Video & Transcript Research : 'Insurance Commissioner'

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MN

Minnesota 2025-2026 Regular Session

Senate Floor Session - 04/22/26

Minnesota Senate Floor Meeting

Transcript Highlights:
  • uh on these uh commissioners. uh on these uh commissioners.
  • Commissioner, Department of Health<00:40:33.600> Commissioner, Health Commissioner, Health Commissioner
  • Commissioner Schnell. Commissioner Schnell.
  • commissioner commissioner of<01:24:33.320> corrections.
  • got insurance." got insurance."
Keywords: 918, senate, all
Summary: The Senate convened under a call, established a quorum, received a chaplain’s prayer and the pledge, and then proceeded through routine business. Members adopted the committee reports except those relating to Senate Concurrent Resolution 6, gave second reading to Senate File 203 and several House files, and referred Senate File 5200 to Rules and Administration. The chamber also adopted a motion to return Senate File 4390 from the general orders calendar to the Finance Committee. The main floor activity centered on a series of motions to send withdrawn executive appointments back to their originating committees under Senate Rule 8.2. Senator Putnam moved to return appointments from the Agriculture, Veterans, Broadband, and Rural Development Committee, including the Board of Animal Health, the Veterans Affairs commissioner, and the Rural Finance Authority. Senator Swadzinski moved a similar action for Education Policy appointments, and Senator Her did so for Environment, Climate, and Legacy appointments, including the DNR commissioner, the PCA commissioner, the Clean Water Council, and related boards. Senator Wicklund later moved to return Health and Human Services appointments, including the Children, Youth and Families commissioner, Health commissioner, VNSHUR Board, and EMS director. These motions prompted extended debate. Supporters of returning the appointments argued that the Senate has a constitutional advice-and-consent duty and that committee hearings should occur before floor consideration. Opponents, mainly Republicans, argued that sending the appointments back without floor action avoided accountability and transparency, especially in light of fraud concerns in state programs and agencies. Some authors said hearings had not yet been scheduled or that the committee process should come first; others noted at least one hearing had already occurred on a health nomination. The debate repeatedly focused on whether the Senate was fulfilling its constitutional role or delaying confirmation review. Roll-call votes were requested on the appointment motions. The Putnam, Swadzinski, Her, and Wicklund motions were each adopted by narrow 34-33 margins, returning the appointments to committee rather than leaving them on the confirmation calendar for floor action.
ND
Transcript Highlights:
  • insurance paying?
  • insurance paying?
  • So, Commissioner, Dr.
  • Are you just Commissioner?
  • Are you just Commissioner? I was thinking you were Chancellor. Yeah, just Commissioner.
Summary: The committee was called to order, the Pledge of Allegiance and prayer were offered, and the minutes from the previous meeting were approved. Members then received a memo summarizing major audit items and began hearing audit presentations from the State Auditor’s Office and private auditors on a range of state agencies and organizations. Several audits were reported as clean, including the Bank of North Dakota, the North Dakota Guaranteed Student Loan Program, the Office of the Governor, the Office of the State Treasurer, the Office of Management and Budget, the Department of Transportation’s flexible transportation fund, Lake Region State College, and the Department of Environmental Quality. The North Dakota Stockmen’s Association also received an unmodified opinion, though repeat findings were noted for limited segregation of duties and financial statement preparation due to its small staff. The Council on the Arts audit found two findings: payroll charged to federal awards without adequate timekeeping records, and unallowable expenditures from a restricted cultural endowment fund. The Department of Public Instruction audit identified unsupported scholarship applications in the paraprofessional-to-teacher program, though additional testing showed the funds were used for their intended purpose. The most extensive discussion centered on the North Dakota Racing Commission audit, which identified four findings: overspending the promotion fund’s 25% operating limit, grant conditions not being met, improper Breeders Fund awards, and improper procurement for advertising services. Racing Commission director Bruce Johnson acknowledged complacency and weak controls, said the agency would tighten procedures, and explained that the commission had since worked with procurement and would follow the rules more closely. Auditors also explained that the commission would now be audited every two years because of the findings. Another major discussion involved the University of North Dakota School of Law, where auditors found a lack of documentation supporting admissions decisions for post-baccalaureate programs. UND officials said they remain in good standing with the American Bar Association but agreed better documentation and tools are needed; the committee pressed for more transparency and follow-up on admissions criteria. The committee also received an update on Dakota College at Bottineau, where Minot State University reported that bank reconciliations had been brought current after a significant backlog and would now be maintained through shared services. Members requested a written follow-up report on the issues and corrective actions. Finally, the North Dakota Fair Association explained that its foundation has been dissolved and remaining funds were transferred to another nonprofit for continued support of the state fair, and the Department of Public Instruction provided an update on school meal debt, saying the reported amount was about $1.1 million from a partial district survey and that debt remains a local issue, though it could be revisited if school meal funding changes.
LA

