Video & Transcript Research : 'premium stabilization'
Page 71 of 344
MA
Massachusetts 2025-2026 Regular Session
Joint Committee on Financial Services Jun 21st, 2026 at 10:00 am
Joint Committee on Financial Services
Transcript Highlights:
- Currently, the GIC determines plan design, deductibles, co-payments, tiering, and premium rates effective
- They always say, well, premiums are going to go up because we pay more in claims.
- Do you know that the premiums in Alabama and Arkansas, which are the two states in the South that do
- not license us, are no higher than the premiums in the other eight states in that region that do license
- of Insurance would maintain oversight, holding underwriting files and statistical information on premium
Summary:
The Joint Committee on Financial Services heard testimony on a wide range of insurance-related bills. Topics included public adjusters (H. 1100/S. 785), electronic cancellation notices (H. 1123/S. 701), insurance rebates and loss-mitigation devices (H. 1233), flood hazard determinations (H. 1087 and related flood bills), organ donor insurance protections (H. 1248/S. 727), mental health parity in disability policies (S. 780), motor vehicle service contracts (H. 1139/S. 812), modernization of business-to-business insurance transactions (H. 1105), and a bill changing the GIC withdrawal notice deadline (H. 1150). Committee chairs set a three-minute testimony limit and heard from legislators, industry representatives, advocates, and affected consumers.
Testimony on public adjusters was sharply divided. Insurance agents and property-casualty industry representatives argued that bills barring insurers from prohibiting public adjusters would interfere with policy terms, while public adjusters and several consumers described cases where adjusters helped secure substantially higher settlements and said some surplus lines policies already contain anti-public-adjuster endorsements. On electronic notices, the insurance industry supported consumer opt-in email communications, while agents warned that email-only cancellation notices could cause consumers to miss cancellations. On rebates/loss mitigation, insurers supported allowing risk-mitigation devices outside the policy to encourage innovation, while agents opposed the bill as an improper inducement. Flood-related bills drew opposition from insurers who said flood determinations are complex and federally governed.
The committee also heard strong support for organ donor protections from a kidney transplant recipient and the American Kidney Fund, who said the bill would prevent insurance discrimination against living donors and could encourage more donations. On disability parity, a disability insurance specialist opposed S. 780, arguing that mental health limitations are a consumer choice that helps keep coverage affordable, while the bill’s sponsor said it would prevent unequal limits on behavioral health claims. The committee also heard support for H. 1139/S. 812 from the service contract industry, and support for H. 1105 from APCIA as a modernization measure for specialty commercial lines. No votes were taken; after testimony concluded, the chairs closed the hearing.
FL
Florida 2026 Regular Session
FL House Floor Session - 2026-06-02 (10:00AM Session)
Florida House Floor Meeting
Transcript Highlights:
- public watching that water and manager district boards are essential to our public health, economic stability
- Water management district boards are essential to our public health, economic stability, and ecological
- Families are facing rising housing costs, skyrocketing insurance premiums, and a cost-of-living crisis
- Consider narrowly tailored progressive revenues that preserve local funding stability instead of dismantling
- Consider narrowly tailored progressive revenues that preserve local funding stability instead of dismantling
Summary:
The House met in special session, opened with prayer and the Pledge of Allegiance, approved the journal, and adopted the special order report setting the day’s calendar. The chamber then took up CS/House Joint Resolution 1F, the Governor’s property tax proposal, which would raise the homestead exemption for non-school taxes, lower the annual assessment cap on non-homestead property from 10% to 5%, and restrict county and municipal ad valorem revenue to public safety and certain other uses. Sponsor Rep. Overdorf said the measure would return money to homeowners and give local governments flexibility, while opponents repeatedly argued the ballot language was misleading and that the proposal could create large local revenue shortfalls, shift costs to other taxpayers, and threaten local services and debt obligations.
Members debated a series of amendments aimed at protecting specific programs from the bill’s effects. Rep. Bartleman’s amendment to exempt Children’s Services Councils and Children’s Trusts was defeated 25-74 after supporters said those entities fund child care, mental health, aftercare, and family support, while opponents said local governments could still choose to fund them. Rep. Cross’s amendment to include water management districts in allowable uses of ad valorem taxes was also defeated, despite testimony that the districts are essential for flood control, water supply, Everglades restoration, and drought response. Rep. Eskamani’s amendment to require the Legislature to backfill public safety funding failed 25-71 after debate over whether the proposal could reduce police and fire budgets and response times.
