Video & Transcript Research : 'premium structure'
Page 71 of 483
KY
Kentucky 2025 Regular Session
House Standing Committee on Transportation (2-18-25)
Transcript Highlights:
- 00:08:02.639>
this <00:08:02.840>the <00:08:02.960>insurance <00:08:03.520>premium - <00:08:04.479>
uh <00:08:04.560>for of this the insurance premium uh for of this the - insurance premium uh for these<00:08:04.960>
driveaway <00:08:05.560>businesses <00:08: - driveaway businesses was these driveaway businesses was approximately Because of this, the insurance premium
- This improved clarity limits the exposure for the insurance company, thereby decreasing their premiums
Keywords:
Roll Call 00:32
Approval of Minutes 01:38
HB 20 Discussion 02:08
HB 20 Vote 06:00
HB 188 Discussion 07:07
HB 188 Vote 10:10
Administrative Regs 11:09, 958, all
Summary:
The House Transportation Committee met with a quorum, approved the previous meeting’s minutes, and heard two House bills plus several Transportation Cabinet regulations. House Bill 20, sponsored by Rep. Hodson, would restrict the retention and sale of automated license plate reader data, limit storage to 60 days, and prohibit nonconsensual tracking devices such as micro-trackers and subcutaneous trackers. Hodson said the bill was aimed at protecting citizens’ privacy and noted it had passed the House previously; members asked about enforcement and deletion responsibility, and one member suggested criminal penalties might be worth considering in the future. The committee voted to report HB 20 favorably.
House Bill 188, sponsored by Rep. Duvall, addressed driveaway plate businesses that transport vehicles for others. Duvall said Kentucky law had created confusion about how many vehicles could be on the road and had driven up insurance costs, hurting a Warren County business; the bill would let such companies purchase the exact number of plates needed, which he said would reduce exposure and premiums. He emphasized the bill would not affect dealer tags or trailer transport and said he was working on a floor amendment to make that clear. The committee reported HB 188 favorably as well.
The committee then reviewed five administrative regulations, including Transportation Cabinet rules allowing technology to be used in title examinations, extending an off-road vehicle pilot program to July 2026 and updating the definition of local government, aligning truck weight-mass rules with statute, adopting the MUTCD traffic control manual, and an emergency Kentucky State Police regulation adjusting a TSA-related hazardous materials endorsement fee because the federal change came too quickly for the normal regulatory process. Members asked whether the title rule covered rebuild titles, and staff said it applied to all titles. The committee noted the regulations had been reviewed and then adjourned, with the next meeting tentatively set for the following Tuesday.
HI
Hawaii 2025 Regular Session
CPN DEFER, CPN, CPN Public Hearings 02-25-2025
Commerce and Consumer Protection
Transcript Highlights:
- many of the retirees and elders that we have in our community who are facing a lot of the insurance premium
- many of the retirees and elders that we have in our community who are facing a lot of the insurance premium
- many of the retirees and elders that we have in our community who are facing a lot of the insurance premium
- many of the retirees and elders that we have in our community who are facing a lot of the insurance premium
- Thank you very much. lot of the um insurance premium lot of the um insurance premium challenges<00:12
Summary:
The Senate Committee on Commerce and Consumer Protection held decision-making and hearing sessions on February 25, 2025, on several measures. In decision-making, the committee passed with amendments SP 588 SD1, SP 1245 SD1 (pharmacists), SB 1287 (transparency), and SP 1298 SD1 (recycling), generally adopting agency-requested or technical amendments and in several cases pushing the effective date far into the future to keep the bills moving. The committee deferred SP 1149 SD1 and SP 281 SD1 for one day, and indefinitely deferred SP 1286 SD1 on motor vehicles after noting no supportive or opposing testimony and that the Office of Consumer Protection wanted to work further with the introducer.
In the later hearing on consumer-protection-related measures, the committee heard testimony on SB 419 (insurance), SB 942 (rental applications), and SB 1142 (insurance proceeds). SB 419 would require auto insurance to cover replacement of a damaged child passenger restraint system; the Attorney General’s office suggested language to avoid contract impairment, and the measure was advanced with amendments. SB 942 would bar landlords from rejecting applicants solely for lack of a recent paycheck if they can show sufficient liquid assets or unearned income; testimony was largely supportive, with Realtors asking for clarifying amendments to protect their fiduciary duties, while a witness opposed those changes as an unnecessary burden on retirees and elders. SB 1142 would impose requirements on mortgage services for disbursing insurance proceeds after damage to residential property; DCCA and the Council for Native Hawaiian Advancement supported it, and the committee advanced it with technical amendments and a defective effective date.
