Transcript Highlights:

• Cliff Munson, manager of the Siskiyou Golden Fair.
• For the Siskiyou Golden Fair and for fairs across the state, this legislation is not simply about the
• For the Siscuit Golden Fair and for fairs across the state, this legislation is not simply about the
• The parent company to California Fairs Alliance.
• Western Fairs Association represents fairs across the Western United States and Canada, and we understand

Summary: The Assembly Committee on Revenue and Taxation held its first regular hearing of the 2025-26 session, adopted its proposed committee rules on a 5-0 vote, and reinstated a suspense file for bills with fiscal impacts over the committee threshold. The chair explained that only AB 418 would be eligible for an immediate vote, while several other measures would be held for suspense consideration because of budget constraints. AB 330 was pulled by the author. AB 418 by Wilson, which would create a clearer process and administrative remedy for county Chapter 8 tax sales, received support from county tax collectors and housing and taxpayer groups. Supporters said the bill would add transparency, due process, and a noticed public hearing for negotiated sales of tax-defaulted properties, while helping counties dispose of low-value or problematic properties more efficiently. The committee voted 6-0 to send AB 418 to Appropriations. Several other bills were heard and then referred to suspense: AB 27 by Chau, which would exclude Chiquita Canyon landfill relief payments from gross income and protect recipients’ eligibility for public benefits, drew strong support from affected residents and environmental advocates; AB 258 by Conley would increase funding for California fairs, with supporters emphasizing fairs’ emergency-response role; AB 397 by Gonzalez would expand the California Young Child Tax Credit into a broader child tax credit for older children; and AB 398 by Aaron would set a $300 minimum refundable Cal EITC benefit. The committee also heard AB 231 by Tye, which would offer a tax credit to microbusinesses that hire formerly incarcerated people, and it too was referred to suspense after supportive testimony from reentry and small-business advocates.

Transcript Highlights:

• Colleagues, I rise today to speak in strong support of S. 2947, an act regarding fair housing practices
• that when a court finds... ...and other certified fair housing agencies, ensuring that when a court
• Tarr, Fair Housing and Title VI Certification. Senator from Essex, Senator Tarr.
• And when justice is at stake, when fairness is at stake, when access to housing and the prevention of
• Tarr, interagency coordination in fair housing enforcement.

Keywords: 995, all

Summary: The Senate opened with recognitions of several young climate advocates visiting the State House and then adopted an adjournment in memory of Nancy Driscoll, with remarks honoring her long public service and family legacy. The chamber then took up Senate No. 2947, An Act Regarding Fair Housing Practices in the Commonwealth, after a Ways and Means redraft. Senators supporting the bill described housing discrimination against voucher holders and Black applicants, emphasized the need for stronger enforcement, transparency, and fair housing education, and noted the bill’s goal of increasing penalties and public reporting for discriminatory brokers. Several amendments were debated. Senator Tarr offered an amendment to require annual HUD-related compliance certifications from municipalities and public agencies, notification to the Attorney General of federal findings, corrective action plans, and possible enforcement consequences; it was defeated on a roll call, 6-30. Senator Kennedy’s gender-neutral language amendment changing “salesmen” to “salespersons” was adopted. Senator Payano’s amendment to require publication of license suspensions as well as revocations for discriminatory conduct was also adopted. Senator Edwards withdrew an amendment that would have expanded housing protections for returning citizens. Senator Keenan’s amendment to anonymize complaint summaries while preserving publication of revoked licensees’ names was adopted. After the Ways and Means amendment, as amended, was adopted, the bill was ordered to a third reading and then passed to be engrossed by a unanimous roll-call vote of 37-0, later clarified as 38-0. The Senate then adopted an order to meet again the following Tuesday at 11 a.m. and adjourned in memory of John Arizian and Nancy Driscoll.

