Video & Transcript Research : 'loan programs'
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AR
Arkansas 2026 Regular Session
LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES Feb 12th, 2026
LEGISLATIVE JOINT AUDITING-COUNTIES AND MUNICIPALITIES
Transcript Highlights:
- At December 31, 2024 and 2023, unpaid loans to the employees totaled $2,400 and $1,000, respectively.
- And you can't loan money. You're not a bank. That's right.
- And you can't loan money. You're not a bank. That's right.
- programs over there, like this safe drinking water loan program and others.
- And I believe most of the time prior to them making loans, they require an audit report.
Summary:
The committee began with approval of the prior meeting minutes and then received updates on delinquent private water and sewer reports. Staff reported that 19 of 43 original entities for the 2022 reporting year had had turnback reinstated, while 24 remained in escrow; for the 2023 reporting year, 59 of 64 entities had filed, leaving five still outstanding. The committee also heard that Adona had come into substantial compliance with municipal accounting law, and it voted to file that report and discontinue withholding turnback. It then voted to start the 60-day clock and file the report for Gum Springs after hearing repeated findings involving budgeting, disbursements, payroll, and Act 833 funds, with city officials saying they had begun correcting records and were seeking help from the Municipal League and a city attorney. Fargo was deferred because the mayor was absent due to illness.
The committee next considered Denning, where staff described repeated and serious accounting problems over 2022-2024, including unauthorized payments, missing documentation, weak payroll controls, and improper handling of funds. The mayor and recorder-treasurer said prior records were disorganized and that they were now working with an attorney, CPA help, and new software; the committee voted to start the 60-day clock and file the report. Green Forest’s report, involving a fixed-asset listing issue after the mayor’s death, was filed. Several private water and sewer reports were either filed or deferred depending on whether responses had been received, and the committee announced its March meeting would be held in Room 149 because of renovations.
The committee then reviewed a series of referred reports involving alleged financial irregularities. In Elaine, the fire chief’s questionable purchases were referred and filed. In Strong, staff described undeposited garbage-bag receipts, improper payments for private dumpster service and other expenditures, payroll tax penalties, and deficit fund balances; the mayor said controls had been improved, but the committee deferred the report to March. The Faulkner County Fair Association report found undocumented cash withdrawals, questionable disbursements, and inadequately documented cash payments to a carnival vendor; the committee filed it. Brooklyn’s report involved a fraudulent direct-deposit change, and Mineral Springs’ report involved transfers from the cemetery fund, employee loans, overpayments, and travel reimbursement issues; both were filed.
Additional reports included Rondo, where the recorder-treasurer explained missing computers and fuel purchases tied to personal vehicles, and the committee filed the report; Waldo, where the mayor had been overpaid due to extra biweekly payments, which was filed; Columbia County, where a floodplain management contract lacked an authorizing ordinance, which was filed; and several private water-system reports, some filed and others deferred for lack of responses. Carlisle’s report showed large but improving misstatements in financial records, and the committee filed it after hearing that new software and training had reduced prior problems. Caddo Valley’s report prompted a lengthy discussion about CDs and interest recognition; staff explained that principal balances should be reflected as city assets and interest should be recorded when earned or reported by the bank, and the report was filed. Prairie County’s budget overrun and road-fund issues were discussed at length, with the judge explaining equipment and weather-related costs and staff clarifying the distinction between road funds and locally approved sales-tax uses; the report was filed. Finally, the committee deferred a Cross County Rural Water Association matter after learning it had not filed with Legislative Audit since 2002-2003 despite receiving significant state funding, and members expressed concern about the long gap in filings.
VT
Transcript Highlights:
- housing loans.
- Program or VHIP. Program or VHIP.
- The 10% Vermont for Vermont program, housed in the office of the state treasurer, loans grants loans
- the treasurer, loans grants loans for the treasurer, loans grants loans for the development<02:15
- programs deposited into it.
Summary:
The House resumed consideration of H.606 on firearm procedures and first took up Section 3 and its effective dates. A member from Northfield spoke at length in support, arguing the provision is narrowly tailored, based on actual dangerousness rather than mental illness alone, and is more limited than federal law because it applies only to specific court findings and is temporary, with rights restorable upon recovery. The House then approved Section 3 and its effective dates, approved the remainder of the Judiciary Committee report, and ordered third reading.
