Video & Transcript Research : 'retroactive coverage'
Page 71 of 261
NH
Transcript Highlights:
- Our suggested amendments are that the bill should not have a non-retroactive stipulation.
- One of the things that struck me about some of the news coverage afterwards was the fact that some of
- <02:49:08.880>
of <02:49:08.960>the <02:49:09.120>news <02:49:09.359>coverage - about some of the news coverage about some of the news coverage afterwards<02:49:10.319>
was<
MN
Minnesota 2025-2026 Regular Session
Committee on Commerce and Consumer Protection - 03/05/26
Commerce and Consumer Protection
Transcript Highlights:
- <00:01:45.840>
required a mandate exceeds the coverage required a mandate exceeds the coverage - coverage for prescription insulin. coverage for prescription insulin.
- health care programs coverage.
- such a needed coverage. such a needed coverage. >> You<01:40:30.080>
bet. - potentially mandates surrogacy coverage. potentially mandates surrogacy coverage.
MN
Minnesota 2025 1st Special Session
House DFL Press Conference 3/27/25
Transcript Highlights:
- The lack of coverage also leads to increase in public safety for all.
- The lack of coverage also leads to an increase in public safety for all.
- fundamentally unfair system of coverage fundamentally unfair system of coverage will<00:05:24.720
- that coverage, paying premiums into the system, will keep rates down for everyone.
- that coverage, paying premiums into the system, will keep rates down for everyone.
MN
Transcript Highlights:
- <00:18:21.360>
and families continuity of coverage and families continuity of coverage and - So, while the coverage that members signed up for did not change, the coverage has been the same.
- Are getting the visits in their coverage, and the exception was beyond the coverage limits that
- that type of coverage in there? that type of coverage in there?
- And with respect to the testifier's healthcare coverage saying that coverage is the same as when you
MN
Minnesota 2025 1st Special Session
Task Force on Homeowners and Commercial Property Insurance 12/3/25
Minnesota House Floor Meeting
Transcript Highlights:
- to bare walls coverage.
- insurance coverage. insurance coverage.
- c> we use the coverage a coverage because we use the coverage a coverage because we can't<01:02:06.799
- standards for loss assessment coverage. standards for loss assessment coverage.
- they're searching for new new coverage. they're searching for new new coverage.
WV
West Virginia 2026 Regular Session
WV Senate Banking and Insurance Committee in Session Mar 11th, 2026 at 02:34 pm
Banking and Insurance
Transcript Highlights:
- In fact, the premiums for the $5 million of excess coverage currently are...”
- It's currently in code that we have to find $5 million of excess coverage.
- An insurer providing coverage would not be allowed to deny coverage, impose medical underwriting, or
- Erie will offer that, but the coverage is through BRIM.
- Erie does not offer and provide the coverage itself.
Summary:
The Senate Banking and Insurance Committee met with a quorum present and first approved the March 4, 2026 minutes. It then took up Engrossed Committee Substitute for House Bill 55, a workers’ compensation cleanup bill from the Insurance Commissioner’s office. Counsel explained that the bill modernizes outdated code after privatization of the workers’ compensation system, repeals obsolete provisions, updates references to the Insurance Commissioner, reduces the Workers’ Compensation Board of Review from five members to three, and makes related technical changes. The committee adopted a strike-and-insert amendment and a title amendment, and then reported the bill to the full Senate with the recommendation that it do pass. The Insurance Commissioner and a senior senator both spoke in support, describing the bill as part of the long-term cleanup of the privatized system and noting the reduced caseload on the Board of Review.
The committee next considered Engrossed House Bill 5463, which would lower the required insurance coverage for county boards of education from $1.25 million to $1 million per occurrence and eliminate the separate $5 million excess coverage requirement. BRIM’s executive director testified that the agency had difficulty finding a market partner for the excess coverage and that the premium cost exceeded $5 million, creating a burden for county boards. Some senators raised concerns that reducing coverage could limit recovery for victims in serious claims and that the change might reduce protections for school systems. When the motion to report the bill was put to a vote, the result was tied, and the chair declared the bill not passed.