Across the actions, the committee repeatedly voted to pass measures with amendments, with the chair voting aye and, on SB 942, the vice chair voting with reservations over the Realtors’ amendments. No measures were rejected in the portions provided, and the committee adjourned after adopting the recommendations.
FL
Transcript Highlights:
- I would like an answer about if you are going to require an insurance premium credit, because that might
- They can, the condominium association can only use it if it will result in an insurance premium credit
- I would like an answer about if you are going to require an insurance premium credit, because that might
- I would like an answer about if you are going to require an insurance premium credit, because that might
- I would like an answer about if you are going to require an insurance premium credit, because that might
Summary:
The Senate convened with a quorum, prayer, the Pledge of Allegiance, and several member introductions recognizing interns, guests, and advocates. The Rules Chair added CS for CS for SB 622 to the special order calendar, and SB 80 on state land management was temporarily postponed. The chamber then moved through a series of bills, often substituting House companions for Senate bills when the measures were identical or nearly identical.
The Senate passed SB 200/HB 295 on a comprehensive waste reduction and recycling plan, requiring DEP to develop a recycling and waste diversion roadmap by 2026; SB 492 on land development and mitigation banking, after adopting amendments related to mitigation credit use and former phosphate mine lands; and SB 494/HB 255 on aggravated animal cruelty, which increases sentencing consequences and creates a searchable FDLE database of convicted animal abusers, with an amendment clarifying the database language. The Senate also passed SB 500/HB 711 establishing the Spectrum Alert for missing children with autism, SB 524/HB 1089 adding Duchenne muscular dystrophy to newborn screening, SB 592/HB 393 revising the My Safe Florida Condominium Pilot Program, SB 742/HB 1145 on workforce education, SB 936/HB 827 on a statewide study of automation and workforce impact, SB 964/HB 181 on parole guidelines, SB 976/HB 901 on court-appointed psychologists, SB 1084/HB 1451 on sexual cyber harassment, and SB 1156 on a home health aid program for medically fragile children. Most of these bills were adopted after brief sponsor explanations, questions, and in some cases amendments or House-substitute motions.
Debate centered on several policy issues. Senators raised concerns about the constitutional and environmental implications of mitigation banking credits in SB 492, the scope and privacy implications of the animal abuse database in SB 494, the funding and eligibility details of the condo resilience program in SB 592, and the public-school/charter-school balance in SB 822, which drew extensive questioning about enrollment, governance, discipline, accountability, and data sharing before being placed on the third-reading calendar after amendments. The Spectrum Alert bill drew support from members who compared it to the Purple Alert and emphasized the risks faced by children with ASD. The medically fragile children home health aid bill also drew strong support, with senators describing it as a long-needed fix to help families provide in-home care without losing Medicaid coverage. Votes on the measures reported in the transcript were overwhelmingly favorable, with bills passing by margins such as 38-0, 35-3, 37-0, 36-0, and 35-0.
MN
Minnesota 2025-2026 Regular Session
Creating the Educator Group Insurance Program (Part 1) 2/26/26
Minnesota House Floor Meeting
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Public Service Jun 21st, 2026 at 01:00 pm
Joint Committee on Public Service
Transcript Highlights:
- be forced to help fill gaps in benefit obligations and face increased inflation, higher insurance premiums
- be forced to help fill gaps in benefit obligations and face increased inflation, higher insurance premiums
- its institutions, including targeting and killing students, teachers, and staff, and educational structures
- of the group, but rather to destroy the group's collective identity by undermining its biological structure
Summary:
The Joint Committee on Public Service held a hearing focused first on teacher retirement legislation, especially H. 2932 and S. 1884, which would give long-serving educators a one-time opportunity to enroll in Retirement Plus after the program’s 2001 rollout was described as confusing and inconsistently communicated. Legislators, union leaders, and many teachers testified that some educators missed the opt-in window because of faulty notices, leave status, transfers, or misinformation about payroll deductions, and that many have had to work several extra years as a result. Supporters said the bills would correct an unfair administrative error, provide a buyback option with interest, and could also save local school districts money by allowing earlier retirements. Representative Mark Sylvia also testified for H. 4234, a Fairhaven-specific bill to raise the age limit for special police officers from 65 to 70 and clarify appointing authority, citing experience and budget needs.