The House then rejected Rep. Woodson’s amendment to require state backfill for senior services, with supporters citing Meals on Wheels, transportation, adult day care, and other aging services, and opponents saying the state already funds senior programs. Finally, Rep. Gant’s amendment to protect veteran services was introduced and debated, with members emphasizing housing, mental health, transition assistance, and homelessness concerns for veterans; the transcript cuts off before the vote on that amendment. Throughout the debate, sponsors and supporters of the main resolution maintained that local governments would retain spending discretion and could use other revenue sources, while critics argued the measure lacked clear backfill provisions and could force cuts or tax shifts at the local level.
WY
Transcript Highlights:
- pandemic and today. uh premium collections for unemployment uh premium collections for unemployment
- the history on unemployment premiums the history on unemployment premiums through<00:30:47.240><
from <00:49:34.640>insurance We collect premium taxes from insurance We collect premium- Premium. A water tender and a fire truck might help lower that wildfire premium.
- And then the bad news part of the story is our premiums went up, so the taxes on the premiums brought
CA
California 2025-2026 Regular Session
Assembly Judiciary Committee Jul 8th, 2025
Transcript Highlights:
- everything that happened with the micro deal will come to us with information that should insurance premiums
- blow up for our health care clinics, ship... ...us with information that should insurance premiums blow
- up for our health care clinics, should insurance premiums go so high that Planned Parenthood can't provide
- We are mindful of health care costs, insurance premiums, particularly as they relate to clinics and the
- Over 700 rent-stabilized units were destroyed in the recent Palisades fire in my district, approximately
Summary:
The committee heard several bills, with most drawing support after amendments or ongoing stakeholder negotiations. SB 29, by Senator Laird, would extend a sunset on the law allowing pain-and-suffering claims to survive a plaintiff’s death; supporters, including a family member describing a medical negligence case, labor groups, consumer advocates, and disability and elder organizations, argued it prevents defendants from running out the clock, while hospitals, medical groups, and business organizations warned of higher costs and added liability. After extensive debate about data collection, settlement reporting, and the impact on health care access, the bill passed to Appropriations on a divided vote.
SB 294, by Senator Reyes and presented by Senator Laird, would require employers to notify a worker’s emergency contact if the worker is arrested or detained and would create a template to inform employees of state and federal labor rights. Labor and worker advocates said the bill would help workers understand and enforce their rights amid weakened federal enforcement; there was no opposition on file, and the bill passed unanimously to Appropriations. SB 697 would modernize water-rights adjudication by allowing the State Water Board to use technology instead of requiring in-person field investigations; with no opposition, it also passed unanimously.
The committee also advanced SB 37 on attorney advertising, SB 645 on peremptory challenges in civil cases, SB 303 on bias-mitigation trainings in public workplaces, and SB 464 on expanding pay-data reporting for specified state workers. SB 37 drew support from consumer and legal groups but concerns from Walker Advertising about joint advertising; members said negotiations were ongoing, and the bill passed. SB 645 would extend anti-bias jury-selection rules to certain civil rights cases; criminal-defense and defense groups said they were close to agreement, and the bill passed. SB 303 and SB 464 were both amended to narrow scope and moved forward after several opponents shifted to neutral or removed opposition. The committee also approved a consent calendar of additional bills, all sent to Appropriations.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, March 19, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- Health care premiums have gone crazy since Republicans have refused to extend the Affordable Care Act
- Health care premiums have gone crazy since Republicans have refused to extend the Affordable Care Act
- Health care premiums have gone crazy since Republicans have refused to extend the Affordable Care Act
- You're just trying to stabilize it. You're just trying to stabilize it.
- You're just trying to stabilize it. You You're just trying to stabilize it.
TX
Transcript Highlights:
- HB 5173 by Dean, relating to the annual reports of the adoption of title insurance premium rates, is
- HB 5173 by Dean, relating to the annual reports of the adoption of title insurance premium rates, is
- HB 5173 by Dean, relating to the annual reports of the adoption of title insurance premium rates, is
- HB 5173 by Dean, relating to the annual reports of the adoption of title insurance premium rates, is
- HB 5173 by Dean, relating to the annual reports of the adoption of title insurance premium rates, is
HI
Transcript Highlights:
- So premiums were paid for the amount of contents.
- <00:49:42.000>
that e-e adjustment of Premium that e-e adjustment of Premium that um<00:49 - <00:50:43.440>
paid of the contents so premiums were paid of the contents so premiums were - <01:00:33.200>
that's really bring in a premium that's really bring in a premium that's commiserate - We collect the premium tax.