The chamber then moved through third readings and passed H.385 on remedies and protections for victims of coerced debt, H.556 on exceptions to the state minimum wage, H.559 on the parole board, H.723 on posting of land, and H.757 on manufactured homes and limited equity cooperatives. On H.814, relating to neurological rights and AI in health and human services, the House adopted an amendment offered by the member from Burlington that required the advisory council to include proposed definitions for neurotechnology, artificial intelligence, and related terms in its report; the House Health Care Committee reported the amendment favorable 11-0-0, and the bill then passed. H.816, regulating the use of artificial intelligence in the provision of mental health services, also passed, as did H.927, technical corrections for the 2026 session.
The House then took up H.930 on chronic absenteeism. The committee member from Manchester described the bill as an AOE proposal responding to high post-pandemic absenteeism rates and their impact on learning, and outlined provisions adding definitions, updating compulsory attendance language, requiring a state model policy, strengthening notification and truancy procedures, and preserving existing penalties. The member said the Education Committee heard from a wide range of education and child welfare witnesses and passed the bill 11-0. After a brief clarification on the absences section, the House proceeded toward third reading of H.930.
NM
New Mexico 2025 Regular Session
IC - Public School Capital Outlay Oversight Task Sep 9th, 2025
Public School Capital Outlay Oversight Task Force
Transcript Highlights:
- program.
- It really impacts the ability of charter schools to apply for loan repayments or loan programs.
- programs.
- It also made this program a mandated program for PSCSC.
- Our FFA program has been an award-winning program for several years, and we're the only FFA program.
TX
Texas 89th 1st C.S.
Joint Hearing: Senate and House Select Committees on Disaster Preparedness and Flooding Jul 23rd, 2025
Texas Senate Floor Meeting
Transcript Highlights:
- Programs. Next slide.
- So, we have our Flood Community Assistance Program. program, which is our National Flood Insurance Program
- We have in place grants and also essentially zero interest loan programs.
- We have the ability to subsidize loans in this program, and that's where the 0% came in.
- This program offers, with respect to AMHI, typically in our programs, 75%.
Keywords:
flooding, emergency response, communication systems, first responders, disaster management, Texas Water Development Board, regional planning, public safety
Summary:
The meeting primarily focused on discussions around the recent floods in Texas, specifically addressing emergency preparedness, response coordination, and recovery efforts. Officials from various agencies provided testimonies on the challenges faced during the emergency, including issues with communication systems among first responders. Notably, the need for improved inter-agency communication and technology integration was emphasized, with recommendations for establishing regional communications units for better coordination during disasters. The audience included local government representatives and emergency management partners, who shared insights and experiences from the recent flooding events.
KY
Kentucky 2026 Regular Session
House Budget Review Sub. on Economic Development, Pub. Protection, Tourism, and Energy (2-17-26)
Transcript Highlights:
- how things are going, what the programs how things are going, what the programs are,<00:04:29.759
- Our traditional program is the KBI.
- Our traditional program is the KBI. Our traditional program is the KBI.
- Our traditional program is the KBI. Our traditional program is the KBI.
- There's another program licensing.
Summary:
The Budget Subcommittee on Economic Development, Public Protection, Energy and Environment, and Tourism met for its fourth meeting and approved the February 10 minutes. The committee then heard a presentation from the Cabinet for Economic Development, led by Secretary Jeff Noel, with staff from the cabinet and Kentucky Innovation. The presentation focused on the cabinet’s strategy, including workforce, entrepreneurship, innovation, infrastructure, and placemaking, and emphasized a goal of supporting higher-wage jobs while tailoring programs to urban, non-urban, and rural “heritage communities.”
The cabinet reviewed several funding tools and programs, including economic development bond funds, EDF funds, KBI, the Kentucky Innovation Pool, KSTC-related startup and commercialization programs, veteran workforce programs, and Bluegrass State Skills Corporation training funds. Officials said many projects take years to close and that funds are often committed before they are actually disbursed because reimbursements occur after project completion. They also said Kentucky is less competitive than before because of changes in tax policy and that EDF funds are increasingly important to remain competitive with other states.