Louisiana 2026 Regular Session

Finance May 11th, 2026

Finance

Transcript Highlights:
  • It basically says the commissioner may require submission of some data. and again We say the commissioner
  • Morning, Franco Palka, Louisiana Department of Insurance. So there...
  • Morning, Franco Pelka, Louisiana Department of Insurance.
  • Charges to the insurer or to the health plan.
  • And the Commissioner of Administration as well. Oh, our friend.
ND

North Dakota 2026 1st Special Session

Health Care Committee Feb 12th, 2026 at 09:30 am

Transcript Highlights:
  • At the time, the insurance commissioner was to recommend and pay for a private entity.
  • Section 54-03.2-08 was further amended in 2025 to remove the requirement for the insurance commissioner
  • The insurance commissioner may direct an insurer to make these payments.
  • I know certainly at the National Association of Insurance Commissioners, and I'm sure NCSL and Encoil
  • I know certainly at the National Association of Insurance Commissioners, and, you know, I'm sure NCSL
Keywords: 908, all
Summary: The committee met to review the history and current treatment of North Dakota health insurance mandates, with presentations from Blue Cross Blue Shield of North Dakota, Sanford Health Plan, the Public Employees Retirement System (PERS), and the Insurance Department. The discussion focused on how mandates apply differently to fully insured, self-funded, ACA, Medicaid, and PERS plans; how the state’s benchmark plan and federal essential health benefits affect coverage; and how the existing process requires cost-benefit analysis and, for certain measures, a PERS pilot period before broader application. Presenters also reviewed the long list of existing state mandates, including provider, beneficiary, and coverage requirements, and noted that many were enacted decades ago and have not been revisited despite changes in medical evidence and treatment options. Witnesses from the carriers argued that mandates should be reviewed periodically because some are outdated, can create unintended costs, and may not align with current medical guidance. Examples cited included PSA screening, off-label drug coverage, prior authorization rules, step therapy, and cost-sharing provisions for mental health and substance use treatment. They emphasized that carriers often cover services without a mandate when supported by clinical evidence, and that mandates can shift costs to employers and employees, especially in the fully insured small-group market. They also suggested possible policy improvements such as clearer mandate definitions, better transparency around cost-benefit analyses, a regular 10-year review of mandates, and more timely submission of proposals through the interim process. PERS and the Insurance Department highlighted a recurring tension over what counts as a mandate and when a measure triggers the state’s defrayal obligation under federal law. PERS described its interim committee process, the April 1 deadline for fiscal-impact proposals, and the limited pilot program used for certain measures, noting that only a few bills have gone through the full pilot process. The Insurance Department explained that it views new benefit mandates through the lens of the ACA benchmark plan and essential health benefits, distinguishing true new benefits, such as infertility coverage, from changes to existing benefits, such as telehealth or insulin cost-sharing caps. No votes were taken on policy changes; the meeting was informational, with members asking questions about costs, applicability, transparency, and whether a periodic mandate review should be established.
VT

