Video & Transcript : 'captive insurers' :
Page 70 of 500
MS
Transcript Highlights:
- Um, I have not looked into the insurance position myself, but let me take it.
- Um, I have not looked into the insurance position myself, but let me take it.
- Um, I have not looked into the insurance position myself, but let me take it.
- Um, I have not looked into the insurance position myself, but let me take it.
- I have not looked into the insurance position myself, but let me take it.
Committee:
Joint Agriculture
FL
Florida 2026 Regular Session
Appropriations Committee on Agriculture, Environment, and General Government Feb 5th, 2025
Appropriations Committee on Agriculture, Environment, and General Government
Transcript Highlights:
- Most of those do not have insurance.
- And I emphasize on the screen the insured.
- This program is tied to what the physical structure is insured at.
- I've kept it up, but I had to go through and try to get insurance.
- It costs a lot when someone drops you to get insurance.
Summary:
The committee heard three informational presentations. First, Lieutenant Rob Rowe of the Florida Fish and Wildlife Conservation Commission discussed derelict vessel removal, explaining the legal definition of derelict and at-risk vessels, the causes of vessel abandonment, and the impact of recent hurricanes on the number of cases. He said FWC has nearly 1,000 active derelict vessel cases, with 576 ready for removal, and described the agency’s use of ARPA funds, grants to local governments, contractor lists, and the V-TIP vessel turn-in program to speed removals and prevent vessels from becoming derelict. Senators asked about how to expedite removals, insurance coverage, due process timelines, and storage challenges; Rowe said the 21-day process is constrained by constitutional due process and that more staffing and prevention funding would help.
Next, Stephen Fielder of the Department of Financial Services presented on the My Safe Florida Home program, which provides grants for homeowners to harden homes before storms. He reviewed program eligibility, grant types, reimbursement averages, and performance data, and said the program has received $633 million in appropriations overall. He noted that the program is outsourced to private vendors, has low administrative overhead, and has processed large numbers of inspections and reimbursements. Senators questioned contractor requirements, permits, overhead costs, and whether the program should be brought in-house; Fielder said permits are required before reimbursement, contractor licensing is verified, and the department is considering several administrative clarifications, including townhome roof work, inspection expiration, and whether grants should be limited per person or per home. A retired educator also testified in support of more assistance for homeowners facing insurance problems.
Finally, Tom Berger of the Department of Management Services outlined the Florida Facilities Pool and the state’s real estate development and management work. He described the bonded facility program, the state’s 112 managed facilities, lease administration, parking contracts, maintenance operations, and more than $1 billion in active construction projects. He highlighted major projects such as the Emergency Operations Center, Capitol complex upgrades, a new visitor screening center, and facilities for other agencies including veterans’ services, juvenile justice, and the courts. Senators asked about lease terms, appropriation language, vacancy in leased space, and whether the state uses a uniform lease form; Berger said the lease document is standardized and that agencies determine their space needs. The meeting ended with no further business and adjournment by motion.
FL
Transcript Highlights:
- Scott Maddial, waiving support, Personal Insurance Federation of Florida, and Matthew Posgay, TNC insurance—oh
- , I'm sorry, the topic is TNC insurance.
- Madiow, Waving Support Personal Insurance Federation of Florida, and Matthew Posgay, TNC insurance, oh
- , I'm sorry, the topic is TNC insurance.
- Progressive, who I know insures or did insure Uber for quite a while, can compare the Uber cases versus
Committee:
Senate Banking and Insurance
Summary:
The committee heard several bills and amendments, beginning with CS/SB 498 on trust fund interest for IOTA accounts. The sponsor said a 2023 Florida Supreme Court rule sharply increased interest paid into legal aid funding, creating a windfall and making participation difficult for banks. An amendment was adopted requiring savings institutions to pay the higher of 0.25% or the highest comparable rate offered on certain non-IOTA accounts, and the bill then passed favorably after testimony from banks, legal aid representatives, and other stakeholders both supporting and opposing the measure.
The committee also approved CS/SB 232, which clarifies Florida’s consumer collection law applies only to phone calls during restricted hours and not emails or text messages, after a delete-all amendment and supportive testimony from industry groups. It then approved SB 132, as amended, to designate gold and silver as legal tender and set rules for custody, audits, electronic transfer, and government acceptance of payments; supporters called it a sound-money measure, while the banking association said it still had unresolved technical concerns.
