Video & Transcript Research : 'premium stabilization'
Page 70 of 345
AZ
Transcript Highlights:
- Meanwhile, the premiums for everybody else on the plans... ...health care.
- Their premiums are going to go up. And that is a serious problem for our whole system.
- I fear that it would cause the premiums for everybody else... ...on the whole.
- I fear that it would cause the premiums for everybody else to become higher.
- , causing everybody else's premiums to be higher.
NV
Nevada 2025 Regular Session
Senate Committee on Revenue and Economic Development May 31st, 2025 at 01:00 pm
Revenue and Economic Development
Transcript Highlights:
- the law firm of Fox Rothschild, and I'm here representing the Cigar Association of America and the Premium
- I see people in them all the time enjoying a premium cigar.
- I can tell you within the Premium Cigar Coalition, six of the seven companies will exceed the thresholds
- I will say we've done some research on the way that premium cigar consumers can buy purchase patterns
- This legislature two years ago passed a provision putting a cap on the excise tax for premium cigars.
VT
Transcript Highlights:
- Because the premium loading issue that led the creation of reflective health benefit plans only affects
- Because the premium loading issue that led the creation of reflective health benefit plans only affects
- Because the premium loading issue that led the creation of reflective health benefit plans only affects
- [gasps] Because the<00:16:03.199>
premium <00:16:04.171>[clears throat] <00:16:04.240>- > loading the premium [clears throat] loading the premium [clears throat] loading loading<00:16:05.440
Summary:
The House opened with a devotional by Reverend Kemp Randolph, who reflected on the idea that simpler solutions often require letting go of existing assumptions and urged lawmakers to consider what they may need to give up to achieve the greatest good. After the prayer, the chamber introduced House Bill 889, exempting disability-related income on candidate disclosure forms, and House Bill 890, aimed at reducing barriers for nonprofit religious organizations providing preventive health care services. Both bills were read the first time and referred to committee. The House also referred three bills to money committees under House Rule 35A: H.548 to Appropriations, and H.557 and H.567 to Ways and Means.
Members then offered several announcements, including welcoming the guest pastor Kemp Randolph and visiting European Parliament member Maria Walsh, along with her mother and aunt. There were also notices about caucus meetings and a correction to a prior vote explanation regarding H.70. The House then took up H.611, a technical and housekeeping bill affecting the Department of Vermont Health Access. Committee testimony and floor remarks described provisions to reduce administrative burdens, update advisory committee membership, remove outdated references tied to the individual/small group market split, adjust the VARMM prescription drug assistance program, increase the allowable amount in Medicaid-related prepaid funeral arrangements, and delay Medicaid coverage for doula services by one year while federal approval is sought. The Health Care and Appropriations committees both recommended the bill, with Appropriations noting no fiscal impact and correcting a prior vote tally.
The House adopted the Health Care Committee amendment to H.611 and ordered the bill to third reading. It then passed H.540, relating to recommendations of the post-adjudication reparative program working group. Finally, the House concurred in the Senate proposal of amendment with further amendment on H.50, concerning identification of underutilized state buildings and land; the committee explained changes restoring annual reporting, removing leased buildings from the inventory, and directing annual reports to the Department of Housing and Community Development through 2030. The chamber concluded with announcements about a Joint Fiscal Committee meeting on a rural health transformation grant and then adjourned until February 10, 2026.
MN
Minnesota 2025-2026 Regular Session
House Human Services Finance and Policy Committee 3/10/26
Human Services Finance and Policy
Transcript Highlights:
- So that if they were going up, of course their premium would go up.
- If they wanted to go from 3% down to 1%, then that would make an impact on their premiums.
- It would reduce their premiums a little bit.
- So if people are having a tight time at a certain point they could reduce their premium down.
- <00:03:55.040>
uh they could reduce their premium down. uh they could reduce their premium
Keywords:
long-term care, insurance policy, healthcare, partnership policy, Minnesota, human services, wage increase, support workers, shared services, community first services, medical assistance, sanctions, healthcare services, monetary recovery, government accountability, assisted living, training, unlicensed personnel, resident rights, safety regulations
NM
New Mexico 2025 Regular Session
IC - Legislative Finance May 13th, 2025
Transcript Highlights:
- Payment, a PMPM, that's in a premium.
- , plus how much we tax them through uh the premium taxes.
- Has a different premium account, uh, premium amount that we pay each month, uh, to those MCOs for all
- We're not having to pay for that capitation premium.