Vermont 2025-2026 Regular Session

Senate Session - 2026-02-06 - 11:30AM

Vermont Senate Floor Meeting

Transcript Highlights:
  • The acronym was banking, insurance, securities, and healthcare administration, which are the various
  • by Governor Scott and he formed as the state tax commissioner.
  • <00:30:55.039> of subsequently the deputy commissioner of subsequently the deputy commissioner
  • company uh in Vermont uh uh insurance company uh in Vermont uh uh national<00:31:06.000> life.
  • formed as the state tax commissioner. formed as the state tax commissioner. uh<00:31:35.520>
Keywords: 927, senate, all
FL

Florida 2026 5th Special Session

Regulated Industries Dec 9th, 2025

Transcript Highlights:
  • We've seen that with the FPL recent case, where the commissioners had a lot of robust discussion.
  • Housing costs, insurance, and utility bills are pushing people to a breaking point.
  • We can look at insurance the same way.
  • The big difference in insurance is the insurance companies can get and pull out, which then we have an
  • And also I take the point that if we have problems with commissioners, we shouldn't confirm them.
Summary: The Committee on Regulated Industries met with a quorum and took up four bills. SB 288 on rural electric cooperatives was presented as a negotiated glitch bill to narrow statutory language so co-ops can choose generation and power purchases based on cost and reliability without exposure to special-interest litigation, while preserving consumer protections. A representative from the Florida Electric Cooperatives Association waived in support, and the bill was reported favorably. The committee then considered SB 364 on public accountancy, which was described as a modernization and efficiency measure to expand CPA licensure pathways without lowering standards. An amendment correcting a drafting error and restoring automatic mobility language was adopted without objection. Jason Harrell of FICPA waived in support, while one speaker appeared to discuss a utility issue unrelated to the bill. CS for SB 364 was reported favorably. Chair Bradley’s SB 200 on utilities addressed utility-scale solar decommissioning and storm protection plans. The bill would authorize counties to adopt solar decommissioning ordinances, direct DEP to develop best practices, and require the PSC to consider whether storm protection plan benefits exceed costs. County and AARP representatives waived in support, and the Small County Coalition spoke favorably, saying the bill was a needed step that did not restrict solar development. SB 200 was considered favorably. The committee also heard SB 126 on the Florida Public Service Commission, a strike-all bill focused on PSC reform and utility affordability. The amendment would add CPA and financial analyst expertise, require stronger PSC order support, tighten intervention standards, set return-on-equity and review criteria, require consideration of executive compensation and affordability, and direct the PSC to weigh risk from storm and cost-recovery mechanisms. PSC staff answered extensive questions about utility hardening, storm recovery, and rate-setting. Supporters said the bill would improve accountability and affordability, while others urged stronger enforceable affordability standards and restoration of the return-on-equity cap. Despite concerns, the bill was reported favorably as CS for SB 126.
MN
Transcript Highlights:
  • >> deputy commissioner. >> deputy commissioner.
  • >> Deputy<00:46:18.800> Commissioner >> Deputy Commissioner >> Deputy Commissioner
  • Um, and our homeowners<00:53:38.480> insurance homeowners insurance homeowners insurance went<
  • commissioner commissioner and<00:57:39.119> deputy<00:57:39.520> commissioner<00:57:40.079
  • , Deputy Commissioner Woff Commissioner, Deputy Commissioner Woff discussed,<01:14:43.840> was
Keywords: 1187, senate, all
NH
Transcript Highlights:
  • And um behind you insurance. Okay. And over on the side in insurance. Yeah. Yeah, I see you.
  • It requires us to get approval from the commissioner of the RSA and the commissioner of U.S.
  • Jason Dexter, Assistant Commissioner, New Hampshire Insurance Department.
  • a 5% increase on the insurance industry. a 5% increase on the insurance industry.
  • insurance company. We all would. Yes. insurance company. We all would. Yes.
Keywords: 928, house, all
Summary: The Joint Committee on Dedicated Funds met to review the House budget provision that would impose a 5% administrative charge on a broad list of dedicated funds, with some exemptions. Members discussed the House approach versus the Senate’s more general approach of leaving the governor discretion over which funds could be charged. The chair explained the committee was hearing from agencies about any legal, contractual, or practical reasons their funds should be exempt, and the agenda was expanded to include several departments and written submissions from others. The Department of Education testified first, identifying several funds it said should be exempt: a printing revolving fund that is funded by transfers rather than fees; teacher certification, which is self-funded by educator licensing fees and would require an immediate fee increase if charged; a vending stand set-aside tied to the federal Randolph-Sheppard program and subject to federal approval and vendor committee procedures; and a public school infrastructure/safety account, where most revenue is transferred from the education trust fund or general fund rather than generated by fees. Members questioned the department about the effect on school safety projects and whether the fee would simply reduce the number of projects completed each year. The Veterans Home asked for exemptions for three funds: a donation benefit account used for recreational activities and quality-of-life expenses for residents, a small memorial trust fund whose interest supports veteran activities, and a resident member account that holds veterans’ personal income such as Social Security and pensions. The department argued the charge would reduce donations, cut services, and effectively function like an income tax on vulnerable veterans. The Banking Department also requested exemption for its consumer credit administration license fund, saying it is used to keep exam fees low and is expressly intended by statute to reduce costs on regulated businesses; it said the 5% charge would undermine that framework and could eventually force higher fees. The Department of Justice began testimony on its dedicated funds, starting with the medical legal investigative fund, which pays for death investigations and related services under statute and without general fund support. No votes or final actions were taken in the portion of the meeting provided; the committee mainly heard testimony and asked questions about the practical and legal effects of applying the administrative charge.
LA