Members asked about whether previously allocated money remained available, whether some funds could be clawed back, and the status of the Blue Oval project. The cabinet said it is oversubscribed, with some committed dollars likely to go unused and be reoffered to other projects. On Blue Oval, officials said progress had been made and described negotiations tied to repayment and job creation requirements. They also discussed the Ford/SK loan structure, saying the companies may assume the full $250 million obligation and that repayments would be required if job targets are not met. The presentation closed with discussion of workforce coordination and the need to connect economic development projects with training and support systems, including possible ripple effects for rural suppliers and related businesses.
TX
Transcript Highlights:
- Part two is FEMA has a program called the Hazard Mitigation Grant Program, referred to as HMGP.
- Program (FIP).
- a loan, that many entities do not have the ability to repay a loan.
- So we are still in the building phase of that program. of that program.
- It's good that we have in place grants and then also essentially zero interest loan programs.
TX
Texas 89th Regular
Trade, Workforce & Economic Development Mar 12th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- And it was initially capitalized with $5 million of a loan from the state.
- So the state loaned this fund $5 million, and they also issued $300 million in. revenue bonds, meaning
- And the loan was fully repaid in 1992, so only a A year later, they were paid the loan, the $5 million
- customer handoffs within and across account the council's partner agencies, and their workforce programs
- The council plan is designed to improve alignment and address gaps across partner programs and agencies
Bills:
HB406
WY
Transcript Highlights:
- Recapture program.
- Ready Community Program or for some of the Community Program or for some of the other programs.
- Congress had a program that they said run this program. U.S.
- Those are to run the entire program. Those are to run the entire program.
- Treasury's program in accordance with their program guidelines.
CA
California 2025-2026 Regular Session
Assembly Housing and Community Development Committee Jul 1st, 2026
Transcript Highlights:
- Unfortunately, those same protections do not extend to those who hold personal property loans.
- A prime example is how CalHFA had, or sorry, CalHFA had the CalAssist Mortgage Relief program in the
- and the insurance claims coming in, taking away from the ability to draw down SBA loans.
- Patterson. ...reporting on this program and passed out of the Legislature pretty routinely.
- The risk reduction program will help affordable housing developers access more insurance options than
Summary:
The Assembly Housing and Community Development Committee heard several housing-related bills. SB 996 by Senator Padilla would let manufactured homeowners opt to title their homes as real property, with supporters saying this would improve access to conventional mortgages, consumer protections, and lower-cost financing. SB 866 by Senator Blakespear would require cities and counties to include homelessness-related information in their annual housing element reports, with supporters saying the bill would improve transparency, regional coordination, and accountability around homelessness funding and services.
The committee also heard SB 1090 by Senator Perez, which would impose a temporary moratorium in Altadena on certain state housing density laws after the Eaton Fire. Supporters, including Supervisor Catherine Barger and many Altadena residents, argued the bill would protect fire survivors from speculative investors and give families time to rebuild and return home. Opponents argued the bill could limit tools that homeowners need to finance rebuilding and could reduce future housing production. After extensive testimony, the committee passed SB 1090 to the Assembly Local Government Committee on a 10-0 vote.
SB 1388 by Senator Durazo would create an Affordable Housing Risk Reduction Program to help affordable housing providers reduce insurance costs through technical assistance and risk-mitigation support. Supporters said rising insurance premiums are threatening the viability of affordable housing developments and existing units. The committee also reconsidered and then voted on SB 1092, which was taken up only for reconsideration and final vote; after a split vote, the bill ultimately passed the committee. Final recorded votes showed SB 866 and SB 996 passing unanimously, SB 1388 passing with one no vote and one not voting, and SB 1092 passing 7-5 after reconsideration.
AZ
Arizona 2026 Regular Session
03/26/2026 - House Rural Economic Development #1
Transcript Highlights:
- with transferable title, mortgages enable borrowing against property used as collateral by banks for loans
- Federal agencies administer fragmented grant and leasing programs without centralized coordination, causing
- Navajo economic strategies: the Navajo Nation uses loan guarantees and co-lending programs to reduce
- But this one here covers the loan guarantee program, loan participation program, and bank partnerships
- Loan participation program and bank partnerships that tribes have to offer for businesses.