The committee then approved Engrossed Committee Substitute for House Bill 4869, which creates guaranteed issue rights for Medicare supplement policies in West Virginia. Counsel explained that the bill allows certain policyholders to replace a Medicare supplement policy during an annual birthday period without medical underwriting, and also grants a guaranteed issue right for certain individuals losing Medicaid eligibility. The bill also requires annual reporting on premium trends and gives the Insurance Commissioner rulemaking authority. The motion to report the bill to the full Senate with the recommendation that it do pass was adopted.
Finally, the committee considered Engrossed Committee Substitute for House Bill 5462 on mine subsidence insurance. Counsel explained that the bill would allow the mine subsidence fund to reduce payments by amounts already received by a policyholder and, as introduced, would bar actions against insurers for claims reported to the board. A proposed strike-and-insert amendment would have replaced the blanket bar with a 90-day pre-suit notice requirement and limits on damages, but after discussion from senators, counsel, BRIM, and the Insurance Federation, the committee rejected the strike-and-insert and also rejected a separate amendment to strike the setoff language. The committee then reported the bill to the full Senate with the recommendation that it do pass, and adjourned.
HI
Hawaii 2025 Regular Session
CPC/CPN Joint Info Briefing - Thu Apr 3, 2025 @ 9:30 AM HST
Hawaii House Floor Meeting
Transcript Highlights:
- The HHRF would provide coverage above any sublimit hurricane coverage limit and would extend up to $350
- designing the hhf hurricane coverage designing the hhf hurricane coverage looking<00:13:55.079><
- above any sublimit hurricane coverage above any sublimit hurricane coverage<00:14:32.519>
limit - viable and not subsidizing the coverage viable and not subsidizing the coverage to<00:27:27.720>
- The supplemental coverage provided by the HHF to achieve full hurricane limit coverage would satisfy
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on the Judiciary Jun 21st, 2026 at 01:00 pm
Joint Committee on the Judiciary
Transcript Highlights:
- The bill would apply retroactively to all individuals.
- People coming home already face steep barriers finding a job, securing stable housing, getting health coverage
Summary:
The Joint Committee on the Judiciary held a lengthy hearing on several juvenile justice and parole-related bills, with much of the testimony focused on H. 2051/S. 1087 to end lifetime parole for juveniles and emerging adults, and H. 1923 to raise the age of juvenile court jurisdiction to include 18-, 19-, and 20-year-olds. Chairs Brandy Fluker-Reid and Lydia Edwards opened the hearing by noting the large number of bills and witnesses, the need to keep testimony moving, and special procedures for incarcerated witnesses and sensitive testimony. They also acknowledged the historic nature of the hearing being chaired by two Black women attorneys. No votes were taken during the hearing itself.
Many incarcerated speakers and advocates supported ending lifetime parole, arguing that young people can change, that lifetime supervision creates constant fear of technical violations, and that it undermines rehabilitation, family stability, employment, and reintegration. Several testified about their own trauma, youth, and growth in prison programs, while others emphasized the costs of decades of supervision and the racial disparities in the system. Support also came from elected officials, UTEC, the Transformational Prison Project, United Way, CPCS’s Youth Advocacy Division, the Massachusetts Coalition to Prevent Gun Violence, and others, who said juvenile systems are better suited to developmentally appropriate treatment and that the bills would improve public safety and reduce recidivism.
There was also opposition, including testimony from family members of a murder victim who argued that lifetime parole should remain for serious violent crimes and that some offenders are not sufficiently rehabilitated. One virtual witness described a family tragedy involving the kidnapping and murder of her infant nephew and warned that ending lifetime parole could remove needed long-term supervision for dangerous offenders. In addition to the juvenile justice bills, the committee heard testimony on H. 1867, a bill related to continuing care for severe mental illness, and H. 2063, which would increase penalties for assaults on correction officers and other prison staff; the correction officers’ union supported H. 2063 and related safety bills. The hearing continued with many more witnesses and bill topics, but no final committee action was announced in the portion provided.
TX
Transcript Highlights:
- Jeanette's story has received coverage in local news outlets.
- It is retroactive. It impacts everybody else that's in the system, too. And that's rare.
