Transcript Highlights:

• This is really preparing us for the expansion of AI that we're continuing to see.
• We're already seeing examples of AI being utilized in fraud.
• <00:17:54.240> And<00:17:54.400> so as a digital likeness and AI.
• And so as a digital likeness and AI.
• we're all going to be up against AI we're all going to be up against AI involved<00:17:58.960>

Bills: HF4075, HF3826, HF3825, HF3827, HF3459, HF3711, HF4200, HF3908, HF3712

Keywords: firearm restrictions, domestic violence, public safety, court orders, criminal convictions, identity theft, subpoena authority, fraud, statute of limitations, financial crime, victim notification, expungement, criminal justice, plea agreements, minor victims, identification protection, stalking, crime data, Bureau of Criminal Apprehension, law enforcement grants

Transcript Highlights:

• One of my primary concerns is children's use of AI chatbots.
• AI chatbots and companions let users create personalized experiences to take on the roles of AI girlfriend
• AI chatbots and companions let users create personalized experiences to take on the roles of AI girlfriend
• AI out, I'm glad I'm that legislator.
• There's younger from using AI chatbots.

Keywords: 918, senate, all

Summary: The Senate convened under call, opened with prayer and the Pledge of Allegiance, and then took the roll, establishing a quorum. The chamber received a House message announcing passage of Senate File 3720, a workers’ compensation bill adopting 2026 recommendations of the Workers’ Compensation Advisory Council, and then moved through routine author changes and motions, including sending House File 3825 to the Finance Committee and advancing House File 3298, which was described as funding the removal and replacement of underground tanks to protect water supplies. A major floor item was Senate File 4282, the education forecast-adjustment bill. Senator Kunish explained that the conference committee updated appropriations to reflect forecast changes, added language on highly qualified paraprofessionals for Title I special education, provided tribal contract aid if a permanent school fund amendment passes, allowed districts to use operating capital for utility costs, extended grants for gender-neutral bathrooms, and made two school district fund transfers. The Senate adopted the conference report and passed the bill 34-33. The Senate then considered House File 3489, which would establish a felony offense of grooming, require reporting to licensing boards, update school and mandated reporter rules, and add funding for investigators. Supporters framed it as a child-protection measure based on a survivor’s testimony and a teacher-abuse case; one member also spoke in favor, while another offered a strongly partisan critique of public education. The Senate adopted the A11 amendment, gave the bill third reading, and passed it 66-0, then recessed briefly to honor guests in the gallery. After recess, the Senate took up House File 5074, the annual claims settlement bill. Senator Clark said it appropriates just over $5.1 million for claims including exoneration payments and a permanent injury claim, highlighting compensation for James Lamar Davis, Clayton Douglas Groves, and Marvin Haynes. The bill drew some debate over the Haynes payment and the calculation for an ankle injury claim, but it ultimately passed 64-2. The final item was House File 4074, the 2026 omnibus pension bill, described as improving public safety and other public employee retirement benefits, removing a COLA delay, creating work groups on duty disability, and addressing pension provisions for probation officers, 911 telecommunicators, St. Paul teachers, and other groups; the discussion was underway when the transcript ended.

Transcript Highlights:

• And I would say, as someone who's learning a lot, you said AI, but data centers, I assume, are included
• I think we live in a world where AI and other, you know, and AI is a big conversation in the state of
• From the dialogue in Phoenix, we were revisiting topics like AI and safety concerns within each of the
• ...of every economy in the world, everything is based now on, or will be based on, semiconductors, AI
• And I'd also like to see how topics like AI are addressed in that as well.

