Transcript Highlights:

• affordability challenges already happening across insurance sectors.
• I'm testifying opposed to 6159 on behalf of our Washington insurers.
• A mutual company is a co-op model of insurance. So they don't have shareholders.
• insurance companies, not health insurance companies.
• more heavily than their domestic or in-state insurers.

Summary: The Senate Health and Long-Term Care Committee heard testimony on several bills. SB 6159 would create a public hospital infrastructure account funded by a new annual coverage assessment on insurers and other businesses subject to the premium tax, and would allow public hospital districts and other public health entities to collaborate more freely and access capital financing for major construction or modernization projects. Senator Dhingra said the bill is intended to help public hospitals compete and modernize, especially amid federal Medicaid and ACA subsidy cuts. Supporters included UW Medicine, while hospital districts supported the general concept but said Section 2 could unintentionally narrow existing cooperative agreements with nonpublic entities. Health plans and insurers opposed the bill, arguing it would raise premiums, increase consolidation, and improperly sweep in property and casualty insurers and mutual companies; testimony also raised concerns about pass-through costs and retaliatory tax effects. The hearing on SB 6159 closed with 5 pro, 74 con, and 2 other sign-ins. The committee then heard SB 5845, which would modernize timely payment rules by requiring carriers and public employee plans to pay or deny all clean claims within 30 days, require prompt notice and a single request for additional information on incomplete claims, and impose interest or penalties for missed deadlines. Senator Slaughter said the bill would reduce uncertainty for providers and stabilize payments without increasing patient costs. Hospitals, physicians, and health systems strongly supported the measure, citing large volumes of late clean claims and examples of prolonged delays, including a Harborview claim that remained unpaid more than a year after billing. Health plans opposed the bill, saying the current 95% standard is workable, that they already meet high compliance rates, and that the bill could limit fraud, waste, and abuse review on high-dollar claims; they also sought more flexibility and additional time for responses. The hearing closed with 69 pro, 4 con, and 2 other sign-ins. The committee also heard SB 5916, which would prohibit health plans from disadvantaging non-opioid pain treatments relative to opioids in formularies and utilization management, and would require a Department of Health educational pamphlet on non-opioid alternatives. Senator Harris described the bill as a response to opioid deaths and a way to encourage safer pain treatment options. Patients, recovery advocates, and rare disease advocates testified in support, saying insurance barriers and step therapy often make non-opioid care harder to access and can push patients toward opioids. The Health Care Authority and an association of health plans opposed the bill, arguing it could reduce formulary flexibility, increase costs, and limit tools such as prior authorization and step therapy. The hearing closed with 8 pro, 1 con, and 2 other sign-ins. Finally, the committee heard SB 6102 and SB 6103, both sponsored by Senator Muzzall, and SB 6071. SB 6102 would align the ambulance transport quality assurance fee with federal rules after H.R. 1 barred new provider taxes, preserving the existing fee rate and adjusting the Medicaid add-on rate annually; the Washington Ambulance Association supported it, saying the program had improved wages and benefits for EMS workers. SB 6103 would make Medicaid payments for services provided by a rural emergency hospital subject to appropriation, creating a framework for East Adams Rural Health Care to convert to the new federal rural emergency hospital model; East Adams and the Washington State Hospital Association supported it as a way to preserve rural access. SB 6071 would shorten overpayment recovery timelines for all services to six months, or nine months for coordination-of-benefits cases, matching the shorter timelines already enacted for behavioral health services; providers and specialty associations supported the bill as a way to reduce destabilizing clawbacks, while the remaining testimony was still underway when the transcript ended.

Transcript Highlights:

• This is the insurance insurance insurance regulators<00:19:14.640><c> solveny</c><00:19:15.280><c> regulation
• And by comparison, I think the initial license fee for an insurance company is $1,500.
• </c><00:52:02.800><c> So</c> fee for insurance company is 1,500.
• So fee for insurance company is 1,500.
• </c> insurance language. insurance language.

Summary: The subcommittee took up the pooled risk management program bill and reviewed a new amendment drafted with input from the Insurance Department and Legislative Services. Department witnesses explained that the proposal would move oversight of pooled risk management programs from the Secretary of State’s office to the Insurance Department, add a licensure requirement, preserve the programs’ non-insurer status, and exempt them from third-party administrator licensure. They also described a series of solvency tools in the draft, including financial reporting, risk-based capital standards, minimum capitalization, investment limits, commissioner examination and enforcement authority, rulemaking authority, merger and affiliate-transaction review, confidentiality protections, and a separability clause. A major theme of the discussion was that pooled risk management programs differ from commercial insurers because the risk remains with the member local governments rather than being backed by a state guarantee fund. Witnesses said the bill is designed to emphasize solvency over return of premium and to give the Insurance Department a regulatory “toolbox” to prevent insolvency, including a proposed $5 million excess or stop-loss coverage benchmark, optional accessible policies, and a requirement that boards vote on dividends or premium returns when capital exceeds 600% of risk-based capital. Members questioned how this approach differed from the original Secretary of State bill and whether assessments on towns would still be possible; the department responded that the new framework would allow more flexible oversight and alternatives to immediate court action. The committee also discussed why the statute should continue to say the programs are not insurers, with the department explaining that this preserves their autonomy and avoids applying unrelated insurance laws and premium taxes. Members asked about the department’s workload and were told the department believed it could absorb the new duties without additional funding. No vote or final committee action was taken in the portion provided.