The committee then heard testimony on several pension investment and divestment bills. Supporters of H. 2811 and related climate-risk measures argued that PRIM should assess, disclose, and address climate-related financial risk in the state pension fund, warning that fossil fuel investments could threaten long-term returns and public finances. Environmental advocates and financial experts said climate risk is systemic and urged transparency, divestment planning, and alignment with the Commonwealth’s climate goals. Another set of speakers supported H. 2984, which would divest pension investments from companies selling weapons to Israel; they argued the state should not be complicit in violence in Gaza and cited humanitarian and human rights concerns. Additional testimony supported H. 2900 and S. 1869 to divest from the firearm industry, with speakers saying pension investments should not undermine Massachusetts gun laws.
No votes were taken during the hearing. The chairs repeatedly thanked speakers, limited testimony time, and noted that written testimony could be submitted later. The hearing concluded with the committee moving through the sign-up list and hearing extensive public testimony on the teacher retirement and divestment proposals.
NM
New Mexico 2025 Regular Session
IC - Legislative Finance Nov 17th, 2025
Transcript Highlights:
- Chair, Representative Duncan, well, I mean, it's a pretty big It's a structural thing.
- When we structured our budget request for FY27, this is going to sound like a broken record to you by
- national labs and industry, but the large part of the 200 increase is related to the health care premiums
- sure that we're not having to steal out of one pot to put into the other to pay our health care premiums
FL
Transcript Highlights:
- So, essentially, businesses that have that corporate or insurance premium income tax liability can, instead
- We would love to, because we believe we have a very solid tenant relocation plan structure, and we would
- of sale and you can make up for it without bonds or tax credits, if you have some type of unique structure
- of sale and you can make up for it without bonds or tax credits, if you have some type of unique structure
Summary:
The Committee on Community Affairs held its first meeting and heard presentations focused on affordable housing implementation under the Live Local Act. Florida Housing Finance Corporation described its role in administering rental and homeownership programs, including SAIL, SHIP, the Low-Income Housing Tax Credit program, disaster recovery efforts, supportive housing, and the Live Local funding and tax incentives. Officials said the first year’s $150 million Live Local rental allocation was fully committed to 23 developments producing 3,171 units with mixed-income set-asides, and they outlined how projects were selected through competitive solicitations tied to statutory priorities such as mixed-use development, publicly owned land, foster youth, rural areas of opportunity, redevelopment, and housing near military installations. They also discussed the tax credit contribution program, the missing-middle property tax exemption, sales tax rebates, and the year-one ad valorem exemption for qualifying affordable projects.
Members asked detailed questions about the data and program design, including the use of area median income figures, per-unit subsidy levels, county targeting, tenant relocation during redevelopment, and whether the programs were helping lower-income households. Florida Housing said it uses competitive scoring and data from the Schimberg Center and that redevelopment projects are supposed to include tenant relocation plans. The homeownership portion of the presentation covered the Hometown Heroes program, which provides down payment and closing cost assistance to first-time homebuyers, with exceptions for active-duty military and veterans. Staff said the program has assisted more than 21,000 families and leveraged over $6.5 billion in first mortgages, and members asked about repayment rates, credit scores, and whether participants were staying in homes long enough to show the program was serving intended buyers.
The committee then heard from OPAGA on two required Live Local evaluations: affordable housing strategies in other states and affordable housing policies in Florida. OPAGA reported that Florida has a high share of cost-burdened households, with 1.5 million households cost burdened and 1.4 million severely cost burdened, and that Florida’s counties and municipalities reported more than $1.4 billion in affordable housing expenditures in fiscal year 2023-24. The report identified 13 innovative out-of-state programs, with three considered high-potential for Florida implementation, and summarized Florida local government practices such as SHIP-funded homeownership and rental assistance, expedited permitting, mixed-income zoning, rehabilitation programs, and interlocal cooperation. No votes were taken, and the meeting adjourned after the presentations and questions.
