 982 HD1, a wildfire-related measure aimed at creating a wildfire recovery fund and a financing structure to address future catastrophic wildfire liability. The Department of Commerce and Consumer Affairs, the Division of Consumer Advocacy, and the Public Utilities Commission submitted comments and were available for questions. Supporters included IBW Local 1260, Kauai Island Utility Cooperative, Clearway Energy Group, Hawaiian Electric, Par Hawaii, and others, while Charter Communications and the Hawaii Association for Justice opposed or raised concerns. Life of the Land supported the bill but urged changes to the definition of a catastrophic wildfire and noted concerns about prudency review language. IBW Local 1260 asked to restore language from the original draft, and Charter warned the bill could impair existing contract and indemnity rights unless amended. A major focus of the hearing was Hawaiian Electric’s position on the HD1 version. Hawaiian Electric strongly supported the original bill but objected to the HD1 requirement for an additional $500 million shareholder contribution, arguing it was not feasible and could delay or prevent the fund from operating. The company said the bill would help protect customers and improve credit ratings by creating a dedicated revenue stream and a bankruptcy-remote financing structure, which it said would lower borrowing costs over time. Members questioned how the $1 billion securitization amount was chosen, whether credit rating agencies had indicated it was sufficient, and how the bill would work in bankruptcy; Hawaiian Electric said the amount was a balance among interests, not based on a specific agency directive, and that it would follow up on bankruptcy questions. Opponents and skeptics raised concerns about liability caps, the new claims process, and unclear language on damages above the fund’s limits. The Hawaii Association for Justice argued the bill limits victims’ remedies and gives too much authority to the new entity without clear guardrails. Committee members also pressed Hawaiian Electric on comparisons to California, the feasibility of the shareholder contribution, and whether alternative capital-raising or divestiture options had been considered. No vote or final action was taken in the portion of the hearing provided; testimony and questioning continued with follow-up information requested from Hawaiian Electric and others.

Transcript Highlights:

• directed payment directed payment programs<01:09:49.159> directed<01:09:49.679> payment
• payment gaps.
• implementing the directed pay payment implementing the directed pay payment program<01:13:26.120
• with their own directed payment with their own directed payment programs<01:13:44.639> we
• of the new directed payments of the new directed payments program<01:15:18.159> paragraph

Keywords: 1183, house

Transcript Highlights:

• How much of the total taxes consumed through property taxes is actually consumed by employment?
• , they don't have a mortgage payment, but their insurance and their property taxes.
• The ones who are paying their lump sum payments, are they taking advantage of an early payment discount
• I don't know that we could do age, but we could get you some data on the timing of payment.
• You had made mention there about authorized payments from state forest timber sales.

Summary: The Select Committee on Property Taxes met for an educational session focused on how Florida funds public schools and how property taxes are assessed and levied. Dr. Jim Zengali of the Department of Revenue explained the FEFP school funding formula, noting that it is built on weighted student counts, a base student allocation, and programmatic add-ons such as transportation, exceptional student education, school safety, and mental health. He said school funding is roughly split between state general revenue and local property taxes through required local effort, with additional discretionary and capital outlay millages contributing to total school funding. He also described the Department of Revenue’s role in certifying property rolls at fair market value and reviewing them for substantial compliance, including the so-called “nuclear option” if a roll is not approved. Members asked about trends in millage rates, county-by-county funding differences, the effect of growth and enrollment changes, and how property appraisals are reviewed. Zengali said aggregate millage for school funding has declined over the last decade while revenues have still increased, and he agreed to provide additional data on county trends, parcel strata, student growth, and enrollment impacts. He also clarified that school funding is equalized so students receive similar resources regardless of county wealth, and that federal funding plays only a small role in the FEFP. Amy Baker of the Joint Legislative Office of Economic and Demographic Research then discussed existing homestead benefits. She said about half of Florida’s parcels are homestead properties, most fall in the $250,000 to $500,000 value range, and many seniors without mortgages pay property taxes in lump sums rather than through escrow. Baker explained that Florida’s homestead tax burden is middle-of-the-pack nationally and that the main benefits are Save Our Homes and portability on the differential side, plus the $25,000 homestead exemption and related exemptions on the exemption side. She said these benefits reduce taxable value substantially, with homestead properties receiving a large share of the reductions, and noted that the committee requested follow-up data on exemption usage, portability timing, senior exemptions, and county-level patterns. The final presentation, by Lizette Kelly of the Department of Revenue, covered millage rates and the TRIM process. She reviewed the history of truth-in-millage notices, required taxpayer mailings, public hearing notices, and later changes that tied local millage resets to rollback and majority-vote rates. Kelly explained the difference between proposed and adopted millage, the rollback rate, and the majority-vote rate, and described how taxing authorities include counties, cities, special districts, and MSTUs. She also outlined how county taxable value is calculated from just value through assessment differentials and exemptions, and how certain exemptions, such as the additional senior exemption, apply only to the taxing authority that adopted them. No votes were taken during the meeting, but members requested several follow-up data reports for later discussion.

