Video & Transcript Research : 'consumer fraud'

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TX

Texas 89th 2nd C.S.

Transportation Mar 6th, 2025

Transportation

Transcript Highlights:
  • I think that fraud is always going to be a consideration and we want to make sure that we are taking
  • So I think we can all agree that we want to prevent fraud. Criminal activity, etc. right?
  • Before the number skyrocketed, what was the annual amount of fraud with paper plates that y'all were
  • What was the number of fraud or theft or, you know, all the nefarious activity?
  • Like how many instances of fraud were we seeing before we did the change?
CO

Colorado 2026 Regular Session

Colorado House 2026 Legislative Day 094 Apr 18th, 2026

Colorado House Floor Meeting

Transcript Highlights:
  • protecting consumers. protecting consumers. especially<02:17:48.719> senior<02:17:49.120>
  • Across our state, contractor fraud.
  • > than Contractor fraud damages more than Contractor fraud damages more than individual<02:20:
  • And this is simply saying if there's a feeling that there's fraud or a thought that there's fraud, that
  • Fraud is already dealt with seconds.
Keywords: 981, all
Summary: The House convened with a quorum, approved the journal from April 16, 2026, and then moved to announcements and introductions. Representative Woodro welcomed fifth grade students from Denver Academy and recognized his son Ari on his 12th birthday, leading the chamber in singing happy birthday. The House then agreed to take up a memorial out of order. Senate Joint Memorial 1, honoring the late Senator Faith Winter, was read at length and supported with remarks describing her legislative work on transportation, climate, paid family and medical leave, environmental justice, women’s leadership, and bipartisan efforts. Representative Wilford and others spoke emotionally about her public service and personal impact. The memorial was adopted on a 50-10 vote, with 15 excused, and Representatives Rutinel and Lindsay were listed as co-sponsors. The chamber then considered committee reports and special orders. The Appropriations Committee reported several bills favorably, and the majority leader moved a slate of bills to special order. House Bill 1317, creating a unified system of post-secondary talent development and a transition plan for workforce development programs, was amended in committee to remove travel reimbursements, clarify adult learners’ inclusion, adjust advisory committee membership, and preserve type one status for affected departments; it passed the House. Senate Bill 85, concerning military protection orders in domestic violence cases, also passed after Judiciary Committee amendments clarifying law enforcement database checks. Senate Bill 95, supporting victim survivors of certain crimes, passed Judiciary but drew floor opposition from several members who argued the bill’s jury-related provisions conflicted with confrontation rights and due process; despite those concerns, the bill advanced after further debate continued.
KY

Kentucky 2026 Regular Session

House Legislative Session Day 33 (2-24-26)

Kentucky House Floor Meeting

Transcript Highlights:
  • So this is a consumer protection measure as well.
  • And to be clear, the federal government has a statute that criminalizes honest services fraud.
  • And to be clear, the federal government has a statute that criminalizes honest services fraud.
  • Throughout this debate, we've heard the allegations of fraud, waste, and abuse on these issues.
  • And to be clear, the federal government has a statute that criminalizes honest services fraud.
Keywords: 958, all
Summary: The House convened with a quorum, approved the journal, excused absent members, and suspended rules to allow co-sponsorship and vote modifications. The Senate reported passage of Senate Bills 52 and 124, and several House committees reported favorable action on bills including HB 1, HB 2, HB 94, HB 246, HB 282, HB 299, HB 307, HB 519, HB 613, and HB 648. Most of those measures were ordered to first reading and placed on the calendar; HB 1 and HB 307 were sent to the Rules Committee after having had two previous readings. The House then recessed briefly before returning to the orders of the day. The chamber took up HB 568, relating to public adjusters. The sponsor explained that the bill would prohibit new public adjuster licenses, allow current licensees to renew, impose conflict-of-interest and contract requirements, set a 5% fee cap, and bar public adjusters from negotiating claims, citing consumer protection concerns and legal opinions about the practice of law. After debate and a brief explanation of vote from a member citing local storm-related abuses, the House voted on roll call and passed HB 568 with one nay vote. The House then considered HB 1, which would opt Kentucky into the federal education freedom tax credit program. Supporters said it would allow private donations to scholarship-granting organizations to benefit Kentucky students without using state general funds, and argued it could help public, private, and homeschool families with education-related expenses. Opponents criticized the speed of the process, warned it could open the door to vouchers and charters, and argued it would mainly benefit wealthier donors while public schools remain underfunded. Members also questioned the bill’s waiver of 11th Amendment immunity and received explanations that the waiver was limited to federal-court jurisdiction over the federal program and would not create individual liability for state actors. A motion to table the bill failed with 19 votes in favor, and debate continued.
FL