MN
Minnesota 2025-2026 Regular Session
House public safety committee debate on HF16 - Pt. 1 3/12/25
Transcript Highlights:
- These are people who could help bring premium prices down for you and residents in your district, so
- <00:50:22.559>
our <00:50:22.839>goal resulting in lower premiums our goal resulting - in lower premiums our goal should<00:50:23.280>
be <00:50:23.440>to <00:50:23.680>make - <00:50:30.040>
decreasing shared to facilitate premiums decreasing shared to facilitate premiums - prices down for could help bring premium prices down for you<00:50:53.440>
and <00:50:53.680><
Summary:
The committee heard testimony on House File 16, and the chair moved the bill with a recommendation that it be re-referred to Elections Finance and Government Operations. Representative Rymer said the bill would require reporting to ICE when an illegal immigrant is arrested on suspicion of a violent crime, even if the county attorney does not prosecute, and would bar state and local entities from blocking federal immigration enforcement. He described the bill as narrowly focused on serious offenses such as murder, assault, robbery, kidnapping, and criminal sexual conduct, and said it was intended to improve communication with federal authorities about dangerous offenders.
Supporters argued the bill would improve public safety and cooperation with federal law enforcement. David Zimmer, a former local law enforcement official, said cooperation with ICE is consistent with law enforcement practice and helps with information-sharing, warrants, consulate notifications, and locating individuals. Several other supporters, including a crime victim family member and a security officer, said the bill would help identify dangerous criminals and protect communities.
Opponents said the bill would reduce trust in local law enforcement and discourage victims and witnesses from reporting crimes. Testifiers from the Immigrant Law Center of Minnesota, The Advocates for Human Rights, Violence Free Minnesota, the Minnesota Council on Latino Affairs, the Northstar Alliance, the City of Minneapolis, and others said mandatory ICE notification could deter domestic violence and trafficking victims from seeking help, harm due process, and undermine community safety. Some also warned it would interfere with local separation policies, burden local agencies, and have negative economic and civil rights impacts. The committee also heard emotional testimony from individuals describing domestic abuse and immigration-related fears, and from family members of a murder victim who supported the bill.
AZ
Transcript Highlights:
- Unfortunately, they haven't manifested themselves in premiums, but they should start soon.
- The National Association of Insurance Commissioners has established a three-to-one premium-to-surplus
- It basically means that insurance should not accept premiums more than three times the amount of its
- Under the three-to-one premium-to-surplus ratio, the most it could have written in premiums was just
- over 3.1 billion, but it wrote 3.5 billion in premiums, so it exceeded the 3-to-1 ratio despite having
AZ
Arizona 2026 Regular Session
06/11/2026 - Senate Director Nominations
Transcript Highlights:
- Unfortunately, they haven't manifested themselves in premiums, but they should start soon.
- The National Association of Insurance Commissioners has established a three-to-one premium-to-surplus
- It basically means that insurance should not accept premiums more than three times the amount of its
- If an insurance company is accepting more premiums than the three-to-one ratio, it's taking on too much
- Under the three-to-one premium-to-surplus ratio, the most it could have written in premiums was just
Summary:
The Committee on Director Nominations met with four members present and approved the prior minutes without objection. Chair Jay Kaufman outlined the committee’s role in reviewing executive nominations and explained the hearing process for three nominees: Mary Foote for the Office of Economic Opportunity, Debbie Johnston for the Department of Health Services, and Chuck Bassett. Foote did not appear for her hearing, and members discussed her absence and alleged omissions in her disclosure materials, including prior service with Planned Parenthood-related organizations. The committee then moved to reject her nomination, and the motion passed 3-2, recommending that the full Senate reject Mary Foote.
