Transcript Highlights:

• , loan processing, loan<01:58:41.760> servicing,<01:58:42.880> and<01:58:43.360> uh<
• /c><01:58:43.679> have<01:58:44.000> salaries loan servicing, and uh have salaries loan
• We did 66 loans last well on loans.
• If I were to go out and find a loan processor or loan server on the open market, it's 35 to 40,000.
• They've never processed a loan. Some of them might not even have a mortgage loan.

Keywords: Appropriations - Room 409, 22 January, 2026; 1:30 P.M., 925, all

Summary: The committee first heard from the Mississippi Auctioneer Commission, which requested level funding. PJ Lindsay reported the agency granted 29 new auctioneer applications and 9 new firm applications, received 3 complaints, resolved 1, signed 1 consent order, and issued 1 suspension. Members questioned the commission about its cash balance, reserve levels, and a large variance between prior spending and the FY26 request; staff explained the difference was tied to technology and contractual costs, including planned computer system updates and out-of-state conference travel for board members. The commission also noted that auctioneering oversight is important because an estimated $4.5 billion will flow through Mississippi escrow accounts in 2025. The Board of Optometry then presented its budget and organizational changes. Board leaders said the board had transitioned away from a state employee model to a management company arrangement with JBAR/Cornerstone, which they said saved about $43,000 and improved service and efficiency. They described the creation of a licensing database and a new back-end system, and said the board was generally seeking level funding with a small increase for computer equipment tied to the new system. Committee members asked about the impact on PERS contributions, the former employee’s retirement, the board’s cash balance, lease arrangements, and whether licensees had complained; the board said the change required legislative approval, the former employee retired, the cash balance was about $399,900, and service complaints had decreased. The Mississippi Board of Licensure for Engineers and Surveyors reported a busy FY2025, including moving most licensure applications online, accepting supporting documents by email, expanding K-12 and college outreach, hosting student interns, visiting ABET-accredited schools, decoupling the surveyor exam registration process, and awarding about $400,000 in grants to engineering programs. The board said it licenses about 15,000 engineers and surveyors plus 8,500 interns, with most registrants from out of state, and that its fees are among the lowest nationally. For the budget, the board requested level funding overall but also sought a new investigator position, 5% salary progressions, increased travel funding for national meetings and STEM outreach, more contractual money for internships and IT modifications, additional supplies, and restoration of a $600,000 grant program that is funded every other year to support university and community college engineering and surveying programs. The board said its operations are supported by fees and that its cash balance is about $1.6 million.

Transcript Highlights:

• in support of House Bill 2205 and Senate Bill 1385, which propose to expand the existing MA Repay loan
• Which propose to expand the existing MA Repay loan program as it applies to the eligibility of primary
• We know that loan repayment programs are a great recruitment and retention tool for physicians.
• Loan repayment programs are a great recruitment and retention tool for physicians.
• Most of them either want loan reimbursement or to go somewhere else.

