Video & Transcript Research : 'tall structures'

Page 74 of 456
CA
Transcript Highlights:
  • designed to provide customers with safe and reliable drinking water and to provide water to extinguish structural
  • Public water systems are designed to provide customers with safe, reliable drinking water and aid in structural
  • Public water systems are designed to provide customers with safe, reliable drinking water and aid in structural
  • These actions can include structural hardening, defensible space clearance, and redundant power supplies
  • While water districts routinely prepare for individual structure fires, the amount of water needed to
Summary: The Assembly Environmental Safety and Toxic Materials Committee heard several bills focused on wildfire preparedness, industrial safety, and recycling oversight. SB 1153 by Senator Caballero would require urban retail water suppliers to add wildfire-specific procedures to emergency plans and coordinate with fire agencies; supporters said it would improve planning while recognizing water system limits, and the bill was framed as protecting ratepayers and infrastructure. SB 811, also by Senator Caballero, would create a comprehensive DTSC permitting and regulatory framework for metal shredding facilities; supporters argued it would set clear statewide standards and protect communities, while opponents said it would weaken hazardous waste protections and carve the industry out of existing law. SB 883 by Senator Umberg would impose new safeguards for facilities storing reactive chemicals such as methyl methacrylate after the Garden Grove evacuation, including backup cooling, public review, emergency planning, and state tracking; industry groups opposed the breadth of the bill and sought further clarification, while environmental and community groups supported it. SB 1010 by Senator Ashby would strengthen oversight of appliance recyclers by improving reporting, inspections, certification, and funding for enforcement; supporters said it would reduce emissions and improve compliance, while recyclers raised concerns about fees and certification requirements. Each bill drew extensive testimony from industry, environmental, labor, local government, and community representatives. Supporters generally emphasized public safety, transparency, and the need for clearer statewide standards, while opponents warned about overregulation, reduced flexibility, or unintended impacts on existing hazardous waste and recycling systems. Committee members also raised questions about transparency, liability, size-based treatment of facilities, and whether the bills were narrowly tailored enough to address the problems identified. The committee voted to advance all four measures to the Committee on Appropriations, with votes taken on call and some members voting no or not voting on certain bills. The final add-on votes showed SB 811, SB 883, SB 1010, and SB 1153 all passing out of committee, with the roll left open for absent members before the meeting adjourned.
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Agriculture and Fisheries Jun 21st, 2026 at 01:00 pm

Joint Committee on Agriculture and Fisheries

Transcript Highlights:
  • years we can transition these independent lobstermen and women from their independent business to a structure
  • It's a time in which we can appropriately put in place the structure that they need to transition.
  • So, as we heard earlier, we have the legal structure in place to prohibit those items from being sold
  • This regulatory structure is grounded in science, balances health protection This regulatory structure
  • There's no structure to it. There's no rules that I'm aware of that exist.
Keywords: 995, all
Summary: The Joint Committee on Agriculture and Fisheries held its second hearing and heard testimony on a wide range of bills, including food security, cottage food entrepreneurship, hemp regulation, lobster industry support, pesticide restrictions, pollinator protections, pet cemeteries, and municipal land rights. Committee chairs outlined hearing procedures, noted that 19 bills were on the docket, and took testimony both in person and remotely, with several legislators testifying out of turn because of scheduling conflicts. Several speakers supported food access and local economic opportunity bills. Representative Howard and Senator Oliveira backed the Food Justice Frontline Program and a cottage food/food entrepreneur bill, arguing they would fund nonprofit food security organizations, create jobs, improve SNAP/HIP outreach, and reduce barriers for home-based food businesses. Eastie Farm representatives and a student testified in favor of the food justice bill, describing food insecurity in East Boston and the need for grants, youth involvement, and multilingual outreach. Sidney Travis of the Institute for Justice also supported cottage food reforms, saying current municipal permitting rules create unequal access and that cottage foods are generally safe. The committee also heard sharply divided testimony on hemp legislation. Senator Comerford supported S. 54 as a public health measure to ban synthetic THC products, restrict intoxicating hemp sales to licensed dispensaries, and fund local enforcement, while Laura Beiner, John Nathan, and Elizabeth Wendorf opposed the bill or parts of it, warning it would harm compliant hemp businesses and small farmers. Representative Arena-DeRosa testified in support of a related pollinator bill, and Adam Karachi opposed pesticide restrictions for schools while Deborah Smith supported them, arguing existing protections should be expanded to other child-centered locations. The committee also heard support for a bill to aid lobstermen affected by right whale protections, a bill to preserve private pet cemeteries, and a municipal right-of-first-refusal bill for agricultural and recreational land. No votes or final actions were taken during the hearing.
VT

