Video & Transcript Research : 'judgment foreclosure'

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TX
Transcript Highlights:
  • Texas has strong laws today protecting a judgment debtor's property.
  • . ...and certain JP's have refused to appoint receivers, obstructing the collection of valid judgments
  • moving forward but also to judgments moving backward.
  • We have to have judgment enforcement.
  • We realized quickly that she had a judgment against her, actually.
FL

Florida 2026 Regular Session

Judiciary Jan 14th, 2025

Judiciary

Transcript Highlights:
  • The second change was the creation of an express provision of law providing that the offer of judgment
  • They used their backup trial divisions to create supplemental trial and summary judgment calendars.
  • We think that we've had other situations where we've been dealt difficult circumstances: the foreclosure
  • crisis, where we were singled out; our state was singled out for not handling foreclosure in an appropriate
Summary: The Judiciary Committee met with a quorum present and heard several Office of the State Courts Administrator presentations. Judge Mark Mahan discussed the impact of 2023’s HB 837 litigation reforms on court operations, explaining that the law’s changes to comparative negligence, filing deadlines, collateral source evidence, premises liability, bad faith claims, attorney’s fees, and offer-of-judgment rules triggered a major March 2023 civil filing surge. He described how filings tripled statewide, with especially large increases in auto negligence and premises liability cases, and outlined how circuits responded through active case management, added resources, and workflow changes. Members asked whether the bill’s immediate effective date contributed to the surge and whether clearance rates would normalize over time; Judge Mahan said the court system viewed its response as a success and expected rates to settle as the backlog is worked through. The committee then received a presentation on problem-solving courts from Jennifer Grandal and Judge Nina Richardson. Grandal reviewed Florida’s drug courts, mental health courts, veterans courts, dependency and early childhood courts, noting statewide best-practice standards, annual reporting requirements, funding sources, and data collection systems. Judge Richardson gave a local perspective on treatment courts, emphasizing that they address underlying mental health and substance use issues, rely on judicial supervision and sanctions as well as incentives, and help participants achieve recovery and avoid reoffending. She said the programs are accountable, transparent, and effective, and thanked the Legislature for continued support. Finally, Judge Rachel Nordby and Eric McClure outlined the judicial branch’s legislative agenda. Nordby summarized the Supreme Court workgroup’s recommendations to expand Florida’s vexatious litigant law, including broader coverage, fewer qualifying adverse cases, a longer lookback period, and a public records exemption for stricken defamatory or sham material. McClure then highlighted additional agenda items: modernizing the duty-judge statute, expanding senior management retirement eligibility, authorizing additional judgeships based on workload studies, removing the statutory cap on court-ordered nonbinding arbitration compensation, protecting appellate clerks’ personal information, allowing alternative authentication for certain judicial notarizations, and creating a hearsay exception for guardian ad litem reports and testimony. No votes were taken, and the committee adjourned after member introductions and staff introductions.
DE
Transcript Highlights:
  • It does not replace relationships or human judgment.
  • I believe that any foreclosure that would happen would result in a tenant.
  • I'm not a foreclosure expert, but yes, I would believe that's the case.
  • But Delaware also does all, Delaware also has a right of redemption for foreclosures as well.
  • Redemption for foreclosures as well.
Keywords: 1064, all
MN