Summary:
The committee began with a series of presentations highlighting tribal communities as part of rural economic development. Representative Mae Peshlakai described Legislative District 6, emphasizing its large geographic size, the eight tribal nations within it, and the cultural and scenic importance of the Navajo Nation and other tribes. Governor Stephen Roe Lewis then presented on the Gila River Indian Community, focusing on its history, Hohokam heritage, water rights, the MAR-5 aquifer recharge project, cultural traditions, and the importance of collaboration with state lawmakers. Members praised the presentations and noted the need for greater attention to tribal issues in the legislature.
The committee then took up SB 1016, with a strike-everything amendment that moved the property-owner petition requirement earlier in the process for municipal improvement districts and allowed certain notice and protest requirements to be waived. Supporters, including the mayors of Camp Verde and Clarkdale, said the change would improve transparency, reduce financial risk for small towns, and help rural communities build needed infrastructure such as wastewater systems, water lines, and housing-related improvements. The committee adopted the strike-everything amendment and passed SB 1016 on a 5-0 vote, with one member present and one absent.
Next, the committee considered SB 1401, the Workforce Housing Accelerator Act, using a strike-everything amendment that would allow municipalities to create expedited plan review and permitting for qualified workforce housing projects and exempt project proceeds from the state portion of the prime contracting sales tax. Habitat for Humanity representatives said the measure would lower carrying costs and help build more affordable homes, while one member noted the tax exemption would reduce general fund revenue but supported the bill as a targeted tradeoff to address housing shortages. The committee adopted the amendment and passed SB 1401 by a 5-1 vote.
The meeting concluded with Representative Myron Sosec’s presentation on barriers to economic development on the Navajo Nation and other tribal lands. He discussed lower workforce participation, higher unemployment and poverty, limited access to capital, trust-land financing barriers, dual taxation, infrastructure deficits, and delays caused by federal and tribal review processes. He also highlighted Navajo economic strategies such as loan guarantees, renewable energy development, and tourism investments, and urged state action on tax reform, matching funds, and annual tribal field hearings. The committee then adjourned.
HI
Hawaii 2026 Regular Session
WAM-AEN, WAM-JDC Informational Briefings 01-09-2026
Hawaii Senate Floor Meeting
Transcript Highlights:
- . program. program.
- And last year we put in the bill for the agriculture loan program to re-increase the loan amounts and
- <00:42:50.160>
program <00:42:51.160>to bill for the agriculture loan program to bill - for the agriculture loan program to re-increase<00:42:52.160>
the <00:42:52.280>amount - . programming. programming.
HI
Transcript Highlights:
- <00:05:19.600>
and uh creates an ad grant program and uh creates an ad grant program and revolving - and sell a portion of its a loan and sell a portion of its a loan portfolio<00:14:35.519>
to< - On HP 2549 related to a production new plant program.
- On HB 2551, funding for the area fruit fly suppression program.
- And HP 2216, relating to loans.
Keywords:
cesspool, wastewater systems, public health, environmental protection, affordable upgrades, coral reefs, water quality, Hawaii legislation, cesspools, wastewater, environment, pollution, Hawaii, sustainable development, sewerage system, real estate, disclosure, environmental impact, wastewater management, housing
Summary:
The committee heard several agriculture-related bills. HB 1953 would create a two-year conservation and environmental stewardship pilot program in the Department of Agriculture and Biosecurity (DAB); testimony from Agriculture Stewardship Hawaii supported investing in conservation agriculture and farm practices that protect waterways and native species. HB 248 would establish a climate-resilient food systems grant program, with DAB explaining the types of equipment and processing investments such grants could support, such as coffee roasting, packaging, harvesting equipment, and other value-added infrastructure. HB 2246 would create a grant administration program and revolving fund to help DAB manage grants; DAB said the bill would help leverage federal, state, county, and private funding by retaining part of the indirect cost recovery to meet matching requirements. HB 2549 would create a clean plant program to produce and distribute disease-free plant material, and reforestation advocates said it would support large-scale reforestation efforts. HB 2551 would fund an area fruit fly suppression program; DAB described sterile fruit fly technology and said the program could help reduce fruit fly populations statewide. HB 2216 would authorize DAB to package and sell part of its loan portfolio to third parties, and HB 2152 would clarify liability and penalties for dog attacks on livestock, with the Hawaii Sheep and Goat Association discussing proposed language and the Hawaiian Humane Society’s suggested amendment on euthanasia procedures.
