Video & Transcript Research : 'premium increase'
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US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Wednesday, May 21, 2025 - Part 1)
US Federal House Floor Meeting
Transcript Highlights:
- <00:08:49.360>
and skyrocketing insurance premiums and skyrocketing insurance premiums and - <00:23:56.159>
increased <00:23:56.640>the demonstrabably increased increased the demonstrabably - increase.
- <00:39:02.240>
The got increased. That's the Pentagon. The got increased. - No increases to helping the increase.
MN
Minnesota 2025-2026 Regular Session
House Judiciary Finance and Civil Law Committee 3/5/26
Judiciary Finance and Civil Law
Transcript Highlights:
- Uh one of them you heard last session, which was to increase the jury premium, which I already mentioned
- Uh one of them you heard last session, which was to increase the jury premium, which I already mentioned
- Uh one of them you heard last session, which was to increase the jury premium, which I already mentioned
- Uh one of them you heard last session, which was to increase the jury premium, which I already mentioned
- Uh one of them you heard last session, which was to increase the jury premium, which I already mentioned
Keywords:
judicial funding, Chief Justice security, fiscal year 2028, court system, judicial branch, judiciary, court notices, restitution, child protection, publication process, human services, Optum reports, data privacy, transparency, legislative oversight, 1183, house
Summary:
The committee approved the March 3 minutes and then heard a presentation from the Minnesota Judicial Branch on House File 3874, which was laid over for possible inclusion in a finance bill. State Court Administrator Jeff Shorba and Chief Judge Michael Fritz testified in support of a supplemental funding request focused on judicial branch safety and security, along with funding to cover the employer share of Minnesota Paid Leave costs. Shorba said the branch is seeking help because it did not receive funding for paid leave in the last session and is having to hold positions open to absorb the cost.
The safety and security request included five parts: personal data protection for judges and court administrators, home security, two additional staff positions for threat assessment and coordination, security for the chief justice at public events, and a revived courthouse security grant program for counties. Testimony emphasized rising threats and incidents involving judges and court staff, including examples of doxing, home surveillance, and threats involving litigants, and cited increases in reported incidents, threats, and disturbances. Fritz said the branch’s current response system is stretched and that more law-enforcement-trained staff would improve coordination and response.
Members questioned why the judicial branch should receive state funding for paid leave when private employers must absorb the cost, and Shorba responded that the branch was excluded from end-of-session funding decisions and that the mandate should be funded for all branches of government. Members also asked about the threat-response process and whether local law enforcement should be used more directly. Another concern raised was whether State Patrol troopers assigned to judicial security would have the training needed for criminal-code enforcement, and Shorba said the branch is discussing that issue with the State Patrol. No vote on the bill was taken in the portion provided.
CA
California 2025-2026 Regular Session
Assembly Insurance Committee Jun 17th, 2026
Transcript Highlights:
- For 36 years, I paid insurance premiums believing that if disaster ever struck, my insurance company
- We paid our premiums on time for 26 years. We're not asking for a handout.
- in is a position that every one of your constituents can find themselves in if they pay insurance premiums
- This will absolutely increase costs.
Summary:
The Assembly Insurance Committee heard several bills, with most of the discussion focused on insurance transparency, claims handling, privacy, and regulatory enforcement. SB 877 and SB 878 by Senator Pérez addressed post-disaster claims practices: SB 877 would require insurers to disclose original and revised loss estimates and related claim materials to policyholders, while SB 878 would add automatic interest penalties for delayed claim decisions or payments and require written identification of disputed items. Fire survivors, consumer groups, AARP, the Department of Insurance, and other advocates supported both bills, while insurer groups moved to neutral after amendments. Both bills were voted out on roll call and reported to the Committee on Appropriations.
The committee also considered SB 1054 by Senator Cabaldon, which would expand data sharing and reporting to improve workforce program evaluation and help counties verify work requirements for Medi-Cal and CalFresh using employer-reported hours worked. County officials, workforce advocates, and the Department of Insurance supported the measure, and no opposition was heard. The bill passed on a due-pass-as-amended motion to the Committee on Labor and Employment.