Transcript Highlights:

• , I use a resource to... ...from here and I plug it in at my house, I use Eversource to power my house
• What is fair share? How is someone paying their fair share of taxes for transportation?
• But, you know, the Portable Housing Trust Fund is directed toward producing affordable housing.
• families to live in substandard housing or go without essential housing.
• Housing in the state forces families to live in substandard housing or go without essential means.

Committee: Joint Joint Committee on Revenue

Keywords: 995, all

Summary: The hearing opened with remarks from the co-chairs explaining committee procedures, testimony limits, submission instructions, and the new deadlines for acting on House and Senate bills. The committee then heard testimony on several bills related to agriculture, land use, environment, housing, transportation, and taxation, with legislators often taken out of turn. No votes were taken during the hearing. The first major topic was H. 3206, a bill to allow fossil fuel-free 529 college savings plans to qualify for the state tax deduction if MEFA does not offer a comparable option. Representative Steve Owens said the bill would not force MEFA or Fidelity to change existing plans, but would create a definition for fossil fuel-free funds and extend the deduction to qualifying out-of-state plans. The committee also heard strong local testimony on a Belmont home-rule petition, H. 3970, to change tax treatment for the Belmont Country Club under Chapter 61B. Belmont residents and officials argued the private golf course receives an unfair tax break that shifts costs to other taxpayers, while Senator Brownsberger and Representative Rogers supported the measure as a way to help the town recover revenue. Committee members asked about town meeting support, the club’s lack of payment in lieu of taxes, and the size of the tax savings. The committee next heard testimony on a vehicle miles traveled tax proposal, S. 1925, from Senator Barrett and economists Gilbert Metcalf and Christopher Knittel. They argued that declining gas-tax revenue and rising fuel efficiency, especially with electric vehicles, require a more stable transportation funding source; they also said a VMT tax could be designed to be revenue-neutral and mildly progressive, though members raised concerns about administration, fairness, EV disincentives, and the possibility of annual tax shocks. The largest block of testimony focused on the Ahead Act, H. 3194/S. 1973, which would double the deed excise fee and dedicate the new revenue to affordable housing and climate adaptation. Supporters from MACDC, MAPC, FICC, Boston Climate Action Network, CLF, 350 Mass, CHAPA, and a tenant advocate said the bill could generate about $300 million annually for housing production, vouchers, weatherization, resilience, and environmental justice communities, and that it links two urgent crises with a stable funding stream. The committee also heard testimony on the Conservation Land Tax Credit bills, H. 3147/S. 2083, which would raise the annual cap on the credit from $2 million to $5 million for three years and then sunset back down. Conservation groups and a landowner said the program has conserved thousands of acres and that the higher cap would reduce delays and help meet state conservation goals. Finally, the committee took testimony on the Fairness for Farm Workers bills, S. 2011/H. 3107 and S. 2012, which would extend overtime, minimum wage, breaks, and paid time off protections to farm workers and include a refundable tax credit to help farmers offset overtime costs. Senator Gomez and advocates described the bills as overdue civil rights and public health measures, citing low wages, long hours, dangerous conditions, and the racial history behind farm labor exclusions. The hearing also included testimony on H. 3240, a bill to give municipalities a local option vacancy tax on chronically vacant shopping malls, with the sponsor arguing it would help towns address blight, encourage redevelopment, and potentially create housing and tax revenue.

Transcript Highlights:

• I'm speaking to you in strong support of House 77 and Senate 35, known as the Fair Act, as someone who
• It's an honor to speak in support of S.35, the Fair Act I filed in tandem with the esteemed House chair
• A teacher of S.35, the Fair Act. I filed in tandem with the esteemed House chair of the committee.
• Senate Bill 35 and House Bill 77—what you heard a lot about today is the FAIR Act.
• Senate Bill 35 and House Bill 77—what you heard a lot about today is the FAIR Act.