Summary:
The House convened with a quorum, offered an invocation and pledges, and received several announcements and recognitions before moving to legislation. Members honored the UTRGV chess team for winning a share of the 2025 President’s Cup, educator Jessica Lopez, the late Jennifer Maddenly, Jeanette Valdez Duran and Mobile Blessings from the Heart, TAMAC’s 50th anniversary, and journalist Bernardine Steptoe’s retirement. The chamber also adopted motions allowing committees to meet, setting a local and consent calendar, and suspending posting rules for a Public Health hearing on SB 2721.
The House then considered a long series of Senate and House bills on third reading, with many passing by wide margins. Measures included SB 906 on Ysleta del Sur Pueblo peace officers; SB 1229 designating Veterans Memorial Highway; SB 855 on foster care medical costs; SB 703 on massage therapy licensing and trafficking protections; SB 1025 on tax-increase ballot language; SB 1119 on water park liability; SB 1080 on provisional occupational licenses for people with criminal convictions; SB 929 on lien deadlines; SB 1355 on liquor sales credit disputes; SB 2231 on fee waivers for college applications; SB 1877 on Public Utility Commission data access; SB 1998 on pediatric preceptorships; and several House bills on topics such as bond forfeiture notice, health workforce planning, civil commitment counsel, expunction of contempt records, consumer transactions, nuisance birds, theft venue, military grant applications, AI cancer-detection grants, cybersecurity contract language, military-related tuition, utility recovery mechanisms, psychedelic therapy studies, teacher retirement funding transparency, election procedures, juvenile parole eligibility, and more.
Some bills drew notable debate or amendments. HB 200, creating a “second look” parole process for certain juvenile offenders after 20 years, prompted extended discussion about serious offenses and juvenile rehabilitation before passing 102-4. HB 2298 on AI-assisted cancer detection passed 85-62 after the sponsor emphasized “augmented intelligence” and physician oversight. HB 5247 on utility capital recovery saw a failed amendment to require ratepayer credits, then passed. HB 3045, a franchise tax exemption for spaceport operators, initially failed 73-74 but later passed after verification showed a 70-69 result. SB 2420, regulating app stores and mobile software distribution, was postponed for later consideration after substantial debate over age verification responsibilities. Several other measures were postponed, including SB 888, SB 552, SB 17, and SB 2420, while HB 1128 on election judges carrying concealed handguns passed 85-57 after a withdrawn point of order.
CA
California 2025-2026 Regular Session
Assembly Privacy and Consumer Protection Committee Apr 22nd, 2025
Transcript Highlights:
- warrant, AB 358 would eliminate the requirement that law enforcement apply for a search warrant retroactively
- major platforms risks giving a false sense of security while leaving major gaps in enforcement and coverage
Summary:
The committee first heard AB 56, which would require social media platforms to display a warning label about potential mental health harms from prolonged use, with amendments shortening the initial warning and allowing immediate access to the platform. The author and supporters, including a parent who lost a daughter to suicide and a therapist, argued that social media contributes to teen anxiety, self-harm, and other harms and that families need clearer public health information. Opponents from tech and civil liberties groups argued the bill would be ineffective, burdensome, and likely unconstitutional, saying it would create warning fatigue and should be replaced by more targeted tools and digital literacy measures. Several members discussed emergency access concerns, language access, and whether the warning should be more actionable; the bill was moved on a 9-0 vote to the Judiciary Committee.
The committee then took up AB 358, which would amend CalECPA to allow law enforcement, with the victim’s consent, to inspect certain abandoned tracking or surveillance devices found in a victim’s home, vehicle, or personal property without first obtaining a warrant. The author and a San Diego prosecutor said the bill is narrowly tailored to devices used solely for spying and is intended to help stalking and domestic violence survivors act quickly before evidence is lost. Opponents from EFF and the ACLU warned the bill would weaken warrant protections, create a loophole around CalECPA, and reduce transparency and accountability. Members debated Fourth Amendment issues, abandonment, and the practical need for rapid access; the bill passed the committee on a 9-0 vote to Appropriations.