Transcript Highlights:

• </c> also addresses the Health Insurance also addresses the Health Insurance Group<00:38:00.640><c> Insurance
• </c> be setting its fees be setting its fees and<02:12:46.639><c> it</c><02:12:46.800><c> end</c><02:
• There is a set license fee.
• </c> the process of updating that fee the process of updating that fee schedule<02:39:38.359><c> it</
• fees and gaining<03:06:09.439><c> fees</c><03:06:09.760><c> from</c><03:06:10.000><c> those</c><03:06

Summary: The subcommittee first took up House Bill 702, which would change how extra or special duty pay for retired police officers is treated for retirement and work-limit purposes. Supporters argued the bill would let retirees work more special-duty hours, helping municipalities fill traffic-detail and similar assignments without added state cost, and said it would not prohibit retirees from working but would simply stop those hours from counting toward the return-to-work threshold. Opponents argued the change would be inconsistent with the retirement system’s 2011 reforms, could increase pension liabilities, and would treat the same compensation differently for active employees and retirees. Members also discussed whether the bill would affect current and future retirees, the role of municipalities, and whether the policy amounted to “policing for profit.” The subcommittee ultimately voted 3-2 to recommend inexpedient to legislate (ITL) on HB 702, sending it to the full committee with that recommendation. The committee then discussed House Bill 581, which would create a Group Three retirement plan for new state employees hired after the bill’s effective date. The chair outlined a housekeeping amendment to delay implementation, moving the effective date to January 1, 2026, and noted a sponsor amendment addressing health insurance group inclusion and medical and surgical benefits so those benefits would not be put at risk for the new group. Testimony and discussion focused on the shift from defined benefit to defined contribution, with supporters citing Michigan examples and arguing the bill would help recruit and retain employees while giving them more flexibility. Opponents said the change could weaken retirement security and increase unfunded liability, though supporters responded that the bill still requires employer contributions toward accrued liability and is intended to keep the state on track to pay off its unfunded liability by 2039. The transcript ends with continued discussion of the bill and no final vote shown on HB 581.

Transcript Highlights:

• Employer-sponsored insurance, large groups tend to be self-insured.
• Again, whether you are Blue Cross Blue Shield or Kentucky Health or fee-for-service Medicaid, every insurance
• Kentucky Health or uh fee for service Medicaid,<01:16:04.240><c> every</c><01:16:04.680><c> insurance
• fee schedule.
• , in the fee-for-service fee-for-service, in the fee-for-service world, world, world, there<01:36:54.120

Summary: The Medicaid Oversight and Advisory Board met on September 24, 2025, approved the minutes from the September 9 meeting, and then continued its discussion of Medicaid waivers with Leslie Hoffman and Carmen Hancock from the Department for Medicaid Services. Members asked for updates on the 2024 waiver waitlist management assessment recommendations, including aligning waiver policies, standardizing applications and waitlist placement, and modernizing data systems. DMS said that work is being done jointly with Aging and Independent Living and Behavioral Health/Developmental and Intellectual Disabilities through task forces, that ARPA spending delayed action, and that implementation timelines extend through March 2027. The board also reviewed per-member waiver cost averages for fiscal years 2023 through 2025 for ABI, ABI long-term care, HCBS, Model II, Michelle P, and SCL. DMS emphasized these figures were benefit-only averages based on paid claims, not full waiver costs, and explained that true budget neutrality is calculated on an aggregate basis against institutional care comparisons approved by CMS. DMS said all six waivers remain in compliance with budget neutrality and that the most recent 18-month lag review for FY 2022 and FY 2023 found costs at or below institutional care. Members also asked about unused waiver slots; DMS said slots generally cannot be reallocated mid-year if they have been used, except in cases such as death or reserved capacity, because CMS treats participants as unduplicated for the waiver year. A major portion of the meeting focused on the new child waiver created under House Bill 6. Legislators questioned whether the waiver’s design, including the exclusion of participant-directed services and the emphasis on high-acuity children with behavioral health, DCBS, or juvenile justice involvement, matched the bill’s intent to keep children at home. DMS said it used the $14.7 million appropriated for FY 2026 to develop the program, that there is no priority list, and that the waiver is intended to serve the highest-acuity children while also addressing residential needs for those sleeping in offices or placed out of state. Members also raised concerns about the rapid growth of the HCBS waiting list and asked for more detail on age and timing patterns, which DMS said it would provide later. Finally, DMS gave average processing times from application to eligibility determination and from approval to service start, and said the overall average from application to services beginning was about 80 days, while members requested follow-up information on the Carewise assessment contract and related costs.