Later, the committee passed SB 1466 to create a trust fund for the My Safe Florida Home Program, with an amendment funding it from 20% of collected insurance premium tax revenue. It also considered SB 1206 on transportation network company insurance, reducing coverage during the “dead-leg” period before a rider is picked up from $1 million to lower limits; the bill drew sharp opposition from trial lawyers and support from insurers and some business groups, and the committee adopted a clarifying amendment before reporting the bill favorably. Finally, CS/SB 924 on fertility preservation for cancer patients was amended several times to narrow scope and clarify coverage rules, then passed favorably after debate over cost, preauthorization, and post-treatment storage obligations. The committee adjourned after allowing technical and conforming changes to implement the adopted amendments.
FL
Florida 2025 Regular Session
Commerce and Tourism Mar 17th, 2025
Transcript Highlights:
- piece to someone's already insurance plan. >> You're much.
- This is insurance for farmers in the state of Florida who have a very difficult time getting insurance
- Then, you know, that's the only insurance I have health insurance.
- opportunity to have private insurance.
- or the private insurance they have.
NM
New Mexico 2026 Regular Session
House - Health and Human Services Feb 9th, 2026 at 08:38 am
House Health & Human Services
Transcript Highlights:
- My understanding is that is a typical insurance limit that those providers carry. Okay.
- Due to the nature of the contractual agreements with insurance providers, the cost of co-payments, co-insurance
- And insurance, and we know that insurers claim to us that premiums will spike, that this will happen,
- you know, when we look at the Office of the Superintendent of Insurance, when they're looking at insurance
- We look at the Office of the Superintendent of Insurance, when they're looking at insurance premiums,
Committee:
House House Health & Human Services
KY
Kentucky 2025 Regular Session
Senate Standing Committee on Appropriations and Revenue (3-5-25)
Transcript Highlights:
- </c> funding to cover the medical insurance funding to cover the medical insurance payments<00:10:26.920
- trust fund but to share in uh Insurance trust fund but to share in that that that cost<00:10:46.480>
- </c><00:15:56.240><c> fund</c> cost of uh the medical insurance fund cost of uh the medical insurance
- They certainly can for the health insurance, but the pension—there are some contract questions.
- </c><00:21:40.360><c> the</c> cover 100% of our medical insurance the cover 100% of our medical insurance
Keywords:
Meeting Start 00:00:00
Roll Call 00:00:05
HB 545Discussion 00:00:40
HB 545 Vote 00:01:35
HJR 54 Discussion 00:02:25
HJR 54 Vote 00:03:10
HB 694 Discussion 00:03:42
HB 694 Vote 00:28:25, 958, all
Summary:
The committee met with a quorum and first took up House Bill 545, a routine claims bill. Representative Tim Truett explained it as a measure to pay debts the Commonwealth owes. The bill received a motion, a second, and a roll call vote, and passed with favorable expression and no nay votes.
Members then considered House Joint Resolution 54, which related to the Kentucky State Fair Board’s expansion plan. The chair explained that the resolution simply acknowledged receipt and approval of the plan so previously appropriated funds could be released. The resolution passed by roll call with no nay votes and was reported favorably to the floor.
The main discussion centered on House Bill 694, concerning the Kentucky Teachers Retirement System medical insurance fund and the 2010 “shared responsibility” agreement. The bill would redirect employer contributions from local districts from the health side to the pension side once the plan reaches 100% funded. The chair and Senator Givens argued the bill was a continuation of the state’s long-term commitment to TRS and taxpayer responsibility, while Senator Neal raised concerns about fairness, the timing of the change, and whether the original agreement and statutory trigger for TRS board recommendations had been honored. Testimony from KEA President Eddie Campbell and former Jefferson County Teachers Association president Brent McMahan supported the 2010 agreement but urged the committee to pause the bill, saying the parties should return to the table and that the current proposal could conflict with the original understanding, create actuarial and legal issues, and potentially affect school district finances and bond ratings. Despite those concerns, the committee voted 8-1 to pass House Bill 694 with favorable expression, with Senator Neal voting no and explaining his objection as a process and good-faith concern.