The committee also heard AB 1137, which builds on last year’s CSAM reporting law by allowing any user to report child sexual abuse material, requiring clearer reporting mechanisms, adding human review in some cases, and mandating third-party audits and public reporting. Supporters, including survivor advocates and a parent of a child victim, said the bill would reduce the burden on survivors and improve removal of abusive content. Tech industry opponents said they support the goal but objected to the human-review mandate, public audit disclosures, and enforcement provisions, arguing they could create security risks and compliance burdens. Members generally supported the bill’s intent but raised questions about audit frequency and human review; the bill was moved on call with seven votes at the time of the transcript.
WV
West Virginia 2026 Regular Session
WV Senate Banking and Insurance Committee in Session Mar 11th, 2026 at 02:34 pm
Transcript Highlights:
- We're also eliminating excess coverage, and that's also a requirement currently.
- But the flip side of that issue is what do we do if we can't find the coverage?
- It's currently in code that we have to find $5 million of excess coverage.
- An insurer providing coverage would not be allowed to deny coverage, impose medical underwriting, or
- Erie will offer that, but the coverage is through BRIM.
Summary:
The Senate Banking and Insurance Committee met with a quorum present and approved the March 4, 2026 minutes by voice vote. The committee first considered House Bill 55, which updates and modernizes workers’ compensation statutes to reflect the privatized system, remove obsolete provisions, and adjust the Workers’ Compensation Board of Review from five members to three. The Insurance Commissioner testified that the bill is part of the cleanup from privatization and would give the governor more flexibility in appointments. After adopting a strike-and-insert amendment and a title amendment, the committee reported HB 55 to the full Senate with a recommendation that it do pass.
The committee then took up House Bill 5463, which would reduce BRIM’s required liability coverage for county boards of education from $1.25 million to $1 million per occurrence and eliminate the separate $5 million excess coverage requirement. BRIM’s director testified that the excess market was difficult to access and costly, but several senators raised concerns that lowering coverage could reduce protection for victims and school-related claims. After a divided vote, the motion to report the bill failed, and HB 5463 was not passed by the committee.
Next, the committee considered House Bill 4869, creating guaranteed issue rights for Medicare supplement policies, including annual birthday replacement rights and a special right for certain Medicaid recipients losing eligibility. Counsel said the bill would prohibit underwriting barriers during the guaranteed issue periods and require an annual report on premium trends. With no amendments offered, the committee reported HB 4869 to the full Senate with a recommendation that it do pass.
Finally, the committee considered House Bill 5462 on mine subsidence insurance. The bill would allow the mine subsidence fund to offset payments by amounts received from other sources and limit lawsuits over claims reported to BRIM. Members debated a proposed strike-and-insert amendment that would have softened the litigation limits and added notice and remedy provisions, but the amendment was rejected. The committee then reported HB 5462 to the full Senate with a recommendation that it do pass, and the meeting adjourned.
NM
New Mexico 2025 Regular Session
Senate - Health and Public Affairs Oct 2nd, 2025
Senate Health & Public Affairs
Transcript Highlights:
- We are still pressing ahead with the expanded coverage.
- Can I assume, **Madam Chair**, a family loses all their coverage?
- There's significant coverage.
- One is you can't have access to affordable employer coverage.
- I'm sorry, page five on significant coverage.
WA
Washington 2025-2026 Regular Session
Joint Select Committee on Health Care and Behavioral Health Oversight Dec 3rd, 2025
Joint Select Committee on Health Care and Behavioral Health Oversight
Transcript Highlights:
- And then coverage and access.
- for kids, coverage for pregnant women.
- And I think really that Coverage for kids, coverage for pregnant women.
- And I think really that coverage for kids, coverage for pregnant women.
- coverage.
Summary:
The committee first welcomed new DSHS Secretary Angela Ramirez, who introduced herself and described her background in public service, federal and state legislative work, and health and human services leadership. Members emphasized the importance of building strong relationships with her and noted her focus on protecting services, using strategic approaches in a tight budget environment, and improving partnerships with the Legislature. Ramirez said she wanted to keep communication open and that her priorities would be shaped by what she learns from lawmakers and agency partners.