Louisiana 2026 Regular Session

Insurance May 6th, 2026

Insurance

Transcript Highlights:
  • I've spoken with Commissioner Temple about it. I've spoken with my own insurers about it.
  • I've spoken with Commissioner Temple about it. I've spoken with my own insurers about it.
  • the insurance needed.
  • the insurance needed.
  • companies and insureds. ...help try to foster a better market for both insurance companies and insureds
Summary: The House Insurance Committee met on May 6 and first heard H.R. 196, which would create a special study committee to examine the impacts of fallen trees on residential property, property values, daily life, and the insurance market. Representative Owen said the goal was to explore whether homeowners who proactively remove hazardous trees should receive some kind of insurance incentive or discount. Members generally supported the idea, with comments noting tree-related losses in hurricane damage and suggesting the study also consider homeowners association restrictions on tree removal. The resolution was reported favorably. The committee then considered Senate Bill 100, concerning proof of insurance for transportation network company drivers. Senator Jenkins explained the bill would require ride-share drivers involved in accidents to provide the correct ride-share-specific insurance and disclose whether they were logged into the app or on a prearranged ride, with penalties for failing to do so. Supporters from the Chiefs of Police were noted, and the bill was reported favorably. House Bill 408, dealing with homeowners insurance cancellations when policyholders timely mitigate risks, drew the most discussion. Representative Jordan said the bill was intended to prevent mid-policy cancellations after homeowners complete requested mitigation work, and committee amendments changed the bill from renewal language to cancellation language and shortened a notice period from 90 to 60 days. Insurance industry representatives opposed the bill, arguing the problem was not occurring in practice, that current notice rules already address the issue, and that the bill could create confusion and litigation. After debate, the committee adopted the amendment and then voluntarily deferred the bill. The committee also took up House Bill 625 on peer-to-peer car sharing programs. Representative Jordan described it as a measure to clarify insurance and liability rules for services like Turo, and the committee adopted two sets of technical and substantive amendments, including a requirement for admitted or approved physical damage coverage when no contractual protection package exists. Enterprise Rental Car’s representative said the company supported the broader policy discussion but disagreed with the amended version and wanted the issue revisited through NCOIL. The bill was reported favorably as amended, and the meeting adjourned.
NH

New Hampshire 2026 Regular Session

Senate Health and Human Services (02/11/2026)