TX
Transcript Highlights:
- they say, "We have these rising costs of insurance."
- I think the way the insurance companies work.
- So the insurance companies are making massive profits, but insurance premiums are not going down.
- There is no insurance available on the domestic or international insurance market for a mom-and-pop trucking
- Insurance companies and trucking companies.
Committee:
Senate Transportation
Keywords:
commercial motor vehicle, truck liability, motor carrier, trucking, civil liability, respondeat superior, negligent entrustment, negligent maintenance, negligent loading, negligent repair, bifurcated trial, exemplary damages, punitive damages, personal injury, collision, employer liability, vicarious liability, Civil Practice and Remedies Code, Texas tort reform, commercial truck accident
ID
Transcript Highlights:
- Although the market applicable to travel insurance is well established, travel insurance does not always
- fit squarely within insurance laws designed for major lines of authority.
- RS 33-022 is based on the National Council of Insurance Legislators' Comprehensive Travel Insurance Model
- Kreisenbeck, I bought travel insurance a long time ago.
- But I don't think the insurance company should be fighting this.
Committee:
House Business
Summary:
The House Business Committee introduced several RS measures and advanced one bill. RS 33-267, from Rep. Cheatham, would exempt four-plex dwellings from mandatory sprinkler requirements to reduce housing costs and would add heat-detection devices in new construction to address garage fires involving lithium-ion batteries. Members discussed whether heat detection was already being added in the rules package, and some expressed concern about changing prior sprinkler policy, but the RS was introduced. RS 33-022, a travel insurance regulatory framework based on a national model act, was also introduced after testimony that it would standardize consumer protections, disclosures, licensing, and a free-look period. RS 33-208, on third-party litigation financing, was introduced with support for disclosure requirements and a prohibition on foreign adversary participation. RS 33-065, aimed at reducing barriers to manufactured housing by easing zoning treatment and covenant restrictions, was introduced despite questions about consultation with cities and counties. RS 33-274, creating a voluntary portable benefits plan for independent contractors, was introduced after questions about how it would interact with existing benefit plans and whether contributions would be limited to hiring parties.
The committee then heard House Bill 530 on oral chemotherapy parity. Rep. Bruce and Rep. Green described the bill as a response to cancer patients facing much higher out-of-pocket costs for oral anti-cancer drugs than for IV treatments, and several witnesses, including Susan G. Komen, a cancer patient, a St. Luke’s pharmacist, and the American Cancer Society Cancer Action Network, testified in support. They said the bill would not create new coverage mandates but would require equal cost-sharing treatment for oral and IV anti-cancer medications, helping patients avoid delayed or abandoned treatment. Members debated whether the bill should include a $250 monthly cap on out-of-pocket costs; the sponsors said the substitute RS removed that cap while preserving parity, and some members preferred the cap for predictability. A motion to table the bill failed, and HB 530 was sent to the floor with a do-pass recommendation. The substitute RS 33-222 was then introduced.
Finally, RS 33-262, from Rep. Skog, was introduced to cap interest and fees on loans from non-regulated lenders, targeting payday and title lending practices described by supporters as predatory and trapping borrowers in cycles of debt. Members raised concerns about whether the cap could reduce access to short-term credit, while supporters cited examples of 200% to 300% or even higher effective rates. The committee also noted existing Idaho usury law questions during discussion. The RS was introduced, and the meeting adjourned after announcements about upcoming floor and committee schedules.
FL
Florida 2026 5th Special Session
Banking and Insurance Feb 11th, 2026
Transcript Highlights:
- The Committee on Banking and Insurance will now come to order. Madam Clerk, please call the roll.
- Insurance only would cover a prosthetic leg that allowed him to walk, not run, not play sports.
- Insurance companies refused to pay.
- Insurance often labels them as extras or recreational.
- However, it is common that the 20% co-insurance payment falls on the family.
Summary:
The Banking and Insurance Committee took up several bills, beginning with CS/SB 326, which modernizes Florida’s curator statute in probate law by clarifying when curators may be appointed, what they may do, and the oversight required. The bill was reported favorably without opposition. The committee then heard SB 1256 on pharmacy audits, which would require PBM audits of pharmacies to follow uniform standards and provide due process protections; pharmacists testified in support, describing current audits as burdensome and conflicted. That bill was also reported favorably.