Debbie Johnston, nominee to lead the Department of Health Services, appeared and gave an opening statement describing her Arizona background, prior Senate staff work, and more than 20 years with the Arizona Hospital and Health Care Association. She said her priorities at ADHS include rebuilding trust in public health licensing, improving stakeholder engagement, standardizing rulemaking communication, addressing alleged religious discrimination and retaliation concerns in licensing, and using technology and AI to improve efficiency. In questioning, senators pressed her on her management style, conflict-of-interest safeguards given her prior industry role, enforcement priorities, budget pressures, behavioral health and assisted living oversight, and the department’s response to COVID-19. Johnston said she would follow statutes, recuse herself from enforcement matters involving former contacts, and resign if directed to carry out an unlawful policy. She also said the department does not regulate therapy itself, only facilities, and that it would rely on legal counsel regarding the governor’s conversion-therapy executive order and related federal civil-rights allegations.
Several senators focused on public health trust and the department’s pandemic response, with Johnston acknowledging concerns about closures, data collection, and communication during COVID-19 while saying she would review past after-action materials and be better prepared in the future. Public testimony from stakeholders in aging services and health care strongly supported her confirmation, praising her accessibility, responsiveness, and collaborative approach. After testimony, the vice chair moved to recommend Johnston’s confirmation to the full Senate. The roll call was underway when the transcript ended, with several members voting aye and one member expressing reservations about her not reviewing the pandemic after-action report before another crisis occurs.
CA
California 2025-2026 Regular Session
Assembly Business and Professions Committee Jun 23rd, 2026
Business and Professions
Transcript Highlights:
- The bill also requires health plans to report on the impact of this policy on premiums and patient cost
- for those patients who switch to a biosimilar and $90 million in savings in the form of reduced premiums
- If people's premiums did not significantly decrease, then you need to show us what it would have been
- It also includes, like, you know, what the savings are, what the offsets to premiums are as a result
- It also includes, like, you know, what the savings are, what the offsets to premiums are as a result
CA
California 2025-2026 Regular Session
Assembly Business and Professions Committee Jun 23rd, 2026
Transcript Highlights:
- The bill also requires health plans to report on the impact of this policy on premiums and patient cost
- for those patients who switch to a biosimilar and $90 million in savings in the form of reduced premiums
- If people's premiums did not significantly decrease, then you need to show us what it would have been
- It also includes, like, you know, what the savings are, what the offsets to premiums are as a result
- It also includes, like, you know, what the savings are, what the offsets to premiums are as a result
Summary:
The committee heard several bills, beginning with SB 1312 by Senator Richardson on abandoned endowed-care cemeteries. Richardson described vandalism, theft, and neglect at abandoned cemeteries and said the bill would define abandonment, create a process for local governments to declare a cemetery abandoned, and allow the Bureau to act as conservator of endowment funds. Support came from Marin County, while county and special district groups opposed or had concerns, arguing the bill could shift burdens to local governments or public cemetery districts without enough safeguards. Members expressed general support but noted the need for further work; the bill was discussed but no final vote was taken in the excerpt.
The committee then took up SB 758 by Senator Umberg, which would restrict retail sales of nitrous oxide to curb misuse. Supporters, including the League of California Cities, narcotic officers, counties, pediatricians, and other local governments and health groups, said easy access at smoke shops and convenience stores has fueled recreational abuse and health harms. There was no opposition testimony, and members voiced strong support for a statewide approach over city-by-city bans. The bill was well received, with the author closing in support.
Dr. Weber-Pierson presented SB 1094, a health care affordability bill on biosimilars and biologic substitution. The bill would allow pharmacists to substitute biosimilars under certain conditions, require advance notice to providers and patients, and add reporting on savings; the author said amendments would strengthen provider notice and preserve the ability to mark prescriptions “do not substitute.” Supporters from health plans, insurers, pharmacies, labor, business, and some provider groups argued the bill would lower costs and expand access. Opponents, including dermatology and rheumatology groups and biotech interests, warned about non-medical switching, prior authorization delays, and patient harm. After extensive discussion, the committee voted 13-0 to pass SB 1094 to the Committee on Health.