Health and Human Services

Transcript Highlights:
  • part of my responsibility as insurance part of my responsibility as insurance commissioner<01:39
  • Marissa, deputy commissioner. Yeah. Marissa, deputy commissioner. Yeah.
  • A couple years ago, the insurance commissioner directed us to reach out to the two CMEs that provide
  • Uh and a couple years ago, the<03:22:37.600> insurance<03:22:38.000> commissioner<03:22
  • :38.960> uh<03:22:39.120> directed the insurance commissioner uh directed the insurance
Keywords: 1191, senate, all
MN

Minnesota 2025-2026 Regular Session

Fraud Committee Meeting - 2025-07-08

Fraud Prevention and State Agency Oversight Policy

Transcript Highlights:
  • Looks like the commissioner is shaking her head, right?
  • Commissioner Gandhi: I honestly can't recall.
  • From Commissioner Gandhi about some of those projections.
  • Thank you to the Commissioner. Thank you to the counties as well.
  • Commissioner, Inspector General, Mr.
MN

Minnesota 2025 1st Special Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 2/12/25

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • Commissioner Ro, Mr.
  • I will say, Commissioner Assistant Deputy Commissioner is correct in terms of the timing.
  • chair I I will say um commissioner chair I I will say um commissioner assistant<01:02:20.440>
  • Deputy Commissioner is correct assistant Deputy Commissioner is correct in<01:02:21.680> terms
  • commissioner Ro or commissioner Frasier commissioner Ro or commissioner Frasier I'll<01:07:58.559
Keywords: 1183, house
WA
Transcript Highlights:
  • by the Office of the Insurance Commissioner.
  • line insurers.
  • its insureds.
  • Schmidt is chief executive officer of Abaris Global and the former Hawaii State Insurance Commissioner
  • My main background is as Hawaii State Insurance Commissioner, and then I've done a bunch of other stuff
Summary: The committee heard a work session on earthquake insurance, beginning with background from the Office of the Insurance Commissioner. OIC staff explained that earthquake and earth movement are generally excluded from standard property policies, that earthquake coverage is usually purchased through endorsements or standalone policies with high deductibles and relatively high premiums, and that surplus lines are a limited backstop market not covered by the state guarantee fund. They also described parametric insurance and captive insurance as more specialized products generally suited to commercial or governmental buyers rather than ordinary consumers. A second panel of insurance and banking experts focused on commercial earthquake exposure, especially for older buildings, collateralized loans, and potential knock-on effects to banks and consumers if a major quake caused widespread damage. Members asked about consumer impacts, mitigation incentives, inventories of vulnerable buildings, and whether legislation such as prior work on unreinforced masonry could help reduce risk. The Washington Bankers Association said earthquake insurance is expensive and that affordability is a major concern, while also noting banks participate in disaster-recovery planning and would be affected by major regional losses. No votes or formal actions were taken. The committee then received a presentation from the Washington State Institute for Public Policy on its cannabis and Initiative 502 research. WSIPP staff described the agency as a nonpartisan research institute that conducts legislative-directed studies and explained that its long-term I-502 assignment includes periodic reports leading to a final benefit-cost evaluation in 2032. Staff summarized findings from a 2023 report showing that cannabis possession convictions fell sharply after legalization, though some racial disproportionalities persisted, and that closer retail access was associated with higher reported adult cannabis use, more fatal traffic crashes involving drivers from nearby areas, and higher rates of cannabis use disorder diagnoses among Medicaid enrollees. A 2023 youth-focused report found that students attending schools near retailers were more likely to report cannabis use, had more unexcused absences, and were less likely to graduate on time. In the newest 2025 Medicaid study, staff said retail access was associated with higher probabilities of cannabis use disorder diagnoses, related hospitalizations, inpatient treatment, and co-occurring mental health diagnoses, with event-study analysis suggesting the increases appeared after retailers opened rather than before. Members asked about racial disproportionality, the meaning of cannabis use disorder diagnoses, THC and impairment, whether the findings reflected medical versus recreational use, and how the results should be interpreted in light of broader trends and data limitations. No formal committee action was taken.
NH

New Hampshire 2025 Regular Session

Senate Education (02/18/2025)