- And, and what about the hospital premium tax?
MN
Minnesota 2025-2026 Regular Session
House Workforce, Labor, and Economic Development Finance and Policy Committee 2/24/26
Workforce, Labor, and Economic Development Finance and Policy
Transcript Highlights:
- Uh, paid leave is funded by premiums Uh, paid leave is funded by premiums that<00:03:16.800>
are small employers pay a reduced premium small employers pay a reduced premium for<00:07:53.039>- The premium leave lines of coverage.
- effective premium rate is 66%.
- system for wage detail and premium system for wage detail and premium reporting<00:39:48.320>
LA
Transcript Highlights:
- Amendment number three removes language that is relative to the increase of premium upon renewal.
- Amendment number three removes language that is relative to the increase of premium upon renewal.
- . ...go the other way, but I do see the insurers lower your premium based on a new roof because some
- companies use the age of the roof to set the policy premium.
- And I've also never had a situation where the premium is increased based on them not fixing something
Summary:
The House Insurance Committee met on May 6 and first heard H.R. 196, which would create a special study committee to examine the impacts of fallen trees on residential property, property values, daily life, and the insurance market. Representative Owen said the goal was to explore whether homeowners who proactively remove hazardous trees should receive some kind of insurance incentive or discount. Members generally supported the idea, with comments noting tree-related losses in hurricane damage and suggesting the study also consider homeowners association restrictions on tree removal. The resolution was reported favorably.
The committee then considered Senate Bill 100, concerning proof of insurance for transportation network company drivers. Senator Jenkins explained the bill would require ride-share drivers involved in accidents to provide the correct ride-share-specific insurance and disclose whether they were logged into the app or on a prearranged ride, with penalties for failing to do so. Supporters from the Chiefs of Police were noted, and the bill was reported favorably.
House Bill 408, dealing with homeowners insurance cancellations when policyholders timely mitigate risks, drew the most discussion. Representative Jordan said the bill was intended to prevent mid-policy cancellations after homeowners complete requested mitigation work, and committee amendments changed the bill from renewal language to cancellation language and shortened a notice period from 90 to 60 days. Insurance industry representatives opposed the bill, arguing the problem was not occurring in practice, that current notice rules already address the issue, and that the bill could create confusion and litigation. After debate, the committee adopted the amendment and then voluntarily deferred the bill.
The committee also took up House Bill 625 on peer-to-peer car sharing programs. Representative Jordan described it as a measure to clarify insurance and liability rules for services like Turo, and the committee adopted two sets of technical and substantive amendments, including a requirement for admitted or approved physical damage coverage when no contractual protection package exists. Enterprise Rental Car’s representative said the company supported the broader policy discussion but disagreed with the amended version and wanted the issue revisited through NCOIL. The bill was reported favorably as amended, and the meeting adjourned.
LA
Transcript Highlights:
- Amendment No. 3 removes language relative to the increase of premium upon renewal.
- . ...go the other way, but I do see the insurers lower your premium based on a new roof because some
- companies use the age of the roof to set the policy premium.
- And I've also never had a situation where the premium is increased based on them not fixing something
- And I've also never had a situation where the premium is increased based on them not fixing something
Summary:
The House Insurance Committee met on May 6 with a quorum and first reported favorably House Resolution 196 by Rep. Owen. The resolution creates a special study committee to examine the impact of fallen trees on residential property, property values, daily life, and the insurance market. Rep. Owen said the goal is to study whether homeowners who remove risky trees should be considered for incentives or discounts, and members discussed whether homeowners association restrictions on tree removal should also be examined.
The committee next reported favorably Senate Bill 100 by Sen. Jenkins, which requires transportation network company drivers to provide the correct proof of insurance after an accident and disclose whether they were logged into the ride-share app or on a prearranged ride. Supporters said the bill would ensure the proper ride-share-specific coverage is produced and reduce administrative problems when accidents occur.
House Bill 408 by Rep. Jordan, dealing with homeowners insurance cancellations after a homeowner timely mitigates risks, drew opposition from the insurance industry. Opponents argued the bill addressed a problem they said does not generally occur and could create confusion or litigation, especially given existing notice rules. After discussion, the committee adopted a committee amendment changing a notice period from 90 days to 60 days, and Rep. Jordan voluntarily deferred the bill.
