Video & Transcript : 'predatory funding' :

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CA

California 2025-2026 Regular Session

Assembly Banking and Finance Committee Apr 23rd, 2026

Banking and Finance

Transcript Highlights:
  • A portion of those funds may be used to fund loans that benefit people and projects within the state
  • For example, do the funds benefit shareholders or the people of California?
  • These are taxpayer funds at the end of the day.
  • We also remain concerned... ...with the use of funds for technical assistance.
  • We have a lot of funds that come through here.
Keywords: 988, house, all
CA
Transcript Highlights:
  • A portion of those funds may be used to fund loans that benefit people and projects within the state
  • Core bank funding includes capital and deposits.
  • Core bank funding includes capital and deposits.
  • These are taxpayer funds at the end of the day.
  • We have a lot of funds that come through here.
Summary: The Assembly Banking and Finance Committee met and first approved the consent calendar, which included AB 2028, AB 2425, and committee bill AB 2795, all sent to the Committee on Appropriations. The committee also noted that AB 2558 and AB 2746 had been pulled from the agenda. The chair reviewed hearing procedures, including acceptance of written testimony and rules against disruptive conduct. The committee then heard AB 2116, which would require registration and basic conduct standards for certain small-business financing providers, including merchant cash advance companies, and prohibit confessions of judgment and power-of-attorney provisions before default. Supporters argued the bill would close an oversight gap and improve transparency for small businesses; a small business owner testified that a purported 13% loan turned out to have a 235% APR. Opponents said the bill mixed consumer and commercial regulation and could restrict access to capital, though they supported banning confessions of judgment. The bill passed on a roll call vote and was sent to Appropriations. AB 2243, by Assembly Member Haney, proposed creating a state bank commission to study whether California should establish a state bank or other public financing tools. Supporters said a public banking model could reduce borrowing costs, keep more public money in-state, and better finance housing, infrastructure, and other public priorities; opponents from banking groups raised concerns about taxpayer exposure, deposit guarantees, and the use of public funds and existing lending structures. The bill passed and was sent to Appropriations. The committee also heard AB 2350, which would set guardrails on rent-now-pay-later products for rental housing; supporters said these products can lead to high fees, debt, and eviction risk, while industry groups opposed the bill unless amended. AB 2350 passed as amended and was sent to Appropriations. At the end of the meeting, the committee completed roll calls for absent members and adjourned.
FL

Florida 2025 Regular Session

December 2, 2025 - 01:00 PM

Transcript Highlights:
  • THEY ALLOW EMPLOYERS OF ANY SIZE TO GIVE HEALTHCARE FUNDS.
  • THERE IS A STATUTORY PREDATORY PRACTICE. I WOULD ASSUME, WILL LOOK INTO THIS.
  • I JUST FUND AN ACCOUNT AND THEN YOU GET THE JUICE THAT.
  • IT WILL BE FUNDED AND GOVERN THROUGH THAT BOARD AND THE FEES THAT IT BRINGS IN.
  • MEDICAID FUNDING REMAINS FOUNDATIONAL TO THIS WORK.
CA