Vermont 2025-2026 Regular Session

Senate Session - 2026-05-29 - 1:00PM

Vermont Senate Floor Meeting

Transcript Highlights:
  • The question becomes whether we're simplifying issues for CTE or layering additional guidance and structure
  • into already complicated and structure into already complicated system.
  • Schools that fully integrate career technical education and traditional academics into one school structure
  • Structured. Right now they have a part-time executive director. This would be a full-time attorney.
  • And they have their well-governed, structured, long-standing communications district.
Keywords: 927, senate, all
NM
Transcript Highlights:
  • legislature passed Senate Memorial 9, specifically calling for the examination of the organizational structure
  • LESC's November interim meeting, allowing LESC staff to begin the foundational structure of our research
  • This structure allows traditional language holders to maintain sovereign control over how professional
  • Finally, the goal is to build sustainable structures for language instruction capacity.
  • a level 2 certification. example, they have a structure where tribal members can attain a level 1 and
Keywords: 996, all
NM
Transcript Highlights:
  • advantage of some good training, and then, you know, whether it's creating incentives, or time or structures
  • The focus on How important the structure of the system and the everyday operation of what happens in
  • And so it's still important that we continue to look at what is an effective data governance structure
  • And thinking about the structures or the uh the conditions we, we need to create as a state.
  • Some of them probably already do, but maybe there's a formal structure we can look at.
TX

Texas 89th 2nd C.S.

Insurance Mar 5th, 2025

Insurance

Transcript Highlights:
  • The Texas regulatory system is structured to maximize market participation by allowing flexibility both
  • Today, I will provide an overview of Tua's purpose, history, and structure.
  • Our funding structure relies too much on debt.
  • TWIA's most recent rate adequacy analysis indicates that our rates for residential structures are 38%
  • Um, the other element that is completely different is the statutory Funding structure for Fairlan is
CA
Transcript Highlights:
  • The flexibility of the structure is particularly important because, unlike other materials that we sought
  • The system is structured to pull in all these different types of batteries, and obviously reuse is number
  • So there's a system we've structured in the bill to ensure that, to the extent that we can, we're going
  • That's what this bill seeks to structure. And we, you know, and again... ...possibly can.
  • That's what this bill seeks to structure.
Summary: The Assembly Environmental Safety and Toxic Materials Committee heard SB 615 by Senator Allen, which would create a Department of Toxic Substances Control program for end-of-life electric vehicle battery management. The bill is intended to promote reuse, repurposing, recycling, tracking, and responsible handling of EV batteries, with producer responsibility and certification of recyclers as key features. Supporters, including the Union of Concerned Scientists, California State Association of Counties, automakers, recyclers, and environmental groups, said the measure would help prevent hazardous waste problems, reduce illegal dumping, and prepare for a coming wave of battery retirements. Opponents, including Tesla, Rivian, the California Chamber of Commerce, and others, raised concerns about liability, burdens on smaller entities, and the bill’s structure, while some groups supported it if amended. Committee members discussed the current low recycling rate for EV batteries, the difference between reuse, repurpose, and recycling, and whether the bill appropriately places responsibility on producers rather than consumers. The author said the bill builds on prior work and stakeholder input and is designed to create a workable system without overburdening DTSC. After quorum was established, the committee voted SB 615 out on a 5-1 vote, with one member voting no. The committee also took up a consent calendar containing SB 39, SB 454, SB 724, and SCR 3, and those measures were approved. The hearing then adjourned.
TX