Members next considered CS/SB 598 on funeral, cemetery, and consumer services. An amendment was adopted removing provisions on civil damage caps and phasing out direct disposers, and the bill was then reported favorably. SB 632, dealing with transportation network company insurance, would set coverage requirements for the period after a ride is accepted but before pickup; an opponent argued the existing insurance framework should not be reduced, but the bill passed on a divided vote and was reported favorably. CS/SB 786 on trusts, creating a nonjudicial process to close uncontested trusts and discharge trustees, was supported by banking and legal groups and reported favorably.
The committee then took up CS/SB 1110 on Medicaid, health insurance, and HMO coverage for orthotics and prosthetics. A delete-all amendment clarified eligible recipients, and the bill drew extensive emotional testimony from amputees, parents, and advocates describing the high cost of activity limbs and the benefits for children’s health and participation. Several senators praised the testimony and the policy, and the bill was reported favorably. Finally, SB 1588 on legal tender refined last session’s gold-and-silver law, and SPB 7044 created related public-records exemptions for custodians of gold and silver; both were reported favorably, with SPB 7044 adopted as a committee bill. The meeting ended with senators recording additional affirmative votes on selected bills and adjournment.
MN
Minnesota 2025-2026 Regular Session
Investing in Minnesota Housing - Senator Eric Lucero Feb 3rd, 2025
Minnesota Senate Floor Meeting
Transcript Highlights:
- As interest rates rise, as the cost of insurance rises, as property taxes rise, all of that is being
- </c> if you're a renter the cost of insurance if you're a renter the cost of insurance the<00:02:09.280
- </c> dramatically when it comes to Insurance dramatically when it comes to Insurance where<00:04:24.600
- </c> or other types of damage that insurance or other types of damage that insurance companies<00:04:
- </c> of reforms that allow for insurance of reforms that allow for insurance companies<00:04:45.880><
KY
Kentucky 2025 Regular Session
Public Pension Oversight Board (8-26-25)
Transcript Highlights:
- flow update on health insurance um cash flow update on health insurance On the health insurance cash
- company will with auto insurance, home insurance, or life insurance.
- company will with auto insurance, home insurance, or life insurance.
- </c> with it auto insurance home insurance or with it auto insurance home insurance or life<01:59:54.880
- </c> life insurance. life insurance.
Summary:
The meeting opened with a quorum call, the Pledge of Allegiance, a prayer, and approval of the prior meeting minutes. The first presentation was from Bo Craycraft of the Judicial Form Retirement System, who gave an update on investment performance, asset allocation, cash flow, and projected employer costs. He reported strong fiscal year 2025 investment results, with both the legislative and judicial retirement plans outperforming their actuarial assumed rates of return and benchmarks, driven largely by U.S. equity performance. He also noted the plans remained near their target asset allocation and continued to experience negative cash flow, though he said that was manageable in context of strong asset growth.
Craycraft then discussed a recent experience study and actuarial assumption changes, especially a revised salary growth assumption and a higher cash balance interest credit rate. He said these changes increased projected employer costs, with contributions rising from about $700,000 to a projected $2 million in later years, though he expected the eventual 2025 valuation and investment gains to reduce that estimate. Members asked about mortality assumptions, the impact of the experience study on liabilities, and the sharp increase in the judicial plan’s projected employer cost. Craycraft explained that the increase was driven mainly by the updated assumptions and that no other major plan changes were involved.
At the chair’s request, Craycraft also addressed the recent rise in Medicare Advantage premiums for the plan’s health coverage, saying the 2025 increase was largely tied to Part D changes and the Inflation Reduction Act and had been about 45%, but that future growth was expected to be under 5%. After his presentation, the committee moved to the Kentucky Public Pensions Authority update, where the next speaker began by saying the funds had exceeded actuarial assumed returns for the fiscal year.
MS
Mississippi 2026 Regular Session
Vet. and Military Affairs - Room 409, 8 January, 2026; 10:30 A.M.
Transcript Highlights:
- Obviously, a person is not insured by another employer.
- </c> general lack of of uh insurance general lack of of uh insurance coverage.<00:02:24.000><c> And</
- </c><00:02:42.879><c> we</c> the ones that do not have insurance we the ones that do not have insurance
- ><c> program</c><00:02:44.800><c> for</c> could create an insurance program for could create an insurance
- Uh, when you take those that already have insurance, that number is going to come down.
