Transcript Highlights:

• Civil Justice and Claims Subcommittee will come to order. Zoe, please call the roll. Chair Costa.
• My name is Vivian Gallo, and I'm head of claims for Howden Health Care.
• My job is to help these systems place this insurance and manage their claims and risk.
• Recent data from Florida's closed claims database underscores these concerns.
• Lobbyists claim caps create balance.

Summary: The Civil Justice and Claims Subcommittee considered one bill, HB 603, which would repeal section 768.21(8), the Florida medical negligence wrongful death exception often referred to by supporters as the “Free Kill” law. The sponsor argued the current statute unfairly bars certain families—especially adult children or parents of unmarried adults without minor children—from recovering non-economic damages when a loved one dies from medical negligence, while such damages are available in other wrongful death cases. Supporters, including family members, AARP, and some legal advocates, testified that the law is discriminatory and denies equal access to justice for grieving families and vulnerable adults. Opponents, including physicians, hospital and insurer representatives, and business groups, argued that repeal would increase malpractice exposure, raise premiums, worsen access to care, and accelerate physician retirements or departures from Florida. Several urged that if the bill moves forward, it should be paired with caps on non-economic damages to balance the impact on the health care system. Supporters countered that negligence must still be proven, that the law creates unequal treatment, and that existing tort reforms have not lowered premiums. The sponsor closed by rejecting claims that the bill is “jackpot justice” and emphasizing that families deserve court access and accountability. After debate, the committee voted on HB 603 and passed it 16-2. The meeting then adjourned.

Transcript Highlights:

• So that act required DFA to provide a method for reporting and claiming this credit.
• ...claim the tax credit, how do we then verify that they're actually using Arkansas rice?
• So they will claim the credit on their report. They will provide a copy of the grain bill.
• And so I just... ...of the grain bill and sourcing the claims.
• The processes.

Summary: The Administrative Rules Subcommittee reviewed a series of agency rules and related requests. The Department of Corrections and Post-Prison Transfer Board reported quarterly updates with no questions, and several Commerce rules were approved, including repeals tied to the minority business enterprise and women-owned business enterprise programs and the Consolidated Incentives Act because they were superseded by Act 116 or duplicative of statute. The Insurance Department’s new rule for online marketplace guarantee providers was also approved, with Airbnb used as an example of the type of platform covered. The Department of Education presented an update to the Arkansas Adult Diploma Program to align payment milestones with Act 502 of 2025, and DFA presented a rule implementing a new tax credit for Arkansas rice used in beer and sake production under Act 874 of 2025. Members asked about verification of grain bills and whether the credit was broadly available; DFA said the rule tracks the statute and requires producers to submit the grain bill with their return. DHS then presented a SNAP rule implementing federal changes from Public Law 119-21, including raising the able-bodied adult without dependents age limit to 64, changing treatment of dependents and exemptions, and adjusting energy assistance income treatment; the rule was approved despite one public comment. Later, DHS Medical Services amended the Medicaid Rehab Hospital Manual to allow rehab hospitals to operate psychiatric units and bill Medicaid for those services, and also secured approval for a recovery audit contractor exemption because Arkansas law bars contingency-fee contractors and the state already has other program integrity safeguards. The Board of Public Accountancy’s rules implementing Act 428 of 2025 were approved after discussion of a new CPA licensure pathway requiring a bachelor’s degree plus two years of experience, changes to substantial equivalency for out-of-state CPAs, and removal of a government/not-for-profit coursework requirement. The committee also approved the Department of Education’s request to be excluded from certain reporting requirements, retained all 18 DAPSAF rules under a review of Group 3, filed outstanding 2023-session rulemaking updates, and adjourned after filing monthly updates.

Transcript Highlights:

• administrative fee for processing that. administrative fee for processing that.
• the provider has submitted claims. the provider has submitted claims.
• uh prior to them submitting claims. uh prior to them submitting claims.
• process issues here. process issues here.
• MA and behavioral health fund claims. MA and behavioral health fund claims.