Florida 2026 Regular Session

Agriculture Mar 17th, 2025

Agriculture

Transcript Highlights:
  • A lot of our consumers do not go to liquor stores. I myself am three years sober.
  • And it is quite literally my job as a small business to protect consumers.
  • And it is quite literally my job as a small business to protect consumers.
  • So, as a consumer, a lifelong consumer, I went to the medical marijuana program.
  • That's how I feel as a consumer. Over-regulating, you guys are wasting money.
Summary: The Committee on Agriculture heard a presentation from Florida FFA state officers Gabby Howell and Macy Jordan, who described FFA and agricultural education as a three-part model of classroom instruction, supervised agricultural experience, and leadership development. They highlighted FFA membership growth, Florida’s more than 60,000 members, industry certifications, and state funding that allows all agriculture education students to participate at no cost. Members praised the students and the organization’s role in developing future agricultural leaders. The committee then took up SB 438, which would regulate hemp and hemp extract products, including THC-infused beverages, by adding testing, labeling, retail location, age, and event restrictions, along with penalties and $2 million for testing equipment. Senator Burton said the bill is intended to address public safety, prevent products with illegal THC levels from reaching consumers, and respond to the governor’s prior veto concerns, especially store location and regulation. An amendment clarifying final batch testing was adopted without objection. Testimony was mixed. Supporters, including beverage distributors, law enforcement, and some hemp beverage businesses, backed regulation and said the bill would improve safety and clarity, though some asked for changes to avoid treating specialty beverage retailers like liquor stores. Opponents and some hemp industry representatives argued the bill was too restrictive, would hurt small businesses, and could push products into the black market; they also objected to THC limits, event restrictions, and the proposed regulatory structure. After debate, the committee voted 6-0 to report CS for SB 438 favorably.
LA

Louisiana 2026 Regular Session

House of Representatives Mar 26th, 2026

Louisiana House Floor Meeting

FL

Florida 2026 Regular Session

FL House Floor Session - 2026-02-25 (5:00PM Session)

Florida House Floor Meeting

Transcript Highlights:
  • Senate Bill 198: Cryptocurrency kiosks have become major conduits for fraud and scams, particularly targeting
  • Senate Bill 198 establishes the regulatory framework for cryptocurrency kiosks and protects consumers
  • And also requires clear on-screen fraud warnings to customers.
  • And finally, it provides refunds in certain documented cases of fraud. And that is the bill.
  • differences are transaction limits, the regulatory structure, and the use of blockchain analytics to detect fraud
Keywords: 998, house, all
FL

Florida 2026 Regular Session

Senate in Session Feb 25th, 2026

Florida Senate Floor Meeting

Transcript Highlights:
  • Cryptocurrency kiosks have become major conduits for fraud and scams, particularly targeting seniors
  • Senate Bill 198 establishes the regulatory framework for cryptocurrency kiosks and protects consumers
  • It also requires clear on-screen fraud warnings to customers.
  • And finally, it provides refunds in certain documented cases of fraud. And that is the bill.
  • differences are transaction limits, the regulatory structure, and the use of blockchain analytics to detect fraud
Keywords: 999, senate, all
US

US Federal 2025-2026 Regular Session

US House Floor Proceedings (Friday, September 19, 2025)