Texas 89th Regular

Finance (Part II) Jan 28th, 2025

Finance

Transcript Highlights:
  • It ran a lot better being isolated from the TxDOT structure.
  • There's no sense of structure.
  • I have two sentencing structures.
  • So, I have two sentencing structures.
  • The structure combines both state and federal resources.
Bills: SB1
Summary: The committee heard a Legislative Budget Board presentation and then testimony from the Department of Public Safety on the Article 5 public safety budget. LBB said DPS’s 2026-27 recommendation totals $3.7 billion, down from the prior base, while FTEs rise by 856.7. Major items included increased funding for driver license services and customer support, new trooper funding and recruit schools, crime lab operations, border security, and reductions tied to one-time facility, vehicle, and aircraft spending. The committee also discussed new riders, including one to lapse unused trooper funds and require reporting after recruit schools. Members focused heavily on driver license operations, questioning why prior staffing increases and a prior efficiency study had not solved long wait times, high call abandonment, and appointment delays. DPS and LBB said the agency receives about 22,000 calls per day, answers only about 9 percent, and is seeking more staff plus technology upgrades such as automation, kiosks, and better online processing. Senators also raised concerns about rural access, REAL ID document requirements, and whether the department should rethink its processes rather than simply add employees. DPS leadership then described needs for the Williamson County training academy, additional troopers, Capitol and Alamo security, border operations, aircraft and vehicle replacement, and regional headquarters in El Paso and San Antonio. Members asked about Operation Lone Star costs, overtime, pursuit safety, border crime, oilfield theft, and sexual assault kit and toxicology backlogs. DPS said border deployments remain focused on criminal threats, that overtime is partly driven by deployments and staffing shortages, and that the sexual assault kit backlog is down to 118 cases with a goal of zero by April. The committee later recessed and began the Texas Alcoholic Beverage Commission budget presentation, where LBB outlined a $115.1 million recommendation and noted ongoing costs for the AIMS technology project.
TX

Texas 89th 2nd C.S.

Business and Commerce Apr 1st, 2026

Business & Commerce

Transcript Highlights:
  • The first attestation is related to the market participants' corporate structure and their affiliates
  • We had to get all this information on corporate structures from our existing market participants, and
  • Corporate structure probably is not good for our major infrastructure.
  • I got your recommendations, but it's the supply chain now and the corporate structures.
  • I got your recommendations, but it's the supply chain now and the corporate structures.
Summary: The Senate Committee on Business and Commerce held its first interim hearing on securing critical infrastructure and supply chain integrity, with a focus on Texas’s electric grid and the Lone Star Infrastructure Protection Act. The chair also highlighted Texas’s relatively low electricity prices and welcomed new committee members. ERCOT, the Public Utility Commission (PUC), and the Attorney General’s office were invited to explain how the state screens market participants and grid equipment for ties to China, Russia, Iran, and North Korea, and how the agencies respond to noncompliance. ERCOT testified that it has implemented the requirements of three related Senate bills by requiring attestations on corporate affiliations and on critical grid equipment and services. ERCOT said it has processed thousands of attestations, used additional requests for information and third-party verification tools such as Dun & Bradstreet, and terminated nonresponsive market participants. ERCOT also said it has not seen a case requiring direct Attorney General involvement, but it does refer matters to the PUC when needed. The PUC said it can investigate suspected violations and impose penalties of up to $1 million per violation per day, and that most investigations into late or missing attestations have been resolved through compliance, market exit, or removal by ERCOT. The Attorney General’s office said its role is currently limited to audits and court involvement, and that it lacks broad independent investigatory authority under the act. Members pressed the panel on whether the current system is too reliant on self-reporting and whether it adequately addresses indirect foreign influence, especially through supply chains for batteries, inverters, transformers, and other equipment with routable connectivity. ERCOT acknowledged that the current attestation process has gaps and said it plans to refine definitions of critical grid equipment and grid services, improve information requests, and continue stakeholder rulemaking. The panel also discussed possible legislative changes, including tying prohibitions to the Department of Defense Section 1260H list and the Texas Prohibited Technologies list, clarifying warranty and service access, and expanding the statute to cover grid services more directly. Several senators raised concerns about cost, reliability, and the extent to which foreign-sourced components remain embedded in Texas infrastructure, while others suggested incentives for domestic manufacturing and stronger verification tools, including possible work with national labs such as Sandia.
MN

Minnesota 2025-2026 Regular Session

House Public Safety Finance and Policy Committee 2/11/25

Public Safety Finance and Policy

Transcript Highlights:
  • structure.
  • I'm simply here to illustrate at least one advantage that the current legislative override structure
  • <00:52:16.079> structure<00:52:17.079> by legislative approval structure by legislative
  • Minnesota's drug sentencing structure Minnesota's drug sentencing structure had<00:52:45.400>
  • structure is a legislative override structure is a significant<00:54:22.000> uh<00:54:22.280>
Keywords: 1183, house
MA