Keywords: 995, all

Summary: The Joint Committee on Mental Health, Substance Use, and Recovery held a public hearing on 17 bills focused on behavioral health workforce shortages, studies, and commissions. Chairs Mindy Domb and Senator John Velis opened by emphasizing the severity of the Commonwealth’s mental and behavioral health workforce crisis, the resulting gaps in access to care, and the legislature’s ongoing use of loan repayment programs, studies, and commissions to address these issues. They outlined hearing procedures and noted that testimony would be limited to three minutes, with written testimony also accepted. A major portion of the hearing focused on bills to expand the primary care workforce, including H. 2205/S. 1385, which would broaden eligibility for the Mass RePay loan repayment program. Testimony from the Massachusetts Medical Society, Senator Jo Comerford, and Dr. Kate Atkinson described severe primary care shortages, long wait times, physician burnout, high debt burdens, and the need to recruit and retain physicians in more practice settings and regions. Committee members asked about the likely impact of loan repayment, the role of nurse practitioners and physician assistants, and how to prioritize limited funding. Witnesses argued that primary care investment improves access and outcomes and that the bill would help sustain community-based practices. Another large block of testimony supported H. 2208/S. 1411, the proposed perinatal behavioral health care workforce trust fund, often referred to as the Moms Matter Act. March of Dimes, perinatal mental health advocates, doulas, clinicians, parents, and organizations such as the Boston Public Health Commission and Empty Arms Bereavement Support testified that postpartum depression, anxiety, substance use, and grief are widespread, often untreated, and worsened by long waitlists and a shortage of trained, culturally competent providers. Speakers repeatedly stressed that screening alone is not enough without a workforce to provide timely treatment, and several shared personal stories of postpartum illness, loss, and difficulty accessing care. The bill was also framed as a needed complement to the Commonwealth’s recent maternal health law, which increased screening and therefore increased demand for treatment. The committee also heard support for the Bridge Act, H. 2207/S. 1388, which would create mental health capacity grants for organizations serving communities at high risk of hate crimes or hate incidents. Testimony from the Jewish Community Relations Council and the bill’s sponsor described the mental health harms of hate, including anxiety, trauma, isolation, and loss of trust, and argued that community organizations need resources to build resilience and provide support. In addition, the committee heard from the Massachusetts Mental Health Counselors Association on H. 2218/S. 1380, which would update job classifications to explicitly include licensed mental health counselors and licensed supervised mental health counselors in state behavioral health roles. Witnesses said the change would modernize hiring, expand access, and better reflect current licensure and scope of practice. No votes were taken during the hearing, and the session ended with a motion to adjourn after all testimony was completed.

Transcript Highlights:

• The North Dakota Development Fund administers a low-interest loan program supporting the establishment
• For some historical perspective, 141 child care loans have been issued, totaling a little over $16.6
• Obviously, as portfolio companies pay off their loan, it's harder to track those numbers to know where
• The current capacity that we're supporting through the 43 active loans is 3,754, a capacity that we've
• rate on those loans?

Keywords: 908, all

Summary: The Budget Section’s Commerce and Legal Services Division met to review the Department of Commerce base budget for the 2027-29 biennium and to receive an update on Commerce programs. Legislative Council staff first walked the committee through the “blue sheet” base budget summary, explaining the major line items, the large share of federal grant authority in Commerce’s budget, and the continuing appropriations that support several Commerce funds. Members asked how grant funding is coordinated across agencies, and staff said collaboration varies by program but is strong in areas like UAS and LIHEAP. Commerce Commissioner Chris Schilken then presented on current activities, focusing heavily on grant administration, transparency, and economic development programs. Members questioned how grant applicants are selected, whether Commerce tracks applications and return on investment, and how long grant awards take to reach recipients. The commissioner said Commerce uses scoring criteria, outside reviewers, a minimum 30-day application window, and typically completes awards within two to three months. A lengthy exchange followed over whether Commerce should open some grants only to intended recipients versus running competitive application processes; Commerce said it follows best-practice grantmaking and that its attorney in the Attorney General’s office approved that approach. Commerce also highlighted the North Dakota Development Fund, citing long-term investment and job creation results, examples such as Red Trail Energy, Packet Digital, Valiance, Corvent Medical, child care loans, and the Automate ND program. Members asked about acceptable failures, lessons learned, regional economic development coordination, and the expansion of the fund into non-primary sectors. Workforce Director Katie Ralston Howell then outlined a statewide workforce ecosystem review, a new governor’s workforce sub-cabinet, and three task forces focused on simplifying entry, warm handoffs, and data integration. She discussed the in-demand occupations list, Workforce Pell, apprenticeships, and efforts to better connect students with employers and higher education. Commerce also briefly reviewed housing programs and a new housing sub-cabinet. No votes were taken; the committee simply received testimony, asked questions, and adjourned after setting up the next meeting to hear the Attorney General budget in June.