US Federal House Floor Meeting

Transcript Highlights:
  • yield myself such time as I may consume. yield myself such time as I may consume.
  • That's<00:47:14.640> fraud.
  • <00:47:17.359> CMS That's fraud. In plain view, Texas. CMS That's fraud.
  • billions of dollars in waste and fraud. billions of dollars in waste and fraud.
  • to her such time as she may consume. to her such time as she may consume.
MN
Transcript Highlights:
  • We are observing some signs of consumer stress with higher delinquency rates in certain loans, credit
  • We are observing some signs of consumer stress with higher delinquency rates in certain loans, credit
  • 00:18:09.000> Minnesota<00:18:09.720> fixes<00:18:10.280> its<00:18:10.600> fraud
  • <00:18:11.400> On until Minnesota fixes its fraud. On until Minnesota fixes its fraud.
  • > higher<00:19:44.080> delinquency consumer stress with higher delinquency consumer stress
Keywords: 918, senate, all
Summary: The program covered three main topics: Minnesota’s February economic forecast, gun violence prevention efforts, and the growing debate over data centers. Minnesota Management and Budget reported a stronger-than-expected outlook, replacing a projected deficit with a $3.7 billion surplus for FY 2026-27 and a projected positive balance for FY 2028-29, though officials warned the state still faces a structural imbalance and possible federal funding losses tied to Medicaid reimbursements and fraud-related federal actions. Lawmakers also discussed affordability concerns, with Senate Republicans promoting a tax-relief package focused on property taxes, vehicle tab fees, and ending taxes on tips and overtime. A lengthy segment focused on gun violence prevention, including a Capitol rally by Annunciation Catholic Church families, students, and advocates. Senator Ron Latz said an interim working group he co-led with Senator Zeinab Mohamed gathered public and expert input and helped shape ideas for the session. He said there is no single solution, but cited measures such as red flag laws, universal background checks, an assault weapons ban, high-capacity magazine limits, safe-storage requirements, ghost gun and binary trigger bans, and more school counseling and wraparound mental health supports. Latz emphasized that he sees these as compatible with the Second Amendment and said he hopes to build bipartisan support, especially around school counseling and other “common-sense” measures. Latz said the short session and narrow margins mean compromise will be necessary, and that if a package does not pass this year, lawmakers will return to the issue next session while voters should hold legislators accountable in future elections. The final segment introduced the data center discussion, with Senator Bill Liske describing how data centers have grown from small server rooms into large industrial facilities and noting that some communities are considering moratoriums or restrictions because of neighborhood impacts.
LA

Louisiana 2026 Regular Session

Commerce May 18th, 2026

Commerce

Transcript Highlights:
  • And this allows for the consumer fraud section of the Attorney General's office to address that.
  • about their disciplinary proceedings, there's a wide range of conduct based on—some of them are consumer-based
  • about their disciplinary proceedings, there's a wide range of conduct based on, some of them are consumer-based
  • penny production by the United States Mint, the imposition of convenience fees or surcharges on consumers
  • credit cards or debit cards to complete transactions, and the combined effect of such practices on consumer
LA