SB 1209 by Senator Allen, presented with Insurance Commissioner Ricardo Lara, would give the commissioner stronger enforcement tools to require insurers to carry out corrective actions identified in market conduct examinations, including fines and hearings for noncompliance. The commissioner and author said the bill would close an enforcement gap and improve accountability; there was no opposition testimony, but the bill was left on call after the roll. The committee also heard SB 354 on insurance privacy, presented by Senator Padilla on behalf of Pro Tem Limón, which would modernize insurance privacy rules by expanding consumer rights over personal data, limiting sale and use of sensitive information, and increasing disclosure requirements. Supporters said the bill updates outdated 1980s-era rules, while insurers, agents, and business groups raised concerns about scope, compliance burdens, and small-business impacts. Members indicated the bill was still being negotiated and would return in a revised form in the Privacy Committee.
CA
Transcript Highlights:
- For 36 years, I paid insurance premiums believing that if disaster ever struck, my insurance company
- We paid our premiums on time for 26 years. We're not asking for a handout.
- in is a position that every one of your constituents can find themselves in, who pays insurance premiums
- This will absolutely increase costs.
FL
Florida 2026 5th Special Session
Finance and Tax Apr 15th, 2025
Transcript Highlights:
- In regard to corporate income tax or insurance premium tax, it creates the rural community investment
- program, which allows investors to earn tax credits against the corporate income tax or insurance premium
- Fifty years later, it was increased to $25,000. That was... ...$5,000.
Summary:
The Finance and Tax Committee considered several tax-related measures. SB 674, allowing county property appraisers to budget for and pay hiring or retention bonuses with Department of Revenue approval, was supported by property appraisers and reported favorably. C.S. for SJR 318, as amended, would create a tangible personal property exemption for agricultural land used in agricultural production or agritourism; the amendment clarified the property’s location and allowed the Legislature to define conditions, and the resolution was reported favorably with support from Farm Bureau and the Florida Chamber.
The committee also advanced C.S. for SB 1664, as amended, which requires locally approved discretionary taxes to be reauthorized by voters when they expire and sets rules for taxes tied to revenue bonds. Local government and tourism-related groups raised concerns about impacts on tourist development taxes, beach funding, transportation surtaxes, and long-term planning, while supporters argued voters should periodically reaffirm taxes; the bill was reported favorably. C.S. for SJR 1510 and its implementing bill, SB 1512, were both amended to sharply narrow a proposed long-term lease property tax exemption to one qualifying property and to single-family homes, mobile homes, and condominiums; counties and cities opposed the measures as tax shifts, but both were reported favorably.
The committee then took up SPB 7034, the Senate tax package, which includes permanent sales tax exemptions for certain clothing and bullion, multiple tax holidays, a temporary motor vehicle fee reduction, a property tax study, corporate and insurance tax credit changes, a communications services tax freeze, and other tax provisions, with staff estimating $2.1 billion in total revenue reduction. Testimony included support for studying property taxes and strong opposition to the firearm and ammunition tax holiday from students and advocacy groups, who argued it was unsafe and inappropriate; others urged adding combined reporting or removing tourist development tax changes. After debate, the committee reported the package favorably and also approved a motion to submit it as a committee bill. The meeting ended after Senator Bernard recorded an affirmative vote on tab 5 and the committee adjourned.
FL
Florida 2026 Regular Session
Governmental Oversight and Accountability Apr 1st, 2025
Governmental Oversight and Accountability
Transcript Highlights:
- legislature enacted a public records exemption for the personal information of trial court clerks due to increasing
- This bill designates August 21st of each year as Fentanyl Awareness and Education Day to increase awareness
- responses, and the release of such information could subject victims of domestic violence to an increased
- current law, Deputy La Hara, along with his family, is left without coverage for health insurance premium
- Probation officers and their families are only eligible for health insurance premium coverage if the
Summary:
The Committee on Governmental Oversight and Accountability met with a quorum present and took up a full agenda of bills, many involving public records exemptions and government operations. Several measures were reported favorably, including SB 342 on an Agency for Health Care Administration public records exemption for employees facing threats; SB 7018 preserving a public records exemption tied to parental consent/judicial bypass records for minors seeking abortions; SB 626 lowering quorum requirements and allowing remote participation for the Council on the Social Status of Black Men and Boys; SB 710 protecting personal information of Crime Stoppers employees, board members, volunteers, and their families; SB 300 extending clerk personal-information protections to appellate court clerks; and SB 302 creating a similar exemption for Judicial Qualifications Commission employees. The committee also approved SB 7010 and SB 7008, which preserve and narrow public records exemptions related to the Department of Financial Services as receiver for insolvent insurers and the financial technology sandbox, respectively.