Transcript Highlights:

• Such loans and investments are not common.
• group has such authority, but any loan group has such authority, but any loan or<00:19:31.840>
• Such loans and commissioner's approval.
• Such loans and investments<00:19:36.480> are<00:19:36.720> not<00:19:37.039> common.
• list of any state grants or loans list of any state grants or loans received<00:43:48.800> for

Keywords: 926, house, all

Summary: The House opened with devotional remarks from Representative Greer focused on perspective, kindness, and the idea that people “earn” respect and love through shared humanity. After that, the chamber suspended rules to introduce 17 House bills by number only, and adopted JRS 3 in concurrence, setting a joint assembly for Tuesday, January 20, 2026 at 1:00 p.m. to receive the governor’s budget message. Several announcements followed, including birthday wishes, a note about the new federal whole milk for schools law, guest introductions, and caucus notices. The House also approved committee transfers for H.393, an act relating to the prohibition of requiring face masks in schools, moving it from Education to Healthcare, and H.334, an act relating to limiting employer restrictions on individuals separating from employment, moving it from General and Housing to Commerce and Economic Development. The chamber then took up H.649 on captive insurance companies. The Commerce and Economic Development Committee explained that the bill, based on Department of Financial Regulation proposals, would prohibit risk retention groups from lending to or investing in members or affiliates, require annual and quarterly filings in NAIC form with a jurat page and actuarial certificate, and create new filing requirements for sponsored captive protected cells. The committee reported unanimous support, and the House amended the bill and ordered third reading. The House next considered S.60, establishing a Farm Security Special Fund. The Agriculture, Food Resiliency, and Forestry Committee and Appropriations described the bill as a response to repeated weather-related losses affecting farms and forestry operations, including flooding, freezes, drought, and other extreme events. The House version adds forestry and changes assistance from grants to payments to make aid faster and less cumbersome. The program would be administered by the Agency of Agriculture, Food and Markets, with a review board and payments of up to 50% of uncovered losses, capped at 5% of annual appropriations and $150,000 per application. The committee testimony emphasized the need for a permanent, predictable state relief mechanism, and the bill was advanced with strong support.

Transcript Highlights:

• On page 11, this is Opportunity Enterprise Board loan terms.
• The max loan we can give is 17.5 million. We do have an equity requirement of 10.
• We look for debt service coverage of 1.35, a minimum loan-to-value of 85.
• When do we expect to start seeing some of the loan money being repaid? Mr.
• So, I would say repayment of loans will probably take place in the next couple of years.

Keywords: 996, all

Transcript Highlights:

• We have also done lots of, um, creating of things like revolving loan funds.
• Miss Schaefer: We have also done lots of, um, creating of things like revolving loan funds.
• Miss Schaefer: Um, we have also done lots of, um, creating of things like revolving loan funds.
• from the federal level or revolving loan from the federal level or revolving loan funds<00:31:11.120
• <00:48:33.640> with offers small and mediumsized loans with offers small and mediumsized loans

Keywords: 1187, senate, all

Transcript Highlights:

• the uh meat processing intermediate Loan the uh meat processing intermediate Loan program<00:07:
• It's a reimbursement grant, so we went out and got a loan, or a temporary loan, to cover everything.
• a loan or a temporary<01:02:50.760> loan<01:02:51.440> to<01:02:51.799> cover<01
• with off our loan our temporary loan<01:03:17.119> um<01:03:17.680> so<01:03:18.680>
• We went and took out another $200,000 loan because of it to cover our expenses.

Keywords: 1187, senate, all

Transcript Highlights:

• That would be the construction loan loss guarantee.
• That would be the construction loan loss that would be established as part of the initial fund.
• That would be the construction loan loss guarantee.
• And with respect to the construction loan loss guarantee, that loan loss guarantee would be in place
• Here to support the request for the Student Loan Empowerment Network.