Louisiana 2026 Regular Session

Transportation May 7th, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • It promotes competition, transparency, and consumer choice by expressly or explicitly preventing any
Summary: The Senate Committee on Transportation and Public Works met with five members present and approved the April 29, 2026 minutes. The committee then heard and favorably reported several bills, including HB 1233, which lowers the contract threshold for hospital service districts to use the Seymours program for certain hospital construction projects, and HB 715, which requires aerial applicators operating from public airports to have a transponder and radio; an amendment removing language about airport use of ADS-B data for fees was adopted after sponsors said the issue would be handled in another bill. HB 999 was reported favorably to allow impoundment of out-of-state vehicles operated in Louisiana without liability insurance, and HB 692 was amended to let parishes and municipalities use group purchasing organizations, with a narrowing amendment limiting one-source procurements and assurances that local bidders would not be disadvantaged. The committee also advanced HB 511, creating a grant program for pursuit intervention technology in response to officer safety concerns, and HB 590, which would let OMV issue specialized envelopes or notices for drivers with autism or other disabilities so officers are alerted during traffic stops. HB 503 was reported favorably after a local cleanup change to a golf cart bill for Golden Meadow, and HB 655 was approved to let DOTD use cost-plus contracts for operation and maintenance of state-owned ferries. HB 748 clarified that school board-owned or leased vehicles are exempt from tolls, and HB 860 would allow fillable electronic bids for local government procurement. Later, the committee approved HB 896, a major tolling-related cleanup bill for Plaquemines Parish that addresses customer service center access, administrative fees, and exemptions, with members and local officials criticizing the toll structure and its impact on the parish. HB 1000 was reported favorably as a cleanup measure tied to highway priority program reporting and local district contract limits. HB 887 established a more consistent scoring and ranking process for Seymour projects, with an amendment to avoid conflict with changing FAA grant rules. HB 888, a cleanup bill on temporary tags, was amended with added security features and then reported favorably. HB 1086, a broad electronic title and registration modernization bill, received a lengthy amendment set but was voluntarily held over for a week so members could review the new language. The committee also advanced HB 776 to expand the Port Priority Program to larger projects, with amendments clarifying flexibility and removing private projects from the bill. HB 707 was reported favorably to let the Department of Agriculture and Forestry handle promotional activities for the liquefied petroleum gas commission through a cooperative endeavor agreement. HB 868, a farm safety bill requiring safety chains or other manufacturer-specified equipment on trailers, was reported favorably after testimony about a fatal accident and assurances it would not change engineering standards beyond existing manufacturer requirements. Finally, HB 856 was amended to authorize indefinite delivery/indefinite quantity contracting for DOTD maintenance and construction work, then reported favorably, and the committee later corrected the record on HB 856 by reconsidering and withdrawing one technical amendment set so further floor cleanup could be made. The meeting adjourned without objection.
LA

Louisiana 2026 Regular Session

Transportation May 7th, 2026

Transportation, Highways & Public Works

Transcript Highlights:
  • It promotes competition, transparency, and consumer choice by expressly preventing any single vendor
Summary: The Senate Committee on Transportation and Public Works met with five members present and approved the April 29, 2026 minutes. The committee then heard and reported a series of bills, including HB 1233, which lowers the contract threshold for hospital service districts using the Seymours program; HB 715, requiring aerial applicators operating from public airports to have transponders and radios and removing proposed ADS-B fee restrictions in favor of separate legislation; and HB 999, allowing impoundment of uninsured out-of-state vehicles. It also advanced HB 692 to let parishes and municipalities use group purchasing organizations, with an added sole-source procurement amendment for certain repairs and parts, and HB 511 to create a pursuit-intervention technology grant program, using a technical amendment to establish the fund structure. The committee also reported HB 590, creating a program to help law enforcement identify drivers with autism or other mental/physical disabilities through special envelopes and related notice technology; HB 503, a local bill cleaning up golf cart and utility terrain vehicle definitions in Golden Meadow; HB 655, authorizing DOTD cost-plus contracts for state-owned ferries; HB 748, clarifying that school board-owned or leased vehicles are exempt from tolls; HB 860, allowing fillable electronic bids; HB 896, addressing tolling rules and fees in Plaquemines Parish and requiring a nearby customer service center; and HB 1000, a cleanup bill on highway priority program reporting and local district contract limits. Later, the committee reported HB 887, which establishes a more consistent scoring and ranking framework for certain procurement processes, and HB 888, a cleanup bill on temporary tags and temporary license plates with added anti-counterfeiting and safety features. HB 1086, a major overhaul moving Louisiana toward a fully electronic vehicle title and lien system, was amended but voluntarily held for a week so members could review the extensive new language. The committee also reported HB 776, expanding port priority funding to larger projects and allowing flexibility in annual amounts, HB 707, shifting LPG commission promotional work to Agriculture and Forestry, HB 868, requiring safety chains or other manufacturer-specified safety equipment on farm trailers, HB 856, authorizing indefinite delivery/indefinite quantity contracting for DOTD maintenance and construction work, HB 345, adding rail infrastructure at ports to the rail improvement program, and HB 685, allowing transit agencies to use FAST Act cooperative procurement for buses and other rolling stock. At the end, the committee corrected its action on HB 856 by reconsidering and withdrawing the technical amendment set 2332 for later floor work, while leaving the bill reported with the department’s substantive amendments.
HI