Keywords: 1187, senate, all

Transcript Highlights:

• <00:37:18.960> cost um start with uh claim cost um start with uh claim cost uh<00:37:20.880
• :37:22.720> the uh claim cost calculation for the uh claim cost calculation for the impact.<00
• I see. claim cost impact uh both on a PMP and claim cost impact uh both on a PMP and percentage<00:43
• <00:57:49.040> process<00:57:49.359> with<00:57:49.599> the 18-month process
• . process with the 18-month process. process with the federal<00:57:50.079> government<00:57:50.880

Keywords: Meeting Start 00:00:00 Call to Order and Roll Call 00:00:23 Kentucky Bankers Association 00:02:32 How to Read and Understand KRS 6.948 Health Mandate and Federal Cost Defrayal Impact Statements 00:25:40 Proposed Amendments to Kentucky's Essential Health Benefit-Benchmark Plan 00:50:18 Proposed Health Insurance Legislation for the 2026 Session 01:04:22 Reimbursement for Covered Benefits Delivered Through the Psychiatric Collaborative Care Model 01:01:46 Coverage of Eating or Feeding Disorders 01:18:47 Coverage of Hearing Loss 01:25:31, 958, all

Summary: The Interim Joint Committee on Banking and Insurance met for its first interim meeting, established a quorum, approved routine opening items, and welcomed a new committee assistant and a legislative intern. The committee first heard a Kentucky Bankers Association presentation from Tim Shank and John Cooper focused on the state’s housing shortage, which they described as affecting all 120 counties and especially low- and moderate-income and workforce housing. They urged support for a proposed $20 million banker-backed revolving fund, paired with tax credits, to finance new housing construction; they said the program would be flexible, could support alternatives such as manufactured housing, and would use below-market loans with tax credits vesting over five years only after units are completed. They also asked for extension of the historical tax credit carryforward from five to seven years and for continued support of new market tax credits, arguing that supply-chain delays make the longer period necessary for historic rehabilitation projects. The bankers also raised concerns about credit unions, arguing that because credit unions do not pay the same taxes as banks, they should not be allowed to acquire healthy state-chartered banks or hold state and local deposits. They cited the recent purchase of First State Bank of Middlesborough as an example, saying the transaction would reduce state, county, and city tax revenue and weaken local tax bases. In response to committee questions, the presenters said local regulations, zoning, parking, sidewalk, and utility easement issues can significantly delay housing projects, and they emphasized that state policy and infrastructure support are needed to help address affordability and development barriers. The committee then shifted to a Department of Insurance presentation by Commissioner Sharon Clark on how to read KRS 6.948 health mandate and federal cost defrayal impact statements. Clark explained that the mandate statements were created in 1998 so legislators would have actuarial estimates of how proposed health insurance mandates would affect administrative costs, premiums, and total costs, and she noted that later legislation added federal cost-defrayal analysis. She also reviewed the background of the Affordable Care Act’s essential health benefits framework and said the department’s statements are intended to help lawmakers make informed decisions on proposed health coverage mandates. No votes or formal actions were taken during the portion of the meeting provided.

Transcript Highlights:

• There are other claims in some of these cases.
• is partly a process of curation, right?
• That is a painful, uncomfortable process, but it is also a gradual process.
• So I think, to answer your question, essentially, it's a gradual process.
• This is a continuing process.

Summary: The Senate Judiciary Committee and Assembly Privacy and Consumer Protection Committee held an informational hearing at Stanford on the intersection of artificial intelligence, copyright, transparency, and California’s creative economy. Chairs and members emphasized that the hearing was not on a specific bill and no vote would be taken. Opening remarks framed the issue as balancing protection for artists and other rights holders with the need to keep AI innovation and related economic activity thriving in California, while noting that federal action is unlikely and that state policy may influence national standards. The first panel featured Professor Pamela Samuelson and Stanford researcher Rishi Bommasani. Samuelson reviewed the current copyright litigation landscape, including dozens of lawsuits over AI training, and explained the fair use framework, the Google Books precedent, and the uncertainty around newer theories such as market dilution. She said states can likely regulate transparency, deepfakes, privacy, and safety, but warned that some proposals may be preempted by federal copyright law. Bommasani described widespread opacity around training data among major California AI companies, discussed AB 2013 and the EU AI Act as transparency models, and identified gaps in disclosure design, enforcement, and whether transparency alone can address copyright and IP concerns. Members asked about open-source models, opt-outs, machine unlearning, user data, and state options for protecting creators. The second panel included SAG-AFTRA board member Jason George, Animation Guild president Danny Lynn, and OpenAI copyright counsel Mark Gray. George and Lynn argued that AI training on performers’ and artists’ work without consent or compensation threatens jobs, bargaining power, and reputations, and they supported stronger transparency and licensing requirements so creators can identify when their work is used. Gray said AI is already being used as a productivity tool and highlighted partnerships between AI companies and publishers, record labels, and studios, while arguing that specific harmful uses such as deepfakes should be regulated directly rather than restricting general-purpose AI development. Committee members discussed labeling and watermarking of AI-generated content, transparency around model use, and whether state law should require more detailed disclosure of training data; no formal action was taken.