Summary: The joint hearing of the Assembly Select Committee on California-Mexico Bi-National Affairs and the Assembly Economic Development, Growth, and Household Impact Committee focused on the USMCA and how the agreement affects California’s economy, jobs, supply chains, and competitiveness. Opening remarks emphasized California’s heavy trade dependence on Mexico and Canada, the importance of stable trade rules, and concerns that tariffs or uncertainty could harm workers, small businesses, agriculture, logistics, manufacturing, and border communities. Members said the hearing would help inform a future legislative report or resolution on California’s priorities for the agreement’s review. Academic and policy witnesses argued that the USMCA is central to North American economic integration and California’s role in it. Testimony from UC San Diego and CETYS University described California and Mexico as co-producers rather than simple trading partners, highlighting sectors such as medical devices, aerospace, semiconductors, logistics, and advanced manufacturing. Witnesses also warned that the upcoming review could involve not just trade but security and immigration issues, and they urged a stronger, longer-term agreement with more certainty, better border efficiency, and new tools such as specialized technician visas, binational certification standards, innovation zones, and a technology fund. Go-Biz and chamber representatives said USMCA provides predictability, market access, and support for small and medium-sized businesses, while also creating compliance burdens through rules of origin, labor standards, and customs procedures. They pointed to California’s trade missions, export support programs, and state-level cooperation with Mexico and Canada as ways to help firms participate in regional supply chains. Mexican government and business representatives said the agreement is largely functioning well, that Mexico’s public consultation process received nearly 800 submissions and about 2,000 chapter-specific comments, and that many stakeholders favor maintaining or extending USMCA. No formal votes were taken; the committee heard testimony and asked witnesses for follow-up information to inform its report and future recommendations.

Transcript Highlights:

• infringement on a prosecutor's ethical infringement on a prosecutor's ethical and<01:04:38.520><
• <01:44:28.000> obligations constitutional and ethical obligations constitutional and ethical
• <01:44:33.920> obligations the Constitutional e ethical obligations the Constitutional e ethical
• It's also against the rules of ethics and the rules of criminal procedure.
• It's also against the rules of ethics and the rules of criminal procedure.

Keywords: 1187, senate, all

Transcript Highlights:

• So, um, I'm kind of ethics bill.
• that came to us from the chair of ethics that came to us from the chair of ethics um<01:14:16.080
• work continuously with the ethics work continuously with the ethics committee<01:14:22.239> to
• the committee versus uh the ethics the committee versus uh the ethics committee.<01:16:21.280>
• My other concern is of ethics.

Keywords: 1191, senate, all

Transcript Highlights:

• I've hopefully never done anything to violate any of the rules or ethics.
• concerns, the training of ethics.
• There's nothing about ethical training in this bill.
• They are engaging in an ethical violation.
• And on the very last page is a Texas Ethics Commission report.

Bills: HB2242, HB2446, HB2799, HB4502, HB2920, HB2790, HB5620, HB5060, HB5076, HB5080, HB5081, HB5128, HB5130, HB3847, HB5116, HB2969, HB4546, HB4202, HB5624, HB3964, HB4803, HB872, HB4775, HB4777, HB4961, HB5570, HB2988, HB4260, HB1375, HB5009, HB5411, HB5134, HB4388, HB3095, HB1387

Keywords: constables, civil rights, local government, law enforcement, policy-making authority, affidavit, medical bills, civil actions, reasonable charges, healthcare services, judicial statistics, court performance, family law, civil cases, efficiency reporting, court security, emergency management, harassment penalties, judicial safety, court committee

Summary: The committee heard House Bill 4961, which would bar uninsured motorists from recovering non-economic damages after a collision. The author said the bill is intended to create incentives to maintain insurance and to address what he described as an unfair system for insured drivers. Texans for Lawsuit Reform and Texas Eagle Forum testified in support, while the Texas Trial Lawyers Association opposed it, warning the bill could also affect pedestrians, passengers, children, and others who did not choose whether a vehicle was insured. The bill author clarified that passengers would be included in the bill’s coverage. No vote was taken and the bill was left pending. House Bill 5570 would extend a legislative attorney CLE exemption to attorneys appointed by the governor and confirmed by the Senate to boards or commissions. The author said the measure is meant to ease time burdens and encourage service, and a witness supported it as a modest incentive for public service. A committee member noted a discrepancy in the number of affected attorneys, and the author agreed to verify the correct figure. The bill was left pending. The committee also heard House Bill 2969, which would restrict the State Bar from adopting rules or penalties that unreasonably burden attorneys’ religious exercise or free speech based on sincerely held beliefs. The author and several witnesses from Texas Values, Alliance Defending Freedom, and Cecilia Wood argued the bill protects lawyers of faith from an ABA model rule they described as a speech code. No one testified against the bill, and it was left pending. House Bill 4260, which would prohibit county judges and county commissioners from practicing law in courts over which they have jurisdiction, drew opposition from the County Judges and Commissioners Association, which argued existing ethics rules already address conflicts and that the bill would burden rural officials. The author said the bill was prompted by concerns about judges using their office to pressure others. The bill was left pending. House Bill 5134 would limit Rule 202 pre-suit depositions to people who have suffered or reasonably expect actual damages and would allow attorney’s fees against abusive petitioners. The author said the bill is aimed at preventing harassment and fishing expeditions, especially in family-law disputes. Questions focused on how the standard would work and how it differs from current law; the author said the main change is fee-shifting and a clearer legislative directive. The bill was left pending. House Bill 3095, a committee substitute version of a similar uninsured-motorist bill, would bar uninsured motorists from recovering non-economic damages and limit economic recovery, with several exceptions. Trial lawyers argued it was unconstitutional because it capped economic damages and could unfairly affect innocent drivers, pedestrians, and older people who no longer drive. The author acknowledged constitutional concerns and said the bill would need further work; the committee withdrew the substitute and left the bill pending. Finally, House Bill 4388 would require all judges, including county judges who perform administrative duties, to remain subject to the Code of Judicial Conduct. Supporters said some elected judges avoid accountability by relinquishing judicial functions, while opponents argued the bill is too rigid and unnecessary because existing remedies already exist. House Bill 3964 would limit public nuisance claims to their historical role and bar such claims against lawful conduct, conduct already covered by other remedies, and products. The author and supporters said the bill is meant to prevent courts from using public nuisance to make policy, while opponents argued it would eliminate useful remedies and could affect local actions against environmental or product-related harms. The author said the bill would not affect statutory nuisance claims, private nuisance claims, or other causes of action, and would be amended to clarify some provisions. The bill was left pending.