Summary:
The Committee on Public Safety met on January 31, 2025, and first heard House Bill 1062, a housekeeping measure relating to the Hawaii Air National Guard. Testimony in support came from representatives of the Adjutant General and other National Guard witnesses. A member raised a technical question about language allowing the Guard to hold the rank authorized by the Department of the Air Force, and the response was that the bill should not require additional HR language; no vote was taken.
The committee then heard House Bill 674, which would authorize allowances for TRICARE dental and vision coverage for Hawaii National Guard personnel ordered to active duty for more than 30 days. The Department of Defense supported the bill through Brigadier General Ross, Director of Joint Staff, and Terry Heiti also testified in support. There were no questions or action taken on the measure.
House Bill 652, relating to veterans’ rights and benefits and regulating compensation for advice or assistance on veterans’ benefits, drew the most discussion. The Veterans of Foreign Wars Department of Hawaii supported the bill, arguing it would protect veterans from illegal or exploitative practices and noting its own service to more than 2,000 veterans in fiscal year 2024. Opposition came from the National Association for Veterans Rights and Veteran Benefits Guide, which argued the bill would restrict access to needed services and that some for-profit providers operate legally and should not be barred. Committee members questioned the scope of the bill, accreditation requirements, and whether nonprofit or pro bono services would be affected. A Department of Defense veteran services official said veterans can be vulnerable to exploitation and that some legal fee arrangements can be abusive, while also noting pro bono options exist. The committee did not reach a decision on the bill during the excerpt.
The committee also began hearing House Bill 1058, which would create a veteran cemetery board within the Office of Veteran Services to help state veteran cemeteries comply with federal standards. The Office of Veteran Services and Terry Heiti testified in support. Members asked about the board’s membership, timeline, and consultant selection, and were told the working group was still in an organizational stage and no construction timeline had been set. The final measure discussed was House Bill 503, which would appropriate funds for a consultant to evaluate locations and designs for a Hawaii First Responders Memorial. The Department of Accounting and General Services supported the bill, and testimony in support was received from county and city officials, UPW Hawaii, and individuals. Members asked about the working group, timeline, and budget, and were told the project was still in early planning; no final action was taken in the portion provided.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, January 20, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- Without Congress, premiums are skyrocketing, forcing too many residents to choose between health care
- ACA subsidies are about stability, dignity, and the simple belief that access to health care should not
- ACA SUBSIDIES ARE ABOUT STABILITY, DIGNITY AND THE SIMPLE BELIEF THAT ACCESS TO HEALTH CARE SHOULD NOT
- COUNTRY ARE WAITING FOR A VA BENEFIT DECISION, BUT NOT ONLY FOR THE BENEFITS THEY ARE DUE, BUT FOR The stability
NH
New Hampshire 2026 Regular Session
Senate Rules and Enrolled Bills (01/15/2026)
Rules and Enrolled Bills
Transcript Highlights:
- It just stabilizes<00:18:01.360>
state <00:18:01.679>revenues <00:18:02.799>and < - 00:18:03.200>
helps <00:18:03.520>us stabilizes state revenues and helps us stabilizes - Senate bill to establish a study committee relative to health insurance practices, policies, and premiums
CA
California 2025-2026 Regular Session
Assembly Floor Session May 19th, 2025
California House Floor Meeting
Transcript Highlights:
- penalized for decisions made by this body and this governor and that will further erode the financial stability
- In which case, they either have an incident and have no coverage, or their premiums get tripled if they
- eligibility and reducing paperwork, AB 904 will reduce disruptions for working families and provide stability
- families cannot afford to retrieve their towed vehicles, we are creating barriers to their success and stability
NM
New Mexico 2025 Regular Session
IC - Legislative Finance May 14th, 2025
Transcript Highlights:
- As you can see from chart one on the bottom of page one, public school construction costs have stabilized
- areas, projects outside urban centers continue to report importing skilled labor from Albuquerque at premium
- school projects since then and what we saw was with public schools, the costs in 2024 essentially stabilized
- findings that you know, 'You've got to get some of these things fixed and we want to see length of stability
NH
New Hampshire 2026 Regular Session
Senate Executive Departments and Administration (03/18/2026)
Executive Departments and Administration
Transcript Highlights:
- And that would give our timber owners, cutters, a premium on their product.
- And that would give our timber owners, cutters, a premium on their product.
- And that would give our timber owners, cutters, a premium on their product.
- cutters, uh a premium on their product. cutters, uh a premium on their product.