Committee: Joint Joint Committee on Advanced Information Technology, the Internet and Cybersecurity

Keywords: 995, all

Summary: The committee held a hearing on several artificial intelligence bills, opening with remarks about the 9/11 anniversary and then broad statements from the co-chairs about AI’s promise and risks. Chair Farley-Bouvier and Senator Moore emphasized the need for guardrails, transparency, and worker and consumer protections, while Senator Finegold described Senate Bill 37, which would create a framework for AI model training with safety assessments, audits, incident reporting, Attorney General oversight, and workforce reporting. Members also discussed Massachusetts’ position relative to other states and the need for state action in the absence of federal regulation. A large portion of the hearing focused on the Fair Act, House 77 and Senate 35, which would limit workplace surveillance, restrict collection of biometric and location data, require notice and human review for automated employment decisions, and protect workers from retaliation. Labor leaders, including AFL-CIO, AFSCME, AFT, SEIU, building trades, and other worker representatives, testified in support, describing harms from bossware, automated benefits denials, hiring and promotion screening, scheduling, and monitoring in workplaces ranging from health care and education to manufacturing and construction. They argued that AI systems are already affecting wages, benefits, safety, and job security, and that Massachusetts should act now to set clear rules. The committee also heard testimony on House Bill 74, which would require informed consent and clear contract terms for digital replicas of voices and likenesses, with SAG-AFTRA representatives supporting the bill as a protection for performers and creators. Another major topic was Senate Bill 51 on social media algorithm accountability and transparency; child safety advocates, researchers, and a public health expert described harms from engagement-based algorithms, including exposure to harmful content, eating disorders, and youth mental health impacts, and supported independent audits and public reporting. A few industry and civil liberties witnesses supported regulation but urged balance, warning against overly burdensome rules while acknowledging the need for privacy, transparency, and accountability. No votes or final committee actions were taken in the hearing excerpt.

Transcript Highlights:

• the Fair Housing Act.
• under the Federal Fair Housing Act.
• practices covered under Delaware's Fair Housing Act.
• the Federal Fair Housing Act.
• Fair housing principles as any other practice.

Committee: Senate Housing & Land Use

Summary: The Senate Land Use Committee met in hybrid format but did not have a quorum, so it did not approve minutes or take formal votes. The committee first heard House Bill 457, which would raise the appraisal threshold for certain DELDOT real property dispositions from $10,000 to $25,000 to match federal highway standards and reduce the time and cost of selling small surplus properties. There was little discussion and no public comment on that bill, and the chair indicated it would be circulated. The committee then took up House Bill 451, which would codify a disparate impact framework under Delaware’s Fair Housing Act. The bill was described as clarifying that housing policies or practices can violate the law even without discriminatory intent if they have an unjustified discriminatory effect on a protected class, using a burden-shifting test similar to federal law. The sponsor and DHSA said the measure was intended to preserve fair housing protections amid uncertainty at the federal level, and an additional amendment was discussed that would delay implementation for 180 days and require DHSR, with DSA and stakeholders, to conduct outreach, education, and training. Public testimony was divided. Supporters, including Housing Alliance Delaware, YWCA Delaware, and the Delaware Human and Civil Rights Commission, said the bill would protect against discriminatory outcomes, align state law with longstanding fair housing principles, and preserve recourse if federal enforcement changes. Opponents and housing-provider groups, including the Delaware Association of Realtors, Greater Wilmington Housing Providers, and the Delaware Apartment Association, argued the bill could create liability for neutral policies, rely on statistical outcomes landlords cannot easily measure, and increase litigation and costs; several asked for more time, a right-to-cure process, or further amendments. The committee adjourned without taking a formal vote.

Transcript Highlights:

• New license applicants will complete at least four hours of fair housing law instruction.
• Tarr: Fair Housing and Title VI Certification. Senator from Essex, Senator Tarr.
• And when justice is at stake, when fairness is at stake, when access to housing and the prevention of
• Tarr, interagency coordination in fair housing enforcement. Amendment number seven by Mr.
• Tarr, interagency coordination in fair housing enforcement.