Summary:
The committee took up Senate Bill 2018, which would create a state-funded reimbursement program to pay Tricare premiums for eligible Mississippi National Guard members. The sponsor explained the bill is intended to improve quality of life, recruiting, and retention, especially for part-time Guardsmen who lack other medical coverage. General Chris Thomas testified that the proposal is a major priority for the Guard and would help address a significant gap in insurance coverage among soldiers and airmen.
Members asked how the reimbursement would work, when payments would be made, and whether the benefit would cover the full premium. Thomas said the mechanics were still being worked out, but the intent was to reimburse members fully for their monthly premium, likely through some recurring reimbursement process. He clarified the bill is aimed at traditional part-time Guard members, not full-time AGR or federal technicians who already have medical coverage.
Senators also asked whether the benefit would extend to families. Thomas said the current version covers only the service member, though a family plan option exists and the committee discussed the possibility of pursuing that later if the numbers work. The sponsor noted an appropriation bill would be needed to fund the program, with a fiscal note estimated at $4.6 million if all eligible members participated, though that amount would likely be lower because some already have insurance. The committee then adopted a do-pass motion, approved the bill, and reported it out.
LA
Louisiana 2026 Regular Session
Labor and Industrial Relations May 7th, 2026
Transcript Highlights:
- From the carrier, I mean the insurance company. Yes, sir.
- And it's less cost, so it's better for the insurance company.
- This is not regular insurance. It's not private insurance. We're dictating what they have to do.
- ; Gary Paderoa, Louisiana Association of Self-Insured.
- Medicaid or their health insurance and shift the burden to personal health insurance and taxpayers.”
Summary:
The House Labor and Industrial Relations Committee met on May 7, 2026, and first deferred several measures, including House Bill 460, Senate Bill 322, Senate Bill 32, Senate Bill 22, and House Bill 561. The committee then took up House Bill 819 by Chairman Cruz, which would replace Louisiana’s current workers’ compensation medical treatment schedule with the Official Disability Guidelines (ODG) by MCG as the primary guideline, while keeping the existing variance and appeal process. Cruz and MCG representative Troy Prevo argued that ODG is more comprehensive, updated more frequently, and used in many states, and said it could reduce delays, disability duration, and costs. Dr. Jason Picard, the state medical director, testified that Louisiana already uses ODG as a secondary reference in many cases because the state schedule lacks coverage for some body parts and treatments, and said the bill would not otherwise change the appeals process or care delivery.
Committee members focused heavily on whether the bill would delay care or improve it. Several members questioned the private-company nature of ODG, the $400 annual subscription cost, and whether Louisiana doctors would be forced to rely on an out-of-state guideline. Rep. Glorioso and others raised concerns about preauthorization delays and proposed amendments to create tacit approval when treatment follows the schedule, require payment within 30 days, and make the carrier prove by clear and convincing evidence that care was not medically necessary to challenge it. Chairman Cruz said he was willing to work with those ideas, and the committee also discussed adding an on-ramp or legacy language so current patients would not be disrupted.
Opposition testimony came from injured-worker advocates and representatives of medical and labor groups, including Joseph Jola St. and Robin Krumholt. They argued that Louisiana’s current guidelines are already working, that rates have fallen over time, and that the real problem is delay in approval rather than the content of the schedule. They said ODG is overly rigid, cost-driven, and can lead to denials that shift costs to workers, Medicaid, or private health insurance. They urged the committee to keep Louisiana’s existing system and instead adopt tacit approval under current law. The bill was still under discussion at the close of the transcript, with amendments being read and no final vote shown.
AR
Arkansas 2026 Regular Session
ALC-HOSPITAL, MEDICAID, & DEVELOPMENTAL DISABILITIES STUDY SUBCOMMITTEE Mar 16th, 2026
ALC-HOSPITAL, MEDICAID, & DEVELOPMENTAL DISABILITIES STUDY SUBCOMMITTEE
Transcript Highlights:
- our HOME, which is for the expansion population, where we go out to the marketplace and purchase insurance
- And what sometimes feels like is we have large insurance companies that have taken advantage of us and
- An Arkansas insurance premium, paid for by an employer and an employee sharing, right, it's almost the
- So we understand the cost of providing insurance for our employees too.