Transcript Highlights:

• So in your packets, we got a notice of the July 2026 rules for the Ethics Commission that pertains to
• On this Ethics Committee, have we already proved what they're doing?
• And then there is, if you don't do something correctly, the Ethics Commission might ask you to amend
• And also, next week, the Ethics Commission is having some education on the issue.
• And then the organizations with this nonprofit are like, would you have an ethics commission?

Keywords: 908, all

Transcript Highlights:

• On this Ethics Committee, have we already approved what they're doing?
• And then if you don't do something correctly, the Ethics Commission might ask you to amend your form.
• And also, next week, the Ethics Commission is having some education on the issue.
• And then the organizations with this nonprofit are like, would you have an ethics commission?
• And then the organizations with this nonprofit are like, would you have an ethics commission?

Summary: The Administrative Rules Committee met on June 11 and first approved the March 12, 2026 minutes by voice vote. It then granted the Board of Medicine an extension of time to implement rules tied to recent legislation, including North Dakota’s participation in the physician assistant licensure compact and a new physician nutrition continuing education requirement. The Board said it was waiting on compact rules and fee information before finalizing its own changes. The committee heard a lengthy presentation from the Office of Management and Budget on broad personnel rule revisions, including salary administration, recruitment, leave, sick leave, funeral leave, service awards, appeals, and shared leave. OMB said the changes modernize HR language and implement recent legislation such as enhanced annual leave for hard-to-fill positions and new hire leave. Members questioned the hard-to-fill leave provisions, but OMB and counsel said those standards come from statute, not the rules. The committee also heard and accepted rule packages from the Lottery, the Board of Examiners for Audiology and Speech-Language Pathology, the State Electrical Board, the Industrial Commission, PERS, and Health and Human Services, with each agency describing mostly technical, clarifying, or statutory-conforming changes and noting the public notice and comment process. The most significant action came during the Gaming Commission rules presentation. After questioning whether the commission had authority to raise the poker tournament buy-in limit from $300 to $1,500, members moved to void Section 99-01.3-09-01 on the ground that the agency lacked statutory authority for that change. The motion passed on a roll call vote. The committee also discussed several gaming-related issues, including online raffles, kiosk use, advertising restrictions, and the broader policy question of whether charities should be allowed to own bars, but took no further formal action on those topics.