Summary: The committee opened with the State Controller’s Office May Revision requests, including funding for Fiscal book-of-record stabilization, a Broadcom IDMS licensing adjustment, the California State Payroll System, ACFR reporting automation, and $3 million for unclaimed property outreach. Testimony emphasized progress on Fiscal becoming the state’s accounting book of record in July, faster ACFR publication, and the move to electronic unclaimed property claims. Members asked about the size of the unclaimed property fund and how quickly money is transferred to the General Fund; the Controller’s office said about $15 billion is held, with most excess transferred regularly, and the LAO noted the fund is the General Fund’s fourth-largest revenue source. No concerns were raised by Finance or the LAO, and the item was closed after no public comment. The committee then heard the administration’s proposal to tax prewritten digital software and software-as-a-service, with Finance saying it would modernize sales tax treatment and raise an estimated $450 million General Fund and $560 million local revenue in 2026-27. The LAO supported modernizing the tax but suggested broader digital goods coverage and a business-use exemption; industry and taxpayer groups opposed the proposal, warning of higher costs for consumers and businesses. Members also heard CDTFA’s administrative request tied to the proposal, plus a separate CDTFA budget reduction reflecting lower operational needs; that reduction was presented as a savings item and drew positive reactions. Next, the committee considered federal conformity for “Trump accounts,” which would align California tax treatment with federal rules for tax-deferred children’s accounts and avoid tracking burdens for families. The LAO recommended approval, and the item drew no opposition. The committee also heard a proposal to cut the first-year $800 annual business tax to $400 for LLCs, LPs, and LLPs; Finance argued it would lower startup costs and encourage new business formation, while the LAO said the benefit was not well targeted and could subsidize entities that would form anyway. Members discussed the policy tradeoff, and public commenters split between support for small business relief and concern about revenue loss. The final major revenue item was a permanent business tax credit limitation, capping credits at the greater of $5 million per corporation or 50% of pre-credit liability, while excluding the low-income housing tax credit and personal income tax credits. Finance said it would raise significant revenue from large profitable corporations, and the LAO said it was a reasonable option but noted it would mainly affect the R&D credit and could have future implications for programs like California Competes. Public testimony was sharply divided, with business groups opposing the cap and anti-poverty advocates supporting it as a way to recapture revenue. The committee also heard FTB’s CalFile realignment request, which would return most of the direct-file-related resources to the General Fund while retaining a smaller staff to improve CalFile, and the California Arts Council’s request to reauthorize the Keep Arts in Schools voluntary contribution fund, which members and advocates supported despite relatively modest annual donations. The hearing continued with GoBiz proposals on civic media funding, CA RISE reappropriation, and a semiconductor facility reversion, with the LAO supporting the latter two and members raising questions about the civic media program’s scope, outreach, and inclusion of broadcast and ethnic media.

Transcript Highlights:

• as approved by or as requested by a majority of the State Loan Investment Board.
• <00:25:56.320> Section LSR um grant instead of a loan.
• Section LSR um grant instead of a loan.
• <00:26:09.200> Section<00:26:09.679> 314 loan investment board.
• Section 314 loan investment board.

Bills: SF0032, SF0010, SF0001, HB0001

Keywords: 911 services, emergency response, grant funding, next generation technology, government accountability, public safety, mental health, detention, competency evaluation, treatment, contractual agreements, Wyoming, budget, funding, education, wildfire prevention, healthcare, community colleges, grants, economic development

Transcript Highlights:

• And you can't loan money. You're not a bank. That's right.
• And you can't loan money. You're not a bank. That's right.
• programs over there, like this safe drinking water loan program and others.
• And I believe— Like this safe drinking water loan program and others.
• And I believe most of the time, prior to them making loans, they require an audit report.

Summary: The committee began with prayer and approval of the January 8 minutes, then received updates on delinquent private water and sewer reports. Staff reported that for the 2022 reports, 19 of 43 entities had had their turnback reinstated, while 24 remained in escrow; for the 2023 reports, 59 of 64 entities had filed, leaving five outstanding. The committee also filed a report on Adona, where staff said the city had made enough progress toward substantial compliance with municipal accounting laws to discontinue withholding turnback, and the committee adopted that recommendation. The bulk of the meeting focused on municipal accounting noncompliance cases. Gum Springs and Denning were presented with extensive repeat findings involving budgets not adopted by ordinance or resolution, missing or incomplete bank reconciliations, inadequate receipts and disbursement records, payroll issues, and improper handling of Act 833 funds or other city money. Both cities’ mayors and recorders-treasurers testified about efforts to correct records, obtain training, and work with the Municipal League; the committee voted to start the 60-day turnback-withholding clock for both and then filed the reports. Fargo was deferred because no city representative was present. Additional reports included Green Forest, Elaine, Strong, Brooklyn, Mineral Springs, Rondo, Waldo, Columbia County, and several private water and sewer entities. Strong drew significant concern over missing garbage-bag revenue, improper fund transfers, and deficit balances; the committee deferred that report to the March meeting. The committee also heard investigative or referred reports on the Faulkner County Fair Association, Brooklyn payroll direct-deposit fraud, and other entities with questionable disbursements or recordkeeping. In several cases, staff recommended filing the reports after responses were received; in others, the committee deferred action when responses were lacking or representatives were absent. The meeting ended with a motion to defer a Cross County Rural Water matter so the entity could appear at the next meeting.