Transcript Highlights:

• Ten percent of the fees have essentially gone to administering the fees.
• We're looking for insurance buy-in, we're going to look to the utility sector for more.
• Home insurance premiums have risen 25%.
• Reinstating this fee will cost California.
• You're right about the stack: your insurance bill, utility bill.

Committee: Senate Revenue and Taxation

Transcript Highlights:

• This bill reflects only the concerns from insurers.
• The QPA is set by the insurance company.
• The QPA is set by the insurance company.
• What is the registration fee? Is it like the $1,200? What is the registration fee?
• Self-insured employers in Arizona can currently direct care; private self-insured employers.

Committee: House House Appropriations Committee of Reference

Summary: The committee first took up a discussion-only strike-everything amendment to HB 2211, which would make it unprofessional conduct for certain health care providers to submit offers in independent dispute resolution above 300% of Medicare or the qualified payment amount. The chair said he was not ready to move the bill because more stakeholder meetings were needed. Testimony split between insurers, who said a small number of providers were abusing the No Surprises Act and driving up costs, and provider representatives, who argued the proposal would improperly cap rates, relied on opaque insurer-set QPAs, and could threaten licensure in a billing dispute. No vote was taken on HB 2211. The committee then considered HB 4028 on accessory dwelling units. The bill would remove the 1,000-square-foot cap, change setback rules, bar municipalities from requiring an administrative use permit and certain elevation criteria, and extend the deadline for cities to adopt ADU regulations. The sponsor argued it would give homeowners more flexibility and help address housing affordability, while cities, neighborhood groups, and residents warned it would allow oversized ADUs, reduce local control, create density and safety concerns, and invite investor-driven development. After extensive debate, the committee voted 8-9 with one present, and HB 4028 failed. Next, the committee heard HB 2620, as amended, which appropriates $300,000 annually for five years from the General Fund to the Department of Veterans’ Services for grants to emergency shelters. An amendment removed age and non-congregate-setting conditions for eligibility. The sponsor and a shelter provider said the funding would help shelters better serve homeless veterans and connect them to services. The committee adopted the amendment and then passed HB 2620 on a 17-0 vote with one member not voting. The committee then considered HB 2960, as amended, which creates a veterans specialty court grant program and a dedicated fund to support local veterans treatment courts. An amendment shifted administration of the fund to the Office of the Courts and allowed support for expansion of existing programs. The sponsor, a Lake Havasu judge, and a veteran graduate testified that veterans courts reduce recidivism and save lives by linking veterans to treatment and support. The bill was still being taken up when the transcript ended, with testimony continuing from supporters including a veterans shelter founder.

Transcript Highlights:

• </c> relating to insurance. Oh, maybe not. relating to insurance. Oh, maybe not.
• </c><00:21:58.080><c> I'm</c> homeowners insurance. Thank you. I'm homeowners insurance. Thank you.
• </c><00:23:07.440><c> for</c> doesn't pay their their insurance for doesn't pay their their insurance
• </c> don't just get their insurance cut off. don't just get their insurance cut off.
• with insurance and specifically with homeowners<00:23:26.799><c> insurance,</c><00:23:27.679><c> the

Committee: House Consumer Protection & Commerce

Summary: The Committee on Consumer Protection and Commerce heard testimony on several measures. SB 1402, relating to vessels in state commercial harbors, drew opposition from Captain Andy Sailing Incorporated, and later the committee agreed to amend the bill to exempt tour boat operators before passing it. SB 1411, relating to Medicaid third-party liability, received strong support from the Department of Human Services, which asked that the effective date be restored to upon approval. SB 1438, relating to home care agencies, was supported by the Department of Health and one individual testifier, with the department arguing that unlicensed personnel performing skilled nursing services puts kupuna at risk. The committee later moved that bill forward with a clean date. SB 1449, relating to prior authorization of health care services, drew support from the Hawaii Medical Association and comments from the Hawaii Association of Health Plans and HMSA. Health plans asked that reporting requirements align with upcoming CMS regulations, and HMSA noted the work of the stakeholder process. The committee discussed the bill as consumer-focused and adopted amendments to add laboratory and diagnostic tests and to require the working group’s first report before the 2026 session and before each session thereafter. SB 1291, relating to certified public accountants, received support from the Board of Public Accountancy, the Hawaii Society of CPAs, Hong Consulting LLC, and Ron Heler, who said it was substantially the same as a previously passed House bill and would help increase the CPA pipeline in Hawaii. The committee also heard SB 752, relating to insurance, with opposition and comments from the Hawaii Insurance Council and Liberty Mutual, which requested amendments on non-payment of premiums, material misrepresentation, and limiting the bill to homeowners insurance. Greg Mskian testified in support but urged clearer notice and denial explanations for homeowners. SB 385, relating to condominiums, drew support from Hawaii Realtors and detailed comments from Ray Tenno and Greg Mskian about making governing documents available online or by email to owners and agents, with discussion of website costs and access. Finally, SB 140, relating to invasive species, received support from the Department of Land and Natural Resources and CAPS, while the Department of Agriculture offered comments and proposed streamlining language; supporters emphasized firewood treatment standards and the need to prevent invasive pests. After a brief recess, the committee took votes on several measures, adopting the chair’s recommendations on SB 1402, SB 1411, SB 1438, SB 1449, and SB 1291.