Summary: The Senate began with recognitions, welcoming four young women from Quincy and Lawrence who were at the State House advocating on climate issues. The chamber then adopted an adjournment in memory of Nancy Driscoll of Attleboro, with remarks honoring her long public service at the State House and her family’s legacy of service. The main business was Senate No. 2947, an act regarding fair housing practices in the Commonwealth. Senators Gomez and Payano spoke in strong support, describing housing discrimination against voucher holders and people of color, and explaining that the bill would expand enforcement authority, increase penalties for repeat violations, require annual complaint summaries, and mandate fair housing training for real estate licensees. Senator Lovely also supported the bill, citing her experience in real estate and the need for stronger fair housing education and enforcement. Several amendments were considered. Senator Tarr’s amendment to add HUD-related certification, notice, and corrective-action requirements for municipalities and public agencies was debated but defeated on a roll call vote, 6-30. Senator Kennedy’s gender-neutral wording amendment was adopted, as was Senator Payano’s amendment requiring publication of suspended as well as revoked licenses. Senator Keenan’s amendment to anonymize complaint summaries was also adopted. Senator Edwards withdrew an amendment on housing access for returning citizens, and other amendments were withdrawn. The Ways and Means amendment, as amended, was adopted, and the bill was ordered to a third reading and then passed to be engrossed by a unanimous roll call vote of 38-0. The Senate then adjourned to meet again the following Tuesday, also noting John Arizian and Nancy Driscoll in memory.

Transcript Highlights:

• So I do just want to go back to the Fair Districts Act, our Constitution and Back to the Fair Districts
• All I've ever wanted in my life is a fair advantage.
• They're asking us to violate the Fair Districts Act.
• No regard to the Florida Fair Districts Amendment.
• Now it comes to this floor and to the floor of the House. The House has already acted.

Summary: The Senate convened in special session and took up Senate Bill 8D / House Bill 1D, which would establish Florida’s congressional districts. The sponsor, Sen. Gates, explained that the Governor had transmitted a redistricting plan two days earlier and argued that mid-decade redistricting is legally permissible, citing population growth and the Governor’s view that race-based districting is unconstitutional. Much of the floor time was spent in extended questioning about the process, the lack of public hearings compared with prior redistricting cycles, the use of population estimates from the Census/EDR/ACS, compactness scores, and whether the Governor’s office used partisan data or outside consultants. Gates repeatedly said he was relaying the Governor’s proposal and legal theory rather than offering his own legal opinion, and he said any constitutional challenge would be for the courts. A major portion of the debate focused on the U.S. Supreme Court’s newly issued Calais decision and its implications for the Fair Districts Amendment and the Voting Rights Act. Senators questioned whether the decision struck down Section 2 of the Voting Rights Act, whether it affected Florida’s constitutional ban on partisan gerrymandering, and whether the Legislature should postpone action to review the ruling. A motion to temporarily postpone the bill failed by voice vote and then by recorded vote, 12 yeas to 23 nays. Senators also raised concerns that the proposed map cracked minority communities, including Latino and Black populations in Central Florida and Tampa Bay, and that it would produce a heavily Republican-leaning map despite the state’s voter registration mix. After debate on the Senate bill, the chamber substituted the identical House companion bill, read it a third time, and proceeded to final debate. Opponents argued the map was an illegal partisan gerrymander, was based on assumptions rather than verified data, and would likely lead to litigation. Supporters maintained that the Governor had authority to propose a congressional map, that the plan was race-neutral, and that the Legislature could accept, reject, or amend it. The transcript ends during continued debate on House Bill 1D, with no final vote shown in the excerpt.

Transcript Highlights:

• </c><00:43:50.319><c> and</c> house two blocks from their house and house two blocks from their house
• </c> come into a fair team go out of a fair come into a fair team go out of a fair team<01:30:58.960>
• </c><01:31:05.040><c> Um</c> the fair team level. Um the fair team level.
• </c> I'm a big fan of the fair team concept. I'm a big fan of the fair team concept.
• </c> scale uh of the fair team. scale uh of the fair team.