Hawaii 2026 Regular Session

CPC Public Hearing - Wed Mar 4, 2026 @ 2:00 PM HST

Consumer Protection & Commerce

Transcript Highlights:
  • The Committee on Consumer Protection and Commerce.
  • Department of Commerce and Consumer Department of Commerce and Consumer Affairs<00:43:30.240>
  • difficult position, puts the consumers difficult position, puts the consumers in<00:51:02.960>
  • <01:26:55.840> advocate You can still ask the consumer advocate You can still ask the consumer
  • a little concerning that that consumer a little concerning that that consumer advocate<01:31:33.600
Summary: The committee heard testimony on HB 1984 HD2, which would require government entities issuing building permits to create a self-certification process for certain behind-the-meter rooftop solar and energy storage systems, allowing approved applicants to proceed without waiting for standard permit review. The Public Utilities Commission and DLNR offered comments, and the Hawaii Solar Energy Association, Holoholo Energy, Photon Works Engineering, Malama Solar, RevoluSun, and others testified in strong support. Supporters said the bill would reduce permitting delays, lower costs, and help meet Hawaii’s renewable energy goals while still relying on licensed engineers, electricians, and county inspections for safety. Committee members asked about risk, existing county pilot programs, and whether self-certification had been used before; witnesses said the professional liability remains with licensed signers and that current automated review systems often flag minor issues that slow projects. The committee also noted 16 additional written testimonies in support. The committee then took up HB 1593 HD1, which would require HHFDC-financed affordable rental housing projects to allow residents to own or keep common household pets. The Hawaiian Humane Society testified that the bill is a top priority because housing restrictions are a major reason pets are surrendered and because many unhoused residents with pets avoid housing that does not allow animals. In response to questions, the Humane Society said concerns about pet-related damage are overstated, suggested pet behavior screening as a safeguard, and said it would be willing to work on broader private-market pet-friendly housing policies. Members raised concerns about whether allowing pets in public housing could create problems for residents who later transition to the private market, and the witness said California has a similar law and no major negative effects had been identified. Finally, the committee heard HB 2423 HD2, which would require that by January 1, 2028, diesel fuel sold in Hawaii for on-highway vehicles contain at least 5% biodiesel by volume. The Hawaii State Energy Office offered comments, and Hawaii Transportation Association and Pacific Biodiesel Technologies testified in support. Pacific Biodiesel argued the mandate would improve energy security, stabilize fuel prices amid global supply disruptions, and support local clean-fuel production. In response to questions, the company said its nameplate capacity is 5.5 million gallons per year and it has produced over 6 million gallons annually, but much of its output is tied up in standby generator contracts that can fluctuate. Witnesses said the mandate would provide a stable market signal and could support future investment in expanded local biodiesel production, including agricultural feedstock development and a possible second refinery. No votes or final actions were taken during the portion of the meeting provided.
HI