The committee also passed SB 849 by Dr. Weber-Pierson, which would bar reinstatement of physicians who surrendered their licenses while a sexual misconduct accusation was pending. The Medical Board and California Medical Association were generally supportive or neutral, and members praised the bill’s patient-protection focus. SB 993 by Senator Ochoa Bogh, which limits routine disclosure of identifying information for mental health professionals in correctional and psychiatric settings while preserving complaint processes, also passed unanimously to Appropriations. SB 1002 by Senator Niello, extending the David Hall Act to allow certain patients in remission to continue telehealth care with out-of-state specialists, drew strong patient support but opposition from the Medical Board and CMA over licensure and oversight concerns; the committee voted it out on a split roll with some members not voting. Finally, SB 1263 by Senator McGuire, aimed at protecting wildfire survivors and workers by requiring licensed, trained contractors for post-disaster residential debris removal, received support from labor and the Contractors State License Board, with contractors raising a narrower amendment concern about scope.
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Consumer Protection and Professional Licensure Jun 21st, 2026 at 10:00 am
Joint Committee on Consumer Protection and Professional Licensure
Transcript Highlights:
- Looking also staying virtual to the end, Glenn Lope from the Premium Cigar Association. Mr.
- As the national trade association for retailers, tobacco manufacturers, and consumers of premium cigars
- 371, which would clarify the minimum age for the sale and purchase of adult-use products, including premium
- note that studies have clearly demonstrated the lack of adverse public health impact with regard to premium
- note that studies have clearly demonstrated the lack of adverse public health impact with regard to premium
Summary:
The committee heard testimony on several bills, with the longest discussion focused on House Bill 426 and Senate Bill 263, which would prohibit the sale in Massachusetts of cosmetics known to rely on vertebrate animal testing. Supporters from Animal Defenders International, Humane World for Animals, and the Animal Rescue League said animal testing is cruel, outdated, and unreliable, and pointed to non-animal alternatives and similar laws in other states and countries. No opposition was heard on that bill during the excerpt, and witnesses urged the committee to report it favorably.
The committee also took testimony on House Bill 4543, which would clarify an existing pipe-fitting exemption for certain work performed on property owned by industrial plants, utilities, colleges, and similar institutions. A representative for Construction Industries of Massachusetts supported the bill, saying it would preserve longstanding practice for outside contractors doing yard piping work. Pipefitters Local 537 opposed it, arguing the work is properly licensed pipefitting and that the bill would weaken licensing standards and undermine state inspectors.
Another major topic was Senate Bill 237 on regulating self-checkouts in grocery establishments. The Mass AFL-CIO and UFCW Local 1445 supported the bill, saying self-checkout has reduced staffing, increased worker stress and customer conflict, and contributed to theft and safety problems. Workers described being responsible for multiple machines at once, verbal abuse, and even assaults, and said the bill’s staffing and machine limits would improve safety and customer service. The committee also heard extensive testimony on House Bill 355, which would allow veterinarians to establish a client-patient relationship via telehealth; ASPCA, MSPCA, and several veterinarians supported it as a way to expand access to care, while the Massachusetts Veterinary Medical Association and several veterinarians opposed it, arguing that an in-person exam is essential for proper diagnosis and that telemedicine should only follow an in-person VCPR.
Finally, the committee heard testimony on House Bill 330, Senate Bill 221, and House Bill 371, which would preempt local boards of health from adopting tobacco-related age or sales restrictions beyond the statewide standard. Public health advocates opposed the bills, arguing they would block local innovation and undermine nicotine-free generation policies adopted by municipalities, while retailers and tobacco trade groups supported them as necessary to preserve a uniform statewide age-21 standard and avoid confusion for consumers and businesses. No votes or final actions were taken during the excerpt.
MN
Minnesota 2025-2026 Regular Session
Minnesota House passes SF1832, the workforce, labor, and economic development finance bill 5/9/25
Minnesota House Floor Meeting
Transcript Highlights:
- Folks may be aware of discussions that have been had about how we can best structure grants to achieve
- Folks may be aware of discussions that have been had about how we can best structure grants to achieve
- plumbing plan reviews, but as structured, there's no way for them to actually do that.
- <02:10:53.119>
Um, earlier about the grant structure. - Um, earlier about the grant structure.