Keywords: Meeting Start: 00:00:00 Roll Call: 00:00:08 Agency Updates: 00:01:27 Truancy: 00:01:43, 958, all

Summary: The Juvenile Justice Oversight Council met on October 8, 2025, approved the minutes from the August 29 meeting, and then focused its agenda on truancy and chronic absenteeism. Chad Butler, director of pupil personnel for Meade County and president of the Kentucky Department of Pupil Personnel directors, said chronic absenteeism remains a major problem statewide, citing recent Kentucky rates around 28% to 30% and noting that schools are trying to identify best practices to get students back in class. He said causes appear to include post-COVID social-emotional distress and confusion about when students should stay home, and he described a local effort to use a Healthy Kids Clinic model to keep some students in school when possible. In response to questions, he said chronic absenteeism has only been tracked seriously in the last two to three years and that House Bill 611 appears to have increased the number of youth entering the court system for habitual truancy; AOC said it would provide county-by-county data and outcomes later in the meeting. The council then heard from John Tyson of Alabama, a former Mobile district attorney, who described the Helping Families Initiative as a school-community partnership designed to address truancy and related behavior issues without arrest. Tyson said Alabama defines chronic absence as missing 10% of the school year and emphasized that the program is preventive rather than punitive, using warning letters, family engagement, assessments, individualized intervention plans, and referrals to community services. He said the program has operated since 2003, now includes 20 district attorneys and 44 school systems, and served more than 95,000 students, 73,000 families, and 162,000 parents in the most recent year. Tyson reported that in Mobile County the program was associated with a 3.15% attendance improvement in 2023-24 and a 4% reduction in the issue in 2024-25, along with a 50% reduction in truancy and 58% reduction in chronic absenteeism, and he said the program produced a large return on investment. Tyson also stressed that student absenteeism wastes tax dollars and that better attendance improves educational outcomes and community safety. He described the program’s use of a case-management database, real-time data tracking, and more than 1,000 referral agencies, and said the model is intended to be replicated statewide. He closed with examples of students whose attendance and family circumstances required coordinated support rather than punishment, including a teen mother and a disruptive child, to illustrate his view that schools, courts, and social services should work together to address underlying needs and keep children in school.

Transcript Highlights:

• to introduce the House members.
• It's no secret the Commonwealth needs a lot of housing, and much of the housing that is proposed and
• It's no secret the Commonwealth needs a lot of housing, and much of the housing that is proposed and
• So I'm very pro-fair.
• Fairs are not just entertainment.

Committee: Joint Joint Committee on Municipalities and Regional Government

Keywords: 995, all

Summary: The Joint Committee on Municipalities and Regional Government held a hybrid hearing on bills related to land use, zoning, permitting, municipal governance, and homelessness. Early testimony focused on a home rule petition for Ipswich to remove a residency requirement for a town manager, with supporters saying it would broaden the applicant pool and help fill a vacant permanent manager position. Another panel backed legislation to change the Springfield Water and Sewer Commission’s governance so ratepayers in surrounding communities would have representation, arguing the current board structure leaves many users without a voice in rate-setting and capital decisions. Several housing and zoning bills drew testimony. Senator Keenan and the Home Builders and Remodelers Association supported a bill to toll the one-year period for acting on a variance while an appeal is pending, saying appeals should not consume the time needed to implement approved projects. Representative Murray and the Real Estate Bar Association also testified on broader zoning reforms, including changes to undersized lots, merger rules, hearing deadlines, appeals, and variance standards; they argued the proposals would reduce delay and uncertainty and help housing production. Committee members questioned whether shifting zoning appeals from de novo to closed-record review would limit new evidence, and the witnesses said the change would speed cases while preserving limited opportunities to supplement the record. The committee also heard testimony on bills to end the criminalization of homelessness. Representatives, advocates, and shelter organizations said local camping bans and fines are counterproductive, especially after the U.S. Supreme Court’s Grants Pass decision, and urged a statewide response centered on housing and public health rather than punishment. Other municipal bills included remote participation in open town meetings for Wayland and a statewide local option, Fairhaven and Mattapoisett charter changes, and Cambridge’s request to use automated parking enforcement and mail parking tickets. The hearing also included testimony supporting fairground zoning flexibility, a Shrewsbury solar siting bill, and an Inspector General bill clarifying county land disposition procedures by requiring written notice to DCAM and a defined response period. No votes were taken during the hearing.