The next work session focused on the West Coast Health Alliance and the broader Governor’s Public Health Alliance. Department of Health and governor’s office staff said the West Coast alliance, involving Washington, Oregon, California, and Hawaii, was formed to coordinate science-based public health guidance, especially around vaccines, return-to-work guidance, and responses to federal changes. They said the alliance is intended to reduce confusion, counter misinformation, and preserve access to evidence-based recommendations, with early actions including vaccine guidance for COVID-19, flu, and RSV, a statement rejecting any vaccine-autism link, and preparation for possible ACIP changes. Members asked about workload and coordination with other regional alliances, and staff said there is informal coordination but no formal regular meetings.
The committee then heard from the Washington State Health Benefit Exchange about open enrollment and the effects of federal policy changes. Exchange leaders said the expiration of enhanced premium tax credits, HR1 provisions, and immigration-related eligibility changes are affecting affordability and enrollment, with some customers facing large premium increases and some counties becoming harder to serve. They reported early open-enrollment traffic increases, nearly 10,000 new sign-ups, and nearly 12,000 active coverage drops so far, while noting that many more people may disenroll later if subsidies are not extended. They also described mitigation efforts such as silver loading, Cascade Care Savings, outreach through navigators and community partners, and planning for future HR1 requirements like ending auto-renewal and adding verification steps.
In the final work session, staff from the Health Care Authority and Insurance Commissioner’s office reviewed Washington’s health reform history and the state’s current affordability and access efforts. They highlighted past ACA-related coverage gains, continued work on prescription drug affordability, PBM oversight, primary care and behavioral health access, and a pending legislative proposal to preserve access to preventive services. They also discussed federal changes affecting Medicaid and the exchange, including work requirements, six-month redeterminations, and the need to coordinate across agencies to implement new rules. Members raised concerns about network adequacy, provider access, and the complexity of the health care system, while staff said they are trying to mitigate harm, simplify administration, and keep coverage and access as stable as possible.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:30 am
Joint Committee on Financial Services
Transcript Highlights:
- New York's action proves that coverage is achievable.
- This bill isn't about medical coverage.
- Insurance coverage remains highly inconsistent.
- Denying coverage for treatments to remediate harm, such as reconstructive surgery, coverage for necessary
- It's an insurance coverage question, to be sure.
Summary:
The committee heard testimony on a wide range of health insurance and public health bills, with most speakers focused on expanding coverage for specific treatments and services. Bills discussed included H. 1187/S. 792 on rehabilitation counselors, H. 1173/S. 692 on patient navigation, S. 2600 on scalp cooling for chemotherapy patients, S. 2599 on medically necessary treatment for port wine birthmarks, H. 1164 on licensed educational psychologists for child and adolescent mental health services, S. 754/H. 1254 on autism diagnosis and treatment by nurse practitioners and psychiatric nurse mental health clinical specialists, S. 714/H. 1137 on infectious disease response and coverage, and S. 791 on making nature a prescriptive therapeutic intervention. Speakers generally argued these bills would improve access, reduce out-of-pocket costs, and address gaps in current insurance reimbursement rules.
Testimony in support emphasized personal stories and clinical evidence. Cancer patients and providers described the benefits of patient navigation and scalp cooling for dignity and quality of life during treatment. Boston Children’s Hospital staff and families said port wine birthmark treatment is medically necessary, can prevent complications, and should not be denied as cosmetic. Rehabilitation counselors and school psychologists argued their services are effective, cost-saving, and underused because they cannot bill insurance. Autism advocates said current insurance statutes are outdated because nurse practitioners and psychiatric nurse mental health clinical specialists already provide evaluations and should be recognized for reimbursement to avoid delays in early intervention. Public health and GLAD Law testimony supported stronger infectious disease coverage to remove barriers to testing, treatment, and PrEP access.
The hearing also included extensive testimony on H. 1172, a bill requiring insurance coverage for detransition-related care. Supporters said it would ensure coverage for medically necessary care for people who regret or reverse gender transition, while opponents argued it would legitimize anti-trans narratives or, conversely, that detransition care is needed because transition procedures can cause harm. The committee also heard strong support for S. 791 from advocates who described nature access as a health intervention that could help with trauma, anxiety, substance use recovery, and environmental justice, with claims that insurance coverage and reduced park fees would improve access. No votes were taken during the transcript, and the chair repeatedly thanked speakers and moved through the long list of public testimony.