Testimony was largely supportive across the measures, with DAB, Hawaii Farm Bureau, and other agriculture and conservation groups generally backing the bills. There was some discussion on funding levels and implementation details, including DAB’s estimate of about $750,000 for three clean plant stations and a question about the appropriations needed for the fruit fly suppression program. For HB 2152, the chair noted an amendment incorporating Hawaiian Humane Society language that would require surrender of a dog found to have caused livestock loss or damage for humane euthanasia within 24 hours.
In decision-making, the committee voted to pass all of the measures discussed, most with technical amendments or date-defect amendments to July 1, 2050. HB 1953, HB 2548, HB 2549, HB 2551, HB 2216, and HB 2152 were all adopted unanimously by the members present, and HB 2246 also passed with technical amendments. The chair’s amendment to HB 2152 was specifically adopted to include the humane euthanasia language.
HI
Transcript Highlights:
- and short and brief the program offering and short and brief the program we<00:28:47.039>
have - The DOE pays for this bus program.
- I do stand on our written testimony, uh, but I do want to emphasize it as a loan program, that money
- At the 4% range for most of our loans, it would be only the special development programs.
- We do have participation loan programs available. We have those programs available.
MN
Transcript Highlights:
- <00:13:22.720>
early, <00:13:23.040>you loan or your assessment early, you loan or - We bring program in March of 2020.
- and and other um other programs and and other um other programs?
- programs? programs? >> Okay,<00:18:59.440>
good <00:18:59.840>question. - So, we're just different programs.
Keywords:
microenterprise home kitchen operation, cottage food, home-based food business, home kitchen license, homemade food, prepared food, food entrepreneur, small food business, cottage food law, food safety training, ServSafe, food handler license, agriculture department, Minnesota food law, residential kitchen, local zoning, consumer labeling, allergen labeling, unpasteurized juice, time/temperature control for safety food
KY
Kentucky 2025 Regular Session
Air Mobility & Aviation Economic Development Task Force (9-16-25)
Transcript Highlights:
- start this program. start this program.
- AMT program.
- programs. You'll hear from them today. programs. You'll hear from them today.
- programs as the state of California. programs as the state of California.
- Uh these programs are programs as well.
Summary:
The task force meeting began with approval of the July 14 minutes and then heard a presentation from the Kentucky Aviation Association. Association leaders described general aviation airports as important to rural access, commerce, emergency response, tourism, agriculture, and workforce development, and cited statewide economic impacts they said exceed $1.6 billion and support more than 9,400 jobs. They thanked the legislature for prior airport funding and said it had helped airports with basic operations and repairs.
The association asked lawmakers for four things: continued appropriations for general aviation airports; relief or a more workable process for required financial audits, which they said can cost $10,000 to $20,000 or more and sometimes exceed a small airport’s annual budget; a regularized statewide appropriations process for airport infrastructure needs, which they said total about $100 million and are currently addressed unevenly; and funding for the Aerospace Education Reinvestment Opportunity Act to support scholarships and aviation workforce training. Members of the task force asked follow-up questions about the audit burden, the difference between financial and safety audits, and the difficulty of finding audit firms. The presenters said they would bring specific ideas back on audit reform.
Eastern Kentucky University then presented on its aviation program. EKU leaders thanked the committee for prior support, including a $25 million appropriation for a new flight school building at Central Kentucky Regional Airport, and said the project is expected to break ground in 2026. They reported strong enrollment growth, with 502 aviation majors, most of them Kentuckians, and said the program has expanded flight hours and job placement. EKU also outlined plans to add an air traffic control program in response to Senate Bill 87 and the national shortage of controllers, saying it could train students to FAA standards if the university receives the needed investment in simulators, equipment, space, and faculty. They also discussed the need to replace an aging fleet of training aircraft, saying the current planes are decades old and costly to maintain, and that newer aircraft would improve training quality and reduce student costs.
TX
Texas 89th 2nd C.S.