California 2025-2026 Regular Session

Senate Judiciary Committee Apr 28th, 2026

Transcript Highlights:
  • I think that we're getting at predatory and undercutting the community.
  • My next question will be whether it would be a fund.
  • Are you contemplating a fund to cover basically the cost to that seller?
  • My next question will be whether it would be a fund.
  • Are you contemplating a fund to cover basically the cost to that seller?
Summary: The Senate Judiciary Committee heard several bills focused on health care planning, mental health, housing, homeowners associations, groundwater enforcement, pet-friendly rental disclosures, and post-disaster property protections. SB 1088 would modernize POLST and DNR forms by renaming POLST to “portable orders for life-sustaining treatment,” allowing nurse practitioners and physician assistants to sign, clarifying that the forms are voluntary, recognizing out-of-state forms, and permitting electronic signatures. It drew support from the Coalition for Compassionate Care and related groups and no opposition was presented. SB 1242 would allow family members who originally petitioned in CARE Court to continue participating for care coordination and information-sharing, subject to judicial discretion; supporters said it would improve treatment coordination, while Disability Rights California opposed it as coercive and a threat to confidentiality. The committee voted 7-0 to pass SB 1242, and it was placed on call. The committee also considered SB 1007, which would require more HOA transparency, including clearer budget comparisons and disclosure of evidence for violations, and would lower the threshold for regular assessment increases without a homeowner vote. Supporters argued it would curb steep fee hikes and improve accountability, while HOA industry groups warned it could undermine funding for insurance, maintenance, and other operating costs. Members raised concerns about the cap on assessments, but the bill advanced on a 6-1 vote and was placed on call. SB 1364, as amended, would bar custody or visitation rights for a person who impregnated a survivor through sexual assault, using a clear-and-convincing evidence standard rather than requiring a criminal conviction; supporters said it protects survivors and may increase federal funding, while opponents argued it could deny children a relationship with a parent. The bill passed 8-0 and was placed on call. Additional measures included SB 997, which would give the North Fork Kings Groundwater Sustainability Agency lien authority to enforce fees and sustainability rules; it had support from local water, farm, and county representatives and passed 9-0. SB 1296 would require landlords to disclose pet policies up front in applications, ads, and websites and allow application-fee refunds if disclosure was not made before payment; supporters said it would reduce wasted fees and pet relinquishment, while rental housing groups raised concerns about signage, ADA language, and vaccination disclosures. The bill passed 8-0 and was placed on call. Finally, SB 1090 would prohibit large property owners from making unsolicited purchase offers for five years in wildfire disaster areas, aiming to curb post-disaster speculation; supporters described aggressive investor pressure after the Eaton and Palisades fires, while real estate and title groups raised implementation and enforcement concerns. The committee was still discussing the bill when the transcript ended.
MO