The committee then took up House Bill 625 by Rep. Jordan on peer-to-peer car sharing programs. Members adopted technical amendments and a substantive amendment requiring a state-admitted or approved physical damage policy when no contractual protection package is in place, with a deductible cap and subrogation rights. Enterprise representative Ryan Haney said the company supported the broader effort but disagreed with the amended approach; the committee nevertheless reported the bill favorably as amended. The meeting then adjourned.
AL
Alabama 2025 Regular Session
Alabama Senate Banking and Insurance Committee Apr 16th, 2025
Banking and Insurance
Transcript Highlights:
- Premiums of these plans? No, sir. Thank you, Mr. Chairman. This is a self-funded plan.
- Each year, our premiums are based on our projected income.
- The higher the premiums negate our potential profit. Farming is extremely unpredictable.
- With the option of an Alpha Health plan, we could rest easy knowing that our insurance premiums would
- Uh, how do your current premiums compare to your other expenses? Well, for instance, on my gas...
ND
North Dakota 2025-2026 Regular Session
Legacy and Budget Stabilization Fund Advisory Board Mar 31st, 2026
Transcript Highlights:
- Budget Stabilization Fund here, what we see is that we obviously rebounds real close to target, and then
- Remember, this is January, so it's... steps to improve their their outcomes budget stabilization fund
- adjustment to the benchmark, we would be compelled to either buy or sell private equity markets at steep premiums
Summary:
The committee met to approve prior minutes and receive updates on the Legacy Fund transparency website and fund performance. Staff reported the website procurement was in contract negotiations, with a planned go-live around November 1, and that the site would provide downloadable, more transparent information on fund holdings, allocations, history, and legislative appropriations while protecting confidential data. The investment office then reviewed performance through January 2026, describing strong returns relative to benchmarks, noting real estate and fixed income as weaker areas, and explaining that the fund’s diversification and internal management had helped offset market volatility, including recent geopolitical impacts.
Members also discussed the in-state investment program, especially the Bank of North Dakota’s CD-match allocation. Several members questioned whether the program had been static for years and whether the uncommitted balance should remain parked there if it was not being used. The committee voted to pause further transfers into the program until the Bank provides a report and the committee can consider possible statutory changes; the motion also requested a cost-benefit analysis from RVK, and it passed by roll call vote.
In the afternoon, RVK presented its review of the investment policy statement as it relates to the in-state investment program. The consultant said it found no major policy impediments, and that implementers and stakeholders generally felt the program was proceeding as intended. RVK emphasized best practices such as third-party due diligence, competitive risk-adjusted returns, diversification, pacing, and exit strategies, while cautioning that required lower-return investments or spending commitments can create pressure on the fund’s long-term real value. The consultant also raised ancillary concerns about state-level concentration risk, the need to distinguish between public and commercial infrastructure, and the lack of a central repository for all state funding commitments to the same projects.
TX
Texas 89th Regular
Trade, Workforce & Economic Development Apr 9th, 2025
Trade, Workforce & Economic Development
Transcript Highlights:
- A simple but critical change supports childcare providers, stabilizes the workforce, and ensures that
- When they do not have enough funds, they're not getting the premium rate as far as TRS reimbursement
- has been operating in Tarrant County. launched the Prime Early Learning Pilot with the goal of stabilizing
Bills:
HB74, HB175, HB460, HB576, HB2271, HB2294, HB2874, HB3016, HB3133, HB3191, HB3458, HB3929, HB4063, HB4115, HB4394, HB74, HB175
Keywords:
Puerto Verde, Port Authority, eminent domain, bonds, tax assessments, economic development, infrastructure, transportation, public welfare, child care, certifications, Texas Rising Star Program, grant program, disability inclusion, family income, affordability, economic impact, state study, cost analysis, government support
TX
Texas 89th Regular
Senate Committee on Business and Commerce (Part II) Feb 18th, 2025
Business & Commerce
Transcript Highlights:
- Some don't, and so we don't know, in other words, our premiums...
- Premiums.
- In the interim session, an insurance industry spokesman reported that premiums charged covered 97% of
- premiums paid in the last 20 years.
- and creating their income through investing the proceeds of premiums before paying claims.
Keywords:
emergency alerts, weather alerts, public safety, local government, municipality, county, website posting, online notice, emergency management, disaster preparedness, evacuation, National Weather Service, NOAA, Texas Division of Emergency Management, TDEM, localized alerts, hazard warnings, severe weather, watch warning advisory, public information
FL
Florida 2025 Regular Session
November 18, 2025 - 01:00 PM
Transcript Highlights:
- That means businesses have to pay higher premiums because this is insurance. They're not taxes.