NM
New Mexico 2025 Regular Session
House - Chamber Meeting Oct 1st, 2025
Transcript Highlights:
- Much less ad coverage, Mr.
- of individuals who drop coverage, the folks that really can't afford to drop coverage are those that
- Speaker, so individuals who purchase their coverage on the exchange may not have employer-based coverage
- So obviously during open enrollment, some folks will drop coverage, some folks will add coverage, but
- So, that 36% losing coverage, is that 36% of New Mexicans who will be losing coverage? Mr.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Health Care Financing Jun 21st, 2026 at 11:00 am
Joint Committee on Health Care Financing
Transcript Highlights:
- You do not get put on the active wait list unless you have secondary insurance coverage.
- You do not get put on the active weight list unless you have secondary insurance coverage.
- What ultimately made survival possible for me was access to Medigap coverage.
- Dialysis patients deserve choice in their secondary insurance coverage.
- Metagap is the supplemental insurance that From purchasing Medigap coverage.
Summary:
The Joint Committee on Health Care Financing held a public hearing on several health care bills focused primarily on autism services and kidney disease coverage. Committee chairs John Lawn and Cindy Friedman opened by outlining hearing procedures, testimony rules, and filing deadlines, and noted the hearing would be recorded and written testimony accepted. They said the day’s topics included affordability and access to behavioral health services, provider reimbursement, Medicare coverage for vulnerable populations, and MassHealth eligibility asset exemptions.
A major portion of the hearing concerned House Bill 4623, which would add board-certified assistant behavior analysts (BCABAs) as a recognized mid-level supervisory role in the MassHealth reimbursement framework to help address long wait lists for autism spectrum disorder services. Representative Lisa Field, actuaries, clinicians, and autism service providers testified that the current two-tier model limits workforce capacity, contributes to long delays, and leaves families waiting months for care. Supporters said the bill could expand access, improve retention, and potentially reduce MassHealth costs, while also helping providers meet growing demand and new administrative requirements.
The committee also heard testimony on House Bill 4425 and Senate Bill 2737, which would allow Massachusetts residents under 65 with end-stage renal disease to purchase Medigap coverage. Legislators, dialysis advocates, and patients described high out-of-pocket costs under Medicare, barriers to kidney transplant eligibility without secondary insurance, and the financial strain on patients and families. Testifiers said the change would affect about 846 residents, could modestly increase premiums, and might reduce Medicaid spending by preventing asset spend-downs. Senator Gomez and others spoke from personal experience with dialysis and transplant care.
Finally, the committee heard testimony on House Bill 4353 and Senate Bill 2587, which would require regular data-driven review of MassHealth ABA reimbursement rates. Providers and association representatives argued that reimbursement has not kept pace with inflation, workforce shortages, accreditation costs, and new 2026 MassHealth policy requirements, and said the bills would improve transparency and ensure rates reflect the true cost of care. No votes were taken; the hearing concluded with the chairs thanking participants, inviting additional written testimony, and adjourning the meeting.
MN
NV
Nevada 2025 Regular Session
Senate Committee on Government Affairs May 30th, 2025 at 03:30 pm
Government Affairs
NH
Transcript Highlights:
- This was for the workers comp coverage.
- which parties is to provide the coverage which parties is to provide the coverage to<00:20:46.480
- 53.280>
will <00:20:53.440>be duty to provide coverage will be duty to provide coverage - <00:21:15.679>
the uh when the client elects coverage the uh when the client elects coverage - If there who's holding the coverage.
MN
Minnesota 2025 1st Special Session
Cmte on Rules - Subcommittee on the Federal Impact on Minnesotans and Economic Stability - 10/15/25
Transcript Highlights:
- coverage. Public sector is about 40%. coverage. Public sector is about 40%.
- lose coverage and affect the pool. lose coverage and affect the pool.
- . part of our coverage.
- . coverage. coverage.
- plan, probably with less coverage. plan, probably with less coverage.