Transcript Highlights:

• under state law or a federal fair housing violation.
• Washington Realtors is dedicated to improving fairness in housing.
• if we cannot facilitate fair competition for that housing.
• if we cannot facilitate fair competition for that housing.
• And so to some extent, the Fair Housing Act gets at that, but the Fair Housing Act comes into play when

Bills: SB5831 , SB6178

Committee: House Consumer Protection & Business

Keywords: mortgage modification, uniform regulations, homeowners, financial stability, foreclosure prevention, SB6178, property insurance, insurance claims, assignment of benefits, AOB, post-loss assignment, post-loss benefits, homeowners insurance, policyholder, insured, restoration contractor, mitigation contractor, public adjuster, insurance commissioner, claims handling

Transcript Highlights:

• House Bill 619 by Representative Wright. House Bill 763 by Representative Billings.
• House Bill 810 by Representative Boriak. House Bill 222 by Representative Barrett.
• We're going to start with House Bill 6.7. We're going to start with House Bill 670. Ms.
• This bill doesn't even pay them a fair rate. It just pays them a more fair rate.
• All right, members, Representative Freiberg, with House Bill 445. With House Bill 445.

Committee: House Appropriations

Summary: The House Committee on Appropriations met on April 7, 2026, with a quorum present. After housekeeping and announcements, the committee noted several bills were voluntarily deferred, including HB 603, HB 619, HB 763, HB 810, HB 222, HB 490, and HB 981. The committee also recognized a visiting Jack and Jill group before taking up legislation. The committee reported favorably HB 82 on DWI penalties, HB 670 on wood pellet manufacturing, HB 672 on brick manufacturing, HB 773 on state procurement preferences for prison enterprises and nonprofits serving blind, disabled, and veteran workers, HB 145 on extraordinary medical and dental expenses for injured police and firefighters, HB 430 on health insurance coverage for families of Lafayette Parish officers killed in the line of duty, HB 143 on the per diem for housing state inmates in parish jails, HB 874 on adding credentials to LA Wallet, HB 160 on penalties for domestic violence strangulation offenses, HB 445 on moving the STEM Advisory Council to Louisiana Works, and HB 781 on fleet vehicle registration. HB 82, HB 670, and HB 773 were amended before passage; HB 430 also received amendments narrowing coverage terms and age limits. Most of the discussion centered on fiscal impact and policy scope. Members questioned whether several bills created new costs or unfunded mandates, and sponsors repeatedly emphasized zero or already-budgeted fiscal notes. HB 773 drew the most debate, with members raising concerns about competition, preferential treatment, and the shift from a 15% cap to fair market value; the sponsor said the bill was intended to give blind, disabled, and veteran-serving nonprofits a fair chance to compete. HB 145 prompted questions from the Louisiana Municipal Association about exposure and whether the benefit should already be covered by workers’ compensation, while HB 430 was narrowed to Lafayette Parish after concerns about statewide costs. The meeting ended with all remaining bills reported favorably and the committee adjourned.

Transcript Highlights:

• All I've ever wanted in my life is a fair advantage.
• They're asking us to violate the Fair Districts Act.
• Leader Kelly when we were drawing maps in the House.
• No regard to the Florida Fair Districts Amendment.
• Now it comes to this floor and the floor of the House. The House has already acted.