MN
Minnesota 2025 1st Special Session
Committee on Agriculture, Veterans, Broadband and Rural Development - 02/12/25
Agriculture, Veterans, Broadband, and Rural Development
Transcript Highlights:
- In premium whiskey, our Kernza is aging in barrels at a growing number of Minnesota and Wisconsin distilleries
- In premium whiskey, our Kernza is aging in barrels at a growing number of Minnesota and Wisconsin distilleries
- which I'll bring next logger which I'll bring next time<00:48:23.599>
in <00:48:23.800>premium - whiskey<00:48:24.559>
our <00:48:24.800>kernza <00:48:25.280>is time in premium - whiskey our kernza is time in premium whiskey our kernza is Aging<00:48:25.720>
in <00:48:25.839
CA
California 2025-2026 Regular Session
Assembly Budget Subcommittee No. 7 on Accountability and Oversight Apr 23rd, 2025
Transcript Highlights:
- is central to comprehending the local and statewide financial impact on public agencies through premiums
- Those pools charge a premium so they like an insurance company, they charge a premium for liability coverage
- Some call them retroactive premiums, but you get the idea. They go back.
- SELF has already built about $300 million in retroactive premiums in the last couple years.
- So that's a so we have premium impacts we have self we have special assessment impacts and then we have
MS
Mississippi 2026 Regular Session
Public Health and Welfare - Room 216, 3 March, 2026; 3:00 PM
Public Health and Welfare
Transcript Highlights:
- Therefore, we're giving it a renumbering structure. I'm sorry, I couldn't hear you, Senator Parks.
- No, I said it, so therefore it gave it a totally renumbering structure.
- . structure. structure.
- it actually increased their reform where it actually increased their insurance<01:31:13.240>
premiums - I mean you can insurance premiums.
Summary:
The committee first took up House Bill 1622, a strike-all amendment to create a pilot program for certain small-community hospitals to receive limited certificate-of-need exemptions. The bill would allow qualifying hospitals to open a geriatric psychiatric unit without a CON, permit each hospital one additional CON exemption for a service otherwise requiring one, cap dialysis-unit exemptions at eight hospitals, continue existing moratoriums with periodic Department of Health review, allow facilities in Issaquena or Humphreys Counties under limited conditions, and add a loser-pays rule for unsuccessful CON court challenges. Technical corrections were made, the strike-all amendment was adopted, and the bill was reported do pass as amended by voice vote. The committee then moved to House Bill 942, where Senator McMahan offered an amendment to allow a Lee County chiropractor to advertise as a neurologic chiropractor and list related credentials. Members questioned whether chiropractic neurology is recognized in Mississippi and raised concerns about the practitioner’s prior discipline by the board, but the chair ruled the amendment germane. The amendment failed on voice vote, and the bill itself then passed and was reported to the floor.
The committee next considered House Bill 1034, but no amendment was offered. It then took House Bill 479 off the table. That bill extends the temporary licensing period for psychology and marriage-and-family-therapy boards from 30 to 60 days to allow more time for criminal background checks. Senator Blackwell offered a clarifying amendment to make clear that temporary licenses must be revoked if required background checks or other licensure requirements are insufficient, and that the temporary license does not replace the underlying education, training, and examination requirements. The amendment was adopted and the bill was reported do pass as amended.
Finally, the committee heard House Bill 1067, the Rural Health Transformation Program. Senator Hickman explained that the bill would require procurement procedures and reporting for the state’s rural health transformation funds, prioritize projects tied to the original application, and direct funds toward rural and underserved areas such as health professional shortage areas, low-income counties, and places without hospitals. Senators questioned whether the added state rules would layer on top of existing federal requirements and whether the bill could slow distribution or invite litigation, but supporters said it was meant to add transparency and guardrails rather than change the federal program. The bill was discussed at length, but the transcript ends before a final vote on HB 1067.
MN
Minnesota 2025-2026 Regular Session
House DFL Media Availability 5/19/25
Minnesota House Floor Meeting
Transcript Highlights:
- The agreement is that instead of the top premium charge being 1.2%, it is 1.1%.
- The agreement is that instead of the top premium charge being 1.2%, it is 1.1%.
- The agreement is that instead of the top premium charge being 1.2%, it is 1.1%.
- The agreement is that instead of the top premium charge being 1.2%, it is 1.1%.
- The agreement is that instead of the top premium charge being 1.2%, it is 1.1%.