Massachusetts 2025-2026 Regular Session

Joint Committee on Revenue Jun 21st, 2026 at 01:00 pm

Joint Committee on Revenue

Transcript Highlights:
  • proceeding apace in good conversations with MEMA and MDAR and other relevant agencies to set up the structure
  • legislature or the administration wasn't inclined to support our constituents, but there wasn't a structure
  • last thing I'll just say is that we were one of only two states in the nation that hadn't set up a structure
  • And in fact, many states had set up a structure.
  • They don't... ...and what states were doing, and in fact many states had set up a structure.
Keywords: 995, all
Summary: The Joint Committee on Revenue held a hearing on 25 tax and administrative bills, with opening remarks explaining the hearing process and noting that House-filed matters must be reported by December 6. The first major topic was funding for the Massachusetts Law Enforcement Memorial and related support for families of fallen officers. Police representatives, memorial fund advocates, and family members gave emotional testimony urging favorable action on S. 1934 and related bills, emphasizing the need for a permanent revenue stream to maintain the memorial and honor officers killed in the line of duty. Committee members and legislators responded with personal remarks of support and appreciation for law enforcement families. The committee then heard testimony on a proposed Commonwealth Bitcoin Strategic Reserve, including S. 1967 and related bills. Senator Peter Durant and later Dennis Porter argued that the state should be allowed to invest a limited share of stabilization or other funds in Bitcoin or other regulated digital assets as a hedge against inflation and fiscal risk, with strict caps, custody rules, and audits. They described the proposal as a forward-looking, non-mandatory framework for diversifying state reserves. No vote was taken during the hearing. Another major topic was disaster resilience funding. Dr. Paul Biddinger of Mass General Brigham supported S. 1936/H. 3030, saying climate-driven flooding, drought, and wildfire risks are increasing and that the State Disaster Relief and Resiliency Trust Fund needs a dedicated revenue source. Senator Comerford also testified in favor, explaining that the fund was created in the prior session, that recent floods showed the need for quick state response, and that the bill would dedicate a portion of capital gains revenue to the fund. Committee members asked about how the fund would accrue and be used. The committee also heard testimony on PILOT and endowment-related bills: AICUM opposed H. 3122/S. 2013 and H. 3264/S. 2016, arguing that an endowment tax and mandatory PILOTs would harm private nonprofit colleges, students, and research; and a representative from Peru supported reform of PILOT formulas for state-owned land, saying rural towns need higher reimbursements and hold-harmless protections. The hearing concluded after testimony on the digital asset bills, with no recorded votes or final actions.
CA

California 2025-2026 Regular Session

Assembly Business and Professions Committee Jul 1st, 2025

Business and Professions

Transcript Highlights:
  • going on with hemp, is that when the bill was enacted a few years ago. was to create this legal structure
  • And so those hemp products then were adulterated, changed, the molecular structure changed, made highly
  • What we're saying about this bill and AB 8 in its current form is that it perpetuates the current structure
  • Yeah, I mean AB 8 is going to set up the basic definitions and structure of what's Allowed and not allowed
  • important I think for both of these bills to be successful is for a b8 to set up the basic foundational structure
Keywords: 988, house, all
CA
Transcript Highlights:
  • The issue is structural.
  • Managing the transition away from fossil fuels necessitates clear direction, goals, and structure.
  • I think the, let me kind of structure that question step by step.
  • And I think it's... ...there who have been helping us as well on how best to structure the data.
  • We need to think about a layered structure.
Summary: The Assembly Committee on Utilities and Energy held a hearing on the impact of the Iran conflict and global oil supply disruption on California fuel markets. Committee members and administration witnesses from the California Energy Commission and the Division of Petroleum Market Oversight described California’s heavy reliance on imported crude and refined products, the state’s shrinking refining base, current inventory levels, and how global supply tightness is affecting gasoline, diesel, and jet fuel prices. CEC officials said near-term supply looked adequate for roughly the next six weeks, but warned that continued disruption would likely raise prices further and increase competition for imports. DPMO said the conflict is a real supply shock, but also emphasized a separate, longstanding problem of unusually high California retail gasoline prices, especially among major branded stations. Witnesses and members debated the causes of high prices and the state’s longer-term fuel strategy. Professor Severin Borenstein argued that much of the price gap beyond taxes and environmental costs comes from a “mystery gasoline surcharge” downstream of refineries, while also noting that California’s shrinking number of refineries creates market-power and supply-resilience concerns. Western States Petroleum Association CEO Jody Mueller argued that state policies have weakened California’s refining system and made it more vulnerable to global shocks, urging the state to protect remaining refining capacity and improve infrastructure for imports. United Steelworkers Local 675 Vice President Norman Rogers stressed the need for safe, reliable refinery operations and adequate staffing. Several members pressed witnesses on whether California should rely more on imports, how to manage inventories and port/storage capacity, and whether the state needs clearer authority and better data collection to coordinate fuel policy. Discussion also covered branded versus unbranded gasoline pricing, the role of California fuel specifications, and whether a floating gas tax or other policy tools could buffer consumers from global price spikes. No formal votes or committee actions were taken during the hearing.
MN