Trade, Workforce & Economic Development May 21st, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- To address this, the 87th legislature created the two programs, the Small Business Disaster Loan Program
- and the microbusiness disaster loan program to offer loan cost to bridge loans while businesses wait
- We have other disaster relief programs.
- You don't have weeks or months to wait for some kind of disaster loan to come in.
- The Texas Realtor's Professional Standards Program has done its job.
NH
Transcript Highlights:
- than what say the other revolving loan than what say the other revolving loan funds<01:30:19.120
- eliminating the EFA program. Thank you. eliminating the EFA program. Thank you.
- kind of oversight that the EFA program kind of oversight that the EFA program has<01:55:35.119><
- <04:12:26.080>
Having product stewardship program. Having product stewardship program. - and do this program? and do this program?
MD
Transcript Highlights:
- The amendment revises the scope of programs and resources that the secretary is required to coordinate
- <00:09:41.440>
of practicable should represent programs of practicable should represent programs - Program, Heat and Eat Program. Program, Heat and Eat Program.
- and eat program within the supplemental<00:14:38.079>
nutrition <00:14:38.639>assistance - Um, always like to hear who people are when programs are named after folks.
Summary:
The Senate convened with an invocation by Reverend Jod Gun, whose prayer was journalized by unanimous consent. The chamber then recognized several guests, including representatives from the National Alliance on Mental Illness, who were present for a resolution honoring Tardive Dyskinesia Awareness Week, as well as former Delegate and physician Dan Moheim, Towson University students, a veteran guest, and parents and young children visiting for Maryland Family Network’s Day in Annapolis.
The Senate adopted a resolution recognizing the National Alliance on Mental Illness for its advocacy on tardive dyskinesia screening, early detection, and treatment, and designated May 5–9 as Tardive Dyskinesia Awareness Week. The resolution was read and adopted without objection. The chamber also unanimously welcomed the guest groups and thanked them for their service and advocacy.
In second-reader action, the Senate advanced several bills with committee amendments adopted without objection. Senate Bill 113, the Longevity Ready Maryland Act, was amended to refine aging-related planning, website reporting, and Commission on Aging membership, then ordered to third reading. Senate Bill 123 updated the membership of the Oversight Committee on Quality of Care in nursing homes and assisted living facilities and was also sent to third reading. Senate Bill 336 extended the Task Force on the Responsible Use of Natural Psychedelic Substances for one year and added an HBCU representative. Senate Bill 394 expanded expedited partner therapy to bacterial vaginosis and added licensed certified midwives as authorized practitioners. Senate Bill 444 changed certificate-of-need requirements for certain intermediate care facilities, and Senate Bill 461 conformed the SNAP Heat and Eat Program to federal eligibility rules; both were advanced to third reading.
The Education, Energy, and the Environment Committee then took up Senate Bill 108, which would authorize the Maryland Department of the Environment to impose administrative penalties for certain water, wetlands, dam, and riparian-rights violations and expand administrative enforcement tools. Several senators raised concerns about the scope of the bill, its effect on shoreline restoration, dams, stormwater and wetlands enforcement, and whether it could allow penalties without adequate process or encourage payment instead of correction. The floor leader responded that the amendment requires notice, an informal meeting, and consideration of good-faith efforts before penalties are imposed in certain cases, and said the bill does not change permit requirements. The debate continued as members sought clarification on how the bill would apply to private dams, HOAs, farmers, and shoreline projects.
MN
Minnesota 2025-2026 Regular Session
Gov. Walz capital investment package 2/19/26
Minnesota House Floor Meeting
Transcript Highlights:
- Uh, we visited the Robbinsdale Water Treatment Facility, uh, that was assisted by a low-interest loan
- uh buildings program. uh buildings program.
- for people who are programming for people who are incarcerated. incarcerated. incarcerated.
- So the governor recommends repurposing these funds for other investments in domiciliary programs.
- at for the uh domiciliary program at Hastings<00:12:53.760>
Veterans <00:12:54.240>Home.
TX
Transcript Highlights:
- Program.
- See that there's a graph from the Physicians Educational Loan Repayment Program, which deals with medical
- . alongside that clinical program.
- They have a loan forgiveness program the feds do.
- And so I accepted the program thinking this was a two-year program.