- <00:24:55.600>
on in Mile Lumber a chance for a premium on in Mile Lumber a chance for a premium
AR
Arkansas 2026 Regular Session
LEGISLATIVE JOINT AUDITING-MEDICAID SUBCOMMITTEE Feb 12th, 2026
LEGISLATIVE JOINT AUDITING-MEDICAID SUBCOMMITTEE
Transcript Highlights:
- We're the only state that uses premium assistance.
- Also unique to the state of Arkansas, we're the only state that uses premium assistance, which is how
- We go out to the insurance marketplace and we buy silver-level premium policies for the expansion program
- Also unique to the state of Arkansas, we're the only state that uses premium assistance, which is how
- So we, as the Division of Human Services or department, will pay for those Part A and B premiums.
Summary:
The Medicaid Subcommittee of the Legislative Joint Auditing Committee met to adopt the November 2018 minutes and receive a primer on the subcommittee’s role and Medicaid oversight in Arkansas. Legislative audit staff reviewed the subcommittee’s history and explained that Medicaid is audited annually through the statewide single audit because it is a high-risk federal program. Staff summarized recent audit findings, including weaknesses in eligibility and data-matching controls, improper use of Medicaid funds for partially non-Medicaid work, issues with incarcerated juveniles’ coverage, the absence of a Medicaid recovery audit contractor program exception request, reporting problems involving MFCU recoveries, and provider eligibility documentation concerns. Staff also noted a DHS departmental audit finding involving employees who improperly received benefits, which was referred for further action.
The Department of Human Services gave an overview of Medicaid’s structure, eligibility, delivery systems, and budget. DHS described Arkansas Medicaid as covering about 850,000 people through fee-for-service, managed care, and premium assistance for the expansion population, and outlined major spending categories such as institutional care, long-term services, pharmacy, capitated payments, and supplemental payments. DHS also explained the difference between state plan amendments and waivers, and said it has a beneficiary-fraud unit that refers cases to local prosecutors.
The Office of Medicaid Inspector General described its role in detecting and preventing fraud, waste, and abuse, distinguishing between suspensions for credible allegations of fraud and recovery actions for mistakes or overpayments. OMIG said it works with DHS and law enforcement, issues quarterly and annual reports, and has increased recoveries in recent years. The Attorney General’s Medicaid Fraud Control Unit explained that it prosecutes provider fraud criminally and civilly, can also handle long-term care neglect, abuse, and exploitation cases, and works with local prosecutors as special deputies. Committee members asked about court venue, provider suspensions, beneficiary fraud, education of providers, and the status of Medicaid expansion work requirements; DHS said it is preparing to implement community engagement requirements under HR 1 and will begin with a soft launch before full enforcement. No formal votes were taken beyond adoption of the minutes, and the meeting adjourned after questions were answered.
LA
Transcript Highlights:
- Senate Bill 485 by Senator Edmonds provides for the levy of premium tax in the city of St. George.
- This transfers authority over insurance premium tax within the city of St.
- So it clarifies that insurers may only be subject to one local insurance premium tax for the same risk
- It defines insurance premium tax as a municipal license tax imposed on insurers, which is all consistent
- premium taxes, and administer those taxes.
Summary:
The Municipal Program of Cultural Affairs Committee met with a quorum and took up three Senate bills by Senator Edmonds, all related to the new City of St. George. The first bill, SB 348, would allow a local enforcement agency to contract with third-party vendors for administrative support in motor vehicle liability enforcement, such as plate processing, insurance verification, and notices, while making clear the vendors would not have police powers. Members raised concerns that the bill as drafted appeared statewide rather than local to St. George, and discussed how to limit it properly.
After debate, the committee adopted amendments to narrow SB 348 to cities incorporated after October 1, 2019 and to sunset the authority on July 31, 2028, with the understanding that St. George could return later with a properly advertised local bill. The bill then received favorable action. The committee then considered SB 485, which transfers authority to levy and collect the insurance premium tax within St. George to the city beginning January 1, 2027; it was reported favorably without objection.
Finally, the committee heard SB 444, which gives St. George expropriation authority for public infrastructure projects such as roads, drainage, flood protection, water, sewer, and utilities, using procedures similar to other Louisiana municipalities and DOTD. Members asked about the process and confirmed it was standard municipal authority and not related to private industry. The bill was reported favorably without objection. The meeting ended with thanks to staff and members and a reminder that this was the committee’s last meeting.
MN
Transcript Highlights:
- without insurance are less than an auto insurance premium.