Minnesota 2025-2026 Regular Session

Committee on Judiciary and Public Safety - Part 1 - 04/04/25

Judiciary and Public Safety

Transcript Highlights:
  • applies in judicial foreclosures. applies in judicial foreclosures.
  • residential foreclosures are Most residential foreclosures are conducted<01:27:07.199> by<01:
  • that court decision, most foreclosures that court decision, most foreclosures are<01:27:25.280><
  • Minnesota has a robust foreclosure.
  • :40.400> and foreclosure prevention program and foreclosure prevention program and housing<01:
Keywords: 1187, senate, all
OR
Transcript Highlights:
  • A judgment of eviction was issued.
  • Tenant default judgments have been cut in half. Really clear.
  • In eviction court, tenant default judgments have been cut in half.
  • She got an eviction judgment and a sheriff lockout for just $53 that was at issue in the eviction case
  • Essentially, the deadline to avoid an eviction is the eviction judgment, and those payments can come
Keywords: 907, all
Summary: The committee met for a series of information sessions focused on housing stabilization, rental assistance, senior housing, and heat resilience. In the first panel, OHCS and NOAA described the state’s affordable housing preservation work, including the $35 million in 2025 stabilization funding used to reduce debt and keep distressed affordable rental projects operating, plus manufactured home park preservation efforts. OHCS said the portfolio remains under strain, with about a third of projects at debt coverage ratios of 1.0 or less and rising insurance and operating costs. NOAA urged faster closings on the stabilization awards, more funding in 2027, and broader rent assistance and process reforms. Committee members asked about the gap between current appropriations and need, and OHCS explained that the new Article 11-Q bond preservation program is structured differently and requires full refinancing rather than simple cash infusions. The committee then heard a detailed discussion of the state’s eviction prevention and rental assistance program, ORDAP. OHCS said the program is administered through community action agencies, prioritizes households at imminent risk of eviction, and is now funded at a much lower level than in the prior biennium, reducing expected service to about 8,200 households this biennium. The Oregon Law Center, a county community action agency, and Multifamily Northwest all agreed the program prevents homelessness and is effective, but they differed on whether assistance should be tied so closely to eviction court. Legal aid and community action witnesses said the current system is underfunded and that eviction filings are the clearest indicator of need, while Multifamily Northwest argued the process can push people into court unnecessarily and should be moved earlier when possible. Legislators raised questions about whether a pre-eviction model could be developed and about the costs of court involvement; one member shared a personal story about how rental assistance helped keep their family housed. Next, the governor’s office, OHCS, and OHA presented on the new senior housing initiative and healthy homes work. The governor’s housing director said Oregon is making progress on homelessness and housing production, with reductions in homelessness outside Multnomah County and an estimated 50,000 future units added to the pipeline through recent state actions. OHCS outlined the senior housing programs launched in May: a debt-financing program using elderly and disabled bond authority, an older adult housing development program funded through the senior property tax deferral revolving account, and a rehousing program for older adults that will use bridge funding and services to move at least 400 unsheltered older Oregonians into housing. OHA also described its Healthy Homes Grant Program, including $24.6 million already awarded, a new $5 million grant round for seniors and people with disabilities, and examples of home repairs and weatherization that help people remain safely housed. The final information session focused on home cooling and heat resilience. OHA presented data showing rising extreme heat days, more heat-related emergency visits, and likely undercounted heat deaths, especially among older adults, people with disabilities, low-income communities, and people without access to healthy homes. ODOE reviewed implementation of Senate Bill 1536, including a cooling needs study that found 58% of surveyed households in the studied housing types needed permanent cooling, with estimated statewide costs of $582 million to $1 billion. ODOE said its rental home heat pump and community heat pump programs have supported 4,638 installations so far, with a temporary reopening planned using remaining funds. The session ended with a remote presentation from a Community Action Partnership of Oregon representative, continuing the discussion of how community action agencies help deliver energy and anti-poverty services.
TX

Texas 89th 2nd C.S.

Senate Session Apr 3rd, 2025

Texas Senate Floor Meeting

Transcript Highlights:
  • The heart of this bill is the codifying of the business judgment rule, and that is also currently common
  • And so the business judgment rule, and you correct me if I get this wrong, with that business judgment
  • So this municipality has not been created here. additional time foreclosures at all.
  • Senate Bill 2630 by Creighton, relating to prohibiting the foreclosure of a lien-free or mortgage-free
  • Senate Bill 2630 by Creighton, relating to prohibiting the foreclosure of a lien-free or mortgage-free
Summary: The Senate convened with a quorum, heard an invocation, and adopted the previous day’s journal. Members then adopted Senate Resolution 358 honoring the University of Texas Rio Grande Valley on its 10th anniversary, with remarks highlighting UTRGV’s growth, degree production, research expansion, medical school, and role in serving the Rio Grande Valley and South Texas. The chamber also recognized the doctor of the day and adopted additional resolutions, including one for Denton County Days at the Capitol and another recognizing Texas HBCU Day. The Senate gave extensive recognition to outgoing Texas A&M University System Chancellor John Sharp through Senate Resolution 368. Senators from both parties praised his long public career, leadership of the A&M System, support for regional universities, and bipartisan approach. The resolution was adopted after multiple members added their names. The chamber also heard from advocates with the Texas Streets Coalition, and received gubernatorial nominations for the State Board of Examiners of Professional Counselors and the Texas Commission on Fire Protection. On legislation, the Senate passed several major bills. Committee Substitute Senate Bill 27, relating to rights and support for public school educators, was debated and amended to address teacher vacancies, bilingual certification testing, paid leave options, classroom removals, and appeal rights, then passed unanimously. Senate Joint Resolution 12, proposing a constitutional amendment on parents’ right to direct a child’s education, advanced on a 22-9 vote. Committee Substitute Senate Bill 1741, aimed at preventing foreign influence and intellectual property theft at public institutions of higher education, passed unanimously. Committee Substitute Senate Bill 29, the business entities bill, also passed after debate over corporate governance and shareholder protections. Senate Bill 857, authorizing law enforcement to tow certain vehicles driven by unlicensed or uninsured drivers, passed despite some concern about towing abuses during disasters. The Senate also took up Committee Substitute Senate Bill 1536 on dementia and Alzheimer’s training for certain guardians, but the transcript ends as that bill is being laid out.
MN