Missouri 2026 Regular Session

Agriculture Apr 14th, 2026

Agriculture, Food Production and Outdoor Resources

Transcript Highlights:
  • Louis, Kansas City, Springfield, and Columbia, their funding mechanism depends in large measure on fees
  • Same thing goes with foundation funding resources.
  • But I've been on these people since a minute I got here in terms of their funding priorities.
  • But that's the kind of stuff where we're talking about predatory lending.
  • We're not really talking about predatory solar people going around out there.
Summary: The House Agriculture Committee held a public hearing on House Bill 2998, with Representative Riggs explaining that most of the bill would be removed in committee substitute and that the remaining provisions would focus on an Upper Mississippi River Basin feasibility study and creating a stand-alone rural development office within DED. Riggs argued the study could explore hydropower, run-of-river technology, and a longer navigation season on the Mississippi, while the rural office would better serve Missouri’s roughly 2 million rural residents and provide a more permanent focus than current staffing arrangements. Committee members asked about why the river has not been used for power before, the cost and timeline of the study, the feasibility of retrofitting old locks and dams, and how the rural office would improve coordination and funding for rural development. Testimony in favor included Lisa Pennett, who urged keeping the coal-related language and said Missouri should protect its remaining coal plants amid growing electricity demand; Mike Sutherland of Missouri Electric Cooperatives, who supported the rural development office and described co-ops’ role in broadband, workforce, housing, and community development across rural Missouri; and MoDOT’s Pamela Harlan, who said the agency would need to coordinate with the U.S. Army Corps of Engineers on the river study, estimated the study cost at about $3 million, and said it would likely take about three years. Informational testimony from Missouri Policy Initiative provided data on hydropower nationally, noting that only a small share of U.S. dams generate electricity, many retrofit projects are not viable, and a Mississippi River lock-and-dam project in Missouri and Illinois had recently received a federal permit to study feasibility. The hearing ended with the chair noting the bill would be narrowed in a substitute and then adjourning the committee; no vote was taken.
OK
Transcript Highlights:
  • If the funds reduce, we don't necessarily have to make up with that oldA funding.
  • is in that fund.
  • The CLO fund has $2.8 billion in it. The CLO fund was set up for teacher pay and education.
  • But what we're actually going to give them more authority to grow the fund and to protect the fund long
  • now that talks about state funds?
OK
Transcript Highlights:
  • funding or state pass-through where the state has administration over the funds, is that a correct assessment
  • funding based on failed health inspections.
  • If it's not resolved then it could result in a reduction in funding.
  • I guess You know, we have other state-funded entities such as jails and prisons and I'm just curious,
  • State-funded hospitals.
OK
Transcript Highlights:
  • So right now, the SA funding, or as many still call it RSA funding, from when it was the Reading Sufficiency
  • implementing this bill, as well as increased funding for math.
  • And we're talking about funding.
  • And the funding piece we haven't talked about.
  • It did fund the gift.
OK
Transcript Highlights:
  • "Regulated funding or state pass-through, where the state has administration over the funds"—is that
  • But do we have any examples of any other state-funded or funding-facilitated entities where we reduce
  • Funding-facilitated entities where we reduce or remove funding based on failed health inspections.
  • I guess, you know, we have other state-funded entities such as that house people, such as... ...state-funded
  • State-funded hospitals.
Summary: The House began with a quorum call and several introductions, including Wagner Student Council, Heartland Homeschool educators, Northwest Technology Center leadership students, Leadership Oklahoma Class 37, and guests from domestic violence and sexual assault service providers. The chamber then took up House Bill 3131 on homeless shelter standards. The bill, as amended, would set baseline health, safety, sanitation, incident reporting, and fiscal transparency standards for shelters receiving state-administered federal funds, with a limited board to help write rules and local officials notified of issues. Supporters said it was aimed mainly at smaller communities lacking resources, while opponents argued it added state oversight without collaboration or funding and could burden nonprofits and faith-based shelters. The bill passed 65-31. Members then passed several other measures: House Bill 3015 authorizing Service Oklahoma to issue and manage electronic credentials; House Bill 3472 on environment and natural resources; House Bill 3453 on eminent domain, shifting the burden of proof in court to the condemning authority while carving out utilities and oil and gas; House Bill 1638 expanding the Governmental Tort Claims Act definition of public trust to include trusts overseeing county jail facilities; House Bill 4128 on Game and Fish, adjusting bear hunting rules in selected eastern counties; and House Bill 4126 limiting liability for motocross and similar recreational tracks. House Bill 2710 created a 15-member committee to review future statewide radio system needs, and House Bill 2696, an open records bill for school district security and cybersecurity information, was amended and passed. House Bill 3552, giving child care providers flexibility to bridge subsidy reimbursement and tuition rates, also passed, though its emergency clause failed. Later, House Bill 3031 was amended to create a workforce development fund in the Department of Commerce and passed, but its emergency clause failed. House Bill 3544 was narrowed to regulate social AI companions and protect minors from harmful interactions, and passed unanimously. House Bill 3521 modernized money transmission law, updated fees, and added rules for digital asset kiosks. House Bill 4488 established a standardized appraisal process for first-party motor vehicle damage disputes under insurance law. House Bill 1746 allowed juvenile detention facilities for high-risk youth to adopt safety plans. Finally, House Joint Resolution 1069 updated constitutional county boundary language and county-seat references, including adding Cotton County to the Constitution and making other boundary cleanup changes; it passed 74-14. The House then recessed.