- These are insurance premiums that business owners pay into to make sure that they still have business
- business community came to the legislature and said, please give us a waiver of these increases in premiums
- The solution was we're not going to raise premiums, insurance premiums on the business owners.
- The premium paid by employers. Also the lowest in the nation. $7 per month per employee.
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (8-26-25)
Transcript Highlights:
- We saw significant increases in our Medicare Advantage premiums.
- And so our premiums did increase dramatically last year around 45%.
- We saw significant increases in our Medicare Advantage premiums.
- We saw significant increases in our Medicare Advantage premiums.
- Um most of it was driven again premiums.
Summary:
The meeting opened with a quorum call, the Pledge of Allegiance, a prayer, and approval of the prior meeting minutes. The first presentation was from Bo Craycraft of the Judicial Form Retirement System, who gave an update on investment performance, asset allocation, cash flow, and projected employer costs. He reported strong fiscal year 2025 investment results, with both the legislative and judicial retirement plans outperforming their actuarial assumed rates of return and benchmarks, driven largely by U.S. equity performance. He also noted the plans remained near their target asset allocation and continued to experience negative cash flow, though he said that was manageable in context of strong asset growth.
Craycraft then discussed a recent experience study and actuarial assumption changes, especially a revised salary growth assumption and a higher cash balance interest credit rate. He said these changes increased projected employer costs, with contributions rising from about $700,000 to a projected $2 million in later years, though he expected the eventual 2025 valuation and investment gains to reduce that estimate. Members asked about mortality assumptions, the impact of the experience study on liabilities, and the sharp increase in the judicial plan’s projected employer cost. Craycraft explained that the increase was driven mainly by the updated assumptions and that no other major plan changes were involved.
At the chair’s request, Craycraft also addressed the recent rise in Medicare Advantage premiums for the plan’s health coverage, saying the 2025 increase was largely tied to Part D changes and the Inflation Reduction Act and had been about 45%, but that future growth was expected to be under 5%. After his presentation, the committee moved to the Kentucky Public Pensions Authority update, where the next speaker began by saying the funds had exceeded actuarial assumed returns for the fiscal year.
FL
Florida 2026 Regular Session
FL House Floor Session - 2026-06-02 (10:00AM Session)
Florida House Floor Meeting
Transcript Highlights:
- public watching that water and manager district boards are essential to our public health, economic stability
- Water management district boards are essential to our public health, economic stability, and ecological
- Families are facing rising housing costs, skyrocketing insurance premiums, and a cost-of-living crisis
- Consider narrowly tailored progressive revenues that preserve local funding stability instead of dismantling
- Consider narrowly tailored progressive revenues that preserve local funding stability instead of dismantling
Summary:
The House met in special session, opened with prayer and the Pledge of Allegiance, approved the journal, and adopted the special order report setting the day’s calendar. The chamber then took up CS/House Joint Resolution 1F, the Governor’s property tax proposal, which would raise the homestead exemption for non-school taxes, lower the annual assessment cap on non-homestead property from 10% to 5%, and restrict county and municipal ad valorem revenue to public safety and certain other uses. Sponsor Rep. Overdorf said the measure would return money to homeowners and give local governments flexibility, while opponents repeatedly argued the ballot language was misleading and that the proposal could create large local revenue shortfalls, shift costs to other taxpayers, and threaten local services and debt obligations.
Members debated a series of amendments aimed at protecting specific programs from the bill’s effects. Rep. Bartleman’s amendment to exempt Children’s Services Councils and Children’s Trusts was defeated 25-74 after supporters said those entities fund child care, mental health, aftercare, and family support, while opponents said local governments could still choose to fund them. Rep. Cross’s amendment to include water management districts in allowable uses of ad valorem taxes was also defeated, despite testimony that the districts are essential for flood control, water supply, Everglades restoration, and drought response. Rep. Eskamani’s amendment to require the Legislature to backfill public safety funding failed 25-71 after debate over whether the proposal could reduce police and fire budgets and response times.