Transcript Highlights:

• Nettius River Authority, Lower Nettis Valley Authority, Trinity River Authority of Texas, and the Texas Ethics
• We will also Trinity River Authority of Texas and the Texas Ethics Commission.
• The next agency we are voting on is the Texas Ethics Commission.
• This modification For the Texas Ethics Commission. Excuse me.
• So, this recommendation directs the Ethics Commission to review rules relating to their definition of

Summary: The Sunset Advisory Commission met for its final meeting of the biennium, established a quorum, and approved the December 11, 2024 minutes. Members then voted on staff recommendations for several agencies, including the Angelina and Netties River Authority, Lower Netties Valley Authority, and Trinity River Authority of Texas, adopting all recommendations for those entities without modification. The Texas Ethics Commission received the most discussion. Members adopted a modified recommendation to exempt lobby compensation thresholds from inflation adjustments and another modification to round inflation-adjusted amounts. The Commission also adopted a series of new recommendations addressing TEC customer service staffing, late filing penalties, post-election reporting penalties, waiver of penalties when notice cannot be produced, review of the substantial compliance standard for corrected reports, review of the definition of principal purpose for campaign finance reporting, more prominent public posting of delinquent penalties, and clearer training and guidance on lobbying registration and filing requirements. The Commission also adopted two previously omitted Texas Department of Criminal Justice recommendations, 6.5 and 6.6. The Commission then took its required final record vote to forward all recommendations adopted during the biennium to the 89th Legislature; the motion passed with nine ayes. Sunset staff provided a status update on implementation of 2023 Sunset recommendations, reporting that the State Auditor found 89% of selected management actions fully implemented and that Sunset staff found 68% of 163 statutory and related changes fully implemented, with the remainder mostly in progress. The meeting also noted the recently completed evaluation of the Texas Lottery Commission and ended with closing remarks from the chair and vice chair before the Commission recessed.

Transcript Highlights:

• Nettie River Authority, Lower Nettie Valley Authority, Trinity River Authority of Texas, and the Texas Ethics
• We will also Trinity River Authority of Texas and the Texas Ethics Commission.
• The next agency we are voting on is the Texas Ethics Commission.
• This modification For the Texas Ethics Commission. Excuse me.
• So this recommendation directs the Ethics Commission to review rules relating to their definition of

Summary: The Sunset Advisory Commission met for its final meeting of the biennium, established a quorum, and approved the December 11, 2024 meeting minutes. Members then voted on staff recommendations for several agencies, including the Angelina and Nettie River Authority, Lower Nettie Valley Authority, and Trinity River Authority of Texas, adopting all recommendations without objection. For the Texas Ethics Commission, the Commission adopted staff recommendations, including two modifications to recommendation 1.2: one to exempt lobby compensation thresholds from inflation adjustments and revert them to statutory levels, and another to round inflation-adjusted amounts to practical increments. The Commission also adopted eight new Texas Ethics Commission recommendations. These addressed late filing penalties, including limiting accrual for eight-day reports through election day, excluding the first post-election semiannual report from daily penalties, waiving penalties when notice cannot be shown, reviewing the definition of substantial compliance for corrected reports, reviewing the definition of principal purpose to reduce unnecessary campaign finance reporting burdens, improving public access to delinquent penalty information on the TEC website, and expanding training and plain-language guidance on lobbying and filing requirements. The Commission also adopted two previously omitted Texas Department of Criminal Justice recommendations, 6.5 and 6.6. By recorded vote, the Commission unanimously forwarded all recommendations adopted during the biennium to the 89th Legislature, with nine ayes. Sunset staff then reported on implementation of 2023 Sunset recommendations, stating that the State Auditor found 89% of selected management actions fully implemented and that Sunset staff found 68% of 163 statutory and related changes fully implemented, with most remaining items in progress or partially implemented. The Commission also briefly noted receipt of a Texas Lottery Commission evaluation concerning executive leadership and potential regulation of lottery ticket courier companies, but no further action was taken on that item. The meeting concluded with closing remarks and a motion to recess subject to the call of the chair.

Transcript Highlights:

• SB 1011, Energy Utility Use of AI.
• amended to provide the CPUC with greater flexibility to regulate utility staffing needs related to AI
• SB 1011, Energy Utility Use of AI.
• amended to provide the CPUC with greater flexibility to regulate utility staffing needs related to AI
• SB 903, Mental Health Professionals, AI. The motion is due pass.