Hawaii 2026 Regular Session

GVO DEFER, AEN-GVO Public Hearings 02-12-2026

Government Operations

Summary: The committee met on February 12, 2026, to take decision-making on measures previously heard earlier in the month. Several bills were deferred indefinitely or set for later discussion, including SB 2064 on the Office of the State Architect, SB 3068 on procurement, and SB 3216 after its contents were moved into another measure. SB 2862 on gubernatorial appointments, SB 2781, and SB 315 were all deferred to Tuesday, February 17 at 3 p.m. in Room 225 for further work. The committee also noted that if technical problems interrupted the meeting, it would reconvene later for outstanding decision-making. The committee passed SB 2343 on the Legislature with amendments incorporating language from SB 3216, technical changes, and a defective date of 2525. SB 2075 was advanced as a Senate draft 1 after amendments responding to constitutional concerns raised by the attorney general and SPO. SB 2927 on procurement was also passed with amendments clarifying debriefing requirements and adding technical changes, and SB 2938 on search and rescue was amended to place the position in Hima rather than the Governor’s office before being adopted. SB 3249 on procurement protests was amended to remove the term "frivolous," reduce the forfeiture to half the bond amount, and note unresolved issues, then adopted. The committee also took up SB 3332 on state-funded travel, amending it to remove certain lines, report travel by position number to protect confidentiality, remove subsection G, and add a defective date of 2525; it was adopted. SB 2929 on public notice was amended into a pilot project for counties with populations between 100,000 and 175,000, with a year-end report to the Legislature, and was adopted. Later, the committee returned to SB 2094 on environmental action levels, heard testimony from the Department of Health in support of its current scientific process and from an environmental caucus witness in strong support of the bill’s transparency and petition provisions, and then deferred decision-making to February 17 at 3 p.m. in Room 225. In the joint hearing portion, SB 3233 on agricultural workforce housing drew generally supportive testimony from ADC, the Farm Bureau, the Chamber of Commerce, the Hawaii Farmers Union, and the State Procurement Office, with concerns focused on clarity, flexibility for smaller farms, and avoiding concentration of benefits in one large operation. The committee ultimately recommended passing SB 3233 with the State Procurement Office’s clarifying amendments and the Hawaii Farmers Union’s amendment to ensure workforce housing incentives benefit multiple farmers, and the measure was adopted.
TX

Texas 89th Regular

Business and Commerce (Part II) May 1st, 2025

Business & Commerce

Transcript Highlights:
  • If left unchecked, it can bring serious risks of harm to consumers.
  • This bill ensures that the decision is left up to the consumer.
  • Credit unions support financial wellness and education for consumers, and consumer choice is part of
  • Allowing consumers' choice in their decision is key to that journey.
  • Allowing consumers' choice in their decision is key to that journey.
Summary: The Senate Committee on Business and Commerce heard testimony on HB 149, the Artificial Intelligence Governance Act. Senator Schwertner described the bill as an outcomes-based AI framework that would require disclosure when people interact with AI, prohibit manipulative or social-scoring systems, address biometric capture, discrimination, and deepfake child exploitation, and give the Attorney General enforcement authority. It would also create an AI Sandbox and AI Council. Witnesses from the Texas Public Policy Foundation, a Houston attorney, TechNet, and the Texas Association of Business strongly supported the bill, praising its stakeholder process and pro-innovation approach, while Texas Appleseed suggested regulators should have more examination authority over sandbox participants. The bill was left pending. The committee then heard SB 229, which would prohibit motor vehicle dealers from conditioning a sale on dealer-offered financing or charging more because a buyer uses outside financing or cash. Senator West said the bill is meant to stop forced financing and bait-and-switch pricing, and he noted the bill passed the committee and Senate in the prior session. The Texas Automobile Dealers Association opposed the bill, arguing it would force dealers to accept any third-party lender or cash transaction on terms they cannot control. The Texas Credit Union Association supported the bill, saying consumers should be able to choose outside financing without hidden fees or pressure. After questions about cash purchases and dealer practices, the bill was left pending. The committee also took up SB 2566, which would clarify legislators’ access to information from executive agencies, including confidential information, by setting response deadlines, limiting confidentiality agreements to statutory terms, requiring a standard AG form, and creating a complaint and penalty process for noncompliance. No witnesses testified, and the bill was left pending. Finally, SB 1749, as substituted, would let certain court-related employees and judicial conduct commission personnel keep personal information such as home addresses and phone numbers confidential, with work addresses used in place of home addresses for certain purposes. District clerk and judicial conduct commission witnesses described threats and harassment as the reason for the bill, and a court administration witness answered questions about how the address protections would work with voter registration and precinct records. That bill was also left pending, and the committee recessed without further business.