Transcript Highlights:

• I sit here as a health care process.
• I sit here as a health care process. that everyone should have studied.
• My claim still has yet to be processed. This is by design.
• This bill would bypass the P&T process.
• The audit covers 100 percent of the claims.

Bills: HB2048, HB2189, HB2248, HB2403, HB2728, HB2729, HB2730, HB2731, HB2906, HCR2058

Keywords: orders of protection, domestic violence, court procedures, legal guardian, enforcement, healthcare, licensed health aides, scope of practice, ventilator care, training standards, medical freedom, healthcare mandates, employment requirements, public health, government regulation, elderly, physical disabilities, Arizona Health Care Cost Containment System, home and community based services, funding increase

Summary: The committee first heard a presentation from Central Arizona Shelter Services (CASS) on homelessness in Maricopa County and CASS programs for single adults, families, and older adults. The witness described rising homelessness, especially among older adults, and said recent declines were linked to American Rescue Plan Act funding for shelters and flexible rental assistance. Members asked about CASS partnerships with mutual aid and service organizations; the witness described collaborations for food, banking, haircuts, digital access, and behavioral health. No vote was taken on this presentation. The committee then considered HB 2248, the Arizona Medical Freedom Act, which would bar businesses, schools, and government entities from denying services or employment based on medical interventions and limit employer medical requirements, with a school outbreak amendment adopted. Proponents framed the bill as protecting bodily autonomy and informed consent, while opponents argued it would weaken employers’ ability to control communicable diseases and protect public health. The committee adopted the amendment and advanced the bill on a 4-3 vote. It also advanced HB 2906, requiring one oral and maxillofacial surgeon on the State Board of Dental Examiners, and HB 2189, directing the Nursing Board to implement rules for licensed health aides performing routine ventilator care; both passed with amendments and strong support from sponsors and board representatives. Later, the committee approved HB 2403, appropriating $2.5 million in FY2027 for home- and community-based services providers serving elderly and physically disabled Arizonans. Supporters said the funding would help retain caregivers and reduce more expensive hospital or facility care. The committee also passed several continuation bills, including HB 2731 for the Physician Assistants Board, HB 2730 for the Occupational Therapy Board, and HB 2729 for the Nursing Board, all on largely party-line or near-unanimous votes after testimony from board staff emphasizing public protection and oversight. The committee then took up HB 2728, a DES continuation bill that also incorporated nine previously vetoed policy bills affecting SNAP, unemployment, and related benefits. Opponents argued it would make access to essential benefits harder and turn a routine continuation bill into a vehicle for controversial policy changes; supporters said it was needed for oversight and program integrity. The bill advanced on a 4-3 vote. Finally, the committee approved HB 2048, a strike-everything amendment requiring AHCCCS to treat a new non-opioid pain medication no more restrictively than opioids in utilization controls, and ACR 2058, which would require a comprehensive Medicaid claims audit funded by recoveries. Both measures drew support from sponsors and some personal testimony, while opponents warned about cost, duplication of oversight, and incentives that could bias audits; each advanced on 4-3 votes. The committee then adjourned.