Transcript Highlights:

• You've heard that our voters overwhelmingly support this transfer fee.
• The real estate transfer fee offers something additional to our toolbox.
• She is here to support the seasonal community transfer fee.
• The transfer fee is not a traditional fee; it is a targeted investment in Nantucket’s future.
• The transfer fee is not a traditional fee.

Committee: Joint Joint Committee on Housing

Summary: The Joint Committee on Housing heard testimony on several housing bills, with much of the discussion focused on seasonal communities and funding for year-round housing in places like Martha’s Vineyard, Nantucket, Cape Cod, and the Berkshires. Speakers supported bills including H. 4410/S. 966 and related seasonal communities legislation, which would allow local option real estate transfer fees and expand tools for towns to preserve and create affordable housing. Testimony emphasized severe housing shortages, high home prices, workforce displacement, and impacts on public safety, schools, health care, and local businesses. Many witnesses said the transfer fee would provide a sustainable local revenue stream, citing prior land bank models on Nantucket and Martha’s Vineyard as proof the approach can work. The committee also heard testimony on H. 3989 regarding seasonal community designation, with supporters arguing that towns should be included automatically or through a simpler opt-in process, and on H. 4568 to expand the Family Self-Sufficiency Program, which would broaden access to a federal voucher-based savings and self-sufficiency model. Senator Edwards testified in support of a bill to create training for municipal board members, describing it as a toolkit to improve informed local decision-making. Senator O’Connor testified for a bed bug bill, saying it would create clearer landlord and tenant notification and treatment requirements and provide needed legal guidance after his family’s experience with an infestation. Senator Lovely also testified for the Homeworks program, which provides transportation so homeless children in motels and shelters can attend after-school activities. The committee further heard testimony on a bill to fund housing in seasonal communities through a transfer fee and on a companion measure to expand the seasonal communities toolkit, with repeated calls for favorable reports. Witnesses from public safety, health care, housing nonprofits, schools, and local government described staffing shortages and housing insecurity as urgent problems. Later, the committee took testimony on H. 1559/S. 102 to maintain stable housing for families with pets, with animal welfare groups supporting protections against eviction, breed discrimination, and excessive pet rent. They said housing-related pet surrenders are a major driver of shelter intake. The hearing also included testimony on H. 1498 to limit criminalization of homelessness, which would restrict citations, fines, and related consequences for outdoor camping tied solely to homelessness.

Transcript Highlights:

• those insurance losses.
• </c> of the New Hampshire insurance of the New Hampshire insurance department<01:41:00.599><c> it's</
• insurance insurance policy<01:42:58.599><c> to</c><01:42:58.800><c> which</c><01:42:59.040><c> my</c
• A hard market is an insurance term which means that the insurance companies are more tightly managing
• A hard market is an insurance term which means that the insurance companies are more tightly managing

Summary: The committee first discussed scheduling and notice for upcoming executive sessions on a larger slate of bills, including plans to take up eight bills in the morning and possibly the last three bills in the afternoon, with caucus time provided if needed. The chair emphasized advance notice, publication, and flexibility if more bills are added later. The hearing then opened with the Pledge of Allegiance and proceeded to HB 568, a bill allowing local planning boards to request water supply studies for subdivisions to ensure water adequacy as housing density increases. Representative Kat McGee, the prime sponsor, said HB 568 was developed after constituent concerns about private wells being affected by nearby development. She described the bill as narrowly tailored, non-mandatory, and intended to preserve local control while clarifying that planning boards may request studies under local regulations. She noted bipartisan support, an exclusion for community water systems and larger groundwater withdrawals regulated elsewhere, and said the bill would help prevent water shortages and related problems for new and existing homes. Questions from members focused on whether the bill should specify that it applies to subdivisions of four or more lots, since that language had been in an earlier version. Testimony on HB 568 was mixed. Bob Quinn of the New Hampshire Association of Realtors opposed the bill, arguing it lacked a definition of “water supply study,” could lead to expensive hydrology studies, and might raise housing costs; he suggested more work with DES or a study committee. DES administrator Brandon Kernin said the department had worked from a 2010 groundwater commission report, that such problems arise only intermittently in certain areas, and that the bill would make explicit local authority to adopt such ordinances. He also said DES data and homeowner surveys can help identify problem areas and that more robust wells could be considered in the long term. The committee noted 10 online submissions in favor and 3 opposed, plus blue-sheet testimony of 2 in favor and 1 neutral, and then closed the hearing on HB 568. The committee immediately opened HB 582, a bill on safety requirements for operation of personal watercraft. Representative Darby, the sponsor, said the bill responds to the speed and maneuverability of modern personal watercraft, which he described as more like motorcycles on water than traditional boats, and cited a fatal accident on Lake Monomonac as an example of the risks. He said the bill is not intended to restrict ordinary recreation or wake surfing, but to update safety standards for a newer class of larger, quieter three-person PWCs. The hearing began with Darby’s presentation, and no vote or final action was taken in the portion provided.