Keywords: 987, senate, all

Summary: The Senate Appropriations Committee met for a suspense-file hearing, which the chair noted was vote-only with no public testimony. The committee moved quickly through a large number of bills, mostly Senate bills with a few Assembly measures at the end, and repeatedly announced amendments that narrowed scope, made bills contingent on appropriation, removed certain provisions, or otherwise reduced fiscal impact. Topics covered included wildfire resilience and recovery, housing and homelessness, energy and utilities, health care and Medi-Cal, education, criminal justice, elections, labor and workforce issues, transportation, environmental regulation, insurance, privacy and technology, and several public safety measures. Most bills were approved, many on unanimous 7-0 votes or 5-0/6-0 votes, while a substantial number passed on 5-2 or 5-1 votes with Republicans generally voting no. A few measures drew more specific discussion: Senator Richardson said he would vote for SB 1203 on security services but expressed concern that it would impose different and doubled training requirements compared with last year’s law; SB 904 on wildfire recovery passed 6-1; SB 1135 on the California Wildfire Coexistence Act passed 6-1; and SB 1241 on skilled and trained workforce requirements passed 6-1 after amendments. The committee also took a reconsideration vote on one previously favorable action, which passed 5-0. No testimony was taken and no bills were held for further discussion during the hearing; the chair repeatedly noted that items not called were held under submission. At the end of the meeting, the committee announced that results would be posted online and that addendum analyses would follow for amended bills, then adjourned.

Transcript Highlights:

• Members, this, this is Speaker Plin's bill that addresses AI ad disclosures.
• Um This is, this is an AI overview. So let, let Chairman Capriglio know I'm.
• Using my AI skills here, but, um, laughter, a hair dryer, a vacuum cleaner.
• AI is, as a, as a, as somebody that is in this industry, both on the trucking side and the restaurant
• OK, so I guess, according to my AI overview here, but um.

Bills: HB 246, HB 796, HB 1056, HB 1544, HB 1846, HB 2001, HB 2618, HB 2625, HB 2869, HB 2898, HB 3069, HB 3114, HB 3157, HB 3228, HJR 98

Keywords: federal directives, state authority, Tenth Amendment, government enforcement, local governance, gold standard, legal tender, currency, transactional currency, financial transactions, electronic payment systems, state finance, regulatory compliance, electric trucks, charging infrastructure, advisory council, transportation, sustainability, criminal penalties, official information

Transcript Highlights:

• Another item we're going to be doing is participating in a pilot project with LegchTech to use AI.
• So I did mention AI a little bit at the last committee meeting, but we're planning to use AI only for
• the... ...committee meeting, but we're planning to use AI only for the development of our new systems

Keywords: 904, all

Transcript Highlights:

• After that, I passed it through AI that found one, sent it over to Phil Sherman from the Building Code
• ><00:13:47.040> passed<00:13:47.320> it<00:13:47.440> through<00:13:47.640> AI
• <00:13:47.920> that After that, I passed it through AI that After that, I passed it through
• AI that found<00:13:48.400> one,<00:13:48.800> sent<00:13:49.040> it<00:13:49.120

Keywords: 1189, house, all

Summary: The Conference Committee on House Bill 244 met to resolve remaining drafting issues in the bill updating and recodifying municipal enforcement of building and fire codes. The chair explained that the measure is largely a technical recodification, moving statutory references and correcting broken cross-references after review by the subcommittee, the Senate, AI-assisted checking, and the Building Code Review Board. Members emphasized that Amendment 2026-1923H contains no policy changes, only reference updates and language cleanup to ensure the bill points to the correct current RSA sections. The committee then discussed a few specific drafting questions, including a reference on page one and language on page two concerning the phrase “remove the prohibition on a building permit.” Some members questioned whether that wording should instead describe a variance or exception, but the chair and Representative Darji explained that the language is intended to allow an applicant to return to the zoning board to remove a prohibition attached to a specific building permit, not to broadly eliminate the underlying rule. The committee also noted a corrected reference to current statutory language because the underlying law had changed since the bill was introduced. After the explanation, the House receded from its position of non-concurrence and concurred with the Senate amendment as further amended by 2026-1923H. Members agreed to place the measure on the House consent calendar, and the committee adjourned.