Transcript Highlights:

• <00:25:43.840> database Colorado's uh payer claims database Colorado's uh payer claims database
• <00:34:33.520> to incorporate data about denied claims to incorporate data about denied claims
• involved with approving claims.
• <00:36:49.680> were tell us more about um which claims were tell us more about um which claims
• and also the the administrative process and also the the administrative process involved<00:37:09.440

Keywords: 919, house, all

Summary: The committee took up House File 4466, the sub health supplemental budget bill, and moved it to the Ways and Means Committee after a walkthrough of the fiscal spreadsheet and the DE1 amendment. Nonpartisan staff explained that the bill produces general fund savings of about $2.4 million in FY27 for the 2026-27 biennium and about $97.7 million in the next biennium, with most savings tied to HR1-related Medical Assistance changes affecting adults without children. The Department of Health provisions were described as largely cost-neutral, with some increases for implementation, data, and IT work. Staff then reviewed the DE1, which combines several bills into four articles. The bill includes health licensing board changes, Department of Health provisions such as all-payer claims database fees, newborn screening fee exceptions, loan forgiveness and scholarship program extensions, workforce shortage grant changes, and reciprocal licensure and mortuary science provisions. The federal conformity article makes changes related to MA work and community engagement requirements, six-month renewals, retroactive eligibility limits, contact information updates, cost sharing for MA expansion enrollees, and related provider tax and disability-notice provisions. Article 4 and Article 5 were described as forecast adjustments for DHS and the Department of Children, Youth, and Families. Public testimony focused largely on the federal conformity and eligibility provisions. Legal aid testified that the work requirements and retroactive eligibility changes would be confusing, could expand requirements beyond intended groups, and would increase uncompensated care. The Minnesota Hospital Association said shortening retroactive eligibility would increase uncompensated care and strain hospital finances, and Unidos Minnesota criticized the immigrant eligibility changes as harmful to lawfully present immigrants and Native communities. Blood Cancer United supported the all-payer claims database provisions and urged attention to fertility coverage. Representative Elkins offered an amendment to add $55,000 for the Department of Health to include denied-claims data in the all-payer claims database; Department of Health staff said the idea was useful and provided a one-time setup cost, but the amendment was not acted on in the portion of the transcript provided.

Transcript Highlights:

• We monitor CDCR's use-of-force review process, internal affairs investigation and discipline process,
• It's currently in process.
• It's currently in process.
• This process started January 4th, decision-making process across the department.
• It's a mandatory process.

Summary: The hearing focused first on sexual abuse, harassment, and retaliation in California’s women’s prisons, with testimony from CDCR wardens, the Office of Inspector General, advocacy groups, and formerly incarcerated survivors. Legislators and witnesses described a pattern of staff misconduct, fear of retaliation, gaps in reporting, and the need for stronger accountability, better investigations, and more outside access for survivor support organizations. CDCR said it has expanded training, body-worn and stationary cameras, outside partnerships, and PREA-related response procedures, while the Inspector General requested additional funding and staff to monitor more grievances and staff sexual misconduct cases under SB 1069. Members pressed CDCR on why accused staff are not always placed on leave, how cases are referred to prosecutors, and whether current protections are enough; several members argued the state should aim to investigate all complaints and do more to prevent retaliation and repeat abuse. The second issue was rehabilitative and reentry programming in women’s prisons. CDCR’s Division of Rehabilitative Programs and the wardens highlighted education, vocational training, substance use treatment, peer support, and community reentry programs, citing increased enrollment and recent graduates earning diplomas, degrees, and certifications. They said these programs are intended to reduce recidivism and improve public safety. Formerly incarcerated advocates and community providers argued that current offerings are still too limited, outdated, and not aligned with today’s job market, especially around digital literacy and transferable credentials, and they urged more funding for community-based, trauma-informed, gender-responsive programming. A coalition representative asked for a $20 million continuation and expansion of the Wright Grant program, and members discussed additional budget requests for reentry and related women’s services.

Transcript Highlights:

• The third forecast impact of the prepayment review process is the denial of claims that would have been
• In this process, claims for the impacted benefits are reviewed using targeted analytics and then flagged
• is the denial prepayment review process is the denial of<00:27:19.679> claims<00:27:20.080>
• In this process,<00:27:25.520> claims<00:27:25.919> for<00:27:26.240> the<00:27:
• 26.480> impacted process, claims for the impacted process, claims for the impacted benefits<00

Keywords: 1187, senate, all

Transcript Highlights:

• But there is um on in the process.
• Uh court security increase claims.
• claims administration and settlement claims administration and settlement fund<01:21:12.000>
• Senate made to the YDC claims Senate made to the YDC claims administration<01:21:22.560> and<
• to move the appointment of YDC claims to move the appointment of YDC claims administrator<01:21:

Keywords: 1191, senate, all

Summary: The Legislative Budget Assistant staff presented an overview of the Senate changes to the House-passed budget, focusing on revenue estimates, appropriations, and ending balances across the general fund and education trust fund. The presentation emphasized that the Senate’s budget reflected higher revenue assumptions than the House, driven in part by updated April revenue figures, changes to business, tobacco, and real estate transfer tax splits, and different assumptions about video lottery terminal revenue. The Senate also adjusted lapse estimates upward, especially for HHS, after receiving updated information that lapses could be much larger than originally assumed. The presenter walked through the major differences in the surplus statements for fiscal years 2025 through 2027. Compared with the House, the Senate budget generally showed higher revenues, lower or different appropriations in some areas, and larger balances carried forward, including a larger education trust fund balance and a different rainy day fund transfer. The Senate’s approach also changed several policy assumptions, such as maintaining liquor revenue dedication, removing the House’s meals-and-rooms distribution cap, changing the treatment of unique revenue, and altering the process for meeting a targeted revenue amount by giving the governor more flexibility. On the appropriations side, the Senate removed or modified several House reductions and added funding or adjustments in areas including the judicial branch, corrections, HHS, the Human Rights Commission, and certain settlement costs. The presenter also highlighted Senate changes in House Bill 2 and related budget provisions, including a new arts tax credit, a nursing home bed fee, changes to Medicaid premium assumptions, and differences in how motor vehicle inspection repeal and BLT-related revenue are handled. No votes were taken in the portion shown; the discussion was informational and comparative, aimed at explaining the Senate budget changes before conference committee negotiations.

Transcript Highlights:

• <00:23:51.200> This<00:23:51.520> claim This claim reportedly came from DOGE, which
• :17.680> is<00:41:18.079> about also claim this bill is about also claim this bill is about
• <02:12:40.880> The get due process. It hasn't happened. The get due process.
• process, meaning my removal from office. process, meaning my removal from office.
• > that<02:53:51.920> substantial audacity to claim that substantial audacity to claim that

Keywords: U.S. House of Representatives Floor Proceedings on Friday, June 6, 2025, 1012, house, all

Transcript Highlights:

• and strengthens the ability to audit claims, and a few other things.
• <00:21:11.559> to processes of course there's a process to processes of course there's a process
• , the complaint process through DMS.
• , the complaint process through DMS.
• <00:35:37.520> and to evaluate the entire process and to evaluate the entire process and understand

Keywords: 00:00:00 Call to Order/Roll Call 00:01:19 Discussion of 25RS HB 785 00:30:25 Roll Call Vote on 25RS HB 785 00:32:15 Discussion of 25RS HB 61 00:36:42 Roll Call Vote on 25RS HB 61 00:38:07 Discussion of 25RS HB 788 00:51:01 Discussion of 25RS SB 14 01:11:09 Discussion of 25RS HB 685 01:44:57 Adjournment, 958, all

Summary: The House Standing Committee on Health Services met with a quorum and took up House Bill 785, as amended by a committee substitute that combined language from HB 785 and HB 787. The bill was described as addressing Medicaid managed care organization (MCO) audits, provider contract notice and amendment procedures, mental health parity compliance, and related transparency requirements. Supporters said the measure would tighten notice to providers, limit repeated contract amendments and rate reductions, require more standardized audit procedures, and add reporting on Medicaid claims, appeals, and grievances. It also includes a provision requiring coverage of at least two evaluation-and-management billable services per physician per recipient per date of service, and a section addressing narcotic/opioid treatment program licensing and reimbursement language. Testimony in support came from Representative Kim Moore, John Inman of BrightView Health, Michelle Sandborne of the Children’s Alliance, and Kelly Cormic of RYSE. They argued that MCOs often use audits and recoupments in ways that are burdensome, opaque, and financially damaging to providers, especially smaller and rural ones. They cited examples of multiple audit requests in short timeframes, large record requests with short deadlines, delayed or absent feedback, and recoupments taken before appeals are resolved. They also said parity laws are not being consistently enforced and that the bill would give the Department of Insurance authority to suspend or revoke an MCO certificate of authority for willful or repeated parity violations. Committee members generally expressed support for provider protections and transparency, while asking for clarification on the narcotic treatment and E/M billing provisions. Tom Stevens of the Kentucky Association of Health Plans testified in opposition, saying the bill is complex to implement and should be handled through the broader Medicaid oversight work of House Bill 9, the MOAB. He said the issues raised were better suited for that bipartisan stakeholder process and noted the committee substitute had not yet been fully reviewed by his group. After discussion, the committee adopted the committee substitute and then moved to a vote on the bill; the roll call began, with several members recorded as voting yes, but the transcript cuts off before the final vote result is shown.