Education

Transcript Highlights:
  • <00:11:28.440> their<00:11:28.839> parents insurance their parents insurance their parents
  • it has to get approved by the insurance it has to get approved by the insurance<00:15:39.800> company
  • Be approved through the insurance.
  • Are our commissioners going to get new responsibilities?
  • May consult with County Commissioners May consult with County Commissioners from<00:45:00.480>
Keywords: 1191, senate, all
FL

Florida 2026 Regular Session

Appropriations Committee on Agriculture, Environment, and General Government Feb 4th, 2026

Appropriations Committee on Agriculture, Environment, and General Government

Transcript Highlights:
  • Seeing none, public testimony: we have our commissioner of insurance. Mike Uworski is here.
  • Commissioner? Thank you. Thank you, Chair. So we have not.
  • This is the first insurance bill that I've ever filed.
  • But have you ever tried to do an insurance bill?
  • Well, we talked about insurance. You talked about beach land.
Summary: The committee heard and advanced several bills, beginning with CS/SB 796, which would create Veterinary Professional Associates as a new supervised veterinary role, expand telehealth prescription timeframes, and set training and scope limits. Supporters said it would improve access to care, lower costs, and create a career path, while opponents argued the proposal lacked a clear regulatory framework, could create liability and federal-law conflicts, and would not address the real shortage in rural large-animal practice. After debate, the committee reported the bill favorably. Members also heard and favorably reported SB 1682 on local authority over derelict and abandoned vessels, CS/SB 1028 on a commercial Citizens clearinghouse for property insurance, SB 394 on exempting certain reinsurance underwriting managers from licensing, SB 636 on beach management and erosion designations, CS/SB 546 on public notice for conservation land sales or exchanges, CS/SB 302 on Biscayne Bay nature-based solutions and related coastal resiliency provisions, SB 1050 on pharmacy choice for pet medications, and SB 774 extending workers’ compensation benefits to 911 public safety telecommunicators for mental and nervous injuries. Testimony on these bills generally focused on access, regulatory clarity, environmental protection, or workforce support, with some concerns raised on insurance consumer protections and beach-management language. Senator Harrell’s bills were also taken up and reported favorably: CS/SB 480, a major overhaul of state IT governance creating DIGIT and new procurement, reporting, and workforce structures; CS/SB 1230, restricting PFAS-containing firefighting foam and adding testing, inventory, and disposal requirements; and CS/SB 1288, a naming bill designating the Andrew Red Harris Shoal and requiring markers. Finally, the committee heard extensive testimony on SB 1066 regarding restoration of the Oklawaha/Rodman system, with supporters emphasizing ecological restoration, flood-risk reduction, and economic benefits, and opponents warning about local impacts, water quality, and the loss of a world-class fishery. The transcript ends during testimony on that bill, before final action is shown.
NM