- are less than an auto insurance premium are less than an auto insurance premium there<00:03:56.280
- If you could do something about homeowners insurance premiums, I would appreciate that.
- That reinsurance model keeping our premiums down.
- <01:06:26.000>
and the work on insurance premiums and the work on insurance premiums and fairness
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, July 22, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- has served as a cornerstone of the economic system of our country, tasked with safeguarding price stability
- our country. taxed with safeguarding our country. taxed with safeguarding price<00:05:27.520>
stability - ,<00:05:28.320>
maximizing <00:05:29.199>employment, price stability, maximizing employment - , price stability, maximizing employment, preserving<00:05:30.479>
the <00:05:30.639>health - a bill into law that cuts over a trillion dollars from health care and will cause an average ACA premium
MN
Minnesota 2025-2026 Regular Session
House Floor Session 3/17/25 - Part 2
Minnesota House Floor Meeting
Transcript Highlights:
- on one-time tax reductions rather than expanding permanent programs, we ensure long-term fiscal stability
- <00:47:32.160>
while <00:47:32.400>still <00:47:32.839>providing fiscal stability - while still providing fiscal stability while still providing much<00:47:34.200>
needed much needed - There's TANF, there's special education, child care development block grants, MinnesotaCare, advanced premium
- There's TANF, there's special education, child care development block grants, MinnesotaCare, advanced premium
MN
Minnesota 2025 1st Special Session
Committee on Judiciary and Public Safety - 02/12/25
Judiciary and Public Safety
Transcript Highlights:
- We are also looking at being able to stabilize our timelines and responsiveness as we staff up and have
- um looking at being able to stabilize um looking at being able to stabilize our<00:26:57.960>
- increase for our employees, the amounts that we believe will need to support the health insurance premium
- increase for our employees, the amounts that we believe will need to support the health insurance premium
- increase for our employees, the amounts that we believe will need to support the health insurance premium
CA
California 2025-2026 Regular Session
Assembly Business and Professions Committee Apr 21st, 2026
Transcript Highlights:
- AB 2195 will remove a barrier to employment and economic stability for low-income parents and the overbroad
- Chair and members for the opportunity to present AB 2311, the Public Hospital Physician Stability Act
- recruit and retain physicians, particularly those coming out of residency, many of whom prefer the stability
- recruit and retain physicians, particularly those coming out of residency, many of whom prefer the stability
- In the states that have already modernized their laws, there have been no spikes in malpractice premiums
Summary:
The committee heard a long agenda of bills, with members repeatedly noting the lack of quorum while testimony continued. AB 1693 by Assemblymember Zbur would streamline local permitting for retail tenant improvements by allowing qualified professional certifiers to review plans and requiring local action within set deadlines; the California Retailers Association supported the bill, citing lengthy permit delays, and there was no opposition. AB 2010 by Assemblymember Soria would expand access to high-volume spay and neuter services, including mobile clinics, to address pet overpopulation; supporters said it would improve access in rural and underserved areas, while opponents and the Veterinary Medical Board raised concerns about safety standards and asked for amendments. AB 2195 by Assemblymember Rodriguez would stop automatic occupational license suspensions for low-income parents behind on child support; supporters argued the policy is counterproductive and hurts earning capacity, while the California Child Support Association and others said license suspension is an effective enforcement tool that brings parents to the table. The committee also heard AB 2311 by Assemblymember Chiu, which would let public health care district hospitals directly employ physicians; supporters said it would improve recruitment and access to care, while medical groups warned about physician autonomy and institutional influence. AB 1796 by Assemblymember Jackson would create a licensure pathway for professional interior designers and add an interior designer to the California Architects Board; supporters framed it as a public safety and professional recognition measure, while opponents said it would create confusion, unnecessary regulation, and no demonstrated public harm. AB 1739 by Assemblymember Ward would make it a crime for clergy providing therapeutic services to engage in sexual contact with a counselee, closing a gap in existing law; it drew strong support from survivor advocates and no opposition. Finally, AB 2497 by Assemblymember Johnson began testimony on modernizing the physical therapy practice act, with the author noting committee amendments that removed imaging and other provisions, but the transcript cuts off before testimony or action on that bill was completed.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Tuesday, December 2, 2025)
US Federal House Floor Meeting
Transcript Highlights:
- <02:39:16.720>
from voted today to stop premiums from voted today to stop premiums from exploding - And we lowered premiums by an average of $800 per person.
- And we lowered premiums by an average of $800 per person.
- And we lowered premiums by an average of $800 per person.
- And we lowered premiums by an average of $800 per person.