Transcript Highlights:

• It is no coincidence that Black residents are disproportionately excluded from this democratic process
• It's a place. ...and continue these processes to have our voices heard. It's a pleasant.
• And the ability to participate in the political process would only lend a hand.
• Who better to be participating in our democratic process?
• “And I felt like I was part of the process. And I remember how that went.

Keywords: 995, all

Summary: The committee heard extensive testimony on S. 7 and H. 63, proposed constitutional amendments to restore voting rights to people incarcerated for felony convictions. Sponsors Rep. Erica Iderhoven and Sen. Liz Miranda argued that Massachusetts should reverse the 2000 disenfranchisement change, describing it as a recent and racially discriminatory policy that excludes thousands of residents—disproportionately Black and Latino—from civic participation. They said the amendment would put the question before voters, likely in 2028, and noted that implementation details such as domicile and where incarcerated people would register to vote would be handled separately through legislation and existing jail-based voting work. A large number of incarcerated and formerly incarcerated people testified in support, many speaking remotely from MCI Norfolk, MCI Shirley, and MCI Framingham. They said voting would affirm dignity, accountability, rehabilitation, and connection to community, and several described civic education programs inside the facilities that had helped them engage with public policy. Witnesses repeatedly characterized disenfranchisement as “civil death,” linked it to racial injustice and the legacy of slavery, and urged the committee to advance the bills favorably. A few speakers also addressed practical questions about voting location and domicile, with sponsors saying those issues are not specified in the constitutional amendment and would be worked out later. Committee members asked several questions, including whether incarcerated people would vote in the community where they were incarcerated or where they previously lived, and whether future legislation could include carve-outs based on offense type or time served. Testifiers and sponsors generally said the amendment itself does not decide those implementation questions, and some said they would oppose carve-outs. One member raised a broader moral objection about allowing people convicted of serious crimes to vote; supporters responded that punishment should not erase democratic rights and that voting can support rehabilitation and reentry. No vote or final committee action was taken during the transcript provided. The hearing also briefly included testimony on a separate matter, S. 521, a proposed ratification of the federal Child Labor Amendment. Witnesses supporting that measure warned against renewed child labor rollbacks in other states and argued Massachusetts should reaffirm protections for children and education. That portion of the hearing was separate from the voting-rights discussion.

Transcript Highlights:

• So kind of explain how you think the process would work going up that stack.
• That money could be used in the CRTF to pay claims.
• And I guess I would throw in that if you just take a simple windstorm claim.
• The cost of the claim is not substantial.
• These are the biggest claims I see, and I've seen a surge in claims on homes over the last four to five

Bills: HB778, HB 1266, HB1576, HB2213, HB2517, HB2518, HB2841, HB3306, HB3320, HB3388, HB3508, HB3520, HB3689

Keywords: credentialing, healthcare, physician assistants, advanced practice nurses, managed care, hurricane, windstorm, loss mitigation, grants, insurance discounts, property retrofitting, insurance, Texas Windstorm Insurance Association, board composition, coastal counties, property insurance, taxation, Texas FAIR Plan Association, premium taxes, maintenance taxes

Transcript Highlights:

• Yeah, but I don't work for the company, and I don't deal with the claims every day.
• I want to speak to the process, to speak to the process of what you do.
• I was trying to go through the process of how this will work.
• The behavior does not distinguish between catastrophic and non-catastrophic claims.
• I myself have been a victim of an insurance claim. I've been through the process myself. I know it.