Transcript Highlights:

• The only remedy, as a consumer, is to file an appeal upon denial of a reimbursement request.
• As a consumer, the only remedy is to file an appeal upon denial of a reimbursement request.
• So, from my view as a public health professional, those payment gaps have created a system where the
• The payment system we have now is just that unfair.
• The bill calls for bundled payment for a package of services.

Keywords: 995, all

Summary: The committee held a hearing on a large group of behavioral health and insurance-related bills. Topics included expanding access to mental health services by allowing physician assistants to authorize Section 12 emergency holds and be recognized as licensed mental health professionals (H. 1131/S. 773); improving coverage for community behavioral health centers so commercial insurance matches MassHealth’s bundled outpatient and crisis services (H. 1276/S. 703); eliminating cost sharing for certain behavioral health services (S. 718); extending detox and clinical stabilization coverage from 14 to 30 days and adding transitional support services (H. 1319/S. 772); requiring coverage for dual-diagnosis treatment in psychiatric facilities (H. 1277/S. 771); and preserving access to treatment for serious mental illness through coverage of coordinated specialty care and assertive community treatment (H. 1135/S. 709). The committee also heard bills on preventive behavioral health services for children (H. 1228/S. 802) and post-pregnancy mental health care, including postpartum depression and pregnancy loss-related care (H. 1314/S. 823).

Transcript Highlights:

• We're a consumer and human rights advocacy organization.
• So I do think that's an excellent question, and I'm committed 100% to the consumer by providing price
• House Bill 1185 by Chairman Miller concerns payment methodologies for hospitals.
• Amendments wanting to relate to clarifying statements relative to the payment of funds.
• It also provides that the department will withhold any payments until those obligations are satisfied

Summary: The House Committee on Health and Welfare met on April 23 and first disposed of several items without hearing them, including HB 1093 and HB 1145, and voluntarily deferring HB 946. The committee then quickly reported HB 1095 favorably without objection. That bill would require nursing facilities to have fuel or another alternative power generation source to maintain power, and supporters said it preserves existing backup-power safety requirements while giving facilities more flexibility as technology changes. The committee then took up HB 926, which concerns vaccination status and admission to public buildings and seeks to prohibit medical mandates. After adopting an amendment set and additional changes clarifying exclusions for licensed health care providers and facilities, medical masks, and child welfare/school-related provisions, the committee heard testimony both for and against the bill. Supporters framed it as a civil-liberties measure limiting vaccine-card requirements for public buildings, while opponents warned it could interfere with public health measures, school immunization rules, and the ability of health care facilities to protect patients. The bill was reported favorably on an 8-4 vote. HB 1220, a cleanup bill for the Louisiana State Board of Medical Examiners, was then reported favorably after a technical amendment set. HB 1227, which would require complaints involving medical judgment to be reviewed by a three-physician panel before formal disciplinary action, drew extensive testimony from a physician sponsor, a doctor describing his disciplinary experience, and the board’s executive director, who said the board already uses practicing physicians, nurses, and experts in its process and warned the proposed panel system could be impractical because physicians are difficult to recruit for such reviews. At the sponsor’s request, the committee voluntarily deferred HB 1227 for further work. Finally, the committee reported HB 1217 favorably with amendments to a pharmacy benefit manager transparency bill, after supporters said it would expose hidden pricing and rebate practices and opponents argued some provisions were duplicative or unnecessary. HB 1028, setting minimum Medicaid reimbursement rates for non-emergency medical transportation, was reported favorably and referred to Appropriations after supporters described the need for higher rates and members discussed funding. The committee also reported HB 1185 favorably, with amendments preserving the existing Rural Hospital Preservation Act while extending similar protections to additional rural-lookalike hospitals, and adopted HCR 76 to continue the Health Inequities and Disparities in Rural Areas Task Force for another year.