Transcript Highlights:

• So that will obviously be an additional fee.
• Most of that fee goes to the actual fee offices.
• , which could include attorney fees, appraisal costs, witness fees, and court costs up to $5,000.
• They shall be awarded the litigation costs and fees, which could include attorney fees, appraisal costs
• And finally, some changes in fees, like...

Summary: The House established a quorum and then took up several bills for perfection and printing. House Bill 2189, sponsored by the Jasper member, would allow five-year vehicle registrations, eliminate the old even/odd model-year registration rule, and limit the five-year option to vehicles six years old or newer. Members discussed how the bill would interact with emissions, safety inspections, insurance verification, and county tax collection systems. House Amendment 1, which set the five-year fee at $45, was adopted, and the bill was then perfected and printed. The chamber next considered House Committee Substitute for House Bill 1790, a ballot-language measure sponsored by the St. Louis County member. The bill requires clearer ballot wording for local tax levies, including stating levy amounts in dollar terms, alphabetic labeling of propositions, disclosure when a measure would nullify a prior sunset, and a rollback rule tied to reassessment years and voter-approved levies. Members generally supported the transparency goals, and a drafting correction amendment adding a comma was adopted before the committee substitute was perfected and printed. House Committee Substitute for House Bill 2178, sponsored by the Pike member, drew the most extended debate. The bill would limit commercial property assessment increases to 15% per reassessment cycle, require a physical inspection if increases exceed that threshold, and require Board of Equalization decisions by the end of September or revert to the prior year’s assessment. Amendments were adopted to add short-term rental protections so assessors cannot reclassify residential short-term rentals as commercial property, to incorporate ballot-language provisions from other bills, and to add taxpayer protections requiring clearer assessment notices, faster refunds, and litigation-cost recovery in some successful appeals. The body adopted House Amendment 1 by roll call, 92-43 with 5 present, and later adopted House Amendments 2 and 3; House Amendment 4 was then taken up for further discussion at the end of the transcript.

Transcript Highlights:

• require relevant fee information to be posted online.
• require relevant fee information to be posted online.
• processing fee amount for bag and box containers.
• SB 1341 Cabaldon bag and box processing fee.
• SB 87, Perez, insurance loss estimates, do pass. That's out on an A roll call.

Summary: The Assembly Appropriations Committee held its August 13, 2026 suspense-file hearing on Senate bills, with the chair opening by thanking staff and recognizing consultant Jennifer Swenson’s retirement after 30 years in the Legislature. The committee explained that it was weighing the fiscal impact of 293 bills and that some would move forward while others would be held because of cost, duplication, or competing budget priorities. The committee then took up the suspense file in alphabetical order and acted on a large number of measures, sending many to the Assembly floor as due pass or due pass with amendments. Examples included bills on battery recycling, wildfire resilience loans, mobile home park disaster assistance, price gouging, veterans’ property tax exemptions, housing and insurance issues, energy and utility regulation, election procedures, criminal justice, health care, education, housing, environmental protection, and artificial intelligence. Many bills were amended to narrow scope, delay implementation, add reporting requirements, clarify definitions, or reduce costs; others were held in committee. Among the notable actions, several bills were advanced on roll calls while others were held, including measures related to water quality, utility rate information, juvenile detention, CARE Court, and various housing and energy proposals. The committee also moved a number of sunset and technical cleanup bills, and several members requested to be added as principal or joint authors on amended measures. At the end of the hearing, the chair noted that the committee had moved a large number of bills to the Assembly floor, usually with amended language, and that the amended versions would be posted online. The hearing then adjourned.

Transcript Highlights:

• “Lower insurance costs and improved market stability have contributed to more companies and insurance
• or home insurance, they’re trying to run a business, health insurance.
• A lot of times when they're paid by insurance, Medicare, Medicaid, ERISA insurance plans, that insurance
• Number two would probably be insurance.
• I got rear-ended at a gas station, and my insurance paid for his car, but his insurance didn't pay for

Committees: House Commerce , House Commerce, Consumer Protection, Energy and the Environment

Transcript Highlights:

• We pay a very substantial franchise fee to the National Park Service.
• I do have concerns about the insurance and Representative Way.
• If we're talking about the fees, we can... ...that's understandable.
• If we're talking about the fees, we can talk about fees, but if we're talking about redoing the entire
• If we're looking just at fees, I looked at my APS bill and I had fees of $24 every month.