Transcript Highlights:

• So whoever, and what it will do for AI, you think AI.
• AI is crazy now, you wait till quantum gets a hold of it.
• And I think particularly around the energy issues around AI, there's a particular interest, plus all

Keywords: 988, house, all

Transcript Highlights:

• little bit of an exception with the dentistry piece, that livestock management would be things like AI
• Things like AI inoculations, things that you don't necessarily...
• little bit of an exception with the dentistry piece, that livestock management would be things like AI
• inoculations, things that you don't necessarily, things like AI inoculations, things that you don't

Keywords: 908, all

Summary: The conference committee on House/Senate Bill 2129 met to resolve the House amendment to the Senate-passed bill, which concerns exemptions related to veterinary practice. The main dispute centered on the House language adding terms such as “specialized or holistic trade” and expanding exemptions to include acupuncture/acupressure and non-veterinary dentistry, while the Senate preferred a narrower, more definitive list of exempt activities. Senators and House members discussed whether the word “includes” made the exemption open-ended, and whether equine dentistry should be treated as veterinary medicine or allowed as a separate practice. Testimony from Dr. Sarah Lyons of the North Dakota Board of Veterinary Medical Examiners and veterinarian Troy Dutton emphasized that dentistry, including equine dentistry, is generally considered the practice of veterinary medicine and can involve invasive procedures and animal safety risks. They argued the House amendment lacked educational or licensing requirements and could allow untrained individuals to perform procedures such as dentistry or acupuncture. House members raised concerns about rural access, shortages of veterinarians, and the practical reality that some horse owners and equine practitioners currently perform float work and similar services. After extended discussion, the committee did not reach agreement. Members noted that the House amendment language differed from the Senate version on the key exemption provisions, and that further review of proposed alternative language would be needed. A motion was made and approved by roll call that the committee was unable to agree at this time and would schedule another meeting. The meeting was then adjourned pending rescheduling.

Transcript Highlights:

• least $20 million in multi-year contracts with artificial intelligence companies, including Clearview AI
• Many on both sides of the aisle have expressed interest. ...concern about the use of AI face recognition
• It was assigned to Texas Rangers using AI.
• I'm not an expert on AI, but I know that we don't use it for anything other than a tool to help law enforcement

Bills: SB36, SB2202, SB 36

Keywords: homeland security, border security, critical infrastructure, Department of Public Safety, intelligence operations, public-private partnerships, SB 2202, firearm trafficking, gun trafficking, terrorism, foreign terrorist organization, Texas-Mexico border, United Mexican States, Mexico, DPS, second-degree felony, weapons transfer, illegal firearms transfer, arms smuggling, cross-border crime

Transcript Highlights:

• least $20 million in multi-year contracts with artificial intelligence companies including Clearview AI
• Um, many on both sides of the aisle have expressed concern about the use of AI, face recognition technologies
• It was assigned to Texas Rangers, using AI.
• I'm not an expert on AI, but I know that we don't use it for anything other than a tool to help law enforcement

Bills: SB 36, SB 2202

Keywords: homeland security, border security, critical infrastructure, Department of Public Safety, intelligence operations, public-private partnerships, SB 2202, firearm trafficking, gun trafficking, terrorism, foreign terrorist organization, Texas-Mexico border, United Mexican States, Mexico, DPS, second-degree felony, weapons transfer, illegal firearms transfer, arms smuggling, cross-border crime

Transcript Highlights:

• PROPOSED INCREASES UNDER RATE FILINGS AND SECONDLY BORROWING AN IDEA FROM SENATOR BRADLEY THE BILL STATES AI
• TO SPEAK ON ALL THE TECHNICAL IMPACTS, BUT YOU KNOW WHAT WE HAVE DONE IS LOOKED AT WHAT IT MEANS FOR AI
• BALANCE THERE BECAUSE THE EFFICIENCIES IN THE TECHNOLOGY ADVANCEMENTS, THE INNOVATION THAT CAN COME FROM AI
• AI TOOLS ARE ADAPTING AND CHANGING VERY QUICKLY AND THUS WEAKER A POLICY SURROUNDING IT IT IS A VERY

Keywords: 999, senate, all

Transcript Highlights:

• This bill is about utilization of AI now in reference to prior authorization.
• And what I'm trying to do is walk a fairly tight line about utilization of AI for fraud detection and
• utilization of AI in the pre-authorization. process versus inappropriate utilization that systematically
• Significantly, this is an evolving area of use, AI and evolving technology.

Bills: SB213, SB378, SB610, SB681, SB918, SB1172, SB1252, SB1343, SCR8

Keywords: SB 213, Texas insurance, Insurance Code, Chapter 551, Chapter 541, bundling, tying arrangement, cross-selling, homeowners insurance, residential property insurance, auto insurance, personal automobile insurance, consumer protection, unfair trade practice, deceptive insurance practice, property and casualty insurer, Lloyd's plan, county mutual, reciprocal exchange, farm mutual