OK
Transcript Highlights:
  • fund.
  • Was there any discussion about using the CLO fund?
  • But we're actually going to give them more authority to grow the fund and to protect the fund long term
  • Speaker, is how we use the distributions of the fund.
  • now that talks about state funds?
Summary: The House considered and passed a series of bills focused on public finance, securities, pharmacy regulation, criminal penalties, energy, housing associations, and Medicaid. Early votes included House Bill 4428, which requires public retirement systems to base proxy voting and related engagement on fiduciary, pecuniary factors, and House Bill 4429, which adds disclosure requirements for proxy advisors and excludes charitable organizations from the definition; both passed. House Bill 1170, also dealing with public finance and aligning definitions with the earlier retirement-system bill, passed the House, but its emergency clause failed. The chamber also adopted a motion to suspend House Rule 4.4J to allow food on the floor for the rest of the legislative day. Members then passed House Bill 3538, a negotiated pharmacy benefits manager measure that establishes a mandatory minimum dispensing fee for pharmacies and was described as intended to help independent pharmacies; it passed unanimously. House Bill 4124, allowing pharmacies to sell human ivermectin over the counter, also passed after extended debate. House Bill 3904, which changes Oklahoma Medicaid maternity payments to separate prenatal, delivery, and postpartum reimbursements, passed with broad support. House Bill 4106, lowering the felony threshold for repeated petty larceny from $1,000 to $900 and tying it to multiple offenses within 180 days, passed after amendment. The House also approved House Bill 2999, which would prohibit requiring public officials to sign nondisclosure agreements under certain conditions, and House Bill 3982, addressing temporary tags for new and used dealerships and commercial vehicles. House Bill 3464, an energy bill adding landowner protections, notice, decommissioning, and permitting reforms for wind, solar, and battery storage facilities, passed unanimously and its emergency clause also passed. House Bill 2588, requiring HOA board members to own property and physically reside in the association, passed as well. A major debate centered on House Joint Resolution 1077, a constitutional amendment to restructure how tobacco settlement funds are used: it would move TSET legacy functions to the Health Department, direct more funding toward Oklahoma’s Promise/OLAP and related education opportunities, and preserve the corpus while redirecting distributions. Supporters framed it as a long-term investment in education and workforce opportunities; opponents argued it would undermine public health funding and repurpose a voter-created trust. The resolution passed the House, and the special-election referral required for the constitutional amendment also received the necessary two-thirds vote. Later, House Bill 4440, which would move Medicaid expansion from the Constitution into statute and separate expansion from traditional Medicaid, also passed after substantial debate over health care access, provider rates, and the role of voters. Finally, House Bill 3462 on plumbing licensing was laid over after amendments were discussed, including changes to apprenticeship and out-of-state reciprocity.
OK
Transcript Highlights:
  • So right now the SRA funding, or as many still call it RSA funding from when it was the Reading Sufficiency
  • So right now the SRA funding, or as many still call it RSA funding from when it was the Reading Susficiency
  • implementing this bill, as well as increased funding for math.
  • implementing this bill, as well as increased funding for math.
  • And we're going to talk about funding. I mean, funding's important.
Summary: The House convened, completed roll call, heard the invocation and Pledge of Allegiance, and recognized the Doctor and Nurse of the Day. The main floor focus was House Bill 4420, the Strong Readers Act, which Speaker Hilbert described as a major literacy overhaul. The bill’s amendment was adopted without objection and would clean up and standardize the statute, create a new SRA funding formula, expand summer teacher credentialing academies with $3,000 stipends, add statewide benchmarking, notify parents within 30 days when students are below basic, and reinstate third-grade retention beginning with the 2027–2028 school year. Hilbert argued the bill is intended to address Oklahoma’s low reading outcomes, reward improvement rather than penalize schools, and align with science-of-reading practices. The House passed HB 4420 86-0, and the emergency clause also passed 86-6. Members then suspended the rules to hear untimely amendments on HB 3974, which was amended and passed 86-6 with its emergency clause approved. The bill concerns the Government Tort Claims Act and allows governmental entities that share incarceration costs to form an entity with liability protections; Hilbert said the late amendment responded to a recent court ruling that could have exposed cities and counties to unlimited liability in certain jail-sharing arrangements. The House also passed HB 3016, creating a two-year pilot screening project for early childhood reading issues through the Departments of Education and Health, by a vote of 82-7, and HB 3062, allowing retired municipal judges to carry statewide under specified conditions, by a vote of 83-3. Additional bills passed with little or no debate: HB 3021, a graduation requirements cleanup measure consolidating conflicting statutes, passed 82-8 and its emergency clause also passed; HB 3145, a language cleanup bill for commercial hunt areas, passed 92-0 after a question clarified it does not affect private landowners hunting feral pigs. HB 4128, another Game and Fish bill, was laid over until the afternoon. The House then recessed until 1 p.m.
MN