- get their insurance, quote unquote, from that hospital.
AZ
Arizona 2026 Regular Session
02/24/2026 - House Democratic Caucus Calendar #7
Transcript Highlights:
- That bill was brought by insurers, insurance companies.
- I'm writing that: private insurers.
- That bill, that bill was brought by insurers, insurance companies.
- I'm writing that private insurers. No. "Insurance, no." Okay.
- Private insurers are not the only insurers that provide workers' comp to firefighters.
Summary:
The caucus reviewed a large Minority Caucus Calendar and moved quickly through many bills, with staff often noting whether items were unanimous, party-line, or pulled from consent. Early items included HB 2130 on ADOA personnel financial systems, HB 2749 on felony sentence-completion designation, HCR 258 on Medicaid claim audits, and several agency or board continuation bills. Members also discussed HB 2745 on legislative subpoenas, HB 4027 naming Loop 202 the Charlie Kirk Highway, HB 2601 on Interstate 11 studies, and a number of education, health, labor, and public safety measures. Several bills were pulled from consent or flagged for later discussion, including HCR 258, HB 4027, HB 2375, HB 2601, HB 2408, HB 2444, HB 2923, HB 2182, HCR 2048, HB 2750, HB 2765, HB 2838, HB 4043, HB 2290, HB 2940, and others.
Testimony and caucus debate focused on a range of policy concerns. Members objected to bills involving school strikes, weapons detection systems, public records fees for legislators, union activity, school safety felony penalties, and restrictions on school clubs. Education bills drew extended discussion, including HB 2423 on automatic advanced math placement, HB 2478 creating a student outcomes commission, HB 2579 for free school meals, HB 2992 on child sexual abuse prevention, HB 4041 on spending authority for low-reading-performing districts, and HB 4043 requiring CPR/AED training. Health and professional regulation bills also prompted debate, including HB 2408 on nursing board investigations and expungement, HB 2444 on pharmacist testing authority, HB 2697 on expired opioid antagonists, and HB 4010 establishing a genetic counselors board. Members raised concerns about fiscal impacts, stakeholder opposition, and whether some measures were unfunded mandates or needed more amendment work.
The caucus also discussed immigration, labor, and public safety measures, including HB 2416 for DPS local border support, HB 2811 on obstructing governmental operations during lawful arrests, HB 2862 on unlawful masking penalties, HB 4070 on nonprofit incorporation restrictions tied to offenses, and HB 4117 creating a crime for disturbing religious services. Water, energy, and land-use bills were reviewed as well, such as HB 2099, HB 2263, HB 2330, HB 2341, HB 2492, HB 2757, HB 2782, HB 2912, HB 2918, and HCR 2020. The meeting ended with announcements, including an Affordability Award for Brian Garcia and a March 12 breakfast update on the Colorado River, before adjournment.
WA
Transcript Highlights:
- say, oh, actually you don't get insurance benefits any longer.
- We were going back and forth with just insurance for schools.
- But the prospect of taking two years off or having to self-insure or self-pay for his insurance... ..
- .years off or having to self-insure or self-pay for his insurance is too much of a threat for his family
- About 60% of our substitute employees don't take the insurance.
Committee:
Senate Ways & Means
Keywords:
Washington retirement systems, retirement trust funds, interest earnings, public employee retirement system, teachers retirement system, state patrol retirement system, judicial retirement system, judges retirement system, school employees retirement system, public safety employees retirement system, law enforcement officers and firefighters retirement system, PERS, TRS, LERS, legal expenses, medical expenses, administrative expenses, fraud prevention, overpayment recovery, trust fund protection
NV
Nevada 2025 Regular Session
Senate Committee on Commerce and Labor Jun 1st, 2025 at 08:00 am
Commerce and Labor
Transcript Highlights:
- So this bill basically requires health plans to provide coverage, insured coverage, for those who don't
- insurer objects to providing the coverage on religious grounds and provides written notice to the insured
- or prospective insured disclosing that the insurer does not provide such coverage.