Transcript Highlights:

• who's back there, manages both these two departments, as well as the Drinking Water State Revolving Loan
• And loans from to hire technical assistance providers to help our water systems.
• The Finance Authority will actually make the grants and loan approvals in May.
• . ...all of the final grants and loans.
• So it was intended to be a three-year kind of look to actually close on those grants and loans.

Transcript Highlights:

• The green bank of revolving loan fund.
• The energy savings will be used to repay the low-interest loan from the Green Bank over time.
• <00:08:38.880> And loan from the green bank over time.
• And loan from the green bank over time.
• This 30-year loan has a 1% interest rate and was approved at the September 4th KIA board meeting.

Keywords: 00:01 Call to Order and Roll Call 01:49 Approval of Minutes 02:06 Information Items 03:48 Project Rpt from Finance and Admin Cabinet 14:38 Lease Rpt from Finance and Admin Cabinet 18:50 OFM – Ky Infrastructure Authority 26:40 OFM – Cabinet for Economic Development 31:50 Office of Financial Management 40:40 Remaining 2025 Meeting Dates 41:25 Adjournment, 958, all

Summary: The meeting opened with prayer and a quorum call, then the committee approved the prior meeting minutes. Staff reported several informational items, including University of Kentucky medical and research equipment purchases, school district debt issues, leasehold improvements, and Kentucky Community and Technical College System bond allocations. The committee then approved a line-item appropriation increase of $350,000 in federal funds for the Department of Fish and Wildlife Resources’ Cumberland Forest Conservation Program, along with two Department of Military Affairs projects: the Ashland Readiness Center window replacement and the MATES HVAC replacement at Fort Knox. It also approved four larger maintenance-pool projects without further action: HVAC and smoke evacuation work at the Kentucky State Penitentiary, HVAC and hot water tank replacements at Oakwood, a Green Bank energy-savings performance project across state facilities, and roof replacement at Lake Barkley Lodge. Members asked about the prison project, the roof procurement process, and whether minority-owned firms receive special bidding preference; staff said capital projects are awarded through open low-bid procurement with qualification and warranty requirements, and that minority participation is preferred but not a bidding criterion. Two lease modifications were approved for Franklin County agencies: an expansion and renovation for the Auditor of Public Accounts and a downsizing and renovation for the Kentucky Workers Compensation Funding Commission. The committee also approved Kentucky Infrastructure Authority items, including a Monticello sewer loan, several Cleaner Water Program grants and reallocations, and a House Bill 1 water grant that required no action. Members questioned engineering costs and were told the KIA board reviews technical details and anomalies before approval. Finally, the committee approved six economic development grants: one EDF grant for V Simple in Jefferson County and five KPDI EDF grants for projects in Breckinridge, Erlanger, Todd, and Washington counties. The last action item was approval of Western Kentucky University’s up-to-$10 million general receipts revenue bond issue for athletic facilities. An informational Kentucky Housing Corporation multifamily bond item prompted concern from members about rising per-unit costs for affordable housing, and they requested further explanation from the housing corporation at a future meeting.

Transcript Highlights:

• We revamped our loan.
• We revamped our loan.
• We revamped our loan.
• <01:05:20.640> we infrastructure we revamped our loan we infrastructure we revamped our loan
• We used $79,000 of our own money that we saved, and we took out a small loan.

Bills: HF1143, HF1548, HF1340, HF2549, HF2559, HF1673, HF2740, HF2507, HF2461, HF2381, HF2695

Keywords: education funding, unemployment aid, special education, Minnesota statutes, appropriations, housing, redevelopment, local government, trust funds, community development, HF1340, housing infrastructure bonds, Minnesota Housing Finance Agency, MHFA, affordable housing, supportive housing, permanent housing, adaptive reuse, area median income, AMI

Transcript Highlights:

• And I know this has been a question for a bunch of years, actually, as regards loans that candidates
• And I guess by that I simply mean someone who says they loan themselves $100,000 or $500,000 or $1 million
• And I know this has been a question for a bunch of years, actually, as to regards to loans that candidates
• to answer any questions about the training that I mentioned, the bank account that I mentioned, the loans
• I mentioned the bank account, I mentioned the loans, and kind of how that all works, but I wanted to

Keywords: 1064, all

Transcript Highlights:

• I know this has been a question for a bunch of years, actually, as to regards to loans that candidates
• And I guess by that I simply mean someone who says they loan themselves $100,000 or $500,000 or $1 million
• And I know this has been a question for a bunch of years, actually, as to regards to loans that candidates
• to answer any questions about the training that I mentioned, the bank account that I mentioned, the loans
• I mentioned the bank account that I mentioned, the loans, and kind of how that all works, but I wanted

Bills: HB344

Keywords: campaign finance, elections, transparency, political committees, reporting requirements, enforcement

Summary: The Senate Elections and Government Affairs Committee heard several election- and campaign-related bills. House Substitute 2 for House Bill 155 would make Public Integrity Commission reports publicly available on the commission’s website, add a specific travel-expense reporting category, and remove the FOIA requirement for accessing reports; Senator Richardson said he supported the transparency measure and asked to be added as a co-sponsor. The committee also took up House Bill 444, the Delaware John Lewis Voting Rights Act, which would create state protections against voter suppression and vote dilution, expand language access, prohibit intimidation and deception, and allow court remedies for violations. The bill drew strong support from advocacy groups including YWCA Delaware, the League of Women Voters, the ACLU, and the Legal Defense Fund, and several senators voiced support and interest in moving it quickly. House Bill 430, a constitutional amendment proposal, would make explicit that only natural persons may vote in Delaware elections, including municipal elections, in response to concerns about corporate or other artificial-entity voting in some towns. The discussion focused heavily on Fenwick Island, where the mayor testified that the town’s charter has long allowed certain artificial entities to vote in local elections and said the system is limited and has worked for years; other speakers argued the bill was needed to prevent corporate dilution of residents’ votes. Senator Richardson expressed concern about restricting entities with a local stake, while Senator Hoffner and others emphasized the principle of one person, one vote. Senator Townsend presented House Bill 344, which would tighten campaign finance rules by requiring Delaware bank accounts for candidates and committees, recurring training, better documentation of candidate loans, longer record retention, automatic filing extensions, and inactive status for noncompliant committees; one public commenter opposed the bill on cost grounds. He also presented House Bill 448, which would allow campaign funds to be used for reasonable security expenses for candidates and elected officials, with guardrails, and a commenter suggested allowing electronic security systems without a cap. Finally, the committee heard House Bill 472, a local de-annexation measure for Noble’s Pond in Cheswold to remove scattered residential lots from town boundaries and resolve uneven tax treatment; Senator Hoffner noted local law enforcement supported the change. The committee adjourned after hearing no further public comment on HB 472, and the vote to adjourn was unanimous.

Transcript Highlights:

• It is not like a car loan or a business loan, um, something we choose.
• It is not like a car<00:03:42.720> loan<00:03:43.120> or<00:03:43.360> a<00:03:43.599
• > business<00:03:43.840> loan<00:03:44.480> um<00:03:44.959> something car
• loan or a business loan um something car loan or a business loan um something we<00:03:45.519> choose

Keywords: 1187, senate, all

Transcript Highlights:

• <00:30:49.600> So a home equity loan bank offering. So a home equity loan bank offering.
• , but the loan is not backing the money they didn't pay to the solar company.
• But yet, what if I'm taking the loan out to buy the car?
• Stop making these loans entirely because they don't want to risk it too. Right?
• > for know, million-dollar loans for know, million-dollar loans for commercial<00:38:03.520>

Bills: HB1946, HB1515, HB1514, HB1648, HB1644, HB1619, HB1571, HB1810, HB2475, HB1645, HB2301, HB1889, HB1840

Keywords: time shares, registration, renewal, real estate, Hawaii, Director of Commerce and Consumer Affairs, workers' compensation, functional capacity examination, occupational therapy, physical therapy, employer responsibilities, injured workers, medical stabilization, vocational rehabilitation, injury recovery, employment services, return to work, nonprescription drugs, over-the-counter medications, healthcare providers