Summary: The Senate convened in special session and took up Senate Bill 8D, later substituted with House Bill 1D, both establishing Florida’s congressional districts. The sponsor, Senator Gates, explained that the Governor had transmitted a proposed redistricting plan on short notice and argued that mid-decade congressional redistricting is legally permissible, citing population growth and the Governor’s view that race-based provisions in the Fair Districts Amendment are unconstitutional. He repeatedly said the Legislature was not being asked to prove the Governor’s legal theory, only to consider the proposal, and noted that no amendments were offered. A lengthy question-and-answer period followed, with senators raising concerns about the rushed process, lack of statewide public hearings, and the map’s effects on minority communities, compactness, communities of interest, and partisan fairness. Senators questioned whether the map cracked Latino and Black communities, whether partisan data was used, whether the Governor’s office had outside consultants, and whether the plan complied with the Florida Constitution, the Fair Districts Amendment, and the Voting Rights Act. Gates generally deferred on legal conclusions, said the Governor’s representatives had testified the map was race-neutral and used political data only as one factor, and emphasized that any constitutional challenge would be for the courts. After a motion to temporarily postpone failed by a recorded vote of 12 yeas to 23 nays, the Senate continued debate. Senators Rouson, Bernard, and others spoke in opposition, arguing the proposal was rushed, partisan, and harmful to communities of interest and minority voting power. Gates maintained that the Governor had a constitutional prerogative to propose the map and that the Legislature could accept, reject, or amend it. The House companion bill was then substituted for the Senate bill, read a third time, and the chamber moved into final debate on the congressional redistricting plan.

Transcript Highlights:

• For the Fair Plan to get so big that you're actually... ...for the Fair Plan to get so big that you're
• bigger risk you have of spreading fire from house to house.
• together, the bigger risk you have of spreading fire from house to house.
• Again, for the FAIR Plan, for nearly a decade, the FAIR Plan has grown without interruption.
• FAIR Plan is fully depopulated, but if you are the riskiest of the riskiest homes in the FAIR Plan, that

Summary: The Senate Committee on Insurance held an information hearing on the impacts of climate change and catastrophic wildfire on California’s insurance market, with opening remarks focused on the state’s affordability, availability, and stability problems. Chair and members discussed the role of SB 254’s report, the Sustainable Insurance Strategy, the growth of the FAIR Plan, and the need to better align insurance regulation, mitigation, and land-use decisions. The Vice Chair noted the importance of hearing from industry as well as consumer and academic experts, and Senator Becker said the report would inform further committee work. Amy Bach of United Policyholders described how climate-driven wildfire and flood risk, combined with inflation, insurtech, and risk modeling, have reduced competition and pushed more homeowners into the FAIR Plan and non-admitted surplus lines coverage. She said availability is improving somewhat, but affordability will depend on mitigation, insurer competition, and fair rate regulation. In response to questions, she emphasized underinsurance as a long-running problem, supported stronger insurer responsibility for replacement-cost estimates, and suggested a public reinsurance backstop and more mitigation funding rather than removing wildfire coverage from basic policies. Nancy Watkins of Milliman and Michael Wara of Stanford argued that the market problem is fundamentally that expected claims and expenses now exceed premiums because too many homes are burning. They said California needs both risk reduction and actuarially sound pricing, along with a state mitigation framework that targets the highest-risk communities and prioritizes home hardening, defensible space, and community-scale mitigation over broad acreage-based spending. They also discussed the role of non-admitted carriers as a gap-filler, the need for better data on reconstruction costs and mitigation effectiveness, and the importance of sustained funding rather than one-time grants. A later panel with Frank Freebalt of Cal Poly and Michael Golnar of UC Berkeley focused on modeling and mitigation science. They said wildfire policy should treat the issue as a structure-ignition and urban conflagration problem, not just a wildland fire problem, and stressed integrated land-use, utility, and community mitigation. Members asked about zoning, building codes, utility hardening, and who should pay for mitigation; witnesses said older, denser neighborhoods are the highest priority, that utilities must improve operational safety measures, and that targeted mitigation in the highest-risk areas offers the best return. No votes or formal actions were taken at the hearing.