The committee also heard and advanced several policy bills. SB 820 codifies the Office of Faith and Community in the Executive Office of the Governor; Senator Polsky questioned whether the office was duplicative of existing services and raised concerns about religion in state governance, while supporters argued it complements existing networks and helps connect Floridians to services. SB 1144 codifies the Hope Florida program, with supporters describing it as a connector to community resources and critics again raising concerns about overlap, private donations, and accountability; both SB 820 and SB 1144 passed on largely party-line votes with Senator Polsky voting no. SB 804 would redesignate the SS American Victory as the state flagship, but Senator Rodriguez opposed giving up the current flagship designation for the Key West schooner, though the bill still passed favorably. SB 214 designates August 21 as Fentanyl Awareness and Education Day and passed without opposition. SB 1088 requires certain state customer-service phone lines to offer callback features, and SB 576 makes technical fixes to service-of-process law; both were reported favorably.
Additional bills included SB 1524, a broad Department of State measure with a strike-all amendment that revises grant-review procedures, adds an America 250 funding focus, and changes commission-fee and oath requirements; Senator Arrington and Senator Polsky expressed concerns about reviewer qualifications, grant criteria, and the impact on arts and cultural programs, and both voted no while the bill still passed. SB 1640, on confidentiality of lethality assessment forms in domestic violence cases, was amended to allow disclosure to domestic violence centers while barring disclosure to state attorneys, and it passed favorably. SB 1160 expands health insurance premium benefits for certain officers catastrophically injured or killed in the line of duty; supporters from the Fraternal Order of Police appeared in support, and the bill passed unanimously. The committee also confirmed eight appointments to the Florida Commission on Community Service, the Investment Advisory Council, the Public Employees Relations Commission, and the State Retirement Commission. At the end of the meeting, senators requested to be recorded on specific bills, and the committee adjourned.
FL
Florida 2025 Regular Session
Regulated Industries Mar 4th, 2025
Transcript Highlights:
- Andrew in in in our space is that commercial insurance coverage was became significantly limited in premiums
- Also increase coordination with local governments was highlight is a need to enhance communications prior
- And on the positive side, the greatly increased cooperation.
- We're also seeing rate cases at an increased rate impact.
- Some I use are coming in more frequently for rating cake to rate increases.
FL
Florida 2025 Regular Session
Appropriations Committee on Agriculture, Environment, and General Government Mar 5th, 2025
Transcript Highlights:
- OUR SURVIVAL RATES CAN ONLY INCREASE WITH GOOD LEGISLATION LIKE THIS SO THANK YOU. >> Chair Brodeur:
- THIS IS A CONFERENCE OF LEGISLATION THAT MAKES A STORK INVESTMENT IN THE RESTORATION AND INCREASES TRANSPARENCY
- APPROACH OF COASTAL RESIDENCY BY PROMOTING SOLUTIONS TO PROTECT COMMUNITIES FROM RISING SEA LEVELS AND INCREASING
- ENSURING ACCURACY IN ALIGNMENT WITH FLORIDA'S RESILIENCY PRIORITIES HELPING FLOOD RISK AND INSURANCE PREMIUMS
KY
Transcript Highlights:
- County clerks, circuit clerks, sheriff's department, county judge executive, they can participate, increasing
- <00:04:31.360>
the <00:04:32.160>with they can participate increasing the with they - can participate increasing the with all<00:04:32.639>
four <00:04:32.800>of <00:04:32.880 - that and somehow we could keep track of that and get<00:47:40.720>
those <00:47:41.119>premiums - back to the people get those premiums back to the people who<00:47:43.599>
are <00:47:43.760><
Keywords:
01:09 Roll Call
02:11 SB 7
12:42 SB 7 Vote
13:48 SB 30
17:26 SB 30 Vote
19:56 SB 28
46:35 SB 28 vote, 958, all
Summary:
The Senate Transportation Committee met for its first meeting of the 2026 regular session, welcomed new member Senator Gary Clemens and an intern, established a quorum, and took up several bills. Senate Bill 7, sponsored by Senator Aaron Reid, would let counties voluntarily handle driver’s license renewals and duplicates locally through county clerks, circuit clerks, sheriffs, or county judge/executive offices, with a $25 convenience fee retained locally and interlocal agreements allowed. Reid said the bill was meant to address long travel distances, long lines, and delays, especially in rural areas, and emphasized it was not a mandate or an unfunded requirement. Senators asked about fraud, local interest, and stakeholder views; Reid said the bill would not directly change fraud but would increase local accountability, and he said most agencies were neutral or supportive. The committee reported SB 7 favorably with a “shall pass” recommendation on a roll call vote.