New Mexico 2026 Regular Session

Senate - Health and Public Affairs Feb 9th, 2026 at 02:06 pm

Senate Health & Public Affairs

Transcript Highlights:
  • With me, I have Commissioner Kevin McCall, and I also have Fire Chief Gary Smith.
  • So, Commissioner, do you want to start? Sure.
  • so you find out later, no, they don't take your insurance.
  • is only 25% of our insurance pool.
  • Thank you. of insurance is only 25% of our insurance pool, Medicaid and Medicare.
AL
Transcript Highlights:
  • Commissioner, back to your third...
  • Commissioner.
  • So, Commissioner, a couple of logistical things.
  • Uh, thank you, Commissioner Bonwell.
  • Commissioner, I have a question. Members, Commissioner, I have a question.
Keywords: 924, joint, all
MA
Transcript Highlights:
  • I'm here on behalf of the Division of Insurance.
  • And I'm very grateful to serve alongside such a dedicated group of commissioners.
  • I am a commissioner representing the Division of Insurance, and I'm very happy to have with me today
  • And just grateful for other commissioners who are like, oh, yeah, now I got you.
  • reply all, what have you, to the commissioners list.
Keywords: 995, all
Summary: The commission met to reopen its work for the year, with roll call and attendance confirmations followed by remarks from the co-chairs and members. Senator Liz Miranda stepped down as co-chair, citing multiple responsibilities and personal losses, and Senator Adam Gomez was welcomed as the new Senate co-chair. Gomez said he would listen and learn from commissioners and advocates, and both outgoing and incoming leaders emphasized continuing the commission’s work on maternal health, postpartum depression, and equity. Members discussed several current policy and implementation issues. The Department of Public Health reported a new regulation to implement the 2024 midwifery access law, including temporary licenses for licensed certified professional midwives. Commissioners also raised concerns about birthing hospital and inpatient obstetric unit closures, OB-GYN workforce shortages, reimbursement changes, and the need to expand midwifery, doula, and birth center capacity. Other topics included substance use and perinatal mental health supports, the limited $220,000 appropriation for community-based perinatal mental health organizations, and the need for stronger funding in the budget to implement the maternal health law. The commission also focused on future priorities and information sharing. Members suggested more presentations from clinicians, regulators, infant and early childhood mental health experts, and PSI of Massachusetts; greater attention to parent-child relational health and postpartum screening in pediatric settings; and possible commission action such as a letter to the governor on workforce and access issues. The group agreed that there was not enough time to plan a May event and instead would use the commission to publicize related events, including Black Maternal Health Week activities. Commissioners voted to create a biweekly digest for sharing updates, with urgent items to be sent by email, and then adjourned the meeting.
MN

Minnesota 2025-2026 Regular Session

House Workforce, Labor, and Economic Development Finance and Policy Committee 3/26/25

Workforce, Labor, and Economic Development Finance and Policy

Transcript Highlights:
  • of thousands of dollars of insurance of thousands of dollars of insurance because<00:17:57.760><
  • compensation unemployment insurance compensation unemployment insurance overtime<00:26:15.080>
  • Commissioner, Mr.
  • Commissioner, Mr.
  • Commissioner, thanks Mr. Chairman.
Keywords: 1183, house
KY

Kentucky 2026 Regular Session

House Standing Committee on Banking and Insurance (1-14-26)

Banking & Insurance

Transcript Highlights:
  • It does require the commissioner of the Department of Insurance to promulgate an annual report on prior
  • is agreed upon language with our insurer is agreed upon language with our insurer friends<00:02:
  • :03:56.319> the require the commissioner of the require the commissioner of the department<00:
  • traditional workers comp insurer. traditional workers comp insurer.
  • this also apply to health insurance? this also apply to health insurance?
Summary: The House Standing Committee on Banking and Insurance met with a quorum and first passed over House Bill 164 pending a document. The committee then heard House Bill 176, sponsored by Rep. Kim Moser, which would create a framework for insurer-run prior authorization exemption programs, often called “gold carding,” for certain health care providers. Moser said the bill is the product of years of negotiation with insurers, would include behavioral health providers, would exclude prescription drugs, and would require annual reporting from the Department of Insurance and DMS on prior authorization activity. A committee member asked whether the 93% approval threshold for exemption matched other states; Moser and a witness said it was consistent with other states and current insurer programs, and that insurers could set a lower threshold if they wanted a competitive advantage. The committee voted on HB 176 after a motion and second, and the bill passed with a favorable expression. The committee also heard a guest introduction from Rep. All, who introduced a student shadow, Ava Oman, before moving on to House Bill 184. Rep. Meredith explained HB 184 would create a safe harbor for health savings account-qualified insurance plans so state mandates and cost-sharing rules would not conflict with IRS requirements and disqualify those plans at the federal level. The committee approved HB 184 unanimously with a favorable expression. Finally, the committee considered House Bill 265, also presented by Rep. Meredith with a Department of Insurance representative. The bill would allow workers’ compensation self-insured pools to have a dissolution process and would prohibit authorizing any new pools, while leaving existing pools in place. Meredith and the department said the change was prompted by solvency problems in some pools, including a large one that had entered receivership, and by limited regulatory authority over these arrangements. After questions about whether the bill affected health insurance, the committee was told it did not. HB 265 also passed with a favorable expression, and the meeting adjourned after a late-arriving member registered votes in favor of all three bills.