Minnesota 2025-2026 Regular Session

Committee on Commerce and Consumer Protection - 03/12/26

Commerce and Consumer Protection

Transcript Highlights:
  • ,<00:58:21.280> it property go into foreclosure, it property go into foreclosure, it wouldn't
  • And so we aren't changing the foreclosure process in any meaningful way, but better reflecting how
  • appraisal reporting requirements with real estate standards requiring timely disclosure of civil judgments
  • requiring timely disclosure<01:01:44.000> of<01:01:44.240> civil<01:01:44.480> judgments
  • , disclosure of civil judgments, disclosure of civil judgments, discipline<01:01:45.760> or
Keywords: 1187, senate, all
TX

Texas 89th Regular

Pensions, Investments & Financial Services Apr 14th, 2025

Pensions, Investments & Financial Services

Transcript Highlights:
  • confessed judgment—entered against the company and its owner almost overnight.
  • If they owe this money, give us a judgment.
  • You get a judgment, and you start chasing them around like a creditor, right?
  • Confessions of judgment are a tool of bad actors.
  • Foreclosure, so the business is going to be completely out of business.
CO

Colorado 2026 Regular Session

Colorado Senate 2026 Legislative Day 069 Mar 24th, 2026

Colorado Senate Floor Meeting

Transcript Highlights:
  • They are also responsible for the foreclosure process and conducting public auctions, and they serve
  • <02:39:03.920> statutes, public trustee foreclosure statutes, public trustee foreclosure statutes
  • conservatism, put it this way: “Your representative owes you not his industry only, but also his judgment
  • The exercise of judgment should not be met with threats of violence or death.
  • The exercise of judgment should not be met with threats of violence or death.
Keywords: 981, all
Summary: The Senate convened, established a quorum, approved the journal, and received several routine messages, including House-passed bills transmitted to the governor and the revisor. During moments of personal privilege, senators welcomed guests including members of the Persian Cultural Circle for the annual Naruse breakfast, a niece shadowing Senator Judah, and leadership from the Netherland Public Library. A tribute recognizing March 20, 2026 as Naruse Day was read into the record, celebrating the Persian New Year and the Iranian-American community. On the consent calendar, House Bill 1191 passed 33-0. The bill concerns audits of school districts receiving state education fund money for capital construction projects for qualified charter schools, making the state auditor’s examination discretionary rather than mandatory. The Senate then laid over third reading of bills until March 24, 2026, pulled House Bill 1098 off consent for later consideration, and authorized the Joint Budget Committee to conduct business while the Senate was in session. The chamber then resolved into Committee of the Whole and adopted House Bills 1180 and 1189 on second reading. HB 1180 continues the Business Intelligence Center Advisory Board sunset process by repealing the board, while HB 1189 addresses property held by a community property spouse under the Uniform Community Property Disposition at Death Act. The committee report was adopted 33-0 and the bills were ordered revised and placed on the third-reading calendar. The committee also took up Senate Bill 112, concerning defendants who fail to appear in court and allowing certain pretrial release conditions for repeat failures to appear. Sponsor testimony emphasized that the bill was amended to use language from prior legislation and now focuses on repeated, willful failures to appear in the same case, with safeguards for municipal courts and situations where counsel is present. Supporters, including Senator Carson, argued the measure gives local courts a narrow tool to address repeated nonappearance and reduce burdens on judges, law enforcement, victims, and taxpayers; the discussion continued as the transcript ended.
DE
Transcript Highlights:
  • It does not replace relationships or human judgment.
  • House Amendment 1 simply changes the judgment frequency from three to two over a span of 18 months.
  • This right is limited to tenants with no more than two judgments within an 18-month period.
  • I'm not a foreclosure expert, but yes, I would believe that's the case.
  • But Delaware also does have a right of redemption for foreclosures as well.
Summary: The House met on June 30, 2026, with opening ceremonies, guest introductions, a prayer, the Pledge of Allegiance, and a moment of silence for two deceased community members. Members also adopted Consent Calendar 29, which included House Concurrent Resolutions 153, 154, and 156, and passed House Concurrent Resolution 157 directing the State Lottery to report on iLottery options to support traditional lottery retailers, as amended to set a February 15, 2027 reporting deadline. The chamber then considered several bills on agriculture, telecommunications, health, fire service standards, corrections, elections, and education. Among the measures passed were Senate Bill 53 on the Delaware Farm to Community Program, Senate Bill 307 on PSC authority for Lifeline telecom carriers, Senate Bill 339 clarifying advance health care directives, Senate Bill 235 extending manufactured home rent increase rules, Senate Bill 325 updating firefighter/EMS background check and membership standards, Senate Bill 309 discharging incarceration-related balances, Senate Bill 324 on constable-related handgun purchase exemptions, Senate Bill 94 on respiratory care practitioners and ECMO medication access, and Senate Bill 293 creating a licensure pathway for summer camp providers in the Purchase of Care program. The House also passed Senate Substitute 2 for Senate Bill 100, proposing a constitutional amendment to protect the right to marry regardless of race or gender while explicitly preserving religious freedom. The bill drew extended debate, with supporters framing it as a safeguard against future rollbacks of marriage equality and opponents raising concerns about constitutionalizing an issue already in statute; several members explained changed votes and personal reflections before the final roll call, which passed 28-12. House Bill 188, which would allow unaffiliated voters to choose a party primary, also passed after amendment, despite some opposition over party-system effects. Two measures were tabled or amended after debate: Senate Bill 233 on removing snow and ice from vehicles was initially tabled to consider a truck-driver exemption amendment, then the amendment failed and the bill later passed as amended; and Senate Joint Resolution 19 on studying health care costs was tabled briefly pending legal clarification. House Substitute 1 for House Bill 404, creating a three-year pilot program for AI and extended reality in schools, passed after testimony from the Department of Education emphasizing guardrails, data privacy, and teacher oversight. The transcript ends as House Bill 478 is being read in, but no final action on that bill appears in the provided text.
MN