Minnesota 2025 1st Special Session

Session Daily Update: Legislative activity during interim Dec 30th, 2025

Minnesota House Floor Meeting

Transcript Highlights:
  • Given the new electric vehicle fee structure that passed this last legislative session, electric vehicle
  • 00:56.000> electric<00:00:56.399> vehicle<00:00:56.879> fee<00:00:57.280> structure
  • <00:00:57.760> that new electric vehicle fee structure that new electric vehicle fee structure
Keywords: 1183, house
NH

New Hampshire 2026 Regular Session

House Science, Technology and Energy (02/02/2026)

Science, Technology and Energy

Transcript Highlights:
  • Michael Licado: Included in that performance-based ratemaking structure is a four-year stayout.
  • and the other on uh rate rate structures and the other on uh rate design<00:14:18.240> and<00
  • performance-based ratemaking structure. performance-based ratemaking structure.
  • PPAs sometimes can be okay, sometimes not, depending on how they're structured.
  • market structure as having significant<02:21:30.399> advantages,<02:21:31.040> right?
Keywords: 1189, house, all
MA
Transcript Highlights:
  • As a result, the overall structure of the indigent defense system in Massachusetts is shaped both by
  • statutory duties relating to matters such as caseload standards, hiring practices, compensation structures
  • That commitment to clients continues to guide the agency's approach to all structural and policy questions
  • agency will continue to function effectively and serve its clients in the courts under whatever structure
  • the agency continues to function effectively and serve its clients in the courts under whatever structure
Keywords: 995, all
Summary: The Special Joint Committee on Initiative Petitions held a public hearing on Initiative Petition 2522 / H. 5909, which would amend state labor law to treat the Committee for Public Counsel Services (CPCS) as a public employer and allow its employees to seek collective bargaining rights. The chair explained the Article 48 initiative process, noted that no opponents or members of the public had signed up to testify, and said written testimony would be accepted through March 20. The hearing focused on whether CPCS staff should be brought within the public-sector bargaining framework and how that would interact with the agency’s statutory duties. Expert testimony began with an NCSL analyst, who gave a national overview of public employee bargaining rights and examples of public defender unions in other states and localities, including Colorado, New York City, Indianapolis, Cook County, Maryland, and Illinois. Department of Labor Relations officials then reviewed prior failed organizing efforts at CPCS and its predecessor, explaining that earlier petitions were dismissed because the agency was not considered a public employer under existing law. They said passage of the initiative would not automatically unionize employees, but would allow a union to petition for an election or written majority authorization, with normal unit-appropriateness and supervisory/confidential employee issues still to be resolved. CPCS Chief Counsel Anthony Benedetti testified that the agency supports providing information to the legislature but is not taking a position for or against unionization. He described CPCS’s statutory responsibilities, size, and current efforts to expand staffing after recent indigent-defense crises, and said any new bargaining framework would need to operate alongside the agency’s obligations to provide counsel. Proponents from SEIU Local 888 and allied labor groups argued that CPCS employees have long been denied the same collective bargaining rights as other public workers, and that a union would provide just-cause protections, a voice on staffing and working conditions, and better support for recruitment and retention. CPCS attorneys and staff testified in favor of the measure, citing heavy caseloads, rapid expansion, inadequate supervision and office support, and the need for representation in disciplinary and workplace disputes. Committee members asked about bargaining-unit composition, the role of the DLR, the effect of unionization on attorneys’ ethical duties, and the use and cost of paid signature gathering. The hearing ended with no votes taken and no opposition testimony presented.
MN