The committee then considered Senate Bill 30, also sponsored by Senator Greg Elkins, a cleanup bill for the Motor Vehicle Commission that would allow restricted funds from license fees to carry forward from one fiscal year to the next instead of lapsing. Elkins said the change would let the commission use its own fee revenue for operations in future years, and the chair noted the commission’s work on dealer regulation and lemon law cases. Senator Burke asked what happened to the money under current law and whether there would be a cap on accumulation; Elkins said the bill would simply allow carryforward and did not set a cap. The committee approved SB 30 favorably with a “shall pass” recommendation.
Finally, Vice Chair Douglas introduced Senate Bill 28, a hands-free/distracted driving bill sponsored by Senator Jimmy Higdon. Higdon said the measure was revised from prior versions to address concerns raised last year and would prohibit drivers from holding or supporting a mobile electronic device while driving, while still allowing hands-free use, navigation, emergency reporting, and certain device functions. He cited safety research, support from advocates, and the death of Kimberly Burns in a distracted-driving crash as motivation for the bill. The proposal also included enforcement limits, a $100 fine, no license points, signage at highway entry points, and distribution of fine revenue to trauma and veterans-related funds. The transcript cuts off during Higdon’s presentation before any committee questions or action on SB 28 are shown.
MN
Minnesota 2025-2026 Regular Session
Commerce committee approves bill to eliminate prohibition of cadmium in some products 3/5/25
Transcript Highlights:
- Painters pay a premium for these colors because their unique properties cannot be duplicated by other
- characteristics painters pay a premium characteristics painters pay a premium for<00:09:15.000><
- Either way, without matching materials, the likelihood of lock functioning is greatly increased.
- <00:30:39.080>
uh <00:30:39.320>no not function is greatly increased uh no not function - is greatly increased uh no other<00:30:39.919>
key <00:30:40.240>no <00:30:40.440>other
Summary:
The committee took up House File 737, which would amend Minnesota’s lead- and cadmium-related product restrictions and was re-referred to the Committee on Environment, Finance and Policy. Representative Bjorn Olson said the bill was prompted by a constituent who could no longer make cadmium-based art supplies in Minnesota, and he argued the law unintentionally swept in professional art materials that are used safely and are important to Western art culture. The committee first adopted the author’s A2 amendment, which broadened the bill to include additional exemptions beyond paint and pastels, including certain pens, mechanical pencils, and vehicle keys/key fobs.
Testimony in support came from Darren Reenie of Wet Paint Artist Materials and Framing, who said artist paint and related supplies account for a significant share of sales and that the ban threatens independent art supply businesses and artists’ access to essential pigments. Josh Fiser of the Alliance for Automotive Innovation supported the key and key fob exemption, saying the current law is overly broad, exposure risk is minimal, and Minnesota should align with California and European Union standards. Bill Morgan of the Arts and Creative Materials Institute and Writing Instrument Manufacturers Association also supported the amendment, arguing there was little scientific basis for including pens, mechanical pencils, and professional artist materials, and citing prior reviews in the Consumer Product Safety Commission and the European Union.
The Minnesota Pollution Control Agency, through Assistant Commissioner Kirk Kadelka, opposed broad exemptions and emphasized that no amount of lead is safe for children. He said the law was based on evidence from consumer products associated with elevated blood lead levels and argued that safer alternatives exist for many of the items in the amendment, including pens, mechanical pencils, and some key components. He also raised concerns about exposure during production and disposal. Committee members questioned the scope of the exemptions and whether the industry had workable alternatives. The A2 amendment was adopted, and the bill was then advanced for further consideration and re-referred as noted by the chair.