Summary: The committee on Consumer Protection and Commerce met on February 26, 2026, and heard several bills, mostly in the areas of workers’ compensation and consumer protection. HB 1946 HD1 on timeshare registration renewal drew support from DCCA’s timeshare program and major industry groups including Hilton Grand Vacations, the American Resort Development Association, and Marriott Vacations Worldwide, with no opposition noted. HB 1515 HD1, which would allow an attending physician to request a functional capacity examination without employer permission, was supported by DLIR and the Department of Human Resources Development and had no other in-person testimony; the bill was then moved on without questions. The committee spent substantial time on HB 1514 HD1, which would streamline workers’ compensation vocational rehabilitation by clarifying provider selection and requiring vocational plans within 90 days. DLIR supported the intent but asked for amendments, saying the 90-day deadline was too rigid given case-by-case complexity, limited staffing, and the need for coordination among injured workers, employers, and counselors; members discussed possible extensions and whether a 120-day timeline or other flexibility would be better. Testimony on the bill included one individual in support and seven in opposition. HB 1648 HD1, concerning workers’ compensation and physician dispensing of non-prescription drugs, drew support from DHRD and comments from DLIR and industry witnesses. DLIR said the bill should be narrowed so it does not restrict medically necessary over-the-counter medications or oral guidance from providers, while Aloha Billing Company and Solera Integrated Medical Solutions urged tighter limits on physician dispensing and raised concerns about pricing abuse through average wholesale price. Members discussed clarifying the bill’s language so it targets written prescriptions rather than oral advice. HB 1644 HD1, requiring a standardized disclosure form for residential solar contracts, received support from the Hawaii Solar Energy Association and Kauaʻi Island Utility Cooperative, while DCCA’s Office of Consumer Protection supported the consumer-protection goal but proposed stronger remedies, including a three-day cancellation right, voidability for missing disclosures, and possible lender liability; members questioned how those remedies should apply to lenders, and no vote was taken on the measures in the portion provided.

Transcript Highlights:

• for teachers that are teaching in the field but have loan debt to try to help them pay that off.
• This one changes it to LASIA, which is a loan assistance for, um, well, I'm drawing blank.
• Um, loan assistance in support of educators in Alabama.
• one changes it to LASIA, which is a loan one changes it to LASIA, which is a loan assistance<00:
• > of<00:11:17.360> educators loan assistance in support of educators loan assistance in

Keywords: 1136, house, all

Transcript Highlights:

• I was wondering about the loan repayment ones, which I would certainly think would impact.
• Senate Bills 11 and 14, I believe, are the two loan ones.
• I can't remember what 15 is; that might be a loan one too.
• Right, it's actually a loan repayment bill if you look at what it says.
• Loan repayments are policy bills with a fiscal impact.

Keywords: 996, all

Transcript Highlights:

• As per the Chair's request, I committed to clarify that this bill applies to loans.
• For the Chair's request, I committed to clarify that this bill applies to loans only for insurance payouts
• insurance proceeds to restore the property damage because lenders have a security interest until the loan
• is repaid in making sure that the loan proceeds are used to restore the property. ...making sure that
• the loan proceeds are used to restore the property.

Summary: The Assembly Banking and Finance Committee met to hear its only agenda item, AB 493 by Assemblymember Harabedian, which would require lenders to pay interest to homeowners on post-loss insurance payouts held in escrow. The author said current law already pays interest on some escrowed funds, but excludes insurance proceeds after a loss; he argued the bill would help wildfire survivors and other homeowners rebuilding after major property damage. He noted amendments clarifying that the bill applies only to loans and only to insurance payouts still held in escrow on or after the bill’s effective date. Support came from the Consumer Federation of California, whose representative said the measure closes a loophole and would provide modest but meaningful help to homeowners facing long rebuild timelines. The California Bankers Association did not oppose the bill but raised concerns about aligning it with existing mortgage servicing law and the treatment of hazard insurance proceeds, saying it wanted to work with the author on technical issues. Committee members expressed support, emphasizing the need to help displaced homeowners access funds more quickly. The committee voted unanimously to pass AB 493 and refer it to the Assembly Committee on Appropriations. The roll call showed the bill receiving eight votes, and the committee then adjourned.