Transcript Highlights:

• Plan, care of the FAIR Plan.
• FAIR Plan implement that?
• The FAIR Plan, as you know, doesn't necessarily underwrite policies unless you're a meth house.
• The FAIR Plan, as you know, doesn't necessarily underwrite policies unless you're a meth house.
• We built that in the FAIR Plan.

Committee: House Insurance

Keywords: 988, house, all

Transcript Highlights:

• House Bill 603 by Representative Wright. House Bill 619 by Representative Wright.
• House Bill 763 by Representative Billings. House Bill 810 by Representative Boriak.
• House Bill 222 by Representative Barrett. House Bill 490 by Representative Kerner.
• We're going to start with House Bill 6.7. We're going to start with House Bill 670. Ms.
• This bill doesn't even pay them a fair rate. It just pays them a more fair rate.

Bills: HB82 , HB143 , HB145 , HB160 , HB222 , HB430 , HB445 , HB490 , HB603 , HB619 , HB670 , HB672 , HB763 , HB773 , HB781 , HB810 , HB874 , HB981

Committee: House Appropriations

Keywords: DWI, driving under the influence, vehicular homicide, penalties, criminal justice, inmates, department of public safety, per diem, local correctional facilities, jail funding, firefighters, law enforcement, medical expenses, dental expenses, disability benefits, domestic violence, domestic abuse, battery of a dating partner, domestic abuse battery, strangulation

Transcript Highlights:

• Again, House File 12 is about fairness, safety, and preserving girls' sports in Minnesota.
• Again, House File 12 is about fairness, safety, and preserving girls' sports in Minnesota.
• Members, House File 12 is a bill about fairness, safety, and preserving girls' sports in Minnesota.
• a reason to create fair and meaningful competition<01:55:40.040><c> and</c><01:55:40.199><c> house</c
• A vote for House File 12 is a vote to ensure fair and safe athletic opportunities for our daughters,

Keywords: 1183, house

Transcript Highlights:

• And House File 2149 would take that away. That's really not fairness.
• And House File 2149 would take that away. That's really not fairness.
• And House File 2149 would take that away. That's really not fairness.
• And House File 2149 would take that away. That's really not fairness.
• And House File 2149 would take that away. That's really not fairness.

Keywords: 1183, house

Transcript Highlights:

• </c><00:36:25.680><c> teams</c> Bill 162 eliminates the fair teams Bill 162 eliminates the fair teams
• if you have a fair teams model somewhere if you have a fair teams model somewhere in<00:39:07.920><c>
• </c> those good intentions of the fair team. those good intentions of the fair team.
• fair teams.
• </c><00:48:07.520><c> That</c> services for fair team clients. That services for fair team clients.

Committee: Senate Judiciary

Keywords: 958, all

Transcript Highlights:

• Second reading of House files: Second reading, House File number 13.
• Again, House File 12 is about fairness, safety, and preserving girls' sports in Minnesota.
• And first of all, I'll say members that this bill, House File 12, is about fairness, safety, and preserving
• Members, House File 12 is a bill about fairness, safety, and preserving girls' sports in Minnesota.
• A vote for House File 12 is a vote to ensure fair and safe athletic opportunities for our daughters,

Transcript Highlights:

• FAIR stands for Fair Access to Insurance Requirements, and that this be done in all states.
• ><c> access</c><00:04:10.000><c> to</c> Plans Fair stands for fair access to Plans Fair stands for fair
• House, any other House members have any questions?
• </c><00:44:24.440><c> members</c> you house any any other house members you house any any other house
• Any questions, House members?

Keywords: 912, senate, all