Minnesota 2025-2026 Regular Session

Psilocybin therapeutic use program established 3/9/26

Minnesota House Floor Meeting

Transcript Highlights:
  • This 3-phase structure is drawn from the best practice in psychotherapy and other clinical trials.
  • In other words, it is a very structured therapeutic process designed to maximize benefit and minimize
  • research has shown promising results for psilocybin assisted therapy when they are given in the structured
  • In other words, it is a very structured therapeutic process designed to maximize benefit and minimize
  • This bill establishes clear structure and safeguards so people can support and intentional.
Keywords: 1183, house
WA

Washington 2025-2026 Regular Session

Citizen Commission for Performance Measurement of Tax Preferences Aug 6th, 2025

Citizen Commission for Performance Measurement of Tax Preferences

Transcript Highlights:
  • The preference is intended to reduce structural inefficiencies.
  • The preference exempts transactions between distributors and retailers with certain ownership structures
  • As I mentioned, that retailer is part of that ownership structure.
  • Yes, that is correct, as long as they meet the specific ownership structure.
  • This structure was created to allow smaller retailers to form together to increase their purchasing power
Summary: The Citizens Commission for Performance Measurement of Tax Preferences met on August 6, 2025, with five commissioners present and a quorum. The commission approved the May 7, 2025 meeting minutes and welcomed new commissioner Scott Edwards, who introduced himself. Staff also confirmed the September meeting date had been changed to September 22, 2025 at 10:00 a.m. to accommodate his schedule, and noted that testimony questions for the public hearing would be used at that meeting. JLARC staff then presented preliminary 2025 tax preference performance reviews covering nine preferences. For natural gas used as a transportation fuel, staff said the preferences reduce fuel costs but do not meet emissions-reduction goals, and recommended continuing the public utility tax and natural gas use tax exemptions while modifying reporting requirements; they also recommended continuing the marine-use LNG sales tax exemption and considering the Department of Revenue work group’s findings. For travel agents and tour operators, staff said the small-beneficiary rate appears to support smaller firms, while the larger-beneficiary rate should be reviewed and both should have clearer objectives and metrics. For nonprofit low-income housing development, staff said the preference is helping produce housing but the current metric does not align well with the objective, data/reporting problems remain, and the legislature should decide whether to continue and possibly modify the exemption, including considering annual renewal. Staff also reviewed the multipurpose senior citizen centers exemption, concluding it meets its objective and recommending continuation, with possible consideration of making it permanent. For disabled veteran adapted housing, staff said the preference has very low uptake despite eligible veterans and recommended continuing it but modifying it in consultation with the Department of Veterans Affairs to improve use. For trade convention attendance, staff said the preference aligns Washington with other states and recommended continuation. For agricultural fertilizer and seed wholesaling, staff said the exemption reduces tax layering and recommended continuation, with clarification on whether it is exempt from expiration/performance-statement requirements. For agricultural crop protection products, staff said the preference met its revenue-growth metric and recommended extending it while considering better metrics or recategorizing it as tax relief. Finally, for energy sales to a silicon smelter, staff said the preferences were unused because the facility was never built and recommended allowing them to expire. The meeting ended with reminders about written testimony and the September public testimony session.
NV
Transcript Highlights:
  • My question kind of goes back to the taxi cab side of this bill and the fee structure.
  • There is a whole structure of fees and taxes that go into a taxi.
  • There is not the same structure for an Uber ride or a TNC ride.
  • And Madam Chair, David Goldwater, any of the members that would like to review the fees and tax structure
  • that kind of been going on, but now it will be more centralized and they can task into this new structure
Bills: SB507
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 23rd, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • In 2003, the Texas Legislature adjusted the blended rate structure associated with credit provided by
  • Right now, the rate structure in the state is broken out in three parts.
  • We were a bit more supportive of that structure. ...tied the interest rate increase to the federal funds
  • I know there were a lot of concerns about that structure in other states.
  • So depending upon the structure of the loan, it will also influence the interest rate.