Minnesota 2025-2026 Regular Session

Repealing César Chávez Day in Minnesota 3/23/26

Minnesota House Floor Meeting

Transcript Highlights:
  • forward by Dolores Huerta, who at 95 years old revealed this damaging and painful experience and predatory
  • </c> painful experience and predatory painful experience and predatory [snorts]<00:04:16.440><c> behavior
  • about one person." the streets, and then also what are the the streets, and then also what are the funds
  • :24:08.480><c> put</c><00:24:08.640><c> away</c><00:24:08.800><c> to</c><00:24:08.960><c> help</c> funds
  • that we have to put away to help funds that we have to put away to help residents<00:24:09.640><c> who
Keywords: 1183, house
FL

Florida 2025 Regular Session

March 26, 2025 - 08:00 AM

Transcript Highlights:
  • It protects our veterans from predatory practices by prohibiting individuals from receiving compensation
  • Protects our veterans from predatory practices by prohibiting individuals from receiving compensation
  • However, do you think predatory actors that operate online from out of state, out of country, might be
  • actors, most definitely those that are operating out of state, do have guardrails put against their predatory
  • safety components to protect, because I don't know if members are aware that there are a lot of predatory
Summary: The committee met with a quorum and heard seven measures, including four bills and three proposed committee substitutes. HB 6033, repealing the Labor Pool Act, was presented as a cleanup measure to remove duplicative regulation; supporters argued workers would still be covered by OSHA, wage laws, workers’ compensation, and liability insurance, while opponents raised concerns about losing specific protections for day laborers. The bill was reported favorably on a 4-? vote, with several members voting no over concerns about worker protections. HB 453, dealing with pool and spa contractors, was described as a technical update to Chapter 489 that would better align licensing scopes with current industry practice and allow contractors to perform related work without stopping for additional licensed trades. An amendment making only drafting changes was adopted, and the bill passed unanimously. CS/HB 277 on veteran benefits assistance was also reported favorably unanimously after testimony focused on protecting veterans from predatory claims-assistance practices while preserving choice and requiring disclosures, fee limits, and data-security safeguards. The committee then approved PCS for HB 291, which would require personal mobility device batteries sold in Florida to meet an IPX-7 certification standard, after the sponsor cited fire risks from lithium-ion batteries; the measure passed unanimously. PCS for HB 709, allowing valid pari-mutuel permit holders to lease facilities to nearby high-li permit holders, was amended to require a minimum of 59 live performances and then passed unanimously. CS/HB 4011, expanding who may serve as a building official on Palm Beach County’s Building Code Advisory Board, passed unanimously as a good-government fix to fill vacancies. Finally, PCS for HB 499, allowing small craft breweries under 31,000 gallons to self-distribute, drew extensive testimony from brewers and distributors about small-business growth versus the three-tier alcohol system; despite concerns about weakening distribution safeguards, the bill was reported favorably by a 13-2 vote. The meeting then adjourned with no further business.
AZ

Arizona 2026 Regular Session

02/16/2026 - House Rules

Rules

Transcript Highlights:
  • Chairman and members, House Bill 2158 is a relatively simple bill that amends the definition of predatory
  • House Bill 2158 is a relatively simple bill that amends the definition of predatory animals as found
  • So to the extent that defining predatory animal to include the Mexican wolf in our Title 17, that could
Committee: House Rules
Keywords: 1182, all
AZ

Arizona 2026 Regular Session

02/16/2026 - House Rules

Transcript Highlights:
  • Chairman and members, House Bill 2158 is a relatively simple bill that amends the definition of predatory
  • House Bill 2158 is a relatively simple bill that amends the definition of predatory animals as found
  • So to the extent that defining predatory animal to include the Mexican wolf in our Title 17, that could
Summary: The Rules Committee considered several bills for constitutional and proper form. HB 2076, concerning school safety and concealed firearms for school employees, drew an anti-abrogation concern because its civil-liability immunity would also cover private school employees; the Rules Attorney recommended limiting that immunity to public school employees. HB 2136, creating crimes for civil terrorism and subversion, raised vagueness and due process concerns because “subvert” was undefined, and the sponsor agreed to work on a clarifying amendment. HB 2158 and HB 2159, both involving Mexican wolves, were flagged for federal preemption under the Endangered Species Act; members were told amendments may be needed, including possibly striking wolves from HB 2158. HB 2497, asserting a right to hunt, fish, and harvest wildlife and limiting legislative restrictions, raised legislative-entrenchment concerns, with a possible dormant Voter Protection Act issue discussed but not resolved. HB 2755, allowing renewal of state trust land mineral leases without public auction, was flagged for a possible conflict with the constitutional 20-year lease limit, and an amendment was recommended to ensure the original and renewal terms together do not exceed 20 years. HB 4030, imposing a moratorium on tax and fee increases, was flagged for a possible conflict with constitutional limits involving certain ad valorem taxes, and a carve-out amendment was suggested; HCR 2052, a related referral, was also discussed briefly. The committee voted to recommend HB 2076, HB 2136, HB 2158, HB 2159, HB 2497, HB 2755, HB 4030, and HCR 2052 as constitutional and in proper form, each by a 5-2 vote with one absent. Members also debated the legal theories raised by the Rules Attorney, including preemption, vagueness, anti-abrogation, and legislative entrenchment, but no bill was held or amended in committee during this segment. At the end of the meeting, the committee approved a mass motion holding a long list of additional House bills and several memorials and resolutions, and the Rules Office reported that those measures were constitutional and in proper form. That mass motion passed by a vote of seven ayes and one absent.
LA

Louisiana 2026 Regular Session

Ways and Means Apr 27th, 2026

Ways & Means

Transcript Highlights:
  • We've also funded multiple local nonprofits, partnered with local municipalities to build areas for youth
  • , funded multiple local nonprofits, partnered with local municipalities to build areas for youth, sponsored
Bills: HR118 , HB1039 , SB436 , SB442
Committee: House Ways & Means