Committee: House House Commerce Committee of Reference

Summary: The Commerce Committee heard and acted on multiple bills. HB 2192, a child influencer bill, would require compensation for minors featured in monetized content to be placed in trust, create a process for minors or adults to request takedown of content, and add restrictions on sexualized depictions of minors. The sponsor and Google supported it as model legislation; members raised questions about compliance, age 13 access to earnings, and removal rights at 18. It passed 9-0 with 2 present. HB 2501, an agency bill conforming Arizona’s appraisal management company definition to federal law, also passed unanimously 11-0. HB 2693, which revises bona fide association rules to allow self-funded multiple employer welfare arrangements through statewide chambers or business leagues, passed 8-1 after an amendment; one member cited possible federal preemption in opposing it. HB 2010, the digital goods disclosure bill requiring clearer “buy/purchase” language and prorated refunds when access changes, passed unanimously after amendment, with supporters calling it a consumer protection measure and retailers warning about compliance burdens and possible preemption. The committee then considered HB 2279, which would exempt commercial river outfitters in Grand Canyon National Park from liability for injuries or deaths arising from inherent risks of river trips, while preserving liability for gross negligence or intentional misconduct. Supporters said it aligns Arizona with other western states and reflects existing federal oversight; opponents argued it could violate Arizona’s anti-abrogation clause and improperly define inherent risk. The bill passed 7-4. HB 2690, which would tighten unemployment insurance eligibility by requiring more work-search actions, weekly reporting, and pre-claim data cross-checks, drew strong opposition from advocates who said it would add red tape and harm eligible claimants; supporters said it would reduce fraud and encourage work. It passed 7-4. HB 2310, clarifying that qualified marketplace contractor agreements may be terminated unilaterally by the contractor, passed 10-0. The committee also approved HB 2555, requiring retail businesses with physical locations to accept cash for purchases of $100 or less and prohibiting cash fees, after an amendment exempting rentals and mobile home vendors; supporters emphasized access for unbanked consumers and small purchases, while one member objected that businesses should self-govern. It passed 10-0. HB 2199, which requires RV park managers to complete education on landlord-tenant laws similar to mobile home park managers, passed 7-0 with 3 present after testimony from homeowner advocates and park groups in support. Finally, HB 2459 was introduced at the end of the meeting; it would allow landlords to pass through utility charges actually imposed by providers and add an administrative fee for submetering, but the transcript cuts off before testimony or a vote on that bill.

Transcript Highlights:

• On average in the 300s, we are paying about 0.17 of a percent in asset manager fees.
• So this is the operating expenses for all of the state's insurance programs.
• So we are in concurrence that we'd like to see the agency start using building use fees.
• And so we've really had kind of a chicken and egg problem with the building use fees.
• We also insure the same entities and we do construction. And transportation.

Committee: House House Appropriations & Finance

Transcript Highlights:

• Graduates only pay an application fee, and then a nominal equipment fee when they receive their service
• ,</c> Graduates only pay uh application fee, Graduates only pay uh application fee, and<00:09:06.440>
• </c><00:09:08.680><c> when</c> and then a nominal equipment fee when and then a nominal equipment fee
• . fee-for-service. fee-for-service.
• . fee-for-service. fee-for-service.

Summary: The committee first took up House File 3939, a bill to support a Helping Paws service-dog litter named in honor of Gilbert and the Hortman family. Testimony from Helping Paws and service-dog graduate Angie Foley described the organization’s work, the significance of the “Guided by Gilbert” litter, and how the funding would help train dogs that provide independence and support to people with disabilities, veterans, and others. Members from both parties spoke warmly about Speaker Hortman’s connection to the organization and Gilbert, and the bill was laid over for possible inclusion. The committee then considered House File 3769, the Department of Corrections’ technical omnibus bill, with an A1 amendment adopted to clarify tuberculosis testing language. The bill updates TB screening procedures in correctional facilities, including how refusals are handled, and adds Quantiferon Gold Plus testing as an option alongside existing methods. Members discussed whether the bill would create costs for counties and jails, with some noting added testing and segregation costs and others arguing the changes would improve accuracy and reduce time in restrictive housing. The bill, as amended, was recommended to the general register. House File 3978 was next, a technical cleanup bill for a provider wellness program created last year. The bill expands eligibility and confidentiality protections from physicians to all health care providers, while supporters said the program is meant to address burnout and mental health strain in the workforce and does not require new money. Some members questioned whether the change was redundant or would broaden the program without additional funding, but the Minnesota Medical Association testified that the program is separate from insurance and was intended to serve all providers. The bill was recommended to the general register. Finally, the committee began House File 3476, which Rep. Liebling described as a cleanup bill related to Minnesota’s Medicaid managed care system and public program oversight. She argued that the state spends billions through managed care organizations and that the system has never been proven better than direct payment, setting up a broader discussion of the bill’s purpose and the state’s oversight of public health care spending.

Transcript Highlights:

• And then the insurance is... It's not working for you.
• and state-regulated commercial insurance plans.
• They have insurance, the same insurance that would not hesitate to cover the surgery they would need
• And I'm not paying them a fee.
• fee at this point.