KY
Kentucky 2026 Regular Session
House Budget Review Subcommittee on General Government (1-22-26)
Transcript Highlights:
- This is far more cost-effective than contracting with third-party vendors who charge premium rates for
- 00:03:44.799>
vendors <00:03:45.200>who <00:03:45.440>charge <00:03:45.760>premium - thirdparty vendors who charge premium thirdparty vendors who charge premium rates<00:03:46.560><
Keywords:
Meeting Start 00:00:00
Attendance Roll Call 00:00:14
Approval of Minutes 00:00:40
State Board of Elections 00:00:56, 958, all
Summary:
The House Budget Review Subcommittee on General Government met to hear an update from the State Board of Elections on its Bluegrass Books electronic poll book system. Rachel Pointer and Richard House described the project as an in-house modernization effort intended to improve security, customization, integration with the voter registration system, reduce voter wait times, streamline supplemental and provisional ballot processing, and provide year-round local support to county clerks and poll workers. They emphasized that the system is already a working product, not just a concept, and showed a workflow demonstration of voter lookup, signature capture, ballot issuance, manual lookup, and handling voters who have already voted.
The agency also outlined the financial rationale for the project, saying the state currently lacks dedicated funding for replacing the iPads used for election-day poll books and that counties now bear vendor maintenance and support costs. Under Bluegrass Books, the state would seek to cover hardware replacement, maintenance, and on-site support through future appropriations, potentially using bulk purchasing to lower costs. When asked about the size of the appropriation request, the presenters said it was not yet finalized but noted roughly 7,000 devices are deployed statewide and replacement would likely be phased rather than done all at once.
Members asked about security and whether the e-poll book could affect vote totals. The Board explained that the e-poll book is separate from ballot casting, that voting machines themselves are not connected to the internet, and that the poll book is networked only to update check-ins and prevent double voting. They said the device is locked down to the poll book application and can operate offline until connectivity returns. A member also asked how to recruit more poll workers; the response suggested higher pay is the main incentive, along with outreach to schools, community colleges, and possible pilot programs involving professionals. The meeting concluded without any votes or formal action beyond approval of minutes, and the next meeting was announced for January 29, weather permitting.
NH
CA
Transcript Highlights:
- I appreciate the opportunity to present SB 1309, the Stop Lung Cancer Early Act, which will increase
- By removing barriers, we increase early detection, improve survival rates, and reduce long-term health
- At the same time, this bill was estimated to increase premiums by $28 million.
- And so I will consider what you're saying and how else we can reach that increase in the 16%.
- One worker I talked to told me that she had a monthly health insurance premium of $280.
NM
Transcript Highlights:
- Blackstone wants to buy P&M at a 23% premium to shareholders, with a guaranteed 9.45% year-over-year
- That premium, that investment, and that near-10% rate of return to shareholders isn't going to be paid
- had to get into were the ways in which, unfortunately, utilities, in particular, P&M, in order to increase
- This is a way utilities, as you may know, increase their return on equity by owning resources, even if
- 923, it says that there's an additional theoretical benefit for purchasing substantial shares to increase
Keywords:
youth violence, violence prevention, violence intervention, community violence intervention, credible messengers, peer support, restorative justice, violence interrupters, juvenile justice, at-risk youth, high-risk youth, public safety, Department of Health, New Mexico, statewide summit, data collection, reporting, interagency coordination, community-based organizations, law enforcement
CA
California 2025-2026 Regular Session
Assembly Communications and Conveyance Committee Jul 16th, 2025
Transcript Highlights:
- intent language in Section 3 of the bill to instead be findings and declarations; number two, to increase
- ... ...exclusively a bill about affordability: to reduce fares for riders and also to increase the share
- It's to enhance the affordability of rideshare, increase profitability for drivers, and disincentivize
- If you look at the actual cost of the premium for uninsured, underinsured motorist coverage, it usually
- represents less than 10% of your entire premium.