The House then rejected Rep. Woodson’s amendment to require state backfill for senior services, with supporters citing Meals on Wheels, transportation, adult day care, and other aging services, and opponents saying the state already funds senior programs. Finally, Rep. Gant’s amendment to protect veteran services was introduced and debated, with members emphasizing housing, mental health, transition assistance, and homelessness concerns for veterans; the transcript cuts off before the vote on that amendment. Throughout the debate, sponsors and supporters of the main resolution maintained that local governments would retain spending discretion and could use other revenue sources, while critics argued the measure lacked clear backfill provisions and could force cuts or tax shifts at the local level.
NH
Transcript Highlights:
- And also these premiums, this tax, is much higher than what other states assess.
- , but they did not state a cost premiums, but they did not state a cost to<02:06:25.599>
do <02 - I work with DHS to set reasonable co-pays and premiums like everyone else pays.
- My amendment caps Granite Advantage premiums at $100 per month for a family of four or more, and does
- A deductibles and Part B and D premiums.
MN
Transcript Highlights:
- This year, the company will pay about $300 in premiums for me.
- Minnesota has a small employer premium rate that is a reduced premium rate.
- Minnesota paying premiums under that.
- <00:57:51.120>
rate has a has a small employer premium rate has a has a small employer premium - But to that is a reduced premium rate.
US
US Federal 2025-2026 Regular Session
US House Floor Proceedings (Thursday, March 19, 2026)
US Federal House Floor Meeting
Transcript Highlights:
- Health care premiums have gone crazy since Republicans have refused to extend the Affordable Care Act
- Health care premiums have gone crazy since Republicans have refused to extend the Affordable Care Act
- Health care premiums have gone crazy since Republicans have refused to extend the Affordable Care Act
- You're just trying to stabilize it. You're just trying to stabilize it.
- You're just trying to stabilize it. You You're just trying to stabilize it.
CA
California 2025-2026 Regular Session
Assembly Judiciary Committee Jul 8th, 2025
Transcript Highlights:
- everything that happened with the micro deal will come to us with information that should insurance premiums
- blow up for our health care clinics, ship... ...us with information that should insurance premiums blow
- up for our health care clinics, should insurance premiums go so high that Planned Parenthood can't provide
- We are mindful of health care costs, insurance premiums, particularly as they relate to clinics and the
- Over 700 rent-stabilized units were destroyed in the recent Palisades fire in my district, approximately
Summary:
The committee heard several bills, with most drawing support after amendments or ongoing stakeholder negotiations. SB 29, by Senator Laird, would extend a sunset on the law allowing pain-and-suffering claims to survive a plaintiff’s death; supporters, including a family member describing a medical negligence case, labor groups, consumer advocates, and disability and elder organizations, argued it prevents defendants from running out the clock, while hospitals, medical groups, and business organizations warned of higher costs and added liability. After extensive debate about data collection, settlement reporting, and the impact on health care access, the bill passed to Appropriations on a divided vote.
SB 294, by Senator Reyes and presented by Senator Laird, would require employers to notify a worker’s emergency contact if the worker is arrested or detained and would create a template to inform employees of state and federal labor rights. Labor and worker advocates said the bill would help workers understand and enforce their rights amid weakened federal enforcement; there was no opposition on file, and the bill passed unanimously to Appropriations. SB 697 would modernize water-rights adjudication by allowing the State Water Board to use technology instead of requiring in-person field investigations; with no opposition, it also passed unanimously.
The committee also advanced SB 37 on attorney advertising, SB 645 on peremptory challenges in civil cases, SB 303 on bias-mitigation trainings in public workplaces, and SB 464 on expanding pay-data reporting for specified state workers. SB 37 drew support from consumer and legal groups but concerns from Walker Advertising about joint advertising; members said negotiations were ongoing, and the bill passed. SB 645 would extend anti-bias jury-selection rules to certain civil rights cases; criminal-defense and defense groups said they were close to agreement, and the bill passed. SB 303 and SB 464 were both amended to narrow scope and moved forward after several opponents shifted to neutral or removed opposition. The committee also approved a consent calendar of additional bills, all sent to Appropriations.
NH
New Hampshire 2026 Regular Session
House Commerce and Consumer Affairs (02/10/2026)
Commerce and Consumer Affairs
Transcript Highlights:
- It probably does affect the reinsurance premium, though. >> What we're talking about is hurricanes.
- <00:22:01.919>
per added to the insurance uh premium per added to the insurance uh premium - to increase now they use much premium to increase now they use earthquake<00:22:13.919>
they < - consider that uh to increase the premium consider that uh to increase the premium that<00:22:28.000
- <00:23:32.720>
you <00:23:33.360>does >> the reinsurance premium you does >