Committee: House Health and Mental Health

Transcript Highlights:

• so when they let go the insurance so when they let go the insurance<00:31:53.360><c> kicks</c> insurance
• However, if they don't, and we say that they'll be responsible for the additional fees, but the insurance
• fees but the<00:40:46.800><c> insurance</c><00:40:47.280><c> company</c><00:40:47.640><c> actually</c
• </c><00:57:06.839><c> or</c><00:57:07.079><c> insurance</c> homeowner's insurance or insurance homeowner's
• </c> fees and the fourth readjusts the fees fees and the fourth readjusts the fees which<04:49:17.600

Summary: The Environment and Agriculture Committee met in work session on several bills, beginning with HB 153, which would require two or more law enforcement officers in each county to receive animal cruelty training. Members said the bill had been sent to the Animal Protection and Licensing Subcommittee, where Representative Kuttab is expected to schedule a meeting soon to consider possible amendments based on testimony and other ideas. The committee later returned to HB 153 and confirmed a work session was planned for February 14, with discussion also including whether to explore a task force concept raised in testimony. The committee also discussed HB 215 and HB 566, both related to landfill permitting and leachate or harm/benefit reporting. Representative Gerana said he had met with the DES director and was working on amendments that would add a preliminary screening phase for determining net public benefit and expand the list of benefits beyond capacity need to include items such as economic and infrastructure benefits. HB 566 was said to be in the same posture as HB 215, and both were slated for subcommittee review the following Tuesday morning. HB 171 was also added for subcommittee discussion, with members saying the changes would be technical rather than substantive. HB 240, which removes forfeiture penalties for non-payment of dog licenses, drew support for a simple amendment changing a statutory “shall” to “may” so municipal officials would have discretion about issuing a warrant. Representative Bixby said OLS advised that this was the cleanest way to provide flexibility, and he reported that the sponsor was agreeable to the change. The committee also discussed HB 179, concerning hazardous waste accident fees, where the sponsor proposed a revised amendment imposing a $1,000-per-day penalty after 90 days of non-payment. Members raised concerns about homeowners, hobby farmers, and whether the bill could unfairly burden people who were not negligent or whose insurance claims were delayed. The sponsor and others said the intent was to recover costs from responsible parties, especially businesses, and to protect local taxpayers and fire departments from bearing the cost of damaged hazardous materials equipment. No votes were taken; the bills were left for further subcommittee work and amendment drafting.

Transcript Highlights:

• Given that insurance is expensive, we don't want the situation to be that they're out purchasing insurance
• The insurance is expensive.
• , including attorney fees.
• And since we're not recapturing the legal fees ...over again.
• And since we're not recapturing the legal fees or the process service fees through this process, we're

Summary: The Senate Housing Committee held public hearings on three bills. SB 6237 would require landlords to disclose flooding history and flood risk to new tenants, along with notices that renters’ insurance and flood insurance may be needed and that county or local government sources have hazard information. The sponsor said the bill was a simple disclosure modeled on other states’ laws after recent flooding in Washington. Testimony was generally supportive, with an environmental nonprofit urging a broader jurisdiction-based disclosure instead of only county government, and housing industry groups saying they were neutral or concerned about added lease disclosures and asking for clearer language about what flooding information must be disclosed. No vote was taken on the bill. The committee then heard SB 6214, which would authorize public corporations, housing authorities, and certain nonprofits to operate as land bank authorities for affordable housing, with requirements for affordability covenants, annual reports, priority access to tax-foreclosed properties, and tax exemptions for qualifying land bank property and transfers. Supporters from Spokane, counties, housing authorities, affordable housing groups, and developers said land banking would help lower land costs, speed development, and expand affordable housing production. One member of the public opposed the bill, arguing it could remove land from the market and affect rural land supply. Department of Revenue staff flagged a technical issue, saying the bill needs a clearer definition of a qualifying land bank authority so the exemption can be administered, and confirmed the proposal would shift property off the tax rolls. The committee also asked whether the bill would allow non-housing uses such as parks or green space; staff said the bill requires affordable housing use, though the other half of land bank activity is not specified. The committee also heard SB 6139, which would require landlords to keep accepting previously used payment methods and continue to accept partial rent payments during an unlawful detainer process, while making clear that partial payments do not reinstate a lease or stop an eviction unless the parties agree in writing. The sponsor said the bill was intended to address cases where tenants can make partial payments but landlords shut off payment portals and refuse them, forcing judges to issue case-by-case standstill orders. Tenant advocates opposed the bill, arguing it would encourage evictions, remove judicial discretion, and could trap tenants by inviting partial payments that do not protect their housing. Landlord and property management groups were concerned about requiring continued access to payment portals and about ambiguity over whether accepting partial payments would waive eviction rights, though they said the bill was a good starting point and suggested clearer receipts and statutory protections. The public hearing was closed without action on SB 6139. In executive session, the committee adopted a proposed substitute for SB 6091, which limits broker marketing restrictions without requiring open access to homes and removes a Washington Law Against Discrimination provision, then voted the bill do pass to Rules. The committee also voted to recommend confirmation of gubernatorial appointments 9278, Pedro Espinoza, and 9279, Diana H. Perez, to the Housing Finance Commission.