FL
Transcript Highlights:
- Have you ever heard of an insurance company lowering the premium as it relates to a condo building because
- actuarial... ...lowering the premium as it relates to a condo building because actuarially speaking,
- Because in my experience, and I do it every year, most companies say there's no change in premium, and
- most companies will actually put an additional premium on it because of the property damage caused by
- an actual reduction in an... ...actuarial basis that you know, an actual reduction in insurance premiums
Summary:
The committee heard and acted on six bills. SB 480, by Senator DeSigley, would allow a narrowly tailored nonprofit agricultural organization to offer health coverage to its members, especially farmers and ranchers, outside the Florida Insurance Code; supporters said it would improve affordable access in rural areas, while the American Cancer Society Cancer Action Network warned the plans would not have to cover preexisting conditions or comply with ACA protections. An amendment aligning the bill with the statute for nonprofit religious organizations was adopted, and the bill passed as amended. SB 1226, also by Senator DeSigley, would create a regulatory framework for pet insurance and wellness programs; it drew no opposition and was reported favorably. SB 988, by Senator Truenow, would revise securities exemption and filing requirements under Florida’s Invest Local exemption law; a strike-all amendment clarifying terms, fingerprinting, and related compliance provisions was adopted, and the bill was reported favorably with the committee substitute.
SB 944, by Senator Davis, would correct an omission in the law governing insurance overpayment claims so the 12-month limit applies to psychologists and HMO claims, with an effective date tied to January 1, 2026; the Florida Psychological Association supported the measure, and it was reported favorably with committee substitute after an amendment. SB 756, by Senator Burton, would remove the age-8 diagnosis cutoff and age cap for mandated insurance coverage for autism services, update the autism definition to the current DSM, and also repeal age caps for Down syndrome diagnosis; disability advocates and provider groups supported the bill, and it passed as amended. SB 1078, introduced on behalf of Senator McLean, would streamline permitting and inspection procedures for certain fire alarm and sprinkler projects, set deadlines for local agencies, limit extra documentation demands, and restrict enforcement of local ordinances not properly submitted; fire industry representatives supported the compromise amendment, some senators questioned local flexibility and permitting delays, and the bill was reported favorably after the amendment was adopted. The committee also approved a motion allowing staff to make technical and conforming changes and then adjourned.
NH
New Hampshire 2025 Regular Session
House Finance (03/12/2025)
Transcript Highlights:
- I'm here today to testify in opposition to proposed Medicaid premiums.
- Thank you for your time. opposition to proposed Medicaid premiums opposition to proposed Medicaid premiums
- beds and importantly insurance premium beds and importantly insurance premium increases<03:15:21.479
- For that reason, we would like the legislature to reconsider premiums and cost sharing.
- I want to say thank you for fully funding Medicaid, not imposing premiums.
Summary:
The House Finance Committee opened a public hearing on House Bills 1 and 2, which concern the governor’s proposed FY 2026-2027 budget. The chair explained that the committee must fit the budget to House Ways and Means revenue, which is about $800 million below the governor’s estimate in an almost $16 billion budget. He also noted a projected current-budget overspend, the impact of recently passed legislation, possible fee updates, no new tax proposals at that time, and the importance of federal funding and Medicaid stability. Testimony was limited to three minutes, with the chair asking speakers to avoid duplication.
Much of the testimony focused on Medicaid, disability services, and home- and community-based care. Speakers urged the committee to restore or protect funding for transportation, Medicaid, day programs, in-home supports, and behavioral health services. Several individuals and providers described how cuts would affect people with disabilities, medically fragile children, and families who rely on services to remain employed and avoid institutional care. A home care provider argued that a proposed 3% Medicaid cut would increase hospitalizations and costs, while a behavioral health representative asked for sustainable Medicaid rates, uncompensated care support, housing resources, and continued funding for community behavioral health clinics.
Another major topic was the Group II retirement provisions in HB 2 for public safety workers. Representatives from police, fire, corrections, probation/parole, and related associations testified in support, saying prior pension changes hurt recruitment and retention, pushed experienced workers to neighboring states, and should be reversed to restore promised benefits. They argued the provisions would help keep public safety careers viable and honor commitments made to first responders. An executive counselor also warned that when the state shifts costs away from itself, local property taxpayers bear the burden, and she opposed cost shifts such as Medicaid premiums and universal vouchers. A separate speaker urged funding public schools rather than universal vouchers, arguing vouchers can leave other students behind as resources are diverted.