- insurance issued by a domestic insurer to a person residing in another state to contain the coverage
- . ...insurance to require a policy of individual health insurance issued by a domestic insurer to a person
Committee:
Senate Commerce and Labor
ND
North Dakota 2026 1st Special Session
Emergency Response Services Committee Feb 25th, 2026 at 10:00 am
Transcript Highlights:
- I don't understand fire insurance premium taxes. We have insurance premium taxes.
- Is this the same as what our Fire insurance premium taxes. We have insurance premium taxes.
- insurance.
- Workforce Safety and Insurance provides insurance for them.
- Commercial insurance generally reimburses higher, as long as you have insurers willing to pay a reasonable
Summary:
The committee was called to order, a quorum was established, and the minutes from the prior meeting were approved. The first major presentation came from Montana Public Employees Retirement System executive director William Hollahan, who gave an overview of Montana’s Volunteer Firefighters’ Compensation Act plan. He explained that the plan covers volunteer firefighters in unincorporated areas, is funded by 5% of state fire insurance premium taxes, and currently serves 228 departments with about 2,936 active members and 1,242 retirees. He described eligibility rules, annual training and reporting requirements, benefit levels for partial and full pensions, disability, death, medical, and funeral benefits, and said the plan is actuarially sound with roughly $60 million in assets and a funded ratio slightly above 100%. Committee members asked about prior-service credit, whether EMS personnel are included, the effect on recruitment and retention, and whether expanding coverage would require a funding analysis; Hollahan said prior service is not credited, EMS is not currently included, and any expansion would need financial review.
Tim Walleen of Workforce Safety and Insurance then presented a draft North Dakota workers’ compensation solution for volunteer firefighters and volunteer EMS personnel. He explained that volunteer responders are already covered by workers’ comp for medical and wage-loss benefits, but the proposal would set a minimum annual wage of $30,000 for calculating wage-loss benefits for qualifying volunteers, with the benefit paid at two-thirds of that amount. Representative Porter suggested tying the volunteer definition to existing code rather than a fixed dollar amount, and Walleen agreed. Questions focused on whether search and rescue or other volunteer emergency services could be included, whether departments would face new paperwork, and whether volunteer organizations can already elect coverage; Walleen said there would be no additional paperwork and that volunteer coverage is already available.
The committee also heard from volunteer fire service representatives and the state fire marshal. An Oakes-area firefighter, Mr. Olson, testified that small departments are struggling with retention, communication, and administrative burdens, especially around separate bookkeeping and funding rules for donated or fundraising money, and he said departments need clearer guidance from the state. State Fire Marshal Dr. Matthew Clark introduced himself and outlined a broader effort to improve education, support, and coordination for fire departments, including a planned 10% audit of certificates of existence beginning in 2027, more outreach through his office, and better assistance with training, reporting, and grant access. He said his office is authorized under current law to provide these services, but the role has been vague and underused. Finally, Arnagard Rural Fire District Chief Rick Schreiber testified in favor of new recruitment and retention ideas, including retirement-style benefits, health insurance, tax incentives, scholarships, grants, and more remote or regional training. He said volunteer departments are losing members, that local tax and donation funds are already stretched, and that any new retirement or incentive program should be sustainable and likely involve a mix of state and local support.
AZ
Arizona 2026 Regular Session
02/16/2026 - House Health & Human Services #2
Transcript Highlights:
- Madam Chair, members, House Bill 2433 requires insurers that offer Medicare supplement insurance to individuals
- So what this bill would do, simply put, is require insurance plans.
- Goodness of your heart not to burden insurance companies and insurance policyholders?
- Most of the individual insurers do, though.
- Consumers in Arizona deserve to know how insurance companies behave.
Summary:
The committee heard House Bill 2433, which would require insurers offering Medicare supplement policies to people 65 and older to also offer them to Medicare beneficiaries under 65 with ALS or end-stage renal disease, with enrollment periods and premium protections tied to 65-year-old rates. Supporters, including dialysis and ALS advocates, said the bill would help a small population facing high out-of-pocket costs and could improve access to transplants and care; opponents argued it would shift costs onto older seniors and raise Medigap premiums. The committee recommended the bill do pass on a 12-0 vote.