Transcript Highlights:

• for attorney's fees, which would be a lot more than $50,000.
• No, well, because you just said the insurer can't steer them.
• And a payer, is that the insurance company? It could be either.
• It could be an insurance company, or it could be an individual.
• But yes, that is, I'm here representing insurance companies.

Committee: House General Laws

Summary: The committee first met in executive session and approved HB 2468 and HB 2481. HB 2481 was amended to replace earlier federal-style language with the governor’s recommended definitions and executive-order language, then rolled into a committee substitute and passed out of committee on a 9-3 vote. The discussion on HB 2481 centered on SNAP-related definitions and whether the revised language would affect federal waivers or change food-stamp purchasing rules; the sponsor said it would not. The committee then moved to regular session. The main public hearing was on HB 3070, the Second Amendment Preservation Act. Representative Hardwick said the bill was revised to remove language the Eighth Circuit had found problematic, while keeping Missouri’s anti-commandeering approach and prohibitions on state or local participation in certain federal gun-control actions, such as firearm registries, tracking, and confiscation from law-abiding citizens. Members questioned whether the bill would interfere with task forces, federal cooperation, courthouses, FFL paperwork, or local officers sharing information with federal agents. Hardwick and supporters said it would not affect Missouri enforcement of state gun laws or cooperation on other crimes, and that the bill was intended to stop Missouri officers from being used to enforce specific federal gun-control measures. Supporters from the Missouri Firearms Coalition and a gun-rights advocate backed the bill and emphasized civil penalties and anti-commandeering protections, while an opponent from Moms Demand Action argued it would handcuff police, weaken interstate trafficking enforcement, and create a dangerous patchwork of enforcement. No vote was taken on HB 3070 in the hearing. The committee also heard HB 388, which would prohibit certain anti-competitive health-care contracting practices, including anti-steering, anti-tiering, gag clauses, and most-favored-nation clauses. The sponsor and supporting witnesses described the bill as an anti-consolidation measure intended to improve price transparency, preserve competition, and help consumers and insurers steer patients toward lower-cost providers. They said the bill would apply to both providers and insurers and would not be anti-hospital or anti-payer. Members asked about effects on rural access to care, 340B pricing, physician-owned referral arrangements, and whether the bill would actually lower consumer costs. Supporters said the goal was to give payers more negotiating leverage and ultimately benefit patients through more competitive pricing, but no action was taken during the hearing.

Transcript Highlights:

• fees on actual restaurant revenue.
• In 2025, our group paid over $350,000 in credit card fees, but close to $100,000 of which was on fees
• That fee is not currently...
• That fee is not currently refunded.
• The interchange fees paid to the issuing bank or credit union, fees to the acquiring bank, fees to the

Summary: The Special Legislative Commission on the Future of Payments and Sales Transactions by Credit Card and the Impacts for Small Businesses held a public hearing focused on interchange fees, sales tax and tip processing, chargebacks, fraud, surcharging, and the broader future of payment systems. Chair Paul Feeney and co-chair Rep. Jamie Murphy opened by explaining the commission’s charge and inviting testimony from small businesses, industry groups, banks, and policy experts. Representative Sean Garballey testified first, arguing that Massachusetts tourism depends on universal card acceptance and stable interchange, and urging the commission not to disrupt the current system ahead of major events expected to bring millions of visitors to the Commonwealth. A large portion of the hearing featured independent restaurant owners and advocates describing thin margins and the burden of paying percentage-based processing fees on sales tax and tips that are not business revenue. Jen Ziskin, Kristen Canty, Nancy Cushman, Kerry Colzer, and others said restaurants often operate on very small profits and that processing fees on taxes and gratuities can amount to tens or hundreds of thousands of dollars annually. Ryan Lotz also urged reforms to chargebacks, including refunding chargeback fees when merchants prevail, requiring consumers to contact businesses before disputing charges, and limiting repeat abuse. Commission members pressed witnesses on whether tax and tip amounts could be separated at the point of sale, and several witnesses said current consumer card systems do not transmit that level of detail. Testimony from credit union, banking, and payments representatives largely opposed state-level changes that would carve out taxes or tips from interchange, warning of compliance burdens, higher costs, reduced rewards, and possible effects on fraud protection and access to credit. Alex Verine of America’s Credit Unions and Deb Peters and Keely McEwen of the Electronic Payments Coalition said the payment system is complex, that interchange funds fraud prevention and network infrastructure, and that new state mandates could create operational and legal uncertainty. Dan Swanson argued states have authority to act and pointed to Illinois litigation and federal court rulings, while Julian Morris and Brad Popolado emphasized the benefits of card acceptance, the decline of cash, and the need to consider other payment methods and check fraud as well. Several witnesses discussed international payment systems, instant payments, and QR standards as possible future directions. The chairs and members engaged in extended back-and-forth with witnesses about whether Massachusetts could exempt sales tax from swipe fees, whether surcharging should be revisited, and whether vendor compensation or other targeted relief might be more workable than broad changes to interchange. No votes were taken. At the close of the hearing, the chairs said the commission would hold one additional public hearing date to be determined, after which members would begin developing next steps and a report.