Minnesota 2025-2026 Regular Session

Judiciary Committee Meeting - 2026-03-26

Judiciary Finance and Civil Law

Transcript Highlights:
  • <00:05:05.240> sections, of interest, the foreclosure sections, of interest, the foreclosure
  • On the foreclosure front, we seek to really, with this section, create greater parity between non-HOA
  • It limits foreclosure to unpaid assessments over 3 months and prohibitions on foreclosure for minor fees
  • uh on foreclosure for minor fees.<00:07:14.680> Um<00:07:15.160> which<00:07:15.360>
  • in foreclosure is not retaliation.<00:08:11.320> Um,<00:08:11.760> and<00:08:12.360>
TX
Transcript Highlights:
  • Chairman, I've always trusted your judgment on these things, and I think the bill is a good start.
  • Contractors who get stiffed on a project or if there's a financial catastrophe and there's a foreclosure
  • If this entity defaults on their loan and the lender forecloses, then the The lender's foreclosure stands
  • the examples that he just stated... and the project, whether the projects have been completed. a judgment
  • of the contractor versus completed in the judgment of the lender.
TX

Texas 89th Regular

State Affairs - Part 1 Mar 19th, 2025

State Affairs

Transcript Highlights:
  • investigate a librarian or teacher over a so-called bad library book. according to their subjective judgment
  • Have you has your experience seen any foreclosures of the asset or it's just they just only place a lien
  • on it I am not aware of foreclosure, but secured by the panels themselves.
TX
Transcript Highlights:
  • means if you and I have a dispute and we go to court and that is resolved either by settlement or by judgment
  • In doing so, you've got a default judgment against. the definition of marriage.
  • It is our prudential judgment that offering a hundred thousand dollar award for non-injured parties to
  • That's the judgment of the nations in Matthew 25.
  • Any judgment that would be obtained against someone out of state...
Bills: SB10, SB16, SB6, SB 6, SB 10, SB 16
TX
Transcript Highlights:
  • Not the number, but the judgment formation of the number based on the number of damages on the percentages
  • course and scope of it responsible, and I'm going to assume that responsibility for paying that judgment
  • The percentages of fault will still be decided and applied to the damage findings resulting in a judgment
  • you is that all of you need to think about God and your responsibility to be doing the best. ...judgment
  • deals with salvage auto dealers routinely purchasing vehicles from law enforcement auctions and foreclosure