The committee also heard House Bill 2593, appropriating $1.5 million to the University of Arizona for the Arizona Perinatal Psychiatry Access Line. The sponsor and physicians testified that the line helps obstetric and pediatric providers quickly consult on perinatal depression, postpartum psychosis, suicidality, and other mental health crises, improving outcomes for mothers, children, and families and reducing costly emergency and crisis care. The bill received a do pass recommendation on a 10-1 vote.
House Concurrent Resolution 2013, proclaiming June 2026 as Celebrate Life Month, drew emotional testimony from a young woman with spina bifida and another speaker supporting the sanctity of life. Some members objected that the state should focus on practical supports such as paid leave, child care, and health care access, while others supported the resolution as a statement of human dignity. The resolution passed the committee 7-5. The committee then approved House Bill 4010, creating a Board of Genetic Counselors and licensure standards, after testimony from genetic counselors and a patient advocate about the need for qualified counseling and better access; it passed 11-1.
Later, the committee approved House Bill 2196, which would require pharmacy benefit managers to reimburse non-affiliated pharmacies at least their acquisition cost and pay a dispensing fee, and establish an appeals process. Independent pharmacists and their coalition said PBM practices are driving closures and unfairly favor affiliated pharmacies, while PBM and employer representatives warned of major cost increases and said the bill would interfere with private contracts; the bill passed 11-1. The committee also adopted a strike-everything amendment to House Bill 2182 requiring insurers and health plans to report claims denial and prior authorization data to DIFI, and then gave the amended bill a 12-0 do pass recommendation. Finally, the committee approved House Bill 2189, directing the Board of Nursing to update rules for licensed health aides and collect annual data, with the sponsor and board staff saying it would help implement routine ventilator care in the home; it passed 12-0. The committee then began hearing House Bill 2404, a strike-everything amendment on inter-facility transports for behavioral health patients, but the transcript cuts off before action on that bill.
MA
Massachusetts 2025-2026 Regular Session
Senate Session (Full Formal without Calendar) Jun 21st, 2026 at 11:00 am
Massachusetts Senate Floor Meeting
Transcript Highlights:
- rental car insurance, meaning that rental car drivers in Massachusetts are paying for insurance twice
- if they own a car and have car insurance.
- And so if folks have insurance and the fund that's supposed to help when insurance doesn't cover costs
- And although we are very proud of Massachusetts that we have the highest percentage of an insured health-insured
- They may have insurance, but their insurance is not covering the cost of the care that they're seeking
Summary:
The Senate took up a series of resolutions and bills, beginning with unanimous adoption of resolutions congratulating two Eagle Scouts. It then advanced several local and special acts, including measures on Machado-Joseph disease awareness day, the Ipswich senior tax referral program, Swampscott conservation commission appointments, protections for individuals with disabilities in MassHealth day habilitation programs, continued employment in Brookfield, Marblehead parking fines, Natick’s home rule charter, and Boston affordable housing/branch library space. The chamber also suspended Joint Rule 12 to refer several House petitions to committees.
The Senate enacted House bills authorizing additional wine and malt beverage licenses in Lexington and a means-tested senior property tax exemption in Melrose. It also passed Senate Bill 2603 on affordable car rentals after adopting an amendment; supporters said the bill would reduce rental costs by changing Massachusetts’ rental car insurance rules to align with most other states. Senate Bill 1057 on fentanyl test strips was also passed to be engrossed after Senator Creem argued the bill would expand access to a low-cost overdose prevention tool and save lives. Senator Moore then spoke in support of expanding Nikki’s Law to cover MassHealth day habilitation programs, describing the bill as a needed protection for people with autism and intellectual and developmental disabilities.
A major portion of the meeting focused on House 4530, a FY2025 supplemental appropriations bill providing $234 million for hospitals and community health centers. Senators discussed the Health Safety Net shortfall, rising health care costs, underinsurance, and federal reimbursement; Ways and Means explained that about $93 million was expected back in federal financial participation, making the net state cost about $140 million. The Senate also took up House 4531 on the 2026 state primary election date, rejecting an amendment before passing the bill to engrossment. The chamber later adopted emergency preambles for House 4530 and House 4531, and all three final bills—Machado-Joseph Disease Awareness Day, the supplemental budget, and the primary election date bill—were enacted and sent to the Governor. The Senate adjourned in memory of Ricardo Barbosa after a memorial statement by Senator Miranda.