Summary: The Committee on Banking and Insurance met with a quorum present and took up several bills, beginning with SB 834 on health care sharing ministries and insurance agents. Senator Yarbrough presented the bill to repeal a recent restriction on licensed insurance agents marketing or selling faith-based health care sharing programs. Supporters argued the change restores free speech and consumer education while preserving existing consumer protections; opponents said the bill was unnecessary and could increase confusion or misuse of agents and brokers. The committee adopted a title amendment and then reported the bill favorably after debate, with Senator Pizzo raising concerns about consumer reliance and lack of guaranteed coverage. The committee then approved SB 642 on foreign and alien bail bond insurers, SB 394 on reinsurance intermediary managers, and SB 266 on public adjuster contracts. SB 266 would let vulnerable adults rescind public adjuster contracts at any time without penalty; it drew support from consumer and industry groups, with some discussion about estimates and claim work product. The committee also passed SB 832 on residential property insurance transparency, which requires rate transparency reports and a consumer resource center at OIR, and adds a provision excluding land value from homeowners coverage calculations in most cases. Testimony on SB 832 was generally supportive of the transparency goal, though insurers said some of the required cost breakdowns may be difficult to produce as written. The committee next considered SB 1028 on Citizens Property Insurance Corporation, which would create a commercial lines clearinghouse to move eligible policyholders into the private market and reduce Citizens’ commercial exposure. Supporters said it would lower taxpayer risk and improve competition; a speaker suggested additional changes to deductibles, water-damage caps, and repair practices. The bill was reported favorably after a delete-all amendment and supportive debate from Senator Boyd. Finally, the committee passed SB 540 on the Office of Financial Regulation, which adds cybersecurity requirements for certain licensees, updates oversight of investment advisers and money service businesses, adjusts some charter and meeting rules for financial institutions and credit unions, and includes amendments clarifying repossession/deficiency claims, family office exemptions, and virtual credit union meetings. The meeting ended with all of the considered bills reported favorably and the committee adjourned.

Transcript Highlights:

• We think that taxpayers are not fully aware that it's there The first year it could be claimed was tax
• through our data and figured out a population of taxpayers who looked eligible for it but did not claim
• And you're right, it's about 145 or so million That's left that they could claim in the future.
• We want to watch that to see where the source of those unemployment claims are coming from.
• So taxpayers, through their behavior, claimed more of the deduction in fiscal year 2025. Dr.

Keywords: 996, all

Transcript Highlights:

• brief outline of what a city's process brief outline of what a city's process is<00:31:59.880>
• <00:32:16.080> uh are made throughout the process uh are made throughout the process uh project
• Once paid, those claims are then logged into the city's claims register, and that's also public information
• Maybe you want to contact the claims PE committee.
• Camal committee claims of where they've Camal committee claims of where they've exhausted<00:41:

Bills: HF1234, HF1956, HF1025, HF1172, HF791

Keywords: payment transparency, public contracts, contractor rights, government accountability, construction payments, municipal finance, liquor store, audit requirements, state auditor, local government, historic flag, state flag, display standards, ceremonial, Minnesota Statutes, Ursa Minor, state symbol, Minnesota state laws, constellation, official state designation

Transcript Highlights:

• , that approaches $3.6 billion a year in claims.
• The total claims per year that we process are around $4 billion.
• It was an arduous process.
• The agency is requesting an additional nine claims benefit advisors to support our claims help center
• process with the VA administration.

Bills: SB1, SB 1

Keywords: appropriations, budget, state funding, education, healthcare, infrastructure, campground safety, youth camp regulations, flood safety, emergency evacuation, health and safety standards, 1185, senate, all

Transcript Highlights:

• And in one case, we're claiming claiming the uh case, we're claiming claiming the uh case, we're claiming
• I grew up with the process and I'm novice grew up with the process and I'm novice grew up with the process
• and advertising process all over process and advertising process all over process and advertising process
• You have due process that everybody should have to go process that everybody should have to go process
• this now the what how is the process this now the what how is the process this now the process now the

Keywords: 1136, house, all

Transcript Highlights:

• Um, throughout the process of the home to make sure that the home is built in accordance with, with,
• So kind of explain how you think the process would work going up that stack.
• The cost of the claim is not substantial.
• That's, those are the things that really drive up the, the claims. Yes, ma'am. Thank you.
• Uh, these are the biggest claims I see, and I've seen a surge in claims on homes over the last 4 to 5