Summary:
The Assembly Communications and Conveyance Committee heard three bills. SB 371 by Senator Cabaldon would reduce uninsured/underinsured motorist coverage requirements for transportation network companies from $1 million to $100,000 per person and $300,000 per accident, with committee amendments adding findings and declarations, higher limits than originally proposed, and a joint study on UM/UIM impacts. Supporters, including Uber, Lyft, business groups, and some consumer advocates, argued the bill would lower fares and increase driver earnings by reducing insurance costs. Opponents, including consumer attorneys, labor groups, and consumer watchdog organizations, warned it would cut protections for riders and drivers and might not guarantee savings would be passed through. The committee approved SB 371 on a due-pass basis and re-referred it to Appropriations by a 9-0 vote.
The committee then heard SB 716 by Senator Durazo, which would create a Home Internet Lifeline Program to let eligible low-income households apply Lifeline subsidies to home broadband service. Proponents said the bill addresses broadband affordability after the federal Affordable Connectivity Program expired, and that it would help students, workers, and families access reliable internet. Opponents from the wireless industry objected to the funding mechanism, arguing the surcharge would fall unfairly on wireless consumers, while one broadband group moved to neutral after amendments. The bill was approved on a due-pass basis and sent to Appropriations, but the roll was held open and later completed with the bill passing 7-1.
The committee also took up SB 480 by Senator Archuleta relating to autonomous vehicles as a consent item, with no presentation or debate. It was approved on a due-pass basis and re-referred to Appropriations by a 9-0 vote. Throughout the hearing, members repeatedly focused on affordability, consumer protection, and whether savings from the bills would actually reach riders, drivers, or households.
TX
Transcript Highlights:
- Must dramatically increase their sophistication in countering these threats.
- My third point is that states must dramatically increase their sophistication.
- medical charges that subsequently result in inflated verdicts that we are all paying for in insurance premiums
- And so that affects all Texans in their insurance premiums and such that there needs to be a rebalancing
Keywords:
election officials, confidentiality, personal information, government transparency, public safety, spirit beverages, alcoholic beverages, Texas Alcoholic Beverage Code, distribution, taxation, firearms, local regulation, archery equipment, weapons, voter registration, statewide list, county requirements, election integrity, computer services contracts, mental health
MN
Minnesota 2025-2026 Regular Session
House Commerce Finance and Policy Committee 4/3/25
Commerce Finance and Policy
Transcript Highlights:
- We don't want premiums to go up or profits to go down.
- We don't want premiums to go up or profits to go down.
- We don't want premiums to go up or profits to go down.
- We don't want premiums to go up or profits to go down.
- We don't want premiums to go up or profits to go down.
Keywords:
foreclosure, mortgage postponement, homeowners, redemption period, Minnesota Statutes, cannabis, hemp, lower-potency, edibles, regulations, licensing, local control, consumer safety, age restrictions, commerce policy, financial institutions, insurance regulation, limited long-term care insurance, Medicare supplement, health insurance
MN
Transcript Highlights:
- <00:04:58.199>
the 20% Which would help increase the 20% Which would help increase the likelihood - <00:37:37.800>
in process process a massive increase in process process a massive increase - <00:43:15.000>
in is resulted in a significant increase in is resulted in a significant increase - <00:57:49.760>
the amazing work I think in increasing the amazing work I think in increasing - providers have begun to raise premiums providers have begun to raise premiums and<01:42:42.639><
Keywords:
HF51, Sibley County, State-Aid Highway 21, capital investment, bonding bill, general obligation bonds, transportation infrastructure, road improvements, sanitary sewer, water main, storm sewer, local infrastructure, county grant, Minnesota Department of Transportation, bond proceeds fund, public works, utility infrastructure, education finance, school district funding, tax base adjustment
MN
Minnesota 2025 1st Special Session
House State Government Finance and Policy Committee 3/25/25
State Government Finance and Policy
Transcript Highlights:
- So that increased revenue is a direct result of the increased work.
- So that increased revenue is a direct result of the increased work.
- So that increased revenue is a direct result of the increased work.
- So that increased revenue is a direct result of the increased work.
- Increased revenue is a direct result of the increased work.
Keywords:
Compensation Council, salaries, state officials, judicial compensation, legislative process, public funds, misuse, law enforcement, accountability, state government, legislative auditor, compliance, transparency, retirement benefits, health insurance, dependents, state employees, Medicare, legislative studies, government oversight
NM